Home > American National Savings Bank, F.S.B. > Loan Charge- Offs and Recoveries
American National Savings Bank, F.S.B., Loan Charge- Offs and Recoveries
| 1996-12-31 (YTD Data) | Rank | |
| Total charge-offs | $1,998,000 | 715 |
| Loans secured by real estate, total | $1,998,000 | 233 |
| To non-U.S. addressees | NA | NA |
| Real estate loans in domestic offices | $1,998,000 | 233 |
| Construction and land development | $0 | 737 |
| Secured by farmland | NA | NA |
| Total charge-offs secured by 1-4 family residential properties | $202,000 | 619 |
| Secured by multifamily residential properties | $469,000 | 101 |
| Secured by nonfarm nonresidential properties | $1,327,000 | 150 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | NA | NA |
| To foreign banks | NA | NA |
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Commercial and industrial loans | $0 | 7,405 |
| Loans to individuals | $0 | 9,359 |
| Credit card loan charge offs | $0 | 4,125 |
| Auto Loans Charge-Offs | NA | NA |
| Other Consumer Loan Charge-Offs | $0 | 8,953 |
| Loans to foreign governments and official institutions | NA | NA |
| Other loans | NA | NA |
| Lease financing receivables | NA | NA |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Total recoveries | $484,000 | 782 |
| Loans secured by real estate, total | $476,000 | 307 |
| To non-U.S. addressees | NA | NA |
| Real estate loans in domestic offices | $476,000 | 307 |
| Construction and land development | $0 | 613 |
| Secured by farmland | NA | NA |
| Secured by 1-4 family residential properties - total recoveries | $173,000 | 241 |
| Secured by multifamily residential properties | $151,000 | 85 |
| Secured by nonfarm nonresidential properties | $152,000 | 358 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | NA | NA |
| To foreign banks | NA | NA |
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Commercial and industrial loans | $0 | 7,068 |
| Loans to individuals | $8,000 | 5,002 |
| Credit card loan recoveries | $0 | 2,751 |
| Auto Loans - Recoveries | NA | NA |
| Other Consumer Loan Recoveries | $8,000 | 4,690 |
| Loans to foreign governments and official institutions | NA | NA |
| Other loans | NA | NA |
| Lease financing receivables | NA | NA |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Net charge-offs | $1,514,000 | 687 |
| Loans secured by real estate, total | $1,522,000 | 215 |
| To non-U.S. addressees | NA | NA |
| Real estate loans in domestic offices | $1,522,000 | 214 |
| Construction and land development | $0 | 634 |
| Secured by farmland | NA | NA |
| Secured by 1-4 family residential properties- net charge-offs | $29,000 | 1,650 |
| Secured by multifamily residential properties | $318,000 | 114 |
| Secured by nonfarm nonresidential properties | $1,175,000 | 115 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | NA | NA |
| To foreign banks | NA | NA |
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Commercial and industrial loans | $0 | 5,817 |
| To non-U.S. addressees | NA | NA |
| Loans to individuals | $-8,000 | 11,153 |
| Credit card loan net charge offs | $0 | 3,910 |
| Auto Loans - Net Charge-Offs | NA | NA |
| Other Consumer Loans Net Charge-Offs | $-8,000 | 11,110 |
| Loans to foreign governments and official institutions | NA | NA |
| Other loans | NA | NA |
| Lease financing receivables | NA | NA |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| 1995-12-31 (YTD Data) | Rank | |
| Total charge-offs | $2,582,000 | 615 |
| Loans secured by real estate, total | $2,576,000 | 239 |
| To non-U.S. addressees | NA | NA |
| Real estate loans in domestic offices | $2,576,000 | 238 |
| Construction and land development | $90,000 | 330 |
| Secured by farmland | NA | NA |
| Total charge-offs secured by 1-4 family residential properties | $110,000 | 1,034 |
| Secured by multifamily residential properties | $1,858,000 | 56 |
| Secured by nonfarm nonresidential properties | $518,000 | 375 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | NA | NA |
| To foreign banks | NA | NA |
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Commercial and industrial loans | $0 | 7,579 |
