Home > American National Bank of Fremont > Income and Expense
American National Bank of Fremont, Income and Expense
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $6,244,000 | 3,514 |
| Total interest expense | $1,720,000 | 3,328 |
| Net interest income | $4,524,000 | 3,498 |
| Provision for loan and lease losses | $1,000 | 6,972 |
| Total noninterest income | $1,039,000 | 2,659 |
| Gross Fiduciary activities income | $0 | 1,319 |
| Service charges on deposit accounts | $281,000 | 3,269 |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $758,000 | 2,142 |
| Total noninterest expense | $3,019,000 | 4,214 |
| Salaries and employee benefits | $1,565,000 | 4,147 |
| Premises and equipment expense | $305,000 | 4,797 |
| Additional noninterest expense | $1,149,000 | 3,926 |
| Pre-tax net operating income | $2,543,000 | 1,550 |
| Securities gains (losses) | $0 | 3,651 |
| Applicable income taxes | $0 | 4,726 |
| Income before extraordinary items | $2,543,000 | 1,306 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $2,543,000 | 1,310 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $2,543,000 | 1,310 |
| Net charge-offs | $-20,000 | 7,554 |
| Cash dividends | $1,498,000 | 748 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,139 |
| Net operating income | $2,543,000 | 1,266 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $4,167,000 | 3,540 |
| Total interest expense | $1,152,000 | 3,413 |
| Net interest income | $3,015,000 | 3,500 |
| Provision for loan and lease losses | $1,000 | 6,844 |
| Total noninterest income | $559,000 | 3,008 |
| Gross Fiduciary activities income | $0 | 1,300 |
| Service charges on deposit accounts | $193,000 | 3,218 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $366,000 | 2,539 |
| Total noninterest expense | $1,974,000 | 4,279 |
| Salaries and employee benefits | $1,016,000 | 4,249 |
| Premises and equipment expense | $204,000 | 4,818 |
| Additional noninterest expense | $754,000 | 3,936 |
| Pre-tax net operating income | $1,599,000 | 1,630 |
| Securities gains (losses) | $0 | 3,184 |
| Applicable income taxes | $0 | 4,691 |
| Income before extraordinary items | $1,599,000 | 1,380 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $1,599,000 | 1,380 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $1,599,000 | 1,381 |
| Net charge-offs | $1,000 | 6,292 |
| Cash dividends | $1,148,000 | 617 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $1,599,000 | 1,332 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $2,061,000 | 3,632 |
| Total interest expense | $571,000 | 3,562 |
| Net interest income | $1,490,000 | 3,578 |
| Provision for loan and lease losses | $0 | 6,552 |
| Total noninterest income | $280,000 | 3,008 |
| Gross Fiduciary activities income | $0 | 1,246 |
| Service charges on deposit accounts | $97,000 | 3,206 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $183,000 | 2,525 |
| Total noninterest expense | $991,000 | 4,304 |
| Salaries and employee benefits | $508,000 | 4,301 |
| Premises and equipment expense | $105,000 | 4,820 |
| Additional noninterest expense | $378,000 | 3,945 |
| Pre-tax net operating income | $779,000 | 1,659 |
| Securities gains (losses) | $0 | 2,284 |
| Applicable income taxes | $0 | 4,611 |
| Income before extraordinary items | $779,000 | 1,416 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $779,000 | 1,418 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $779,000 | 1,418 |
| Net charge-offs | $-1,000 | 6,806 |
| Cash dividends | $338,000 | 990 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,017 |
| Net operating income | $779,000 | 1,365 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $8,427,000 | 3,687 |
| Total interest expense | $2,913,000 | 3,489 |
| Net interest income | $5,514,000 | 3,692 |
| Provision for loan and lease losses | $305,000 | 5,232 |
| Total noninterest income | $1,265,000 | 2,875 |
| Gross Fiduciary activities income | $0 | 1,390 |
| Service charges on deposit accounts | $447,000 | 3,104 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $818,000 | 2,424 |
| Total noninterest expense | $4,354,000 | 4,097 |
| Salaries and employee benefits | $2,246,000 | 4,011 |
| Premises and equipment expense | $435,000 | 4,769 |
| Additional noninterest expense | $1,673,000 | 3,784 |
| Pre-tax net operating income | $2,120,000 | 1,828 |
| Securities gains (losses) | $78,000 | 2,320 |
| Applicable income taxes | $0 | 4,388 |
| Income before extraordinary items | $2,198,000 | 1,523 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $2,198,000 | 1,520 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $2,198,000 | 1,522 |
| Net charge-offs | $13,000 | 6,819 |
| Cash dividends | $530,000 | 2,462 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,342 |
| Net operating income | $2,120,000 | 1,530 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $6,378,000 | 3,706 |
| Total interest expense | $2,276,000 | 3,513 |
| Net interest income | $4,102,000 | 3,731 |
| Provision for loan and lease losses | $260,000 | 4,812 |
| Total noninterest income | $892,000 | 3,048 |
| Gross Fiduciary activities income | $0 | 1,353 |
| Service charges on deposit accounts | $333,000 | 3,130 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $559,000 | 2,630 |
| Total noninterest expense | $3,329,000 | 4,047 |
| Salaries and employee benefits | $1,661,000 | 4,083 |
| Premises and equipment expense | $348,000 | 4,625 |
| Additional noninterest expense | $1,320,000 | 3,618 |
| Pre-tax net operating income | $1,405,000 | 2,160 |
| Securities gains (losses) | $78,000 | 1,996 |
| Applicable income taxes | $0 | 4,592 |
| Income before extraordinary items | $1,483,000 | 1,803 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $1,483,000 | 1,803 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $1,483,000 | 1,803 |
