Home > American National Bank > Assets and Liabilities
American National Bank, Assets and Liabilities
| 2010-09-30 | Rank | |
| # of Employees: | 42 | 3,511 |
| Assets and Liabilities | ||
| Total Assets: | $224,675,000 | 2,863 |
| Cash and due from depository institutions | $23,035,000 | 3,511 |
| Interest-bearing balances | $20,830,000 | 1,666 |
| Securities | $5,680,000 | 6,434 |
| Federal funds sold & reverse repurchase agreements | $0 | 4,450 |
| Net loans & leases | $183,976,000 | 2,306 |
| Loan loss allowance | $3,779,000 | 1,998 |
| Trading account assets | $0 | 210 |
| Bank premises and fixed assets | $3,841,000 | 2,965 |
| Other real estate owned | $211,000 | 3,511 |
| Goodwill and other intangibles | $498,000 | 1,947 |
| All other assets | $7,434,000 | 2,470 |
| Life insurance assets | $0 | 3,793 |
| Total liabilities and capital | $224,675,000 | 2,863 |
| Total liabilities | $201,181,000 | 2,874 |
| Total deposits | $173,390,000 | 3,055 |
| Interest-bearing deposits | $158,512,000 | 2,896 |
| Deposits held in domestic offices | $173,390,000 | 3,051 |
| % insured | 96.11% | 1,120 |
| Federal funds purchased & repurchase agreements | $104,000 | 2,497 |
| Trading liabilities | $0 | 103 |
| Other borrowed funds | $26,300,000 | 1,267 |
| Subordinated debt | $0 | 233 |
| All other liabilities | $1,387,000 | 2,877 |
| Total equity capital | $23,494,000 | 2,813 |
| Total bank equity capital | $23,494,000 | 2,812 |
| Perpetual preferred stock | $0 | 229 |
| Common stock | $100,000 | 5,793 |
| Surplus | $8,616,000 | 2,942 |
| Undivided profits | $14,778,000 | 2,235 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 194 |
| Memoranda | ||
| Noncurrent loans and leases | $9,661,000 | 1,484 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,218 |
| Income earned, not collected on loans | $3,676,000 | 801 |
| Earning assets | $210,486,000 | 2,799 |
| Long-term assets (5+ years) | $49,250,000 | 2,428 |
| Average Assets, year-to-date | $245,785,000 | 2,623 |
| Average Assets, quarterly | $233,703,500 | 2,765 |
| Volatile liabilities | $33,829,000 | 3,528 |
| Insider loans | $854,000 | 4,356 |
| FHLB advances | $26,300,000 | 1,183 |
| Loans and leases held for sale | $679,000 | 1,392 |
| Unused loan commitments | $23,533,000 | 2,312 |
| Tier 1 (core) risk-based capital | $23,151,000 | 2,677 |
| Tier 2 risk-based capital | $2,336,000 | 2,246 |
| Total risk weighted assets | $185,408,000 | 2,398 |
| Total unused commitments | $23,533,000 | 2,316 |
| Derivatives | $786,000 | 1,067 |
| 2010-06-30 | Rank | |
| # of Employees: | 43 | 3,486 |
| Assets and Liabilities | ||
| Total Assets: | $242,732,000 | 2,682 |
| Cash and due from depository institutions | $34,922,000 | 3,486 |
| Interest-bearing balances | $32,136,000 | 1,071 |
| Securities | $5,714,000 | 6,511 |
| Federal funds sold & reverse repurchase agreements | $0 | 4,532 |
| Net loans & leases | $189,405,000 | 2,279 |
| Loan loss allowance | $4,211,000 | 1,841 |
| Trading account assets | $0 | 210 |
| Bank premises and fixed assets | $3,612,000 | 3,121 |
| Other real estate owned | $327,000 | 3,486 |
| Goodwill and other intangibles | $500,000 | 1,954 |
| All other assets | $8,252,000 | 2,318 |
| Life insurance assets | $0 | 3,801 |
| Total liabilities and capital | $242,732,000 | 2,682 |
| Total liabilities | $217,791,000 | 2,686 |
| Total deposits | $187,286,000 | 2,887 |
| Interest-bearing deposits | $171,934,000 | 2,728 |
| Deposits held in domestic offices | $187,286,000 | 2,884 |
| % insured | 93.45% | 2,240 |
| Federal funds purchased & repurchase agreements | $177,000 | 2,494 |
| Trading liabilities | $0 | 104 |
| Other borrowed funds | $28,000,000 | 1,261 |
| Subordinated debt | $0 | 241 |
| All other liabilities | $2,328,000 | 1,887 |
| Total equity capital | $24,941,000 | 2,623 |
| Total bank equity capital | $24,941,000 | 2,622 |
| Perpetual preferred stock | $0 | 222 |
| Common stock | $100,000 | 5,845 |
| Surplus | $8,616,000 | 2,947 |
| Undivided profits | $16,225,000 | 2,031 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 198 |
| Memoranda | ||
| Noncurrent loans and leases | $10,372,000 | 1,441 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,233 |
| Income earned, not collected on loans | $2,841,000 | 1,049 |
| Earning assets | $227,255,000 | 2,626 |
| Long-term assets (5+ years) | $49,199,000 | 2,402 |
| Average Assets, year-to-date | $252,821,670 | 2,578 |
| Average Assets, quarterly | $248,650,500 | 2,627 |
| Volatile liabilities | $38,549,000 | 3,277 |
| Insider loans | $669,000 | 4,787 |
| FHLB advances | $28,000,000 | 1,188 |
| Loans and leases held for sale | $439,000 | 1,364 |
| Unused loan commitments | $29,690,000 | 1,979 |
| Tier 1 (core) risk-based capital | $24,577,000 | 2,501 |
| Tier 2 risk-based capital | $2,153,000 | 2,440 |
| Total risk weighted assets | $190,766,000 | 2,363 |
| Total unused commitments | $29,690,000 | 1,981 |
| Derivatives | $655,000 | 1,016 |
| 2010-03-31 | Rank | |
| # of Employees: | 43 | 3,525 |
| Assets and Liabilities | ||
| Total Assets: | $254,569,000 | 2,623 |
| Cash and due from depository institutions | $34,795,000 | 3,525 |
| Interest-bearing balances | $32,232,000 | 1,071 |
| Securities | $705,000 | 7,509 |
| Federal funds sold & reverse repurchase agreements | $0 | 4,804 |
| Net loans & leases | $206,111,000 | 2,173 |
| Loan loss allowance | $4,678,000 | 1,710 |
| Trading account assets | $0 | 227 |
| Bank premises and fixed assets | $3,533,000 | 3,224 |
| Other real estate owned | $258,000 | 3,525 |
| Goodwill and other intangibles | $495,000 | 1,971 |
| All other assets | $8,672,000 | 2,281 |
| Life insurance assets | $0 | 3,823 |
| Total liabilities and capital | $254,569,000 | 2,623 |
| Total liabilities | $230,191,000 | 2,604 |
| Total deposits | $193,140,000 | 2,848 |
| Interest-bearing deposits | $179,211,000 | 2,648 |
| Deposits held in domestic offices | $193,140,000 | 2,846 |
| % insured | 93.30% | 2,432 |
| Federal funds purchased & repurchase agreements | $204,000 | 2,450 |
| Trading liabilities | $0 | 108 |
| Other borrowed funds | $35,000,000 | 1,125 |
| Subordinated debt | $0 | 248 |
| All other liabilities | $1,847,000 | 2,235 |
| Total equity capital | $24,378,000 | 2,705 |
| Total bank equity capital | $24,378,000 | 2,704 |
| Perpetual preferred stock | $0 | 220 |
| Common stock | $100,000 | 5,930 |
| Surplus | $8,616,000 | 2,979 |
| Undivided profits | $15,662,000 | 2,079 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 204 |
| Memoranda | ||
| Noncurrent loans and leases | $13,114,000 | 1,238 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,219 |
| Income earned, not collected on loans | $2,696,000 | 1,139 |
| Earning assets | $239,048,000 | 2,557 |
| Long-term assets (5+ years) | $42,264,000 | 2,722 |
| Average Assets, year-to-date | $257,866,500 | 2,576 |
| Average Assets, quarterly | $257,866,500 | 2,576 |
| Volatile liabilities | $49,025,000 | 2,755 |
| Insider loans | $500,000 | 5,275 |
| FHLB advances | $35,000,000 | 1,059 |
| Loans and leases held for sale | $581,000 | 1,133 |
| Unused loan commitments | $29,457,000 | 2,062 |
| Tier 1 (core) risk-based capital | $24,054,000 | 2,595 |
| Tier 2 risk-based capital | $2,390,000 | 2,259 |
| Total risk weighted assets | $208,143,000 | 2,235 |
| Total unused commitments | $29,457,000 | 2,066 |
| Derivatives | $744,000 | 974 |
| 2009-12-31 | Rank | |
| # of Employees: | 48 | 3,248 |
| Assets and Liabilities | ||
| Total Assets: | $261,164,000 | 2,575 |
| Cash and due from depository institutions | $20,402,000 | 3,248 |
| Interest-bearing balances | $18,083,000 | 1,515 |
| Securities | $705,000 | 7,562 |
| Federal funds sold & reverse repurchase agreements | $0 | 4,737 |
| Net loans & leases | $224,505,000 | 2,040 |
| Loan loss allowance | $4,368,000 | 1,787 |
| Trading account assets | $0 | 224 |
| Bank premises and fixed assets | $3,590,000 | 3,232 |
| Other real estate owned | $308,000 | 3,248 |
| Goodwill and other intangibles | $483,000 | 1,999 |
| All other assets | $11,171,000 | 1,920 |
| Life insurance assets | $0 | 3,837 |
| Total liabilities and capital | $261,164,000 | 2,575 |
| Total liabilities | $237,053,000 | 2,556 |
| Total deposits | $195,189,000 | 2,813 |
| Interest-bearing deposits | $178,018,000 | 2,663 |
| Deposits held in domestic offices | $195,189,000 | 2,811 |
| % insured | 93.26% | 2,451 |
| Federal funds purchased & repurchase agreements | $265,000 | 2,605 |
| Trading liabilities | $0 | 104 |
| Other borrowed funds | $40,200,000 | 1,089 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $1,399,000 | 2,782 |
| Total equity capital | $24,111,000 | 2,694 |
| Total bank equity capital | $24,111,000 | 2,691 |
| Perpetual preferred stock | $0 | 219 |
| Common stock | $100,000 | 5,989 |
| Surplus | $8,616,000 | 2,993 |
| Undivided profits | $15,395,000 | 2,078 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 209 |
| Memoranda | ||
| Noncurrent loans and leases | $9,572,000 | 1,534 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $10,000 | 1,165 |
| Income earned, not collected on loans | $4,937,000 | 596 |
| Earning assets | $243,293,000 | 2,521 |
| Long-term assets (5+ years) | $42,182,000 | 2,708 |
| Average Assets, year-to-date | $281,504,400 | 2,335 |
| Average Assets, quarterly | $267,957,500 | 2,494 |
| Volatile liabilities | $48,803,000 | 2,797 |
| Insider loans | $835,000 | 4,582 |
| FHLB advances | $40,200,000 | 1,013 |
| Loans and leases held for sale | $581,000 | 1,219 |
| Unused loan commitments | $30,737,000 | 1,992 |
| Tier 1 (core) risk-based capital | $23,784,000 | 2,594 |
| Tier 2 risk-based capital | $2,714,000 | 2,055 |
| Total risk weighted assets | $229,730,000 | 2,091 |
| Total unused commitments | $30,737,000 | 1,994 |
| Derivatives | $698,000 | 958 |
| 2009-09-30 | Rank | |
| # of Employees: | 47 | 3,342 |
| Assets and Liabilities | ||
| Total Assets: | $274,751,000 | 2,439 |
| Cash and due from depository institutions | $27,282,000 | 3,342 |
| Interest-bearing balances | $25,119,000 | 1,019 |
| Securities | $531,000 | 7,667 |
| Federal funds sold & reverse repurchase agreements | $0 | 4,911 |
| Net loans & leases | $232,203,000 | 2,018 |
| Loan loss allowance | $4,084,000 | 1,832 |
| Trading account assets | $0 | 238 |
| Bank premises and fixed assets | $3,641,000 | 3,219 |
| Other real estate owned | $386,000 | 3,342 |
| Goodwill and other intangibles | $475,000 | 2,063 |
| All other assets | $10,233,000 | 1,850 |
| Life insurance assets | $0 | 3,862 |
| Total liabilities and capital | $274,751,000 | 2,439 |
| Total liabilities | $251,036,000 | 2,411 |
| Total deposits | $207,973,000 | 2,618 |
| Interest-bearing deposits | $192,866,000 | 2,455 |
| Deposits held in domestic offices | $207,973,000 | 2,615 |
| % insured | 91.49% | 3,340 |
| Federal funds purchased & repurchase agreements | $312,000 | 2,649 |
| Trading liabilities | $0 | 103 |
| Other borrowed funds | $40,700,000 | 1,140 |
| Subordinated debt | $0 | 269 |
| All other liabilities | $2,051,000 | 2,308 |
| Total equity capital | $23,715,000 | 2,823 |
| Total bank equity capital | $23,715,000 | 2,822 |
| Perpetual preferred stock | $0 | 212 |
| Common stock | $100,000 | 6,057 |
| Surplus | $8,616,000 | 2,991 |
