Home > American National Savings Bank, F.S.B. > Income and Expense
American National Savings Bank, F.S.B., Income and Expense
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $34,539,000 | 1,019 |
| Total interest expense | $20,849,000 | 819 |
| Net interest income | $13,690,000 | 1,298 |
| Provision for loan and lease losses | $815,000 | 1,189 |
| Total noninterest income | $1,100,000 | 2,883 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 262 |
| Additional Noninterest Income | $1,100,000 | 1,695 |
| Total noninterest expense | $11,656,000 | 1,235 |
| Salaries and employee benefits | $4,778,000 | 1,405 |
| Premises and equipment expense | $1,700,000 | 1,219 |
| Additional noninterest expense | $5,178,000 | 1,105 |
| Pre-tax net operating income | $2,319,000 | 3,016 |
| Securities gains (losses) | $-608,000 | 11,378 |
| Applicable income taxes | $528,000 | 3,976 |
| Income before extraordinary items | $1,183,000 | 3,918 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $1,183,000 | 3,918 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,514,000 | 687 |
| Cash dividends | $0 | 8,336 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $1,602,520 | 2,967 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $32,104,000 | 1,102 |
| Total interest expense | $20,812,000 | 851 |
| Net interest income | $11,292,000 | 1,586 |
| Provision for loan and lease losses | $1,486,000 | 724 |
| Total noninterest income | $450,000 | 5,546 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 522 |
| Additional Noninterest Income | $450,000 | 3,066 |
| Total noninterest expense | $9,163,000 | 1,554 |
| Salaries and employee benefits | $4,211,000 | 1,582 |
| Premises and equipment expense | $1,615,000 | 1,288 |
| Additional noninterest expense | $3,337,000 | 1,553 |
| Pre-tax net operating income | $1,093,000 | 5,625 |
| Securities gains (losses) | $39,000 | 1,464 |
| Applicable income taxes | $332,000 | 5,639 |
| Income before extraordinary items | $800,000 | 5,451 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $800,000 | 5,449 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,414,000 | 510 |
| Cash dividends | $372,000 | 4,065 |
| Sale, conversion, retirement of capital stock, net | NA | NA |
| Net operating income | $772,310 | 5,571 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $28,177,000 | 1,118 |
| Total interest expense | $16,940,000 | 820 |
| Net interest income | $11,237,000 | 1,611 |
| Provision for loan and lease losses | $2,492,000 | 488 |
| Total noninterest income | $758,000 | 3,886 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 475 |
| Additional Noninterest Income | $758,000 | 2,209 |
| Total noninterest expense | $9,408,000 | 1,559 |
| Salaries and employee benefits | $4,247,000 | 1,574 |
| Premises and equipment expense | $1,609,000 | 1,300 |
| Additional noninterest expense | $3,552,000 | 1,567 |
| Pre-tax net operating income | $95,000 | 11,661 |
| Securities gains (losses) | $115,000 | 722 |
| Applicable income taxes | $-41,000 | 12,185 |
| Income before extraordinary items | $251,000 | 9,683 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $251,000 | 9,694 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $512,000 | 1,356 |
| Cash dividends | $369,000 | 3,953 |
| Sale, conversion, retirement of capital stock, net | $-56,000 | 12,489 |
| Net operating income | $136,000 | 11,037 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $26,735,000 | 1,189 |
| Total interest expense | $16,656,000 | 855 |
| Net interest income | $10,079,000 | 1,787 |
| Provision for loan and lease losses | $1,807,000 | 866 |
| Total noninterest income | $539,000 | 5,321 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 532 |
| Additional Noninterest Income | $539,000 | 3,102 |
| Total noninterest expense | $9,908,000 | 1,541 |
| Salaries and employee benefits | $3,735,000 | 1,791 |
| Premises and equipment expense | $1,536,000 | 1,392 |
| Additional noninterest expense | $4,637,000 | 1,354 |
| Pre-tax net operating income | $-1,097,000 | 12,993 |
| Securities gains (losses) | $1,485,000 | 395 |
| Applicable income taxes | $191,000 | 7,790 |
| Income before extraordinary items | $197,000 | 10,690 |
| Extraordinary gains, net | $584,000 | 384 |
| Net income | $781,000 | 5,805 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,267,000 | 677 |
| Cash dividends | $0 | 9,081 |
| Sale, conversion, retirement of capital stock, net | $9,760,000 | 125 |
| Net operating income | $-753,400 | 12,910 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $31,872,000 | 1,152 |
| Total interest expense | $21,474,000 | 862 |
| Net interest income | $10,398,000 | 1,764 |
| Provision for loan and lease losses | $1,398,000 | 1,479 |
| Total noninterest income | $1,218,000 | 2,828 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $660,000 | 161 |
| Additional Noninterest Income | $558,000 | 2,973 |
| Total noninterest expense | $10,303,000 | 1,489 |
| Salaries and employee benefits | $3,319,000 | 1,981 |
| Premises and equipment expense | $1,814,000 | 1,205 |
| Additional noninterest expense | $5,170,000 | 1,277 |
| Pre-tax net operating income | $-85,000 | 12,915 |
| Securities gains (losses) | $666,000 | 874 |
| Applicable income taxes | $180,000 | 7,969 |
| Income before extraordinary items | $400,000 | 8,224 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $400,000 | 8,348 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $910,000 | 1,657 |
| Cash dividends | $0 | 8,912 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $-59,540 | 12,835 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.