American National Bank and Trust Company of Muncie, Assets and Liabilities

1999-12-31Rank
# of Employees:199839
Assets and Liabilities
Total Assets:$570,997,000868
Cash and due from depository institutions$22,605,000839
Interest-bearing balances$139,0004,360
Securities$69,857,0001,640
Federal funds sold & reverse repurchase agreements$28,900,000380
Net loans & leases$432,381,000745
Loan loss allowance$3,029,0001,269
Trading account assets$0165
Bank premises and fixed assets$5,290,0001,600
Other real estate owned$207,000839
Goodwill and other intangibles$7,268,000484
All other assets$4,489,0001,959
Life insurance assets$01
Total liabilities and capital$570,997,000868
Total liabilities$526,085,000856
Total deposits$458,350,000808
Interest-bearing deposits$407,836,000790
Deposits held in domestic offices$458,350,000804
% insured0.00%1
Federal funds purchased & repurchase agreements$9,807,0001,222
Trading liabilities$065
Other borrowed funds$54,106,000709
Subordinated debt$0242
All other liabilities$3,822,0001,150
Total equity capital$44,912,0001,001
Total bank equity capital$44,912,0001,001
Perpetual preferred stock$0193
Common stock$3,200,0001,185
Surplus$15,471,0001,125
Undivided profits$26,241,000951
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$347,0004,462
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,502
Income earned, not collected on loans$2,067,0001,013
Earning assets$531,277,000858
Long-term assets (5+ years)$170,795,000619
Average Assets, year-to-date$493,632,600942
Average Assets, quarterly$548,169,500891
Volatile liabilities$149,677,000735
Insider loans$46,773,00079
FHLB advances$0802
Loans and leases held for sale$296,0001,084
Unused loan commitments$102,202,000722
Tier 1 (core) risk-based capital$38,599,7001,140
Tier 2 risk-based capital$3,029,0001,188
Total risk weighted assets$405,839,000807
Total unused commitments$102,202,000722
Derivatives$0488
1998-12-31Rank
# of Employees:173969
Assets and Liabilities
Total Assets:$432,664,0001,068
Cash and due from depository institutions$25,732,000969
Interest-bearing balances$3,001,0001,753
Securities$58,511,0001,987
Federal funds sold & reverse repurchase agreements$8,800,0001,950
Net loans & leases$323,675,000893
Loan loss allowance$2,288,0001,569
Trading account assets$0197
Bank premises and fixed assets$4,979,0001,599
Other real estate owned$109,000969
Goodwill and other intangibles$7,630,000437
All other assets$3,228,0002,305
Life insurance assets$01
Total liabilities and capital$432,664,0001,068
Total liabilities$399,779,0001,055
Total deposits$363,612,0001,010
Interest-bearing deposits$318,700,0001,002
Deposits held in domestic offices$363,612,0001,007
% insured0.00%1
Federal funds purchased & repurchase agreements$4,321,0001,505
Trading liabilities$069
Other borrowed funds$29,131,000832
Subordinated debt$0255
All other liabilities$2,715,0001,534
Total equity capital$32,885,0001,372
Total bank equity capital$32,885,0001,372
Perpetual preferred stock$0199
Common stock$3,200,0001,140
Surplus$5,471,0002,617
Undivided profits$24,214,0001,065
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$1,014,0002,359
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,642
Income earned, not collected on loans$1,757,0001,189
Earning assets$393,987,0001,091
Long-term assets (5+ years)$123,367,000732
Average Assets, year-to-date$392,177,8001,124
Average Assets, quarterly$436,173,5001,049
Volatile liabilities$56,575,0001,259
Insider loans$25,645,000151
FHLB advances$0740
Loans and leases held for sale$201,0001,482
Unused loan commitments$62,414,000972
Tier 1 (core) risk-based capital$24,782,2001,684
Tier 2 risk-based capital$2,288,0001,439
Total risk weighted assets$287,166,6001,034
Total unused commitments$62,414,000978
Derivatives$0527
1997-12-31Rank
# of Employees:1481,186
Assets and Liabilities
Total Assets:$358,082,0001,302
Cash and due from depository institutions$16,622,0001,186
Interest-bearing balances$383,0003,393
Securities$53,871,0002,146
Federal funds sold & reverse repurchase agreements$08,160
Net loans & leases$279,234,0001,074
Loan loss allowance$2,283,0001,581
Trading account assets$0203
Bank premises and fixed assets$4,459,0001,775
Other real estate owned$470,0001,186
Goodwill and other intangibles$109,0002,566
All other assets$3,317,0002,179
Life insurance assets$01
Total liabilities and capital$358,082,0001,302
Total liabilities$327,458,0001,284
Total deposits$280,751,0001,319
Interest-bearing deposits$243,479,0001,329
Deposits held in domestic offices$280,751,0001,313
% insured0.00%1
Federal funds purchased & repurchase agreements$10,580,0001,034
Trading liabilities$080
Other borrowed funds$33,095,000727
Subordinated debt$0260
All other liabilities$3,032,0001,451
Total equity capital$30,624,0001,481
Total bank equity capital$30,624,0001,481
Perpetual preferred stock$0223
Common stock$3,200,0001,119
Surplus$5,471,0002,567
Undivided profits$21,953,0001,185
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$428,0004,454
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,731
Income earned, not collected on loans$1,714,0001,258
Earning assets$333,488,0001,289
Long-term assets (5+ years)$97,704,000796
Average Assets, year-to-date$344,478,8001,272
Average Assets, quarterly$354,061,0001,294
Volatile liabilities$71,653,0001,069
Insider loans$22,300,000187
FHLB advances$0780
Loans and leases held for sale$01,579
Unused loan commitments$53,814,0001,033
Tier 1 (core) risk-based capital$29,370,1001,451
Tier 2 risk-based capital$2,283,0001,362
Total risk weighted assets$256,893,7001,129
Total unused commitments$53,814,0001,037
Derivatives$0533
1996-12-31Rank
# of Employees:1441,283
Assets and Liabilities
Total Assets:$339,634,0001,393
Cash and due from depository institutions$16,725,0001,283
Interest-bearing balances$72,0005,207
Securities$53,958,0002,259
Federal funds sold & reverse repurchase agreements$3,450,0003,485
Net loans & leases$257,574,0001,179
Loan loss allowance$2,184,0001,758
Trading account assets$0240
Bank premises and fixed assets$4,467,0001,771
Other real estate owned$49,0001,283
Goodwill and other intangibles$76,0002,633
All other assets$3,335,0002,259
Life insurance assets$01
Total liabilities and capital$339,634,0001,393
Total liabilities$311,811,0001,374
Total deposits$278,816,0001,378
Interest-bearing deposits$244,560,0001,380
Deposits held in domestic offices$278,816,0001,373
% insured0.00%1
Federal funds purchased & repurchase agreements$13,803,000985
Trading liabilities$097
Other borrowed funds$15,873,0001,043
Subordinated debt$0298
All other liabilities$3,319,0001,374
Total equity capital$27,823,0001,630
Total bank equity capital$27,823,0001,630
Perpetual preferred stock$0250
Common stock$3,200,0001,173
Surplus$5,471,0002,639
Undivided profits$19,152,0001,360
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$986,0002,708
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$106,000921
Income earned, not collected on loans$1,466,0001,486
Earning assets$315,054,0001,380
Long-term assets (5+ years)$87,948,000804
Average Assets, year-to-date$335,747,4001,350
Average Assets, quarterly$337,831,0001,381
Volatile liabilities$65,520,0001,151
Insider loans$18,839,000253
FHLB advances$0882
Loans and leases held for sale$75,0001,438
Unused loan commitments$44,234,0001,162
Tier 1 (core) risk-based capital$26,742,0001,603
Tier 2 risk-based capital$2,184,0001,466
Total risk weighted assets$231,801,6001,258
Total unused commitments$44,234,0001,167
Derivatives$0549
1995-12-31Rank
# of Employees:1531,246
Assets and Liabilities
Total Assets:$340,333,0001,394
Cash and due from depository institutions$12,612,0001,246
Interest-bearing balances$292,0003,924
Securities$51,369,0002,433
Federal funds sold & reverse repurchase agreements$19,800,000724
Net loans & leases$242,396,0001,214
Loan loss allowance$1,992,0001,953
Trading account assets$0261
Bank premises and fixed assets$4,465,0001,726
Other real estate owned$79,0001,246
Goodwill and other intangibles$03,181
All other assets$9,612,000972
Life insurance assets$01
Total liabilities and capital$340,333,0001,394
Total liabilities$307,381,0001,407
Total deposits$293,111,0001,334
Interest-bearing deposits$256,619,0001,321
Deposits held in domestic offices$293,111,0001,321
% insured0.00%1
Federal funds purchased & repurchase agreements$4,674,0001,568
Trading liabilities$0110
Other borrowed funds$3,550,0001,905
Subordinated debt$0337
All other liabilities$6,046,000908
Total equity capital$32,952,0001,379
Total bank equity capital$32,952,0001,379
Perpetual preferred stock$0288
Common stock$3,200,0001,185
Surplus$5,471,0002,654
Undivided profits$24,281,0001,078
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$399,0004,869
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$105,000883
Income earned, not collected on loans$1,569,0001,420
Earning assets$313,857,0001,389
Long-term assets (5+ years)$83,956,000782
Average Assets, year-to-date$325,203,6001,400
Average Assets, quarterly$335,624,0001,403
Volatile liabilities$46,432,0001,364
Insider loans$15,351,000316
FHLB advances$0855
Loans and leases held for sale$129,0001,380
Unused loan commitments$42,681,0001,154
Tier 1 (core) risk-based capital$31,286,0001,376
Tier 2 risk-based capital$1,992,0001,610
Total risk weighted assets$223,712,0001,289
Total unused commitments$42,681,0001,162
Derivatives$0628
1994-12-31Rank
# of Employees:1581,246
Assets and Liabilities
Total Assets:$320,812,0001,442
Cash and due from depository institutions$15,558,0001,246
Interest-bearing balances$303,0003,886
Securities$46,712,0002,801
Federal funds sold & reverse repurchase agreements$9,350,0001,003
Net loans & leases$235,127,0001,217
Loan loss allowance$1,234,0002,983
Trading account assets$0286
Bank premises and fixed assets$4,995,0001,478
Other real estate owned$316,0001,246
Goodwill and other intangibles$03,133
All other assets$8,754,0001,087
Life insurance assets$01
Total liabilities and capital$320,812,0001,442
Total liabilities$291,270,0001,449
Total deposits$274,090,0001,388
Interest-bearing deposits$239,081,0001,376
Deposits held in domestic offices$274,090,0001,379
% insured0.00%1
Federal funds purchased & repurchase agreements$8,687,0001,372
Trading liabilities$087
Other borrowed funds$5,655,0001,655
Subordinated debt$0372
All other liabilities$2,838,0001,368
Total equity capital$29,542,0001,390
Total bank equity capital$29,542,0001,390
Perpetual preferred stock$0310
Common stock$3,200,0001,202
Surplus$5,471,0002,567
Undivided profits$20,871,0001,136
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$383,0004,988
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,752
Income earned, not collected on loans$1,320,0001,472
Earning assets$291,492,0001,454
Long-term assets (5+ years)$73,204,000856
Average Assets, year-to-date$316,681,0001,420
Average Assets, quarterly$313,569,5001,459
Volatile liabilities$40,785,0001,442
Insider loans$13,581,000331
FHLB advances$0993
Loans and leases held for sale$164,0001,127
Unused loan commitments$33,458,0001,328
Tier 1 (core) risk-based capital$29,568,0001,396
Tier 2 risk-based capital$1,234,0002,405
Total risk weighted assets$207,371,6001,347
Total unused commitments$33,458,0001,337
