Home > American National Bank of Elgin > Income and Expense
American National Bank of Elgin, Income and Expense
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $2,699,000 | 9,536 |
| Total interest expense | $1,106,000 | 9,961 |
| Net interest income | $1,593,000 | 8,973 |
| Provision for loan and lease losses | $184,000 | 5,448 |
| Total noninterest income | $220,000 | 9,031 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $180,000 | 6,393 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $40,000 | 11,059 |
| Total noninterest expense | $2,065,000 | 6,214 |
| Salaries and employee benefits | $826,000 | 7,096 |
| Premises and equipment expense | $295,000 | 6,046 |
| Additional noninterest expense | $944,000 | 5,303 |
| Pre-tax net operating income | $-436,000 | 13,253 |
| Securities gains (losses) | $0 | 8,369 |
| Applicable income taxes | $-254,000 | 13,691 |
| Income before extraordinary items | $-182,000 | 13,158 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $-182,000 | 13,151 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $236,000 | 3,841 |
| Cash dividends | $0 | 8,912 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $-182,000 | 13,038 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.