Home > American National Bank and Trust Company > Net charge- offs to loans
American National Bank and Trust Company, Net charge- offs to loans
| 2023-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0042% | 3,791 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0242% | 4,264 |
| Percentage Net Loans Charged-off:Construction & development | -0.0042% | 4,224 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0227% | 4,321 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0086% | 4,517 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0460% | 4,363 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0521% | 4,399 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0444% | 4,361 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1660% | 995 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.5923% | 4,546 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 531 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.5923% | 4,545 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 72 |
| 2023-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0217% | 4,154 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0155% | 4,143 |
| Percentage Net Loans Charged-off:Construction & development | -0.0035% | 4,266 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0072% | 4,193 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0112% | 4,555 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0432% | 4,368 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0720% | 4,453 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0356% | 4,345 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0608% | 4,129 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.6728% | 4,573 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 458 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.6728% | 4,573 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 69 |
| 2023-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0042% | 3,674 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0204% | 4,268 |
| Percentage Net Loans Charged-off:Construction & development | -0.0037% | 4,330 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0080% | 4,273 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0163% | 4,598 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0601% | 4,455 |
| Percentage Net Loans Charged-off: Home equity loans | -0.1012% | 4,505 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0491% | 4,374 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1136% | 771 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0597% | 2,091 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 451 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0597% | 2,046 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 63 |
| 2023-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0392% | 967 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0219% | 4,333 |
| Percentage Net Loans Charged-off:Construction & development | -0.0058% | 4,456 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0055% | 4,286 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0324% | 4,678 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0636% | 4,502 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0302% | 4,509 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0726% | 4,523 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5127% | 264 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0603% | 1,775 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 346 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0603% | 1,700 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 12 |
| 2022-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0350% | 1,379 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0215% | 548 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 172 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0418% | 301 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 64 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0088% | 3,821 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0365% | 4,446 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0006% | 3,442 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0988% | 863 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.5955% | 306 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 495 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.5955% | 279 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 23 |
| 2022-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0048% | 3,476 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0042% | 3,488 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 133 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0030% | 4,038 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 47 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0106% | 3,863 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0445% | 4,493 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0004% | 3,427 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0139% | 3,565 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1914% | 1,582 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 459 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1914% | 1,511 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 17 |
| 2022-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0004% | 2,980 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0019% | 3,212 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 94 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0027% | 3,964 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 33 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0015% | 3,354 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0086% | 3,199 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0007% | 513 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0075% | 3,270 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3670% | 1,072 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3670% | 1,007 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 17 |
| 2022-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0138% | 3,723 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0005% | 3,199 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 61 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0012% | 4,043 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 23 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0010% | 381 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0088% | 3,262 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0040% | 330 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1142% | 4,124 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.1115% | 4,076 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.1115% | 4,040 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 16 |
| 2021-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0051% | 3,556 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0037% | 3,477 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 225 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0013% | 3,950 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0119% | 3,765 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0576% | 3,371 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0038% | 890 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0120% | 3,512 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0982% | 4,197 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.0982% | 4,150 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 29 |
| 2021-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0065% | 3,516 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0054% | 3,624 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 194 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0014% | 4,034 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 77 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0187% | 3,969 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0398% | 3,391 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0113% | 3,866 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0101% | 3,493 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0316% | 3,838 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.0316% | 3,794 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 24 |
| 2021-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0046% | 3,410 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0025% | 3,503 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 159 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0009% | 4,095 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 57 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0078% | 3,793 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0529% | 3,461 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0085% | 643 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0098% | 3,531 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 2,002 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 1,890 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 21 |
| 2021-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0026% | 3,189 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0010% | 3,418 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 118 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0005% | 347 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 31 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0052% | 3,776 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0117% | 3,380 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0028% | 3,722 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0086% | 3,611 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0409% | 3,809 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.0409% | 3,765 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 17 |
| 2020-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0335% | 2,376 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0099% | 1,644 |
| Percentage Net Loans Charged-off:Construction & development | -0.0014% | 4,043 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0212% | 860 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0345% | 4,030 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0078% | 1,362 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0044% | 387 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0090% | 1,253 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1117% | 1,418 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5018% | 1,213 |
