Home > American National Bank and Trust Company of Muncie > Net charge- offs to loans
American National Bank and Trust Company of Muncie, Net charge- offs to loans
| 1999-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0784% | 5,309 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0337% | 563 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 250 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0024% | 1,182 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 120 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0564% | 467 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 369 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0576% | 423 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0696% | 858 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3202% | 989 |
| Percentage Net Loans Charged-off: Credit card loans | 0.8887% | 819 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0797% | 1,310 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 6.1498% | 6 |
| 1998-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3028% | 2,441 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0112% | 807 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 229 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0017% | 449 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 151 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0168% | 712 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 385 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0172% | 658 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.8588% | 209 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4967% | 837 |
| Percentage Net Loans Charged-off: Credit card loans | 1.1194% | 802 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 1.1697% | 70 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 24 |
| 1997-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0786% | 5,980 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0171% | 770 |
| Percentage Net Loans Charged-off:Construction & development | 0.0943% | 155 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0273% | 1,211 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 192 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0372% | 630 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 396 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0382% | 573 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1276% | 672 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3396% | 1,031 |
| Percentage Net Loans Charged-off: Credit card loans | 2.9806% | 457 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1082% | 270 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 31 |
| 1996-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0926% | 5,940 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0539% | 590 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 284 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1592% | 306 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 233 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0049% | 971 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 412 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0051% | 924 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1254% | 661 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2677% | 1,128 |
| Percentage Net Loans Charged-off: Credit card loans | 1.9841% | 646 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0599% | 362 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 34 |
| 1995-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0314% | 7,579 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0007% | 1,224 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 344 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 615 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 281 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0010% | 1,306 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 403 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0010% | 1,309 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1304% | 600 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0174% | 1,337 |
| Percentage Net Loans Charged-off: Credit card loans | -1.7544% | 1,342 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0232% | 392 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 48 |
| 1994-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0718% | 6,387 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0478% | 1,373 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 353 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.2836% | 1,404 |
| Percentage Net Loans Charged-off: Multi-family residential | 1.1119% | 131 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0077% | 1,326 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 393 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0079% | 1,323 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4476% | 369 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0783% | 1,208 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 989 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0117% | 348 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 1.0524% | 33 |
| 1993-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5620% | 2,477 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0852% | 800 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 485 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.4107% | 460 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 368 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0129% | 1,411 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 462 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0133% | 1,405 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.2426% | 193 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1606% | 1,126 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,000 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0129% | 403 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 46.8414% | 10 |
| 1992-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1480% | 8,059 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |