Home > American National Bank > Income and Expense

American National Bank, Income and Expense

2025-03-31 (YTD Data)		Rank
Total interest income	$5,359,000	2,007
Total interest expense	$2,322,000	1,704
Net interest income	$3,037,000	2,202
Provision for loan and lease losses	$0	2,775
Total noninterest income	$244,000	2,667
Gross Fiduciary activities income	$0	918
Service charges on deposit accounts	$78,000	2,129
Trading account gains and fees	NA	NA
Additional Noninterest Income	$166,000	2,591
Total noninterest expense	$2,090,000	2,367
Salaries and employee benefits	$1,319,000	2,206
Premises and equipment expense	$163,000	2,630
Additional noninterest expense	$166,000	2,591
Pre-tax net operating income	$1,191,000	2,043
Securities gains (losses)	$0	665
Applicable income taxes	$291,000	1,365
Income before extraordinary items	$900,000	2,183
Extraordinary gains, net	$0	47
Net income	$900,000	2,209
Minority interest net income	$0	65
Net income of bank and minority interests.	$900,000	2,183
Net charge-offs	$0	2,299
Cash dividends	$0	2,364
Sale, conversion, retirement of capital stock, net	$0	467
Net operating income	$900,000	2,198
2024-12-31 (YTD Data)		Rank
Total interest income	$22,632,000	1,906
Total interest expense	$9,596,000	1,712
Net interest income	$13,036,000	2,033
Provision for loan and lease losses	$70,000	2,691
Total noninterest income	$978,000	2,753
Gross Fiduciary activities income	$0	1,000
Service charges on deposit accounts	$285,000	2,264
Trading account gains and fees	NA	NA
Additional Noninterest Income	$693,000	2,648
Total noninterest expense	$8,376,000	2,334
Salaries and employee benefits	$5,180,000	2,200
Premises and equipment expense	$658,000	2,598
Additional noninterest expense	$693,000	2,648
Pre-tax net operating income	$5,568,000	1,742
Securities gains (losses)	$0	940
Applicable income taxes	$1,367,000	1,178
Income before extraordinary items	$4,201,000	1,891
Extraordinary gains, net	$0	53
Net income	$4,201,000	1,909
Minority interest net income	$0	90
Net income of bank and minority interests.	$4,201,000	1,891
Net charge-offs	$497,000	922
Cash dividends	$2,886,000	1,305
Sale, conversion, retirement of capital stock, net	$0	564
Net operating income	$4,201,000	1,893
2024-09-30 (YTD Data)		Rank
Total interest income	$17,279,000	1,877
Total interest expense	$7,273,000	1,694
Net interest income	$10,006,000	1,989
Provision for loan and lease losses	$120,000	2,073
Total noninterest income	$725,000	2,731
Gross Fiduciary activities income	$0	972
Service charges on deposit accounts	$207,000	2,311
Trading account gains and fees	NA	NA
Additional Noninterest Income	$518,000	2,601
Total noninterest expense	$6,190,000	2,323
Salaries and employee benefits	$3,841,000	2,193
Premises and equipment expense	$497,000	2,575
Additional noninterest expense	$518,000	2,601
Pre-tax net operating income	$4,421,000	1,659
Securities gains (losses)	$0	930
Applicable income taxes	$1,083,000	1,159
Income before extraordinary items	$3,338,000	1,819
Extraordinary gains, net	$0	51
Net income	$3,338,000	1,838
Minority interest net income	$0	82
Net income of bank and minority interests.	$3,338,000	1,820
Net charge-offs	$-1,000	3,537
Cash dividends	$1,443,000	1,461
Sale, conversion, retirement of capital stock, net	$0	527
Net operating income	$3,338,000	1,820
2024-06-30 (YTD Data)		Rank
Total interest income	$11,509,000	1,845
Total interest expense	$4,868,000	1,667
Net interest income	$6,641,000	1,980
Provision for loan and lease losses	$120,000	1,718
Total noninterest income	$344,000	3,065
Gross Fiduciary activities income	$0	962
Service charges on deposit accounts	$133,000	2,327
Trading account gains and fees	NA	NA
Additional Noninterest Income	$211,000	3,023
Total noninterest expense	$4,154,000	2,306
Salaries and employee benefits	$2,586,000	2,177
Premises and equipment expense	$324,000	2,596
Additional noninterest expense	$211,000	3,023
Pre-tax net operating income	$2,711,000	1,738
Securities gains (losses)	$0	628
Applicable income taxes	$664,000	1,218
Income before extraordinary items	$2,047,000	1,896
Extraordinary gains, net	$0	52
Net income	$2,047,000	1,921
Minority interest net income	$0	84
Net income of bank and minority interests.	$2,047,000	1,896
Net charge-offs	$-1,000	3,466
Cash dividends	$1,443,000	1,150
Sale, conversion, retirement of capital stock, net	$0	496
Net operating income	$2,047,000	1,902
2024-03-31 (YTD Data)		Rank
Total interest income	$5,751,000	1,824
Total interest expense	$2,457,000	1,644
Net interest income	$3,294,000	1,985
Provision for loan and lease losses	$120,000	1,123
Total noninterest income	$174,000	3,019
Gross Fiduciary activities income	$0	895
Service charges on deposit accounts	$65,000	2,345
Trading account gains and fees	NA	NA
Additional Noninterest Income	$109,000	2,971
Total noninterest expense	$2,074,000	2,317
Salaries and employee benefits	$1,319,000	2,155
Premises and equipment expense	$163,000	2,592
Additional noninterest expense	$109,000	2,971
Pre-tax net operating income	$1,274,000	1,771
Securities gains (losses)	$0	689
Applicable income taxes	$312,000	1,231
Income before extraordinary items	$962,000	1,950
Extraordinary gains, net	$0	51
Net income	$962,000	1,975
Minority interest net income	$0	72
Net income of bank and minority interests.	$962,000	1,950
Net charge-offs	$0	2,217
Cash dividends	$1,443,000	661
Sale, conversion, retirement of capital stock, net	$0	434
Net operating income	$962,000	1,951
2023-09-30 (YTD Data)		Rank
Total interest income	$15,781,000	1,792
Total interest expense	$4,490,000	1,707
Net interest income	$11,291,000	1,811
Provision for loan and lease losses	$300,000	1,340
Total noninterest income	$705,000	2,816
Gross Fiduciary activities income	$0	950
Service charges on deposit accounts	$237,000	2,139
Trading account gains and fees	NA	NA
Additional Noninterest Income	$468,000	2,753
Total noninterest expense	$5,958,000	2,334
Salaries and employee benefits	$3,712,000	2,200
Premises and equipment expense	$459,000	2,679
Additional noninterest expense	$468,000	2,752
Pre-tax net operating income	$5,738,000	1,496
Securities gains (losses)	$0	849
Applicable income taxes	$1,406,000	1,051
Income before extraordinary items	$4,332,000	1,616
Extraordinary gains, net	$0	52
Net income	$4,332,000	1,629
Minority interest net income	$0	81
Net income of bank and minority interests.	$4,332,000	1,616
Net charge-offs	$263,000	775
Cash dividends	$1,443,000	1,413
Sale, conversion, retirement of capital stock, net	$0	507
Net operating income	$4,332,000	1,637
2023-06-30 (YTD Data)		Rank
Total interest income	$10,348,000	1,784
Total interest expense	$2,359,000	1,825
Net interest income	$7,989,000	1,740
Provision for loan and lease losses	$280,000	1,107
Total noninterest income	$334,000	3,144
Gross Fiduciary activities income	$0	931
Service charges on deposit accounts	$153,000	2,167
Trading account gains and fees	NA	NA
Additional Noninterest Income	$181,000	3,260
Total noninterest expense	$3,998,000	2,309
Salaries and employee benefits	$2,517,000	2,172
Premises and equipment expense	$304,000	2,694
Additional noninterest expense	$181,000	3,252
Pre-tax net operating income	$4,045,000	1,425
Securities gains (losses)	$0	938
Applicable income taxes	$991,000	1,017
Income before extraordinary items	$3,054,000	1,556
Extraordinary gains, net	$0	51
Net income	$3,054,000	1,574
Minority interest net income	$0	81
Net income of bank and minority interests.	$3,054,000	1,556
Net charge-offs	$265,000	592
Cash dividends	$1,443,000	1,127
Sale, conversion, retirement of capital stock, net	$0	486
Net operating income	$3,054,000	1,569
2023-03-31 (YTD Data)		Rank
Total interest income	$5,003,000	1,812
Total interest expense	$895,000	1,966
Net interest income	$4,108,000	1,721
Provision for loan and lease losses	$70,000	1,505
Total noninterest income	$167,000	3,154
Gross Fiduciary activities income	$0	913
Service charges on deposit accounts	$76,000	2,185
Trading account gains and fees	NA	NA
Additional Noninterest Income	$91,000	3,239
Total noninterest expense	$2,016,000	2,329
Salaries and employee benefits	$1,291,000	2,171
Premises and equipment expense	$149,000	2,765
Additional noninterest expense	$91,000	3,239
Pre-tax net operating income	$2,189,000	1,366
Securities gains (losses)	$0	950
Applicable income taxes	$536,000	996
Income before extraordinary items	$1,653,000	1,496
Extraordinary gains, net	$0	4
Net income	$1,653,000	1,496
Minority interest net income	$0	48
Net income of bank and minority interests.	$1,653,000	1,496
Net charge-offs	$265,000	382
Cash dividends	$1,443,000	620
Sale, conversion, retirement of capital stock, net	$0	430
Net operating income	$1,653,000	1,508
2022-12-31 (YTD Data)		Rank
Total interest income	$16,849,000	1,790
Total interest expense	$1,202,000	2,183
Net interest income	$15,647,000	1,732
Provision for loan and lease losses	$0	3,012
Total noninterest income	$1,218,000	2,578
Gross Fiduciary activities income	$0	1,005
Service charges on deposit accounts	$310,000	2,214
Trading account gains and fees	NA	NA
Additional Noninterest Income	$908,000	2,431
Total noninterest expense	$7,927,000	2,316
Salaries and employee benefits	$4,972,000	2,191
Premises and equipment expense	$579,000	2,769
Additional noninterest expense	$908,000	2,431
Pre-tax net operating income	$8,938,000	1,381
Securities gains (losses)	$0	691
Applicable income taxes	$1,974,000	1,086
Income before extraordinary items	$6,964,000	1,461
Extraordinary gains, net	$0	5
Net income	$6,964,000	1,460
Minority interest net income	$0	63
Net income of bank and minority interests.	$6,964,000	1,461
Net charge-offs	$-1,000	3,246
Cash dividends	$1,443,000	1,793
Sale, conversion, retirement of capital stock, net	$0	568
Net operating income	$6,964,000	1,483
2022-09-30 (YTD Data)		Rank
Total interest income	$11,631,000	1,852
Total interest expense	$603,000	2,402
Net interest income	$11,028,000	1,794
Provision for loan and lease losses	$0	2,835
Total noninterest income	$1,007,000	2,482
Gross Fiduciary activities income	$0	968
Service charges on deposit accounts	$234,000	2,223
Trading account gains and fees	NA	NA
Additional Noninterest Income	$773,000	2,345
Total noninterest expense	$5,793,000	2,342
Salaries and employee benefits	$3,643,000	2,227
Premises and equipment expense	$435,000	2,769
Additional noninterest expense	$773,000	2,345
Pre-tax net operating income	$6,242,000	1,446
Securities gains (losses)	$0	740
Applicable income taxes	$1,531,000	1,052
Income before extraordinary items	$4,711,000	1,562
Extraordinary gains, net	$0	4
Net income	$4,711,000	1,561
Minority interest net income	$0	57
Net income of bank and minority interests.	$4,711,000	1,562
Net charge-offs	$-1,000	3,079
Cash dividends	$1,443,000	1,391
Sale, conversion, retirement of capital stock, net	$0	519
Net operating income	$4,711,000	1,594
2022-06-30 (YTD Data)		Rank
Total interest income	$7,129,000	1,909
Total interest expense	$332,000	2,520
Net interest income	$6,797,000	1,854
Provision for loan and lease losses	$0	2,599
Total noninterest income	$514,000	2,799
Gross Fiduciary activities income	$0	925
Service charges on deposit accounts	$156,000	2,227
Trading account gains and fees	NA	NA
Additional Noninterest Income	$358,000	2,762
Total noninterest expense	$3,855,000	2,334
Salaries and employee benefits	$2,423,000	2,223
Premises and equipment expense	$285,000	2,807
Additional noninterest expense	$1,147,000	2,376
Pre-tax net operating income	$3,456,000	1,566
Securities gains (losses)	$0	687
Applicable income taxes	$848,000	1,121
Income before extraordinary items	$2,608,000	1,674
Extraordinary gains, net	$0	4
Net income	$2,608,000	1,672
Minority interest net income	$0	60
Net income of bank and minority interests.	$2,608,000	1,674
Net charge-offs	$-1,000	2,999
Cash dividends	$1,443,000	1,081
Sale, conversion, retirement of capital stock, net	$0	494
Net operating income	$2,608,000	1,711
2022-03-31 (YTD Data)		Rank
Total interest income	$3,362,000	1,952
Total interest expense	$162,000	2,526
Net interest income	$3,200,000	1,902
Provision for loan and lease losses	$0	2,285
Total noninterest income	$223,000	2,931
Gross Fiduciary activities income	$0	892
Service charges on deposit accounts	$78,000	2,205
Trading account gains and fees	NA	NA
Additional Noninterest Income	$145,000	2,912
Total noninterest expense	$1,894,000	2,370
Salaries and employee benefits	$1,192,000	2,249
Premises and equipment expense	$139,000	2,863
Additional noninterest expense	$563,000	2,385
Pre-tax net operating income	$1,529,000	1,614
Securities gains (losses)	$0	623
Applicable income taxes	$376,000	1,149
Income before extraordinary items	$1,153,000	1,741
Extraordinary gains, net	$0	4
Net income	$1,153,000	1,742
Minority interest net income	$0	50
Net income of bank and minority interests.	$1,153,000	1,741
Net charge-offs	$-1,000	3,005
Cash dividends	$1,443,000	603
Sale, conversion, retirement of capital stock, net	$0	453
Net operating income	$1,153,000	1,761
2021-12-31 (YTD Data)		Rank
Total interest income	$14,841,000	1,882
Total interest expense	$851,000	2,448
Net interest income	$13,990,000	1,827
Provision for loan and lease losses	$10,000	2,957
Total noninterest income	$895,000	3,097
Gross Fiduciary activities income	$0	994
Service charges on deposit accounts	$314,000	2,142
Trading account gains and fees	NA	NA
Additional Noninterest Income	$581,000	3,141
Total noninterest expense	$7,488,000	2,379
Salaries and employee benefits	$4,480,000	2,319
Premises and equipment expense	$557,000	2,858
Additional noninterest expense	$2,451,000	2,272
Pre-tax net operating income	$7,387,000	1,568
Securities gains (losses)	$0	2,062
Applicable income taxes	$1,609,000	1,253
Income before extraordinary items	$5,778,000	1,705
Extraordinary gains, net	$0	10
Net income	$5,778,000	1,704
Minority interest net income	$0	74
Net income of bank and minority interests.	$5,778,000	1,705
Net charge-offs	$5,000	2,441
Cash dividends	$1,443,000	1,853
Sale, conversion, retirement of capital stock, net	$0	582
Net operating income	$5,778,000	1,675
2021-09-30 (YTD Data)		Rank
Total interest income	$11,173,000	1,911
Total interest expense	$683,000	2,445
Net interest income	$10,490,000	1,854
Provision for loan and lease losses	$10,000	2,824
Total noninterest income	$667,000	3,134
Gross Fiduciary activities income	$0	957
Service charges on deposit accounts	$236,000	2,133
Trading account gains and fees	NA	NA
Additional Noninterest Income	$431,000	3,199
Total noninterest expense	$5,533,000	2,404
Salaries and employee benefits	$3,310,000	2,350
Premises and equipment expense	$425,000	2,845
Additional noninterest expense	$1,798,000	2,320
Pre-tax net operating income	$5,614,000	1,626
Securities gains (losses)	$0	2,015
Applicable income taxes	$1,392,000	1,214
Income before extraordinary items	$4,222,000	1,807
Extraordinary gains, net	$0	8
Net income	$4,222,000	1,806
Minority interest net income	$0	69
Net income of bank and minority interests.	$4,222,000	1,807
Net charge-offs	$5,000	2,152
Cash dividends	$722,000	2,021
Sale, conversion, retirement of capital stock, net	$0	543
Net operating income	$4,222,000	1,782
2021-06-30 (YTD Data)		Rank
Total interest income	$7,623,000	1,868
Total interest expense	$495,000	2,394
Net interest income	$7,128,000	1,803
Provision for loan and lease losses	$10,000	2,695
Total noninterest income	$318,000	3,473
Gross Fiduciary activities income	$0	951
Service charges on deposit accounts	$158,000	2,084
Trading account gains and fees	NA	NA
Additional Noninterest Income	$160,000	3,731
Total noninterest expense	$3,632,000	2,434
Salaries and employee benefits	$2,192,000	2,352
Premises and equipment expense	$276,000	2,894
Additional noninterest expense	$1,164,000	2,341
Pre-tax net operating income	$3,804,000	1,583
Securities gains (losses)	$0	1,818
Applicable income taxes	$948,000	1,181
Income before extraordinary items	$2,856,000	1,761
Extraordinary gains, net	$0	6
Net income	$2,856,000	1,761
Minority interest net income	$0	67
Net income of bank and minority interests.	$2,856,000	1,761
Net charge-offs	$5,000	1,907
Cash dividends	$722,000	1,649
Sale, conversion, retirement of capital stock, net	$0	517
Net operating income	$2,856,000	1,734
2021-03-31 (YTD Data)		Rank
Total interest income	$3,632,000	1,923
Total interest expense	$298,000	2,194
Net interest income	$3,334,000	1,870
Provision for loan and lease losses	$10,000	2,475
Total noninterest income	$155,000	3,489
Gross Fiduciary activities income	$0	922
Service charges on deposit accounts	$79,000	2,077
Trading account gains and fees	NA	NA
Additional Noninterest Income	$76,000	3,737
Total noninterest expense	$1,869,000	2,364
Salaries and employee benefits	$1,133,000	2,302
Premises and equipment expense	$137,000	2,918
Additional noninterest expense	$599,000	2,262
Pre-tax net operating income	$1,610,000	1,789
Securities gains (losses)	$0	1,392
Applicable income taxes	$409,000	1,290
Income before extraordinary items	$1,201,000	1,993
Extraordinary gains, net	$0	3
Net income	$1,201,000	1,993
Minority interest net income	$0	55
Net income of bank and minority interests.	$1,201,000	1,993
Net charge-offs	$5,000	1,528
Cash dividends	$722,000	958
Sale, conversion, retirement of capital stock, net	$0	482
Net operating income	$1,201,000	1,960
2020-12-31 (YTD Data)		Rank
Total interest income	$13,387,000	2,061
Total interest expense	$1,433,000	2,452
Net interest income	$11,954,000	1,955
Provision for loan and lease losses	$210,000	2,986
Total noninterest income	$942,000	2,930
Gross Fiduciary activities income	$0	1,030
Service charges on deposit accounts	$280,000	2,320
Trading account gains and fees	NA	NA
Additional Noninterest Income	$662,000	2,873
Total noninterest expense	$7,044,000	2,446
Salaries and employee benefits	$4,351,000	2,358
Premises and equipment expense	$526,000	2,967
Additional noninterest expense	$2,167,000	2,409
Pre-tax net operating income	$5,642,000	1,631
Securities gains (losses)	$0	2,675
Applicable income taxes	$1,432,000	1,166
Income before extraordinary items	$4,210,000	1,845
Extraordinary gains, net	$0	4
Net income	$4,210,000	1,844
Minority interest net income	$0	72
Net income of bank and minority interests.	$4,210,000	1,845
Net charge-offs	$-1,000	3,923
Cash dividends	$2,886,000	1,168
Sale, conversion, retirement of capital stock, net	$0	566
Net operating income	$4,210,000	1,808
2020-09-30 (YTD Data)		Rank
Total interest income	$9,706,000	2,128
Total interest expense	$1,125,000	2,481
Net interest income	$8,581,000	2,029
Provision for loan and lease losses	$0	4,239
Total noninterest income	$634,000	3,039
Gross Fiduciary activities income	$0	981
Service charges on deposit accounts	$206,000	2,353
Trading account gains and fees	NA	NA
Additional Noninterest Income	$428,000	2,993
Total noninterest expense	$5,171,000	2,465
Salaries and employee benefits	$3,192,000	2,370
Premises and equipment expense	$395,000	2,975
Additional noninterest expense	$1,584,000	2,423
Pre-tax net operating income	$4,044,000	1,658
Securities gains (losses)	$0	2,494
Applicable income taxes	$992,000	1,183
Income before extraordinary items	$3,052,000	1,879
Extraordinary gains, net	$0	4
Net income	$3,052,000	1,878
Minority interest net income	$0	65
Net income of bank and minority interests.	$3,052,000	1,879
Net charge-offs	$-1,000	3,797
Cash dividends	$1,443,000	1,386
Sale, conversion, retirement of capital stock, net	$0	532
Net operating income	$3,052,000	1,836
2020-06-30 (YTD Data)		Rank
Total interest income	$6,454,000	2,153
Total interest expense	$810,000	2,474
Net interest income	$5,644,000	2,062
Provision for loan and lease losses	$0	4,134
Total noninterest income	$319,000	3,317
Gross Fiduciary activities income	$0	970
Service charges on deposit accounts	$135,000	2,409
Trading account gains and fees	NA	NA
Additional Noninterest Income	$184,000	3,391
Total noninterest expense	$3,470,000	2,463
Salaries and employee benefits	$2,176,000	2,333
Premises and equipment expense	$254,000	3,032
Additional noninterest expense	$1,040,000	2,443
Pre-tax net operating income	$2,493,000	1,702
Securities gains (losses)	$0	2,249
Applicable income taxes	$612,000	1,183
Income before extraordinary items	$1,881,000	1,917
Extraordinary gains, net	$0	4
Net income	$1,881,000	1,918
Minority interest net income	$0	65
Net income of bank and minority interests.	$1,881,000	1,918
Net charge-offs	$-1,000	3,744
Cash dividends	$1,443,000	1,033
Sale, conversion, retirement of capital stock, net	$0	504
Net operating income	$1,881,000	1,883
2020-03-31 (YTD Data)		Rank
Total interest income	$3,008,000	2,258
Total interest expense	$514,000	2,250
Net interest income	$2,494,000	2,229
Provision for loan and lease losses	$0	3,711
Total noninterest income	$132,000	3,517
Gross Fiduciary activities income	$0	941
Service charges on deposit accounts	$70,000	2,614
Trading account gains and fees	NA	NA
Additional Noninterest Income	$62,000	3,658
Total noninterest expense	$1,696,000	2,513
Salaries and employee benefits	$1,067,000	2,367
Premises and equipment expense	$123,000	3,112
Additional noninterest expense	$506,000	2,521
Pre-tax net operating income	$930,000	1,936
Securities gains (losses)	$0	1,705
Applicable income taxes	$228,000	1,289
Income before extraordinary items	$702,000	2,165
Extraordinary gains, net	$0	4
Net income	$702,000	2,164
Minority interest net income	$0	56
Net income of bank and minority interests.	$702,000	2,165
Net charge-offs	$0	2,581
Cash dividends	$1,443,000	629
Sale, conversion, retirement of capital stock, net	$0	482
Net operating income	$702,000	2,131
2019-12-31 (YTD Data)		Rank
Total interest income	$13,163,000	2,133
Total interest expense	$2,479,000	2,056
Net interest income	$10,684,000	2,115
Provision for loan and lease losses	$-200,000	5,033
Total noninterest income	$775,000	3,145
Gross Fiduciary activities income	$0	1,051
Service charges on deposit accounts	$306,000	2,580
Trading account gains and fees	NA	NA
Additional Noninterest Income	$469,000	3,093
Total noninterest expense	$6,274,000	2,622
Salaries and employee benefits	$3,953,000	2,460
Premises and equipment expense	$493,000	3,125
Additional noninterest expense	$1,828,000	2,714
Pre-tax net operating income	$5,385,000	1,671
Securities gains (losses)	$0	2,379
Applicable income taxes	$1,281,000	1,223
Income before extraordinary items	$4,104,000	1,845
Extraordinary gains, net	$0	11
Net income	$4,104,000	1,847
Minority interest net income	$0	76
Net income of bank and minority interests.	$4,104,000	1,847
Net charge-offs	$-1,000	4,163
Cash dividends	$1,443,000	1,928
Sale, conversion, retirement of capital stock, net	$0	626
Net operating income	$4,104,000	1,814
2019-09-30 (YTD Data)		Rank
Total interest income	$10,008,000	2,137
Total interest expense	$1,851,000	2,074
Net interest income	$8,157,000	2,108
Provision for loan and lease losses	$0	3,836
Total noninterest income	$634,000	3,056
Gross Fiduciary activities income	$0	1,014
Service charges on deposit accounts	$235,000	2,564
Trading account gains and fees	NA	NA
Additional Noninterest Income	$399,000	2,965
Total noninterest expense	$4,694,000	2,644
Salaries and employee benefits	$2,966,000	2,467
Premises and equipment expense	$372,000	3,135
Additional noninterest expense	$1,356,000	2,746
Pre-tax net operating income	$4,097,000	1,693
Securities gains (losses)	$0	2,167
Applicable income taxes	$1,039,000	1,204
Income before extraordinary items	$3,058,000	1,918
Extraordinary gains, net	$0	11
Net income	$3,058,000	1,917
Minority interest net income	$0	72
Net income of bank and minority interests.	$3,058,000	1,919
Net charge-offs	$-1,000	3,994
Cash dividends	$1,443,000	1,480
Sale, conversion, retirement of capital stock, net	$0	590
Net operating income	$3,058,000	1,881
2019-06-30 (YTD Data)		Rank
Total interest income	$6,659,000	2,140
Total interest expense	$1,208,000	2,083
Net interest income	$5,451,000	2,124
Provision for loan and lease losses	$0	3,685
Total noninterest income	$316,000	3,379
Gross Fiduciary activities income	$0	1,004
Service charges on deposit accounts	$157,000	2,546
Trading account gains and fees	NA	NA
Additional Noninterest Income	$159,000	3,544
Total noninterest expense	$3,167,000	2,642
Salaries and employee benefits	$1,968,000	2,483
Premises and equipment expense	$242,000	3,182
Additional noninterest expense	$957,000	2,675
Pre-tax net operating income	$2,600,000	1,737
Securities gains (losses)	$0	1,702
Applicable income taxes	$660,000	1,218
Income before extraordinary items	$1,940,000	1,967
Extraordinary gains, net	$0	11
Net income	$1,940,000	1,965
Minority interest net income	$0	69
Net income of bank and minority interests.	$1,940,000	1,967
Net charge-offs	$0	3,172
Cash dividends	$1,443,000	1,133
Sale, conversion, retirement of capital stock, net	$0	573
Net operating income	$1,940,000	1,940
2019-03-31 (YTD Data)		Rank
Total interest income	$3,276,000	2,156
Total interest expense	$553,000	2,169
Net interest income	$2,723,000	2,134
Provision for loan and lease losses	$0	3,406
Total noninterest income	$160,000	3,333
Gross Fiduciary activities income	$0	972
Service charges on deposit accounts	$77,000	2,583
Trading account gains and fees	NA	NA
Additional Noninterest Income	$83,000	3,455
Total noninterest expense	$1,582,000	2,667
Salaries and employee benefits	$989,000	2,509
Premises and equipment expense	$122,000	3,208
Additional noninterest expense	$471,000	2,694
Pre-tax net operating income	$1,301,000	1,700
Securities gains (losses)	$0	1,087
Applicable income taxes	$330,000	1,193
Income before extraordinary items	$971,000	1,912
Extraordinary gains, net	$0	5
Net income	$971,000	1,910
Minority interest net income	$0	52
Net income of bank and minority interests.	$971,000	1,911
Net charge-offs	$0	2,740
Cash dividends	$1,443,000	656
Sale, conversion, retirement of capital stock, net	$0	529
Net operating income	$971,000	1,892
2018-12-31 (YTD Data)		Rank
Total interest income	$12,508,000	2,145
Total interest expense	$1,347,000	2,494
Net interest income	$11,161,000	2,059
Provision for loan and lease losses	$0	4,082
Total noninterest income	$698,000	3,341
Gross Fiduciary activities income	$0	1,098
Service charges on deposit accounts	$281,000	2,843
Trading account gains and fees	NA	NA
Additional Noninterest Income	$417,000	3,307
Total noninterest expense	$6,237,000	2,660
Salaries and employee benefits	$3,964,000	2,466
Premises and equipment expense	$505,000	3,128
Additional noninterest expense	$1,768,000	2,829
Pre-tax net operating income	$5,622,000	1,618
Securities gains (losses)	$0	1,125
Applicable income taxes	$1,389,000	1,105
Income before extraordinary items	$4,233,000	1,832
Extraordinary gains, net	$0	6
Net income	$4,233,000	1,831
Minority interest net income	$0	72
Net income of bank and minority interests.	$4,233,000	1,831
Net charge-offs	$-2,000	4,252
Cash dividends	$1,443,000	1,797
Sale, conversion, retirement of capital stock, net	$0	671
Net operating income	$4,233,000	1,823
2018-09-30 (YTD Data)		Rank
Total interest income	$9,138,000	2,173
Total interest expense	$872,000	2,648
Net interest income	$8,266,000	2,079
Provision for loan and lease losses	$0	3,948
Total noninterest income	$544,000	3,302
Gross Fiduciary activities income	$0	1,048
Service charges on deposit accounts	$212,000	2,854
Trading account gains and fees	NA	NA
Additional Noninterest Income	$332,000	3,268
Total noninterest expense	$4,670,000	2,668
Salaries and employee benefits	$2,980,000	2,462
Premises and equipment expense	$386,000	3,126
Additional noninterest expense	$1,304,000	2,852
Pre-tax net operating income	$4,140,000	1,642
Securities gains (losses)	$0	1,118
Applicable income taxes	$1,050,000	1,131
Income before extraordinary items	$3,090,000	1,869
Extraordinary gains, net	$0	5
Net income	$3,090,000	1,867
Minority interest net income	$0	66
Net income of bank and minority interests.	$3,090,000	1,868
Net charge-offs	$-2,000	4,120
Cash dividends	$1,443,000	1,347
Sale, conversion, retirement of capital stock, net	$0	633
Net operating income	$3,090,000	1,860
2018-06-30 (YTD Data)		Rank
Total interest income	$5,935,000	2,201
Total interest expense	$533,000	2,705
Net interest income	$5,402,000	2,114
Provision for loan and lease losses	$0	3,782
Total noninterest income	$256,000	3,800
Gross Fiduciary activities income	$0	1,037
Service charges on deposit accounts	$140,000	2,868
Trading account gains and fees	NA	NA
Additional Noninterest Income	$116,000	4,009
Total noninterest expense	$3,150,000	2,666
Salaries and employee benefits	$2,008,000	2,461
Premises and equipment expense	$258,000	3,153
Additional noninterest expense	$884,000	2,842
Pre-tax net operating income	$2,508,000	1,757
Securities gains (losses)	$0	961
Applicable income taxes	$636,000	1,195
Income before extraordinary items	$1,872,000	1,977
Extraordinary gains, net	$0	6
Net income	$1,872,000	1,975
Minority interest net income	$0	65
Net income of bank and minority interests.	$1,872,000	1,976
Net charge-offs	$-2,000	4,025
Cash dividends	$1,443,000	996
Sale, conversion, retirement of capital stock, net	$0	620
Net operating income	$1,872,000	1,966
2018-03-31 (YTD Data)		Rank
Total interest income	$2,896,000	2,230
Total interest expense	$248,000	2,766
Net interest income	$2,648,000	2,157
Provision for loan and lease losses	$0	3,508
Total noninterest income	$122,000	3,855
Gross Fiduciary activities income	$0	1,003
Service charges on deposit accounts	$70,000	2,885
Trading account gains and fees	NA	NA
Additional Noninterest Income	$52,000	4,110
Total noninterest expense	$1,596,000	2,666
Salaries and employee benefits	$1,041,000	2,432
Premises and equipment expense	$125,000	3,238
Additional noninterest expense	$430,000	2,927
Pre-tax net operating income	$1,174,000	1,812
Securities gains (losses)	$0	735
Applicable income taxes	$298,000	1,226
Income before extraordinary items	$876,000	2,031
Extraordinary gains, net	$0	7
Net income	$876,000	2,030
Minority interest net income	$0	52
Net income of bank and minority interests.	$876,000	2,031
Net charge-offs	$0	2,722
Cash dividends	$1,443,000	555
Sale, conversion, retirement of capital stock, net	$0	580
Net operating income	$876,000	2,021
2017-12-31 (YTD Data)		Rank
Total interest income	$11,847,000	2,153
Total interest expense	$879,000	2,777
Net interest income	$10,968,000	2,071
Provision for loan and lease losses	$209,000	2,328
Total noninterest income	$698,000	3,461
Gross Fiduciary activities income	$0	1,137
Service charges on deposit accounts	$290,000	2,915
Trading account gains and fees	$0	151
Additional Noninterest Income	$408,000	3,430
Total noninterest expense	$6,324,000	2,687
Salaries and employee benefits	$3,857,000	2,530
Premises and equipment expense	$505,000	3,247
Additional noninterest expense	$1,962,000	2,690
Pre-tax net operating income	$5,133,000	1,673
Securities gains (losses)	$0	2,243
Applicable income taxes	$2,397,000	1,147
Income before extraordinary items	$2,736,000	2,196
Extraordinary gains, net	$0	9
Net income	$2,736,000	2,195
Minority interest net income	$0	76
Net income of bank and minority interests.	$2,736,000	2,196
Net charge-offs	$100,000	2,424
Cash dividends	$0	4,147
Sale, conversion, retirement of capital stock, net	$0	711
Net operating income	$2,736,000	2,178
2017-09-30 (YTD Data)		Rank
Total interest income	$8,839,000	2,170
Total interest expense	$655,000	2,769
Net interest income	$8,184,000	2,086
Provision for loan and lease losses	$209,000	1,989
Total noninterest income	$567,000	3,387
Gross Fiduciary activities income	$0	1,093
Service charges on deposit accounts	$221,000	2,916
Trading account gains and fees	$0	145
Additional Noninterest Income	$346,000	3,282
Total noninterest expense	$4,701,000	2,711
Salaries and employee benefits	$2,858,000	2,559
Premises and equipment expense	$373,000	3,319
Additional noninterest expense	$1,470,000	2,698
Pre-tax net operating income	$3,841,000	1,703
Securities gains (losses)	$0	2,274
Applicable income taxes	$1,499,000	1,119
Income before extraordinary items	$2,342,000	2,140
Extraordinary gains, net	$0	9
Net income	$2,342,000	2,141
Minority interest net income	$0	71
Net income of bank and minority interests.	$2,342,000	2,141
Net charge-offs	$100,000	1,936
Cash dividends	$0	3,705
Sale, conversion, retirement of capital stock, net	$0	677
Net operating income	$2,342,000	2,114
2017-06-30 (YTD Data)		Rank
Total interest income	$5,751,000	2,190
Total interest expense	$424,000	2,766
Net interest income	$5,327,000	2,118
Provision for loan and lease losses	$100,000	2,230
Total noninterest income	$262,000	3,922
Gross Fiduciary activities income	$0	1,079
Service charges on deposit accounts	$147,000	2,909
Trading account gains and fees	$0	139
Additional Noninterest Income	$115,000	4,142
Total noninterest expense	$3,124,000	2,722
Salaries and employee benefits	$1,871,000	2,612
Premises and equipment expense	$243,000	3,366
Additional noninterest expense	$1,010,000	2,644
Pre-tax net operating income	$2,365,000	1,785
Securities gains (losses)	$0	1,906
Applicable income taxes	$907,000	1,174
Income before extraordinary items	$1,458,000	2,202
Extraordinary gains, net	$0	11
Net income	$1,458,000	2,203
Minority interest net income	$0	71
Net income of bank and minority interests.	$1,458,000	2,203
Net charge-offs	$0	3,512
Cash dividends	$0	3,544
Sale, conversion, retirement of capital stock, net	$0	659
Net operating income	$1,458,000	2,172
2017-03-31 (YTD Data)		Rank
Total interest income	$2,754,000	2,256
Total interest expense	$202,000	2,831
Net interest income	$2,552,000	2,187
Provision for loan and lease losses	$0	3,537
Total noninterest income	$123,000	4,003
Gross Fiduciary activities income	$0	1,045
Service charges on deposit accounts	$72,000	2,942
Trading account gains and fees	$0	142
Additional Noninterest Income	$51,000	4,270
Total noninterest expense	$1,570,000	2,738
Salaries and employee benefits	$943,000	2,642
Premises and equipment expense	$120,000	3,440
Additional noninterest expense	$507,000	2,648
Pre-tax net operating income	$1,105,000	1,835
Securities gains (losses)	$0	1,153
Applicable income taxes	$409,000	1,226
Income before extraordinary items	$696,000	2,208
Extraordinary gains, net	$0	8
Net income	$696,000	2,209
Minority interest net income	$0	55
Net income of bank and minority interests.	$696,000	2,209
Net charge-offs	$0	2,943
Cash dividends	$0	2,846
Sale, conversion, retirement of capital stock, net	$0	632
Net operating income	$696,000	2,183
2016-12-31 (YTD Data)		Rank
Total interest income	$11,067,000	2,217
Total interest expense	$806,000	2,810
Net interest income	$10,261,000	2,137
Provision for loan and lease losses	$249,000	2,196
Total noninterest income	$702,000	3,586
Gross Fiduciary activities income	$0	1,172
Service charges on deposit accounts	$277,000	3,075
Trading account gains and fees	$0	170
Additional Noninterest Income	$425,000	3,473
Total noninterest expense	$6,154,000	2,800
Salaries and employee benefits	$3,673,000	2,653
Premises and equipment expense	$491,000	3,417
Additional noninterest expense	$1,990,000	2,776
Pre-tax net operating income	$4,560,000	1,741
Securities gains (losses)	$98,000	1,356
Applicable income taxes	$1,624,000	1,211
Income before extraordinary items	$3,034,000	2,089
Extraordinary gains, net	$0	5
Net income	$3,034,000	2,087
Minority interest net income	$0	82
Net income of bank and minority interests.	$3,034,000	2,088
Net charge-offs	$82,000	2,771
Cash dividends	$0	4,239
Sale, conversion, retirement of capital stock, net	$0	759
Net operating income	$2,970,300	2,065
2016-09-30 (YTD Data)		Rank
Total interest income	$8,251,000	2,226
Total interest expense	$607,000	2,796
Net interest income	$7,644,000	2,146
Provision for loan and lease losses	$202,000	2,032
Total noninterest income	$571,000	3,463
Gross Fiduciary activities income	$0	1,132
Service charges on deposit accounts	$205,000	3,115
Trading account gains and fees	$0	169
Additional Noninterest Income	$366,000	3,307
Total noninterest expense	$4,657,000	2,781
Salaries and employee benefits	$2,800,000	2,616
Premises and equipment expense	$376,000	3,392
Additional noninterest expense	$1,481,000	2,774
Pre-tax net operating income	$3,356,000	1,799
Securities gains (losses)	$98,000	1,272
Applicable income taxes	$1,348,000	1,171
Income before extraordinary items	$2,106,000	2,260
Extraordinary gains, net	$0	5
Net income	$2,106,000	2,259
Minority interest net income	$0	71
Net income of bank and minority interests.	$2,106,000	2,260
Net charge-offs	$84,000	2,205
Cash dividends	$0	3,792
Sale, conversion, retirement of capital stock, net	$0	719
Net operating income	$2,043,280	2,246
2016-06-30 (YTD Data)		Rank
Total interest income	$5,432,000	2,253
Total interest expense	$408,000	2,794
Net interest income	$5,024,000	2,173
Provision for loan and lease losses	$118,000	2,195
Total noninterest income	$271,000	4,007
Gross Fiduciary activities income	$0	1,122
Service charges on deposit accounts	$145,000	3,001
Trading account gains and fees	$0	157
Additional Noninterest Income	$126,000	4,190
Total noninterest expense	$3,106,000	2,784
Salaries and employee benefits	$1,900,000	2,597
Premises and equipment expense	$250,000	3,406
Additional noninterest expense	$956,000	2,838
Pre-tax net operating income	$2,071,000	1,883
Securities gains (losses)	$0	2,835
Applicable income taxes	$808,000	1,240
Income before extraordinary items	$1,263,000	2,413
Extraordinary gains, net	$0	16
Net income	$1,263,000	2,412
Minority interest net income	$0	71
Net income of bank and minority interests.	$1,263,000	2,412
Net charge-offs	$0	3,689
Cash dividends	$0	3,654
Sale, conversion, retirement of capital stock, net	$0	705
Net operating income	$1,263,000	2,349
2016-03-31 (YTD Data)		Rank
Total interest income	$2,637,000	2,302
Total interest expense	$207,000	2,781
Net interest income	$2,430,000	2,229
Provision for loan and lease losses	$56,000	2,078
Total noninterest income	$133,000	4,009
Gross Fiduciary activities income	$0	1,076
Service charges on deposit accounts	$78,000	2,880
Trading account gains and fees	$0	142
Additional Noninterest Income	$55,000	4,302
Total noninterest expense	$1,536,000	2,818
Salaries and employee benefits	$965,000	2,585
Premises and equipment expense	$125,000	3,431
Additional noninterest expense	$446,000	2,992
Pre-tax net operating income	$971,000	1,963
Securities gains (losses)	$0	2,077
Applicable income taxes	$380,000	1,274