| Percentage Net Loans Charged-off: Credit card loans | 2.9412% | 176 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4744% | 1,173 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 41 |
| 2020-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0267% | 2,303 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0033% | 3,875 |
| Percentage Net Loans Charged-off:Construction & development | -0.0019% | 4,093 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0034% | 783 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0461% | 4,048 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0019% | 3,731 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0069% | 3,353 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,241 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1308% | 1,163 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5985% | 1,008 |
| Percentage Net Loans Charged-off: Credit card loans | 3.1372% | 164 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.5634% | 974 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 38 |
| 2020-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0370% | 1,996 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0038% | 3,924 |
| Percentage Net Loans Charged-off:Construction & development | -0.0014% | 4,137 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0018% | 4,305 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0687% | 4,074 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0136% | 962 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0136% | 3,450 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0240% | 790 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2205% | 866 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0411% | 4,262 |
| Percentage Net Loans Charged-off: Credit card loans | 3.5294% | 163 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.1046% | 4,380 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 28 |
| 2020-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0087% | 2,248 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0083% | 939 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 120 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0016% | 4,360 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 26 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0313% | 630 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0101% | 3,456 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0470% | 511 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0030% | 3,646 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0396% | 4,259 |
| Percentage Net Loans Charged-off: Credit card loans | 4.7059% | 109 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.1624% | 4,484 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 19 |
| 2019-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0066% | 3,437 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0007% | 2,212 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 402 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0005% | 4,233 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 116 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0030% | 1,800 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0282% | 414 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0071% | 4,184 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0004% | 3,848 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3010% | 2,096 |
| Percentage Net Loans Charged-off: Credit card loans | 8.8561% | 44 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0345% | 3,113 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 45 |
| 2019-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0034% | 3,291 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0017% | 3,811 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 304 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0004% | 4,279 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 91 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0049% | 4,080 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0179% | 3,555 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0005% | 1,497 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0006% | 3,742 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0313% | 4,493 |
| Percentage Net Loans Charged-off: Credit card loans | 1.4801% | 363 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.0808% | 4,601 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 40 |
| 2019-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0033% | 3,048 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0012% | 3,766 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 234 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0003% | 4,354 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 61 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0033% | 4,006 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0221% | 3,610 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0048% | 1,193 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,571 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0268% | 4,426 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 510 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.0275% | 4,389 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 27 |
| 2019-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0044% | 2,552 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0049% | 1,145 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 153 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0045% | 422 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 46 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0089% | 898 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0314% | 3,709 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0283% | 701 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0076% | 1,087 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.1582% | 4,670 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.1582% | 4,646 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 19 |
| 2018-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0519% | 2,414 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0059% | 4,221 |
| Percentage Net Loans Charged-off:Construction & development | -0.0039% | 4,235 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0009% | 1,130 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 128 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0199% | 4,604 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0169% | 3,615 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0215% | 4,652 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3566% | 1,002 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0419% | 4,671 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.0419% | 4,623 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 40 |
| 2018-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0082% | 4,342 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0058% | 4,158 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 325 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0018% | 873 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 106 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0223% | 4,637 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0174% | 3,641 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0249% | 4,694 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0369% | 4,302 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0847% | 4,743 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.0847% | 4,703 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 38 |
| 2018-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0031% | 3,067 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0110% | 1,407 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 257 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0031% | 660 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 79 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0315% | 1,109 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1373% | 215 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0229% | 4,713 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0535% | 4,448 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.1310% | 4,825 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.1310% | 4,786 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 32 |
| 2018-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0048% | 3,996 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0038% | 4,103 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 165 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0077% | 424 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 42 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0251% | 4,806 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0147% | 3,733 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0305% | 4,909 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0206% | 4,126 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.1836% | 4,883 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.1836% | 4,849 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 19 |
| 2017-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0169% | 3,531 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0117% | 2,304 |
| Percentage Net Loans Charged-off:Construction & development | -0.0063% | 4,421 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0082% | 1,222 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 180 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0267% | 1,896 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0243% | 3,866 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0530% | 1,447 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0328% | 2,167 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0216% | 3,560 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0216% | 3,420 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2017-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0035% | 3,610 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0072% | 2,115 |
| Percentage Net Loans Charged-off:Construction & development | 0.0280% | 347 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0043% | 4,677 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 143 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0179% | 1,804 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0024% | 585 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0259% | 1,627 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0397% | 4,492 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0850% | 3,024 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0850% | 2,883 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2017-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0295% | 4,946 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0024% | 4,154 |
| Percentage Net Loans Charged-off:Construction & development | -0.0064% | 4,530 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0042% | 4,731 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 105 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0012% | 1,802 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0107% | 463 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0037% | 4,504 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.2122% | 5,102 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0818% | 2,768 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0818% | 2,631 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2017-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0023% | 4,023 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0053% | 4,398 |
| Percentage Net Loans Charged-off:Construction & development | -0.0065% | 4,656 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0026% | 4,830 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 65 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0097% | 4,682 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0144% | 3,910 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0073% | 4,652 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,124 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1633% | 2,122 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1633% | 1,991 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2016-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0047% | 4,087 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0003% | 4,373 |
| Percentage Net Loans Charged-off:Construction & development | -0.0122% | 4,550 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0028% | 4,764 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 220 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0058% | 2,637 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0486% | 670 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0144% | 5,050 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 2,426 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.1675% | 5,406 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.1675% | 5,348 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1959% | 971 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2016-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0056% | 3,712 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0024% | 4,406 |
| Percentage Net Loans Charged-off:Construction & development | -0.0111% | 4,598 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0052% | 4,866 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 177 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0029% | 2,369 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0657% | 548 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0263% | 5,198 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0114% | 1,979 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0733% | 5,132 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.0733% | 5,073 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.2049% | 814 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2016-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0052% | 3,520 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0029% | 4,442 |
| Percentage Net Loans Charged-off:Construction & development | -0.0122% | 4,690 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0058% | 4,969 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 148 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0025% | 2,091 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0629% | 477 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0251% | 5,222 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0347% | 1,541 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.1087% | 5,175 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.1087% | 5,108 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0923% | 879 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2016-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0094% | 4,503 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0125% | 4,899 |
| Percentage Net Loans Charged-off:Construction & development | -0.0154% | 4,827 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0042% | 5,042 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 90 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0236% | 5,205 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0161% | 4,041 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0268% | 5,295 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0205% | 4,440 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0698% | 4,976 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.0698% | 4,905 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1447% | 631 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2015-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0810% | 2,670 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0680% | 2,023 |
| Percentage Net Loans Charged-off:Construction & development | -0.0932% | 5,009 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1124% | 982 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 287 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0597% | 2,212 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2999% | 395 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0501% | 5,623 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1050% | 1,898 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2521% | 2,474 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2521% | 2,311 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.4092% | 652 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2015-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0728% | 2,519 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0520% | 2,046 |
| Percentage Net Loans Charged-off:Construction & development | -0.1154% | 5,129 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1531% | 739 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 241 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0280% | 5,498 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0402% | 738 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0594% | 5,717 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1386% | 1,465 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4266% | 1,658 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4266% | 1,547 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.4170% | 583 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2015-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0717% | 2,363 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0762% | 1,624 |
| Percentage Net Loans Charged-off:Construction & development | -0.1682% | 5,267 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2271% | 543 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 188 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0474% | 5,701 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0335% | 658 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0852% | 5,852 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0326% | 4,656 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9574% | 745 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.9574% | 677 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.3824% | 538 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2015-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0809% | 1,901 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0997% | 1,186 |
| Percentage Net Loans Charged-off:Construction & development | -0.3431% | 5,487 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2859% | 352 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 126 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0277% | 5,540 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0169% | 4,262 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0329% | 5,631 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0291% | 4,628 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.2867% | 5,632 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.2867% | 5,579 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1861% | 565 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2014-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0707% | 3,464 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0750% | 2,658 |
| Percentage Net Loans Charged-off:Construction & development | -0.0606% | 5,175 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1456% | 1,375 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 420 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0253% | 3,226 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0802% | 960 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0029% | 5,551 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0426% | 2,483 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.2353% | 5,923 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.2353% | 5,871 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.3821% | 696 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2014-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0216% | 4,085 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0150% | 3,270 |