| Loans to individuals | $6,000 | 7,782 |
| Credit card loan charge offs | $0 | 4,035 |
| Auto Loans Charge-Offs | NA | NA |
| Other Consumer Loan Charge-Offs | $6,000 | 7,286 |
| Loans to foreign governments and official institutions | NA | NA |
| Other loans | NA | NA |
| Lease financing receivables | NA | NA |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Total recoveries | $168,000 | 1,720 |
| Loans secured by real estate, total | $168,000 | 623 |
| To non-U.S. addressees | NA | NA |
| Real estate loans in domestic offices | $168,000 | 622 |
| Construction and land development | $116,000 | 153 |
| Secured by farmland | NA | NA |
| Secured by 1-4 family residential properties - total recoveries | $52,000 | 645 |
| Secured by multifamily residential properties | $0 | 496 |
| Secured by nonfarm nonresidential properties | $0 | 2,179 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | NA | NA |
| To foreign banks | NA | NA |
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Commercial and industrial loans | $0 | 7,599 |
| Loans to individuals | $0 | 9,046 |
| Credit card loan recoveries | $0 | 2,795 |
| Auto Loans - Recoveries | NA | NA |
| Other Consumer Loan Recoveries | $0 | 8,760 |
| Loans to foreign governments and official institutions | NA | NA |
| Other loans | NA | NA |
| Lease financing receivables | NA | NA |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Net charge-offs | $2,414,000 | 510 |
| Loans secured by real estate, total | $2,408,000 | 200 |
| To non-U.S. addressees | NA | NA |
| Real estate loans in domestic offices | $2,408,000 | 199 |
| Construction and land development | $-26,000 | 11,799 |
| Secured by farmland | NA | NA |
| Secured by 1-4 family residential properties- net charge-offs | $58,000 | 1,245 |
| Secured by multifamily residential properties | $1,858,000 | 49 |
| Secured by nonfarm nonresidential properties | $518,000 | 311 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | NA | NA |
| To foreign banks | NA | NA |
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Commercial and industrial loans | $0 | 5,683 |
| To non-U.S. addressees | NA | NA |
| Loans to individuals | $6,000 | 6,496 |
| Credit card loan net charge offs | $0 | 3,773 |
| Auto Loans - Net Charge-Offs | NA | NA |
| Other Consumer Loans Net Charge-Offs | $6,000 | 5,909 |
| Loans to foreign governments and official institutions | NA | NA |
| Other loans | NA | NA |
| Lease financing receivables | NA | NA |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| 1994-12-31 (YTD Data) | Rank | |
| Total charge-offs | $788,000 | 1,327 |
| Loans secured by real estate, total | $788,000 | 629 |
| To non-U.S. addressees | NA | NA |
| Real estate loans in domestic offices | $788,000 | 629 |
| Construction and land development | $446,000 | 165 |
| Secured by farmland | NA | NA |
| Total charge-offs secured by 1-4 family residential properties | $124,000 | 1,016 |
| Secured by multifamily residential properties | $50,000 | 431 |
| Secured by nonfarm nonresidential properties | $168,000 | 777 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | NA | NA |
| To foreign banks | NA | NA |
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Commercial and industrial loans | $0 | 7,969 |
| Loans to individuals | $0 | 10,180 |
| Credit card loan charge offs | $0 | 4,000 |
| Auto Loans Charge-Offs | NA | NA |
| Other Consumer Loan Charge-Offs | $0 | 9,793 |
| Loans to foreign governments and official institutions | NA | NA |
| Other loans | NA | NA |
| Lease financing receivables | NA | NA |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Total recoveries | $276,000 | 1,308 |
| Loans secured by real estate, total | $274,000 | 494 |
| To non-U.S. addressees | NA | NA |
| Real estate loans in domestic offices | $274,000 | 493 |
| Construction and land development | $0 | 797 |
| Secured by farmland | NA | NA |
| Secured by 1-4 family residential properties - total recoveries | $26,000 | 1,164 |
| Secured by multifamily residential properties | $224,000 | 72 |
| Secured by nonfarm nonresidential properties | $24,000 | 1,110 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | NA | NA |
| To foreign banks | NA | NA |
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Commercial and industrial loans | $1,000 | 7,658 |
| Loans to individuals | $1,000 | 8,689 |
| Credit card loan recoveries | $0 | 2,801 |
| Auto Loans - Recoveries | NA | NA |
| Other Consumer Loan Recoveries | $1,000 | 8,401 |
| Loans to foreign governments and official institutions | NA | NA |
| Other loans | NA | NA |
| Lease financing receivables | NA | NA |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Net charge-offs | $512,000 | 1,356 |
| Loans secured by real estate, total | $514,000 | 665 |
| To non-U.S. addressees | NA | NA |
| Real estate loans in domestic offices | $514,000 | 665 |
| Construction and land development | $446,000 | 141 |
| Secured by farmland | NA | NA |
| Secured by 1-4 family residential properties- net charge-offs | $98,000 | 984 |
| Secured by multifamily residential properties | $-174,000 | 12,582 |
| Secured by nonfarm nonresidential properties | $144,000 | 688 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | NA | NA |
| To foreign banks | NA | NA |
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Commercial and industrial loans | $-1,000 | 9,167 |
| To non-U.S. addressees | NA | NA |
| Loans to individuals | $-1,000 | 10,743 |
| Credit card loan net charge offs | $0 | 3,705 |
| Auto Loans - Net Charge-Offs | NA | NA |
| Other Consumer Loans Net Charge-Offs | $-1,000 | 10,486 |
| Loans to foreign governments and official institutions | NA | NA |
| Other loans | NA | NA |
| Lease financing receivables | NA | NA |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| 1993-12-31 (YTD Data) | Rank | |
| Total charge-offs | $2,374,000 | 803 |
| Loans secured by real estate, total | $2,354,000 | 409 |
| To non-U.S. addressees | NA | NA |
| Real estate loans in domestic offices | $2,354,000 | 408 |
| Construction and land development | $410,000 | 318 |
| Secured by farmland | NA | NA |
| Total charge-offs secured by 1-4 family residential properties | $1,066,000 | 252 |
| Secured by multifamily residential properties | $765,000 | 122 |
| Secured by nonfarm nonresidential properties | $113,000 | 1,214 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | NA | NA |
| To foreign banks | NA | NA |
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Commercial and industrial loans | $0 | 8,929 |
| Loans to individuals | $20,000 | 6,119 |
| Credit card loan charge offs | $20,000 | 1,549 |
| Auto Loans Charge-Offs | NA | NA |
| Other Consumer Loan Charge-Offs | $0 | 10,504 |
| Loans to foreign governments and official institutions | NA | NA |
| Other loans | NA | NA |
| Lease financing receivables | NA | NA |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Total recoveries | $107,000 | 2,981 |
| Loans secured by real estate, total | $107,000 | 959 |
| To non-U.S. addressees | NA | NA |
| Real estate loans in domestic offices | $107,000 | 958 |
| Construction and land development | $8,000 | 627 |
| Secured by farmland | NA | NA |
| Secured by 1-4 family residential properties - total recoveries | $83,000 | 491 |
| Secured by multifamily residential properties | $14,000 | 301 |
| Secured by nonfarm nonresidential properties | $2,000 | 2,212 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | NA | NA |
| To foreign banks | NA | NA |
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Commercial and industrial loans | $0 | 8,809 |
| Loans to individuals | $0 | 10,087 |
| Credit card loan recoveries | $0 | 2,866 |
| Auto Loans - Recoveries | NA | NA |
| Other Consumer Loan Recoveries | $0 | 9,819 |
| Loans to foreign governments and official institutions | NA | NA |
| Other loans | NA | NA |
| Lease financing receivables | NA | NA |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Net charge-offs | $2,267,000 | 677 |
| Loans secured by real estate, total | $2,247,000 | 376 |
| To non-U.S. addressees | NA | NA |
| Real estate loans in domestic offices | $2,247,000 | 375 |
| Construction and land development | $402,000 | 291 |
