Home > American National Bank > Income and Expense
American National Bank, Income and Expense
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $9,779,000 | 2,366 |
| Total interest expense | $3,152,000 | 1,985 |
| Net interest income | $6,627,000 | 2,515 |
| Provision for loan and lease losses | $2,217,000 | 1,546 |
| Total noninterest income | $790,000 | 3,174 |
| Gross Fiduciary activities income | $0 | 1,319 |
| Service charges on deposit accounts | $378,000 | 2,689 |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $412,000 | 3,062 |
| Total noninterest expense | $3,769,000 | 3,599 |
| Salaries and employee benefits | $1,926,000 | 3,544 |
| Premises and equipment expense | $330,000 | 4,598 |
| Additional noninterest expense | $1,513,000 | 3,195 |
| Pre-tax net operating income | $1,431,000 | 2,462 |
| Securities gains (losses) | $0 | 3,651 |
| Applicable income taxes | $2,006,000 | 591 |
| Income before extraordinary items | $-575,000 | 6,713 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $-575,000 | 6,714 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $-575,000 | 6,714 |
| Net charge-offs | $2,806,000 | 1,206 |
| Cash dividends | $70,000 | 3,346 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,139 |
| Net operating income | $-575,000 | 6,653 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $6,726,000 | 2,319 |
| Total interest expense | $2,231,000 | 1,942 |
| Net interest income | $4,495,000 | 2,465 |
| Provision for loan and lease losses | $1,213,000 | 1,733 |
| Total noninterest income | $545,000 | 3,054 |
| Gross Fiduciary activities income | $0 | 1,300 |
| Service charges on deposit accounts | $233,000 | 2,857 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $312,000 | 2,787 |
| Total noninterest expense | $2,568,000 | 3,551 |
| Salaries and employee benefits | $1,323,000 | 3,484 |
| Premises and equipment expense | $210,000 | 4,730 |
| Additional noninterest expense | $1,035,000 | 3,102 |
| Pre-tax net operating income | $1,259,000 | 1,982 |
| Securities gains (losses) | $0 | 3,184 |
| Applicable income taxes | $399,000 | 1,449 |
| Income before extraordinary items | $860,000 | 2,379 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $860,000 | 2,375 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $860,000 | 2,378 |
| Net charge-offs | $1,370,000 | 1,450 |
| Cash dividends | $70,000 | 3,047 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $860,000 | 2,279 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $3,423,000 | 2,345 |
| Total interest expense | $1,168,000 | 1,960 |
| Net interest income | $2,255,000 | 2,490 |
| Provision for loan and lease losses | $694,000 | 1,487 |
| Total noninterest income | $229,000 | 3,381 |
| Gross Fiduciary activities income | $0 | 1,246 |
| Service charges on deposit accounts | $109,000 | 2,984 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $120,000 | 3,194 |
| Total noninterest expense | $1,268,000 | 3,606 |
| Salaries and employee benefits | $684,000 | 3,454 |
| Premises and equipment expense | $104,000 | 4,851 |
| Additional noninterest expense | $480,000 | 3,299 |
| Pre-tax net operating income | $522,000 | 2,330 |
| Securities gains (losses) | $0 | 2,284 |
| Applicable income taxes | $185,000 | 1,500 |
| Income before extraordinary items | $337,000 | 2,904 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $337,000 | 2,900 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $337,000 | 2,904 |
| Net charge-offs | $384,000 | 1,806 |
| Cash dividends | $70,000 | 2,124 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,017 |
| Net operating income | $337,000 | 2,788 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $16,170,000 | 2,097 |
| Total interest expense | $6,195,000 | 1,878 |
| Net interest income | $9,975,000 | 2,197 |
| Provision for loan and lease losses | $5,000,000 | 1,435 |
| Total noninterest income | $1,560,000 | 2,496 |
| Gross Fiduciary activities income | $0 | 1,390 |
| Service charges on deposit accounts | $542,000 | 2,724 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $1,018,000 | 2,122 |
| Total noninterest expense | $5,108,000 | 3,626 |
| Salaries and employee benefits | $2,519,000 | 3,662 |
| Premises and equipment expense | $469,000 | 4,554 |
| Additional noninterest expense | $2,120,000 | 3,167 |
| Pre-tax net operating income | $1,427,000 | 2,430 |
| Securities gains (losses) | $0 | 3,754 |
| Applicable income taxes | $496,000 | 1,568 |
| Income before extraordinary items | $931,000 | 2,885 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $931,000 | 2,884 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $931,000 | 2,885 |
| Net charge-offs | $4,801,000 | 1,185 |
| Cash dividends | $507,000 | 2,513 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,342 |
| Net operating income | $931,000 | 2,825 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $12,345,000 | 2,101 |
| Total interest expense | $4,878,000 | 1,871 |
| Net interest income | $7,467,000 | 2,199 |
| Provision for loan and lease losses | $4,169,000 | 1,194 |
| Total noninterest income | $1,326,000 | 2,355 |
| Gross Fiduciary activities income | $0 | 1,353 |
| Service charges on deposit accounts | $404,000 | 2,737 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $922,000 | 1,933 |
| Total noninterest expense | $3,815,000 | 3,629 |
| Salaries and employee benefits | $1,884,000 | 3,711 |
| Premises and equipment expense | $341,000 | 4,687 |
| Additional noninterest expense | $1,590,000 | 3,134 |
| Pre-tax net operating income | $809,000 | 3,094 |
| Securities gains (losses) | $0 | 3,497 |
| Applicable income taxes | $274,000 | 2,019 |
| Income before extraordinary items | $535,000 | 3,571 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $535,000 | 3,568 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $535,000 | 3,571 |
| Net charge-offs | $4,254,000 | 937 |
| Cash dividends | $507,000 | 1,971 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $535,000 | 3,481 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $8,349,000 | 2,107 |
| Total interest expense | $3,430,000 | 1,868 |
| Net interest income | $4,919,000 | 2,229 |
| Provision for loan and lease losses | $2,934,000 | 1,102 |
| Total noninterest income | $859,000 | 2,415 |
| Gross Fiduciary activities income | $0 | 1,340 |
| Service charges on deposit accounts | $257,000 | 2,809 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $602,000 | 1,989 |
| Total noninterest expense | $2,749,000 | 3,454 |
| Salaries and employee benefits | $1,351,000 | 3,554 |
| Premises and equipment expense | $235,000 | 4,627 |
| Additional noninterest expense | $1,163,000 | 2,906 |
| Pre-tax net operating income | $95,000 | 5,253 |
| Securities gains (losses) | $0 | 3,136 |
| Applicable income taxes | $20,000 | 3,701 |
| Income before extraordinary items | $75,000 | 5,392 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $75,000 | 5,389 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $75,000 | 5,389 |
| Net charge-offs | $3,428,000 | 761 |
| Cash dividends | $492,000 | 1,662 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $75,000 | 5,307 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $4,251,000 | 2,092 |
| Total interest expense | $1,822,000 | 1,832 |
| Net interest income | $2,429,000 | 2,251 |
| Provision for loan and lease losses | $1,417,000 | 959 |
| Total noninterest income | $356,000 | 2,697 |
| Gross Fiduciary activities income | $0 | 1,285 |
| Service charges on deposit accounts | $120,000 | 2,891 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $236,000 | 2,276 |
| Total noninterest expense | $1,313,000 | 3,504 |
| Salaries and employee benefits | $661,000 | 3,642 |
| Premises and equipment expense | $114,000 | 4,767 |
| Additional noninterest expense | $538,000 | 2,826 |
| Pre-tax net operating income | $55,000 | 5,557 |
| Securities gains (losses) | $0 | 2,434 |
| Applicable income taxes | $15,000 | 3,758 |
| Income before extraordinary items | $40,000 | 5,843 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $40,000 | 5,845 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $40,000 | 5,845 |
| Net charge-offs | $2,368,000 | 535 |
| Cash dividends | $75,000 | 2,450 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $40,000 | 5,678 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $18,874,000 | 2,016 |
| Total interest expense | $8,892,000 | 1,800 |
| Net interest income | $9,982,000 | 2,232 |
| Provision for loan and lease losses | $3,033,000 | 1,383 |
| Total noninterest income | $1,675,000 | 2,428 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $586,000 | 2,690 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $1,089,000 | 2,009 |
| Total noninterest expense | $4,275,000 | 4,035 |
| Salaries and employee benefits | $2,326,000 | 3,980 |
| Premises and equipment expense | $486,000 | 4,541 |
| Additional noninterest expense | $1,463,000 | 3,683 |
| Pre-tax net operating income | $4,349,000 | 1,256 |
| Securities gains (losses) | $0 | 3,220 |
| Applicable income taxes | $1,587,000 | 831 |
| Income before extraordinary items | $2,762,000 | 1,477 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $2,762,000 | 1,478 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,174,000 | 1,790 |
| Cash dividends | $870,000 | 2,536 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $2,762,000 | 1,574 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $14,249,000 | 2,053 |
| Total interest expense | $6,779,000 | 1,844 |
| Net interest income | $7,470,000 | 2,239 |
| Provision for loan and lease losses | $721,000 | 2,219 |
| Total noninterest income | $1,300,000 | 2,439 |
| Gross Fiduciary activities income | $0 | 1,405 |
| Service charges on deposit accounts | $434,000 | 2,730 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $866,000 | 2,014 |
| Total noninterest expense | $3,168,000 | 4,058 |
| Salaries and employee benefits | $1,670,000 | 4,142 |
| Premises and equipment expense | $377,000 | 4,469 |
| Additional noninterest expense | $1,121,000 | 3,554 |
| Pre-tax net operating income | $4,881,000 | 1,044 |
| Securities gains (losses) | $0 | 3,106 |
| Applicable income taxes | $1,792,000 | 711 |
| Income before extraordinary items | $3,089,000 | 1,194 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $3,089,000 | 1,193 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $547,000 | 1,866 |
| Cash dividends | $850,000 | 2,036 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $3,089,000 | 1,265 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $9,513,000 | 2,081 |
| Total interest expense | $4,565,000 | 1,892 |
| Net interest income | $4,948,000 | 2,239 |
| Provision for loan and lease losses | $369,000 | 2,261 |
