American National Bank of Florida, Income and Expense

1997-12-31 (YTD Data)Rank
Total interest income$41,303,000823
Total interest expense$17,985,000912
Net interest income$23,318,000781
Provision for loan and lease losses$1,625,000689
Total noninterest income$5,254,000894
Gross Fiduciary activities income$582,000605
Service charges on deposit accounts$3,784,000358
Trading account gains and fees$0239
Additional Noninterest Income$888,0001,886
Total noninterest expense$20,700,000719
Salaries and employee benefits$11,138,000627
Premises and equipment expense$3,471,000599
Additional noninterest expense$6,091,000841
Pre-tax net operating income$6,247,0001,250
Securities gains (losses)$-35,00010,557
Applicable income taxes$2,187,0001,224
Income before extraordinary items$4,025,0001,361
Extraordinary gains, net$044
Net income$4,025,0001,362
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$488,0001,364
Cash dividends$4,000,000738
Sale, conversion, retirement of capital stock, net$01,030
Net operating income$4,047,7501,308
1996-12-31 (YTD Data)Rank
Total interest income$40,351,000869
Total interest expense$18,687,000900
Net interest income$21,664,000858
Provision for loan and lease losses$1,750,000686
Total noninterest income$5,741,000868
Gross Fiduciary activities income$571,000665
Service charges on deposit accounts$4,049,000372
Trading account gains and fees$0262
Additional Noninterest Income$1,121,0001,674
Total noninterest expense$20,263,000779
Salaries and employee benefits$11,364,000616
Premises and equipment expense$3,377,000665
Additional noninterest expense$5,522,0001,051
Pre-tax net operating income$5,392,0001,320
Securities gains (losses)$236,000636
Applicable income taxes$1,943,0001,268
Income before extraordinary items$3,685,0001,346
Extraordinary gains, net$053
Net income$3,685,0001,347
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,431,000711
Cash dividends$3,750,000808
Sale, conversion, retirement of capital stock, net$0953
Net operating income$3,531,6001,365
1995-12-31 (YTD Data)Rank
Total interest income$40,303,000901
Total interest expense$18,637,000937
Net interest income$21,666,000869
Provision for loan and lease losses$-275,00011,849
Total noninterest income$6,183,000826
Gross Fiduciary activities income$602,000683
Service charges on deposit accounts$4,343,000375
Trading account gains and fees$0522
Additional Noninterest Income$1,238,0001,566
Total noninterest expense$22,094,000728
Salaries and employee benefits$12,713,000562
Premises and equipment expense$3,352,000683
Additional noninterest expense$6,029,000978
Pre-tax net operating income$6,030,0001,270
Securities gains (losses)$3,0003,092
Applicable income taxes$2,057,0001,244
Income before extraordinary items$3,976,0001,332
Extraordinary gains, net$065
Net income$3,976,0001,330
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-106,00011,740
Cash dividends$2,525,0001,049
Sale, conversion, retirement of capital stock, net$0809
Net operating income$3,974,0201,312
1994-12-31 (YTD Data)Rank
Total interest income$38,961,000846
Total interest expense$14,179,000949
Net interest income$24,782,000776
Provision for loan and lease losses$800,0001,087
Total noninterest income$13,014,000496
Gross Fiduciary activities income$597,000686
Service charges on deposit accounts$4,729,000337
Trading account gains and fees$0475
Additional Noninterest Income$7,688,000484
Total noninterest expense$25,277,000674
Salaries and employee benefits$13,558,000542
Premises and equipment expense$3,889,000596
Additional noninterest expense$7,830,000838
Pre-tax net operating income$11,719,000700
Securities gains (losses)$277,000401
Applicable income taxes$3,869,000702
Income before extraordinary items$8,127,000677
Extraordinary gains, net$0249
Net income$8,127,000679
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,024,000851
Cash dividends$4,750,000590
Sale, conversion, retirement of capital stock, net$01,160
Net operating income$7,938,640704
1993-12-31 (YTD Data)Rank
Total interest income$36,334,000906
Total interest expense$13,491,0001,003
Net interest income$22,843,000825
Provision for loan and lease losses$1,000,0001,300
Total noninterest income$7,188,000755
Gross Fiduciary activities income$528,000744
Service charges on deposit accounts$5,240,000302
Trading account gains and fees$0532
Additional Noninterest Income$1,420,0001,619
Total noninterest expense$25,039,000708
Salaries and employee benefits$12,627,000580
Premises and equipment expense$4,045,000593
Additional noninterest expense$8,367,000864
Pre-tax net operating income$3,992,0001,728
Securities gains (losses)$968,000552
Applicable income taxes$1,701,0001,392
Income before extraordinary items$3,259,0001,565
Extraordinary gains, net$-180,00013,034
Net income$3,079,0001,696
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,554,000850
Cash dividends$2,250,000917
Sale, conversion, retirement of capital stock, net$01,223
Net operating income$2,620,1201,796
1992-12-31 (YTD Data)Rank
Total interest income$40,241,000941
Total interest expense$15,340,0001,165
Net interest income$24,901,000793
Provision for loan and lease losses$1,979,0001,163
Total noninterest income$7,884,000699
Gross Fiduciary activities income$533,000739
Service charges on deposit accounts$5,623,000292
Trading account gains and fees$0504
Additional Noninterest Income$1,728,0001,378
Total noninterest expense$25,553,000699
Salaries and employee benefits$13,419,000551
Premises and equipment expense$5,024,000513
Additional noninterest expense$7,110,000999
Pre-tax net operating income$5,253,0001,221
Securities gains (losses)$2,477,000347
Applicable income taxes$2,582,000893
Income before extraordinary items$5,148,000927
Extraordinary gains, net$01,422
Net income$5,148,000929
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,616,0001,137
Cash dividends$4,044,000447
Sale, conversion, retirement of capital stock, net$01,165
Net operating income$3,488,4101,236

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.