Home > American National Bank and Trust Company of Chicago > Income and Expense

American National Bank and Trust Company of Chicago, Income and Expense

2001-12-31 (YTD Data)		Rank
Total interest income	$827,828,000	84
Total interest expense	$459,159,000	75
Net interest income	$368,669,000	92
Provision for loan and lease losses	$104,026,000	65
Total noninterest income	$98,710,000	156
Gross Fiduciary activities income	$34,522,000	62
Service charges on deposit accounts	$31,145,000	90
Trading account gains and fees	$464,000	88
Additional Noninterest Income	$32,579,000	227
Total noninterest expense	$205,147,000	141
Salaries and employee benefits	$84,630,000	126
Premises and equipment expense	$22,107,000	135
Additional noninterest expense	$98,410,000	136
Pre-tax net operating income	$158,206,000	109
Securities gains (losses)	$1,490,000	308
Applicable income taxes	$56,785,000	111
Income before extraordinary items	$102,911,000	119
Extraordinary gains, net	$0	105
Net income	$102,911,000	118
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$129,326,000	47
Cash dividends	$85,000,000	98
Sale, conversion, retirement of capital stock, net	$0	922
Net operating income	$101,957,400	112
2000-12-31 (YTD Data)		Rank
Total interest income	$947,757,000	84
Total interest expense	$499,461,000	84
Net interest income	$448,296,000	74
Provision for loan and lease losses	$248,530,000	26
Total noninterest income	$119,154,000	141
Gross Fiduciary activities income	$37,992,000	61
Service charges on deposit accounts	$29,655,000	89
Trading account gains and fees	$4,787,000	50
Additional Noninterest Income	$46,720,000	177
Total noninterest expense	$225,733,000	133
Salaries and employee benefits	$94,049,000	122
Premises and equipment expense	$29,676,000	118
Additional noninterest expense	$102,008,000	136
Pre-tax net operating income	$93,187,000	164
Securities gains (losses)	$-3,216,000	9,821
Applicable income taxes	$32,064,000	152
Income before extraordinary items	$57,907,000	163
Extraordinary gains, net	$0	38
Net income	$57,907,000	162
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$40,577,000	88
Cash dividends	$50,000,000	137
Sale, conversion, retirement of capital stock, net	$0	969
Net operating income	$59,965,240	161
1999-12-31 (YTD Data)		Rank
Total interest income	$730,737,000	88
Total interest expense	$320,825,000	92
Net interest income	$409,912,000	80
Provision for loan and lease losses	$9,222,000	214
Total noninterest income	$102,917,000	159
Gross Fiduciary activities income	$35,514,000	69
Service charges on deposit accounts	$25,691,000	98
Trading account gains and fees	$13,878,000	28
Additional Noninterest Income	$27,834,000	248
Total noninterest expense	$202,588,000	142
Salaries and employee benefits	$113,932,000	102
Premises and equipment expense	$34,310,000	109
Additional noninterest expense	$54,346,000	196
Pre-tax net operating income	$301,019,000	74
Securities gains (losses)	$744,000	268
Applicable income taxes	$109,680,000	72
Income before extraordinary items	$192,083,000	77
Extraordinary gains, net	$0	35
Net income	$192,083,000	77
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$7,938,000	216
Cash dividends	$95,000,000	94
Sale, conversion, retirement of capital stock, net	$0	1,035
Net operating income	$191,606,840	76
1998-12-31 (YTD Data)		Rank
Total interest income	$669,600,000	96
Total interest expense	$274,754,000	104
Net interest income	$394,846,000	86
Provision for loan and lease losses	$5,095,000	313
Total noninterest income	$108,327,000	158
Gross Fiduciary activities income	$33,935,000	71
Service charges on deposit accounts	$24,563,000	100
Trading account gains and fees	$16,364,000	29
Additional Noninterest Income	$33,465,000	219
Total noninterest expense	$219,316,000	134
Salaries and employee benefits	$137,760,000	83
Premises and equipment expense	$35,077,000	102
Additional noninterest expense	$46,479,000	227
Pre-tax net operating income	$278,762,000	72
Securities gains (losses)	$-164,000	10,413
Applicable income taxes	$101,353,000	68
Income before extraordinary items	$177,245,000	74
Extraordinary gains, net	$0	32
Net income	$177,245,000	75
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$2,875,000	388
Cash dividends	$270,000,000	36
Sale, conversion, retirement of capital stock, net	$0	1,027
Net operating income	$177,349,960	71
1997-12-31 (YTD Data)		Rank
Total interest income	$626,494,000	96
Total interest expense	$253,622,000	111
Net interest income	$372,872,000	88
Provision for loan and lease losses	$14,625,000	158
Total noninterest income	$95,609,000	150
Gross Fiduciary activities income	$30,087,000	74
Service charges on deposit accounts	$20,946,000	110
Trading account gains and fees	$14,844,000	29
Additional Noninterest Income	$29,732,000	217
Total noninterest expense	$219,548,000	127
Salaries and employee benefits	$140,370,000	81
Premises and equipment expense	$31,683,000	106
Additional noninterest expense	$47,495,000	211
Pre-tax net operating income	$234,308,000	75
Securities gains (losses)	$17,000	2,006
Applicable income taxes	$84,214,000	73
Income before extraordinary items	$150,111,000	74
Extraordinary gains, net	$0	44
Net income	$150,111,000	74
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$14,560,000	150
Cash dividends	$100,000,000	81
Sale, conversion, retirement of capital stock, net	$0	1,030
Net operating income	$150,100,120	75
1996-12-31 (YTD Data)		Rank
Total interest income	$539,383,000	121
Total interest expense	$214,039,000	146
Net interest income	$325,344,000	109
Provision for loan and lease losses	$12,750,000	174
Total noninterest income	$89,789,000	164
Gross Fiduciary activities income	$26,879,000	79
Service charges on deposit accounts	$17,676,000	137
Trading account gains and fees	$11,305,000	35
Additional Noninterest Income	$33,929,000	209
Total noninterest expense	$223,502,000	135
Salaries and employee benefits	$126,592,000	88
Premises and equipment expense	$27,971,000	122
Additional noninterest expense	$68,939,000	191
Pre-tax net operating income	$178,881,000	91
Securities gains (losses)	$-4,000	9,823
Applicable income taxes	$64,487,000	90
Income before extraordinary items	$114,390,000	97
Extraordinary gains, net	$0	53
Net income	$114,390,000	96
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$20,792,000	132
Cash dividends	$40,000,000	167
Sale, conversion, retirement of capital stock, net	$0	953
Net operating income	$114,392,560	92
1995-12-31 (YTD Data)		Rank
Total interest income	$487,585,000	124
Total interest expense	$191,386,000	162
Net interest income	$296,199,000	111
Provision for loan and lease losses	$26,000,000	99
Total noninterest income	$78,653,000	169
Gross Fiduciary activities income	$24,330,000	86
Service charges on deposit accounts	$14,800,000	166
Trading account gains and fees	$10,394,000	43
Additional Noninterest Income	$29,129,000	224
Total noninterest expense	$209,681,000	138
Salaries and employee benefits	$114,921,000	95
Premises and equipment expense	$27,819,000	124
Additional noninterest expense	$66,941,000	195
Pre-tax net operating income	$139,171,000	106
Securities gains (losses)	$6,000	2,714
Applicable income taxes	$49,169,000	108
Income before extraordinary items	$90,008,000	111
Extraordinary gains, net	$0	65
Net income	$90,008,000	111
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$4,969,000	319
Cash dividends	$48,000,000	133
Sale, conversion, retirement of capital stock, net	$0	809
Net operating income	$90,004,100	111
1994-12-31 (YTD Data)		Rank
Total interest income	$377,056,000	142
Total interest expense	$119,900,000	199
Net interest income	$257,156,000	116
Provision for loan and lease losses	$22,525,000	96
Total noninterest income	$90,524,000	151
Gross Fiduciary activities income	$39,704,000	60
Service charges on deposit accounts	$18,720,000	138
Trading account gains and fees	$8,662,000	41
Additional Noninterest Income	$23,438,000	247
Total noninterest expense	$194,835,000	148
Salaries and employee benefits	$105,650,000	101
Premises and equipment expense	$31,015,000	115
Additional noninterest expense	$58,170,000	210
Pre-tax net operating income	$130,320,000	106
Securities gains (losses)	$127,000	676
Applicable income taxes	$45,958,000	101
Income before extraordinary items	$84,489,000	112
Extraordinary gains, net	$0	249
Net income	$84,489,000	112
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$19,872,000	114
Cash dividends	$60,000,000	103
Sale, conversion, retirement of capital stock, net	$0	1,160
Net operating income	$84,406,450	114
1993-12-31 (YTD Data)		Rank
Total interest income	$303,810,000	157
Total interest expense	$87,527,000	223
Net interest income	$216,283,000	130
Provision for loan and lease losses	$39,650,000	95
Total noninterest income	$87,856,000	140
Gross Fiduciary activities income	$40,337,000	54
Service charges on deposit accounts	$16,965,000	149
Trading account gains and fees	$8,767,000	49
Additional Noninterest Income	$21,787,000	255
Total noninterest expense	$172,085,000	149
Salaries and employee benefits	$93,669,000	107
Premises and equipment expense	$22,217,000	147
Additional noninterest expense	$56,199,000	211
Pre-tax net operating income	$92,404,000	132
Securities gains (losses)	$4,000	6,316
Applicable income taxes	$31,450,000	125
Income before extraordinary items	$60,958,000	143
Extraordinary gains, net	$0	3,149
Net income	$60,958,000	142
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$23,161,000	145
Cash dividends	$14,400,000	221
Sale, conversion, retirement of capital stock, net	$0	1,223
Net operating income	$60,955,360	139
1992-12-31 (YTD Data)		Rank
Total interest income	$284,108,000	183
Total interest expense	$104,641,000	242
Net interest income	$179,467,000	144
Provision for loan and lease losses	$47,549,000	111
Total noninterest income	$75,160,000	153
Gross Fiduciary activities income	$36,748,000	55
Service charges on deposit accounts	$11,527,000	183
Trading account gains and fees	$8,109,000	47
Additional Noninterest Income	$18,776,000	288
Total noninterest expense	$140,979,000	176
Salaries and employee benefits	$71,364,000	127
Premises and equipment expense	$19,470,000	168
Additional noninterest expense	$50,145,000	244
Pre-tax net operating income	$66,099,000	132
Securities gains (losses)	$37,000	4,622
Applicable income taxes	$21,340,000	135
Income before extraordinary items	$44,796,000	148
Extraordinary gains, net	$0	1,422
Net income	$44,796,000	148
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$48,099,000	109
Cash dividends	$0	8,912
Sale, conversion, retirement of capital stock, net	$0	1,165
Net operating income	$44,770,840	133

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.