| Total noninterest income | $710,000 | 2,821 |
| Gross Fiduciary activities income | $0 | 1,395 |
| Service charges on deposit accounts | $286,000 | 2,738 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $424,000 | 2,490 |
| Total noninterest expense | $2,056,000 | 4,159 |
| Salaries and employee benefits | $1,098,000 | 4,213 |
| Premises and equipment expense | $274,000 | 4,247 |
| Additional noninterest expense | $684,000 | 3,778 |
| Pre-tax net operating income | $3,233,000 | 1,093 |
| Securities gains (losses) | $0 | 3,233 |
| Applicable income taxes | $1,184,000 | 812 |
| Income before extraordinary items | $2,049,000 | 1,348 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $2,049,000 | 1,349 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $328,000 | 1,702 |
| Cash dividends | $497,000 | 2,313 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $2,049,000 | 1,319 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $4,822,000 | 2,102 |
| Total interest expense | $2,354,000 | 1,966 |
| Net interest income | $2,468,000 | 2,243 |
| Provision for loan and lease losses | $195,000 | 1,849 |
| Total noninterest income | $308,000 | 3,079 |
| Gross Fiduciary activities income | $0 | 1,326 |
| Service charges on deposit accounts | $143,000 | 2,721 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $165,000 | 2,884 |
| Total noninterest expense | $1,000,000 | 4,228 |
| Salaries and employee benefits | $537,000 | 4,300 |
| Premises and equipment expense | $133,000 | 4,350 |
| Additional noninterest expense | $330,000 | 3,830 |
| Pre-tax net operating income | $1,581,000 | 1,197 |
| Securities gains (losses) | $0 | 2,688 |
| Applicable income taxes | $583,000 | 889 |
| Income before extraordinary items | $998,000 | 1,500 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $998,000 | 1,503 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $139,000 | 1,539 |
| Cash dividends | $57,000 | 3,312 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $998,000 | 1,442 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $18,504,000 | 2,225 |
| Total interest expense | $9,717,000 | 1,978 |
| Net interest income | $8,787,000 | 2,510 |
| Provision for loan and lease losses | $544,000 | 2,207 |
| Total noninterest income | $1,194,000 | 3,149 |
| Gross Fiduciary activities income | $0 | 1,498 |
| Service charges on deposit accounts | $641,000 | 2,547 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $553,000 | 3,148 |
| Total noninterest expense | $3,660,000 | 4,385 |
| Salaries and employee benefits | $1,924,000 | 4,518 |
| Premises and equipment expense | $477,000 | 4,509 |
| Additional noninterest expense | $1,259,000 | 3,938 |
| Pre-tax net operating income | $5,777,000 | 1,436 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $2,116,000 | 1,083 |
| Income before extraordinary items | $3,661,000 | 1,725 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $3,661,000 | 1,724 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $392,000 | 1,976 |
| Cash dividends | $878,000 | 2,846 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $3,661,000 | 1,714 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $13,705,000 | 2,260 |
| Total interest expense | $7,235,000 | 1,995 |
| Net interest income | $6,470,000 | 2,565 |
| Provision for loan and lease losses | $452,000 | 1,695 |
| Total noninterest income | $800,000 | 3,390 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $475,000 | 2,551 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $325,000 | 3,596 |
| Total noninterest expense | $2,743,000 | 4,380 |
| Salaries and employee benefits | $1,426,000 | 4,533 |
| Premises and equipment expense | $365,000 | 4,431 |
| Additional noninterest expense | $952,000 | 3,854 |
| Pre-tax net operating income | $4,075,000 | 1,646 |
| Securities gains (losses) | $0 | 1,655 |
| Applicable income taxes | $1,493,000 | 1,231 |
| Income before extraordinary items | $2,582,000 | 1,949 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $2,582,000 | 1,947 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $288,000 | 1,570 |
| Cash dividends | $817,000 | 2,275 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $2,582,000 | 1,938 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $9,017,000 | 2,308 |
| Total interest expense | $4,755,000 | 2,029 |
| Net interest income | $4,262,000 | 2,616 |
| Provision for loan and lease losses | $361,000 | 1,331 |
| Total noninterest income | $488,000 | 3,610 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $302,000 | 2,635 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $186,000 | 3,917 |
| Total noninterest expense | $1,832,000 | 4,388 |
| Salaries and employee benefits | $928,000 | 4,653 |
| Premises and equipment expense | $251,000 | 4,376 |
| Additional noninterest expense | $653,000 | 3,762 |
| Pre-tax net operating income | $2,557,000 | 1,788 |
| Securities gains (losses) | $0 | 1,444 |
| Applicable income taxes | $950,000 | 1,321 |
| Income before extraordinary items | $1,607,000 | 2,103 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $1,607,000 | 2,102 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $156,000 | 1,577 |
| Cash dividends | $532,000 | 2,358 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $1,607,000 | 2,087 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $4,459,000 | 2,330 |
| Total interest expense | $2,341,000 | 2,044 |
| Net interest income | $2,118,000 | 2,626 |
| Provision for loan and lease losses | $90,000 | 2,153 |
| Total noninterest income | $237,000 | 3,657 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $133,000 | 2,858 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $104,000 | 3,699 |
| Total noninterest expense | $988,000 | 4,183 |
| Salaries and employee benefits | $565,000 | 4,047 |
| Premises and equipment expense | $122,000 | 4,460 |
| Additional noninterest expense | $301,000 | 3,963 |
| Pre-tax net operating income | $1,277,000 | 1,783 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $466,000 | 1,352 |
| Income before extraordinary items | $811,000 | 2,042 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $811,000 | 2,042 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $36,000 | 2,009 |
| Cash dividends | $72,000 | 3,381 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $811,000 | 2,033 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $15,522,000 | 2,481 |
| Total interest expense | $8,023,000 | 2,039 |
| Net interest income | $7,499,000 | 2,919 |
| Provision for loan and lease losses | $409,000 | 2,228 |
| Total noninterest income | $1,184,000 | 3,153 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $629,000 | 2,593 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $555,000 | 3,159 |
| Total noninterest expense | $3,426,000 | 4,465 |
| Salaries and employee benefits | $2,071,000 | 4,162 |
| Premises and equipment expense | $397,000 | 4,938 |
| Additional noninterest expense | $958,000 | 4,650 |
| Pre-tax net operating income | $4,848,000 | 1,943 |
| Securities gains (losses) | $0 | 1,687 |
| Applicable income taxes | $1,731,000 | 1,483 |
| Income before extraordinary items | $3,117,000 | 2,209 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $3,117,000 | 2,209 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $282,000 | 1,758 |
| Cash dividends | $812,000 | 2,913 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $3,117,000 | 2,204 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $11,467,000 | 2,501 |
| Total interest expense | $5,803,000 | 2,050 |
| Net interest income | $5,664,000 | 2,935 |
| Provision for loan and lease losses | $318,000 | 2,057 |
| Total noninterest income | $854,000 | 3,254 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $471,000 | 2,598 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $383,000 | 3,286 |
| Total noninterest expense | $2,507,000 | 4,528 |
| Salaries and employee benefits | $1,537,000 | 4,171 |
| Premises and equipment expense | $281,000 | 5,147 |
| Additional noninterest expense | $689,000 | 4,765 |
| Pre-tax net operating income | $3,693,000 | 1,972 |
| Securities gains (losses) | $0 | 1,388 |
| Applicable income taxes | $1,321,000 | 1,531 |
| Income before extraordinary items | $2,372,000 | 2,245 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $2,372,000 | 2,248 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $239,000 | 1,343 |
| Cash dividends | $750,000 | 2,334 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $2,372,000 | 2,234 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $7,473,000 | 2,511 |
| Total interest expense | $3,690,000 | 2,034 |
| Net interest income | $3,783,000 | 2,935 |
| Provision for loan and lease losses | $227,000 | 1,912 |
| Total noninterest income | $515,000 | 3,458 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $298,000 | 2,674 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $217,000 | 3,589 |
| Total noninterest expense | $1,759,000 | 4,370 |
| Salaries and employee benefits | $1,033,000 | 4,174 |
| Premises and equipment expense | $191,000 | 5,073 |
| Additional noninterest expense | $535,000 | 4,262 |
| Pre-tax net operating income | $2,312,000 | 2,076 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $856,000 | 1,573 |
| Income before extraordinary items | $1,456,000 | 2,396 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $1,456,000 | 2,398 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $233,000 | 989 |
| Cash dividends | $535,000 | 2,274 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $1,456,000 | 2,379 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $3,644,000 | 2,528 |
| Total interest expense | $1,748,000 | 2,038 |
| Net interest income | $1,896,000 | 2,916 |
| Provision for loan and lease losses | $136,000 | 1,583 |
| Total noninterest income | $244,000 | 3,528 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $129,000 | 2,926 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $115,000 | 3,456 |
| Total noninterest expense | $894,000 | 4,339 |
| Salaries and employee benefits | $511,000 | 4,215 |
| Premises and equipment expense | $99,000 | 4,994 |
| Additional noninterest expense | $284,000 | 4,062 |
| Pre-tax net operating income | $1,110,000 | 2,106 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $421,000 | 1,591 |
| Income before extraordinary items | $689,000 | 2,472 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $689,000 | 2,474 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $208,000 | 598 |
| Cash dividends | $72,000 | 3,370 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $689,000 | 2,452 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $12,546,000 | 2,607 |
| Total interest expense | $5,726,000 | 1,966 |
| Net interest income | $6,820,000 | 3,106 |
| Provision for loan and lease losses | $480,000 | 1,951 |
| Total noninterest income | $903,000 | 3,788 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $550,000 | 2,844 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $353,000 | 3,999 |
| Total noninterest expense | $3,367,000 | 4,426 |
| Salaries and employee benefits | $1,928,000 | 4,235 |
| Premises and equipment expense | $379,000 | 5,031 |
| Additional noninterest expense | $1,060,000 | 4,220 |
| Pre-tax net operating income | $3,876,000 | 2,276 |
| Securities gains (losses) | $0 | 2,296 |
| Applicable income taxes | $1,467,000 | 1,723 |
| Income before extraordinary items | $2,409,000 | 2,670 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $2,409,000 | 2,670 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $223,000 | 2,139 |
| Cash dividends | $638,000 | 3,246 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $2,409,000 | 2,641 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $9,161,000 | 2,614 |
| Total interest expense | $4,157,000 | 1,922 |
| Net interest income | $5,004,000 | 3,142 |
| Provision for loan and lease losses | $290,000 | 2,252 |
| Total noninterest income | $653,000 | 3,878 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $411,000 | 2,856 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $242,000 | 4,188 |
| Total noninterest expense | $2,452,000 | 4,487 |
| Salaries and employee benefits | $1,464,000 | 4,168 |
| Premises and equipment expense | $285,000 | 5,008 |
| Additional noninterest expense | $703,000 | 4,612 |
| Pre-tax net operating income | $2,915,000 | 2,296 |
| Securities gains (losses) | $0 | 2,317 |
| Applicable income taxes | $1,073,000 | 1,787 |
| Income before extraordinary items | $1,842,000 | 2,651 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $1,842,000 | 2,652 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $82,000 | 2,817 |
| Cash dividends | $598,000 | 2,548 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $1,842,000 | 2,614 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $5,853,000 | 2,658 |
| Total interest expense | $2,624,000 | 1,898 |
| Net interest income | $3,229,000 | 3,201 |
| Provision for loan and lease losses | $181,000 | 2,297 |
| Total noninterest income | $433,000 | 3,848 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $259,000 | 2,930 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $174,000 | 4,010 |
| Total noninterest expense | $1,589,000 | 4,548 |
| Salaries and employee benefits | $953,000 | 4,224 |
| Premises and equipment expense | $191,000 | 4,972 |
| Additional noninterest expense | $445,000 | 4,762 |
| Pre-tax net operating income | $1,892,000 | 2,277 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $696,000 | 1,793 |
| Income before extraordinary items | $1,196,000 | 2,657 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $1,196,000 | 2,658 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $76,000 | 2,223 |
| Cash dividends | $444,000 | 2,402 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $1,196,000 | 2,621 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $2,827,000 | 2,710 |
| Total interest expense | $1,232,000 | 1,923 |
| Net interest income | $1,595,000 | 3,232 |
| Provision for loan and lease losses | $90,000 | 2,180 |
| Total noninterest income | $216,000 | 3,787 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $122,000 | 3,000 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $94,000 | 3,848 |
| Total noninterest expense | $779,000 | 4,638 |
| Salaries and employee benefits | $463,000 | 4,335 |
| Premises and equipment expense | $96,000 | 5,017 |
| Additional noninterest expense | $220,000 | 4,754 |
| Pre-tax net operating income | $942,000 | 2,268 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $342,000 | 1,804 |
| Income before extraordinary items | $600,000 | 2,619 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $600,000 | 2,620 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $28,000 | 2,258 |
| Cash dividends | $0 | 3,863 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $600,000 | 2,585 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $10,205,000 | 2,779 |
| Total interest expense | $4,562,000 | 1,779 |
| Net interest income | $5,643,000 | 3,468 |
| Provision for loan and lease losses | $433,000 | 2,223 |
| Total noninterest income | $820,000 | 3,981 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $556,000 | 2,887 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $264,000 | 4,519 |
| Total noninterest expense | $3,018,000 | 4,642 |
| Salaries and employee benefits | $1,682,000 | 4,562 |
| Premises and equipment expense | $309,000 | 5,595 |
| Additional noninterest expense | $1,027,000 | 4,241 |
| Pre-tax net operating income | $3,012,000 | 2,583 |
| Securities gains (losses) | $0 | 3,819 |
| Applicable income taxes | $1,102,000 | 2,021 |
| Income before extraordinary items | $1,910,000 | 3,035 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $1,910,000 | 3,035 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $253,000 | 2,231 |
| Cash dividends | $571,000 | 3,326 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $1,910,000 | 2,975 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $7,496,000 | 2,794 |
| Total interest expense | $3,386,000 | 1,770 |
| Net interest income | $4,110,000 | 3,518 |
| Provision for loan and lease losses | $241,000 | 2,632 |
| Total noninterest income | $586,000 | 4,141 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $411,000 | 2,947 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $175,000 | 4,785 |
| Total noninterest expense | $2,285,000 | 4,572 |
| Salaries and employee benefits | $1,264,000 | 4,514 |
| Premises and equipment expense | $228,000 | 5,613 |
| Additional noninterest expense | $793,000 | 4,118 |
| Pre-tax net operating income | $2,170,000 | 2,687 |
| Securities gains (losses) | $0 | 3,710 |
| Applicable income taxes | $795,000 | 2,111 |
| Income before extraordinary items | $1,375,000 | 3,194 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $1,375,000 | 3,195 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $188,000 | 1,992 |
| Cash dividends | $430,000 | 2,932 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $1,375,000 | 3,117 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $4,938,000 | 2,817 |
| Total interest expense | $2,233,000 | 1,776 |
| Net interest income | $2,705,000 | 3,544 |
| Provision for loan and lease losses | $149,000 | 2,830 |
| Total noninterest income | $392,000 | 4,139 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $264,000 | 3,007 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $128,000 | 4,639 |
| Total noninterest expense | $1,547,000 | 4,565 |
| Salaries and employee benefits | $854,000 | 4,501 |
| Premises and equipment expense | $153,000 | 5,605 |
| Additional noninterest expense | $540,000 | 4,074 |
| Pre-tax net operating income | $1,401,000 | 2,721 |
| Securities gains (losses) | $0 | 3,413 |
| Applicable income taxes | $512,000 | 2,162 |
| Income before extraordinary items | $889,000 | 3,259 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $889,000 | 3,259 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $182,000 | 1,473 |
| Cash dividends | $430,000 | 2,358 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $889,000 | 3,169 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $2,436,000 | 2,864 |
| Total interest expense | $1,113,000 | 1,803 |
| Net interest income | $1,323,000 | 3,601 |
| Provision for loan and lease losses | $65,000 | 2,836 |
| Total noninterest income | $208,000 | 3,974 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $126,000 | 3,056 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $82,000 | 4,114 |
| Total noninterest expense | $768,000 | 4,603 |
| Salaries and employee benefits | $422,000 | 4,557 |
| Premises and equipment expense | $75,000 | 5,696 |
| Additional noninterest expense | $271,000 | 4,056 |
| Pre-tax net operating income | $698,000 | 2,711 |
| Securities gains (losses) | $0 | 2,934 |
| Applicable income taxes | $256,000 | 2,162 |
| Income before extraordinary items | $442,000 | 3,239 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $442,000 | 3,239 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $15,000 | 3,206 |
| Cash dividends | $0 | 3,841 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $442,000 | 3,125 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $9,724,000 | 2,913 |
| Total interest expense | $4,394,000 | 2,030 |
| Net interest income | $5,330,000 | 3,513 |
| Provision for loan and lease losses | $318,000 | 3,034 |
| Total noninterest income | $760,000 | 4,349 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $473,000 | 3,241 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $287,000 | 4,594 |
| Total noninterest expense | $3,047,000 | 4,563 |
| Salaries and employee benefits | $1,676,000 | 4,481 |
| Premises and equipment expense | $344,000 | 5,233 |
| Additional noninterest expense | $1,027,000 | 4,188 |
| Pre-tax net operating income | $2,725,000 | 2,698 |
| Securities gains (losses) | $0 | 4,500 |
| Applicable income taxes | $995,000 | 2,181 |
| Income before extraordinary items | $1,730,000 | 3,202 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $1,730,000 | 3,202 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $154,000 | 3,316 |
| Cash dividends | $581,000 | 3,280 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $1,730,000 | 3,060 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $4,239,000 | 4,537 |
| Total interest expense | $1,893,000 | 3,424 |
| Net interest income | $2,346,000 | 5,201 |
| Provision for loan and lease losses | $105,000 | 4,577 |
| Total noninterest income | $273,000 | 6,218 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $162,000 | 5,122 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $111,000 | 5,889 |
| Total noninterest expense | $1,159,000 | 6,807 |
| Salaries and employee benefits | $670,000 | 6,608 |
| Premises and equipment expense | $131,000 | 7,100 |
| Additional noninterest expense | $358,000 | 6,655 |
| Pre-tax net operating income | $1,355,000 | 3,750 |
| Securities gains (losses) | $0 | 4,204 |
| Applicable income taxes | $499,000 | 3,036 |
| Income before extraordinary items | $856,000 | 4,427 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $856,000 | 4,427 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $98,000 | 3,268 |
| Cash dividends | $489,000 | 2,732 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $856,000 | 4,253 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $2,818,000 | 4,583 |
