Home > American National Bank and Trust Company of Muncie > Income and Expense
American National Bank and Trust Company of Muncie, Income and Expense
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $36,427,000 | 926 |
| Total interest expense | $15,940,000 | 970 |
| Net interest income | $20,487,000 | 868 |
| Provision for loan and lease losses | $1,042,000 | 937 |
| Total noninterest income | $2,960,000 | 1,368 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $1,309,000 | 1,019 |
| Trading account gains and fees | $0 | 173 |
| Additional Noninterest Income | $1,651,000 | 1,317 |
| Total noninterest expense | $13,003,000 | 1,074 |
| Salaries and employee benefits | $6,828,000 | 1,011 |
| Premises and equipment expense | $1,866,000 | 1,084 |
| Additional noninterest expense | $4,309,000 | 1,090 |
| Pre-tax net operating income | $9,402,000 | 868 |
| Securities gains (losses) | $103,000 | 731 |
| Applicable income taxes | $3,379,000 | 796 |
| Income before extraordinary items | $6,126,000 | 918 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $6,126,000 | 918 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $301,000 | 1,811 |
| Cash dividends | $2,782,000 | 1,039 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $6,060,080 | 913 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $29,965,000 | 1,088 |
| Total interest expense | $13,325,000 | 1,154 |
| Net interest income | $16,640,000 | 1,016 |
| Provision for loan and lease losses | $902,000 | 1,056 |
| Total noninterest income | $2,182,000 | 1,707 |
| Gross Fiduciary activities income | $0 | 1,398 |
| Service charges on deposit accounts | $1,042,000 | 1,206 |
| Trading account gains and fees | $0 | 224 |
| Additional Noninterest Income | $1,140,000 | 1,689 |
| Total noninterest expense | $9,234,000 | 1,431 |
| Salaries and employee benefits | $4,657,000 | 1,403 |
| Premises and equipment expense | $1,442,000 | 1,351 |
| Additional noninterest expense | $3,135,000 | 1,397 |
| Pre-tax net operating income | $8,686,000 | 907 |
| Securities gains (losses) | $639,000 | 481 |
| Applicable income taxes | $2,971,000 | 879 |
| Income before extraordinary items | $6,354,000 | 855 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $6,354,000 | 855 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $899,000 | 824 |
| Cash dividends | $3,511,000 | 858 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $5,919,480 | 884 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $27,348,000 | 1,225 |
| Total interest expense | $11,799,000 | 1,335 |
| Net interest income | $15,549,000 | 1,136 |
| Provision for loan and lease losses | $310,000 | 2,517 |
| Total noninterest income | $1,902,000 | 1,844 |
| Gross Fiduciary activities income | $0 | 1,450 |
| Service charges on deposit accounts | $1,008,000 | 1,270 |
| Trading account gains and fees | $0 | 239 |
| Additional Noninterest Income | $894,000 | 1,870 |
| Total noninterest expense | $8,989,000 | 1,460 |
| Salaries and employee benefits | $5,006,000 | 1,321 |
| Premises and equipment expense | $1,593,000 | 1,239 |
| Additional noninterest expense | $2,390,000 | 1,774 |
| Pre-tax net operating income | $8,152,000 | 1,010 |
| Securities gains (losses) | $4,000 | 2,936 |
| Applicable income taxes | $2,514,000 | 1,094 |
| Income before extraordinary items | $5,642,000 | 987 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $5,642,000 | 988 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $211,000 | 2,465 |
| Cash dividends | $3,003,000 | 928 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $5,639,240 | 962 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $26,118,000 | 1,308 |
| Total interest expense | $11,279,000 | 1,434 |
| Net interest income | $14,839,000 | 1,209 |
| Provision for loan and lease losses | $424,000 | 1,997 |
| Total noninterest income | $2,407,000 | 1,594 |
| Gross Fiduciary activities income | $0 | 1,526 |
| Service charges on deposit accounts | $1,024,000 | 1,307 |
| Trading account gains and fees | $0 | 262 |
| Additional Noninterest Income | $1,383,000 | 1,452 |
| Total noninterest expense | $9,731,000 | 1,469 |
| Salaries and employee benefits | $5,055,000 | 1,329 |
| Premises and equipment expense | $1,568,000 | 1,304 |
| Additional noninterest expense | $3,108,000 | 1,677 |
| Pre-tax net operating income | $7,091,000 | 1,052 |
| Securities gains (losses) | $12,000 | 2,365 |
| Applicable income taxes | $1,863,000 | 1,317 |
| Income before extraordinary items | $5,240,000 | 999 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $5,240,000 | 1,000 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $232,000 | 2,448 |
| Cash dividends | $3,358,000 | 876 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $5,231,120 | 986 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $25,371,000 | 1,344 |
| Total interest expense | $11,010,000 | 1,479 |
| Net interest income | $14,361,000 | 1,255 |
| Provision for loan and lease losses | $833,000 | 1,093 |
| Total noninterest income | $2,479,000 | 1,557 |
| Gross Fiduciary activities income | $0 | 1,590 |
| Service charges on deposit accounts | $1,032,000 | 1,314 |
| Trading account gains and fees | $0 | 522 |
| Additional Noninterest Income | $1,447,000 | 1,401 |
| Total noninterest expense | $9,192,000 | 1,549 |
| Salaries and employee benefits | $4,891,000 | 1,359 |
| Premises and equipment expense | $1,610,000 | 1,291 |
| Additional noninterest expense | $2,691,000 | 1,854 |
| Pre-tax net operating income | $6,815,000 | 1,141 |
| Securities gains (losses) | $2,000 | 3,270 |
| Applicable income taxes | $1,819,000 | 1,381 |
| Income before extraordinary items | $4,998,000 | 1,072 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $4,998,000 | 1,070 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $75,000 | 4,361 |
| Cash dividends | $3,280,000 | 866 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $4,996,540 | 1,055 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $21,848,000 | 1,419 |
| Total interest expense | $8,905,000 | 1,457 |
| Net interest income | $12,943,000 | 1,381 |
| Provision for loan and lease losses | $175,000 | 3,305 |
| Total noninterest income | $2,415,000 | 1,602 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $917,000 | 1,478 |
| Trading account gains and fees | $0 | 475 |
| Additional Noninterest Income | $1,498,000 | 1,388 |
| Total noninterest expense | $9,258,000 | 1,586 |
| Salaries and employee benefits | $4,826,000 | 1,401 |
| Premises and equipment expense | $1,627,000 | 1,286 |
| Additional noninterest expense | $2,805,000 | 1,927 |
| Pre-tax net operating income | $5,925,000 | 1,257 |
| Securities gains (losses) | $333,000 | 360 |
| Applicable income taxes | $1,508,000 | 1,551 |
| Income before extraordinary items | $4,750,000 | 1,065 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $4,750,000 | 1,062 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $164,000 | 2,833 |
| Cash dividends | $13,261,000 | 284 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $4,496,920 | 1,134 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $23,105,000 | 1,378 |
| Total interest expense | $9,879,000 | 1,361 |
| Net interest income | $13,226,000 | 1,370 |
| Provision for loan and lease losses | $510,000 | 2,055 |
| Total noninterest income | $3,152,000 | 1,404 |
| Gross Fiduciary activities income | $0 | 1,630 |
| Service charges on deposit accounts | $886,000 | 1,538 |
| Trading account gains and fees | $0 | 532 |
| Additional Noninterest Income | $2,266,000 | 1,161 |
| Total noninterest expense | $9,372,000 | 1,615 |
| Salaries and employee benefits | $4,861,000 | 1,380 |
| Premises and equipment expense | $1,567,000 | 1,362 |
| Additional noninterest expense | $2,944,000 | 1,942 |
| Pre-tax net operating income | $6,496,000 | 1,081 |
| Securities gains (losses) | $0 | 7,477 |
| Applicable income taxes | $1,448,000 | 1,618 |
| Income before extraordinary items | $5,048,000 | 1,027 |
| Extraordinary gains, net | $137,000 | 1,316 |
| Net income | $5,185,000 | 1,029 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,221,000 | 989 |
| Cash dividends | $1,843,000 | 1,104 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $5,048,000 | 961 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $15,490,000 | 2,280 |
| Total interest expense | $6,720,000 | 2,511 |
| Net interest income | $8,770,000 | 2,079 |
| Provision for loan and lease losses | $364,000 | 3,662 |
| Total noninterest income | $2,293,000 | 1,766 |
| Gross Fiduciary activities income | $0 | 1,658 |
| Service charges on deposit accounts | $702,000 | 1,925 |
| Trading account gains and fees | $0 | 504 |
| Additional Noninterest Income | $1,591,000 | 1,453 |
| Total noninterest expense | $6,361,000 | 2,299 |
| Salaries and employee benefits | $3,233,000 | 2,028 |
| Premises and equipment expense | $1,135,000 | 1,860 |
| Additional noninterest expense | $1,993,000 | 2,810 |
| Pre-tax net operating income | $4,338,000 | 1,465 |
| Securities gains (losses) | $0 | 8,369 |
| Applicable income taxes | $694,000 | 3,006 |
| Income before extraordinary items | $3,644,000 | 1,284 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $3,644,000 | 1,286 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $202,000 | 4,180 |
| Cash dividends | $1,062,000 | 1,468 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $3,644,000 | 1,182 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.