| Undivided profits | $14,999,000 | 2,227 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 214 |
| Memoranda | ||
| Noncurrent loans and leases | $5,643,000 | 2,185 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $39,000 | 1,062 |
| Income earned, not collected on loans | $5,481,000 | 568 |
| Earning assets | $257,853,000 | 2,401 |
| Long-term assets (5+ years) | $30,579,000 | 3,317 |
| Average Assets, year-to-date | $286,589,500 | 2,314 |
| Average Assets, quarterly | $277,446,000 | 2,407 |
| Volatile liabilities | $75,529,000 | 1,995 |
| Insider loans | $1,045,000 | 4,181 |
| FHLB advances | $40,700,000 | 1,061 |
| Loans and leases held for sale | $1,054,000 | 915 |
| Unused loan commitments | $21,397,000 | 2,725 |
| Tier 1 (core) risk-based capital | $23,381,000 | 2,698 |
| Tier 2 risk-based capital | $2,963,000 | 1,917 |
| Total risk weighted assets | $235,889,000 | 2,067 |
| Total unused commitments | $21,397,000 | 2,727 |
| Derivatives | $811,000 | 983 |
| 2009-06-30 | Rank | |
| # of Employees: | 46 | 3,455 |
| Assets and Liabilities | ||
| Total Assets: | $280,141,000 | 2,406 |
| Cash and due from depository institutions | $27,220,000 | 3,455 |
| Interest-bearing balances | $25,083,000 | 866 |
| Securities | $531,000 | 7,730 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,176 |
| Net loans & leases | $238,806,000 | 1,987 |
| Loan loss allowance | $3,675,000 | 1,902 |
| Trading account assets | $0 | 240 |
| Bank premises and fixed assets | $3,681,000 | 3,233 |
| Other real estate owned | $334,000 | 3,455 |
| Goodwill and other intangibles | $479,000 | 2,067 |
| All other assets | $9,090,000 | 2,051 |
| Life insurance assets | $0 | 3,901 |
| Total liabilities and capital | $280,141,000 | 2,406 |
| Total liabilities | $256,871,000 | 2,374 |
| Total deposits | $212,225,000 | 2,553 |
| Interest-bearing deposits | $195,792,000 | 2,419 |
| Deposits held in domestic offices | $212,225,000 | 2,550 |
| % insured | 78.75% | 4,100 |
| Federal funds purchased & repurchase agreements | $360,000 | 2,689 |
| Trading liabilities | $0 | 100 |
| Other borrowed funds | $42,200,000 | 1,157 |
| Subordinated debt | $0 | 276 |
| All other liabilities | $2,086,000 | 2,301 |
| Total equity capital | $23,270,000 | 2,852 |
| Total bank equity capital | $23,270,000 | 2,852 |
| Perpetual preferred stock | $0 | 213 |
| Common stock | $100,000 | 6,133 |
| Surplus | $8,616,000 | 3,001 |
| Undivided profits | $14,554,000 | 2,214 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 219 |
| Memoranda | ||
| Noncurrent loans and leases | $7,304,000 | 1,747 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $39,000 | 1,047 |
| Income earned, not collected on loans | $4,240,000 | 753 |
| Earning assets | $264,420,000 | 2,342 |
| Long-term assets (5+ years) | $34,726,000 | 2,997 |
| Average Assets, year-to-date | $290,535,670 | 2,314 |
| Average Assets, quarterly | $287,903,500 | 2,342 |
| Volatile liabilities | $74,213,000 | 1,998 |
| Insider loans | $2,293,000 | 2,879 |
| FHLB advances | $42,200,000 | 1,071 |
| Loans and leases held for sale | $2,622,000 | 784 |
| Unused loan commitments | $26,912,000 | 2,400 |
| Tier 1 (core) risk-based capital | $22,930,000 | 2,771 |
| Tier 2 risk-based capital | $2,997,000 | 1,891 |
| Total risk weighted assets | $239,086,000 | 2,076 |
| Total unused commitments | $26,912,000 | 2,406 |
| Derivatives | $1,272,000 | 986 |
| 2009-03-31 | Rank | |
| # of Employees: | 45 | 3,537 |
| Assets and Liabilities | ||
| Total Assets: | $295,666,000 | 2,319 |
| Cash and due from depository institutions | $28,523,000 | 3,537 |
| Interest-bearing balances | $26,305,000 | 732 |
| Securities | $616,000 | 7,797 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,546 |
| Net loans & leases | $253,459,000 | 1,919 |
| Loan loss allowance | $3,218,000 | 2,048 |
| Trading account assets | $0 | 234 |
| Bank premises and fixed assets | $3,725,000 | 3,223 |
| Other real estate owned | $346,000 | 3,537 |
| Goodwill and other intangibles | $464,000 | 2,097 |
| All other assets | $8,533,000 | 2,138 |
| Life insurance assets | $0 | 3,932 |
| Total liabilities and capital | $295,666,000 | 2,319 |
| Total liabilities | $272,014,000 | 2,268 |
| Total deposits | $227,495,000 | 2,378 |
| Interest-bearing deposits | $213,740,000 | 2,218 |
| Deposits held in domestic offices | $227,495,000 | 2,375 |
| % insured | 75.93% | 4,873 |
| Federal funds purchased & repurchase agreements | $437,000 | 2,641 |
| Trading liabilities | $0 | 92 |
| Other borrowed funds | $42,300,000 | 1,205 |
| Subordinated debt | $0 | 271 |
| All other liabilities | $1,782,000 | 2,513 |
| Total equity capital | $23,652,000 | 2,826 |
| Total bank equity capital | $23,652,000 | 2,826 |
| Perpetual preferred stock | $0 | 193 |
| Common stock | $100,000 | 6,170 |
| Surplus | $8,616,000 | 2,979 |
| Undivided profits | $14,936,000 | 2,198 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 220 |
| Memoranda | ||
| Noncurrent loans and leases | $7,444,000 | 1,622 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $55,000 | 983 |
| Income earned, not collected on loans | $3,794,000 | 867 |
| Earning assets | $280,380,000 | 2,247 |
| Long-term assets (5+ years) | $33,678,000 | 3,047 |
| Average Assets, year-to-date | $295,733,000 | 2,300 |
| Average Assets, quarterly | $295,733,000 | 2,300 |
| Volatile liabilities | $89,750,000 | 1,696 |
| Insider loans | $2,353,000 | 2,842 |
| FHLB advances | $42,300,000 | 1,114 |
| Loans and leases held for sale | $1,176,000 | 1,026 |
| Unused loan commitments | $29,935,000 | 2,291 |
| Tier 1 (core) risk-based capital | $23,307,000 | 2,732 |
| Tier 2 risk-based capital | $3,164,000 | 1,788 |
| Total risk weighted assets | $253,243,000 | 1,980 |
| Total unused commitments | $29,935,000 | 2,293 |
| Derivatives | $1,025,000 | 1,008 |
| 2008-12-31 | Rank | |
| # of Employees: | 44 | 3,617 |
| Assets and Liabilities | ||
| Total Assets: | $295,800,000 | 2,293 |
| Cash and due from depository institutions | $17,014,000 | 3,617 |
| Interest-bearing balances | $14,616,000 | 778 |
| Securities | $620,000 | 7,854 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,377 |
| Net loans & leases | $263,123,000 | 1,867 |
| Loan loss allowance | $4,169,000 | 1,620 |
| Trading account assets | $0 | 236 |
| Bank premises and fixed assets | $3,762,000 | 3,215 |
| Other real estate owned | $238,000 | 3,617 |
| Goodwill and other intangibles | $452,000 | 2,107 |
| All other assets | $10,591,000 | 1,808 |
| Life insurance assets | $0 | 3,960 |
| Total liabilities and capital | $295,800,000 | 2,293 |
| Total liabilities | $272,113,000 | 2,252 |
| Total deposits | $228,056,000 | 2,333 |
| Interest-bearing deposits | $212,300,000 | 2,184 |
| Deposits held in domestic offices | $228,056,000 | 2,330 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $437,000 | 3,055 |
| Trading liabilities | $0 | 88 |
| Other borrowed funds | $42,050,000 | 1,341 |
| Subordinated debt | $0 | 278 |
| All other liabilities | $1,570,000 | 2,739 |
| Total equity capital | $23,687,000 | 2,803 |
| Total bank equity capital | $23,687,000 | 2,803 |
| Perpetual preferred stock | $0 | 141 |
| Common stock | $100,000 | 6,212 |
| Surplus | $8,616,000 | 2,954 |
| Undivided profits | $14,971,000 | 2,164 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,735,000 | 2,749 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $55,000 | 904 |
| Income earned, not collected on loans | $6,045,000 | 546 |
| Earning assets | $278,359,000 | 2,240 |
| Long-term assets (5+ years) | $36,626,000 | 2,852 |
| Average Assets, year-to-date | $282,049,200 | 2,304 |
| Average Assets, quarterly | $296,950,000 | 2,261 |
| Volatile liabilities | $76,771,000 | 1,927 |
| Insider loans | $5,403,000 | 1,485 |
| FHLB advances | $42,050,000 | 1,242 |
| Loans and leases held for sale | $987,000 | 880 |
| Unused loan commitments | $25,078,000 | 2,664 |
| Tier 1 (core) risk-based capital | $23,336,000 | 2,695 |
| Tier 2 risk-based capital | $3,294,000 | 1,716 |
| Total risk weighted assets | $262,613,000 | 1,935 |
| Total unused commitments | $25,078,000 | 2,666 |
| Derivatives | $333,000 | 1,027 |
| 2008-09-30 | Rank | |
| # of Employees: | 43 | 3,708 |
| Assets and Liabilities | ||
| Total Assets: | $298,100,000 | 2,264 |
| Cash and due from depository institutions | $25,439,000 | 3,708 |
| Interest-bearing balances | $161,000 | 4,644 |
| Securities | $734,000 | 7,883 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,854 |
| Net loans & leases | $256,743,000 | 1,904 |
| Loan loss allowance | $2,484,000 | 2,290 |
| Trading account assets | $0 | 251 |
| Bank premises and fixed assets | $3,819,000 | 3,162 |
| Other real estate owned | $167,000 | 3,708 |
| Goodwill and other intangibles | $454,000 | 2,154 |
| All other assets | $10,744,000 | 1,777 |
| Life insurance assets | $0 | 3,984 |
| Total liabilities and capital | $298,100,000 | 2,264 |
| Total liabilities | $274,066,000 | 2,222 |
| Total deposits | $228,376,000 | 2,296 |
| Interest-bearing deposits | $215,431,000 | 2,142 |
| Deposits held in domestic offices | $228,376,000 | 2,292 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $480,000 | 3,150 |
| Trading liabilities | $0 | 91 |
| Other borrowed funds | $42,550,000 | 1,338 |
| Subordinated debt | $0 | 276 |
| All other liabilities | $2,660,000 | 1,857 |
| Total equity capital | $24,034,000 | 2,763 |
| Total bank equity capital | $24,034,000 | 2,763 |
| Perpetual preferred stock | $0 | 110 |
| Common stock | $100,000 | 6,267 |
| Surplus | $8,616,000 | 2,952 |
| Undivided profits | $15,318,000 | 2,157 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,375,000 | 2,704 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $152,000 | 682 |
| Income earned, not collected on loans | $6,966,000 | 505 |
| Earning assets | $257,638,000 | 2,368 |
| Long-term assets (5+ years) | $35,729,000 | 2,860 |
| Average Assets, year-to-date | $278,611,500 | 2,335 |
| Average Assets, quarterly | $288,471,500 | 2,301 |
| Volatile liabilities | $79,420,000 | 1,795 |
| Insider loans | $5,427,000 | 1,466 |
| FHLB advances | $42,550,000 | 1,255 |
| Loans and leases held for sale | $1,336,000 | 669 |
| Unused loan commitments | $26,383,000 | 2,708 |
| Tier 1 (core) risk-based capital | $23,677,000 | 2,706 |
| Tier 2 risk-based capital | $2,484,000 | 2,108 |
| Total risk weighted assets | $254,965,000 | 1,970 |
| Total unused commitments | $26,383,000 | 2,710 |
| Derivatives | $371,000 | 970 |
| 2008-06-30 | Rank | |
| # of Employees: | 43 | 3,754 |
| Assets and Liabilities | ||
| Total Assets: | $278,843,000 | 2,377 |
| Cash and due from depository institutions | $4,613,000 | 3,754 |
| Interest-bearing balances | $161,000 | 4,547 |
| Securities | $709,000 | 7,951 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,934 |
| Net loans & leases | $260,426,000 | 1,849 |
| Loan loss allowance | $2,351,000 | 2,337 |
| Trading account assets | $0 | 267 |
| Bank premises and fixed assets | $3,826,000 | 3,158 |
| Other real estate owned | $67,000 | 3,754 |
| Goodwill and other intangibles | $449,000 | 2,190 |
| All other assets | $8,753,000 | 2,064 |
| Life insurance assets | $0 | 4,015 |
| Total liabilities and capital | $278,843,000 | 2,377 |
| Total liabilities | $255,496,000 | 2,339 |
| Total deposits | $207,916,000 | 2,502 |
| Interest-bearing deposits | $194,309,000 | 2,326 |
| Deposits held in domestic offices | $207,916,000 | 2,499 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $1,902,000 | 2,538 |
| Trading liabilities | $0 | 94 |
| Other borrowed funds | $43,650,000 | 1,285 |
| Subordinated debt | $0 | 257 |
| All other liabilities | $2,028,000 | 2,286 |
| Total equity capital | $23,347,000 | 2,857 |
| Total bank equity capital | $23,347,000 | 2,857 |
| Perpetual preferred stock | $0 | 107 |
| Common stock | $100,000 | 6,321 |
| Surplus | $8,616,000 | 2,935 |
| Undivided profits | $14,631,000 | 2,277 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,380,000 | 2,437 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $162,000 | 646 |
| Income earned, not collected on loans | $4,988,000 | 689 |
| Earning assets | $261,296,000 | 2,327 |
| Long-term assets (5+ years) | $32,244,000 | 3,042 |
| Average Assets, year-to-date | $272,115,330 | 2,388 |
| Average Assets, quarterly | $275,103,500 | 2,385 |
| Volatile liabilities | $70,110,000 | 2,007 |
| Insider loans | $4,329,000 | 1,799 |
| FHLB advances | $43,650,000 | 1,210 |
| Loans and leases held for sale | $1,974,000 | 631 |
| Unused loan commitments | $35,338,000 | 2,258 |
| Tier 1 (core) risk-based capital | $22,984,000 | 2,783 |
| Tier 2 risk-based capital | $2,351,000 | 2,168 |
| Total risk weighted assets | $252,002,000 | 1,982 |
| Total unused commitments | $35,338,000 | 2,259 |
| Derivatives | $216,000 | 1,002 |
| 2008-03-31 | Rank | |
| # of Employees: | 43 | 3,761 |
| Assets and Liabilities | ||
| Total Assets: | $271,364,000 | 2,421 |
| Cash and due from depository institutions | $5,102,000 | 3,761 |
| Interest-bearing balances | $132,000 | 4,741 |
| Securities | $868,000 | 7,966 |
| Federal funds sold & reverse repurchase agreements | $3,400,000 | 4,023 |
| Net loans & leases | $250,272,000 | 1,885 |
| Loan loss allowance | $2,366,000 | 2,252 |
| Trading account assets | $0 | 252 |
| Bank premises and fixed assets | $3,893,000 | 3,103 |
| Other real estate owned | $67,000 | 3,761 |
| Goodwill and other intangibles | $444,000 | 2,190 |
| All other assets | $7,318,000 | 2,311 |
| Life insurance assets | $0 | 4,038 |
| Total liabilities and capital | $271,364,000 | 2,421 |
| Total liabilities | $248,628,000 | 2,382 |
| Total deposits | $202,628,000 | 2,569 |
| Interest-bearing deposits | $189,149,000 | 2,397 |
| Deposits held in domestic offices | $202,628,000 | 2,566 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $371,000 | 2,914 |
| Trading liabilities | $0 | 86 |
| Other borrowed funds | $42,850,000 | 1,212 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $2,779,000 | 1,930 |
| Total equity capital | $22,736,000 | 3,004 |
| Total bank equity capital | $22,736,000 | 3,004 |
| Perpetual preferred stock | $0 | 108 |
| Common stock | $100,000 | 6,350 |
| Surplus | $8,616,000 | 2,914 |
| Undivided profits | $14,020,000 | 2,480 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,036,000 | 2,484 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $162,000 | 627 |
| Income earned, not collected on loans | $3,681,000 | 1,000 |
| Earning assets | $254,672,000 | 2,377 |
| Long-term assets (5+ years) | $28,522,000 | 3,187 |
| Average Assets, year-to-date | $268,751,500 | 2,415 |
| Average Assets, quarterly | $268,751,500 | 2,415 |
| Volatile liabilities | $59,647,000 | 2,256 |
| Insider loans | $4,539,000 | 1,699 |
| FHLB advances | $42,850,000 | 1,139 |
| Loans and leases held for sale | $4,178,000 | 444 |
| Unused loan commitments | $23,358,000 | 3,061 |
| Tier 1 (core) risk-based capital | $22,367,000 | 2,856 |
| Tier 2 risk-based capital | $2,366,000 | 2,118 |
| Total risk weighted assets | $244,867,000 | 2,010 |
| Total unused commitments | $23,358,000 | 3,064 |
| Derivatives | $42,000 | 1,102 |
| 2007-12-31 | Rank | |
| # of Employees: | 42 | 3,846 |
| Assets and Liabilities | ||
| Total Assets: | $266,139,000 | 2,434 |
| Cash and due from depository institutions | $7,600,000 | 3,846 |
| Interest-bearing balances | $146,000 | 4,289 |
| Securities | $868,000 | 8,033 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,130 |
| Net loans & leases | $243,161,000 | 1,937 |
| Loan loss allowance | $2,310,000 | 2,254 |
| Trading account assets | $0 | 237 |
| Bank premises and fixed assets | $3,960,000 | 3,054 |
| Other real estate owned | $0 | 3,846 |
| Goodwill and other intangibles | $450,000 | 2,191 |
| All other assets | $10,100,000 | 1,775 |
| Life insurance assets | $0 | 4,052 |
| Total liabilities and capital | $266,139,000 | 2,434 |
| Total liabilities | $244,344,000 | 2,391 |
| Total deposits | $199,155,000 | 2,578 |
| Interest-bearing deposits | $183,853,000 | 2,426 |
| Deposits held in domestic offices | $199,155,000 | 2,576 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $624,000 | 2,991 |
| Trading liabilities | $0 | 78 |
| Other borrowed funds | $42,850,000 | 1,144 |
| Subordinated debt | $0 | 248 |
| All other liabilities | $1,715,000 | 2,777 |
| Total equity capital | $21,795,000 | 3,069 |
| Total bank equity capital | $21,795,000 | 3,069 |
| Perpetual preferred stock | $0 | 111 |
| Common stock | $100,000 | 6,388 |
| Surplus | $8,616,000 | 2,883 |
| Undivided profits | $13,079,000 | 2,590 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,179,000 | 2,077 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $97,000 | 763 |
| Income earned, not collected on loans | $5,932,000 | 649 |
| Earning assets | $244,175,000 | 2,432 |
| Long-term assets (5+ years) | $23,968,000 | 3,326 |
| Average Assets, year-to-date | $247,776,400 | 2,511 |
| Average Assets, quarterly | $259,348,500 | 2,466 |
| Volatile liabilities | $58,566,000 | 2,283 |
| Insider loans | $4,560,000 | 1,666 |
| FHLB advances | $42,850,000 | 1,069 |
| Loans and leases held for sale | $3,524,000 | 453 |
| Unused loan commitments | $28,204,000 | 2,700 |
| Tier 1 (core) risk-based capital | $21,419,000 | 2,966 |
| Tier 2 risk-based capital | $2,310,000 | 2,132 |
| Total risk weighted assets | $236,494,000 | 2,053 |
| Total unused commitments | $28,204,000 | 2,701 |
| Derivatives | $309,000 | 949 |
| 2007-09-30 | Rank | |
| # of Employees: | 42 | 3,843 |
| Assets and Liabilities | ||
| Total Assets: | $252,558,000 | 2,512 |
| Cash and due from depository institutions | $5,590,000 | 3,843 |
| Interest-bearing balances | $123,000 | 4,332 |
| Securities | $883,000 | 8,080 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,196 |
| Net loans & leases | $231,196,000 | 2,003 |
| Loan loss allowance | $2,322,000 | 2,215 |
| Trading account assets | $0 | 244 |
| Bank premises and fixed assets | $3,968,000 | 2,991 |
| Other real estate owned | $0 | 3,843 |
| Goodwill and other intangibles | $453,000 | 2,177 |
| All other assets | $10,468,000 | 1,713 |
| Life insurance assets | $0 | 4,026 |
| Total liabilities and capital | $252,558,000 | 2,512 |
| Total liabilities | $231,781,000 | 2,456 |
| Total deposits | $181,311,000 | 2,811 |
| Interest-bearing deposits | $168,281,000 | 2,616 |
| Deposits held in domestic offices | $181,311,000 | 2,808 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $4,924,000 | 1,741 |
| Trading liabilities | $0 | 78 |
| Other borrowed funds | $42,850,000 | 1,048 |
| Subordinated debt | $0 | 244 |
| All other liabilities | $2,696,000 | 1,942 |
| Total equity capital | $20,777,000 | 3,159 |
| Total bank equity capital | $20,777,000 | 3,159 |
| Perpetual preferred stock | $0 | 113 |
| Common stock | $100,000 | 6,398 |
| Surplus | $8,616,000 | 2,829 |
| Undivided profits | $12,061,000 | 2,764 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,127,000 | 1,904 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $201,000 | 559 |
| Income earned, not collected on loans | $6,454,000 | 623 |
| Earning assets | $232,202,000 | 2,517 |
| Long-term assets (5+ years) | $23,767,000 | 3,234 |
| Average Assets, year-to-date | $243,185,750 | 2,544 |
| Average Assets, quarterly | $249,054,000 | 2,526 |
| Volatile liabilities | $47,063,000 | 2,709 |
| Insider loans | $4,469,000 | 1,658 |
| FHLB advances | $42,850,000 | 974 |
| Loans and leases held for sale | $3,708,000 | 423 |
| Unused loan commitments | $23,907,000 | 3,058 |
| Tier 1 (core) risk-based capital | $20,393,000 | 3,090 |
| Tier 2 risk-based capital | $2,322,000 | 2,108 |
| Total risk weighted assets | $225,970,000 | 2,110 |
| Total unused commitments | $23,907,000 | 3,059 |
| Derivatives | $539,000 | 896 |
| 2007-06-30 | Rank | |
| # of Employees: | 44 | 3,734 |
| Assets and Liabilities | ||
| Total Assets: | $245,550,000 | 2,585 |
| Cash and due from depository institutions | $4,603,000 | 3,734 |
| Interest-bearing balances | $163,000 | 4,185 |
| Securities | $851,000 | 8,132 |
| Federal funds sold & reverse repurchase agreements | $300,000 | 5,852 |
| Net loans & leases | $226,530,000 | 2,037 |
| Loan loss allowance | $2,362,000 | 2,194 |
| Trading account assets | $0 | 245 |
| Bank premises and fixed assets | $4,017,000 | 2,953 |
| Other real estate owned | $0 | 3,734 |
| Goodwill and other intangibles | $457,000 | 2,202 |
| All other assets | $8,792,000 | 1,983 |
| Life insurance assets | $0 | 4,058 |
| Total liabilities and capital | $245,550,000 | 2,585 |
| Total liabilities | $225,463,000 | 2,531 |
| Total deposits | $180,309,000 | 2,842 |
| Interest-bearing deposits | $169,550,000 | 2,621 |
| Deposits held in domestic offices | $180,309,000 | 2,840 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $572,000 | 2,945 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $42,850,000 | 997 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $1,732,000 | 2,637 |
| Total equity capital | $20,087,000 | 3,208 |
| Total bank equity capital | $20,087,000 | 3,208 |
| Perpetual preferred stock | $0 | 111 |
| Common stock | $100,000 | 6,440 |
| Surplus | $8,616,000 | 2,817 |
| Undivided profits | $11,371,000 | 2,832 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,521,000 | 1,507 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $201,000 | 553 |
| Income earned, not collected on loans | $5,032,000 | 788 |
| Earning assets | $227,844,000 | 2,561 |
| Long-term assets (5+ years) | $22,689,000 | 3,238 |
| Average Assets, year-to-date | $240,061,670 | 2,610 |
| Average Assets, quarterly | $243,573,000 | 2,598 |
| Volatile liabilities | $43,472,000 | 2,838 |
| Insider loans | $4,431,000 | 1,671 |
| FHLB advances | $42,850,000 | 921 |
| Loans and leases held for sale | $3,054,000 | 580 |
| Unused loan commitments | $19,302,000 | 3,468 |
| Tier 1 (core) risk-based capital | $19,697,000 | 3,178 |
| Tier 2 risk-based capital | $2,362,000 | 2,100 |
| Total risk weighted assets | $220,232,000 | 2,147 |
| Total unused commitments | $19,302,000 | 3,468 |
| Derivatives | $581,000 | 917 |
| 2007-03-31 | Rank | |
| # of Employees: | 43 | 3,774 |
| Assets and Liabilities | ||
| Total Assets: | $241,596,000 | 2,635 |
| Cash and due from depository institutions | $3,788,000 | 3,774 |
| Interest-bearing balances | $184,000 | 4,130 |
| Securities | $903,000 | 8,162 |
| Federal funds sold & reverse repurchase agreements | $2,805,000 | 4,503 |
| Net loans & leases | $222,661,000 | 2,039 |
| Loan loss allowance | $2,212,000 | 2,299 |
| Trading account assets | $0 | 267 |
| Bank premises and fixed assets | $4,065,000 | 2,903 |
| Other real estate owned | $0 | 3,774 |
| Goodwill and other intangibles | $460,000 | 2,196 |
| All other assets | $6,914,000 | 2,353 |
| Life insurance assets | $0 | 4,074 |
| Total liabilities and capital | $241,596,000 | 2,635 |
| Total liabilities | $221,845,000 | 2,581 |
| Total deposits | $182,862,000 | 2,790 |
| Interest-bearing deposits | $171,943,000 | 2,586 |
| Deposits held in domestic offices | $182,862,000 | 2,787 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $635,000 | 2,630 |
| Trading liabilities | $0 | 89 |
| Other borrowed funds | $36,050,000 | 1,085 |
| Subordinated debt | $0 | 262 |
| All other liabilities | $2,298,000 | 2,169 |
| Total equity capital | $19,751,000 | 3,279 |
| Total bank equity capital | $19,751,000 | 3,279 |
| Perpetual preferred stock | $0 | 113 |
| Common stock | $100,000 | 6,461 |
| Surplus | $8,616,000 | 2,772 |
| Undivided profits | $11,035,000 | 2,950 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,636,000 | 1,314 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $201,000 | 566 |
| Income earned, not collected on loans | $3,634,000 | 1,065 |
| Earning assets | $226,553,000 | 2,587 |
| Long-term assets (5+ years) | $21,380,000 | 3,283 |
| Average Assets, year-to-date | $237,317,500 | 2,648 |
| Average Assets, quarterly | $237,317,500 | 2,648 |
| Volatile liabilities | $46,992,000 | 2,595 |
| Insider loans | $4,398,000 | 1,631 |
| FHLB advances | $36,050,000 | 1,014 |
| Loans and leases held for sale | $2,935,000 | 551 |
| Unused loan commitments | $20,457,000 | 3,323 |
| Tier 1 (core) risk-based capital | $19,354,000 | 3,211 |
| Tier 2 risk-based capital | $2,212,000 | 2,189 |
| Total risk weighted assets | $215,027,000 | 2,168 |
| Total unused commitments | $20,457,000 | 3,324 |
| Derivatives | $311,000 | 975 |
| 2006-12-31 | Rank | |
| # of Employees: | 43 | 3,782 |
| Assets and Liabilities | ||
| Total Assets: | $233,039,000 | 2,696 |
| Cash and due from depository institutions | $6,320,000 | 3,782 |
| Interest-bearing balances | $151,000 | 4,306 |
| Securities | $903,000 | 8,211 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,403 |
| Net loans & leases | $213,531,000 | 2,103 |
| Loan loss allowance | $2,158,000 | 2,305 |
| Trading account assets | $0 | 156 |
| Bank premises and fixed assets | $4,059,000 | 2,856 |
| Other real estate owned | $0 | 3,782 |
| Goodwill and other intangibles | $462,000 | 2,191 |
| All other assets | $7,764,000 | 2,136 |
| Life insurance assets | $0 | 4,082 |
| Total liabilities and capital | $233,039,000 | 2,696 |
| Total liabilities | $214,027,000 | 2,641 |
| Total deposits | $179,897,000 | 2,817 |
| Interest-bearing deposits | $159,458,000 | 2,734 |
| Deposits held in domestic offices | $179,897,000 | 2,814 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $1,817,000 | 2,320 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $31,050,000 | 1,264 |
| Subordinated debt | $0 | 264 |
| All other liabilities | $1,263,000 | 3,319 |
| Total equity capital | $19,012,000 | 3,320 |
| Total bank equity capital | $19,012,000 | 3,320 |
| Perpetual preferred stock | $0 | 112 |
| Common stock | $100,000 | 6,493 |
| Surplus | $8,616,000 | 2,725 |
| Undivided profits | $10,296,000 | 3,065 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $3,794,000 | 846 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $245,000 | 465 |
| Income earned, not collected on loans | $4,914,000 | 774 |
| Earning assets | $214,585,000 | 2,683 |
| Long-term assets (5+ years) | $22,044,000 | 3,197 |
| Average Assets, year-to-date | $218,890,400 | 2,742 |
| Average Assets, quarterly | $228,637,000 | 2,712 |
| Volatile liabilities | $46,223,000 | 2,808 |
| Insider loans | $3,761,000 | 1,863 |
| FHLB advances | $31,050,000 | 1,183 |
| Loans and leases held for sale | $2,929,000 | 551 |
| Unused loan commitments | $18,714,000 | 3,457 |
| Tier 1 (core) risk-based capital | $18,609,000 | 3,278 |
| Tier 2 risk-based capital | $2,158,000 | 2,219 |
| Total risk weighted assets | $205,426,000 | 2,243 |
| Total unused commitments | $18,714,000 | 3,457 |
| Derivatives | $90,000 | 1,001 |
| 2006-09-30 | Rank | |
| # of Employees: | 43 | 3,794 |
| Assets and Liabilities | ||
| Total Assets: | $224,235,000 | 2,765 |
| Cash and due from depository institutions | $4,407,000 | 3,794 |
| Interest-bearing balances | $144,000 | 4,361 |
| Securities | $1,118,000 | 8,232 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,029 |
| Net loans & leases | $206,089,000 | 2,166 |
| Loan loss allowance | $2,110,000 | 2,363 |
| Trading account assets | $0 | 154 |
| Bank premises and fixed assets | $3,915,000 | 2,919 |
| Other real estate owned | $0 | 3,794 |
| Goodwill and other intangibles | $464,000 | 2,195 |
| All other assets | $8,242,000 | 2,023 |
| Life insurance assets | $0 | 4,052 |
| Total liabilities and capital | $224,235,000 | 2,765 |
| Total liabilities | $205,906,000 | 2,703 |
| Total deposits | $172,852,000 | 2,881 |
| Interest-bearing deposits | $162,020,000 | 2,646 |
| Deposits held in domestic offices | $172,852,000 | 2,878 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $569,000 | 3,077 |
| Trading liabilities | $0 | 74 |
| Other borrowed funds | $30,350,000 | 1,347 |
| Subordinated debt | $0 | 269 |
| All other liabilities | $2,135,000 | 2,224 |
| Total equity capital | $18,329,000 | 3,410 |
| Total bank equity capital | $18,329,000 | 3,410 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $100,000 | 6,550 |
| Surplus | $8,616,000 | 2,698 |
| Undivided profits | $9,613,000 | 3,221 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $3,233,000 | 951 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $265,000 | 466 |
| Income earned, not collected on loans | $5,436,000 | 702 |
| Earning assets | $207,351,000 | 2,739 |
| Long-term assets (5+ years) | $22,436,000 | 3,126 |
| Average Assets, year-to-date | $215,353,250 | 2,793 |
| Average Assets, quarterly | $220,893,000 | 2,785 |
| Volatile liabilities | $39,886,000 | 3,086 |
| Insider loans | $3,270,000 | 2,056 |
| FHLB advances | $30,350,000 | 1,260 |
| Loans and leases held for sale | $3,220,000 | 520 |
| Unused loan commitments | $18,507,000 | 3,515 |
| Tier 1 (core) risk-based capital | $17,919,000 | 3,376 |
| Tier 2 risk-based capital | $2,110,000 | 2,271 |
| Total risk weighted assets | $198,286,000 | 2,304 |
| Total unused commitments | $18,507,000 | 3,516 |
| Derivatives | $206,000 | 974 |
| 2006-06-30 | Rank | |
| # of Employees: | 41 | 3,965 |
| Assets and Liabilities | ||
| Total Assets: | $217,551,000 | 2,829 |
| Cash and due from depository institutions | $3,867,000 | 3,965 |
| Interest-bearing balances | $237,000 | 3,887 |
| Securities | $795,000 | 8,354 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,870 |
| Net loans & leases | $201,802,000 | 2,180 |
| Loan loss allowance | $2,025,000 | 2,410 |
| Trading account assets | $0 | 157 |
| Bank premises and fixed assets | $3,592,000 | 3,086 |
| Other real estate owned | $45,000 | 3,965 |
| Goodwill and other intangibles | $464,000 | 2,188 |
| All other assets | $6,986,000 | 2,299 |
| Life insurance assets | $0 | 4,035 |
| Total liabilities and capital | $217,552,000 | 2,829 |
| Total liabilities | $199,924,000 | 2,770 |
| Total deposits | $167,460,000 | 2,933 |
| Interest-bearing deposits | $157,283,000 | 2,705 |
| Deposits held in domestic offices | $167,460,000 | 2,930 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $1,631,000 | 2,590 |
| Trading liabilities | $0 | 73 |
| Other borrowed funds | $29,700,000 | 1,378 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $1,133,000 | 3,244 |
| Total equity capital | $17,628,000 | 3,416 |
| Total bank equity capital | $17,628,000 | 3,416 |
| Perpetual preferred stock | $0 | 119 |
| Common stock | $100,000 | 6,569 |
| Surplus | $8,616,000 | 2,638 |
| Undivided profits | $8,912,000 | 3,244 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,942,000 | 912 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $215,000 | 548 |
| Income earned, not collected on loans | $4,183,000 | 819 |
| Earning assets | $202,834,000 | 2,780 |
| Long-term assets (5+ years) | $21,048,000 | 3,226 |
| Average Assets, year-to-date | $212,392,670 | 2,832 |
| Average Assets, quarterly | $215,637,000 | 2,822 |
| Volatile liabilities | $35,272,000 | 3,303 |
| Insider loans | $3,332,000 | 1,997 |
| FHLB advances | $29,700,000 | 1,290 |
| Loans and leases held for sale | $3,586,000 | 471 |
| Unused loan commitments | $19,662,000 | 3,402 |
| Tier 1 (core) risk-based capital | $17,212,000 | 3,434 |
| Tier 2 risk-based capital | $2,025,000 | 2,322 |
| Total risk weighted assets | $191,870,000 | 2,326 |
| Total unused commitments | $19,662,000 | 3,403 |
| Derivatives | $359,000 | 917 |
| 2006-03-31 | Rank | |
| # of Employees: | 41 | 3,942 |
| Assets and Liabilities | ||
| Total Assets: | $213,723,000 | 2,837 |
| Cash and due from depository institutions | $5,066,000 | 3,942 |
| Interest-bearing balances | $162,000 | 4,419 |
| Securities | $741,000 | 8,397 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,312 |
| Net loans & leases | $198,679,000 | 2,166 |
| Loan loss allowance | $1,959,000 | 2,455 |
| Trading account assets | $0 | 154 |
| Bank premises and fixed assets | $3,236,000 | 3,266 |
| Other real estate owned | $45,000 | 3,942 |
| Goodwill and other intangibles | $462,000 | 2,157 |
| All other assets | $5,494,000 | 2,719 |
| Life insurance assets | $0 | 4,002 |
| Total liabilities and capital | $213,723,000 | 2,837 |
| Total liabilities | $196,399,000 | 2,785 |
| Total deposits | $162,009,000 | 3,002 |
| Interest-bearing deposits | $151,949,000 | 2,749 |
| Deposits held in domestic offices | $162,009,000 | 2,999 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $6,509,000 | 1,418 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $26,000,000 | 1,444 |
| Subordinated debt | $0 | 259 |
| All other liabilities | $1,881,000 | 2,274 |
| Total equity capital | $17,324,000 | 3,431 |
| Total bank equity capital | $17,324,000 | 3,431 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $100,000 | 6,581 |
| Surplus | $8,616,000 | 2,576 |
| Undivided profits | $8,608,000 | 3,359 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,136,000 | 1,226 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $216,000 | 537 |
| Income earned, not collected on loans | $2,827,000 | 1,189 |
| Earning assets | $199,582,000 | 2,790 |
| Long-term assets (5+ years) | $20,649,000 | 3,250 |
| Average Assets, year-to-date | $209,813,500 | 2,868 |
| Average Assets, quarterly | $209,813,500 | 2,868 |
| Volatile liabilities | $36,965,000 | 3,083 |
| Insider loans | $3,947,000 | 1,695 |
| FHLB advances | $26,000,000 | 1,363 |
| Loans and leases held for sale | $5,290,000 | 331 |
| Unused loan commitments | $18,849,000 | 3,439 |
| Tier 1 (core) risk-based capital | $16,902,000 | 3,437 |
| Tier 2 risk-based capital | $1,959,000 | 2,345 |
| Total risk weighted assets | $188,205,000 | 2,322 |
| Total unused commitments | $18,849,000 | 3,441 |
| Derivatives | $569,000 | 856 |
| 2005-12-31 | Rank | |
| # of Employees: | 41 | 3,938 |
| Assets and Liabilities | ||
| Total Assets: | $205,904,000 | 2,910 |
| Cash and due from depository institutions | $5,214,000 | 3,938 |
| Interest-bearing balances | $129,000 | 4,681 |
| Securities | $761,000 | 8,451 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,145 |
| Net loans & leases | $189,434,000 | 2,217 |
| Loan loss allowance | $2,031,000 | 2,344 |
| Trading account assets | $0 | 155 |
| Bank premises and fixed assets | $3,239,000 | 3,225 |
| Other real estate owned | $45,000 | 3,938 |
| Goodwill and other intangibles | $466,000 | 2,153 |
| All other assets | $6,745,000 | 2,293 |
| Life insurance assets | $0 | 351 |
| Total liabilities and capital | $205,904,000 | 2,910 |
| Total liabilities | $189,197,000 | 2,859 |
| Total deposits | $160,771,000 | 2,998 |
| Interest-bearing deposits | $149,105,000 | 2,764 |
| Deposits held in domestic offices | $160,771,000 | 2,994 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $2,571,000 | 2,134 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $25,200,000 | 1,511 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $655,000 | 4,451 |
| Total equity capital | $16,707,000 | 3,500 |
| Total bank equity capital | $16,707,000 | 3,500 |
| Perpetual preferred stock | $0 | 122 |
| Common stock | $100,000 | 6,607 |
| Surplus | $8,616,000 | 2,546 |
| Undivided profits | $7,991,000 | 3,518 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $986,000 | 2,367 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,175 |
| Income earned, not collected on loans | $4,116,000 | 782 |
| Earning assets | $190,324,000 | 2,873 |
| Long-term assets (5+ years) | $22,284,000 | 3,096 |
| Average Assets, year-to-date | $192,794,800 | 2,939 |
| Average Assets, quarterly | $202,295,500 | 2,921 |
| Volatile liabilities | $29,143,000 | 3,548 |
| Insider loans | $1,250,000 | 3,747 |
| FHLB advances | $25,200,000 | 1,416 |
| Loans and leases held for sale | $6,972,000 | 303 |
| Unused loan commitments | $19,317,000 | 3,380 |
| Tier 1 (core) risk-based capital | $16,279,000 | 3,509 |
| Tier 2 risk-based capital | $2,031,000 | 2,258 |
| Total risk weighted assets | $181,138,000 | 2,371 |
| Total unused commitments | $19,317,000 | 3,380 |
| Derivatives | $300,000 | 854 |
| 2005-09-30 | Rank | |
| # of Employees: | 41 | 3,927 |
| Assets and Liabilities | ||
| Total Assets: | $198,687,000 | 2,940 |
| Cash and due from depository institutions | $4,483,000 | 3,927 |
| Interest-bearing balances | $50,000 | 5,677 |
| Securities | $1,010,000 | 8,422 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,951 |
| Net loans & leases | $182,681,000 | 2,249 |
| Loan loss allowance | $1,982,000 | 2,380 |
| Trading account assets | $0 | 146 |
| Bank premises and fixed assets | $3,271,000 | 3,156 |
| Other real estate owned | $65,000 | 3,927 |
| Goodwill and other intangibles | $461,000 | 2,142 |
| All other assets | $6,716,000 | 2,249 |
| Life insurance assets | $0 | 341 |
| Total liabilities and capital | $198,687,000 | 2,940 |
| Total liabilities | $182,507,000 | 2,887 |
| Total deposits | $152,459,000 | 3,078 |
| Interest-bearing deposits | $143,633,000 | 2,793 |
| Deposits held in domestic offices | $152,459,000 | 3,074 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $3,078,000 | 2,013 |
| Trading liabilities | $0 | 63 |
| Other borrowed funds | $25,200,000 | 1,514 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $1,770,000 | 2,286 |
| Total equity capital | $16,180,000 | 3,552 |
| Total bank equity capital | $16,180,000 | 3,552 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $100,000 | 6,635 |
| Surplus | $8,616,000 | 2,490 |
| Undivided profits | $7,464,000 | 3,708 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $992,000 | 2,416 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,225 |
| Income earned, not collected on loans | $4,323,000 | 695 |
| Earning assets | $183,741,000 | 2,906 |
| Long-term assets (5+ years) | $20,127,000 | 3,305 |
| Average Assets, year-to-date | $189,517,500 | 2,968 |
| Average Assets, quarterly | $195,018,500 | 2,946 |
| Volatile liabilities | $21,143,000 | 4,267 |
| Insider loans | $1,171,000 | 3,849 |
| FHLB advances | $25,200,000 | 1,421 |
| Loans and leases held for sale | $6,478,000 | 356 |
| Unused loan commitments | $20,382,000 | 3,239 |
| Tier 1 (core) risk-based capital | $15,747,000 | 3,550 |
| Tier 2 risk-based capital | $1,982,000 | 2,286 |
| Total risk weighted assets | $176,022,000 | 2,387 |
| Total unused commitments | $20,382,000 | 3,241 |
| Derivatives | $561,000 | 799 |
| 2005-06-30 | Rank | |
| # of Employees: | 41 | 3,935 |
| Assets and Liabilities | ||
| Total Assets: | $191,350,000 | 2,976 |
| Cash and due from depository institutions | $3,827,000 | 3,935 |
| Interest-bearing balances | $89,000 | 5,260 |
| Securities | $993,000 | 8,464 |
| Federal funds sold & reverse repurchase agreements | $1,000,000 | 4,322 |
| Net loans & leases | $176,500,000 | 2,266 |
| Loan loss allowance | $1,879,000 | 2,471 |
| Trading account assets | $0 | 148 |
| Bank premises and fixed assets | $3,304,000 | 3,089 |
| Other real estate owned | $147,000 | 3,935 |
| Goodwill and other intangibles | $464,000 | 2,141 |
| All other assets | $5,115,000 | 2,705 |
| Life insurance assets | $0 | 339 |
| Total liabilities and capital | $191,350,000 | 2,976 |
| Total liabilities | $175,662,000 | 2,917 |
| Total deposits | $152,211,000 | 3,012 |
| Interest-bearing deposits | $143,911,000 | 2,755 |
| Deposits held in domestic offices | $152,211,000 | 3,009 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $938,000 | 2,897 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $21,700,000 | 1,682 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $813,000 | 3,706 |
| Total equity capital | $15,688,000 | 3,591 |
| Total bank equity capital | $15,688,000 | 3,591 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $100,000 | 6,636 |
| Surplus | $8,616,000 | 2,439 |
| Undivided profits | $6,972,000 | 3,851 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $807,000 | 2,702 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,247 |
| Income earned, not collected on loans | $3,081,000 | 921 |
| Earning assets | $178,582,000 | 2,930 |
| Long-term assets (5+ years) | $20,208,000 | 3,348 |
| Average Assets, year-to-date | $186,461,000 | 2,986 |
| Average Assets, quarterly | $188,918,500 | 2,976 |
| Volatile liabilities | $16,529,000 | 4,735 |
| Insider loans | $2,640,000 | 2,289 |
| FHLB advances | $21,700,000 | 1,585 |
| Loans and leases held for sale | $5,837,000 | 395 |
| Unused loan commitments | $19,741,000 | 3,235 |
| Tier 1 (core) risk-based capital | $15,249,000 | 3,572 |
| Tier 2 risk-based capital | $1,879,000 | 2,352 |
| Total risk weighted assets | $169,736,000 | 2,413 |
| Total unused commitments | $19,741,000 | 3,235 |
| Derivatives | $791,000 | 731 |
| 2005-03-31 | Rank | |
| # of Employees: | 41 | 3,913 |
| Assets and Liabilities | ||
| Total Assets: | $186,487,000 | 3,029 |
| Cash and due from depository institutions | $4,245,000 | 3,913 |
| Interest-bearing balances | $116,000 | 4,874 |
| Securities | $1,161,000 | 8,491 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,340 |
| Net loans & leases | $173,125,000 | 2,262 |
| Loan loss allowance | $1,836,000 | 2,491 |
| Trading account assets | $0 | 148 |
| Bank premises and fixed assets | $3,296,000 | 3,076 |
| Other real estate owned | $165,000 | 3,913 |
| Goodwill and other intangibles | $457,000 | 2,145 |
| All other assets | $4,038,000 | 3,171 |
| Life insurance assets | $0 | 333 |
| Total liabilities and capital | $186,487,000 | 3,029 |
| Total liabilities | $170,951,000 | 2,979 |
| Total deposits | $146,565,000 | 3,117 |
| Interest-bearing deposits | $137,648,000 | 2,862 |
| Deposits held in domestic offices | $146,565,000 | 3,113 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $5,282,000 | 1,528 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $17,600,000 | 1,840 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $1,504,000 | 2,390 |
| Total equity capital | $15,536,000 | 3,550 |
| Total bank equity capital | $15,536,000 | 3,550 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $100,000 | 6,691 |
| Surplus | $8,616,000 | 2,392 |
| Undivided profits | $6,820,000 | 3,840 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $814,000 | 2,746 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,234 |
| Income earned, not collected on loans | $2,123,000 | 1,368 |
| Earning assets | $174,402,000 | 2,987 |
| Long-term assets (5+ years) | $20,974,000 | 3,339 |
| Average Assets, year-to-date | $184,016,500 | 3,038 |
| Average Assets, quarterly | $184,016,500 | 3,038 |
| Volatile liabilities | $14,864,000 | 4,894 |
| Insider loans | $1,288,000 | 3,620 |
| FHLB advances | $17,600,000 | 1,747 |
| Loans and leases held for sale | $6,212,000 | 335 |
| Unused loan commitments | $17,818,000 | 3,383 |
| Tier 1 (core) risk-based capital | $15,079,000 | 3,563 |
| Tier 2 risk-based capital | $1,836,000 | 2,362 |
| Total risk weighted assets | $165,463,000 | 2,427 |
| Total unused commitments | $17,818,000 | 3,384 |
| Derivatives | $0 | 790 |
| 2004-12-31 | Rank | |
| # of Employees: | 40 | 4,006 |
| Assets and Liabilities | ||
| Total Assets: | $181,546,000 | 3,087 |
| Cash and due from depository institutions | $6,158,000 | 4,006 |
| Interest-bearing balances | $123,000 | 4,825 |
| Securities | $1,263,000 | 8,505 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,164 |
| Net loans & leases | $165,403,000 | 2,329 |
| Loan loss allowance | $1,774,000 | 2,548 |
| Trading account assets | $0 | 153 |
| Bank premises and fixed assets | $3,305,000 | 3,035 |
| Other real estate owned | $105,000 | 4,006 |
| Goodwill and other intangibles | $450,000 | 2,156 |
| All other assets | $4,862,000 | 2,724 |
| Life insurance assets | $0 | 334 |
| Total liabilities and capital | $181,546,000 | 3,087 |
| Total liabilities | $166,610,000 | 3,032 |
| Total deposits | $145,865,000 | 3,121 |
| Interest-bearing deposits | $134,798,000 | 2,888 |
| Deposits held in domestic offices | $145,865,000 | 3,116 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $5,335,000 | 1,555 |
| Trading liabilities | $0 | 66 |
| Other borrowed funds | $14,800,000 | 2,089 |
| Subordinated debt | $0 | 272 |
| All other liabilities | $610,000 | 4,259 |
| Total equity capital | $14,936,000 | 3,672 |
| Total bank equity capital | $14,936,000 | 3,672 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $100,000 | 6,720 |
| Surplus | $8,616,000 | 2,342 |
| Undivided profits | $6,220,000 | 4,097 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,083,000 | 2,270 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,187 |
| Income earned, not collected on loans | $3,094,000 | 878 |
| Earning assets | $166,789,000 | 3,078 |
| Long-term assets (5+ years) | $20,146,000 | 3,456 |
| Average Assets, year-to-date | $169,189,800 | 3,153 |
| Average Assets, quarterly | $175,642,000 | 3,139 |
| Volatile liabilities | $17,181,000 | 4,514 |
| Insider loans | $1,518,000 | 3,314 |
| FHLB advances | $14,800,000 | 1,973 |
| Loans and leases held for sale | $6,391,000 | 322 |
| Unused loan commitments | $14,577,000 | 3,657 |
| Tier 1 (core) risk-based capital | $14,486,000 | 3,644 |
| Tier 2 risk-based capital | $1,774,000 | 2,417 |
| Total risk weighted assets | $160,294,000 | 2,483 |
| Total unused commitments | $14,577,000 | 3,658 |