| Total interest expense | $1,260,000 | 3,523 |
| Net interest income | $1,558,000 | 5,219 |
| Provision for loan and lease losses | $86,000 | 4,207 |
| Total noninterest income | $190,000 | 6,114 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $108,000 | 5,080 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $82,000 | 5,679 |
| Total noninterest expense | $765,000 | 6,849 |
| Salaries and employee benefits | $439,000 | 6,681 |
| Premises and equipment expense | $90,000 | 7,025 |
| Additional noninterest expense | $236,000 | 6,692 |
| Pre-tax net operating income | $897,000 | 3,764 |
| Securities gains (losses) | $0 | 3,782 |
| Applicable income taxes | $331,000 | 3,059 |
| Income before extraordinary items | $566,000 | 4,457 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $566,000 | 4,456 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $33,000 | 3,965 |
| Cash dividends | $416,000 | 2,398 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $566,000 | 4,241 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $1,365,000 | 4,703 |
| Total interest expense | $626,000 | 3,623 |
| Net interest income | $739,000 | 5,366 |
| Provision for loan and lease losses | $18,000 | 5,381 |
| Total noninterest income | $86,000 | 6,248 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $50,000 | 5,192 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $36,000 | 5,881 |
| Total noninterest expense | $358,000 | 7,063 |
| Salaries and employee benefits | $214,000 | 6,766 |
| Premises and equipment expense | $35,000 | 7,597 |
| Additional noninterest expense | $109,000 | 6,915 |
| Pre-tax net operating income | $449,000 | 3,755 |
| Securities gains (losses) | $0 | 2,891 |
| Applicable income taxes | $167,000 | 3,022 |
| Income before extraordinary items | $282,000 | 4,407 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $282,000 | 4,405 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $12,000 | 3,762 |
| Cash dividends | $0 | 3,930 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $282,000 | 4,210 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $5,592,000 | 4,780 |
| Total interest expense | $2,642,000 | 3,923 |
| Net interest income | $2,950,000 | 5,339 |
| Provision for loan and lease losses | $187,000 | 4,494 |
| Total noninterest income | $371,000 | 5,964 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $197,000 | 5,230 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $174,000 | 5,293 |
| Total noninterest expense | $1,354,000 | 7,140 |
| Salaries and employee benefits | $790,000 | 6,919 |
| Premises and equipment expense | $165,000 | 7,244 |
| Additional noninterest expense | $399,000 | 7,157 |
| Pre-tax net operating income | $1,780,000 | 3,685 |
| Securities gains (losses) | $0 | 4,537 |
| Applicable income taxes | $656,000 | 2,965 |
| Income before extraordinary items | $1,124,000 | 4,267 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $1,124,000 | 4,268 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $115,000 | 3,941 |
| Cash dividends | $505,000 | 3,417 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $1,124,000 | 4,156 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $5,928,000 | 5,008 |
| Total interest expense | $3,209,000 | 4,483 |
| Net interest income | $2,719,000 | 5,422 |
| Provision for loan and lease losses | $127,000 | 5,102 |
| Total noninterest income | $276,000 | 6,618 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $162,000 | 5,640 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $114,000 | 6,118 |
| Total noninterest expense | $1,292,000 | 7,245 |
| Salaries and employee benefits | $737,000 | 7,033 |
| Premises and equipment expense | $179,000 | 7,080 |
| Additional noninterest expense | $376,000 | 7,320 |
| Pre-tax net operating income | $1,576,000 | 3,730 |
| Securities gains (losses) | $0 | 4,612 |
| Applicable income taxes | $571,000 | 3,057 |
| Income before extraordinary items | $1,005,000 | 4,282 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $1,005,000 | 4,283 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $5,000 | 7,243 |
| Cash dividends | $518,000 | 3,388 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $1,005,000 | 4,160 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $5,479,000 | 5,408 |
| Total interest expense | $3,137,000 | 4,746 |
| Net interest income | $2,342,000 | 6,043 |
| Provision for loan and lease losses | $128,000 | 4,722 |
| Total noninterest income | $196,000 | 7,321 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $179,000 | 5,372 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $17,000 | 9,087 |
| Total noninterest expense | $1,148,000 | 7,634 |
| Salaries and employee benefits | $654,000 | 7,413 |
| Premises and equipment expense | $164,000 | 7,343 |
| Additional noninterest expense | $330,000 | 7,715 |
| Pre-tax net operating income | $1,262,000 | 4,595 |
| Securities gains (losses) | $0 | 1,956 |
| Applicable income taxes | $460,000 | 3,676 |
| Income before extraordinary items | $802,000 | 5,047 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $802,000 | 5,046 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $25,000 | 5,720 |
| Cash dividends | $225,000 | 4,932 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $802,000 | 5,040 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $4,622,000 | 5,845 |
| Total interest expense | $2,444,000 | 5,264 |
| Net interest income | $2,178,000 | 6,323 |
| Provision for loan and lease losses | $243,000 | 3,106 |
| Total noninterest income | $148,000 | 8,131 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $130,000 | 6,171 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $18,000 | 9,339 |
| Total noninterest expense | $1,096,000 | 7,852 |
| Salaries and employee benefits | $622,000 | 7,632 |
| Premises and equipment expense | $172,000 | 7,291 |
| Additional noninterest expense | $302,000 | 8,096 |
| Pre-tax net operating income | $987,000 | 5,347 |
| Securities gains (losses) | $0 | 3,155 |
| Applicable income taxes | $349,000 | 4,482 |
| Income before extraordinary items | $638,000 | 5,724 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $638,000 | 5,722 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $85,000 | 3,871 |
| Cash dividends | $212,000 | 5,129 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $638,000 | 5,693 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $4,345,000 | 6,188 |
| Total interest expense | $2,443,000 | 5,447 |
| Net interest income | $1,902,000 | 6,849 |
| Provision for loan and lease losses | $157,000 | 4,061 |
| Total noninterest income | $145,000 | 8,295 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $111,000 | 6,650 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $34,000 | 8,816 |
| Total noninterest expense | $1,039,000 | 7,990 |
| Salaries and employee benefits | $583,000 | 7,857 |
| Premises and equipment expense | $152,000 | 7,600 |
| Additional noninterest expense | $304,000 | 8,083 |
| Pre-tax net operating income | $851,000 | 5,900 |
| Securities gains (losses) | $0 | 4,449 |
| Applicable income taxes | $321,000 | 4,993 |
| Income before extraordinary items | $530,000 | 6,427 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $530,000 | 6,426 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $31,000 | 5,719 |
| Cash dividends | $169,000 | 5,639 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $530,000 | 6,322 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $3,598,000 | 7,061 |
| Total interest expense | $2,049,000 | 6,172 |
| Net interest income | $1,549,000 | 7,871 |
| Provision for loan and lease losses | $98,000 | 5,239 |
| Total noninterest income | $116,000 | 9,128 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $80,000 | 7,654 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $36,000 | 9,049 |
| Total noninterest expense | $990,000 | 8,380 |
| Salaries and employee benefits | $543,000 | 8,305 |
| Premises and equipment expense | $170,000 | 7,382 |
| Additional noninterest expense | $277,000 | 8,567 |
| Pre-tax net operating income | $577,000 | 7,529 |
| Securities gains (losses) | $0 | 3,944 |
| Applicable income taxes | $214,000 | 6,697 |
| Income before extraordinary items | $363,000 | 7,895 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $363,000 | 7,898 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $105,000 | 3,729 |
| Cash dividends | $120,000 | 6,224 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $363,000 | 7,841 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $2,783,000 | 8,305 |
| Total interest expense | $1,586,000 | 7,362 |
| Net interest income | $1,197,000 | 9,037 |
| Provision for loan and lease losses | $118,000 | 4,759 |
| Total noninterest income | $90,000 | 10,079 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $75,000 | 8,148 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $15,000 | 10,709 |
| Total noninterest expense | $830,000 | 9,322 |
| Salaries and employee benefits | $444,000 | 9,291 |
| Premises and equipment expense | $74,000 | 9,976 |
| Additional noninterest expense | $312,000 | 8,741 |
| Pre-tax net operating income | $339,000 | 8,870 |
| Securities gains (losses) | $0 | 4,148 |
| Applicable income taxes | $125,000 | 8,311 |
| Income before extraordinary items | $214,000 | 9,168 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $214,000 | 9,171 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,000 | 8,441 |
| Cash dividends | $40,000 | 7,695 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $214,000 | 9,116 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $1,400,000 | 10,689 |
| Total interest expense | $793,000 | 9,971 |
| Net interest income | $607,000 | 11,100 |
| Provision for loan and lease losses | $46,000 | 6,390 |
| Total noninterest income | $51,000 | 11,332 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $43,000 | 9,448 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $8,000 | 11,604 |
| Total noninterest expense | $596,000 | 10,584 |
| Salaries and employee benefits | $292,000 | 10,818 |
| Premises and equipment expense | $45,000 | 11,233 |
| Additional noninterest expense | $259,000 | 9,735 |
| Pre-tax net operating income | $16,000 | 11,427 |
| Securities gains (losses) | $0 | 3,831 |
| Applicable income taxes | $5,000 | 11,015 |
| Income before extraordinary items | $11,000 | 11,461 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $11,000 | 11,458 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 8,856 |
| Cash dividends | $0 | 8,717 |
| Sale, conversion, retirement of capital stock, net | $2,000,000 | 208 |
| Net operating income | $11,000 | 11,429 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.