Home > American Pacific Bank > Income and Expense
American Pacific Bank, Income and Expense
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $2,273,000 | 3,253 |
| Total interest expense | $495,000 | 4,049 |
| Net interest income | $1,778,000 | 2,946 |
| Provision for loan and lease losses | $138,000 | 1,572 |
| Total noninterest income | $141,000 | 4,864 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $42,000 | 5,359 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $99,000 | 3,751 |
| Total noninterest expense | $946,000 | 4,012 |
| Salaries and employee benefits | $499,000 | 4,095 |
| Premises and equipment expense | $130,000 | 4,075 |
| Additional noninterest expense | $317,000 | 3,630 |
| Pre-tax net operating income | $835,000 | 2,492 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $317,000 | 1,903 |
| Income before extraordinary items | $518,000 | 2,972 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $518,000 | 2,973 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $34,000 | 2,069 |
| Cash dividends | $0 | 3,863 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $518,000 | 2,927 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $8,351,000 | 3,300 |
| Total interest expense | $1,987,000 | 3,676 |
| Net interest income | $6,364,000 | 3,132 |
| Provision for loan and lease losses | $207,000 | 3,624 |
| Total noninterest income | $639,000 | 4,651 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $147,000 | 5,822 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $492,000 | 3,339 |
| Total noninterest expense | $4,102,000 | 3,660 |
| Salaries and employee benefits | $1,946,000 | 4,087 |
| Premises and equipment expense | $517,000 | 3,982 |
| Additional noninterest expense | $1,639,000 | 2,910 |
| Pre-tax net operating income | $2,694,000 | 2,819 |
| Securities gains (losses) | $0 | 3,819 |
| Applicable income taxes | $1,077,000 | 2,034 |
| Income before extraordinary items | $1,617,000 | 3,440 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $1,617,000 | 3,439 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $143,000 | 3,108 |
| Cash dividends | $0 | 6,149 |
| Sale, conversion, retirement of capital stock, net | $5,666,000 | 209 |
| Net operating income | $1,617,000 | 3,376 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $6,115,000 | 3,338 |
| Total interest expense | $1,485,000 | 3,651 |
| Net interest income | $4,630,000 | 3,211 |
| Provision for loan and lease losses | $109,000 | 4,145 |
| Total noninterest income | $484,000 | 4,634 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $110,000 | 5,875 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $374,000 | 3,318 |
| Total noninterest expense | $3,016,000 | 3,700 |
| Salaries and employee benefits | $1,519,000 | 3,913 |
| Premises and equipment expense | $385,000 | 3,983 |
| Additional noninterest expense | $1,112,000 | 3,131 |
| Pre-tax net operating income | $1,989,000 | 2,896 |
| Securities gains (losses) | $0 | 3,710 |
| Applicable income taxes | $773,000 | 2,156 |
| Income before extraordinary items | $1,216,000 | 3,509 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $1,216,000 | 3,509 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $113,000 | 2,652 |
| Cash dividends | $0 | 5,363 |
| Sale, conversion, retirement of capital stock, net | $5,658,000 | 153 |
| Net operating income | $1,216,000 | 3,423 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $4,094,000 | 3,325 |
| Total interest expense | $986,000 | 3,645 |
| Net interest income | $3,108,000 | 3,185 |
| Provision for loan and lease losses | $109,000 | 3,347 |
| Total noninterest income | $316,000 | 4,693 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $73,000 | 5,890 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $243,000 | 3,372 |
| Total noninterest expense | $1,943,000 | 3,829 |
| Salaries and employee benefits | $1,010,000 | 3,944 |
| Premises and equipment expense | $251,000 | 4,062 |
| Additional noninterest expense | $682,000 | 3,369 |
| Pre-tax net operating income | $1,372,000 | 2,769 |
| Securities gains (losses) | $0 | 3,413 |
| Applicable income taxes | $535,000 | 2,092 |
| Income before extraordinary items | $837,000 | 3,412 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $837,000 | 3,412 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $86,000 | 2,335 |
| Cash dividends | $0 | 5,087 |
| Sale, conversion, retirement of capital stock, net | $1,828,000 | 183 |
