American National Bank and Trust Company, Income and Expense

2023-12-31 (YTD Data)Rank
Total interest income$120,096,000461
Total interest expense$34,034,000523
Net interest income$86,062,000426
Provision for loan and lease losses$495,0001,290
Total noninterest income$18,350,000489
Gross Fiduciary activities income$5,760,000242
Service charges on deposit accounts$2,216,000507
Trading account gains and fees$0123
Additional Noninterest Income$10,374,000523
Total noninterest expense$64,047,000462
Salaries and employee benefits$35,847,000446
Premises and equipment expense$6,219,000462
Additional noninterest expense$10,374,000523
Pre-tax net operating income$39,870,000416
Securities gains (losses)$-68,0003,715
Applicable income taxes$9,046,000379
Income before extraordinary items$30,756,000416
Extraordinary gains, net$054
Net income$30,756,000421
Minority interest net income$088
Net income of bank and minority interests.$30,756,000418
Net charge-offs$-93,0004,321
Cash dividends$16,000,000342
Sale, conversion, retirement of capital stock, net$1,874,000144
Net operating income$30,809,720428
2023-09-30 (YTD Data)Rank
Total interest income$88,687,000461
Total interest expense$22,576,000542
Net interest income$66,111,000421
Provision for loan and lease losses$59,0002,425
Total noninterest income$13,533,000496
Gross Fiduciary activities income$4,296,000244
Service charges on deposit accounts$1,685,000500
Trading account gains and fees$0125
Additional Noninterest Income$7,552,000544
Total noninterest expense$47,358,000467
Salaries and employee benefits$26,319,000451
Premises and equipment expense$4,676,000463
Additional noninterest expense$7,552,000544
Pre-tax net operating income$32,227,000409
Securities gains (losses)$-68,0003,905
Applicable income taxes$6,792,000390
Income before extraordinary items$25,367,000400
Extraordinary gains, net$052
Net income$25,367,000404
Minority interest net income$081
Net income of bank and minority interests.$25,367,000400
Net charge-offs$-362,0004,533
Cash dividends$12,000,000331
Sale, conversion, retirement of capital stock, net$1,425,000140
Net operating income$25,420,720407
2023-06-30 (YTD Data)Rank
Total interest income$57,664,000447
Total interest expense$12,581,000573
Net interest income$45,083,000409
Provision for loan and lease losses$597,000709
Total noninterest income$8,766,000497
Gross Fiduciary activities income$2,807,000243
Service charges on deposit accounts$1,120,000492
Trading account gains and fees$0112
Additional Noninterest Income$4,839,000551
Total noninterest expense$31,010,000461
Salaries and employee benefits$17,218,000455
Premises and equipment expense$3,075,000455
Additional noninterest expense$4,839,000551
Pre-tax net operating income$22,242,000403
Securities gains (losses)$-68,0004,150
Applicable income taxes$4,690,000388
Income before extraordinary items$17,484,000393
Extraordinary gains, net$051
Net income$17,484,000402
Minority interest net income$081
Net income of bank and minority interests.$17,484,000394
Net charge-offs$-47,0004,310
Cash dividends$8,000,000319
Sale, conversion, retirement of capital stock, net$978,000123
Net operating income$17,537,720399
2023-03-31 (YTD Data)Rank
Total interest income$28,267,000453
Total interest expense$4,691,000647
Net interest income$23,576,000399
Provision for loan and lease losses$329,000632
Total noninterest income$4,426,000485
Gross Fiduciary activities income$1,327,000258
Service charges on deposit accounts$556,000501
Trading account gains and fees$097
Additional Noninterest Income$2,543,000522
Total noninterest expense$15,273,000482
Salaries and employee benefits$9,045,000446
Premises and equipment expense$1,444,000494
Additional noninterest expense$2,543,000522
Pre-tax net operating income$12,400,000374
Securities gains (losses)$-68,0004,299
Applicable income taxes$2,612,000365
Income before extraordinary items$9,720,000372
Extraordinary gains, net$04
Net income$9,720,000373
Minority interest net income$048
Net income of bank and minority interests.$9,720,000373
Net charge-offs$215,000425
Cash dividends$4,000,000298
Sale, conversion, retirement of capital stock, net$438,000113
Net operating income$9,773,720380
2022-12-31 (YTD Data)Rank
Total interest income$95,893,000431
Total interest expense$4,212,000896
Net interest income$91,681,000401
Provision for loan and lease losses$1,597,000601
Total noninterest income$18,774,000498
Gross Fiduciary activities income$5,467,000257
Service charges on deposit accounts$2,676,000458
Trading account gains and fees$0116
Additional Noninterest Income$10,631,000542
Total noninterest expense$62,648,000449
Salaries and employee benefits$35,887,000429
Premises and equipment expense$6,075,000463
Additional noninterest expense$10,631,000542
Pre-tax net operating income$46,210,000405
Securities gains (losses)$0691
Applicable income taxes$9,532,000397
Income before extraordinary items$36,678,000401
Extraordinary gains, net$05
Net income$36,678,000402
Minority interest net income$063
Net income of bank and minority interests.$36,678,000402
Net charge-offs$721,000494
Cash dividends$16,000,000333
Sale, conversion, retirement of capital stock, net$1,491,000202
Net operating income$36,678,000405
2022-09-30 (YTD Data)Rank
Total interest income$69,009,000423
Total interest expense$1,982,0001,029
Net interest income$67,027,000400
Provision for loan and lease losses$438,0001,050
Total noninterest income$15,175,000481
Gross Fiduciary activities income$4,211,000255
Service charges on deposit accounts$2,079,000448
Trading account gains and fees$0111
Additional Noninterest Income$8,885,000508
Total noninterest expense$46,156,000452
Salaries and employee benefits$26,566,000429
Premises and equipment expense$4,576,000463
Additional noninterest expense$8,885,000508
Pre-tax net operating income$35,608,000397
Securities gains (losses)$0740
Applicable income taxes$7,514,000380
Income before extraordinary items$28,094,000386
Extraordinary gains, net$04
Net income$28,094,000386
Minority interest net income$057
Net income of bank and minority interests.$28,094,000386
Net charge-offs$-73,0004,211
Cash dividends$12,000,000306
Sale, conversion, retirement of capital stock, net$1,114,000182
Net operating income$28,094,000395
2022-06-30 (YTD Data)Rank
Total interest income$43,886,000416
Total interest expense$1,230,000933
Net interest income$42,656,000404
Provision for loan and lease losses$-177,0004,521
Total noninterest income$10,425,000459
Gross Fiduciary activities income$2,860,000221
Service charges on deposit accounts$1,398,000441
Trading account gains and fees$0108
Additional Noninterest Income$6,167,000510
Total noninterest expense$30,040,000451
Salaries and employee benefits$17,072,000434
Premises and equipment expense$3,062,000459
Additional noninterest expense$9,906,000432
Pre-tax net operating income$23,218,000388
Securities gains (losses)$0687
Applicable income taxes$4,922,000365
Income before extraordinary items$18,296,000386
Extraordinary gains, net$04
Net income$18,296,000386
Minority interest net income$060
Net income of bank and minority interests.$18,296,000386
Net charge-offs$-4,0003,378
Cash dividends$8,000,000309
Sale, conversion, retirement of capital stock, net$752,000164
Net operating income$18,296,000394
2022-03-31 (YTD Data)Rank
Total interest income$21,384,000418
Total interest expense$575,000967
Net interest income$20,809,000403
Provision for loan and lease losses$-758,0004,665
Total noninterest income$5,595,000452
Gross Fiduciary activities income$1,534,000218
Service charges on deposit accounts$689,000442
Trading account gains and fees$0103
Additional Noninterest Income$3,372,000493
Total noninterest expense$15,008,000458
Salaries and employee benefits$8,478,000444
Premises and equipment expense$1,542,000458
Additional noninterest expense$4,988,000423
Pre-tax net operating income$12,154,000359
Securities gains (losses)$0623
Applicable income taxes$2,608,000350
Income before extraordinary items$9,546,000371
Extraordinary gains, net$04
Net income$9,546,000371
Minority interest net income$050
Net income of bank and minority interests.$9,546,000371
Net charge-offs$-68,0004,471
Cash dividends$4,000,000292
Sale, conversion, retirement of capital stock, net$383,000137
Net operating income$9,546,000378
2021-12-31 (YTD Data)Rank
Total interest income$95,405,000377
Total interest expense$3,667,000739
Net interest income$91,738,000364
Provision for loan and lease losses$-2,825,0004,630
Total noninterest income$20,865,000501
Gross Fiduciary activities income$5,022,000235
Service charges on deposit accounts$2,611,000440
Trading account gains and fees$0132
Additional Noninterest Income$13,232,000551
Total noninterest expense$57,579,000459
Salaries and employee benefits$31,902,000472
Premises and equipment expense$6,032,000462
Additional noninterest expense$19,645,000427
Pre-tax net operating income$57,849,000348
Securities gains (losses)$35,0001,278
Applicable income taxes$12,268,000338
Income before extraordinary items$45,616,000361
Extraordinary gains, net$010
Net income$45,616,000361
Minority interest net income$074
Net income of bank and minority interests.$45,616,000361
Net charge-offs$-100,0004,361
Cash dividends$16,000,000340
Sale, conversion, retirement of capital stock, net$1,432,000197
Net operating income$45,588,350354
2021-09-30 (YTD Data)Rank
Total interest income$71,333,000383
Total interest expense$3,009,000709
Net interest income$68,324,000366
Provision for loan and lease losses$-870,0004,610
Total noninterest income$16,060,000511
Gross Fiduciary activities income$3,757,000233
Service charges on deposit accounts$1,916,000451
Trading account gains and fees$0132
Additional Noninterest Income$10,387,000557
Total noninterest expense$42,410,000468
Salaries and employee benefits$23,551,000477
Premises and equipment expense$4,548,000461
Additional noninterest expense$14,311,000439
Pre-tax net operating income$42,844,000355
Securities gains (losses)$02,015
Applicable income taxes$8,995,000356
Income before extraordinary items$33,849,000374
Extraordinary gains, net$08
Net income$33,849,000372
Minority interest net income$069
Net income of bank and minority interests.$33,849,000374
Net charge-offs$-97,0004,447
Cash dividends$12,000,000327
Sale, conversion, retirement of capital stock, net$1,066,000178
Net operating income$33,849,000367
2021-06-30 (YTD Data)Rank
Total interest income$47,144,000383
Total interest expense$2,225,000676
Net interest income$44,919,000367
Provision for loan and lease losses$-1,352,0004,705
Total noninterest income$10,943,000499
Gross Fiduciary activities income$2,446,000233
Service charges on deposit accounts$1,252,000447
Trading account gains and fees$0133
Additional Noninterest Income$7,245,000547
Total noninterest expense$27,871,000472
Salaries and employee benefits$15,476,000484
Premises and equipment expense$3,035,000463
Additional noninterest expense$9,360,000440
Pre-tax net operating income$29,343,000343
Securities gains (losses)$01,818
Applicable income taxes$6,154,000353
Income before extraordinary items$23,189,000353
Extraordinary gains, net$06
Net income$23,189,000352
Minority interest net income$067
Net income of bank and minority interests.$23,189,000353
Net charge-offs$-46,0004,337
Cash dividends$8,000,000319
Sale, conversion, retirement of capital stock, net$727,000155
Net operating income$23,189,000344
2021-03-31 (YTD Data)Rank
Total interest income$24,093,000372
Total interest expense$1,298,000599
Net interest income$22,795,000359
Provision for loan and lease losses$02,741
Total noninterest income$5,804,000491
Gross Fiduciary activities income$1,206,000234
Service charges on deposit accounts$622,000440
Trading account gains and fees$0127
Additional Noninterest Income$3,976,000527
Total noninterest expense$13,600,000480
Salaries and employee benefits$7,408,000504
Premises and equipment expense$1,533,000456
Additional noninterest expense$4,659,000426
Pre-tax net operating income$14,999,000339
Securities gains (losses)$01,392
Applicable income taxes$3,142,000346
Income before extraordinary items$11,857,000350
Extraordinary gains, net$03
Net income$11,857,000348
Minority interest net income$055
Net income of bank and minority interests.$11,857,000350
Net charge-offs$-13,0004,173
Cash dividends$4,000,000273
Sale, conversion, retirement of capital stock, net$363,000141
Net operating income$11,857,000343
2020-12-31 (YTD Data)Rank
Total interest income$95,352,000377
Total interest expense$9,988,000508
Net interest income$85,364,000360
Provision for loan and lease losses$8,916,000392
Total noninterest income$16,010,000580
Gross Fiduciary activities income$4,044,000244
Service charges on deposit accounts$2,557,000434
Trading account gains and fees$0133
Additional Noninterest Income$9,409,000672
Total noninterest expense$53,233,000481
Salaries and employee benefits$29,325,000480
Premises and equipment expense$5,586,000474
Additional noninterest expense$18,322,000434
Pre-tax net operating income$39,225,000357
Securities gains (losses)$814,000433
Applicable income taxes$7,737,000367
Income before extraordinary items$32,302,000359
Extraordinary gains, net$04
Net income$32,302,000358
Minority interest net income$072
Net income of bank and minority interests.$32,302,000359
Net charge-offs$665,000832
Cash dividends$25,500,000237
Sale, conversion, retirement of capital stock, net$1,450,000174
Net operating income$31,642,660358
2020-09-30 (YTD Data)Rank
Total interest income$70,973,000382
Total interest expense$8,145,000498
Net interest income$62,828,000360
Provision for loan and lease losses$8,331,000350
Total noninterest income$11,801,000566
Gross Fiduciary activities income$3,019,000241
Service charges on deposit accounts$1,880,000439
Trading account gains and fees$0125
Additional Noninterest Income$6,902,000658
Total noninterest expense$38,877,000479
Salaries and employee benefits$21,210,000485
Premises and equipment expense$4,116,000475
Additional noninterest expense$13,551,000430
Pre-tax net operating income$27,421,000349
Securities gains (losses)$814,000355
Applicable income taxes$5,265,000366
Income before extraordinary items$22,970,000342
Extraordinary gains, net$04
Net income$22,970,000341
Minority interest net income$065
Net income of bank and minority interests.$22,970,000342
Net charge-offs$395,000875
Cash dividends$14,000,000284
Sale, conversion, retirement of capital stock, net$1,102,000155
Net operating income$22,310,660344
2020-06-30 (YTD Data)Rank
Total interest income$46,914,000388
Total interest expense$5,985,000494
Net interest income$40,929,000366
Provision for loan and lease losses$5,712,000365
Total noninterest income$7,536,000554
Gross Fiduciary activities income$1,965,000239
Service charges on deposit accounts$1,262,000429
Trading account gains and fees$0123
Additional Noninterest Income$4,309,000636
Total noninterest expense$25,062,000488
Salaries and employee benefits$13,331,000512
Premises and equipment expense$2,693,000487
Additional noninterest expense$9,038,000430
Pre-tax net operating income$17,691,000314
Securities gains (losses)$814,000261
Applicable income taxes$3,316,000338
Income before extraordinary items$15,189,000308
Extraordinary gains, net$04
Net income$15,189,000308
Minority interest net income$065
Net income of bank and minority interests.$15,189,000308
Net charge-offs$357,000735
Cash dividends$10,000,000274
Sale, conversion, retirement of capital stock, net$821,000130
Net operating income$14,521,520309
2020-03-31 (YTD Data)Rank
Total interest income$23,735,000380
Total interest expense$3,441,000487
Net interest income$20,294,000366
Provision for loan and lease losses$953,000634
Total noninterest income$3,700,000525
Gross Fiduciary activities income$1,012,000239
Service charges on deposit accounts$721,000437
Trading account gains and fees$0106
Additional Noninterest Income$1,967,000616
Total noninterest expense$13,043,000469
Salaries and employee benefits$7,250,000474
Premises and equipment expense$1,366,000489
Additional noninterest expense$4,427,000439
Pre-tax net operating income$9,998,000264
Securities gains (losses)$814,000124
Applicable income taxes$1,728,000299
Income before extraordinary items$9,084,000244
Extraordinary gains, net$04
Net income$9,084,000244
Minority interest net income$056
Net income of bank and minority interests.$9,084,000244
Net charge-offs$40,0001,291
Cash dividends$5,000,000293
Sale, conversion, retirement of capital stock, net$404,000123
Net operating income$8,400,240255
2019-12-31 (YTD Data)Rank
Total interest income$92,405,000392
Total interest expense$13,803,000514
Net interest income$78,602,000365
Provision for loan and lease losses$456,0001,575
Total noninterest income$14,576,000536
Gross Fiduciary activities income$3,847,000248
Service charges on deposit accounts$2,866,000436
Trading account gains and fees$0135
Additional Noninterest Income$7,863,000619
Total noninterest expense$63,820,000370
Salaries and employee benefits$29,615,000438
Premises and equipment expense$5,417,000489
Additional noninterest expense$28,788,000297
Pre-tax net operating income$28,902,000465
Securities gains (losses)$274,000544
Applicable income taxes$5,462,000483
Income before extraordinary items$23,714,000468
Extraordinary gains, net$011
Net income$23,714,000468
Minority interest net income$076
Net income of bank and minority interests.$23,714,000468
Net charge-offs$109,0002,152
Cash dividends$25,000,000265
Sale, conversion, retirement of capital stock, net$1,542,000169
Net operating income$23,492,060464
2019-09-30 (YTD Data)Rank
Total interest income$67,942,000406
Total interest expense$10,173,000525
Net interest income$57,769,000376
Provision for loan and lease losses$-6,0005,036
Total noninterest income$10,754,000542
Gross Fiduciary activities income$2,826,000250
Service charges on deposit accounts$2,101,000444
Trading account gains and fees$0129
Additional Noninterest Income$5,827,000621
Total noninterest expense$49,047,000365
Salaries and employee benefits$21,729,000445
Premises and equipment expense$3,963,000501
Additional noninterest expense$23,355,000277
Pre-tax net operating income$19,482,000511
Securities gains (losses)$242,000475
Applicable income taxes$3,954,000501
Income before extraordinary items$15,770,000530
Extraordinary gains, net$011
Net income$15,770,000529
Minority interest net income$072
Net income of bank and minority interests.$15,770,000530
Net charge-offs$41,0002,352
Cash dividends$21,500,000231
Sale, conversion, retirement of capital stock, net$1,204,000151
Net operating income$15,576,400523
2019-06-30 (YTD Data)Rank
Total interest income$43,101,000414
Total interest expense$6,356,000551
Net interest income$36,745,000391
Provision for loan and lease losses$6,0003,561
Total noninterest income$6,720,000556
Gross Fiduciary activities income$1,847,000254
Service charges on deposit accounts$1,318,000473
Trading account gains and fees$0131
Additional Noninterest Income$3,555,000646
Total noninterest expense$35,614,000348
Salaries and employee benefits$14,167,000453
Premises and equipment expense$2,515,000527
Additional noninterest expense$18,932,000240
Pre-tax net operating income$7,845,000713
Securities gains (losses)$140,000451
Applicable income taxes$1,480,000699
Income before extraordinary items$6,505,000731
Extraordinary gains, net$011
Net income$6,505,000732
Minority interest net income$069
Net income of bank and minority interests.$6,505,000731
Net charge-offs$25,0002,249
Cash dividends$7,000,000341
Sale, conversion, retirement of capital stock, net$903,000133
Net operating income$6,391,600734
2019-03-31 (YTD Data)Rank
Total interest income$17,999,000488
Total interest expense$2,644,000635
Net interest income$15,355,000462
Provision for loan and lease losses$16,0002,851
Total noninterest income$3,120,000570
Gross Fiduciary activities income$914,000250
Service charges on deposit accounts$594,000517
Trading account gains and fees$0126
Additional Noninterest Income$1,612,000657
Total noninterest expense$10,463,000554
Salaries and employee benefits$5,794,000558
Premises and equipment expense$1,084,000591
Additional noninterest expense$3,585,000501
Pre-tax net operating income$7,996,000412
Securities gains (losses)$4,000883
Applicable income taxes$1,624,000413
Income before extraordinary items$6,376,000431
Extraordinary gains, net$05
Net income$6,376,000430
Minority interest net income$052
Net income of bank and minority interests.$6,376,000430
Net charge-offs$15,0001,815
Cash dividends$3,500,000340
Sale, conversion, retirement of capital stock, net$313,000132
Net operating income$6,372,800424
2018-12-31 (YTD Data)Rank
Total interest income$68,388,000479
Total interest expense$8,272,000615
Net interest income$60,116,000463
Provision for loan and lease losses$-103,0005,188
Total noninterest income$13,072,000565
Gross Fiduciary activities income$3,783,000247
Service charges on deposit accounts$2,455,000519
Trading account gains and fees$0126
Additional Noninterest Income$6,834,000663
Total noninterest expense$43,207,000519
Salaries and employee benefits$24,574,000506
Premises and equipment expense$4,378,000581
Additional noninterest expense$14,255,000486
Pre-tax net operating income$30,084,000428
Securities gains (losses)$81,000345
Applicable income taxes$6,053,000419
Income before extraordinary items$24,112,000447
Extraordinary gains, net$06
Net income$24,112,000446
Minority interest net income$072
Net income of bank and minority interests.$24,112,000446
Net charge-offs$695,000780
Cash dividends$11,000,000389
Sale, conversion, retirement of capital stock, net$1,196,000211
Net operating income$24,047,200446
2018-09-30 (YTD Data)Rank
Total interest income$50,604,000474
Total interest expense$5,787,000622
Net interest income$44,817,000464
Provision for loan and lease losses$-97,0005,282
Total noninterest income$9,826,000568
Gross Fiduciary activities income$2,875,000247
Service charges on deposit accounts$1,809,000533
Trading account gains and fees$0138
Additional Noninterest Income$5,142,000670
Total noninterest expense$31,842,000523
Salaries and employee benefits$18,471,000507
Premises and equipment expense$3,297,000577
Additional noninterest expense$10,074,000513
Pre-tax net operating income$22,898,000436
Securities gains (losses)$81,000335
Applicable income taxes$4,508,000431
Income before extraordinary items$18,471,000440
Extraordinary gains, net$05
Net income$18,471,000439
Minority interest net income$066
Net income of bank and minority interests.$18,471,000439
Net charge-offs$-82,0005,063
Cash dividends$8,500,000362
Sale, conversion, retirement of capital stock, net$859,000195
Net operating income$18,406,200439
2018-06-30 (YTD Data)Rank
Total interest income$33,480,000471
Total interest expense$3,710,000597
Net interest income$29,770,000464
Provision for loan and lease losses$-74,0005,364
Total noninterest income$6,474,000578
Gross Fiduciary activities income$1,874,000249
Service charges on deposit accounts$1,204,000526
Trading account gains and fees$0130
Additional Noninterest Income$3,396,000676
Total noninterest expense$21,210,000526
Salaries and employee benefits$12,226,000512
Premises and equipment expense$2,228,000575
Additional noninterest expense$6,756,000504
Pre-tax net operating income$15,108,000429
Securities gains (losses)$8,000635
Applicable income taxes$2,914,000440
Income before extraordinary items$12,202,000435
Extraordinary gains, net$06
Net income$12,202,000434
Minority interest net income$065
Net income of bank and minority interests.$12,202,000434
Net charge-offs$21,0002,226
Cash dividends$5,000,000391
Sale, conversion, retirement of capital stock, net$592,000175
Net operating income$12,195,520434
2018-03-31 (YTD Data)Rank
Total interest income$16,580,000473
Total interest expense$1,835,000571
Net interest income$14,745,000466
Provision for loan and lease losses$-44,0005,455
Total noninterest income$3,211,000575
Gross Fiduciary activities income$929,000253
Service charges on deposit accounts$612,000518
Trading account gains and fees$0123
Additional Noninterest Income$1,670,000659
Total noninterest expense$10,529,000530
Salaries and employee benefits$6,096,000511
Premises and equipment expense$1,128,000561
Additional noninterest expense$3,305,000519
Pre-tax net operating income$7,471,000428
Securities gains (losses)$8,000468
Applicable income taxes$1,461,000435
Income before extraordinary items$6,018,000438
Extraordinary gains, net$07
Net income$6,018,000437
Minority interest net income$052
Net income of bank and minority interests.$6,018,000438
Net charge-offs$-16,0004,917
Cash dividends$2,500,000353
Sale, conversion, retirement of capital stock, net$277,000169
Net operating income$6,011,600438
2017-12-31 (YTD Data)Rank
Total interest income$62,697,000464
Total interest expense$6,263,000556
Net interest income$56,434,000455
Provision for loan and lease losses$1,016,000874
Total noninterest income$13,226,000567
Gross Fiduciary activities income$3,926,000236
Service charges on deposit accounts$2,257,000566
Trading account gains and fees$0151
Additional Noninterest Income$7,043,000664
Total noninterest expense$41,885,000520
Salaries and employee benefits$24,043,000497
Premises and equipment expense$4,487,000556
Additional noninterest expense$13,355,000511
Pre-tax net operating income$26,759,000431
Securities gains (losses)$590,000204
Applicable income taxes$11,407,000369
Income before extraordinary items$15,942,000493
Extraordinary gains, net$09
Net income$15,942,000492
Minority interest net income$076
Net income of bank and minority interests.$15,942,000493
Net charge-offs$214,0001,776
Cash dividends$6,000,000568
Sale, conversion, retirement of capital stock, net$1,016,000223
Net operating income$15,564,400500
2017-09-30 (YTD Data)Rank
Total interest income$46,302,000473
Total interest expense$4,418,000582
Net interest income$41,884,000465
Provision for loan and lease losses$1,090,000648
Total noninterest income$9,742,000586
Gross Fiduciary activities income$2,918,000237
Service charges on deposit accounts$1,692,000570
Trading account gains and fees$0145
Additional Noninterest Income$5,132,000683
Total noninterest expense$31,132,000528
Salaries and employee benefits$17,800,000511
Premises and equipment expense$3,367,000560
Additional noninterest expense$9,965,000515
Pre-tax net operating income$19,404,000454
Securities gains (losses)$590,000185
Applicable income taxes$6,113,000424
Income before extraordinary items$13,881,000463
Extraordinary gains, net$09
Net income$13,881,000461
Minority interest net income$071
Net income of bank and minority interests.$13,881,000463
Net charge-offs$33,0002,718
Cash dividends$6,000,000427
Sale, conversion, retirement of capital stock, net$775,000207
Net operating income$13,473,900476
2017-06-30 (YTD Data)Rank
Total interest income$30,114,000478
Total interest expense$2,755,000598
Net interest income$27,359,000470
Provision for loan and lease losses$650,000707
Total noninterest income$5,941,000619
Gross Fiduciary activities income$1,820,000248
Service charges on deposit accounts$1,116,000565
Trading account gains and fees$0139
Additional Noninterest Income$3,005,000736
Total noninterest expense$20,594,000529
Salaries and employee benefits$11,693,000520
Premises and equipment expense$2,216,000561
Additional noninterest expense$6,685,000515
Pre-tax net operating income$12,056,000475
Securities gains (losses)$590,000137
Applicable income taxes$3,787,000445
Income before extraordinary items$8,859,000477
Extraordinary gains, net$011
Net income$8,859,000476
Minority interest net income$071
Net income of bank and minority interests.$8,859,000477
Net charge-offs$-181,0005,566
Cash dividends$6,000,000309
Sale, conversion, retirement of capital stock, net$559,000190
Net operating income$8,446,000493
2017-03-31 (YTD Data)Rank
Total interest income$14,596,000489
Total interest expense$1,308,000604
Net interest income$13,288,000479
Provision for loan and lease losses$300,000670
Total noninterest income$2,977,000601
Gross Fiduciary activities income$912,000247
Service charges on deposit accounts$550,000578
Trading account gains and fees$0142
Additional Noninterest Income$1,515,000723
Total noninterest expense$10,225,000537
Salaries and employee benefits$5,907,000520
Premises and equipment expense$1,068,000596
Additional noninterest expense$3,250,000530
Pre-tax net operating income$5,740,000475
Securities gains (losses)$259,000136
Applicable income taxes$1,715,000462
Income before extraordinary items$4,284,000489
Extraordinary gains, net$08
Net income$4,284,000489
Minority interest net income$055
Net income of bank and minority interests.$4,284,000489
Net charge-offs$-7,0004,847
Cash dividends$3,000,000280
Sale, conversion, retirement of capital stock, net$309,000158
Net operating income$4,100,110495
2016-12-31 (YTD Data)Rank
Total interest income$56,076,000484
Total interest expense$5,438,000552
Net interest income$50,638,000471
Provision for loan and lease losses$250,0002,175
Total noninterest income$12,418,000593
Gross Fiduciary activities income$3,791,000235
Service charges on deposit accounts$2,305,000564
Trading account gains and fees$0170
Additional Noninterest Income$6,322,000711
Total noninterest expense$38,789,000554
Salaries and employee benefits$21,583,000549
Premises and equipment expense$4,246,000587
Additional noninterest expense$12,960,000535
Pre-tax net operating income$24,017,000441
Securities gains (losses)$836,000282
Applicable income taxes$7,533,000415
Income before extraordinary items$17,320,000457
Extraordinary gains, net$05
Net income$17,320,000454
Minority interest net income$082
Net income of bank and minority interests.$17,320,000456
Net charge-offs$50,0003,150
Cash dividends$16,000,000251
Sale, conversion, retirement of capital stock, net$824,000226
Net operating income$16,734,800465
2016-09-30 (YTD Data)Rank
Total interest income$41,950,000481
Total interest expense$4,151,000531
Net interest income$37,799,000472
Provision for loan and lease losses$200,0002,037
Total noninterest income$8,877,000613
Gross Fiduciary activities income$2,829,000233
Service charges on deposit accounts$1,711,000572
Trading account gains and fees$0169
Additional Noninterest Income$4,337,000754
Total noninterest expense$28,593,000568
Salaries and employee benefits$15,888,000560
Premises and equipment expense$3,162,000587
Additional noninterest expense$9,543,000546
Pre-tax net operating income$17,883,000438
Securities gains (losses)$661,000302
Applicable income taxes$5,578,000423
Income before extraordinary items$12,966,000468
Extraordinary gains, net$05
Net income$12,966,000466
Minority interest net income$071
Net income of bank and minority interests.$12,966,000468
Net charge-offs$44,0002,670
Cash dividends$9,000,000322
Sale, conversion, retirement of capital stock, net$623,000196
Net operating income$12,503,300472
2016-06-30 (YTD Data)Rank
Total interest income$27,910,000484
Total interest expense$2,775,000526
Net interest income$25,135,000475
Provision for loan and lease losses$100,0002,280
Total noninterest income$5,925,000606
Gross Fiduciary activities income$1,891,000237
Service charges on deposit accounts$1,133,000569
Trading account gains and fees$0157
Additional Noninterest Income$2,901,000751
Total noninterest expense$19,032,000570
Salaries and employee benefits$10,290,000574
Premises and equipment expense$2,158,000579
Additional noninterest expense$6,584,000533
Pre-tax net operating income$11,928,000439
Securities gains (losses)$588,000249
Applicable income taxes$3,784,000417
Income before extraordinary items$8,732,000454
Extraordinary gains, net$016
Net income$8,732,000451
Minority interest net income$071
Net income of bank and minority interests.$8,732,000453
Net charge-offs$27,0002,572
Cash dividends$6,000,000313
Sale, conversion, retirement of capital stock, net$447,000179
Net operating income$8,320,400461
2016-03-31 (YTD Data)Rank
Total interest income$14,157,000478
Total interest expense$1,380,000526
Net interest income$12,777,000469
Provision for loan and lease losses$50,0002,135
Total noninterest income$2,821,000605
Gross Fiduciary activities income$930,000236
Service charges on deposit accounts$492,000643
Trading account gains and fees$0142
Additional Noninterest Income$1,399,000747
Total noninterest expense$9,643,000559
Salaries and employee benefits$5,267,000556
Premises and equipment expense$1,099,000578
Additional noninterest expense$3,277,000526
Pre-tax net operating income$5,905,000424
Securities gains (losses)$366,000171
Applicable income taxes$1,907,000403
Income before extraordinary items$4,364,000430
Extraordinary gains, net$012
Net income$4,364,000429
Minority interest net income$062
Net income of bank and minority interests.$4,364,000430
Net charge-offs$-24,0005,522
Cash dividends$3,000,000303
Sale, conversion, retirement of capital stock, net$244,000157
Net operating income$4,107,800443
2015-12-31 (YTD Data)Rank
Total interest income$55,109,000466
Total interest expense$5,144,000531
Net interest income$49,965,000454
Provision for loan and lease losses$950,000848
Total noninterest income$12,499,000581
Gross Fiduciary activities income$3,935,000230
Service charges on deposit accounts$2,066,000636
Trading account gains and fees$0159
Additional Noninterest Income$6,498,000668
Total noninterest expense$40,246,000523
Salaries and employee benefits$20,815,000544
Premises and equipment expense$4,425,000557
Additional noninterest expense$15,006,000460
Pre-tax net operating income$21,268,000456
Securities gains (losses)$867,000237
Applicable income taxes$6,386,000446
Income before extraordinary items$15,749,000470
Extraordinary gains, net$023
Net income$15,749,000469
Minority interest net income$081
Net income of bank and minority interests.$15,749,000471
Net charge-offs$776,000832
Cash dividends$11,000,000355
Sale, conversion, retirement of capital stock, net$598,000285
Net operating income$15,133,430479
2015-09-30 (YTD Data)Rank
Total interest income$41,172,000471
Total interest expense$3,833,000537
Net interest income$37,339,000461
Provision for loan and lease losses$700,000790
Total noninterest income$9,014,000602
Gross Fiduciary activities income$2,964,000231
Service charges on deposit accounts$1,543,000637
Trading account gains and fees$0153
Additional Noninterest Income$4,507,000715
Total noninterest expense$30,867,000519
Salaries and employee benefits$15,812,000544
Premises and equipment expense$3,290,000574
Additional noninterest expense$11,765,000446
Pre-tax net operating income$14,786,000509
Securities gains (losses)$553,000280
Applicable income taxes$4,362,000491
Income before extraordinary items$10,977,000518
Extraordinary gains, net$021
Net income$10,977,000516
Minority interest net income$078
Net income of bank and minority interests.$10,977,000518
Net charge-offs$516,000838
Cash dividends$6,000,000408
Sale, conversion, retirement of capital stock, net$444,000263
Net operating income$10,578,840522
2015-06-30 (YTD Data)Rank
Total interest income$27,646,000461
Total interest expense$2,544,000545
Net interest income$25,102,000450
Provision for loan and lease losses$700,000572
Total noninterest income$5,804,000624
Gross Fiduciary activities income$1,957,000235
Service charges on deposit accounts$1,022,000627
Trading account gains and fees$0157
Additional Noninterest Income$2,825,000742
Total noninterest expense$21,376,000504
Salaries and employee benefits$10,617,000537
Premises and equipment expense$2,195,000578
Additional noninterest expense$8,564,000416
Pre-tax net operating income$8,830,000544
Securities gains (losses)$547,000232
Applicable income taxes$2,591,000539
Income before extraordinary items$6,786,000555
Extraordinary gains, net$022
Net income$6,786,000552
Minority interest net income$075
Net income of bank and minority interests.$6,786,000555
Net charge-offs$334,000847
Cash dividends$4,000,000401
Sale, conversion, retirement of capital stock, net$307,000247
