Home > American National Bank > Income and Expense
American National Bank, Income and Expense
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $266,000 | 8,728 |
| Total interest expense | $132,000 | 8,006 |
| Net interest income | $134,000 | 8,933 |
| Provision for loan and lease losses | $15,000 | 5,504 |
| Total noninterest income | $6,000 | 9,110 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $5,000 | 7,933 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $1,000 | 9,034 |
| Total noninterest expense | $158,000 | 8,670 |
| Salaries and employee benefits | $112,000 | 8,326 |
| Premises and equipment expense | $12,000 | 8,854 |
| Additional noninterest expense | $34,000 | 8,932 |
| Pre-tax net operating income | $-33,000 | 8,843 |
| Securities gains (losses) | $0 | 2,891 |
| Applicable income taxes | $0 | 7,403 |
| Income before extraordinary items | $-33,000 | 8,915 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-33,000 | 8,912 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-3,000 | 7,979 |
| Cash dividends | $0 | 3,930 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $-33,000 | 8,820 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $1,115,000 | 8,754 |
| Total interest expense | $553,000 | 8,236 |
| Net interest income | $562,000 | 8,937 |
| Provision for loan and lease losses | $63,000 | 6,416 |
| Total noninterest income | $20,000 | 9,177 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $15,000 | 8,030 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $5,000 | 9,073 |
| Total noninterest expense | $593,000 | 8,786 |
| Salaries and employee benefits | $404,000 | 8,496 |
| Premises and equipment expense | $49,000 | 8,917 |
| Additional noninterest expense | $140,000 | 8,956 |
| Pre-tax net operating income | $-74,000 | 8,735 |
| Securities gains (losses) | $0 | 4,537 |
| Applicable income taxes | $0 | 7,681 |
| Income before extraordinary items | $-74,000 | 8,815 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $-74,000 | 8,814 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $97,000 | 4,218 |
| Cash dividends | $0 | 6,377 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $-74,000 | 8,753 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $532,000 | 9,414 |
| Total interest expense | $310,000 | 9,280 |
| Net interest income | $222,000 | 9,475 |
| Provision for loan and lease losses | $175,000 | 4,458 |
| Total noninterest income | $5,000 | 9,512 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $2,000 | 8,358 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $3,000 | 9,387 |
| Total noninterest expense | $442,000 | 9,288 |
| Salaries and employee benefits | $296,000 | 9,080 |
| Premises and equipment expense | $27,000 | 9,430 |
| Additional noninterest expense | $119,000 | 9,260 |
| Pre-tax net operating income | $-390,000 | 9,104 |
| Securities gains (losses) | $0 | 4,612 |
| Applicable income taxes | $0 | 7,903 |
| Income before extraordinary items | $-390,000 | 9,177 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $-390,000 | 9,178 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $6,000 | 7,166 |
| Cash dividends | $0 | 6,617 |
| Sale, conversion, retirement of capital stock, net | $2,000,000 | 304 |
| Net operating income | $-390,000 | 9,135 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.