| Net charge-offs | $53,000 | 5,634 |
| Cash dividends | $530,000 | 1,934 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $1,405,000 | 1,845 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $4,265,000 | 3,730 |
| Total interest expense | $1,550,000 | 3,597 |
| Net interest income | $2,715,000 | 3,738 |
| Provision for loan and lease losses | $90,000 | 5,421 |
| Total noninterest income | $529,000 | 3,279 |
| Gross Fiduciary activities income | $0 | 1,340 |
| Service charges on deposit accounts | $218,000 | 3,150 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $311,000 | 2,946 |
| Total noninterest expense | $2,105,000 | 4,236 |
| Salaries and employee benefits | $1,109,000 | 4,102 |
| Premises and equipment expense | $229,000 | 4,703 |
| Additional noninterest expense | $767,000 | 3,997 |
| Pre-tax net operating income | $1,049,000 | 2,034 |
| Securities gains (losses) | $78,000 | 1,642 |
| Applicable income taxes | $0 | 4,657 |
| Income before extraordinary items | $1,127,000 | 1,652 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,127,000 | 1,649 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $1,127,000 | 1,651 |
| Net charge-offs | $53,000 | 4,855 |
| Cash dividends | $175,000 | 2,819 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $1,049,000 | 1,722 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $2,109,000 | 3,788 |
| Total interest expense | $779,000 | 3,680 |
| Net interest income | $1,330,000 | 3,773 |
| Provision for loan and lease losses | $45,000 | 4,992 |
| Total noninterest income | $230,000 | 3,544 |
| Gross Fiduciary activities income | $0 | 1,285 |
| Service charges on deposit accounts | $104,000 | 3,190 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $126,000 | 3,262 |
| Total noninterest expense | $993,000 | 4,325 |
| Salaries and employee benefits | $552,000 | 4,149 |
| Premises and equipment expense | $110,000 | 4,855 |
| Additional noninterest expense | $331,000 | 4,105 |
| Pre-tax net operating income | $522,000 | 2,293 |
| Securities gains (losses) | $16,000 | 1,773 |
| Applicable income taxes | $0 | 4,835 |
| Income before extraordinary items | $538,000 | 1,988 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $538,000 | 1,989 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $538,000 | 1,989 |
| Net charge-offs | $49,000 | 3,571 |
| Cash dividends | $0 | 3,051 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $522,000 | 1,928 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $8,961,000 | 3,815 |
| Total interest expense | $4,207,000 | 3,392 |
| Net interest income | $4,754,000 | 4,081 |
| Provision for loan and lease losses | $350,000 | 4,356 |
| Total noninterest income | $723,000 | 4,060 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $470,000 | 3,149 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $253,000 | 4,410 |
| Total noninterest expense | $3,974,000 | 4,252 |
| Salaries and employee benefits | $2,126,000 | 4,253 |
| Premises and equipment expense | $468,000 | 4,647 |
| Additional noninterest expense | $1,380,000 | 3,848 |
| Pre-tax net operating income | $1,153,000 | 3,495 |
| Securities gains (losses) | $33,000 | 1,871 |
| Applicable income taxes | $0 | 4,979 |
| Income before extraordinary items | $1,186,000 | 2,948 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $1,186,000 | 2,947 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $263,000 | 3,723 |
| Cash dividends | $830,000 | 2,591 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $1,153,000 | 3,149 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $6,764,000 | 3,854 |
| Total interest expense | $3,352,000 | 3,340 |
| Net interest income | $3,412,000 | 4,227 |
| Provision for loan and lease losses | $299,000 | 3,574 |
| Total noninterest income | $693,000 | 3,660 |
| Gross Fiduciary activities income | $0 | 1,405 |
| Service charges on deposit accounts | $339,000 | 3,256 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $354,000 | 3,391 |
| Total noninterest expense | $2,959,000 | 4,263 |
| Salaries and employee benefits | $1,587,000 | 4,291 |
| Premises and equipment expense | $353,000 | 4,635 |
| Additional noninterest expense | $1,019,000 | 3,811 |
| Pre-tax net operating income | $847,000 | 3,992 |
| Securities gains (losses) | $29,000 | 1,776 |
| Applicable income taxes | $0 | 5,372 |
| Income before extraordinary items | $876,000 | 3,383 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $876,000 | 3,381 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $210,000 | 2,997 |
| Cash dividends | $325,000 | 3,281 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $847,000 | 3,589 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $4,503,000 | 3,908 |
| Total interest expense | $2,339,000 | 3,350 |
| Net interest income | $2,164,000 | 4,358 |
| Provision for loan and lease losses | $296,000 | 2,590 |
| Total noninterest income | $454,000 | 3,725 |
| Gross Fiduciary activities income | $0 | 1,395 |
| Service charges on deposit accounts | $212,000 | 3,363 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $242,000 | 3,411 |
| Total noninterest expense | $1,997,000 | 4,238 |
| Salaries and employee benefits | $1,066,000 | 4,311 |
| Premises and equipment expense | $235,000 | 4,675 |
| Additional noninterest expense | $696,000 | 3,736 |
| Pre-tax net operating income | $325,000 | 5,154 |
| Securities gains (losses) | $19,000 | 2,087 |
| Applicable income taxes | $0 | 5,627 |
| Income before extraordinary items | $344,000 | 4,766 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $344,000 | 4,767 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $207,000 | 2,198 |
| Cash dividends | $100,000 | 4,065 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $325,000 | 4,811 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $2,283,000 | 3,960 |
| Total interest expense | $1,217,000 | 3,411 |
| Net interest income | $1,066,000 | 4,408 |
| Provision for loan and lease losses | $296,000 | 1,425 |
| Total noninterest income | $261,000 | 3,418 |
| Gross Fiduciary activities income | $0 | 1,326 |
| Service charges on deposit accounts | $98,000 | 3,504 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $163,000 | 2,901 |
| Total noninterest expense | $1,008,000 | 4,209 |
| Salaries and employee benefits | $536,000 | 4,307 |
| Premises and equipment expense | $118,000 | 4,678 |
| Additional noninterest expense | $354,000 | 3,643 |
| Pre-tax net operating income | $23,000 | 6,937 |
| Securities gains (losses) | $13,000 | 1,848 |
| Applicable income taxes | $0 | 5,622 |
| Income before extraordinary items | $36,000 | 6,787 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $36,000 | 6,788 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $191,000 | 1,302 |
| Cash dividends | $100,000 | 2,880 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $23,000 | 6,888 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $9,664,000 | 3,851 |
| Total interest expense | $5,059,000 | 3,436 |
| Net interest income | $4,605,000 | 4,226 |
| Provision for loan and lease losses | $193,000 | 3,935 |
| Total noninterest income | $1,073,000 | 3,392 |
| Gross Fiduciary activities income | $0 | 1,498 |
| Service charges on deposit accounts | $469,000 | 3,191 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $604,000 | 2,990 |
| Total noninterest expense | $4,083,000 | 4,051 |
| Salaries and employee benefits | $2,124,000 | 4,193 |
| Premises and equipment expense | $470,000 | 4,552 |
| Additional noninterest expense | $1,489,000 | 3,434 |
| Pre-tax net operating income | $1,402,000 | 4,020 |
| Securities gains (losses) | $-21,000 | 7,772 |
| Applicable income taxes | $-49,000 | 7,934 |
| Income before extraordinary items | $1,430,000 | 3,550 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $1,430,000 | 3,548 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $326,000 | 2,188 |
| Cash dividends | $1,150,000 | 2,413 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $1,451,000 | 3,513 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $7,334,000 | 3,829 |
| Total interest expense | $3,762,000 | 3,457 |
| Net interest income | $3,572,000 | 4,158 |
| Provision for loan and lease losses | $143,000 | 3,556 |
| Total noninterest income | $762,000 | 3,505 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $357,000 | 3,140 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $405,000 | 3,182 |
| Total noninterest expense | $2,928,000 | 4,166 |
| Salaries and employee benefits | $1,597,000 | 4,176 |
| Premises and equipment expense | $351,000 | 4,538 |
| Additional noninterest expense | $980,000 | 3,770 |
| Pre-tax net operating income | $1,263,000 | 3,836 |
| Securities gains (losses) | $-21,000 | 7,974 |
| Applicable income taxes | $-49,000 | 8,154 |
| Income before extraordinary items | $1,291,000 | 3,304 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $1,291,000 | 3,303 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $211,000 | 1,899 |
| Cash dividends | $480,000 | 3,000 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $1,312,000 | 3,244 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $4,828,000 | 3,884 |
| Total interest expense | $2,471,000 | 3,489 |
| Net interest income | $2,357,000 | 4,230 |
| Provision for loan and lease losses | $95,000 | 3,362 |
| Total noninterest income | $465,000 | 3,703 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $236,000 | 3,140 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $229,000 | 3,527 |
| Total noninterest expense | $1,910,000 | 4,252 |
| Salaries and employee benefits | $1,043,000 | 4,280 |
| Premises and equipment expense | $236,000 | 4,542 |
| Additional noninterest expense | $631,000 | 3,869 |
| Pre-tax net operating income | $817,000 | 3,974 |
| Securities gains (losses) | $-21,000 | 8,146 |
| Applicable income taxes | $-49,000 | 8,288 |
| Income before extraordinary items | $845,000 | 3,401 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $845,000 | 3,401 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-9,000 | 7,723 |
| Cash dividends | $370,000 | 2,873 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $866,000 | 3,316 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $2,438,000 | 3,846 |
| Total interest expense | $1,239,000 | 3,453 |
| Net interest income | $1,199,000 | 4,161 |
| Provision for loan and lease losses | $47,000 | 3,165 |
| Total noninterest income | $207,000 | 3,932 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $113,000 | 3,201 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $94,000 | 3,856 |
| Total noninterest expense | $968,000 | 4,237 |
| Salaries and employee benefits | $524,000 | 4,284 |
| Premises and equipment expense | $117,000 | 4,586 |
| Additional noninterest expense | $327,000 | 3,712 |
| Pre-tax net operating income | $391,000 | 4,042 |
| Securities gains (losses) | $-13,000 | 8,304 |
| Applicable income taxes | $0 | 6,196 |
| Income before extraordinary items | $378,000 | 3,631 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $378,000 | 3,631 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-13,000 | 7,955 |
| Cash dividends | $0 | 3,942 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $391,000 | 3,531 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $9,483,000 | 3,728 |
| Total interest expense | $4,444,000 | 3,320 |
| Net interest income | $5,039,000 | 3,982 |
| Provision for loan and lease losses | $238,000 | 3,221 |
| Total noninterest income | $1,002,000 | 3,544 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $477,000 | 3,160 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $525,000 | 3,248 |
| Total noninterest expense | $3,857,000 | 4,092 |
| Salaries and employee benefits | $2,083,000 | 4,145 |
| Premises and equipment expense | $471,000 | 4,440 |
| Additional noninterest expense | $1,303,000 | 3,697 |
| Pre-tax net operating income | $1,946,000 | 3,712 |
| Securities gains (losses) | $-29,000 | 7,704 |
| Applicable income taxes | $62,000 | 5,303 |
| Income before extraordinary items | $1,855,000 | 3,272 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $1,855,000 | 3,271 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $240,000 | 1,958 |
| Cash dividends | $1,000,000 | 2,543 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $1,883,130 | 3,214 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $6,957,000 | 3,759 |
| Total interest expense | $3,152,000 | 3,366 |
| Net interest income | $3,805,000 | 3,991 |
| Provision for loan and lease losses | $165,000 | 3,241 |
| Total noninterest income | $622,000 | 3,977 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $338,000 | 3,310 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $284,000 | 3,833 |
| Total noninterest expense | $2,911,000 | 4,063 |
| Salaries and employee benefits | $1,556,000 | 4,138 |
| Premises and equipment expense | $360,000 | 4,385 |
| Additional noninterest expense | $995,000 | 3,630 |
| Pre-tax net operating income | $1,351,000 | 4,019 |
| Securities gains (losses) | $-28,000 | 7,963 |
| Applicable income taxes | $0 | 6,687 |
| Income before extraordinary items | $1,323,000 | 3,497 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $1,323,000 | 3,499 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $168,000 | 1,711 |
| Cash dividends | $625,000 | 2,592 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $1,351,000 | 3,422 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $4,539,000 | 3,774 |
| Total interest expense | $2,016,000 | 3,353 |
| Net interest income | $2,523,000 | 4,020 |
| Provision for loan and lease losses | $94,000 | 3,423 |
| Total noninterest income | $416,000 | 3,966 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $259,000 | 2,993 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $157,000 | 4,214 |
| Total noninterest expense | $1,962,000 | 4,053 |
| Salaries and employee benefits | $1,039,000 | 4,164 |
| Premises and equipment expense | $237,000 | 4,421 |
| Additional noninterest expense | $686,000 | 3,541 |
| Pre-tax net operating income | $883,000 | 4,095 |
| Securities gains (losses) | $-17,000 | 8,026 |
| Applicable income taxes | $0 | 6,706 |
| Income before extraordinary items | $866,000 | 3,551 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $866,000 | 3,554 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $7,000 | 4,339 |
| Cash dividends | $425,000 | 2,599 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $883,000 | 3,480 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $2,251,000 | 3,747 |
| Total interest expense | $979,000 | 3,306 |
| Net interest income | $1,272,000 | 3,999 |
| Provision for loan and lease losses | $49,000 | 3,187 |
| Total noninterest income | $173,000 | 4,302 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $114,000 | 3,181 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $59,000 | 4,794 |
| Total noninterest expense | $961,000 | 4,123 |
| Salaries and employee benefits | $526,000 | 4,145 |
| Premises and equipment expense | $120,000 | 4,409 |
| Additional noninterest expense | $315,000 | 3,762 |
| Pre-tax net operating income | $435,000 | 4,080 |
| Securities gains (losses) | $-6,000 | 8,127 |
| Applicable income taxes | $0 | 6,588 |
| Income before extraordinary items | $429,000 | 3,509 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $429,000 | 3,508 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,000 | 3,919 |
| Cash dividends | $0 | 3,943 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $435,000 | 3,463 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $8,651,000 | 3,522 |
| Total interest expense | $3,354,000 | 3,046 |
| Net interest income | $5,297,000 | 3,789 |
| Provision for loan and lease losses | $538,000 | 1,790 |
| Total noninterest income | $755,000 | 4,184 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $580,000 | 2,733 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $175,000 | 5,437 |
| Total noninterest expense | $3,667,000 | 4,143 |
| Salaries and employee benefits | $1,860,000 | 4,363 |
| Premises and equipment expense | $511,000 | 4,108 |
| Additional noninterest expense | $1,296,000 | 3,630 |
| Pre-tax net operating income | $1,847,000 | 3,877 |
| Securities gains (losses) | $-68,000 | 8,301 |
| Applicable income taxes | $0 | 6,964 |
| Income before extraordinary items | $1,779,000 | 3,389 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $1,779,000 | 3,391 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $452,000 | 1,258 |
| Cash dividends | $855,000 | 2,738 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $1,847,000 | 3,259 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $6,352,000 | 3,535 |
| Total interest expense | $2,411,000 | 3,016 |
| Net interest income | $3,941,000 | 3,809 |
| Provision for loan and lease losses | $252,000 | 2,533 |
| Total noninterest income | $533,000 | 4,363 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $422,000 | 2,798 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $111,000 | 5,769 |
| Total noninterest expense | $2,624,000 | 4,255 |
| Salaries and employee benefits | $1,371,000 | 4,387 |
| Premises and equipment expense | $377,000 | 4,149 |
| Additional noninterest expense | $876,000 | 3,898 |
| Pre-tax net operating income | $1,598,000 | 3,581 |
| Securities gains (losses) | $-41,000 | 8,407 |
| Applicable income taxes | $0 | 6,976 |
| Income before extraordinary items | $1,557,000 | 3,035 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $1,557,000 | 3,036 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $12,000 | 4,957 |
| Cash dividends | $675,000 | 2,356 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $1,598,000 | 2,940 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $4,068,000 | 3,573 |
| Total interest expense | $1,531,000 | 2,997 |
| Net interest income | $2,537,000 | 3,880 |
| Provision for loan and lease losses | $97,000 | 3,417 |
| Total noninterest income | $307,000 | 4,732 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $266,000 | 2,873 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $41,000 | 6,734 |
| Total noninterest expense | $1,749,000 | 4,235 |
| Salaries and employee benefits | $896,000 | 4,440 |
| Premises and equipment expense | $250,000 | 4,149 |
| Additional noninterest expense | $603,000 | 3,790 |
| Pre-tax net operating income | $998,000 | 3,717 |
| Securities gains (losses) | $-25,000 | 8,430 |
| Applicable income taxes | $0 | 6,961 |
| Income before extraordinary items | $973,000 | 3,156 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $973,000 | 3,157 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $5,000 | 4,895 |
| Cash dividends | $625,000 | 1,881 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $998,000 | 3,053 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $1,977,000 | 3,636 |
| Total interest expense | $746,000 | 2,971 |
| Net interest income | $1,231,000 | 3,985 |
| Provision for loan and lease losses | $50,000 | 3,171 |
| Total noninterest income | $204,000 | 3,933 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $131,000 | 2,833 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $73,000 | 4,368 |
| Total noninterest expense | $890,000 | 4,206 |
| Salaries and employee benefits | $447,000 | 4,467 |
| Premises and equipment expense | $125,000 | 4,196 |
| Additional noninterest expense | $318,000 | 3,625 |
| Pre-tax net operating income | $495,000 | 3,705 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $0 | 6,892 |
| Income before extraordinary items | $495,000 | 3,072 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $495,000 | 3,073 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,000 | 4,435 |
| Cash dividends | $0 | 3,863 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $495,000 | 3,030 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $7,343,000 | 3,662 |
| Total interest expense | $2,834,000 | 2,745 |
| Net interest income | $4,509,000 | 4,116 |
| Provision for loan and lease losses | $193,000 | 3,763 |
| Total noninterest income | $902,000 | 3,784 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $654,000 | 2,528 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $248,000 | 4,659 |
| Total noninterest expense | $3,352,000 | 4,317 |
| Salaries and employee benefits | $1,679,000 | 4,569 |
| Premises and equipment expense | $492,000 | 4,139 |
| Additional noninterest expense | $1,181,000 | 3,796 |
| Pre-tax net operating income | $1,866,000 | 3,692 |
| Securities gains (losses) | $-2,000 | 7,892 |
| Applicable income taxes | $0 | 7,185 |
| Income before extraordinary items | $1,864,000 | 3,103 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $1,864,000 | 3,102 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $59,000 | 4,420 |
| Cash dividends | $775,000 | 2,773 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $1,866,000 | 3,031 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $5,446,000 | 3,669 |
| Total interest expense | $2,104,000 | 2,735 |
| Net interest income | $3,342,000 | 4,141 |
| Provision for loan and lease losses | $147,000 | 3,580 |
| Total noninterest income | $723,000 | 3,658 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $490,000 | 2,542 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $233,000 | 4,201 |
| Total noninterest expense | $2,461,000 | 4,351 |
| Salaries and employee benefits | $1,260,000 | 4,526 |
| Premises and equipment expense | $381,000 | 4,015 |
| Additional noninterest expense | $820,000 | 4,009 |
| Pre-tax net operating income | $1,457,000 | 3,637 |
| Securities gains (losses) | $-2,000 | 8,174 |
| Applicable income taxes | $0 | 7,220 |
| Income before extraordinary items | $1,455,000 | 3,024 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $1,455,000 | 3,025 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $52,000 | 3,750 |
| Cash dividends | $165,000 | 4,204 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $1,457,000 | 2,947 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $3,594,000 | 3,702 |
| Total interest expense | $1,412,000 | 2,708 |
| Net interest income | $2,182,000 | 4,207 |
| Provision for loan and lease losses | $101,000 | 3,440 |
| Total noninterest income | $430,000 | 3,929 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $301,000 | 2,703 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $129,000 | 4,617 |
| Total noninterest expense | $1,611,000 | 4,431 |
| Salaries and employee benefits | $838,000 | 4,553 |
| Premises and equipment expense | $251,000 | 4,062 |
| Additional noninterest expense | $522,000 | 4,178 |
| Pre-tax net operating income | $900,000 | 3,806 |
| Securities gains (losses) | $-2,000 | 8,438 |
| Applicable income taxes | $0 | 7,214 |
| Income before extraordinary items | $898,000 | 3,227 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $898,000 | 3,227 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $22,000 | 4,035 |
