Home > American National Savings Bank, F.S.B. > Net charge- offs to loans
American National Savings Bank, F.S.B., Net charge- offs to loans
| 1996-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5440% | 1,615 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.5281% | 88 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 284 |
| Percentage Net Loans Charged-off: Commercial real estate | 3.0524% | 20 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.8710% | 89 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0164% | 806 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 412 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0171% | 760 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 891 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.1386% | 1,515 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,056 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1995-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.0110% | 674 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.9924% | 71 |
| Percentage Net Loans Charged-off:Construction & development | -0.1374% | 1,375 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.2945% | 93 |
| Percentage Net Loans Charged-off: Multi-family residential | 4.7487% | 25 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0401% | 594 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 403 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0420% | 560 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 798 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1929% | 1,126 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,020 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1994-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2364% | 3,596 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2349% | 361 |
| Percentage Net Loans Charged-off:Construction & development | 3.3706% | 70 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3255% | 346 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.4414% | 1,379 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0804% | 473 |
| Percentage Net Loans Charged-off: Home equity loans | 0.8069% | 35 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0431% | 586 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0914% | 1,115 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.1144% | 1,433 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 989 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1993-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.0079% | 1,240 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.9881% | 179 |
| Percentage Net Loans Charged-off:Construction & development | 2.2540% | 178 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2200% | 572 |
| Percentage Net Loans Charged-off: Multi-family residential | 1.7163% | 121 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.8521% | 81 |
| Percentage Net Loans Charged-off: Home equity loans | 0.7366% | 67 |
| All other 1-4 family - Percent of loans charged-off, net | 0.8595% | 84 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 929 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.0623% | 172 |
| Percentage Net Loans Charged-off: Credit card loans | 58.8235% | 4 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1992-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3604% | 5,434 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3400% | 590 |
| Percentage Net Loans Charged-off:Construction & development | 2.4432% | 258 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.5742% | 544 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 418 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0210% | 975 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 487 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0225% | 912 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.3394% | 292 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 1,404 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,026 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |