Home > American National Bank and Trust > Income and Expense
American National Bank and Trust, Income and Expense
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $3,540,000 | 7,273 |
| Total interest expense | $927,000 | 9,008 |
| Net interest income | $2,613,000 | 6,243 |
| Provision for loan and lease losses | $475,000 | 1,606 |
| Total noninterest income | $168,000 | 9,344 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $149,000 | 6,913 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $19,000 | 11,499 |
| Total noninterest expense | $2,665,000 | 4,870 |
| Salaries and employee benefits | $1,261,000 | 5,022 |
| Premises and equipment expense | $577,000 | 3,386 |
| Additional noninterest expense | $827,000 | 5,553 |
| Pre-tax net operating income | $-359,000 | 12,329 |
| Securities gains (losses) | $0 | 3,600 |
| Applicable income taxes | $-133,000 | 12,340 |
| Income before extraordinary items | $-226,000 | 12,239 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $-226,000 | 12,239 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $332,000 | 1,792 |
| Cash dividends | $0 | 8,932 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $-226,000 | 12,264 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $2,388,000 | 9,411 |
| Total interest expense | $660,000 | 10,825 |
| Net interest income | $1,728,000 | 8,423 |
| Provision for loan and lease losses | $25,000 | 8,682 |
| Total noninterest income | $147,000 | 10,263 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $130,000 | 7,580 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $17,000 | 12,255 |
| Total noninterest expense | $2,352,000 | 5,554 |
| Salaries and employee benefits | $1,003,000 | 6,120 |
| Premises and equipment expense | $635,000 | 3,147 |
| Additional noninterest expense | $714,000 | 6,454 |
| Pre-tax net operating income | $-502,000 | 12,857 |
| Securities gains (losses) | $3,000 | 6,505 |
| Applicable income taxes | $-167,000 | 13,016 |
| Income before extraordinary items | $-332,000 | 12,840 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $-332,000 | 12,841 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $8,000 | 8,808 |
| Cash dividends | $0 | 9,081 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $-334,010 | 12,771 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $1,944,000 | 11,003 |
| Total interest expense | $766,000 | 11,488 |
| Net interest income | $1,178,000 | 10,403 |
| Provision for loan and lease losses | $90,000 | 7,540 |
| Total noninterest income | $128,000 | 10,980 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $115,000 | 8,077 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $13,000 | 13,144 |
| Total noninterest expense | $2,295,000 | 5,696 |
| Salaries and employee benefits | $951,000 | 6,322 |
| Premises and equipment expense | $613,000 | 3,289 |
| Additional noninterest expense | $731,000 | 6,544 |
| Pre-tax net operating income | $-1,079,000 | 13,491 |
| Securities gains (losses) | $0 | 8,369 |
| Applicable income taxes | $-387,000 | 13,727 |
| Income before extraordinary items | $-692,000 | 13,459 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $-692,000 | 13,456 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,000 | 10,870 |
| Cash dividends | $0 | 8,912 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $-692,000 | 13,372 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.