Home > American Pacific State Bank > Income and Expense
American Pacific State Bank, Income and Expense
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $26,516,000 | 1,220 |
| Total interest expense | $10,304,000 | 1,481 |
| Net interest income | $16,212,000 | 1,041 |
| Provision for loan and lease losses | $205,000 | 3,461 |
| Total noninterest income | $5,830,000 | 839 |
| Gross Fiduciary activities income | $0 | 1,398 |
| Service charges on deposit accounts | $3,730,000 | 359 |
| Trading account gains and fees | $0 | 224 |
| Additional Noninterest Income | $2,100,000 | 1,122 |
| Total noninterest expense | $15,967,000 | 885 |
| Salaries and employee benefits | $8,200,000 | 807 |
| Premises and equipment expense | $3,163,000 | 668 |
| Additional noninterest expense | $4,604,000 | 1,001 |
| Pre-tax net operating income | $5,870,000 | 1,279 |
| Securities gains (losses) | $298,000 | 747 |
| Applicable income taxes | $2,071,000 | 1,223 |
| Income before extraordinary items | $4,097,000 | 1,300 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $4,097,000 | 1,300 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $298,000 | 1,869 |
| Cash dividends | $2,196,000 | 1,244 |
| Sale, conversion, retirement of capital stock, net | $-202,000 | 10,359 |
| Net operating income | $3,900,320 | 1,306 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $24,793,000 | 1,338 |
| Total interest expense | $9,118,000 | 1,706 |
| Net interest income | $15,675,000 | 1,127 |
| Provision for loan and lease losses | $916,000 | 1,056 |
| Total noninterest income | $7,977,000 | 666 |
| Gross Fiduciary activities income | $0 | 1,450 |
| Service charges on deposit accounts | $3,650,000 | 369 |
| Trading account gains and fees | $0 | 239 |
| Additional Noninterest Income | $4,327,000 | 680 |
| Total noninterest expense | $17,284,000 | 832 |
| Salaries and employee benefits | $8,123,000 | 826 |
| Premises and equipment expense | $2,859,000 | 721 |
| Additional noninterest expense | $6,302,000 | 814 |
| Pre-tax net operating income | $5,452,000 | 1,428 |
| Securities gains (losses) | $67,000 | 1,173 |
| Applicable income taxes | $2,018,000 | 1,320 |
| Income before extraordinary items | $3,501,000 | 1,536 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $3,501,000 | 1,537 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,057,000 | 773 |
| Cash dividends | $995,000 | 2,214 |
| Sale, conversion, retirement of capital stock, net | $-67,000 | 10,764 |
| Net operating income | $3,458,120 | 1,521 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $22,626,000 | 1,493 |
| Total interest expense | $7,860,000 | 1,998 |
| Net interest income | $14,766,000 | 1,217 |
| Provision for loan and lease losses | $1,512,000 | 751 |
| Total noninterest income | $7,554,000 | 718 |
| Gross Fiduciary activities income | $0 | 1,526 |
| Service charges on deposit accounts | $3,279,000 | 443 |
| Trading account gains and fees | $0 | 262 |
| Additional Noninterest Income | $4,275,000 | 708 |
| Total noninterest expense | $16,130,000 | 948 |
| Salaries and employee benefits | $7,655,000 | 888 |
| Premises and equipment expense | $2,517,000 | 870 |
| Additional noninterest expense | $5,958,000 | 995 |
| Pre-tax net operating income | $4,678,000 | 1,554 |
| Securities gains (losses) | $-93,000 | 11,182 |
| Applicable income taxes | $1,636,000 | 1,475 |
| Income before extraordinary items | $2,949,000 | 1,685 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $2,949,000 | 1,686 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,107,000 | 554 |
| Cash dividends | $953,000 | 2,234 |
| Sale, conversion, retirement of capital stock, net | $-475,000 | 11,399 |
| Net operating income | $3,008,520 | 1,625 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $22,647,000 | 1,508 |
| Total interest expense | $7,767,000 | 2,011 |
| Net interest income | $14,880,000 | 1,209 |
| Provision for loan and lease losses | $2,710,000 | 476 |
| Total noninterest income | $8,177,000 | 687 |
| Gross Fiduciary activities income | $0 | 1,590 |
| Service charges on deposit accounts | $3,118,000 | 475 |
| Trading account gains and fees | $0 | 522 |
| Additional Noninterest Income | $5,059,000 | 657 |
| Total noninterest expense | $16,133,000 | 941 |