Derivatives$0687
1993-12-31Rank
# of Employees:1711,209
Assets and Liabilities
Total Assets:$325,684,0001,445
Cash and due from depository institutions$13,820,0001,209
Interest-bearing balances$2,823,0001,928
Securities$63,499,0002,155
Federal funds sold & reverse repurchase agreements$10,400,0001,295
Net loans & leases$222,840,0001,243
Loan loss allowance$1,223,0003,107
Trading account assets$0330
Bank premises and fixed assets$5,303,0001,376
Other real estate owned$79,0001,209
Goodwill and other intangibles$03,091
All other assets$9,743,000968
Life insurance assets$01
Total liabilities and capital$325,684,0001,445
Total liabilities$287,605,0001,496
Total deposits$272,533,0001,460
Interest-bearing deposits$241,321,0001,430
Deposits held in domestic offices$272,533,0001,449
% insured0.00%1
Federal funds purchased & repurchase agreements$9,749,0001,094
Trading liabilities$01
Other borrowed funds$2,818,0001,924
Subordinated debt$0413
All other liabilities$2,505,0001,521
Total equity capital$38,079,0001,087
Total bank equity capital$38,079,0001,087
Perpetual preferred stock$0343
Common stock$3,200,0001,199
Surplus$5,471,0002,485
Undivided profits$29,408,000782
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$1,100,0002,953
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$382,000359
Income earned, not collected on loans$1,232,0001,390
Earning assets$299,562,0001,429
Long-term assets (5+ years)$78,315,000831
Average Assets, year-to-date$306,322,4001,491
Average Assets, quarterly$325,085,0001,448
Volatile liabilities$32,844,0001,634
Insider loans$14,004,000315
FHLB advances$0821
Loans and leases held for sale$275,0001,394
Unused loan commitments$27,555,0001,521
Tier 1 (core) risk-based capital$38,079,0001,061
Tier 2 risk-based capital$1,223,0002,391
Total risk weighted assets$203,956,3001,372
Total unused commitments$27,555,0001,545
Derivatives$0714
1992-12-31Rank
# of Employees:1211,789
Assets and Liabilities
Total Assets:$212,321,0002,228
Cash and due from depository institutions$11,221,0001,789
Interest-bearing balances$31,0007,742
Securities$44,942,0003,035
Federal funds sold & reverse repurchase agreements$13,250,0001,259
Net loans & leases$133,545,0002,087
Loan loss allowance$1,249,0003,117
Trading account assets$0344
Bank premises and fixed assets$4,325,0001,698
Other real estate owned$01,789
Goodwill and other intangibles$03,106
All other assets$5,038,0001,638
Life insurance assets$01
Total liabilities and capital$212,321,0002,228
Total liabilities$185,763,0002,351
Total deposits$174,994,0002,360
Interest-bearing deposits$145,747,0002,482
Deposits held in domestic offices$174,994,0002,351
% insured0.00%1
Federal funds purchased & repurchase agreements$4,224,0001,494
Trading liabilities$01
Other borrowed funds$5,782,0001,230
Subordinated debt$0482
All other liabilities$763,0004,075
Total equity capital$26,558,0001,468
Total bank equity capital$26,558,0001,468
Perpetual preferred stock$0346
Common stock$3,200,0001,220
Surplus$3,040,0003,923
Undivided profits$20,318,0001,066
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$795,0004,286
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01
Income earned, not collected on loans$700,0002,845
Earning assets$191,768,0002,253
Long-term assets (5+ years)$38,010,0001,510
Average Assets, year-to-date$212,308,2002,169
Average Assets, quarterly$210,383,5002,233
Volatile liabilities$26,835,0001,877
Insider loans$09,493
FHLB advances$0832
Loans and leases held for sale$715,000818
Unused loan commitments$19,321,0001,865
Tier 1 (core) risk-based capital$26,558,0001,434
Tier 2 risk-based capital$1,249,0002,391
Total risk weighted assets$142,145,6001,977
Total unused commitments$19,321,0001,881
Derivatives$0651