Home > American National Bank > Loan Charge- Offs and Recoveries
American National Bank, Loan Charge- Offs and Recoveries
| 1997-12-31 (YTD Data) | Rank | |
| Total charge-offs | $589,000 | 1,527 |
| Loans secured by real estate, total | $133,000 | 1,205 |
| To non-U.S. addressees | NA | NA |
| Real estate loans in domestic offices | $133,000 | 1,205 |
| Construction and land development | $0 | 676 |
| Secured by farmland | $43,000 | 106 |
| Total charge-offs secured by 1-4 family residential properties | $72,000 | 1,108 |
| Secured by multifamily residential properties | $0 | 405 |
| Secured by nonfarm nonresidential properties | $18,000 | 1,221 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | NA | NA |
| To foreign banks | NA | NA |
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Commercial and industrial loans | $172,000 | 1,577 |
| Loans to individuals | $271,000 | 1,278 |
| Credit card loan charge offs | $3,000 | 3,039 |
| Auto Loans Charge-Offs | NA | NA |
| Other Consumer Loan Charge-Offs | $268,000 | 1,053 |
| Loans to foreign governments and official institutions | $0 | 7 |
| Other loans | NA | NA |
| Lease financing receivables | $13,000 | 254 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | $55,000 | 370 |
| Total recoveries | $561,000 | 615 |
| Loans secured by real estate, total | $275,000 | 362 |
| To non-U.S. addressees | NA | NA |
| Real estate loans in domestic offices | $275,000 | 362 |
| Construction and land development | $8,000 | 331 |
| Secured by farmland | $194,000 | 13 |
| Secured by 1-4 family residential properties - total recoveries | $70,000 | 469 |
| Secured by multifamily residential properties | $1,000 | 314 |
| Secured by nonfarm nonresidential properties | $2,000 | 1,416 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | NA | NA |
| To foreign banks | NA | NA |
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Commercial and industrial loans | $156,000 | 652 |
| Loans to individuals | $130,000 | 792 |
| Credit card loan recoveries | $2,000 | 1,717 |
| Auto Loans - Recoveries | NA | NA |
| Other Consumer Loan Recoveries | $128,000 | 670 |
| Loans to foreign governments and official institutions | $0 | 27 |
| Other loans | NA | NA |
| Lease financing receivables | $0 | 286 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | $16,000 | 505 |
| Net charge-offs | $28,000 | 6,076 |
| Loans secured by real estate, total | $-142,000 | 10,753 |
| To non-U.S. addressees | NA | NA |
| Real estate loans in domestic offices | $-142,000 | 10,774 |
| Construction and land development | $-8,000 | 10,674 |
| Secured by farmland | $-151,000 | 9,710 |
| Secured by 1-4 family residential properties- net charge-offs | $2,000 | 3,221 |
| Secured by multifamily residential properties | $-1,000 | 10,721 |
| Secured by nonfarm nonresidential properties | $16,000 | 1,007 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | NA | NA |
| To foreign banks | NA | NA |
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Commercial and industrial loans | $16,000 | 3,971 |
| To non-U.S. addressees | NA | NA |
| Loans to individuals | $141,000 | 1,610 |
| Credit card loan net charge offs | $1,000 | 3,323 |
| Auto Loans - Net Charge-Offs | NA | NA |
| Other Consumer Loans Net Charge-Offs | $140,000 | 1,350 |
| Loans to foreign governments and official institutions | $0 | 7 |
| Other loans | NA | NA |
| Lease financing receivables | $13,000 | 223 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | $39,000 | 389 |
| 1996-12-31 (YTD Data) | Rank | |
| Total charge-offs | $1,817,000 | 754 |
| Loans secured by real estate, total | $228,000 | 987 |
| To non-U.S. addressees | NA | NA |
| Real estate loans in domestic offices | $228,000 | 987 |
| Construction and land development | $0 | 737 |
| Secured by farmland | $10,000 | 255 |
| Total charge-offs secured by 1-4 family residential properties | $206,000 | 610 |
| Secured by multifamily residential properties | $0 | 460 |
| Secured by nonfarm nonresidential properties | $12,000 | 1,483 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | NA | NA |
| To foreign banks | NA | NA |
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Commercial and industrial loans | $678,000 | 505 |
| Loans to individuals | $845,000 | 650 |
| Credit card loan charge offs | $8,000 | 2,431 |
| Auto Loans Charge-Offs | NA | NA |
| Other Consumer Loan Charge-Offs | $837,000 | 495 |
| Loans to foreign governments and official institutions | $0 | 11 |
| Other loans | NA | NA |
| Lease financing receivables | $66,000 | 173 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | $286,000 | 77 |
| Total recoveries | $250,000 | 1,257 |
| Loans secured by real estate, total | $41,000 | 1,400 |
| To non-U.S. addressees | NA | NA |
| Real estate loans in domestic offices | $41,000 | 1,400 |
| Construction and land development | $5,000 | 436 |
| Secured by farmland | $14,000 | 239 |
| Secured by 1-4 family residential properties - total recoveries | $11,000 | 1,621 |
| Secured by multifamily residential properties | $3,000 | 321 |
| Secured by nonfarm nonresidential properties | $8,000 | 1,297 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | NA | NA |
| To foreign banks | NA | NA |
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Commercial and industrial loans | $102,000 | 1,076 |
| Loans to individuals | $107,000 | 1,003 |
| Credit card loan recoveries | $0 | 2,751 |
| Auto Loans - Recoveries | NA | NA |
| Other Consumer Loan Recoveries | $107,000 | 855 |
| Loans to foreign governments and official institutions | $0 | 32 |
| Other loans | NA | NA |
| Lease financing receivables | $0 | 294 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | $31,000 | 287 |
| Net charge-offs | $1,567,000 | 668 |
| Loans secured by real estate, total | $187,000 | 881 |
| To non-U.S. addressees | NA | NA |
| Real estate loans in domestic offices | $187,000 | 880 |
| Construction and land development | $-5,000 | 11,166 |
| Secured by farmland | $-4,000 | 9,772 |
| Secured by 1-4 family residential properties- net charge-offs | $195,000 | 531 |
| Secured by multifamily residential properties | $-3,000 | 11,265 |
| Secured by nonfarm nonresidential properties | $4,000 | 1,390 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | NA | NA |
| To foreign banks | NA | NA |
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Commercial and industrial loans | $576,000 | 415 |
| To non-U.S. addressees | NA | NA |
| Loans to individuals | $738,000 | 587 |
| Credit card loan net charge offs | $8,000 | 2,210 |
| Auto Loans - Net Charge-Offs | NA | NA |
| Other Consumer Loans Net Charge-Offs | $730,000 | 429 |
| Loans to foreign governments and official institutions | $0 | 5 |
| Other loans | NA | NA |
| Lease financing receivables | $66,000 | 155 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | $255,000 | 74 |
| 1995-12-31 (YTD Data) | Rank | |
| Total charge-offs | $1,311,000 | 950 |
| Loans secured by real estate, total | $267,000 | 1,000 |
| To non-U.S. addressees | NA | NA |
| Real estate loans in domestic offices | $267,000 | 999 |
| Construction and land development | $33,000 | 516 |
| Secured by farmland | $159,000 | 39 |
| Total charge-offs secured by 1-4 family residential properties | $75,000 | 1,289 |
| Secured by multifamily residential properties | $0 | 559 |
| Secured by nonfarm nonresidential properties | $0 | 2,210 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | NA | NA |
| To foreign banks | NA | NA |
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Commercial and industrial loans | $831,000 | 418 |
| Loans to individuals | $213,000 | 1,402 |
| Credit card loan charge offs | $1,000 | 3,596 |
| Auto Loans Charge-Offs | NA | NA |
| Other Consumer Loan Charge-Offs | $212,000 | 1,166 |
| Loans to foreign governments and official institutions | $0 | 15 |
| Other loans | NA | NA |
| Lease financing receivables | $0 | 341 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | $0 | 1,401 |
| Total recoveries | $35,000 | 4,920 |
| Loans secured by real estate, total | $9,000 | 2,930 |
| To non-U.S. addressees | NA | NA |
| Real estate loans in domestic offices | $9,000 | 2,929 |
| Construction and land development | $0 | 688 |
| Secured by farmland | $6,000 | 353 |
| Secured by 1-4 family residential properties - total recoveries | $2,000 | 3,043 |
| Secured by multifamily residential properties | $1,000 | 461 |
| Secured by nonfarm nonresidential properties | $0 | 2,179 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | NA | NA |
| To foreign banks | NA | NA |
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Commercial and industrial loans | $2,000 | 6,590 |
| Loans to individuals | $24,000 | 2,904 |
| Credit card loan recoveries | $0 | 2,795 |
| Auto Loans - Recoveries | NA | NA |
| Other Consumer Loan Recoveries | $24,000 | 2,680 |
| Loans to foreign governments and official institutions | $0 | 30 |
| Other loans | NA | NA |
| Lease financing receivables | $0 | 322 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | $0 | 1,639 |
| Net charge-offs | $1,276,000 | 746 |
| Loans secured by real estate, total | $258,000 | 843 |
| To non-U.S. addressees | NA | NA |
| Real estate loans in domestic offices | $258,000 | 842 |
| Construction and land development | $33,000 | 440 |
| Secured by farmland | $153,000 | 35 |
| Secured by 1-4 family residential properties- net charge-offs | $73,000 | 1,103 |
| Secured by multifamily residential properties | $-1,000 | 11,697 |
| Secured by nonfarm nonresidential properties | $0 | 1,798 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | NA | NA |
| To foreign banks | NA | NA |
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Commercial and industrial loans | $829,000 | 279 |
| To non-U.S. addressees | NA | NA |
| Loans to individuals | $189,000 | 1,202 |
| Credit card loan net charge offs | $1,000 | 3,346 |
| Auto Loans - Net Charge-Offs | NA | NA |
| Other Consumer Loans Net Charge-Offs | $188,000 | 956 |
| Loans to foreign governments and official institutions | $0 | 11 |
| Other loans | NA | NA |
| Lease financing receivables | $0 | 281 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | $0 | 1,114 |
| 1994-12-31 (YTD Data) | Rank | |
| Total charge-offs | $56,000 | 6,552 |
| Loans secured by real estate, total | $2,000 | 5,723 |
| To non-U.S. addressees | NA | NA |
| Real estate loans in domestic offices | $2,000 | 5,724 |
| Construction and land development | $0 | 994 |
| Secured by farmland | $0 | 491 |
| Total charge-offs secured by 1-4 family residential properties | $2,000 | 4,473 |
| Secured by multifamily residential properties | $0 | 659 |
| Secured by nonfarm nonresidential properties | $0 | 2,579 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | NA | NA |
| To foreign banks | NA | NA |
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Commercial and industrial loans | $2,000 | 7,387 |
| Loans to individuals | $52,000 | 3,417 |
| Credit card loan charge offs | $1,000 | 3,518 |
| Auto Loans Charge-Offs | NA | NA |
| Other Consumer Loan Charge-Offs | $51,000 | 3,077 |
| Loans to foreign governments and official institutions | $0 | 15 |
| Other loans | NA | NA |
| Lease financing receivables | $0 | 332 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | $0 | 1,333 |
| Total recoveries | $37,000 | 5,322 |
| Loans secured by real estate, total | $31,000 | 1,996 |
| To non-U.S. addressees | NA | NA |
| Real estate loans in domestic offices | $31,000 | 1,996 |
| Construction and land development | $0 | 797 |
| Secured by farmland | $6,000 | 453 |
| Secured by 1-4 family residential properties - total recoveries | $1,000 | 3,734 |
| Secured by multifamily residential properties | $2,000 | 440 |
| Secured by nonfarm nonresidential properties | $22,000 | 1,141 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | NA | NA |
| To foreign banks | NA | NA |
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Commercial and industrial loans | $0 | 8,252 |
| Loans to individuals | $6,000 | 6,100 |
| Credit card loan recoveries | $0 | 2,801 |
| Auto Loans - Recoveries | NA | NA |