| Percentage Net Loans Charged-off:Construction & development | -0.0592% | 5,223 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0130% | 5,587 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 357 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0642% | 2,515 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1119% | 817 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0397% | 2,616 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0674% | 2,001 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.3097% | 5,973 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.3097% | 5,933 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1619% | 877 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2014-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0033% | 5,107 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0140% | 5,586 |
| Percentage Net Loans Charged-off:Construction & development | -0.0496% | 5,279 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0126% | 5,647 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 280 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0122% | 5,720 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0360% | 819 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0368% | 5,975 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0726% | 1,708 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.1756% | 5,743 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.1756% | 5,683 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0913% | 5,696 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2014-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0071% | 4,919 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0024% | 5,135 |
| Percentage Net Loans Charged-off:Construction & development | -0.0389% | 5,333 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0127% | 5,784 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 176 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0153% | 2,082 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1312% | 510 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0439% | 6,025 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0280% | 4,862 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.1347% | 5,540 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.1347% | 5,478 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 938 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2013-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0235% | 6,170 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0051% | 5,938 |
| Percentage Net Loans Charged-off:Construction & development | -0.5081% | 5,855 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0225% | 2,519 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0075% | 5,146 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0475% | 3,544 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1019% | 1,229 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0196% | 3,712 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1771% | 5,845 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4359% | 2,254 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4359% | 2,122 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.2538% | 862 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2013-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0453% | 6,280 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0272% | 6,179 |
| Percentage Net Loans Charged-off:Construction & development | -0.6521% | 5,948 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0198% | 6,092 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0070% | 5,204 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0684% | 3,075 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0893% | 1,125 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0576% | 3,006 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.2038% | 5,923 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5332% | 1,792 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.5332% | 1,671 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.2126% | 835 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2013-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0661% | 6,366 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0481% | 6,344 |
| Percentage Net Loans Charged-off:Construction & development | -0.9336% | 6,047 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0183% | 6,173 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0109% | 5,224 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0657% | 2,805 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1448% | 913 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0244% | 2,975 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.2252% | 5,971 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8976% | 1,142 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.8976% | 1,038 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,232 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2013-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0580% | 6,198 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0804% | 6,503 |
| Percentage Net Loans Charged-off:Construction & development | -1.5297% | 6,141 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0364% | 6,373 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 295 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1148% | 2,011 |
| Percentage Net Loans Charged-off: Home equity loans | 0.3206% | 573 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0070% | 2,379 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0449% | 1,562 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1291% | 2,513 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1291% | 2,368 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1121% | 758 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2012-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0667% | 5,016 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0754% | 4,245 |
| Percentage Net Loans Charged-off:Construction & development | 0.2223% | 2,064 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.1172% | 6,704 |
| Percentage Net Loans Charged-off: Multi-family residential | 1.1180% | 425 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1517% | 3,308 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0927% | 1,614 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1831% | 2,955 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0350% | 3,454 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.1271% | 6,319 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.1271% | 6,260 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,670 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2012-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0537% | 4,900 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0920% | 3,857 |
| Percentage Net Loans Charged-off:Construction & development | 0.2566% | 1,870 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.1440% | 6,803 |
| Percentage Net Loans Charged-off: Multi-family residential | 1.0999% | 397 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2179% | 2,735 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0473% | 1,496 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3089% | 2,211 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1372% | 6,172 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.3437% | 6,599 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.3437% | 6,546 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,486 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2012-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0253% | 6,483 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0240% | 4,279 |
| Percentage Net Loans Charged-off:Construction & development | 0.4258% | 1,558 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.1914% | 6,895 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 593 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1773% | 2,720 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0499% | 1,281 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2443% | 2,303 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.2669% | 6,386 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.7370% | 6,818 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.7370% | 6,767 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,276 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2012-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.2078% | 6,999 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0905% | 6,908 |
| Percentage Net Loans Charged-off:Construction & development | -0.0295% | 6,030 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.2437% | 6,971 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 388 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0628% | 2,712 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0041% | 4,978 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0979% | 2,395 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.9041% | 6,758 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.2086% | 6,174 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.2086% | 6,103 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 960 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1652% | 4,828 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2287% | 3,772 |
| Percentage Net Loans Charged-off:Construction & development | 1.1351% | 2,069 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0432% | 6,943 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 1,014 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3718% | 2,646 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2852% | 1,500 |
| All other 1-4 family - Percent of loans charged-off, net | 0.4175% | 2,375 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.2145% | 6,626 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6992% | 2,243 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.6580% | 2,068 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,720 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1193% | 4,835 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1911% | 3,658 |