| Salaries and employee benefits | $7,708,000 | 891 |
| Premises and equipment expense | $2,441,000 | 893 |
| Additional noninterest expense | $5,984,000 | 985 |
| Pre-tax net operating income | $4,214,000 | 1,752 |
| Securities gains (losses) | $105,000 | 938 |
| Applicable income taxes | $1,625,000 | 1,534 |
| Income before extraordinary items | $2,694,000 | 1,867 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $2,694,000 | 1,866 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,221,000 | 772 |
| Cash dividends | $873,000 | 2,282 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $2,626,800 | 1,891 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $18,813,000 | 1,640 |
| Total interest expense | $5,352,000 | 2,313 |
| Net interest income | $13,461,000 | 1,340 |
| Provision for loan and lease losses | $2,036,000 | 573 |
| Total noninterest income | $6,820,000 | 761 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $2,773,000 | 506 |
| Trading account gains and fees | $0 | 475 |
| Additional Noninterest Income | $4,047,000 | 726 |
| Total noninterest expense | $15,867,000 | 968 |
| Salaries and employee benefits | $7,834,000 | 875 |
| Premises and equipment expense | $2,335,000 | 919 |
| Additional noninterest expense | $5,698,000 | 1,052 |
| Pre-tax net operating income | $2,378,000 | 2,966 |
| Securities gains (losses) | $0 | 3,600 |
| Applicable income taxes | $645,000 | 3,313 |
| Income before extraordinary items | $1,733,000 | 2,797 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $1,733,000 | 2,799 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,195,000 | 530 |
| Cash dividends | $500,000 | 3,161 |
| Sale, conversion, retirement of capital stock, net | $1,747,000 | 327 |
| Net operating income | $1,733,000 | 2,811 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $16,479,000 | 1,901 |
| Total interest expense | $4,813,000 | 2,669 |
| Net interest income | $11,666,000 | 1,545 |
| Provision for loan and lease losses | $1,769,000 | 884 |
| Total noninterest income | $6,580,000 | 801 |
| Gross Fiduciary activities income | $0 | 1,630 |
| Service charges on deposit accounts | $2,488,000 | 553 |
| Trading account gains and fees | $0 | 532 |
| Additional Noninterest Income | $4,092,000 | 792 |
| Total noninterest expense | $14,372,000 | 1,095 |
| Salaries and employee benefits | $7,224,000 | 935 |
| Premises and equipment expense | $2,246,000 | 979 |
| Additional noninterest expense | $4,902,000 | 1,292 |
| Pre-tax net operating income | $2,105,000 | 3,157 |
| Securities gains (losses) | $523,000 | 875 |
| Applicable income taxes | $1,018,000 | 2,206 |
| Income before extraordinary items | $1,610,000 | 3,028 |
| Extraordinary gains, net | $100,000 | 1,558 |
| Net income | $1,710,000 | 2,974 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,065,000 | 1,102 |
| Cash dividends | $154,000 | 6,030 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $1,275,280 | 3,587 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $18,542,000 | 1,918 |
| Total interest expense | $6,797,000 | 2,484 |
| Net interest income | $11,745,000 | 1,567 |
| Provision for loan and lease losses | $1,328,000 | 1,529 |
| Total noninterest income | $6,366,000 | 820 |
| Gross Fiduciary activities income | $0 | 1,658 |
| Service charges on deposit accounts | $2,365,000 | 576 |
| Trading account gains and fees | $0 | 504 |
| Additional Noninterest Income | $4,001,000 | 787 |
| Total noninterest expense | $13,739,000 | 1,148 |
| Salaries and employee benefits | $7,048,000 | 970 |
| Premises and equipment expense | $1,937,000 | 1,150 |
| Additional noninterest expense | $4,754,000 | 1,381 |
| Pre-tax net operating income | $3,044,000 | 2,039 |
| Securities gains (losses) | $260,000 | 1,672 |
| Applicable income taxes | $1,315,000 | 1,613 |
| Income before extraordinary items | $1,989,000 | 2,307 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $1,989,000 | 2,344 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,181,000 | 1,405 |
| Cash dividends | $161,000 | 5,593 |
| Sale, conversion, retirement of capital stock, net | $120,000 | 801 |
| Net operating income | $1,822,600 | 2,338 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.