Home > American National Bank of Duncan > Income and Expense
American National Bank of Duncan, Income and Expense
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $2,914,000 | 8,195 |
| Total interest expense | $1,165,000 | 8,041 |
| Net interest income | $1,749,000 | 8,176 |
| Provision for loan and lease losses | $180,000 | 3,202 |
| Total noninterest income | $342,000 | 6,757 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $300,000 | 4,359 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $42,000 | 10,035 |
| Total noninterest expense | $1,879,000 | 6,503 |
| Salaries and employee benefits | $645,000 | 8,307 |
| Premises and equipment expense | $199,000 | 7,444 |
| Additional noninterest expense | $1,035,000 | 4,583 |
| Pre-tax net operating income | $32,000 | 11,982 |
| Securities gains (losses) | $1,000 | 3,293 |
| Applicable income taxes | $-50,000 | 12,214 |
| Income before extraordinary items | $83,000 | 11,534 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $83,000 | 11,541 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $285,000 | 1,974 |
| Cash dividends | $90,000 | 7,108 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $82,000 | 11,596 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $2,947,000 | 8,428 |
| Total interest expense | $1,176,000 | 8,368 |
| Net interest income | $1,771,000 | 8,316 |
| Provision for loan and lease losses | $0 | 10,371 |
| Total noninterest income | $436,000 | 6,130 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $352,000 | 3,857 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $84,000 | 8,451 |
| Total noninterest expense | $1,652,000 | 7,349 |
| Salaries and employee benefits | $757,000 | 7,597 |
| Premises and equipment expense | $174,000 | 8,281 |
| Additional noninterest expense | $721,000 | 6,417 |
| Pre-tax net operating income | $555,000 | 8,263 |
| Securities gains (losses) | $3,000 | 6,505 |
| Applicable income taxes | $154,000 | 8,535 |
| Income before extraordinary items | $404,000 | 8,390 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $404,000 | 8,548 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $5,000 | 9,155 |
| Cash dividends | $0 | 9,081 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $401,840 | 8,144 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $3,234,000 | 8,582 |
| Total interest expense | $1,507,000 | 8,485 |
| Net interest income | $1,727,000 | 8,574 |
| Provision for loan and lease losses | $0 | 11,756 |
| Total noninterest income | $477,000 | 5,819 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $403,000 | 3,458 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $74,000 | 9,109 |
| Total noninterest expense | $1,617,000 | 7,515 |
| Salaries and employee benefits | $737,000 | 7,712 |
| Premises and equipment expense | $175,000 | 8,439 |
| Additional noninterest expense | $705,000 | 6,713 |
| Pre-tax net operating income | $587,000 | 7,810 |
| Securities gains (losses) | $6,000 | 6,913 |
| Applicable income taxes | $172,000 | 8,127 |
| Income before extraordinary items | $421,000 | 8,007 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $421,000 | 8,133 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $94,000 | 6,068 |
| Cash dividends | $0 | 8,912 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $416,740 | 7,701 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.