| Derivatives | $0 | 774 |
| 2004-09-30 | Rank | |
| # of Employees: | 38 | 4,156 |
| Assets and Liabilities | ||
| Total Assets: | $169,738,000 | 3,202 |
| Cash and due from depository institutions | $3,488,000 | 4,156 |
| Interest-bearing balances | $123,000 | 4,920 |
| Securities | $1,271,000 | 8,548 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,928 |
| Net loans & leases | $156,332,000 | 2,405 |
| Loan loss allowance | $1,647,000 | 2,715 |
| Trading account assets | $0 | 149 |
| Bank premises and fixed assets | $2,919,000 | 3,296 |
| Other real estate owned | $135,000 | 4,156 |
| Goodwill and other intangibles | $457,000 | 2,112 |
| All other assets | $5,136,000 | 2,563 |
| Life insurance assets | $0 | 330 |
| Total liabilities and capital | $169,738,000 | 3,202 |
| Total liabilities | $155,696,000 | 3,146 |
| Total deposits | $137,900,000 | 3,235 |
| Interest-bearing deposits | $129,938,000 | 2,948 |
| Deposits held in domestic offices | $137,900,000 | 3,230 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $1,457,000 | 2,595 |
| Trading liabilities | $0 | 68 |
| Other borrowed funds | $14,800,000 | 2,083 |
| Subordinated debt | $0 | 276 |
| All other liabilities | $1,539,000 | 2,348 |
| Total equity capital | $14,042,000 | 3,853 |
| Total bank equity capital | $14,042,000 | 3,853 |
| Perpetual preferred stock | $0 | 124 |
| Common stock | $100,000 | 6,761 |
| Surplus | $8,116,000 | 2,417 |
| Undivided profits | $5,826,000 | 4,294 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,017,000 | 2,551 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,251 |
| Income earned, not collected on loans | $3,405,000 | 786 |
| Earning assets | $157,726,000 | 3,174 |
| Long-term assets (5+ years) | $18,905,000 | 3,647 |
| Average Assets, year-to-date | $166,100,750 | 3,194 |
| Average Assets, quarterly | $169,244,000 | 3,193 |
| Volatile liabilities | $11,492,000 | 5,481 |
| Insider loans | $1,314,000 | 3,521 |
| FHLB advances | $14,800,000 | 1,965 |
| Loans and leases held for sale | $7,243,000 | 298 |
| Unused loan commitments | $14,295,000 | 3,685 |
| Tier 1 (core) risk-based capital | $13,585,000 | 3,809 |
| Tier 2 risk-based capital | $1,647,000 | 2,528 |
| Total risk weighted assets | $151,369,000 | 2,581 |
| Total unused commitments | $14,295,000 | 3,686 |
| Derivatives | $0 | 770 |
| 2004-06-30 | Rank | |
| # of Employees: | 37 | 4,278 |
| Assets and Liabilities | ||
| Total Assets: | $168,750,000 | 3,214 |
| Cash and due from depository institutions | $7,579,000 | 4,278 |
| Interest-bearing balances | $370,000 | 3,896 |
| Securities | $1,674,000 | 8,538 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,884 |
| Net loans & leases | $152,034,000 | 2,423 |
| Loan loss allowance | $1,561,000 | 2,846 |
| Trading account assets | $0 | 153 |
| Bank premises and fixed assets | $2,639,000 | 3,512 |
| Other real estate owned | $229,000 | 4,278 |
| Goodwill and other intangibles | $464,000 | 2,113 |
| All other assets | $4,131,000 | 3,003 |
| Life insurance assets | $0 | 323 |
| Total liabilities and capital | $168,750,000 | 3,214 |
| Total liabilities | $155,194,000 | 3,162 |
| Total deposits | $139,716,000 | 3,170 |
| Interest-bearing deposits | $125,691,000 | 3,007 |
| Deposits held in domestic offices | $139,716,000 | 3,166 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $1,125,000 | 2,762 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $13,550,000 | 2,170 |
| Subordinated debt | $0 | 288 |
| All other liabilities | $803,000 | 3,417 |
| Total equity capital | $13,556,000 | 3,861 |
| Total bank equity capital | $13,556,000 | 3,861 |
| Perpetual preferred stock | $0 | 126 |
| Common stock | $100,000 | 6,810 |
| Surplus | $8,116,000 | 2,374 |
| Undivided profits | $5,340,000 | 4,348 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $727,000 | 3,237 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,328 |
| Income earned, not collected on loans | $2,530,000 | 1,035 |
| Earning assets | $154,078,000 | 3,209 |
| Long-term assets (5+ years) | $18,303,000 | 3,814 |
| Average Assets, year-to-date | $164,888,330 | 3,214 |
| Average Assets, quarterly | $166,773,500 | 3,216 |
| Volatile liabilities | $13,589,000 | 5,013 |
| Insider loans | $2,586,000 | 2,201 |
| FHLB advances | $13,550,000 | 2,039 |
| Loans and leases held for sale | $7,358,000 | 292 |
| Unused loan commitments | $14,365,000 | 3,669 |
| Tier 1 (core) risk-based capital | $13,092,000 | 3,888 |
| Tier 2 risk-based capital | $1,561,000 | 2,627 |
| Total risk weighted assets | $146,433,000 | 2,608 |
| Total unused commitments | $14,365,000 | 3,670 |
| Derivatives | $0 | 740 |
| 2004-03-31 | Rank | |
| # of Employees: | 36 | 4,371 |
| Assets and Liabilities | ||
| Total Assets: | $164,797,000 | 3,243 |
| Cash and due from depository institutions | $6,331,000 | 4,371 |
| Interest-bearing balances | $194,000 | 4,724 |
| Securities | $1,834,000 | 8,518 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,767 |
| Net loans & leases | $149,845,000 | 2,394 |
| Loan loss allowance | $1,644,000 | 2,693 |
| Trading account assets | $0 | 144 |
| Bank premises and fixed assets | $2,647,000 | 3,477 |
| Other real estate owned | $249,000 | 4,371 |
| Goodwill and other intangibles | $471,000 | 2,088 |
| All other assets | $3,420,000 | 3,294 |
| Life insurance assets | $0 | 322 |
| Total liabilities and capital | $164,797,000 | 3,243 |
| Total liabilities | $151,258,000 | 3,185 |
| Total deposits | $134,624,000 | 3,265 |
| Interest-bearing deposits | $120,061,000 | 3,115 |
| Deposits held in domestic offices | $134,624,000 | 3,261 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $1,012,000 | 2,489 |
| Trading liabilities | $0 | 70 |
| Other borrowed funds | $14,150,000 | 1,999 |
| Subordinated debt | $0 | 287 |
| All other liabilities | $1,472,000 | 2,460 |
| Total equity capital | $13,539,000 | 3,941 |
| Total bank equity capital | $13,539,000 | 3,941 |
| Perpetual preferred stock | $0 | 129 |
| Common stock | $100,000 | 6,830 |
| Surplus | $8,116,000 | 2,350 |
| Undivided profits | $5,323,000 | 4,513 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,176,000 | 2,347 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,356 |
| Income earned, not collected on loans | $1,763,000 | 1,552 |
| Earning assets | $151,873,000 | 3,237 |
| Long-term assets (5+ years) | $18,278,000 | 3,769 |
| Average Assets, year-to-date | $162,957,500 | 3,249 |
| Average Assets, quarterly | $162,957,500 | 3,249 |
| Volatile liabilities | $13,279,000 | 4,967 |
| Insider loans | $1,336,000 | 3,451 |
| FHLB advances | $14,150,000 | 1,884 |
| Loans and leases held for sale | $8,553,000 | 304 |
| Unused loan commitments | $14,555,000 | 3,577 |
| Tier 1 (core) risk-based capital | $13,068,000 | 3,862 |
| Tier 2 risk-based capital | $1,644,000 | 2,500 |
| Total risk weighted assets | $144,288,000 | 2,581 |
| Total unused commitments | $14,555,000 | 3,584 |
| Derivatives | $0 | 699 |
| 2003-12-31 | Rank | |
| # of Employees: | 33 | 4,678 |
| Assets and Liabilities | ||
| Total Assets: | $161,118,000 | 3,295 |
| Cash and due from depository institutions | $5,506,000 | 4,678 |
| Interest-bearing balances | $381,000 | 3,961 |
| Securities | $2,538,000 | 8,412 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,359 |
| Net loans & leases | $145,102,000 | 2,449 |
| Loan loss allowance | $1,594,000 | 2,748 |
| Trading account assets | $0 | 168 |
| Bank premises and fixed assets | $2,674,000 | 3,442 |
| Other real estate owned | $319,000 | 4,678 |
| Goodwill and other intangibles | $478,000 | 2,067 |
| All other assets | $4,501,000 | 2,715 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $161,118,000 | 3,295 |
| Total liabilities | $148,021,000 | 3,216 |
| Total deposits | $131,815,000 | 3,312 |
| Interest-bearing deposits | $114,700,000 | 3,223 |
| Deposits held in domestic offices | $131,815,000 | 3,309 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $1,054,000 | 2,633 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $14,350,000 | 2,008 |
| Subordinated debt | $0 | 293 |
| All other liabilities | $802,000 | 3,581 |
| Total equity capital | $13,097,000 | 3,964 |
| Total bank equity capital | $13,097,000 | 3,964 |
| Perpetual preferred stock | $0 | 131 |
| Common stock | $100,000 | 6,884 |
| Surplus | $8,116,000 | 2,320 |
| Undivided profits | $4,881,000 | 4,678 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,004,000 | 2,670 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,287 |
| Income earned, not collected on loans | $2,832,000 | 936 |
| Earning assets | $148,021,000 | 3,290 |
| Long-term assets (5+ years) | $15,208,000 | 4,180 |
| Average Assets, year-to-date | $154,804,400 | 3,303 |
| Average Assets, quarterly | $161,110,500 | 3,276 |
| Volatile liabilities | $14,390,000 | 4,745 |
| Insider loans | $2,016,000 | 2,592 |
| FHLB advances | $14,350,000 | 1,890 |
| Loans and leases held for sale | $9,556,000 | 264 |
| Unused loan commitments | $14,346,000 | 3,504 |
| Tier 1 (core) risk-based capital | $12,619,000 | 3,939 |
| Tier 2 risk-based capital | $1,594,000 | 2,547 |
| Total risk weighted assets | $140,335,000 | 2,617 |
| Total unused commitments | $14,346,000 | 3,506 |
| Derivatives | $0 | 665 |
| 2003-09-30 | Rank | |
| # of Employees: | 17 | 6,839 |
| Assets and Liabilities | ||
| Total Assets: | $87,224,000 | 5,249 |
| Cash and due from depository institutions | $7,424,000 | 6,839 |
| Interest-bearing balances | $112,000 | 5,159 |
| Securities | $1,136,000 | 8,761 |
| Federal funds sold & reverse repurchase agreements | $50,000 | 6,535 |
| Net loans & leases | $74,524,000 | 4,174 |
| Loan loss allowance | $863,000 | 4,398 |
| Trading account assets | $0 | 165 |
| Bank premises and fixed assets | $836,000 | 6,253 |
| Other real estate owned | $0 | 6,839 |
| Goodwill and other intangibles | $150,000 | 2,632 |
| All other assets | $3,104,000 | 3,562 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $87,224,000 | 5,249 |
| Total liabilities | $80,529,000 | 5,132 |
| Total deposits | $66,056,000 | 5,545 |
| Interest-bearing deposits | $62,094,000 | 5,185 |
| Deposits held in domestic offices | $66,056,000 | 5,543 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $781,000 | 2,697 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $12,950,000 | 2,055 |
| Subordinated debt | $0 | 293 |
| All other liabilities | $742,000 | 3,921 |
| Total equity capital | $6,695,000 | 6,293 |
| Total bank equity capital | $6,695,000 | 6,293 |
| Perpetual preferred stock | $0 | 137 |
| Common stock | $100,000 | 6,927 |
| Surplus | $3,330,000 | 4,350 |
| Undivided profits | $3,265,000 | 5,670 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $102,000 | 6,874 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,354 |
| Income earned, not collected on loans | $1,982,000 | 1,493 |
| Earning assets | $75,822,000 | 5,428 |
| Long-term assets (5+ years) | $7,014,000 | 5,691 |
| Average Assets, year-to-date | $84,147,500 | 5,279 |
| Average Assets, quarterly | $86,772,500 | 5,238 |
| Volatile liabilities | $10,010,000 | 5,728 |
| Insider loans | $359,000 | 6,054 |
| FHLB advances | $0 | 5,135 |
| Loans and leases held for sale | $0 | 1,962 |
| Unused loan commitments | $11,267,000 | 4,019 |
| Tier 1 (core) risk-based capital | $6,545,000 | 6,223 |
| Tier 2 risk-based capital | $863,000 | 4,098 |
| Total risk weighted assets | $73,604,000 | 4,393 |
| Total unused commitments | $11,267,000 | 4,024 |
| Derivatives | $0 | 666 |
| 2003-06-30 | Rank | |
| # of Employees: | 17 | 6,861 |
| Assets and Liabilities | ||
| Total Assets: | $86,321,000 | 5,273 |
| Cash and due from depository institutions | $8,868,000 | 6,861 |
| Interest-bearing balances | $145,000 | 5,055 |
| Securities | $1,085,000 | 8,786 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,888 |
| Net loans & leases | $72,652,000 | 4,226 |
| Loan loss allowance | $909,000 | 4,198 |
| Trading account assets | $0 | 170 |
| Bank premises and fixed assets | $854,000 | 6,198 |
| Other real estate owned | $0 | 6,861 |
| Goodwill and other intangibles | $156,000 | 2,576 |
| All other assets | $2,706,000 | 3,792 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $86,321,000 | 5,273 |
| Total liabilities | $79,843,000 | 5,169 |
| Total deposits | $65,189,000 | 5,576 |
| Interest-bearing deposits | $60,963,000 | 5,248 |
| Deposits held in domestic offices | $65,189,000 | 5,574 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $916,000 | 2,559 |
| Trading liabilities | $0 | 74 |
| Other borrowed funds | $13,300,000 | 1,982 |
| Subordinated debt | $0 | 266 |
| All other liabilities | $438,000 | 5,442 |
| Total equity capital | $6,478,000 | 6,408 |
| Total bank equity capital | $6,478,000 | 6,408 |
| Perpetual preferred stock | $0 | 140 |
| Common stock | $100,000 | 6,949 |
| Surplus | $3,330,000 | 4,311 |
| Undivided profits | $3,048,000 | 5,855 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $372,000 | 4,978 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,408 |
| Income earned, not collected on loans | $1,489,000 | 1,992 |
| Earning assets | $73,882,000 | 5,485 |
| Long-term assets (5+ years) | $5,400,000 | 6,049 |
| Average Assets, year-to-date | $83,122,000 | 5,336 |
| Average Assets, quarterly | $84,339,000 | 5,322 |
| Volatile liabilities | $9,416,000 | 5,879 |
| Insider loans | $454,000 | 5,630 |
| FHLB advances | $0 | 5,105 |
| Loans and leases held for sale | $0 | 2,044 |
| Unused loan commitments | $9,889,000 | 4,235 |
| Tier 1 (core) risk-based capital | $6,322,000 | 6,282 |
| Tier 2 risk-based capital | $893,000 | 3,950 |
| Total risk weighted assets | $71,443,000 | 4,457 |
| Total unused commitments | $9,889,000 | 4,246 |
| Derivatives | $0 | 623 |
| 2003-03-31 | Rank | |
| # of Employees: | 17 | 6,855 |
| Assets and Liabilities | ||
| Total Assets: | $82,357,000 | 5,393 |
| Cash and due from depository institutions | $5,239,000 | 6,855 |
| Interest-bearing balances | $128,000 | 5,021 |
| Securities | $1,049,000 | 8,857 |
| Federal funds sold & reverse repurchase agreements | $0 | 7,247 |
| Net loans & leases | $72,658,000 | 4,158 |
| Loan loss allowance | $862,000 | 4,321 |
| Trading account assets | $0 | 169 |
| Bank premises and fixed assets | $862,000 | 6,176 |
| Other real estate owned | $0 | 6,855 |
| Goodwill and other intangibles | $162,000 | 2,551 |
| All other assets | $2,387,000 | 4,099 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $82,357,000 | 5,393 |
| Total liabilities | $75,747,000 | 5,277 |
| Total deposits | $60,809,000 | 5,780 |
| Interest-bearing deposits | $56,820,000 | 5,482 |
| Deposits held in domestic offices | $60,809,000 | 5,778 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $987,000 | 2,378 |
| Trading liabilities | $0 | 79 |
| Other borrowed funds | $13,300,000 | 1,940 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $651,000 | 4,426 |
| Total equity capital | $6,610,000 | 6,254 |
| Total bank equity capital | $6,610,000 | 6,254 |
| Perpetual preferred stock | $0 | 141 |
| Common stock | $100,000 | 6,984 |
| Surplus | $3,330,000 | 4,273 |
| Undivided profits | $3,180,000 | 5,708 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $320,000 | 5,218 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,422 |
| Income earned, not collected on loans | $1,162,000 | 2,624 |
| Earning assets | $73,835,000 | 5,455 |
| Long-term assets (5+ years) | $4,654,000 | 6,226 |
| Average Assets, year-to-date | $81,522,500 | 5,394 |
| Average Assets, quarterly | $81,522,500 | 5,394 |
| Volatile liabilities | $8,872,000 | 6,005 |
| Insider loans | $819,000 | 4,387 |
| FHLB advances | $0 | 5,057 |
| Loans and leases held for sale | $0 | 1,961 |
| Unused loan commitments | $8,866,000 | 4,428 |
| Tier 1 (core) risk-based capital | $6,448,000 | 6,138 |
| Tier 2 risk-based capital | $862,000 | 4,013 |
| Total risk weighted assets | $71,136,000 | 4,402 |
| Total unused commitments | $8,866,000 | 4,442 |
| Derivatives | $0 | 578 |
| 2002-12-31 | Rank | |
| # of Employees: | 17 | 6,858 |
| Assets and Liabilities | ||
| Total Assets: | $80,688,000 | 5,423 |
| Cash and due from depository institutions | $3,611,000 | 6,858 |
| Interest-bearing balances | $153,000 | 4,812 |
| Securities | $1,008,000 | 8,912 |
| Federal funds sold & reverse repurchase agreements | $2,495,000 | 4,388 |
| Net loans & leases | $69,500,000 | 4,321 |
| Loan loss allowance | $856,000 | 4,280 |
| Trading account assets | $0 | 170 |
| Bank premises and fixed assets | $857,000 | 6,200 |
| Other real estate owned | $0 | 6,858 |
| Goodwill and other intangibles | $167,000 | 2,497 |
| All other assets | $3,050,000 | 3,419 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $80,688,000 | 5,423 |
| Total liabilities | $74,360,000 | 5,322 |
| Total deposits | $60,615,000 | 5,748 |
| Interest-bearing deposits | $56,040,000 | 5,474 |
| Deposits held in domestic offices | $60,615,000 | 5,745 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $908,000 | 2,520 |
| Trading liabilities | $0 | 75 |
| Other borrowed funds | $12,500,000 | 2,028 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $337,000 | 6,359 |
| Total equity capital | $6,328,000 | 6,379 |
| Total bank equity capital | $6,328,000 | 6,379 |
| Perpetual preferred stock | $0 | 142 |
| Common stock | $100,000 | 7,014 |
| Surplus | $3,330,000 | 4,218 |
| Undivided profits | $2,898,000 | 5,918 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $289,000 | 5,246 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,384 |
| Income earned, not collected on loans | $1,833,000 | 1,677 |
| Earning assets | $73,156,000 | 5,447 |
| Long-term assets (5+ years) | $4,859,000 | 6,110 |
| Average Assets, year-to-date | $77,000,600 | 5,416 |
| Average Assets, quarterly | $79,631,500 | 5,425 |
| Volatile liabilities | $10,139,000 | 5,644 |
| Insider loans | $1,003,000 | 3,935 |
| FHLB advances | $12,500,000 | 1,889 |
| Loans and leases held for sale | $0 | 1,889 |
| Unused loan commitments | $8,167,000 | 4,521 |
| Tier 1 (core) risk-based capital | $6,161,000 | 6,260 |
| Tier 2 risk-based capital | $856,000 | 3,987 |
| Total risk weighted assets | $68,911,000 | 4,480 |
| Total unused commitments | $8,167,000 | 4,524 |
| Derivatives | $0 | 527 |
| 2001-12-31 | Rank | |
| # of Employees: | 16 | 7,117 |
| Assets and Liabilities | ||
| Total Assets: | $73,524,000 | 5,647 |
| Cash and due from depository institutions | $4,932,000 | 7,117 |
| Interest-bearing balances | $2,441,000 | 2,054 |
| Securities | $1,614,000 | 8,967 |
| Federal funds sold & reverse repurchase agreements | $85,000 | 6,993 |
| Net loans & leases | $63,006,000 | 4,511 |
| Loan loss allowance | $784,000 | 4,344 |
| Trading account assets | $0 | 182 |
| Bank premises and fixed assets | $888,000 | 6,172 |
| Other real estate owned | $0 | 7,117 |
| Goodwill and other intangibles | $191,000 | 2,385 |
| All other assets | $2,808,000 | 3,558 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $73,524,000 | 5,647 |
| Total liabilities | $67,815,000 | 5,541 |
| Total deposits | $52,538,000 | 6,139 |
| Interest-bearing deposits | $46,926,000 | 5,999 |
| Deposits held in domestic offices | $52,538,000 | 6,136 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $652,000 | 2,847 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $14,150,000 | 1,741 |
| Subordinated debt | $0 | 241 |
| All other liabilities | $475,000 | 5,565 |
| Total equity capital | $5,709,000 | 6,617 |
| Total bank equity capital | $5,709,000 | 6,617 |
| Perpetual preferred stock | $0 | 158 |
| Common stock | $100,000 | 7,187 |
| Surplus | $3,330,000 | 4,130 |
| Undivided profits | $2,279,000 | 6,282 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $49,000 | 7,596 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,476 |
| Income earned, not collected on loans | $1,667,000 | 2,023 |
| Earning assets | $67,146,000 | 5,647 |
| Long-term assets (5+ years) | $5,482,000 | 5,969 |
| Average Assets, year-to-date | $71,587,200 | 5,558 |
| Average Assets, quarterly | $72,484,000 | 5,658 |
| Volatile liabilities | $10,914,000 | 5,385 |
| Insider loans | $1,473,000 | 3,034 |
| FHLB advances | $14,150,000 | 1,614 |
| Loans and leases held for sale | $0 | 1,749 |
| Unused loan commitments | $10,164,000 | 3,895 |
| Tier 1 (core) risk-based capital | $5,518,000 | 6,579 |
| Tier 2 risk-based capital | $776,000 | 4,110 |
| Total risk weighted assets | $62,203,000 | 4,720 |
| Total unused commitments | $10,164,000 | 3,906 |
| Derivatives | $0 | 450 |
| 2000-12-31 | Rank | |
| # of Employees: | 15 | 7,445 |
| Assets and Liabilities | ||
| Total Assets: | $68,462,000 | 5,785 |
| Cash and due from depository institutions | $3,140,000 | 7,445 |
| Interest-bearing balances | $59,000 | 5,236 |
| Securities | $4,712,000 | 8,455 |
| Federal funds sold & reverse repurchase agreements | $0 | 7,010 |
| Net loans & leases | $57,429,000 | 4,738 |
| Loan loss allowance | $662,000 | 4,769 |
| Trading account assets | $0 | 175 |
| Bank premises and fixed assets | $881,000 | 6,270 |
| Other real estate owned | $0 | 7,445 |
| Goodwill and other intangibles | $214,000 | 2,294 |
| All other assets | $2,086,000 | 3,822 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $68,462,000 | 5,785 |
| Total liabilities | $63,240,000 | 5,649 |
| Total deposits | $51,772,000 | 6,072 |
| Interest-bearing deposits | $47,445,000 | 5,843 |
| Deposits held in domestic offices | $51,772,000 | 6,068 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $370,000 | 3,312 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $10,400,000 | 1,992 |
| Subordinated debt | $0 | 239 |
| All other liabilities | $698,000 | 4,688 |
| Total equity capital | $5,222,000 | 6,916 |
| Total bank equity capital | $5,222,000 | 6,916 |
| Perpetual preferred stock | $0 | 178 |
| Common stock | $100,000 | 7,427 |
| Surplus | $3,330,000 | 4,073 |
| Undivided profits | $1,792,000 | 6,778 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $15,000 | 8,166 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,385 |
| Income earned, not collected on loans | $1,759,000 | 1,438 |
| Earning assets | $62,200,000 | 5,806 |
| Long-term assets (5+ years) | $4,913,000 | 6,033 |
| Average Assets, year-to-date | $62,886,800 | 5,877 |
| Average Assets, quarterly | $66,356,500 | 5,835 |
| Volatile liabilities | $15,228,000 | 4,424 |
| Insider loans | $1,281,000 | 3,267 |
| FHLB advances | $0 | 771 |
| Loans and leases held for sale | $0 | 1,442 |
| Unused loan commitments | $15,753,000 | 2,787 |
| Tier 1 (core) risk-based capital | $5,008,000 | 6,948 |
| Tier 2 risk-based capital | $662,000 | 4,496 |
| Total risk weighted assets | $56,544,000 | 4,883 |
| Total unused commitments | $15,753,000 | 2,789 |
| Derivatives | $0 | 481 |
| 1999-12-31 | Rank | |
| # of Employees: | 15 | 7,685 |
| Assets and Liabilities | ||
| Total Assets: | $59,346,000 | 6,284 |
| Cash and due from depository institutions | $1,618,000 | 7,685 |
| Interest-bearing balances | $0 | 6,854 |
| Securities | $4,750,000 | 8,762 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,825 |
| Net loans & leases | $50,356,000 | 5,060 |
| Loan loss allowance | $559,000 | 5,271 |
| Trading account assets | $0 | 165 |
| Bank premises and fixed assets | $903,000 | 6,324 |
| Other real estate owned | $0 | 7,685 |
| Goodwill and other intangibles | $238,000 | 2,312 |
| All other assets | $1,481,000 | 4,889 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $59,346,000 | 6,284 |
| Total liabilities | $54,701,000 | 6,193 |
| Total deposits | $47,595,000 | 6,422 |
| Interest-bearing deposits | $43,364,000 | 6,213 |
| Deposits held in domestic offices | $47,595,000 | 6,419 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $417,000 | 3,565 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $6,250,000 | 2,555 |
| Subordinated debt | $0 | 242 |
| All other liabilities | $439,000 | 5,776 |
| Total equity capital | $4,645,000 | 7,262 |
| Total bank equity capital | $4,645,000 | 7,262 |
| Perpetual preferred stock | $0 | 193 |
| Common stock | $100,000 | 7,691 |
| Surplus | $3,330,000 | 4,069 |
| Undivided profits | $1,215,000 | 7,426 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $607,000 | 3,229 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,502 |
| Income earned, not collected on loans | $1,217,000 | 1,826 |
| Earning assets | $55,106,000 | 6,208 |
| Long-term assets (5+ years) | $3,147,000 | 7,108 |
| Average Assets, year-to-date | $55,863,000 | 6,345 |
| Average Assets, quarterly | $58,158,500 | 6,305 |
| Volatile liabilities | $10,721,000 | 5,227 |
| Insider loans | $739,000 | 4,446 |
| FHLB advances | $0 | 802 |
| Loans and leases held for sale | $0 | 1,487 |
| Unused loan commitments | $8,296,000 | 4,203 |
| Tier 1 (core) risk-based capital | $4,407,000 | 7,484 |
| Tier 2 risk-based capital | $559,000 | 4,944 |
| Total risk weighted assets | $49,543,200 | 5,237 |
| Total unused commitments | $8,296,000 | 4,208 |
| Derivatives | $0 | 488 |
| 1998-12-31 | Rank | |
| # of Employees: | 15 | 7,821 |
| Assets and Liabilities | ||
| Total Assets: | $54,017,000 | 6,674 |
| Cash and due from depository institutions | $2,624,000 | 7,821 |
| Interest-bearing balances | $0 | 6,728 |
| Securities | $5,197,000 | 8,699 |
| Federal funds sold & reverse repurchase agreements | $0 | 8,346 |
| Net loans & leases | $43,420,000 | 5,413 |
| Loan loss allowance | $401,000 | 6,381 |
| Trading account assets | $0 | 197 |
| Bank premises and fixed assets | $911,000 | 6,237 |
| Other real estate owned | $38,000 | 7,821 |
| Goodwill and other intangibles | $271,000 | 2,188 |
| All other assets | $1,556,000 | 4,324 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $54,017,000 | 6,674 |
| Total liabilities | $49,798,000 | 6,539 |
| Total deposits | $44,358,000 | 6,790 |
| Interest-bearing deposits | $40,326,000 | 6,546 |
| Deposits held in domestic offices | $44,358,000 | 6,788 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $234,000 | 2,984 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $4,765,000 | 2,372 |
| Subordinated debt | $0 | 255 |
| All other liabilities | $441,000 | 6,204 |
| Total equity capital | $4,219,000 | 7,726 |
| Total bank equity capital | $4,219,000 | 7,726 |
| Perpetual preferred stock | $0 | 199 |
| Common stock | $100,000 | 7,849 |
| Surplus | $3,330,000 | 3,931 |
| Undivided profits | $789,000 | 8,563 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $4,000 | 9,271 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,642 |
| Income earned, not collected on loans | $1,391,000 | 1,536 |
| Earning assets | $48,617,000 | 6,742 |
| Long-term assets (5+ years) | $1,603,000 | 7,991 |
| Average Assets, year-to-date | $52,209,000 | 6,582 |
| Average Assets, quarterly | $54,951,500 | 6,525 |
| Volatile liabilities | $14,488,000 | 3,874 |
| Insider loans | $264,000 | 6,689 |
| FHLB advances | $0 | 740 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $0 | 10,110 |
| Tier 1 (core) risk-based capital | $3,948,000 | 7,856 |
| Tier 2 risk-based capital | $401,000 | 5,989 |
| Total risk weighted assets | $43,291,700 | 5,615 |
| Total unused commitments | $0 | 10,111 |
| Derivatives | $0 | 527 |
| 1997-12-31 | Rank | |
| # of Employees: | 14 | 8,372 |
| Assets and Liabilities | ||
| Total Assets: | $49,248,000 | 7,109 |
| Cash and due from depository institutions | $2,381,000 | 8,372 |
| Interest-bearing balances | $0 | 6,604 |
| Securities | $3,045,000 | 9,954 |
| Federal funds sold & reverse repurchase agreements | $3,000,000 | 3,925 |
| Net loans & leases | $38,281,000 | 5,968 |
| Loan loss allowance | $275,000 | 7,832 |
| Trading account assets | $0 | 203 |
| Bank premises and fixed assets | $954,000 | 6,106 |
| Other real estate owned | $0 | 8,372 |
| Goodwill and other intangibles | $305,000 | 2,046 |
| All other assets | $1,282,000 | 5,069 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $49,248,000 | 7,109 |
| Total liabilities | $45,390,000 | 6,980 |
| Total deposits | $42,773,000 | 6,997 |
| Interest-bearing deposits | $39,192,000 | 6,767 |
| Deposits held in domestic offices | $42,773,000 | 6,993 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $75,000 | 3,645 |
| Trading liabilities | $0 | 80 |
| Other borrowed funds | $2,165,000 | 2,787 |
| Subordinated debt | $0 | 260 |
| All other liabilities | $377,000 | 6,944 |
| Total equity capital | $3,858,000 | 8,170 |
| Total bank equity capital | $3,858,000 | 8,170 |
| Perpetual preferred stock | $0 | 223 |
| Common stock | $100,000 | 8,205 |
| Surplus | $3,330,000 | 3,874 |
| Undivided profits | $428,000 | 9,569 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $31,000 | 8,998 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,731 |
| Income earned, not collected on loans | $1,177,000 | 1,913 |
| Earning assets | $44,326,000 | 7,188 |
| Long-term assets (5+ years) | $567,000 | 8,938 |
| Average Assets, year-to-date | $44,320,400 | 7,330 |
| Average Assets, quarterly | $47,810,000 | 7,176 |
| Volatile liabilities | $10,692,000 | 4,784 |
| Insider loans | $267,000 | 6,891 |
| FHLB advances | $0 | 780 |
| Loans and leases held for sale | $0 | 1,579 |
| Unused loan commitments | $670,000 | 9,320 |
| Tier 1 (core) risk-based capital | $3,553,000 | 8,355 |
| Tier 2 risk-based capital | $275,000 | 7,344 |
| Total risk weighted assets | $37,827,100 | 6,153 |
| Total unused commitments | $670,000 | 9,328 |
| Derivatives | $0 | 533 |
| 1996-12-31 | Rank | |
| # of Employees: | 13 | 9,013 |
| Assets and Liabilities | ||
| Total Assets: | $42,239,000 | 7,959 |
| Cash and due from depository institutions | $1,521,000 | 9,013 |
| Interest-bearing balances | $201,000 | 3,914 |
| Securities | $2,462,000 | 10,730 |
| Federal funds sold & reverse repurchase agreements | $1,975,000 | 4,959 |
| Net loans & leases | $34,028,000 | 6,482 |
| Loan loss allowance | $282,000 | 8,090 |
| Trading account assets | $0 | 240 |
| Bank premises and fixed assets | $978,000 | 6,077 |
| Other real estate owned | $0 | 9,013 |
| Goodwill and other intangibles | $338,000 | 1,885 |
| All other assets | $937,000 | 6,514 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $42,239,000 | 7,959 |
| Total liabilities | $38,624,000 | 7,855 |
| Total deposits | $37,868,000 | 7,754 |
| Interest-bearing deposits | $34,719,000 | 7,457 |
| Deposits held in domestic offices | $37,868,000 | 7,748 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $150,000 | 3,701 |
| Trading liabilities | $0 | 97 |
| Other borrowed funds | $205,000 | 4,539 |
| Subordinated debt | $0 | 298 |
| All other liabilities | $401,000 | 6,795 |
| Total equity capital | $3,615,000 | 8,568 |
| Total bank equity capital | $3,615,000 | 8,568 |
| Perpetual preferred stock | $0 | 250 |
| Common stock | $100,000 | 8,632 |
| Surplus | $3,330,000 | 3,955 |
| Undivided profits | $185,000 | 10,437 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 10,601 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,832 |
| Income earned, not collected on loans | $834,000 | 2,734 |
| Earning assets | $38,666,000 | 7,932 |
| Long-term assets (5+ years) | $628,000 | 9,148 |
| Average Assets, year-to-date | $34,977,600 | 8,510 |
| Average Assets, quarterly | $41,301,000 | 7,990 |
| Volatile liabilities | $8,603,000 | 5,351 |
| Insider loans | $571,000 | 5,166 |
| FHLB advances | $0 | 882 |
| Loans and leases held for sale | $0 | 1,560 |
| Unused loan commitments | $0 | 10,924 |
| Tier 1 (core) risk-based capital | $3,273,000 | 8,869 |
| Tier 2 risk-based capital | $282,000 | 7,476 |
| Total risk weighted assets | $35,314,000 | 6,492 |
| Total unused commitments | $0 | 10,925 |
| Derivatives | $0 | 549 |
| 1995-12-31 | Rank | |
| # of Employees: | 10 | 10,247 |
| Assets and Liabilities | ||
| Total Assets: | $28,066,000 | 9,738 |
| Cash and due from depository institutions | $1,408,000 | 10,247 |
| Interest-bearing balances | $17,000 | 6,242 |
| Securities | $700,000 | 11,698 |
| Federal funds sold & reverse repurchase agreements | $2,575,000 | 4,809 |
| Net loans & leases | $22,041,000 | 8,202 |
| Loan loss allowance | $166,000 | 9,960 |
| Trading account assets | $0 | 261 |
| Bank premises and fixed assets | $478,000 | 8,415 |
| Other real estate owned | $0 | 10,247 |
| Goodwill and other intangibles | $331,000 | 1,768 |
| All other assets | $533,000 | 8,928 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $28,066,000 | 9,738 |
| Total liabilities | $25,565,000 | 9,673 |
| Total deposits | $25,345,000 | 9,581 |
| Interest-bearing deposits | $22,713,000 | 9,361 |
| Deposits held in domestic offices | $25,345,000 | 9,578 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,736 |
| Trading liabilities | $0 | 110 |
| Other borrowed funds | $0 | 5,136 |
| Subordinated debt | $0 | 337 |
| All other liabilities | $220,000 | 9,430 |
| Total equity capital | $2,501,000 | 10,084 |
| Total bank equity capital | $2,501,000 | 10,084 |
| Perpetual preferred stock | $0 | 288 |
| Common stock | $100,000 | 9,051 |
| Surplus | $2,390,000 | 4,977 |
| Undivided profits | $11,000 | 11,298 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $25,000 | 9,983 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,782 |
| Income earned, not collected on loans | $470,000 | 5,020 |
| Earning assets | $25,333,000 | 9,759 |
| Long-term assets (5+ years) | $363,000 | 9,840 |
| Average Assets, year-to-date | $21,255,000 | 10,406 |
| Average Assets, quarterly | $25,375,500 | 10,000 |
| Volatile liabilities | $3,938,000 | 7,712 |
| Insider loans | $961,000 | 3,829 |
| FHLB advances | $0 | 855 |
| Loans and leases held for sale | $0 | 1,606 |
| Unused loan commitments | $5,000 | 11,306 |
| Tier 1 (core) risk-based capital | $2,170,000 | 10,428 |
| Tier 2 risk-based capital | $166,000 | 9,449 |
| Total risk weighted assets | $22,785,300 | 8,277 |
| Total unused commitments | $5,000 | 11,307 |
| Derivatives | $0 | 628 |