| Other Consumer Loan Recoveries | $6,000 | 5,822 |
| Loans to foreign governments and official institutions | $0 | 34 |
| Other loans | NA | NA |
| Lease financing receivables | $0 | 351 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | $0 | 1,776 |
| Net charge-offs | $19,000 | 6,702 |
| Loans secured by real estate, total | $-29,000 | 11,852 |
| To non-U.S. addressees | NA | NA |
| Real estate loans in domestic offices | $-29,000 | 11,890 |
| Construction and land development | $0 | 849 |
| Secured by farmland | $-6,000 | 10,689 |
| Secured by 1-4 family residential properties- net charge-offs | $1,000 | 3,933 |
| Secured by multifamily residential properties | $-2,000 | 12,382 |
| Secured by nonfarm nonresidential properties | $-22,000 | 12,060 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | NA | NA |
| To foreign banks | NA | NA |
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Commercial and industrial loans | $2,000 | 5,308 |
| To non-U.S. addressees | NA | NA |
| Loans to individuals | $46,000 | 2,683 |
| Credit card loan net charge offs | $1,000 | 3,225 |
| Auto Loans - Net Charge-Offs | NA | NA |
| Other Consumer Loans Net Charge-Offs | $45,000 | 2,308 |
| Loans to foreign governments and official institutions | $0 | 9 |
| Other loans | NA | NA |
| Lease financing receivables | $0 | 251 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | $0 | 1,012 |
| 1993-12-31 (YTD Data) | Rank | |
| Total charge-offs | $130,000 | 5,204 |
| Loans secured by real estate, total | $101,000 | 2,423 |
| To non-U.S. addressees | NA | NA |
| Real estate loans in domestic offices | $101,000 | 2,422 |
| Construction and land development | $0 | 1,259 |
| Secured by farmland | $86,000 | 96 |
| Total charge-offs secured by 1-4 family residential properties | $0 | 5,721 |
| Secured by multifamily residential properties | $0 | 764 |
| Secured by nonfarm nonresidential properties | $15,000 | 2,458 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | NA | NA |
| To foreign banks | NA | NA |
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Commercial and industrial loans | $0 | 8,929 |
| Loans to individuals | $29,000 | 5,169 |
| Credit card loan charge offs | $2,000 | 3,391 |
| Auto Loans Charge-Offs | NA | NA |
| Other Consumer Loan Charge-Offs | $27,000 | 4,869 |
| Loans to foreign governments and official institutions | NA | NA |
| Other loans | NA | NA |
| Lease financing receivables | $0 | 379 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | $0 | 1,635 |
| Total recoveries | $12,000 | 8,528 |
| Loans secured by real estate, total | $1,000 | 5,487 |
| To non-U.S. addressees | NA | NA |
| Real estate loans in domestic offices | $1,000 | 5,485 |
| Construction and land development | $0 | 926 |
| Secured by farmland | $0 | 821 |
| Secured by 1-4 family residential properties - total recoveries | $0 | 4,624 |
| Secured by multifamily residential properties | $1,000 | 482 |
| Secured by nonfarm nonresidential properties | $0 | 2,606 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | NA | NA |
| To foreign banks | NA | NA |
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Commercial and industrial loans | $1,000 | 8,223 |
| Loans to individuals | $10,000 | 5,337 |
| Credit card loan recoveries | $9,000 | 1,044 |
| Auto Loans - Recoveries | NA | NA |
| Other Consumer Loan Recoveries | $1,000 | 8,900 |
| Loans to foreign governments and official institutions | NA | NA |
| Other loans | NA | NA |
| Lease financing receivables | $0 | 365 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | $0 | 1,965 |
| Net charge-offs | $118,000 | 4,211 |
| Loans secured by real estate, total | $100,000 | 2,058 |
| To non-U.S. addressees | NA | NA |
| Real estate loans in domestic offices | $100,000 | 2,057 |
| Construction and land development | $0 | 1,117 |
| Secured by farmland | $86,000 | 73 |
| Secured by 1-4 family residential properties- net charge-offs | $0 | 4,945 |
| Secured by multifamily residential properties | $-1,000 | 13,028 |
| Secured by nonfarm nonresidential properties | $15,000 | 2,158 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | NA | NA |
| To foreign banks | NA | NA |
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Commercial and industrial loans | $-1,000 | 10,208 |
| To non-U.S. addressees | NA | NA |
| Loans to individuals | $19,000 | 4,762 |
| Credit card loan net charge offs | $-7,000 | 13,219 |
| Auto Loans - Net Charge-Offs | NA | NA |
| Other Consumer Loans Net Charge-Offs | $26,000 | 3,588 |
| Loans to foreign governments and official institutions | NA | NA |
| Other loans | NA | NA |
| Lease financing receivables | $0 | 315 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | $0 | 1,260 |
| 1992-12-31 (YTD Data) | Rank | |
| Total charge-offs | $298,000 | 4,040 |
| Loans secured by real estate, total | $262,000 | 1,860 |
| To non-U.S. addressees | NA | NA |
| Real estate loans in domestic offices | $262,000 | 1,860 |
| Construction and land development | $0 | 1,669 |
| Secured by farmland | $141,000 | 84 |
| Total charge-offs secured by 1-4 family residential properties | $35,000 | 2,979 |
| Secured by multifamily residential properties | $71,000 | 532 |
| Secured by nonfarm nonresidential properties | $15,000 | 3,083 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | NA | NA |
| To foreign banks | NA | NA |
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Commercial and industrial loans | $0 | 9,917 |
| Loans to individuals | $36,000 | 5,456 |
| Credit card loan charge offs | $2,000 | 3,539 |
| Auto Loans Charge-Offs | NA | NA |
| Other Consumer Loan Charge-Offs | $34,000 | 5,177 |
| Loans to foreign governments and official institutions | NA | NA |
| Other loans | NA | NA |
| Lease financing receivables | $0 | 464 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | $0 | 1,961 |
| Total recoveries | $13,000 | 8,746 |
| Loans secured by real estate, total | $7,000 | 3,926 |
| To non-U.S. addressees | NA | NA |
| Real estate loans in domestic offices | $7,000 | 3,925 |
| Construction and land development | $0 | 1,048 |
| Secured by farmland | $0 | 870 |
| Secured by 1-4 family residential properties - total recoveries | $0 | 4,685 |
| Secured by multifamily residential properties | $3,000 | 390 |
| Secured by nonfarm nonresidential properties | $4,000 | 1,866 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | NA | NA |
| To foreign banks | NA | NA |
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Commercial and industrial loans | $0 | 9,301 |
| Loans to individuals | $6,000 | 6,735 |
| Credit card loan recoveries | $0 | 2,868 |
| Auto Loans - Recoveries | NA | NA |
| Other Consumer Loan Recoveries | $6,000 | 6,455 |
| Loans to foreign governments and official institutions | NA | NA |
| Other loans | NA | NA |
| Lease financing receivables | $0 | 397 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | $0 | 2,110 |
| Net charge-offs | $285,000 | 3,441 |
| Loans secured by real estate, total | $255,000 | 1,703 |
| To non-U.S. addressees | NA | NA |
| Real estate loans in domestic offices | $255,000 | 1,703 |
| Construction and land development | $0 | 1,547 |
| Secured by farmland | $141,000 | 70 |
| Secured by 1-4 family residential properties- net charge-offs | $35,000 | 2,596 |
| Secured by multifamily residential properties | $68,000 | 525 |
| Secured by nonfarm nonresidential properties | $11,000 | 2,994 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | NA | NA |
| To foreign banks | NA | NA |
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Commercial and industrial loans | $0 | 8,199 |
| To non-U.S. addressees | NA | NA |
| Loans to individuals | $30,000 | 4,808 |
| Credit card loan net charge offs | $2,000 | 3,295 |
| Auto Loans - Net Charge-Offs | NA | NA |
| Other Consumer Loans Net Charge-Offs | $28,000 | 4,482 |
| Loans to foreign governments and official institutions | NA | NA |
| Other loans | NA | NA |
| Lease financing receivables | $0 | 406 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | $0 | 1,543 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.