| Secured by farmland | NA | NA |
| Secured by 1-4 family residential properties- net charge-offs | $983,000 | 244 |
| Secured by multifamily residential properties | $751,000 | 113 |
| Secured by nonfarm nonresidential properties | $111,000 | 1,081 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | NA | NA |
| To foreign banks | NA | NA |
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Commercial and industrial loans | $0 | 6,774 |
| To non-U.S. addressees | NA | NA |
| Loans to individuals | $20,000 | 4,658 |
| Credit card loan net charge offs | $20,000 | 1,364 |
| Auto Loans - Net Charge-Offs | NA | NA |
| Other Consumer Loans Net Charge-Offs | $0 | 8,565 |
| Loans to foreign governments and official institutions | NA | NA |
| Other loans | NA | NA |
| Lease financing receivables | NA | NA |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| 1992-12-31 (YTD Data) | Rank | |
| Total charge-offs | $988,000 | 1,857 |
| Loans secured by real estate, total | $943,000 | 890 |
| To non-U.S. addressees | NA | NA |
| Real estate loans in domestic offices | $943,000 | 890 |
| Construction and land development | $600,000 | 358 |
| Secured by farmland | NA | NA |
| Total charge-offs secured by 1-4 family residential properties | $27,000 | 3,366 |
| Secured by multifamily residential properties | $0 | 893 |
| Secured by nonfarm nonresidential properties | $316,000 | 966 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | NA | NA |
| To foreign banks | NA | NA |
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Commercial and industrial loans | $45,000 | 5,857 |
| Loans to individuals | $0 | 11,478 |
| Credit card loan charge offs | $0 | 4,333 |
| Auto Loans Charge-Offs | NA | NA |
| Other Consumer Loan Charge-Offs | $0 | 11,147 |
| Loans to foreign governments and official institutions | NA | NA |
| Other loans | NA | NA |
| Lease financing receivables | NA | NA |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Total recoveries | $78,000 | 3,899 |
| Loans secured by real estate, total | $78,000 | 1,143 |
| To non-U.S. addressees | NA | NA |
| Real estate loans in domestic offices | $78,000 | 1,143 |
| Construction and land development | $78,000 | 283 |
| Secured by farmland | NA | NA |
| Secured by 1-4 family residential properties - total recoveries | $0 | 4,685 |
| Secured by multifamily residential properties | $0 | 476 |
| Secured by nonfarm nonresidential properties | $0 | 2,509 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | NA | NA |
| To foreign banks | NA | NA |
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Commercial and industrial loans | $0 | 9,301 |
| Loans to individuals | $0 | 10,546 |
| Credit card loan recoveries | $0 | 2,868 |
| Auto Loans - Recoveries | NA | NA |
| Other Consumer Loan Recoveries | $0 | 10,286 |
| Loans to foreign governments and official institutions | NA | NA |
| Other loans | NA | NA |
| Lease financing receivables | NA | NA |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Net charge-offs | $910,000 | 1,657 |
| Loans secured by real estate, total | $865,000 | 870 |
| To non-U.S. addressees | NA | NA |
| Real estate loans in domestic offices | $865,000 | 870 |
| Construction and land development | $522,000 | 365 |
| Secured by farmland | NA | NA |
| Secured by 1-4 family residential properties- net charge-offs | $27,000 | 2,930 |
| Secured by multifamily residential properties | $0 | 849 |
| Secured by nonfarm nonresidential properties | $316,000 | 895 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | NA | NA |
| To foreign banks | NA | NA |
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Commercial and industrial loans | $45,000 | 4,833 |
| To non-U.S. addressees | NA | NA |
| Loans to individuals | $0 | 10,154 |
| Credit card loan net charge offs | $0 | 4,099 |
| Auto Loans - Net Charge-Offs | NA | NA |
| Other Consumer Loans Net Charge-Offs | $0 | 9,708 |
| Loans to foreign governments and official institutions | NA | NA |
| Other loans | NA | NA |
| Lease financing receivables | NA | NA |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.