| Percentage Net Loans Charged-off:Construction & development | 1.3924% | 1,730 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0055% | 6,787 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 856 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1849% | 3,225 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0751% | 1,594 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2433% | 2,777 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.2787% | 6,721 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2498% | 3,450 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2312% | 3,250 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,562 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1344% | 4,401 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2280% | 3,217 |
| Percentage Net Loans Charged-off:Construction & development | 2.1053% | 1,346 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0085% | 6,823 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 678 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1215% | 3,275 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0913% | 1,355 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1370% | 3,021 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.3890% | 6,831 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2789% | 3,073 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2512% | 2,897 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,354 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3839% | 2,537 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3894% | 2,150 |
| Percentage Net Loans Charged-off:Construction & development | 3.8217% | 736 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0107% | 6,871 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 440 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1533% | 2,436 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0196% | 5,250 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2409% | 1,992 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4292% | 1,714 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1581% | 2,968 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1364% | 2,776 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,005 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2361% | 4,869 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2135% | 4,131 |
| Percentage Net Loans Charged-off:Construction & development | -0.3682% | 6,969 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3560% | 2,375 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.8519% | 733 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1460% | 3,790 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2092% | 1,608 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1133% | 3,881 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3671% | 3,609 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5583% | 3,229 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,993 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1602% | 5,036 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1191% | 4,373 |
| Percentage Net Loans Charged-off:Construction & development | -0.4827% | 7,049 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2659% | 2,243 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 888 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1198% | 3,614 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2284% | 1,408 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0630% | 3,889 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3723% | 3,207 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6666% | 2,687 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,786 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2296% | 4,221 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1712% | 3,696 |
| Percentage Net Loans Charged-off:Construction & development | -0.3405% | 7,040 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.4061% | 1,617 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 710 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0707% | 3,600 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2313% | 1,186 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0130% | 7,266 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5539% | 2,564 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5990% | 2,670 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,540 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2588% | 3,382 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2941% | 2,555 |
| Percentage Net Loans Charged-off:Construction & development | -0.5013% | 7,084 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.7780% | 892 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 457 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0192% | 3,030 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0875% | 932 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0163% | 7,316 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0262% | 2,780 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8775% | 1,973 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,171 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2369% | 5,145 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2772% | 3,727 |
| Percentage Net Loans Charged-off:Construction & development | 0.2516% | 3,168 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1527% | 2,629 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 922 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4341% | 2,259 |
| Percentage Net Loans Charged-off: Home equity loans | 0.3966% | 1,345 |
| All other 1-4 family - Percent of loans charged-off, net | 0.4513% | 2,118 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0023% | 7,059 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7509% | 3,336 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 2,150 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2124% | 4,706 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2512% | 3,321 |
| Percentage Net Loans Charged-off:Construction & development | 0.1445% | 2,876 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2037% | 1,951 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 708 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3526% | 2,202 |
| Percentage Net Loans Charged-off: Home equity loans | 0.4763% | 1,062 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2975% | 2,271 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0137% | 7,000 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6549% | 3,262 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,898 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2565% | 3,911 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2513% | 2,889 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 2,667 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1015% | 1,832 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 531 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4919% | 1,600 |
| Percentage Net Loans Charged-off: Home equity loans | 0.7215% | 719 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3920% | 1,714 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2647% | 3,132 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7117% | 2,917 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,633 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2362% | 3,226 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2747% | 2,153 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,865 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2199% | 925 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 309 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4384% | 1,333 |
| Percentage Net Loans Charged-off: Home equity loans | 1.3285% | 374 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0552% | 2,235 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0044% | 6,729 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8992% | 2,201 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,234 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2103% | 4,105 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2490% | 2,587 |
| Percentage Net Loans Charged-off:Construction & development | 1.3857% | 1,342 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0219% | 7,801 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 546 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1327% | 2,585 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1179% | 1,170 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1383% | 2,398 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0514% | 4,301 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0567% | 7,595 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,901 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0784% | 4,784 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0899% | 3,026 |
| Percentage Net Loans Charged-off:Construction & development | 0.3246% | 1,620 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0463% | 7,912 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 377 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1443% | 2,023 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0907% | 969 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1640% | 1,772 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0307% | 3,687 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0149% | 5,414 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,634 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0725% | 4,248 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0982% | 2,387 |
| Percentage Net Loans Charged-off:Construction & development | 0.3711% | 1,125 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0636% | 7,992 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 250 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1617% | 1,607 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0280% | 860 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2098% | 1,313 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0234% | 6,960 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.2600% | 7,763 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,409 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0793% | 3,299 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0930% | 1,742 |