| Cash dividends | $70,000 | 4,480 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $900,000 | 3,129 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $1,768,000 | 3,758 |
| Total interest expense | $724,000 | 2,681 |
| Net interest income | $1,044,000 | 4,352 |
| Provision for loan and lease losses | $51,000 | 3,263 |
| Total noninterest income | $183,000 | 4,279 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $137,000 | 2,859 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $46,000 | 5,276 |
| Total noninterest expense | $801,000 | 4,476 |
| Salaries and employee benefits | $429,000 | 4,485 |
| Premises and equipment expense | $128,000 | 4,030 |
| Additional noninterest expense | $244,000 | 4,405 |
| Pre-tax net operating income | $375,000 | 4,250 |
| Securities gains (losses) | $-2,000 | 8,748 |
| Applicable income taxes | $0 | 7,103 |
| Income before extraordinary items | $373,000 | 3,701 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $373,000 | 3,700 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-2,000 | 7,358 |
| Cash dividends | $0 | 3,841 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $375,000 | 3,557 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $7,254,000 | 3,708 |
| Total interest expense | $2,997,000 | 2,867 |
| Net interest income | $4,257,000 | 4,167 |
| Provision for loan and lease losses | $1,102,000 | 1,078 |
| Total noninterest income | $1,019,000 | 3,685 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $666,000 | 2,468 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $353,000 | 4,204 |
| Total noninterest expense | $3,201,000 | 4,409 |
| Salaries and employee benefits | $1,625,000 | 4,588 |
| Premises and equipment expense | $434,000 | 4,472 |
| Additional noninterest expense | $1,142,000 | 3,879 |
| Pre-tax net operating income | $973,000 | 5,246 |
| Securities gains (losses) | $0 | 4,500 |
| Applicable income taxes | $0 | 7,459 |
| Income before extraordinary items | $973,000 | 4,722 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $973,000 | 4,723 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $920,000 | 988 |
| Cash dividends | $800,000 | 2,674 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $973,000 | 4,552 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $5,386,000 | 3,788 |
| Total interest expense | $2,233,000 | 2,974 |
| Net interest income | $3,153,000 | 4,229 |
| Provision for loan and lease losses | $357,000 | 2,231 |
| Total noninterest income | $826,000 | 3,568 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $508,000 | 2,436 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $318,000 | 3,942 |
| Total noninterest expense | $2,387,000 | 4,411 |
| Salaries and employee benefits | $1,236,000 | 4,517 |
| Premises and equipment expense | $312,000 | 4,591 |
| Additional noninterest expense | $839,000 | 3,932 |
| Pre-tax net operating income | $1,235,000 | 3,993 |
| Securities gains (losses) | $0 | 4,204 |
| Applicable income taxes | $32,000 | 6,525 |
| Income before extraordinary items | $1,203,000 | 3,498 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $1,203,000 | 3,498 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $206,000 | 2,165 |
| Cash dividends | $625,000 | 2,325 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $1,203,000 | 3,328 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $3,504,000 | 3,895 |
| Total interest expense | $1,477,000 | 3,095 |
| Net interest income | $2,027,000 | 4,354 |
| Provision for loan and lease losses | $308,000 | 1,750 |
| Total noninterest income | $542,000 | 3,569 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $333,000 | 2,442 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $209,000 | 3,962 |
| Total noninterest expense | $1,573,000 | 4,427 |
| Salaries and employee benefits | $822,000 | 4,526 |
| Premises and equipment expense | $193,000 | 4,808 |
| Additional noninterest expense | $558,000 | 3,911 |
| Pre-tax net operating income | $688,000 | 4,474 |
| Securities gains (losses) | $0 | 3,782 |
| Applicable income taxes | $21,000 | 6,569 |
| Income before extraordinary items | $667,000 | 4,001 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $667,000 | 4,001 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $203,000 | 1,633 |
| Cash dividends | $445,000 | 2,316 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $667,000 | 3,824 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $1,741,000 | 3,941 |
| Total interest expense | $738,000 | 3,161 |
| Net interest income | $1,003,000 | 4,393 |
| Provision for loan and lease losses | $46,000 | 3,791 |
| Total noninterest income | $237,000 | 3,758 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $136,000 | 2,790 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $101,000 | 3,918 |
| Total noninterest expense | $763,000 | 4,513 |
| Salaries and employee benefits | $406,000 | 4,570 |
| Premises and equipment expense | $81,000 | 5,408 |
| Additional noninterest expense | $276,000 | 3,908 |
| Pre-tax net operating income | $431,000 | 3,863 |
| Securities gains (losses) | $0 | 2,891 |
| Applicable income taxes | $11,000 | 6,507 |
| Income before extraordinary items | $420,000 | 3,344 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $420,000 | 3,341 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-10,000 | 8,558 |
| Cash dividends | $0 | 3,930 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $420,000 | 3,173 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $6,828,000 | 4,127 |
| Total interest expense | $2,975,000 | 3,562 |
| Net interest income | $3,853,000 | 4,472 |
| Provision for loan and lease losses | $312,000 | 3,341 |
| Total noninterest income | $875,000 | 3,772 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $489,000 | 3,030 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $386,000 | 3,774 |
