Home > American National Bank and Trust Company of Chicago > Net charge- offs to loans
American National Bank and Trust Company of Chicago, Net charge- offs to loans
| 2001-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.1690% | 571 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2157% | 916 |
| Percentage Net Loans Charged-off:Construction & development | 0.4660% | 324 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.2007% | 9,104 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 192 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4868% | 384 |
| Percentage Net Loans Charged-off: Home equity loans | 0.7966% | 136 |
| All other 1-4 family - Percent of loans charged-off, net | 0.4563% | 424 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.6968% | 1,149 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7272% | 3,169 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 2,107 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0936% | 1,572 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 74 |
| 2000-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3799% | 1,778 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0919% | 271 |
| Percentage Net Loans Charged-off:Construction & development | 0.2822% | 84 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1028% | 169 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0552% | 404 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0392% | 296 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0562% | 366 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5346% | 425 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0398% | 1,306 |
| Percentage Net Loans Charged-off: Credit card loans | 0.2876% | 932 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.1087% | 1,343 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 23 |
| 1999-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0862% | 5,133 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.4074% | 1,529 |
| Percentage Net Loans Charged-off:Construction & development | -0.0003% | 1,309 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.9519% | 1,495 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 120 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0127% | 829 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1553% | 172 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0029% | 906 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3015% | 558 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1777% | 1,178 |
| Percentage Net Loans Charged-off: Credit card loans | -0.7375% | 1,307 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0581% | 355 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 23 |
| 1998-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0355% | 6,814 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0534% | 1,392 |
| Percentage Net Loans Charged-off:Construction & development | -0.0036% | 1,242 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0601% | 1,275 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 151 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0667% | 1,428 |
| Percentage Net Loans Charged-off: Home equity loans | -0.6418% | 1,311 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 883 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0593% | 841 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2604% | 1,062 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 973 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0915% | 314 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0833% | 20 |
| 1997-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2011% | 3,803 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.1866% | 1,448 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 260 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.2844% | 1,379 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 192 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0888% | 1,434 |
| Percentage Net Loans Charged-off: Home equity loans | -0.9037% | 1,302 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0624% | 431 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3854% | 412 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3506% | 1,022 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 985 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0274% | 351 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 31 |
| 1996-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3431% | 2,625 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1401% | 354 |
| Percentage Net Loans Charged-off:Construction & development | 0.1504% | 176 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0245% | 1,237 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0302% | 205 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4687% | 74 |
| Percentage Net Loans Charged-off: Home equity loans | 2.5400% | 16 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0201% | 1,434 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4753% | 345 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1826% | 1,208 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,056 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0949% | 326 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 34 |
| 1995-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0981% | 5,679 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2589% | 266 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 344 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.4336% | 266 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0059% | 276 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0334% | 643 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1003% | 234 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0125% | 824 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0480% | 720 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1587% | 1,169 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,020 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0979% | 1,247 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 48 |
| 1994-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4676% | 1,937 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.0922% | 87 |
| Percentage Net Loans Charged-off:Construction & development | -0.0089% | 1,234 |
| Percentage Net Loans Charged-off: Commercial real estate | 2.0869% | 77 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0115% | 1,301 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0006% | 1,020 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0486% | 297 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0177% | 1,365 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2685% | 472 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1807% | 1,050 |
| Percentage Net Loans Charged-off: Credit card loans | -0.1651% | 1,278 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.1170% | 1,176 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 53 |
| 1993-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.6433% | 2,150 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.6217% | 98 |
| Percentage Net Loans Charged-off:Construction & development | 0.8555% | 281 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.0474% | 275 |
| Percentage Net Loans Charged-off: Multi-family residential | 14.1365% | 13 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0904% | 541 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0923% | 298 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0898% | 525 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2888% | 685 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1039% | 1,197 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,000 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.2226% | 1,215 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 93 |
| 1992-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.5229% | 1,182 |
| Percentage Net Loans Charged-off: Total real estate loans | 2.0390% | 93 |
| Percentage Net Loans Charged-off:Construction & development | 0.8305% | 405 |
| Percentage Net Loans Charged-off: Commercial real estate | 3.7928% | 101 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.9306% | 247 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.5522% | 146 |
| Percentage Net Loans Charged-off: Home equity loans | 0.4714% | 111 |
| All other 1-4 family - Percent of loans charged-off, net | 0.5762% | 151 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.9379% | 604 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6337% | 841 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,026 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 2.7906% | 42 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.5796% | 107 |