| Percentage Net Loans Charged-off:Construction & development | 0.5585% | 597 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 813 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 134 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0150% | 1,831 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0576% | 528 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,774 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0335% | 6,992 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4581% | 2,589 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,048 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0494% | 5,003 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0466% | 2,901 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,563 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0308% | 1,393 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 289 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0853% | 2,031 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0369% | 853 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1030% | 1,773 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0621% | 3,480 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2416% | 4,328 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,751 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0565% | 4,019 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0527% | 2,050 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,085 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0298% | 975 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 199 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1015% | 1,405 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 720 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1389% | 1,111 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0768% | 2,749 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0892% | 4,761 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,521 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0270% | 4,279 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0345% | 1,895 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 770 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0456% | 664 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 143 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0419% | 1,602 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 541 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0576% | 1,362 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0443% | 7,094 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3073% | 3,129 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,336 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0169% | 7,186 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0108% | 7,796 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 444 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0261% | 8,052 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 76 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0022% | 7,663 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 371 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0030% | 7,669 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0520% | 7,132 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 3,795 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 964 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1011% | 3,218 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0476% | 2,016 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 832 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0249% | 1,105 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 200 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0910% | 1,510 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0021% | 5,970 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1286% | 1,155 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3023% | 2,113 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5840% | 2,526 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,606 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0392% | 4,052 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0304% | 8,113 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 620 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0791% | 8,199 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 150 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0008% | 2,428 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0029% | 5,957 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0023% | 2,225 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2910% | 1,720 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6428% | 2,080 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,412 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0091% | 7,225 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0492% | 8,236 |
| Percentage Net Loans Charged-off:Construction & development | 0.0036% | 446 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.1318% | 8,292 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0026% | 1,983 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 426 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0037% | 1,836 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1227% | 1,963 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3722% | 2,844 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,212 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0684% | 2,514 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0171% | 8,016 |
| Percentage Net Loans Charged-off:Construction & development | 0.0079% | 247 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0711% | 8,258 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 51 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0203% | 1,175 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 311 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0288% | 1,026 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4174% | 916 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3996% | 2,435 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 911 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5642% | 725 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.6823% | 137 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 694 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.6556% | 94 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 187 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0234% | 2,490 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 682 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0338% | 2,176 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0944% | 3,353 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3440% | 4,318 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0914% | 7,281 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0603% | 3,933 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0465% | 1,748 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 541 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0834% | 672 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 151 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0292% | 2,039 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 562 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0424% | 1,751 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0843% | 2,856 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3589% | 3,763 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.1182% | 7,355 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0695% | 3,453 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0766% | 1,212 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 425 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1418% | 459 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 111 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0424% | 1,571 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 450 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0616% | 1,335 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0901% | 2,432 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.1031% | 7,599 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.1739% | 7,381 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1502% | 1,952 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1740% | 571 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 235 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3282% | 216 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 61 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0852% | 947 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 338 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1239% | 776 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1917% | 1,446 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.5389% | 8,186 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 839 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1003% | 4,198 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0268% | 2,853 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 758 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0380% | 8,385 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 197 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0943% | 1,644 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1009% | 409 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0912% | 1,635 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1527% | 3,316 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0920% | 1,864 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,643 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1384% | 3,070 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0518% | 1,914 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 604 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0157% | 8,312 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 155 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1253% | 1,177 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1338% | 302 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1214% | 1,187 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1780% | 2,670 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.3335% | 1,310 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,414 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1506% | 2,726 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0632% | 1,598 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 464 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0047% | 8,284 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 116 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1381% | 1,018 