| Net operating income | $837,000 | 3,316 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $1,973,000 | 3,429 |
| Total interest expense | $480,000 | 3,763 |
| Net interest income | $1,493,000 | 3,270 |
| Provision for loan and lease losses | $76,000 | 2,538 |
| Total noninterest income | $143,000 | 4,895 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $34,000 | 5,974 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $109,000 | 3,531 |
| Total noninterest expense | $951,000 | 3,915 |
| Salaries and employee benefits | $493,000 | 4,053 |
| Premises and equipment expense | $123,000 | 4,165 |
| Additional noninterest expense | $335,000 | 3,417 |
| Pre-tax net operating income | $609,000 | 3,049 |
| Securities gains (losses) | $0 | 2,934 |
| Applicable income taxes | $234,000 | 2,290 |
| Income before extraordinary items | $375,000 | 3,684 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $375,000 | 3,683 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $44,000 | 2,070 |
| Cash dividends | $0 | 3,841 |
| Sale, conversion, retirement of capital stock, net | $1,001,000 | 121 |
| Net operating income | $375,000 | 3,557 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $7,774,000 | 3,521 |
| Total interest expense | $2,153,000 | 3,793 |
| Net interest income | $5,621,000 | 3,364 |
| Provision for loan and lease losses | $267,000 | 3,428 |
| Total noninterest income | $668,000 | 4,672 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $163,000 | 5,710 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $505,000 | 3,574 |
| Total noninterest expense | $3,751,000 | 3,887 |
| Salaries and employee benefits | $1,810,000 | 4,250 |
| Premises and equipment expense | $526,000 | 3,904 |
| Additional noninterest expense | $1,415,000 | 3,251 |
| Pre-tax net operating income | $2,271,000 | 3,098 |
| Securities gains (losses) | $0 | 4,500 |
| Applicable income taxes | $879,000 | 2,361 |
| Income before extraordinary items | $1,392,000 | 3,744 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $1,392,000 | 3,744 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $192,000 | 2,948 |
| Cash dividends | $0 | 6,283 |
| Sale, conversion, retirement of capital stock, net | $1,369,000 | 390 |
| Net operating income | $1,392,000 | 3,592 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $5,794,000 | 3,582 |
| Total interest expense | $1,680,000 | 3,778 |
| Net interest income | $4,114,000 | 3,441 |
| Provision for loan and lease losses | $175,000 | 3,642 |
| Total noninterest income | $514,000 | 4,673 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $129,000 | 5,623 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $385,000 | 3,606 |
| Total noninterest expense | $2,818,000 | 3,874 |
| Salaries and employee benefits | $1,358,000 | 4,237 |
| Premises and equipment expense | $392,000 | 3,919 |
| Additional noninterest expense | $1,068,000 | 3,215 |
| Pre-tax net operating income | $1,635,000 | 3,324 |
| Securities gains (losses) | $0 | 4,204 |
| Applicable income taxes | $635,000 | 2,564 |
| Income before extraordinary items | $1,000,000 | 3,976 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $1,000,000 | 3,976 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $152,000 | 2,572 |
| Cash dividends | $0 | 5,519 |
| Sale, conversion, retirement of capital stock, net | $1,369,000 | 282 |
| Net operating income | $1,000,000 | 3,821 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $3,853,000 | 3,615 |
| Total interest expense | $1,154,000 | 3,791 |
| Net interest income | $2,699,000 | 3,488 |
| Provision for loan and lease losses | $116,000 | 3,625 |
| Total noninterest income | $331,000 | 4,734 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $87,000 | 5,574 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $244,000 | 3,668 |
| Total noninterest expense | $1,913,000 | 3,822 |
| Salaries and employee benefits | $923,000 | 4,173 |
| Premises and equipment expense | $260,000 | 3,930 |
| Additional noninterest expense | $730,000 | 3,121 |
| Pre-tax net operating income | $1,001,000 | 3,523 |
| Securities gains (losses) | $0 | 3,782 |
| Applicable income taxes | $356,000 | 2,929 |
| Income before extraordinary items | $645,000 | 4,086 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $645,000 | 4,085 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $118,000 | 2,274 |
| Cash dividends | $0 | 5,215 |
| Sale, conversion, retirement of capital stock, net | $80,000 | 403 |
| Net operating income | $645,000 | 3,902 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $1,902,000 | 3,678 |
| Total interest expense | $585,000 | 3,830 |
| Net interest income | $1,317,000 | 3,542 |
| Provision for loan and lease losses | $71,000 | 3,047 |
| Total noninterest income | $156,000 | 4,797 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $46,000 | 5,391 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $110,000 | 3,756 |
| Total noninterest expense | $989,000 | 3,699 |
| Salaries and employee benefits | $492,000 | 3,954 |
| Premises and equipment expense | $134,000 | 3,837 |
| Additional noninterest expense | $363,000 | 3,095 |
| Pre-tax net operating income | $413,000 | 3,964 |
| Securities gains (losses) | $0 | 2,891 |
| Applicable income taxes | $157,000 | 3,145 |
| Income before extraordinary items | $256,000 | 4,651 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $256,000 | 4,651 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $31,000 | 2,727 |
| Cash dividends | $0 | 3,930 |
| Sale, conversion, retirement of capital stock, net | $69,000 | 244 |
| Net operating income | $256,000 | 4,449 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $7,288,000 | 3,917 |
| Total interest expense | $2,297,000 | 4,375 |
| Net interest income | $4,991,000 | 3,679 |
| Provision for loan and lease losses | $470,000 | 2,504 |
| Total noninterest income | $773,000 | 4,085 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $153,000 | 5,799 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $620,000 | 2,908 |
| Total noninterest expense | $3,512,000 | 3,959 |
| Salaries and employee benefits | $1,796,000 | 4,097 |
| Premises and equipment expense | $502,000 | 3,925 |
| Additional noninterest expense | $1,214,000 | 3,581 |
| Pre-tax net operating income | $1,782,000 | 3,681 |
| Securities gains (losses) | $0 | 4,537 |
| Applicable income taxes | $681,000 | 2,905 |
| Income before extraordinary items | $1,101,000 | 4,321 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $1,101,000 | 4,321 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $294,000 | 2,405 |
| Cash dividends | $0 | 6,377 |
| Sale, conversion, retirement of capital stock, net | $698,000 | 430 |
| Net operating income | $1,101,000 | 4,212 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $7,151,000 | 4,358 |
| Total interest expense | $3,685,000 | 4,052 |
| Net interest income | $3,466,000 | 4,589 |
| Provision for loan and lease losses | $173,000 | 4,499 |
| Total noninterest income | $827,000 | 3,762 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $128,000 | 6,115 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $699,000 | 2,573 |
| Total noninterest expense | $3,246,000 | 4,082 |
| Salaries and employee benefits | $1,669,000 | 4,165 |
| Premises and equipment expense | $495,000 | 3,905 |
| Additional noninterest expense | $1,082,000 | 3,808 |
| Pre-tax net operating income | $874,000 | 5,272 |
| Securities gains (losses) | $0 | 4,612 |
| Applicable income taxes | $336,000 | 4,055 |
| Income before extraordinary items | $538,000 | 5,894 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $538,000 | 5,897 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $134,000 | 3,560 |
| Cash dividends | $0 | 6,617 |
| Sale, conversion, retirement of capital stock, net | $79,000 | 683 |
| Net operating income | $538,000 | 5,775 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $6,438,000 | 4,858 |
| Total interest expense | $3,120,000 | 4,766 |
| Net interest income | $3,318,000 | 4,804 |
| Provision for loan and lease losses | $362,000 | 2,476 |
| Total noninterest income | $715,000 | 3,943 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $89,000 | 6,788 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $626,000 | 2,570 |
| Total noninterest expense | $2,944,000 | 4,297 |
| Salaries and employee benefits | $1,521,000 | 4,312 |
| Premises and equipment expense | $370,000 | 4,762 |
| Additional noninterest expense | $1,053,000 | 3,832 |
| Pre-tax net operating income | $727,000 | 6,129 |
| Securities gains (losses) | $0 | 1,956 |
| Applicable income taxes | $276,000 | 4,760 |
| Income before extraordinary items | $451,000 | 6,585 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $451,000 | 6,583 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $204,000 | 2,374 |
| Cash dividends | $0 | 6,853 |
| Sale, conversion, retirement of capital stock, net | $577,000 | 524 |