Net operating income$6,392,160574
2015-03-31 (YTD Data)Rank
Total interest income$13,824,000461
Total interest expense$1,277,000543
Net interest income$12,547,000452
Provision for loan and lease losses$600,000341
Total noninterest income$2,846,000613
Gross Fiduciary activities income$952,000239
Service charges on deposit accounts$497,000632
Trading account gains and fees$0152
Additional Noninterest Income$1,397,000719
Total noninterest expense$9,946,000535
Salaries and employee benefits$5,209,000551
Premises and equipment expense$1,172,000548
Additional noninterest expense$3,565,000473
Pre-tax net operating income$4,847,000503
Securities gains (losses)$310,000258
Applicable income taxes$1,464,000480
Income before extraordinary items$3,693,000505
Extraordinary gains, net$013
Net income$3,693,000505
Minority interest net income$064
Net income of bank and minority interests.$3,693,000505
Net charge-offs$183,000776
Cash dividends$2,000,000355
Sale, conversion, retirement of capital stock, net$155,000210
Net operating income$3,469,800521
2014-12-31 (YTD Data)Rank
Total interest income$47,395,000525
Total interest expense$4,988,000568
Net interest income$42,407,000521
Provision for loan and lease losses$400,0001,663
Total noninterest income$10,650,000614
Gross Fiduciary activities income$4,196,000220
Service charges on deposit accounts$1,735,000778
Trading account gains and fees$0180
Additional Noninterest Income$4,719,000790
Total noninterest expense$34,198,000602
Salaries and employee benefits$17,626,000618
Premises and equipment expense$3,727,000660
Additional noninterest expense$12,845,000536
Pre-tax net operating income$18,459,000489
Securities gains (losses)$505,000391
Applicable income taxes$5,549,000458
Income before extraordinary items$13,415,000510
Extraordinary gains, net$017
Net income$13,415,000508
Minority interest net income$084
Net income of bank and minority interests.$13,415,000509
Net charge-offs$573,0001,339
Cash dividends$17,000,000234
Sale, conversion, retirement of capital stock, net$648,000263
Net operating income$13,056,450513
2014-09-30 (YTD Data)Rank
Total interest income$35,541,000522
Total interest expense$3,761,000575
Net interest income$31,780,000518
Provision for loan and lease losses$150,0002,373
Total noninterest income$7,920,000614
Gross Fiduciary activities income$3,131,000216
Service charges on deposit accounts$1,285,000790
Trading account gains and fees$0174
Additional Noninterest Income$3,504,000799
Total noninterest expense$25,415,000602
Salaries and employee benefits$13,473,000603
Premises and equipment expense$2,779,000661
Additional noninterest expense$9,163,000548
Pre-tax net operating income$14,135,000476
Securities gains (losses)$504,000302
Applicable income taxes$4,293,000449
Income before extraordinary items$10,346,000491
Extraordinary gains, net$015
Net income$10,346,000490
Minority interest net income$081
Net income of bank and minority interests.$10,346,000491
Net charge-offs$130,0002,432
Cash dividends$9,000,000277
Sale, conversion, retirement of capital stock, net$497,000230
Net operating income$9,988,160500
2014-06-30 (YTD Data)Rank
Total interest income$23,704,000523
Total interest expense$2,555,000575
Net interest income$21,149,000513
Provision for loan and lease losses$150,0001,864
Total noninterest income$5,310,000611
Gross Fiduciary activities income$2,139,000216
Service charges on deposit accounts$844,000797
Trading account gains and fees$0172
Additional Noninterest Income$2,327,000779
Total noninterest expense$16,698,000608
Salaries and employee benefits$8,973,000599
Premises and equipment expense$1,846,000669
Additional noninterest expense$5,879,000566
Pre-tax net operating income$9,611,000464
Securities gains (losses)$189,000502
Applicable income taxes$2,770,000455
Income before extraordinary items$7,030,000479
Extraordinary gains, net$020
Net income$7,030,000478
Minority interest net income$080
Net income of bank and minority interests.$7,030,000479
Net charge-offs$-13,0005,748
Cash dividends$5,500,000285
Sale, conversion, retirement of capital stock, net$343,000211
Net operating income$6,893,920483
2014-03-31 (YTD Data)Rank
Total interest income$11,939,000514
Total interest expense$1,311,000557
Net interest income$10,628,000508
Provision for loan and lease losses$03,817
Total noninterest income$2,684,000589
Gross Fiduciary activities income$1,122,000207
Service charges on deposit accounts$413,000795
Trading account gains and fees$0147
Additional Noninterest Income$1,149,000751
Total noninterest expense$8,406,000612
Salaries and employee benefits$4,513,000613
Premises and equipment expense$936,000680
Additional noninterest expense$2,957,000569
Pre-tax net operating income$4,906,000445
Securities gains (losses)$39,000741
Applicable income taxes$1,359,000451
Income before extraordinary items$3,586,000455
Extraordinary gains, net$016
Net income$3,586,000454
Minority interest net income$066
Net income of bank and minority interests.$3,586,000455
Net charge-offs$-14,0005,900
Cash dividends$2,000,000322
Sale, conversion, retirement of capital stock, net$166,000200
Net operating income$3,557,530443
2013-12-31 (YTD Data)Rank
Total interest income$52,928,000464
Total interest expense$5,829,000543
Net interest income$47,099,000459
Provision for loan and lease losses$294,0002,496
Total noninterest income$9,630,000695
Gross Fiduciary activities income$3,689,000227
Service charges on deposit accounts$1,750,000791
Trading account gains and fees$0184
Additional Noninterest Income$4,191,000913
Total noninterest expense$33,880,000616
Salaries and employee benefits$17,907,000602
Premises and equipment expense$3,614,000681
Additional noninterest expense$12,359,000558
Pre-tax net operating income$22,555,000397
Securities gains (losses)$192,000918
Applicable income taxes$6,376,000390
Income before extraordinary items$16,371,000421
Extraordinary gains, net$029
Net income$16,371,000421
Minority interest net income$090
Net income of bank and minority interests.$16,371,000422
Net charge-offs$-188,0006,619
Cash dividends$9,000,000350
Sale, conversion, retirement of capital stock, net$574,000273
Net operating income$16,232,760420
2013-09-30 (YTD Data)Rank
Total interest income$39,849,000465
Total interest expense$4,427,000553
Net interest income$35,422,000457
Provision for loan and lease losses$294,0002,110
Total noninterest income$7,787,000664
Gross Fiduciary activities income$2,609,000234
Service charges on deposit accounts$1,290,000814
Trading account gains and fees$0180
Additional Noninterest Income$3,888,000801
Total noninterest expense$24,813,000626
Salaries and employee benefits$13,174,000625
Premises and equipment expense$2,721,000678
Additional noninterest expense$8,918,000584
Pre-tax net operating income$18,102,000388
Securities gains (losses)$203,000816
Applicable income taxes$5,233,000372
Income before extraordinary items$13,072,000406
Extraordinary gains, net$025
Net income$13,072,000404
Minority interest net income$084
Net income of bank and minority interests.$13,072,000407
Net charge-offs$-272,0006,763
Cash dividends$7,000,000325
Sale, conversion, retirement of capital stock, net$424,000244
Net operating income$12,927,870409
2013-06-30 (YTD Data)Rank
Total interest income$26,756,000461
Total interest expense$3,004,000554
Net interest income$23,752,000455
Provision for loan and lease losses$294,0001,726
Total noninterest income$5,092,000678
Gross Fiduciary activities income$1,532,000250
Service charges on deposit accounts$838,000822
Trading account gains and fees$0157
Additional Noninterest Income$2,722,000789
Total noninterest expense$16,442,000632
Salaries and employee benefits$8,708,000628
Premises and equipment expense$1,788,000691
Additional noninterest expense$5,946,000585
Pre-tax net operating income$12,108,000380
Securities gains (losses)$199,000757
Applicable income taxes$3,605,000362
Income before extraordinary items$8,702,000397
Extraordinary gains, net$022
Net income$8,702,000397
Minority interest net income$082
Net income of bank and minority interests.$8,702,000399
Net charge-offs$-264,0006,836
Cash dividends$5,000,000295
Sale, conversion, retirement of capital stock, net$293,000223
Net operating income$8,560,710393
2013-03-31 (YTD Data)Rank
Total interest income$13,409,000463
Total interest expense$1,539,000561
Net interest income$11,870,000455
Provision for loan and lease losses$294,0001,062
Total noninterest income$2,511,000686
Gross Fiduciary activities income$588,000290
Service charges on deposit accounts$409,000828
Trading account gains and fees$0148
Additional Noninterest Income$1,514,000742
Total noninterest expense$8,218,000644
Salaries and employee benefits$4,338,000637
Premises and equipment expense$916,000681
Additional noninterest expense$2,964,000591
Pre-tax net operating income$5,869,000383
Securities gains (losses)$198,000469
Applicable income taxes$1,766,000374
Income before extraordinary items$4,301,000391
Extraordinary gains, net$010
Net income$4,301,000389
Minority interest net income$076
Net income of bank and minority interests.$4,301,000392
Net charge-offs$-116,0006,859
Cash dividends$2,000,000297
Sale, conversion, retirement of capital stock, net$146,000199
Net operating income$4,160,420393
2012-12-31 (YTD Data)Rank
Total interest income$57,806,000448
Total interest expense$7,334,000571
Net interest income$50,472,000441
Provision for loan and lease losses$2,133,0001,018
Total noninterest income$11,117,000629
Gross Fiduciary activities income$3,703,000210
Service charges on deposit accounts$1,757,000803
Trading account gains and fees$0166
Additional Noninterest Income$5,657,000755
Total noninterest expense$36,183,000577
Salaries and employee benefits$19,389,000550
Premises and equipment expense$3,951,000607
Additional noninterest expense$12,843,000566
Pre-tax net operating income$23,273,000386
Securities gains (losses)$158,0001,893
Applicable income taxes$6,673,000362
Income before extraordinary items$16,758,000409
Extraordinary gains, net$029
Net income$16,758,000407
Minority interest net income$093
Net income of bank and minority interests.$16,758,000408
Net charge-offs$544,0002,549
Cash dividends$8,000,000370
Sale, conversion, retirement of capital stock, net$738,000254
Net operating income$16,644,240396
2012-09-30 (YTD Data)Rank
Total interest income$43,774,000453
Total interest expense$5,676,000580
Net interest income$38,098,000442
Provision for loan and lease losses$1,799,000937
Total noninterest income$8,438,000622
Gross Fiduciary activities income$2,774,000206
Service charges on deposit accounts$1,315,000805
Trading account gains and fees$0157
Additional Noninterest Income$4,349,000711
Total noninterest expense$27,237,000573
Salaries and employee benefits$14,510,000545
Premises and equipment expense$2,942,000610
Additional noninterest expense$9,785,000564
Pre-tax net operating income$17,500,000386
Securities gains (losses)$160,0001,614
Applicable income taxes$4,982,000368
Income before extraordinary items$12,678,000419
Extraordinary gains, net$020
Net income$12,678,000417
Minority interest net income$086
Net income of bank and minority interests.$12,678,000418
Net charge-offs$330,0002,715
Cash dividends$6,000,000312
Sale, conversion, retirement of capital stock, net$569,000222
Net operating income$12,562,800400
2012-06-30 (YTD Data)Rank
Total interest income$30,228,000452
Total interest expense$3,833,000601
Net interest income$26,395,000430
Provision for loan and lease losses$1,466,000819
Total noninterest income$6,026,000587
Gross Fiduciary activities income$1,848,000208
Service charges on deposit accounts$901,000784
Trading account gains and fees$0153
Additional Noninterest Income$3,277,000645
Total noninterest expense$18,721,000555
Salaries and employee benefits$9,797,000538
Premises and equipment expense$2,013,000595
Additional noninterest expense$6,911,000539
Pre-tax net operating income$12,234,000359
Securities gains (losses)$160,0001,273
Applicable income taxes$3,546,000353
Income before extraordinary items$8,848,000377
Extraordinary gains, net$019
Net income$8,848,000376
Minority interest net income$084
Net income of bank and minority interests.$8,848,000376
Net charge-offs$-104,0007,093
Cash dividends$4,000,000301
Sale, conversion, retirement of capital stock, net$414,000192
Net operating income$8,734,400367
2012-03-31 (YTD Data)Rank
Total interest income$15,342,000448
Total interest expense$1,967,000601
Net interest income$13,375,000420
Provision for loan and lease losses$733,000798
Total noninterest income$3,472,000520
Gross Fiduciary activities income$882,000221
Service charges on deposit accounts$488,000720
Trading account gains and fees$0148
Additional Noninterest Income$2,102,000531
Total noninterest expense$10,073,000522
Salaries and employee benefits$5,173,000506
Premises and equipment expense$965,000619
Additional noninterest expense$3,935,000460
Pre-tax net operating income$6,041,000363
Securities gains (losses)$02,210
Applicable income taxes$1,667,000363
Income before extraordinary items$4,374,000379
Extraordinary gains, net$019
Net income$4,374,000380
Minority interest net income$078
Net income of bank and minority interests.$4,374,000380
Net charge-offs$-429,0007,275
Cash dividends$2,000,000258
Sale, conversion, retirement of capital stock, net$201,000164
Net operating income$4,374,000363
2011-12-31 (YTD Data)Rank
Total interest income$49,187,000564
Total interest expense$7,811,000742
Net interest income$41,376,000530
Provision for loan and lease losses$3,170,0001,146
Total noninterest income$9,337,000652
Gross Fiduciary activities income$3,561,000173
Service charges on deposit accounts$1,963,000742
Trading account gains and fees$0146
Additional Noninterest Income$3,813,000868
Total noninterest expense$28,603,000697
Salaries and employee benefits$15,027,000650
Premises and equipment expense$3,199,000771
Additional noninterest expense$10,377,000693
Pre-tax net operating income$18,940,000384
Securities gains (losses)$-1,0006,712
Applicable income taxes$5,357,000396
Income before extraordinary items$13,582,000409
Extraordinary gains, net$029
Net income$13,582,000410
Minority interest net income$096
Net income of bank and minority interests.$13,582,000410
Net charge-offs$1,061,0002,284
Cash dividends$4,500,000462
Sale, conversion, retirement of capital stock, net$533,000403
Net operating income$13,582,720399
2011-09-30 (YTD Data)Rank
Total interest income$32,010,000657
Total interest expense$5,681,000822
Net interest income$26,329,000610
Provision for loan and lease losses$1,198,0001,754
Total noninterest income$6,477,000690
Gross Fiduciary activities income$2,727,000173
Service charges on deposit accounts$1,396,000785
Trading account gains and fees$0145
Additional Noninterest Income$2,354,0001,003
Total noninterest expense$19,792,000746
Salaries and employee benefits$10,556,000701
Premises and equipment expense$2,311,000821
Additional noninterest expense$6,925,000762
Pre-tax net operating income$11,816,000453
Securities gains (losses)$-18,0007,050
Applicable income taxes$3,077,000465
Income before extraordinary items$8,721,000471
Extraordinary gains, net$021
Net income$8,721,000471
Minority interest net income$087
Net income of bank and minority interests.$8,721,000471
Net charge-offs$532,0002,596
Cash dividends$4,500,000317
Sale, conversion, retirement of capital stock, net$375,000378
Net operating income$8,734,320453
2011-06-30 (YTD Data)Rank
Total interest income$17,231,000836
Total interest expense$3,419,000967
Net interest income$13,812,000797
Provision for loan and lease losses$673,0001,944
Total noninterest income$3,523,000804
Gross Fiduciary activities income$1,806,000178
Service charges on deposit accounts$821,000889
Trading account gains and fees$0153
Additional Noninterest Income$896,0001,445
Total noninterest expense$11,230,000891
Salaries and employee benefits$6,165,000807
Premises and equipment expense$1,395,000922
Additional noninterest expense$3,670,000992
Pre-tax net operating income$5,432,000582
Securities gains (losses)$-18,0007,119
Applicable income taxes$1,167,000673
Income before extraordinary items$4,247,000615
Extraordinary gains, net$015
Net income$4,247,000614
Minority interest net income$089
Net income of bank and minority interests.$4,247,000615
Net charge-offs$349,0002,514
Cash dividends$4,500,000211
Sale, conversion, retirement of capital stock, net$227,000300
Net operating income$4,261,040594
2011-03-31 (YTD Data)Rank
Total interest income$8,661,000843
Total interest expense$1,732,000982
Net interest income$6,929,000804
Provision for loan and lease losses$337,0001,813
Total noninterest income$1,937,000762
Gross Fiduciary activities income$928,000179
Service charges on deposit accounts$421,000845
Trading account gains and fees$0158
Additional Noninterest Income$588,0001,200
Total noninterest expense$5,480,000909
Salaries and employee benefits$3,010,000848
Premises and equipment expense$699,000946
Additional noninterest expense$1,771,0001,002
Pre-tax net operating income$3,049,000543
Securities gains (losses)$1,0001,662
Applicable income taxes$806,000529
Income before extraordinary items$2,244,000585
Extraordinary gains, net$09
Net income$2,244,000584
Minority interest net income$086
Net income of bank and minority interests.$2,244,000585
Net charge-offs$500,0001,339
Cash dividends$3,000,000138
Sale, conversion, retirement of capital stock, net$110,000262
Net operating income$2,243,260571
2010-12-31 (YTD Data)Rank
Total interest income$35,965,000839
Total interest expense$7,472,0001,110
Net interest income$28,493,000774
Provision for loan and lease losses$1,490,0002,482
Total noninterest income$8,364,000719
Gross Fiduciary activities income$3,391,000184
Service charges on deposit accounts$1,897,000793
Trading account gains and fees$0175
Additional Noninterest Income$3,076,0001,045
Total noninterest expense$22,602,000892
Salaries and employee benefits$12,770,000761
Premises and equipment expense$2,934,000878
Additional noninterest expense$6,898,0001,074
Pre-tax net operating income$12,765,000441
Securities gains (losses)$126,0001,964
Applicable income taxes$3,668,000460
Income before extraordinary items$9,223,000492
Extraordinary gains, net$029
Net income$9,223,000492
Minority interest net income$0111
Net income of bank and minority interests.$9,223,000494
Net charge-offs$1,236,0002,407
Cash dividends$6,000,000278
Sale, conversion, retirement of capital stock, net$212,000614
Net operating income$9,132,280471
2010-09-30 (YTD Data)Rank
Total interest income$27,044,000844
Total interest expense$5,596,0001,148
Net interest income$21,448,000771
Provision for loan and lease losses$1,005,0002,494
Total noninterest income$5,856,000748
Gross Fiduciary activities income$2,455,000188
Service charges on deposit accounts$1,440,000803
Trading account gains and fees$0165
Additional Noninterest Income$1,961,0001,111
Total noninterest expense$16,440,000906
Salaries and employee benefits$9,379,000773
Premises and equipment expense$2,209,000875
Additional noninterest expense$4,852,0001,114
Pre-tax net operating income$9,859,000428
Securities gains (losses)$42,0002,530
Applicable income taxes$2,760,000452
Income before extraordinary items$7,141,000482
Extraordinary gains, net$023
Net income$7,141,000485
Minority interest net income$0110
Net income of bank and minority interests.$7,141,000485
Net charge-offs$629,0002,758
Cash dividends$4,500,000245
Sale, conversion, retirement of capital stock, net$160,000544
Net operating income$7,110,760460
2010-06-30 (YTD Data)Rank
Total interest income$18,062,000856
Total interest expense$3,688,0001,206
Net interest income$14,374,000766
Provision for loan and lease losses$570,0002,672
Total noninterest income$3,688,000772
Gross Fiduciary activities income$1,613,000194
Service charges on deposit accounts$962,000800
Trading account gains and fees$0152
Additional Noninterest Income$1,113,0001,202
Total noninterest expense$10,939,000910
Salaries and employee benefits$6,235,000771
Premises and equipment expense$1,477,000888
Additional noninterest expense$3,227,0001,101
Pre-tax net operating income$6,553,000421
Securities gains (losses)$-25,0007,386
Applicable income taxes$1,839,000422
Income before extraordinary items$4,689,000466
Extraordinary gains, net$019
Net income$4,689,000466
Minority interest net income$0105
Net income of bank and minority interests.$4,689,000467
Net charge-offs$601,0002,235
Cash dividends$2,750,000256
Sale, conversion, retirement of capital stock, net$106,000470
Net operating income$4,707,000454
2010-03-31 (YTD Data)Rank
Total interest income$9,051,000871
Total interest expense$1,840,0001,266
Net interest income$7,211,000767
Provision for loan and lease losses$285,0002,522
Total noninterest income$1,939,000738
Gross Fiduciary activities income$812,000192
Service charges on deposit accounts$479,000818
Trading account gains and fees$0175
Additional Noninterest Income$648,0001,070
Total noninterest expense$5,404,000922
Salaries and employee benefits$3,022,000813
Premises and equipment expense$779,000863
Additional noninterest expense$1,603,0001,093
Pre-tax net operating income$3,461,000387
Securities gains (losses)$-29,0007,585
Applicable income taxes$990,000384
Income before extraordinary items$2,442,000443
Extraordinary gains, net$016
Net income$2,442,000443
Minority interest net income$091
Net income of bank and minority interests.$2,442,000445
Net charge-offs$339,0001,912
Cash dividends$1,250,000267
Sale, conversion, retirement of capital stock, net$53,000402
Net operating income$2,462,590430
2009-12-31 (YTD Data)Rank
Total interest income$38,061,000885
Total interest expense$9,675,0001,232
Net interest income$28,386,000760
Provision for loan and lease losses$1,662,0002,735
Total noninterest income$6,949,000849
Gross Fiduciary activities income$3,153,000190
Service charges on deposit accounts$2,085,000826
Trading account gains and fees$0211
Additional Noninterest Income$1,711,0001,522
Total noninterest expense$22,993,000925
Salaries and employee benefits$13,187,000744
Premises and equipment expense$2,914,000934
Additional noninterest expense$6,892,0001,129
Pre-tax net operating income$10,680,000392
Securities gains (losses)$3,0003,532
Applicable income taxes$2,983,000399
Income before extraordinary items$7,700,000416
Extraordinary gains, net$034
Net income$7,700,000414
Minority interest net income$0115
Net income of bank and minority interests.$7,700,000417
Net charge-offs$1,320,0002,525
Cash dividends$1,650,0001,090
Sale, conversion, retirement of capital stock, net$01,342
Net operating income$7,697,840424
2009-09-30 (YTD Data)Rank
Total interest income$28,804,000894
Total interest expense$7,669,0001,220
Net interest income$21,135,000766
Provision for loan and lease losses$1,334,0002,375
Total noninterest income$5,060,000870
Gross Fiduciary activities income$2,338,000187
Service charges on deposit accounts$1,549,000828
Trading account gains and fees$0212
Additional Noninterest Income$1,173,0001,642
Total noninterest expense$17,547,000885
Salaries and employee benefits$10,139,000727
Premises and equipment expense$2,162,000948
Additional noninterest expense$5,246,0001,076
Pre-tax net operating income$7,314,000462
Securities gains (losses)$2,0003,313
Applicable income taxes$2,004,000470
Income before extraordinary items$5,312,000500
Extraordinary gains, net$027
Net income$5,312,000499
Minority interest net income$0118
Net income of bank and minority interests.$5,312,000501
Net charge-offs$898,0002,318
Cash dividends$1,650,000779
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$5,310,540497
2009-06-30 (YTD Data)Rank
Total interest income$19,340,000906
Total interest expense$5,490,0001,195
Net interest income$13,850,000776
Provision for loan and lease losses$842,0002,270
Total noninterest income$2,958,000977
Gross Fiduciary activities income$1,525,000196
Service charges on deposit accounts$1,013,000825
Trading account gains and fees$0193
Additional Noninterest Income$420,0002,478
Total noninterest expense$12,026,000878
Salaries and employee benefits$6,878,000729
Premises and equipment expense$1,462,000963
Additional noninterest expense$3,686,0001,038
Pre-tax net operating income$3,940,000570
Securities gains (losses)$1,0003,011
Applicable income taxes$1,025,000602
Income before extraordinary items$2,916,000624
Extraordinary gains, net$021
Net income$2,916,000623
Minority interest net income$0112
Net income of bank and minority interests.$2,916,000625
Net charge-offs$732,0001,936
Cash dividends$1,650,000540
Sale, conversion, retirement of capital stock, net$01,195
Net operating income$2,915,260605
2009-03-31 (YTD Data)Rank
Total interest income$9,650,000918
Total interest expense$2,974,0001,151
Net interest income$6,676,000809
Provision for loan and lease losses$350,0002,122
Total noninterest income$723,0001,662
Gross Fiduciary activities income$758,000194
Service charges on deposit accounts$502,000808
Trading account gains and fees$0171
Additional Noninterest Income$-537,0008,199
Total noninterest expense$5,799,000872
Salaries and employee benefits$3,330,000760
Premises and equipment expense$967,000739
Additional noninterest expense$1,502,0001,117
Pre-tax net operating income$1,250,0001,019
Securities gains (losses)$02,434
Applicable income taxes$266,0001,170
Income before extraordinary items$984,0001,110
Extraordinary gains, net$015
Net income$984,0001,112
Minority interest net income$0102
Net income of bank and minority interests.$984,0001,112
Net charge-offs$338,0001,675
Cash dividends$1,650,000263
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$984,0001,029
2008-12-31 (YTD Data)Rank
Total interest income$42,872,000882
Total interest expense$14,559,0001,117
Net interest income$28,313,000768
Provision for loan and lease losses$1,620,0002,059
Total noninterest income$8,305,000692
Gross Fiduciary activities income$3,467,000189
Service charges on deposit accounts$2,324,000743
Trading account gains and fees$0154
Additional Noninterest Income$2,514,0001,113
Total noninterest expense$21,808,000904
Salaries and employee benefits$12,734,000780
Premises and equipment expense$3,683,000752
Additional noninterest expense$5,391,0001,190
Pre-tax net operating income$13,190,000402
Securities gains (losses)$-450,0007,512
Applicable income taxes$3,704,000399
Income before extraordinary items$9,036,000426
Extraordinary gains, net$039
Net income$9,036,000426
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,191,0001,775
Cash dividends$12,000,000248
Sale, conversion, retirement of capital stock, net$01,389
Net operating income$9,355,500436
2008-09-30 (YTD Data)Rank
Total interest income$32,647,000890
Total interest expense$11,343,0001,112
Net interest income$21,304,000781
Provision for loan and lease losses$1,020,0001,802
Total noninterest income$6,447,000704
Gross Fiduciary activities income$2,697,000192
Service charges on deposit accounts$1,769,000747
Trading account gains and fees$0148
Additional Noninterest Income$1,981,0001,110
Total noninterest expense$16,384,000904
Salaries and employee benefits$9,628,000791
Premises and equipment expense$2,777,000753
Additional noninterest expense$3,979,0001,156
Pre-tax net operating income$10,347,000494
Securities gains (losses)$-450,0007,742
Applicable income taxes$2,803,000487
Income before extraordinary items$7,094,000512
Extraordinary gains, net$031
Net income$7,094,000511
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$332,0002,435
Cash dividends$6,000,000376
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$7,418,000514
2008-06-30 (YTD Data)Rank
Total interest income$22,048,000891
Total interest expense$7,906,0001,105
Net interest income$14,142,000774
Provision for loan and lease losses$740,0001,483
Total noninterest income$4,313,000716
Gross Fiduciary activities income$1,796,000196
Service charges on deposit accounts$1,166,000746
Trading account gains and fees$0149
Additional Noninterest Income$1,351,0001,138
Total noninterest expense$10,948,000898
Salaries and employee benefits$6,474,000795
Premises and equipment expense$1,881,000737
Additional noninterest expense$2,593,0001,147
Pre-tax net operating income$6,767,000533
Securities gains (losses)$-363,0008,329
Applicable income taxes$1,759,000569
Income before extraordinary items$4,645,000593
Extraordinary gains, net$021
Net income$4,645,000592
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$203,0002,225
Cash dividends$4,000,000406
Sale, conversion, retirement of capital stock, net$01,136
Net operating income$4,909,990548
2008-03-31 (YTD Data)Rank
Total interest income$11,260,000898
Total interest expense$4,192,0001,118
Net interest income$7,068,000772
Provision for loan and lease losses$140,0002,266
Total noninterest income$2,089,000718
Gross Fiduciary activities income$880,000199
Service charges on deposit accounts$565,000762
Trading account gains and fees$0158
Additional Noninterest Income$644,0001,185
Total noninterest expense$5,370,000903
Salaries and employee benefits$3,216,000803
Premises and equipment expense$959,000731
Additional noninterest expense$1,195,0001,197
Pre-tax net operating income$3,647,000539
Securities gains (losses)$30,0001,366
Applicable income taxes$1,104,000538
Income before extraordinary items$2,573,000586
Extraordinary gains, net$015
Net income$2,573,000587
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$110,0001,721
Cash dividends$2,000,000415
Sale, conversion, retirement of capital stock, net$01,000
Net operating income$2,552,000565
2007-12-31 (YTD Data)Rank
Total interest income$48,597,000863
Total interest expense$17,997,0001,093
Net interest income$30,600,000722
Provision for loan and lease losses$403,0002,684
Total noninterest income$8,963,000670
Gross Fiduciary activities income$3,578,000194
Service charges on deposit accounts$2,531,000701
Trading account gains and fees$0178
Additional Noninterest Income$2,854,0001,053
Total noninterest expense$21,084,000886
Salaries and employee benefits$12,437,000789
Premises and equipment expense$3,498,000765
Additional noninterest expense$5,149,0001,092
Pre-tax net operating income$18,076,000498
Securities gains (losses)$-227,0008,273
Applicable income taxes$5,396,000510
Income before extraordinary items$12,453,000529
Extraordinary gains, net$039
Net income$12,453,000526
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$272,0002,427
Cash dividends$12,000,000364
Sale, conversion, retirement of capital stock, net$01,304
Net operating income$12,611,900518
2007-09-30 (YTD Data)Rank
Total interest income$36,297,000866
Total interest expense$13,498,0001,089
Net interest income$22,799,000728
Provision for loan and lease losses$303,0002,298
Total noninterest income$6,715,000669
Gross Fiduciary activities income$2,664,000193
Service charges on deposit accounts$1,878,000690
Trading account gains and fees$0184
Additional Noninterest Income$2,173,0001,039
Total noninterest expense$15,806,000871
Salaries and employee benefits$9,448,000780
Premises and equipment expense$2,541,000784
Additional noninterest expense$3,817,0001,074
Pre-tax net operating income$13,405,000546
Securities gains (losses)$134,000436
Applicable income taxes$4,110,000542
Income before extraordinary items$9,429,000566
Extraordinary gains, net$033
Net income$9,429,000564
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$233,0001,763
Cash dividends$4,200,000654
Sale, conversion, retirement of capital stock, net$01,144
Net operating income$9,335,200562
2007-06-30 (YTD Data)Rank
Total interest income$24,004,000880
Total interest expense$8,894,0001,103
Net interest income$15,110,000746
Provision for loan and lease losses$303,0001,519
Total noninterest income$4,500,000687
Gross Fiduciary activities income$1,803,000195
Service charges on deposit accounts$1,247,000696
Trading account gains and fees$0168
Additional Noninterest Income$1,450,0001,072
Total noninterest expense$10,474,000892
Salaries and employee benefits$6,289,000801
Premises and equipment expense$1,666,000814
Additional noninterest expense$2,519,0001,105
Pre-tax net operating income$8,833,000576
Securities gains (losses)$89,000430
Applicable income taxes$2,674,000574
Income before extraordinary items$6,248,000594
Extraordinary gains, net$029
Net income$6,248,000593
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$74,0002,413
Cash dividends$2,800,000686
Sale, conversion, retirement of capital stock, net$01,051
Net operating income$6,185,700590
2007-03-31 (YTD Data)Rank
Total interest income$11,898,000882
Total interest expense$4,415,0001,099
Net interest income$7,483,000744
Provision for loan and lease losses$303,000782
Total noninterest income$2,148,000715
Gross Fiduciary activities income$879,000199
Service charges on deposit accounts$622,000678
Trading account gains and fees$0195
Additional Noninterest Income$647,0001,133
Total noninterest expense$5,092,000912
Salaries and employee benefits$3,038,000835
Premises and equipment expense$823,000820
Additional noninterest expense$1,231,0001,103
Pre-tax net operating income$4,236,000595
Securities gains (losses)$25,000523
Applicable income taxes$1,305,000594
Income before extraordinary items$2,956,000622
Extraordinary gains, net$022
Net income$2,956,000621
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-23,0008,179
Cash dividends$1,400,000621
Sale, conversion, retirement of capital stock, net$0885
Net operating income$2,938,750613
2006-12-31 (YTD Data)Rank
Total interest income$45,060,000863
Total interest expense$15,630,0001,073
Net interest income$29,430,000750
Provision for loan and lease losses$68,0005,202
Total noninterest income$8,354,000707
Gross Fiduciary activities income$3,374,000191
Service charges on deposit accounts$2,654,000658
Trading account gains and fees$0130
Additional Noninterest Income$2,326,0001,203
Total noninterest expense$20,068,000884
Salaries and employee benefits$12,026,000786
Premises and equipment expense$2,953,000856
Additional noninterest expense$5,089,0001,046
Pre-tax net operating income$17,648,000604
Securities gains (losses)$62,000640
Applicable income taxes$5,515,000590
Income before extraordinary items$12,195,000620
Extraordinary gains, net$051
Net income$12,195,000619
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$501,0001,175
Cash dividends$7,900,000480
Sale, conversion, retirement of capital stock, net$01,251
Net operating income$12,152,220613
2006-09-30 (YTD Data)Rank
Total interest income$33,135,000880
Total interest expense$11,221,0001,092
Net interest income$21,914,000774
Provision for loan and lease losses$615,0001,188
Total noninterest income$6,232,000735
Gross Fiduciary activities income$2,483,000202
Service charges on deposit accounts$2,004,000658
Trading account gains and fees$0126
Additional Noninterest Income$1,745,0001,220
Total noninterest expense$14,706,000911
Salaries and employee benefits$8,837,000819
Premises and equipment expense$2,152,000885
Additional noninterest expense$3,717,0001,093
Pre-tax net operating income$12,825,000638
Securities gains (losses)$47,000571
Applicable income taxes$3,841,000654
Income before extraordinary items$9,031,000659
Extraordinary gains, net$045
Net income$9,031,000658
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$142,0001,885
Cash dividends$6,500,000410
Sale, conversion, retirement of capital stock, net$01,045
Net operating income$8,998,100649
2006-06-30 (YTD Data)Rank
Total interest income$20,983,000913
Total interest expense$6,919,0001,121
Net interest income$14,064,000809
Provision for loan and lease losses$490,0001,000
Total noninterest income$4,118,000735
Gross Fiduciary activities income$1,640,000208
Service charges on deposit accounts$1,308,000658
Trading account gains and fees$0126
Additional Noninterest Income$1,170,0001,211
Total noninterest expense$9,639,000930
Salaries and employee benefits$5,833,000835
Premises and equipment expense$1,383,000913