| Total noninterest expense | $2,627,000 | 4,913 |
| Salaries and employee benefits | $1,356,000 | 5,053 |
| Premises and equipment expense | $308,000 | 5,485 |
| Additional noninterest expense | $963,000 | 4,302 |
| Pre-tax net operating income | $1,789,000 | 3,669 |
| Securities gains (losses) | $6,000 | 3,879 |
| Applicable income taxes | $38,000 | 6,713 |
| Income before extraordinary items | $1,757,000 | 3,095 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $1,757,000 | 3,094 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $118,000 | 3,898 |
| Cash dividends | $1,150,000 | 2,016 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $1,751,120 | 3,004 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $6,807,000 | 4,526 |
| Total interest expense | $3,473,000 | 4,236 |
| Net interest income | $3,334,000 | 4,709 |
| Provision for loan and lease losses | $265,000 | 3,485 |
| Total noninterest income | $652,000 | 4,374 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $365,000 | 3,652 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $287,000 | 4,213 |
| Total noninterest expense | $2,268,000 | 5,286 |
| Salaries and employee benefits | $1,125,000 | 5,562 |
| Premises and equipment expense | $286,000 | 5,678 |
| Additional noninterest expense | $857,000 | 4,563 |
| Pre-tax net operating income | $1,453,000 | 3,941 |
| Securities gains (losses) | $0 | 4,612 |
| Applicable income taxes | $32,000 | 7,036 |
| Income before extraordinary items | $1,421,000 | 3,359 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $1,421,000 | 3,363 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $88,000 | 4,263 |
| Cash dividends | $560,000 | 3,266 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $1,421,000 | 3,257 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $5,880,000 | 5,158 |
| Total interest expense | $3,199,000 | 4,686 |
| Net interest income | $2,681,000 | 5,568 |
| Provision for loan and lease losses | $380,000 | 2,366 |
| Total noninterest income | $430,000 | 5,336 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $310,000 | 3,964 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $120,000 | 5,988 |
| Total noninterest expense | $1,835,000 | 5,988 |
| Salaries and employee benefits | $900,000 | 6,317 |
| Premises and equipment expense | $248,000 | 6,081 |
| Additional noninterest expense | $687,000 | 5,248 |
| Pre-tax net operating income | $896,000 | 5,563 |
| Securities gains (losses) | $1,000 | 1,732 |
| Applicable income taxes | $25,000 | 7,722 |
| Income before extraordinary items | $872,000 | 4,776 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $872,000 | 4,775 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $219,000 | 2,265 |
| Cash dividends | $395,000 | 4,001 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $871,030 | 4,786 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $4,058,000 | 6,321 |
| Total interest expense | $1,934,000 | 6,117 |
| Net interest income | $2,124,000 | 6,422 |
| Provision for loan and lease losses | $186,000 | 3,716 |
| Total noninterest income | $442,000 | 5,323 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $303,000 | 3,958 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $139,000 | 5,780 |
| Total noninterest expense | $1,516,000 | 6,737 |
| Salaries and employee benefits | $751,000 | 6,982 |
| Premises and equipment expense | $196,000 | 6,880 |
| Additional noninterest expense | $569,000 | 6,026 |
| Pre-tax net operating income | $864,000 | 5,710 |
| Securities gains (losses) | $0 | 3,155 |
| Applicable income taxes | $147,000 | 6,313 |
| Income before extraordinary items | $717,000 | 5,390 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $717,000 | 5,388 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $51,000 | 4,803 |
| Cash dividends | $436,000 | 3,775 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $717,000 | 5,360 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $3,235,000 | 7,252 |
| Total interest expense | $1,577,000 | 7,023 |
| Net interest income | $1,658,000 | 7,367 |
| Provision for loan and lease losses | $76,000 | 5,693 |
| Total noninterest income | $488,000 | 5,010 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $290,000 | 4,023 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $198,000 | 4,980 |
| Total noninterest expense | $1,295,000 | 7,259 |
| Salaries and employee benefits | $682,000 | 7,293 |
| Premises and equipment expense | $152,000 | 7,600 |
| Additional noninterest expense | $461,000 | 6,715 |
| Pre-tax net operating income | $775,000 | 6,190 |
| Securities gains (losses) | $-1,000 | 9,769 |
| Applicable income taxes | $258,000 | 5,571 |
| Income before extraordinary items | $516,000 | 6,509 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $516,000 | 6,507 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $19,000 | 6,386 |
| Cash dividends | $20,000 | 7,249 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $516,670 | 6,390 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $2,823,000 | 7,972 |
| Total interest expense | $1,352,000 | 7,710 |
| Net interest income | $1,471,000 | 8,047 |
| Provision for loan and lease losses | $24,000 | 7,686 |
| Total noninterest income | $398,000 | 5,747 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $283,000 | 4,259 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $115,000 | 6,392 |
| Total noninterest expense | $1,173,000 | 7,768 |
| Salaries and employee benefits | $617,000 | 7,806 |
| Premises and equipment expense | $168,000 | 7,420 |
| Additional noninterest expense | $388,000 | 7,459 |
| Pre-tax net operating income | $672,000 | 7,100 |
| Securities gains (losses) | $5,000 | 2,787 |
