Home > American National Bank > Income and Expense

American National Bank, Income and Expense

2003-09-30 (YTD Data)Rank
Total interest income$1,323,0007,898
Total interest expense$619,0006,771
Net interest income$704,0008,272
Provision for loan and lease losses$109,0004,528
Total noninterest income$113,0007,860
Gross Fiduciary activities income$01,599
Service charges on deposit accounts$63,0006,886
Trading account gains and fees$0153
Additional Noninterest Income$50,0007,214
Total noninterest expense$393,0008,830
Salaries and employee benefits$163,0009,006
Premises and equipment expense$54,0008,492
Additional noninterest expense$176,0008,224
Pre-tax net operating income$315,0007,099
Securities gains (losses)$04,204
Applicable income taxes$113,0005,441
Income before extraordinary items$202,0007,577
Extraordinary gains, net$040
Net income$202,0007,581
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$22,0005,282
Cash dividends$05,519
Sale, conversion, retirement of capital stock, net$0722
Net operating income$202,0007,425
2003-06-30 (YTD Data)Rank
Total interest income$869,0007,981
Total interest expense$410,0006,913
Net interest income$459,0008,344
Provision for loan and lease losses$72,0004,482
Total noninterest income$80,0007,768
Gross Fiduciary activities income$01,577
Service charges on deposit accounts$46,0006,735
Trading account gains and fees$0150
Additional Noninterest Income$34,0007,176
Total noninterest expense$240,0008,918
Salaries and employee benefits$101,0009,076
Premises and equipment expense$28,0008,729
Additional noninterest expense$111,0008,289
Pre-tax net operating income$227,0006,994
Securities gains (losses)$03,782
Applicable income taxes$83,0005,372
Income before extraordinary items$144,0007,500
Extraordinary gains, net$030
Net income$144,0007,503
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$12,0005,113
Cash dividends$05,215
Sale, conversion, retirement of capital stock, net$0589
Net operating income$144,0007,316
2003-03-31 (YTD Data)Rank
Total interest income$384,0008,235
Total interest expense$195,0007,150
Net interest income$189,0008,637
Provision for loan and lease losses$36,0004,248
Total noninterest income$40,0007,748
Gross Fiduciary activities income$01,504
Service charges on deposit accounts$19,0006,970
Trading account gains and fees$0134
Additional Noninterest Income$21,0006,840
Total noninterest expense$114,0009,002
Salaries and employee benefits$45,0009,163
Premises and equipment expense$15,0008,679
Additional noninterest expense$54,0008,376
Pre-tax net operating income$79,0007,540
Securities gains (losses)$02,891
Applicable income taxes$29,0005,756
Income before extraordinary items$50,0007,898
Extraordinary gains, net$021
Net income$50,0007,897
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$8,0004,155
Cash dividends$03,930
Sale, conversion, retirement of capital stock, net$0419
Net operating income$50,0007,742
2002-12-31 (YTD Data)Rank
Total interest income$1,448,0008,441
Total interest expense$815,0007,466
Net interest income$633,0008,843
Provision for loan and lease losses$119,0005,449
Total noninterest income$129,0008,074
Gross Fiduciary activities income$01,713
Service charges on deposit accounts$77,0006,996
Trading account gains and fees$0153
Additional Noninterest Income$52,0007,558
Total noninterest expense$474,0009,033
Salaries and employee benefits$201,0009,157
Premises and equipment expense$70,0008,597
Additional noninterest expense$203,0008,540
Pre-tax net operating income$169,0008,054
Securities gains (losses)$04,537
Applicable income taxes$57,0006,436
Income before extraordinary items$112,0008,279
Extraordinary gains, net$070
Net income$112,0008,280
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$22,0006,227
Cash dividends$06,377
Sale, conversion, retirement of capital stock, net$0862
Net operating income$112,0008,178
2001-12-31 (YTD Data)Rank
Total interest income$1,325,0008,882
Total interest expense$898,0008,219
Net interest income$427,0009,281
Provision for loan and lease losses$48,0006,745
Total noninterest income$79,0008,792
Gross Fiduciary activities income$01,731
Service charges on deposit accounts$37,0007,853
Trading account gains and fees$0177
Additional Noninterest Income$42,0007,933
Total noninterest expense$397,0009,373
Salaries and employee benefits$156,0009,477
Premises and equipment expense$80,0008,627
Additional noninterest expense$161,0008,976
Pre-tax net operating income$61,0008,494
Securities gains (losses)$04,612
Applicable income taxes$16,0007,411
Income before extraordinary items$45,0008,637
Extraordinary gains, net$0105
Net income$45,0008,636
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$07,777
Cash dividends$06,617
Sale, conversion, retirement of capital stock, net$0922
Net operating income$45,0008,541
2000-12-31 (YTD Data)Rank
Total interest income$258,0009,804
Total interest expense$144,0009,712
Net interest income$114,0009,839
Provision for loan and lease losses$80,0005,752
Total noninterest income$4,0009,801
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$3,0008,541
Trading account gains and feesNANA
Additional Noninterest Income$1,0009,788
Total noninterest expense$265,0009,799
Salaries and employee benefits$126,0009,800
Premises and equipment expense$23,0009,742
Additional noninterest expense$116,0009,522
Pre-tax net operating income$-227,0009,366
Securities gains (losses)$01,956
Applicable income taxes$-86,0009,559
Income before extraordinary items$-141,0009,312
Extraordinary gains, net$038
Net income$-141,0009,311
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$07,622
Cash dividends$06,853
Sale, conversion, retirement of capital stock, net$2,000,000356
Net operating income$-141,0009,309

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.