Additional noninterest expense$2,423,0001,116
Pre-tax net operating income$8,053,000669
Securities gains (losses)$38,000494
Applicable income taxes$2,407,000691
Income before extraordinary items$5,684,000696
Extraordinary gains, net$039
Net income$5,684,000695
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-21,0008,102
Cash dividends$5,100,000365
Sale, conversion, retirement of capital stock, net$0887
Net operating income$5,657,400686
2006-03-31 (YTD Data)Rank
Total interest income$8,848,0001,057
Total interest expense$2,829,0001,318
Net interest income$6,019,000935
Provision for loan and lease losses$126,0001,677
Total noninterest income$1,883,000775
Gross Fiduciary activities income$755,000218
Service charges on deposit accounts$571,000739
Trading account gains and fees$0115
Additional Noninterest Income$557,0001,234
Total noninterest expense$4,332,0001,047
Salaries and employee benefits$2,633,000928
Premises and equipment expense$643,000985
Additional noninterest expense$1,056,0001,261
Pre-tax net operating income$3,444,000764
Securities gains (losses)$21,000472
Applicable income taxes$1,023,000772
Income before extraordinary items$2,442,000778
Extraordinary gains, net$021
Net income$2,442,000777
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$71,0001,181
Cash dividends$3,700,000274
Sale, conversion, retirement of capital stock, net$0648
Net operating income$2,427,300771
2005-12-31 (YTD Data)Rank
Total interest income$32,479,0001,011
Total interest expense$8,740,0001,308
Net interest income$23,739,000909
Provision for loan and lease losses$465,0002,017
Total noninterest income$7,827,000745
Gross Fiduciary activities income$3,012,000207
Service charges on deposit accounts$2,446,000713
Trading account gains and fees$0138
Additional Noninterest Income$2,369,0001,198
Total noninterest expense$16,878,0001,012
Salaries and employee benefits$10,428,000875
Premises and equipment expense$2,458,000977
Additional noninterest expense$3,992,0001,295
Pre-tax net operating income$14,223,000701
Securities gains (losses)$53,000902
Applicable income taxes$4,160,000752
Income before extraordinary items$10,116,000717
Extraordinary gains, net$046
Net income$10,116,000718
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$2,338,000346
Cash dividends$7,000,000500
Sale, conversion, retirement of capital stock, net$0934
Net operating income$10,078,370711
2005-09-30 (YTD Data)Rank
Total interest income$23,897,0001,002
Total interest expense$6,204,0001,288
Net interest income$17,693,000901
Provision for loan and lease losses$720,0001,030
Total noninterest income$5,880,000752
Gross Fiduciary activities income$2,218,000207
Service charges on deposit accounts$1,819,000711
Trading account gains and fees$0126
Additional Noninterest Income$1,843,0001,187
Total noninterest expense$12,490,0001,011
Salaries and employee benefits$7,627,000887
Premises and equipment expense$1,852,000960
Additional noninterest expense$3,011,0001,272
Pre-tax net operating income$10,363,000712
Securities gains (losses)$45,000917
Applicable income taxes$3,004,000778
Income before extraordinary items$7,404,000731
Extraordinary gains, net$035
Net income$7,404,000732
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$187,0001,757
Cash dividends$5,850,000418
Sale, conversion, retirement of capital stock, net$0769
Net operating income$7,372,050713
2005-06-30 (YTD Data)Rank
Total interest income$15,753,000986
Total interest expense$3,994,0001,252
Net interest income$11,759,000891
Provision for loan and lease losses$540,000917
Total noninterest income$3,975,000728
Gross Fiduciary activities income$1,487,000206
Service charges on deposit accounts$1,191,000705
Trading account gains and fees$0116
Additional Noninterest Income$1,297,0001,111
Total noninterest expense$8,121,0001,031
Salaries and employee benefits$4,892,000915
Premises and equipment expense$1,228,000949
Additional noninterest expense$2,001,0001,255
Pre-tax net operating income$7,073,000689
Securities gains (losses)$45,000821
Applicable income taxes$2,055,000745
Income before extraordinary items$5,063,000703
Extraordinary gains, net$030
Net income$5,063,000705
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$144,0001,505
Cash dividends$3,700,000428
Sale, conversion, retirement of capital stock, net$0643
Net operating income$5,031,050690
2005-03-31 (YTD Data)Rank
Total interest income$7,766,000980
Total interest expense$1,917,0001,236
Net interest income$5,849,000890
Provision for loan and lease losses$300,000755
Total noninterest income$2,021,000706
Gross Fiduciary activities income$720,000212
Service charges on deposit accounts$559,000727
Trading account gains and fees$0115
Additional Noninterest Income$742,0001,004
Total noninterest expense$3,944,0001,055
Salaries and employee benefits$2,340,000954
Premises and equipment expense$601,000990
Additional noninterest expense$1,003,0001,243
Pre-tax net operating income$3,626,000677
Securities gains (losses)$45,000572
Applicable income taxes$1,058,000731
Income before extraordinary items$2,613,000680
Extraordinary gains, net$024
Net income$2,613,000680
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$155,000816
Cash dividends$1,900,000387
Sale, conversion, retirement of capital stock, net$0491
Net operating income$2,581,050668
2004-12-31 (YTD Data)Rank
Total interest income$30,120,000937
Total interest expense$7,479,0001,081
Net interest income$22,641,000871
Provision for loan and lease losses$3,095,000372
Total noninterest income$7,324,000767
Gross Fiduciary activities income$2,976,000204
Service charges on deposit accounts$2,411,000730
Trading account gains and fees$0138
Additional Noninterest Income$1,937,0001,348
Total noninterest expense$14,833,0001,095
Salaries and employee benefits$8,494,0001,015
Premises and equipment expense$2,445,000915
Additional noninterest expense$3,894,0001,276
Pre-tax net operating income$12,037,000738
Securities gains (losses)$-828,0008,895
Applicable income taxes$3,088,000883
Income before extraordinary items$8,121,000813
Extraordinary gains, net$034
Net income$8,121,000813
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$405,0001,580
Cash dividends$7,400,000445
Sale, conversion, retirement of capital stock, net$0872
Net operating income$8,717,160725
2004-09-30 (YTD Data)Rank
Total interest income$22,400,000927
Total interest expense$5,612,0001,061
Net interest income$16,788,000874
Provision for loan and lease losses$725,0001,046
Total noninterest income$5,505,000782
Gross Fiduciary activities income$2,208,000210
Service charges on deposit accounts$1,795,000736
Trading account gains and fees$0134
Additional Noninterest Income$1,502,0001,330
Total noninterest expense$11,451,0001,055
Salaries and employee benefits$6,730,000947
Premises and equipment expense$1,835,000912
Additional noninterest expense$2,886,0001,279
Pre-tax net operating income$10,117,000679
Securities gains (losses)$119,0001,066
Applicable income taxes$2,914,000736
Income before extraordinary items$7,322,000698
Extraordinary gains, net$026
Net income$7,322,000699
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$418,0001,126
Cash dividends$5,900,000402
Sale, conversion, retirement of capital stock, net$0738
Net operating income$7,236,320675
2004-06-30 (YTD Data)Rank
Total interest income$14,991,000913
Total interest expense$3,829,0001,018
Net interest income$11,162,000871
Provision for loan and lease losses$470,0001,064
Total noninterest income$3,774,000772
Gross Fiduciary activities income$1,471,000210
Service charges on deposit accounts$1,205,000722
Trading account gains and fees$0130
Additional Noninterest Income$1,098,0001,244
Total noninterest expense$7,639,0001,049
Salaries and employee benefits$4,448,000953
Premises and equipment expense$1,256,000890
Additional noninterest expense$1,935,0001,252
Pre-tax net operating income$6,827,000662
Securities gains (losses)$119,000929
Applicable income taxes$1,982,000728
Income before extraordinary items$4,964,000674
Extraordinary gains, net$021
Net income$4,964,000674
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$305,0001,024
Cash dividends$3,100,000486
Sale, conversion, retirement of capital stock, net$0638
Net operating income$4,879,510655
2004-03-31 (YTD Data)Rank
Total interest income$7,581,000904
Total interest expense$1,965,0001,015
Net interest income$5,616,000881
Provision for loan and lease losses$215,0001,093
Total noninterest income$1,748,000794
Gross Fiduciary activities income$728,000209
Service charges on deposit accounts$574,000740
Trading account gains and fees$0121
Additional Noninterest Income$446,0001,402
Total noninterest expense$3,740,0001,090
Salaries and employee benefits$2,190,000986
Premises and equipment expense$614,000940
Additional noninterest expense$936,0001,283
Pre-tax net operating income$3,409,000651
Securities gains (losses)$105,000779
Applicable income taxes$1,004,000730
Income before extraordinary items$2,510,000664
Extraordinary gains, net$016
Net income$2,510,000663
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$184,000869
Cash dividends$1,100,000610
Sale, conversion, retirement of capital stock, net$0464
Net operating income$2,435,450637
2003-12-31 (YTD Data)Rank
Total interest income$32,178,000874
Total interest expense$9,391,000960
Net interest income$22,787,000845
Provision for loan and lease losses$920,0001,282
Total noninterest income$6,552,000914
Gross Fiduciary activities income$2,523,000227
Service charges on deposit accounts$2,163,000798
Trading account gains and fees$0160
Additional Noninterest Income$1,866,0001,549
Total noninterest expense$14,951,0001,090
Salaries and employee benefits$8,658,000993
Premises and equipment expense$2,501,000894
Additional noninterest expense$3,792,0001,308
Pre-tax net operating income$13,468,000657
Securities gains (losses)$115,0001,765
Applicable income taxes$3,967,000744
Income before extraordinary items$9,616,000677
Extraordinary gains, net$054
Net income$9,616,000679
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,250,000773
Cash dividends$7,078,000482
Sale, conversion, retirement of capital stock, net$0868
Net operating income$9,534,350641
2003-09-30 (YTD Data)Rank
Total interest income$24,481,000876
Total interest expense$7,253,000963
Net interest income$17,228,000848
Provision for loan and lease losses$665,0001,292
Total noninterest income$4,832,000955
Gross Fiduciary activities income$1,878,000235
Service charges on deposit accounts$1,541,000842
Trading account gains and fees$0153
Additional Noninterest Income$1,413,0001,590
Total noninterest expense$11,369,0001,073
Salaries and employee benefits$6,636,000982
Premises and equipment expense$1,897,000901
Additional noninterest expense$2,836,0001,306
Pre-tax net operating income$10,026,000686
Securities gains (losses)$46,0002,381
Applicable income taxes$2,900,000797
Income before extraordinary items$7,172,000720
Extraordinary gains, net$040
Net income$7,172,000721
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$220,0002,076
Cash dividends$5,078,000474
Sale, conversion, retirement of capital stock, net$0722
Net operating income$7,139,340669
2003-06-30 (YTD Data)Rank
Total interest income$16,637,000881
Total interest expense$4,977,000966
Net interest income$11,660,000834
Provision for loan and lease losses$495,0001,168
Total noninterest income$3,080,000981
Gross Fiduciary activities income$1,253,000238
Service charges on deposit accounts$964,000884
Trading account gains and fees$0150
Additional Noninterest Income$863,0001,688
Total noninterest expense$7,602,0001,072
Salaries and employee benefits$4,445,000976
Premises and equipment expense$1,276,000896
Additional noninterest expense$1,881,0001,310
Pre-tax net operating income$6,643,000690
Securities gains (losses)$3,0003,367
Applicable income taxes$1,909,000799
Income before extraordinary items$4,737,000726
Extraordinary gains, net$030
Net income$4,737,000727
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$126,0002,176
Cash dividends$4,000,000418
Sale, conversion, retirement of capital stock, net$0589
Net operating income$4,734,870669
2003-03-31 (YTD Data)Rank
Total interest income$8,402,000878
Total interest expense$2,519,000982
Net interest income$5,883,000828
Provision for loan and lease losses$240,0001,159
Total noninterest income$1,471,000988
Gross Fiduciary activities income$606,000251
Service charges on deposit accounts$423,000978
Trading account gains and fees$0134
Additional Noninterest Income$442,0001,615
Total noninterest expense$3,763,0001,069
Salaries and employee benefits$2,169,000993
Premises and equipment expense$638,000901
Additional noninterest expense$956,0001,278
Pre-tax net operating income$3,351,000681
Securities gains (losses)$2,0002,590
Applicable income taxes$962,000827
Income before extraordinary items$2,391,000715
Extraordinary gains, net$021
Net income$2,391,000714
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$91,0001,581
Cash dividends$1,499,000496
Sale, conversion, retirement of capital stock, net$0419
Net operating income$2,389,580658
2002-12-31 (YTD Data)Rank
Total interest income$35,135,000867
Total interest expense$12,310,000913
Net interest income$22,825,000848
Provision for loan and lease losses$873,0001,519
Total noninterest income$5,663,000939
Gross Fiduciary activities income$2,516,000245
Service charges on deposit accounts$1,706,000940
Trading account gains and fees$0153
Additional Noninterest Income$1,441,0001,695
Total noninterest expense$14,140,0001,102
Salaries and employee benefits$7,990,0001,010
Premises and equipment expense$2,450,000888
Additional noninterest expense$3,700,0001,305
Pre-tax net operating income$13,475,000655
Securities gains (losses)$39,0002,625
Applicable income taxes$3,918,000740
Income before extraordinary items$9,596,000651
Extraordinary gains, net$070
Net income$9,596,000653
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$585,0001,468
Cash dividends$6,000,000533
Sale, conversion, retirement of capital stock, net$0862
Net operating income$9,568,310628
2001-12-31 (YTD Data)Rank
Total interest income$39,820,000858
Total interest expense$17,502,000936
Net interest income$22,318,000792
Provision for loan and lease losses$1,015,0001,227
Total noninterest income$5,281,000947
Gross Fiduciary activities income$2,569,000250
Service charges on deposit accounts$1,386,0001,072
Trading account gains and fees$0177
Additional Noninterest Income$1,326,0001,680
Total noninterest expense$13,489,0001,096
Salaries and employee benefits$7,775,000967
Premises and equipment expense$2,309,000905
Additional noninterest expense$3,405,0001,379
Pre-tax net operating income$13,095,000604
Securities gains (losses)$367,000775
Applicable income taxes$3,942,000658
Income before extraordinary items$9,520,000592
Extraordinary gains, net$0105
Net income$9,520,000595
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$427,0001,748
Cash dividends$8,985,000404
Sale, conversion, retirement of capital stock, net$0922
Net operating income$9,259,430578
2000-12-31 (YTD Data)Rank
Total interest income$38,606,000919
Total interest expense$17,343,0001,020
Net interest income$21,263,000820
Provision for loan and lease losses$1,020,0001,036
Total noninterest income$4,778,000956
Gross Fiduciary activities income$2,658,000245
Service charges on deposit accounts$1,114,0001,217
Trading account gains and fees$0180
Additional Noninterest Income$1,006,0001,845
Total noninterest expense$12,788,0001,089
Salaries and employee benefits$7,225,000970
Premises and equipment expense$2,183,000916
Additional noninterest expense$3,380,0001,341
Pre-tax net operating income$12,233,000656
Securities gains (losses)$-2,0007,578
Applicable income taxes$3,415,000743
Income before extraordinary items$8,816,000633
Extraordinary gains, net$038
Net income$8,816,000633
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$409,0001,445
Cash dividends$4,640,000664
Sale, conversion, retirement of capital stock, net$0969
Net operating income$8,817,440628
1999-12-31 (YTD Data)Rank
Total interest income$33,699,000980
Total interest expense$14,736,0001,034
Net interest income$18,963,000930
Provision for loan and lease losses$670,0001,366
Total noninterest income$4,486,0001,011
Gross Fiduciary activities income$2,531,000287
Service charges on deposit accounts$970,0001,354
Trading account gains and fees$0173
Additional Noninterest Income$985,0001,895
Total noninterest expense$11,527,0001,204
Salaries and employee benefits$6,530,0001,053
Premises and equipment expense$1,890,0001,072
Additional noninterest expense$3,107,0001,477
Pre-tax net operating income$11,252,000746
Securities gains (losses)$8,0001,870
Applicable income taxes$3,320,000809
Income before extraordinary items$7,940,000745
Extraordinary gains, net$035
Net income$7,940,000745
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$356,0001,591
Cash dividends$3,857,000799
Sale, conversion, retirement of capital stock, net$01,035
Net operating income$7,934,320729
1998-12-31 (YTD Data)Rank
Total interest income$32,654,0001,009
Total interest expense$14,472,0001,080
Net interest income$18,182,000930
Provision for loan and lease losses$927,0001,037
Total noninterest income$4,011,0001,084
Gross Fiduciary activities income$2,165,000306
Service charges on deposit accounts$902,0001,394
Trading account gains and fees$0224
Additional Noninterest Income$944,0001,939
Total noninterest expense$10,919,0001,213
Salaries and employee benefits$6,267,0001,043
Premises and equipment expense$1,661,0001,150
Additional noninterest expense$2,991,0001,456
Pre-tax net operating income$10,347,000756
Securities gains (losses)$18,0002,506
Applicable income taxes$3,123,000836
Income before extraordinary items$7,242,000766
Extraordinary gains, net$032
Net income$7,242,000767
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$383,0001,550
Cash dividends$2,902,0001,013
Sale, conversion, retirement of capital stock, net$01,027
Net operating income$7,229,400742
1997-12-31 (YTD Data)Rank
Total interest income$31,728,0001,075
Total interest expense$14,590,0001,110
Net interest income$17,138,0001,030
Provision for loan and lease losses$1,100,000910
Total noninterest income$3,170,0001,245
Gross Fiduciary activities income$1,888,000335
Service charges on deposit accounts$786,0001,651
Trading account gains and fees$0239
Additional Noninterest Income$496,0002,843
Total noninterest expense$10,212,0001,297
Salaries and employee benefits$5,887,0001,114
Premises and equipment expense$1,437,0001,365
Additional noninterest expense$2,888,0001,490
Pre-tax net operating income$8,996,000899
Securities gains (losses)$31,0001,616
Applicable income taxes$2,725,0001,015
Income before extraordinary items$6,302,000880
Extraordinary gains, net$044
Net income$6,302,000882
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$893,000862
Cash dividends$8,820,000403
Sale, conversion, retirement of capital stock, net$01,030
Net operating income$6,280,300860
1996-12-31 (YTD Data)Rank
Total interest income$29,932,0001,150
Total interest expense$14,370,0001,138
Net interest income$15,562,0001,160
Provision for loan and lease losses$673,0001,367
Total noninterest income$2,691,0001,471
Gross Fiduciary activities income$1,896,000365
Service charges on deposit accounts$601,0002,259
Trading account gains and fees$0262
Additional Noninterest Income$194,0005,254
Total noninterest expense$9,827,0001,453
Salaries and employee benefits$4,996,0001,352
Premises and equipment expense$1,212,0001,675
Additional noninterest expense$3,619,0001,471
Pre-tax net operating income$7,753,000981
Securities gains (losses)$-338,00011,347
Applicable income taxes$2,381,0001,049
Income before extraordinary items$5,034,0001,037
Extraordinary gains, net$053
Net income$5,034,0001,038
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$385,0001,730
Cash dividends$2,283,0001,165
Sale, conversion, retirement of capital stock, net$0953
Net operating income$5,263,840975
1995-12-31 (YTD Data)Rank
Total interest income$19,812,0001,714
Total interest expense$8,563,0001,850
Net interest income$11,249,0001,594
Provision for loan and lease losses$476,0001,643
Total noninterest income$1,861,0001,944
Gross Fiduciary activities income$1,343,000467
Service charges on deposit accounts$361,0003,671
Trading account gains and fees$0522
Additional Noninterest Income$157,0005,854
Total noninterest expense$6,744,0002,049
Salaries and employee benefits$3,793,0001,751
Premises and equipment expense$871,0002,304
Additional noninterest expense$2,080,0002,322
Pre-tax net operating income$5,890,0001,298
Securities gains (losses)$-22,00010,616
Applicable income taxes$1,844,0001,365
Income before extraordinary items$4,024,0001,312
Extraordinary gains, net$065
Net income$4,024,0001,310
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$180,0002,664
Cash dividends$1,344,0001,633
Sale, conversion, retirement of capital stock, net$0809
Net operating income$4,039,1801,283
1994-12-31 (YTD Data)Rank
Total interest income$16,108,0001,912
Total interest expense$6,374,0001,953
Net interest income$9,734,0001,854
Provision for loan and lease losses$272,0002,440
Total noninterest income$1,835,0001,942
Gross Fiduciary activities income$1,396,000444
Service charges on deposit accounts$279,0004,630
Trading account gains and fees$0475
Additional Noninterest Income$160,0006,008
Total noninterest expense$6,118,0002,301
Salaries and employee benefits$3,451,0001,939
Premises and equipment expense$871,0002,315
Additional noninterest expense$1,796,0002,838
Pre-tax net operating income$5,179,0001,424
Securities gains (losses)$03,600
Applicable income taxes$1,645,0001,432
Income before extraordinary items$3,534,0001,406
Extraordinary gains, net$0249
Net income$3,534,0001,405
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$74,0004,318
Cash dividends$1,805,0001,216
Sale, conversion, retirement of capital stock, net$01,160
Net operating income$3,534,0001,421
1993-12-31 (YTD Data)Rank
Total interest income$15,930,0001,970
Total interest expense$7,017,0001,856
Net interest income$8,913,0002,031
Provision for loan and lease losses$214,0003,766
Total noninterest income$1,860,0002,068
Gross Fiduciary activities income$1,470,000448
Service charges on deposit accounts$256,0005,015
Trading account gains and fees$0532
Additional Noninterest Income$134,0006,930
Total noninterest expense$5,772,0002,478
Salaries and employee benefits$3,226,0002,051
Premises and equipment expense$831,0002,458
Additional noninterest expense$1,715,0003,104
Pre-tax net operating income$4,787,0001,466
Securities gains (losses)$07,477
Applicable income taxes$1,483,0001,573
Income before extraordinary items$3,304,0001,543
Extraordinary gains, net$03,149
Net income$3,304,0001,593
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$153,0003,626
Cash dividends$1,128,0001,583
Sale, conversion, retirement of capital stock, net$01,223
Net operating income$3,304,0001,451
1992-12-31 (YTD Data)Rank
Total interest income$17,360,0002,043
Total interest expense$8,826,0001,919
Net interest income$8,534,0002,129
Provision for loan and lease losses$230,0004,844
Total noninterest income$1,717,0002,153
Gross Fiduciary activities income$1,351,000472
Service charges on deposit accounts$209,0005,819
Trading account gains and fees$0504
Additional Noninterest Income$157,0006,481
Total noninterest expense$5,289,0002,726
Salaries and employee benefits$2,921,0002,227
Premises and equipment expense$745,0002,777
Additional noninterest expense$1,623,0003,374
Pre-tax net operating income$4,732,0001,349
Securities gains (losses)$08,369
Applicable income taxes$1,237,0001,702
Income before extraordinary items$3,495,0001,336
Extraordinary gains, net$01,422
Net income$3,495,0001,339
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$137,0005,121
Cash dividends$1,584,0001,040
Sale, conversion, retirement of capital stock, net$01,165
Net operating income$3,495,0001,228

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.