| Net operating income | $451,000 | 6,604 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $4,870,000 | 5,665 |
| Total interest expense | $2,162,000 | 5,710 |
| Net interest income | $2,708,000 | 5,525 |
| Provision for loan and lease losses | $101,000 | 5,190 |
| Total noninterest income | $586,000 | 4,491 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $106,000 | 6,593 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $480,000 | 3,031 |
| Total noninterest expense | $2,531,000 | 4,838 |
| Salaries and employee benefits | $1,308,000 | 4,848 |
| Premises and equipment expense | $292,000 | 5,553 |
| Additional noninterest expense | $931,000 | 4,252 |
| Pre-tax net operating income | $662,000 | 6,466 |
| Securities gains (losses) | $0 | 3,155 |
| Applicable income taxes | $190,000 | 5,810 |
| Income before extraordinary items | $472,000 | 6,586 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $472,000 | 6,584 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $59,000 | 4,540 |
| Cash dividends | $0 | 7,131 |
| Sale, conversion, retirement of capital stock, net | $83,000 | 808 |
| Net operating income | $472,000 | 6,559 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $4,420,000 | 6,121 |
| Total interest expense | $1,858,000 | 6,438 |
| Net interest income | $2,562,000 | 5,745 |
| Provision for loan and lease losses | $62,000 | 6,072 |
| Total noninterest income | $518,000 | 4,836 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $112,000 | 6,631 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $406,000 | 3,403 |
| Total noninterest expense | $2,476,000 | 4,805 |
| Salaries and employee benefits | $1,254,000 | 4,899 |
| Premises and equipment expense | $291,000 | 5,481 |
| Additional noninterest expense | $931,000 | 4,182 |
| Pre-tax net operating income | $542,000 | 7,182 |
| Securities gains (losses) | $1,000 | 4,151 |
| Applicable income taxes | $74,000 | 7,918 |
| Income before extraordinary items | $469,000 | 6,794 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $469,000 | 6,792 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $91,000 | 3,807 |
| Cash dividends | $0 | 7,473 |
| Sale, conversion, retirement of capital stock, net | $2,000 | 1,011 |
| Net operating income | $468,140 | 6,692 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $4,096,000 | 6,570 |
| Total interest expense | $1,537,000 | 7,257 |
| Net interest income | $2,559,000 | 5,959 |
| Provision for loan and lease losses | $215,000 | 3,285 |
| Total noninterest income | $451,000 | 5,322 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $144,000 | 6,280 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $307,000 | 3,872 |
| Total noninterest expense | $2,537,000 | 4,732 |
| Salaries and employee benefits | $1,182,000 | 5,170 |
| Premises and equipment expense | $296,000 | 5,484 |
| Additional noninterest expense | $1,059,000 | 3,700 |
| Pre-tax net operating income | $258,000 | 9,245 |
| Securities gains (losses) | $-3,000 | 9,416 |
| Applicable income taxes | $-81,000 | 10,686 |
| Income before extraordinary items | $336,000 | 8,097 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $336,000 | 8,100 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $102,000 | 3,790 |
| Cash dividends | $0 | 7,871 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $339,000 | 8,037 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $3,853,000 | 7,003 |
| Total interest expense | $1,543,000 | 7,458 |
| Net interest income | $2,310,000 | 6,552 |
| Provision for loan and lease losses | $200,000 | 3,395 |
| Total noninterest income | $347,000 | 6,469 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $111,000 | 7,271 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $236,000 | 4,706 |
| Total noninterest expense | $2,195,000 | 5,552 |
| Salaries and employee benefits | $968,000 | 6,137 |
| Premises and equipment expense | $285,000 | 5,776 |
| Additional noninterest expense | $942,000 | 4,619 |
| Pre-tax net operating income | $262,000 | 9,388 |
| Securities gains (losses) | $9,000 | 2,573 |
| Applicable income taxes | $86,000 | 9,001 |
| Income before extraordinary items | $185,000 | 9,444 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $185,000 | 9,445 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $118,000 | 3,617 |
| Cash dividends | $0 | 8,336 |
| Sale, conversion, retirement of capital stock, net | $522,000 | 460 |
| Net operating income | $178,880 | 9,440 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $4,060,000 | 6,913 |