| Applicable income taxes | $204,000 | 6,823 |
| Income before extraordinary items | $473,000 | 7,148 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $473,000 | 7,149 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $34,000 | 5,767 |
| Cash dividends | $100,000 | 6,450 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $469,500 | 7,123 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $2,586,000 | 8,581 |
| Total interest expense | $1,261,000 | 8,207 |
| Net interest income | $1,325,000 | 8,700 |
| Provision for loan and lease losses | $32,000 | 7,338 |
| Total noninterest income | $392,000 | 6,006 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $278,000 | 4,467 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $114,000 | 6,754 |
| Total noninterest expense | $1,070,000 | 8,441 |
| Salaries and employee benefits | $563,000 | 8,386 |
| Premises and equipment expense | $173,000 | 7,570 |
| Additional noninterest expense | $334,000 | 8,528 |
| Pre-tax net operating income | $615,000 | 7,336 |
| Securities gains (losses) | $0 | 4,148 |
| Applicable income taxes | $177,000 | 7,479 |
| Income before extraordinary items | $438,000 | 7,325 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $438,000 | 7,327 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-10,000 | 10,393 |
| Cash dividends | $170,000 | 5,771 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $438,000 | 7,274 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $2,381,000 | 9,141 |
| Total interest expense | $1,192,000 | 8,606 |
| Net interest income | $1,189,000 | 9,360 |
| Provision for loan and lease losses | $46,000 | 6,390 |
| Total noninterest income | $392,000 | 6,066 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $317,000 | 4,096 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $75,000 | 8,156 |
| Total noninterest expense | $1,011,000 | 8,900 |
| Salaries and employee benefits | $515,000 | 8,977 |
| Premises and equipment expense | $159,000 | 8,051 |
| Additional noninterest expense | $337,000 | 8,829 |
| Pre-tax net operating income | $524,000 | 8,301 |
| Securities gains (losses) | $0 | 3,831 |
| Applicable income taxes | $170,000 | 7,922 |
| Income before extraordinary items | $354,000 | 8,444 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $354,000 | 8,446 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-9,000 | 10,624 |
| Cash dividends | $260,000 | 4,875 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $354,000 | 8,425 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $1,968,000 | 9,858 |
| Total interest expense | $888,000 | 9,191 |
| Net interest income | $1,080,000 | 10,143 |
| Provision for loan and lease losses | $24,000 | 7,499 |
| Total noninterest income | $289,000 | 7,391 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $215,000 | 5,588 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $74,000 | 8,491 |
| Total noninterest expense | $1,000,000 | 9,350 |
| Salaries and employee benefits | $449,000 | 9,838 |
| Premises and equipment expense | $200,000 | 7,420 |
| Additional noninterest expense | $351,000 | 9,331 |
| Pre-tax net operating income | $345,000 | 9,768 |
| Securities gains (losses) | $-9,000 | 9,765 |
| Applicable income taxes | $99,000 | 9,383 |
| Income before extraordinary items | $237,000 | 9,840 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $237,000 | 9,852 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $21,000 | 6,562 |
| Cash dividends | $0 | 8,932 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $243,390 | 9,851 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $1,857,000 | 10,478 |
| Total interest expense | $862,000 | 9,732 |
| Net interest income | $995,000 | 10,796 |
| Provision for loan and lease losses | $19,000 | 9,170 |
| Total noninterest income | $302,000 | 7,644 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $209,000 | 5,817 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $93,000 | 8,112 |
| Total noninterest expense | $1,003,000 | 9,715 |
| Salaries and employee benefits | $475,000 | 9,897 |
| Premises and equipment expense | $190,000 | 7,890 |
| Additional noninterest expense | $338,000 | 9,982 |
| Pre-tax net operating income | $275,000 | 10,432 |
| Securities gains (losses) | $0 | 7,477 |
| Applicable income taxes | $92,000 | 9,945 |
| Income before extraordinary items | $183,000 | 10,830 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $183,000 | 10,933 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,000 | 9,554 |
| Cash dividends | $0 | 9,081 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $183,000 | 10,617 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $1,911,000 | 11,076 |
| Total interest expense | $949,000 | 10,625 |
| Net interest income | $962,000 | 11,245 |
| Provision for loan and lease losses | $0 | 11,756 |
| Total noninterest income | $297,000 | 7,769 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $187,000 | 6,255 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $110,000 | 7,754 |
| Total noninterest expense | $1,014,000 | 9,906 |
| Salaries and employee benefits | $491,000 | 9,868 |
| Premises and equipment expense | $186,000 | 8,166 |
| Additional noninterest expense | $337,000 | 10,353 |
| Pre-tax net operating income | $245,000 | 10,650 |
| Securities gains (losses) | $0 | 8,369 |
| Applicable income taxes | $77,000 | 10,525 |
| Income before extraordinary items | $168,000 | 11,022 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $168,000 | 11,112 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $4,000 | 10,608 |
| Cash dividends | $25,000 | 8,340 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $168,000 | 10,692 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.