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0958% | 294 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1579% | 907 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2035% | 2,204 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.2269% | 1,473 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,207 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1809% | 2,072 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0724% | 1,175 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 286 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 553 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 70 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1518% | 785 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1105% | 205 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1710% | 701 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3527% | 1,353 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9473% | 1,882 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 887 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2989% | 2,486 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0290% | 2,994 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 836 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,593 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 186 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0591% | 2,226 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0227% | 569 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0741% | 1,981 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.8305% | 1,935 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9874% | 2,392 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,856 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0697% | 4,918 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0151% | 2,900 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 663 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,273 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 138 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0306% | 2,248 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0308% | 439 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0305% | 2,166 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0166% | 4,064 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8212% | 2,652 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,617 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0598% | 4,734 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0067% | 2,733 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 523 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 978 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0134% | 2,153 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0469% | 348 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,287 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0502% | 7,650 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9852% | 2,100 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,407 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0878% | 3,541 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 2,066 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 326 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 618 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 56 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,648 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 277 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,550 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0771% | 2,217 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8973% | 2,162 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 993 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2002-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1497% | 4,313 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0123% | 3,599 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 875 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,573 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 189 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0231% | 2,811 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0205% | 563 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0240% | 2,676 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3009% | 3,419 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7176% | 3,306 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,956 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2001-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1180% | 4,780 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0260% | 2,913 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 831 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,436 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 192 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0457% | 2,177 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0408% | 507 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0470% | 2,067 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0702% | 4,338 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7461% | 3,089 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 2,107 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,876 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2000-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1291% | 4,115 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0042% | 883 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 266 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 426 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0070% | 799 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 364 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0088% | 722 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1126% | 823 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7169% | 586 |
| Percentage Net Loans Charged-off: Credit card loans | 0.5837% | 879 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 385 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1999-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1268% | 4,302 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 1,015 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 250 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 415 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 120 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 995 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 369 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 944 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0087% | 1,255 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7974% | 564 |
| Percentage Net Loans Charged-off: Credit card loans | 0.4256% | 910 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 415 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 23 |
| 1998-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1465% | 4,249 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 971 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 229 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 457 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 151 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 939 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 385 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 883 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0932% | 780 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7006% | 682 |
| Percentage Net Loans Charged-off: Credit card loans | 0.1711% | 955 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 409 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 24 |
| 1997-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3586% | 2,277 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 1,004 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 260 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 477 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 192 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,009 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 396 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 952 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.8536% | 216 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8654% | 629 |
| Percentage Net Loans Charged-off: Credit card loans | 1.6898% | 738 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 386 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 31 |
| 1996-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1715% | 4,499 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 1,050 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 284 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 559 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 233 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,048 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 412 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 995 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.7884% | 237 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0330% | 1,349 |
| Percentage Net Loans Charged-off: Credit card loans | 1.6704% | 728 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 444 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 34 |
| 1995-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1079% | 5,441 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 1,049 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 344 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 615 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 281 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,034 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 403 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 989 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 798 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4895% | 781 |
| Percentage Net Loans Charged-off: Credit card loans | 0.9938% | 820 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 433 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 48 |
| 1994-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0501% | 7,020 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1993-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1139% | 6,815 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1992-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1085% | 8,717 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |