Home > American National Bank > Income and Expense
American National Bank, Income and Expense
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $9,576,000 | 3,371 |
| Total interest expense | $4,769,000 | 3,119 |
| Net interest income | $4,807,000 | 3,620 |
| Provision for loan and lease losses | $-450,000 | 10,865 |
| Total noninterest income | $2,327,000 | 1,562 |
| Gross Fiduciary activities income | $0 | 1,450 |
| Service charges on deposit accounts | $459,000 | 2,847 |
| Trading account gains and fees | $0 | 239 |
| Additional Noninterest Income | $1,868,000 | 1,153 |
| Total noninterest expense | $3,192,000 | 3,899 |
| Salaries and employee benefits | $1,468,000 | 4,335 |
| Premises and equipment expense | $274,000 | 5,744 |
| Additional noninterest expense | $1,450,000 | 2,817 |
| Pre-tax net operating income | $4,392,000 | 1,740 |
| Securities gains (losses) | $-30,000 | 10,516 |
| Applicable income taxes | $1,462,000 | 1,745 |
| Income before extraordinary items | $2,900,000 | 1,829 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $2,900,000 | 1,828 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $28,000 | 6,076 |
| Cash dividends | $3,545,000 | 824 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $2,919,800 | 1,768 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $10,354,000 | 3,175 |
| Total interest expense | $5,159,000 | 2,912 |
| Net interest income | $5,195,000 | 3,426 |
| Provision for loan and lease losses | $400,000 | 2,077 |
| Total noninterest income | $879,000 | 3,452 |
| Gross Fiduciary activities income | $0 | 1,526 |
| Service charges on deposit accounts | $622,000 | 2,172 |
| Trading account gains and fees | $0 | 262 |
| Additional Noninterest Income | $257,000 | 4,467 |
| Total noninterest expense | $3,875,000 | 3,441 |
| Salaries and employee benefits | $1,700,000 | 3,854 |
| Premises and equipment expense | $352,000 | 4,999 |
| Additional noninterest expense | $1,823,000 | 2,661 |
| Pre-tax net operating income | $1,799,000 | 3,726 |
| Securities gains (losses) | $672,000 | 347 |
| Applicable income taxes | $819,000 | 2,786 |
| Income before extraordinary items | $1,652,000 | 2,920 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $1,652,000 | 2,921 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,567,000 | 668 |
| Cash dividends | $0 | 8,336 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $1,201,760 | 3,822 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $10,706,000 | 3,095 |
| Total interest expense | $5,359,000 | 2,851 |
| Net interest income | $5,347,000 | 3,319 |
| Provision for loan and lease losses | $3,460,000 | 405 |
| Total noninterest income | $1,159,000 | 2,795 |
| Gross Fiduciary activities income | $19,000 | 1,413 |
| Service charges on deposit accounts | $613,000 | 2,214 |
| Trading account gains and fees | $0 | 522 |
| Additional Noninterest Income | $527,000 | 2,773 |
| Total noninterest expense | $3,988,000 | 3,330 |
| Salaries and employee benefits | $1,670,000 | 3,882 |
| Premises and equipment expense | $439,000 | 4,194 |
| Additional noninterest expense | $1,879,000 | 2,538 |
| Pre-tax net operating income | $-942,000 | 11,868 |
| Securities gains (losses) | $-1,000 | 9,017 |
| Applicable income taxes | $-423,000 | 11,861 |
| Income before extraordinary items | $-520,000 | 11,801 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $-520,000 | 11,799 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,276,000 | 746 |
| Cash dividends | $500,000 | 3,291 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $-519,360 | 11,794 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $9,385,000 | 3,219 |
| Total interest expense | $4,729,000 | 2,591 |
| Net interest income | $4,656,000 | 3,804 |
| Provision for loan and lease losses | $126,000 | 3,941 |
| Total noninterest income | $1,021,000 | 3,070 |
| Gross Fiduciary activities income | $22,000 | 1,410 |
| Service charges on deposit accounts | $569,000 | 2,388 |
| Trading account gains and fees | $0 | 475 |
| Additional Noninterest Income | $430,000 | 3,256 |
| Total noninterest expense | $4,579,000 | 3,007 |
| Salaries and employee benefits | $1,779,000 | 3,657 |
| Premises and equipment expense | $392,000 | 4,663 |
| Additional noninterest expense | $2,408,000 | 2,201 |
| Pre-tax net operating income | $972,000 | 6,074 |
| Securities gains (losses) | $-1,333,000 | 12,439 |
| Applicable income taxes | $-233,000 | 12,406 |
| Income before extraordinary items | $-128,000 | 12,178 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $-128,000 | 12,178 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $19,000 | 6,702 |
| Cash dividends | $720,000 | 2,468 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $725,120 | 5,843 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $5,736,000 | 5,159 |
| Total interest expense | $3,106,000 | 4,000 |
| Net interest income | $2,630,000 | 6,292 |
| Provision for loan and lease losses | $83,000 | 6,262 |
| Total noninterest income | $477,000 | 5,778 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $291,000 | 4,531 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $186,000 | 5,898 |
| Total noninterest expense | $2,991,000 | 4,522 |
| Salaries and employee benefits | $1,042,000 | 5,920 |
| Premises and equipment expense | $296,000 | 5,922 |
| Additional noninterest expense | $1,653,000 | 3,226 |
| Pre-tax net operating income | $33,000 | 12,258 |
| Securities gains (losses) | $4,000 | 6,316 |
| Applicable income taxes | $-23,000 | 12,832 |
| Income before extraordinary items | $60,000 | 12,177 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $60,000 | 12,204 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $118,000 | 4,211 |
| Cash dividends | $0 | 9,081 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $56,000 | 12,058 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $6,488,000 | 5,150 |
| Total interest expense | $3,798,000 | 4,249 |
| Net interest income | $2,690,000 | 6,228 |
| Provision for loan and lease losses | $175,000 | 5,648 |
| Total noninterest income | $547,000 | 5,293 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $225,000 | 5,527 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $322,000 | 4,240 |
| Total noninterest expense | $2,679,000 | 4,989 |
| Salaries and employee benefits | $1,090,000 | 5,620 |
| Premises and equipment expense | $268,000 | 6,470 |
| Additional noninterest expense | $1,321,000 | 3,987 |
| Pre-tax net operating income | $383,000 | 9,396 |
| Securities gains (losses) | $0 | 8,369 |
| Applicable income taxes | $127,000 | 9,192 |
| Income before extraordinary items | $256,000 | 9,837 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $256,000 | 9,987 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $285,000 | 3,441 |
| Cash dividends | $0 | 8,912 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $256,000 | 9,474 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.