| Total interest expense | $1,914,000 | 6,660 |
| Net interest income | $2,146,000 | 6,989 |
| Provision for loan and lease losses | $-96,000 | 11,699 |
| Total noninterest income | $246,000 | 7,752 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $133,000 | 7,028 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $113,000 | 6,838 |
| Total noninterest expense | $2,170,000 | 5,621 |
| Salaries and employee benefits | $1,002,000 | 6,057 |
| Premises and equipment expense | $275,000 | 5,986 |
| Additional noninterest expense | $893,000 | 4,795 |
| Pre-tax net operating income | $318,000 | 9,620 |
| Securities gains (losses) | $0 | 3,831 |
| Applicable income taxes | $65,000 | 9,880 |
| Income before extraordinary items | $253,000 | 9,382 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $253,000 | 9,385 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $12,000 | 7,275 |
| Cash dividends | $0 | 8,717 |
| Sale, conversion, retirement of capital stock, net | $47,000 | 654 |
| Net operating income | $253,000 | 9,359 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $4,074,000 | 6,601 |
| Total interest expense | $1,614,000 | 6,569 |
| Net interest income | $2,460,000 | 6,554 |
| Provision for loan and lease losses | $88,000 | 4,864 |
| Total noninterest income | $301,000 | 7,238 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $133,000 | 7,276 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $168,000 | 5,850 |
| Total noninterest expense | $2,318,000 | 5,508 |
| Salaries and employee benefits | $904,000 | 6,600 |
| Premises and equipment expense | $239,000 | 6,704 |
| Additional noninterest expense | $1,175,000 | 4,125 |
| Pre-tax net operating income | $355,000 | 9,695 |
| Securities gains (losses) | $-1,554,000 | 12,457 |
| Applicable income taxes | $-323,000 | 12,444 |
| Income before extraordinary items | $-876,000 | 12,416 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $-876,000 | 12,412 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-44,000 | 11,809 |
| Cash dividends | $0 | 8,932 |
| Sale, conversion, retirement of capital stock, net | $446,000 | 569 |
| Net operating income | $258,420 | 9,663 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $3,863,000 | 7,044 |
| Total interest expense | $1,669,000 | 6,699 |
| Net interest income | $2,194,000 | 7,203 |
| Provision for loan and lease losses | $277,000 | 3,186 |
| Total noninterest income | $494,000 | 5,649 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $129,000 | 7,602 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $365,000 | 3,997 |
| Total noninterest expense | $2,388,000 | 5,482 |
| Salaries and employee benefits | $1,245,000 | 5,074 |
| Premises and equipment expense | $276,000 | 6,244 |
| Additional noninterest expense | $867,000 | 5,540 |
| Pre-tax net operating income | $23,000 | 12,300 |
| Securities gains (losses) | $28,000 | 4,186 |
| Applicable income taxes | $0 | 12,141 |
| Income before extraordinary items | $51,000 | 12,246 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $51,000 | 12,269 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $277,000 | 2,582 |
| Cash dividends | $0 | 9,081 |
| Sale, conversion, retirement of capital stock, net | $502,000 | 592 |
| Net operating income | $23,000 | 12,280 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $2,854,000 | 9,234 |
| Total interest expense | $1,294,000 | 9,257 |
| Net interest income | $1,560,000 | 9,072 |
| Provision for loan and lease losses | $96,000 | 7,391 |
| Total noninterest income | $500,000 | 5,645 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $151,000 | 7,077 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $349,000 | 4,042 |
| Total noninterest expense | $1,843,000 | 6,810 |
| Salaries and employee benefits | $931,000 | 6,448 |
| Premises and equipment expense | $181,000 | 8,279 |
| Additional noninterest expense | $731,000 | 6,544 |
| Pre-tax net operating income | $121,000 | 11,796 |
| Securities gains (losses) | $0 | 8,369 |
| Applicable income taxes | $41,000 | 11,507 |
| Income before extraordinary items | $80,000 | 12,214 |
| Extraordinary gains, net | $41,000 | 1,051 |
| Net income | $121,000 | 11,744 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,000 | 10,870 |
| Cash dividends | $0 | 8,912 |
| Sale, conversion, retirement of capital stock, net | $890,000 | 445 |
| Net operating income | $80,000 | 11,924 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.