Income before extraordinary items	$591,000	2,473
Extraordinary gains, net	$0	12
Net income	$591,000	2,473
Minority interest net income	$0	62
Net income of bank and minority interests.	$591,000	2,473
Net charge-offs	$0	3,094
Cash dividends	$0	2,895
Sale, conversion, retirement of capital stock, net	$0	659
Net operating income	$591,000	2,423
2015-12-31 (YTD Data)		Rank
Total interest income	$9,792,000	2,408
Total interest expense	$806,000	2,815
Net interest income	$8,986,000	2,353
Provision for loan and lease losses	$380,000	1,640
Total noninterest income	$766,000	3,497
Gross Fiduciary activities income	$0	1,209
Service charges on deposit accounts	$278,000	3,175
Trading account gains and fees	$0	159
Additional Noninterest Income	$488,000	3,322
Total noninterest expense	$6,202,000	2,798
Salaries and employee benefits	$3,677,000	2,638
Premises and equipment expense	$510,000	3,439
Additional noninterest expense	$2,015,000	2,778
Pre-tax net operating income	$3,170,000	2,241
Securities gains (losses)	$419,000	419
Applicable income taxes	$1,184,000	1,443
Income before extraordinary items	$2,405,000	2,402
Extraordinary gains, net	$0	23
Net income	$2,405,000	2,404
Minority interest net income	$0	81
Net income of bank and minority interests.	$2,405,000	2,404
Net charge-offs	$168,000	2,155
Cash dividends	$0	4,291
Sale, conversion, retirement of capital stock, net	$0	804
Net operating income	$2,124,270	2,562
2015-09-30 (YTD Data)		Rank
Total interest income	$7,183,000	2,471
Total interest expense	$601,000	2,861
Net interest income	$6,582,000	2,409
Provision for loan and lease losses	$309,000	1,482
Total noninterest income	$620,000	3,419
Gross Fiduciary activities income	$0	1,169
Service charges on deposit accounts	$208,000	3,196
Trading account gains and fees	$0	153
Additional Noninterest Income	$412,000	3,176
Total noninterest expense	$4,643,000	2,815
Salaries and employee benefits	$2,734,000	2,661
Premises and equipment expense	$386,000	3,467
Additional noninterest expense	$1,523,000	2,753
Pre-tax net operating income	$2,250,000	2,358
Securities gains (losses)	$419,000	351
Applicable income taxes	$1,040,000	1,334
Income before extraordinary items	$1,629,000	2,628
Extraordinary gains, net	$0	21
Net income	$1,629,000	2,628
Minority interest net income	$0	78
Net income of bank and minority interests.	$1,629,000	2,629
Net charge-offs	$168,000	1,699
Cash dividends	$0	3,825
Sale, conversion, retirement of capital stock, net	$0	773
Net operating income	$1,360,840	2,901
2015-06-30 (YTD Data)		Rank
Total interest income	$4,670,000	2,528
Total interest expense	$399,000	2,878
Net interest income	$4,271,000	2,454
Provision for loan and lease losses	$202,000	1,479
Total noninterest income	$333,000	3,750
Gross Fiduciary activities income	$0	1,152
Service charges on deposit accounts	$138,000	3,186
Trading account gains and fees	$0	157
Additional Noninterest Income	$195,000	3,673
Total noninterest expense	$3,104,000	2,820
Salaries and employee benefits	$1,802,000	2,694
Premises and equipment expense	$255,000	3,496
Additional noninterest expense	$1,047,000	2,707
Pre-tax net operating income	$1,298,000	2,590
Securities gains (losses)	$300,000	379
Applicable income taxes	$604,000	1,468
Income before extraordinary items	$994,000	2,765
Extraordinary gains, net	$0	22
Net income	$994,000	2,766
Minority interest net income	$0	75
Net income of bank and minority interests.	$994,000	2,767
Net charge-offs	$168,000	1,306
Cash dividends	$0	3,664
Sale, conversion, retirement of capital stock, net	$0	751
Net operating income	$802,000	3,095
2015-03-31 (YTD Data)		Rank
Total interest income	$2,253,000	2,608
Total interest expense	$198,000	2,913
Net interest income	$2,055,000	2,538
Provision for loan and lease losses	$0	3,703
Total noninterest income	$121,000	4,265
Gross Fiduciary activities income	$0	1,118
Service charges on deposit accounts	$68,000	3,184
Trading account gains and fees	$0	152
Additional Noninterest Income	$53,000	4,453
Total noninterest expense	$1,510,000	2,888
Salaries and employee benefits	$884,000	2,766
Premises and equipment expense	$124,000	3,584
Additional noninterest expense	$502,000	2,786
Pre-tax net operating income	$666,000	2,508
Securities gains (losses)	$250,000	295
Applicable income taxes	$339,000	1,330
Income before extraordinary items	$577,000	2,456
Extraordinary gains, net	$0	13
Net income	$577,000	2,459
Minority interest net income	$0	64
Net income of bank and minority interests.	$577,000	2,458
Net charge-offs	$0	3,288
Cash dividends	$0	2,892
Sale, conversion, retirement of capital stock, net	$0	697
Net operating income	$417,000	2,981
2014-12-31 (YTD Data)		Rank
Total interest income	$8,960,000	2,650
Total interest expense	$789,000	3,061
Net interest income	$8,171,000	2,572
Provision for loan and lease losses	$100,000	3,178
Total noninterest income	$825,000	3,437
Gross Fiduciary activities income	$0	1,256
Service charges on deposit accounts	$331,000	3,026
Trading account gains and fees	$0	180
Additional Noninterest Income	$494,000	3,288
Total noninterest expense	$5,908,000	2,953
Salaries and employee benefits	$3,484,000	2,764
Premises and equipment expense	$493,000	3,674
Additional noninterest expense	$1,931,000	2,962
Pre-tax net operating income	$2,988,000	2,282
Securities gains (losses)	$118,000	1,139
Applicable income taxes	$1,072,000	1,481
Income before extraordinary items	$2,034,000	2,677
Extraordinary gains, net	$0	17
Net income	$2,034,000	2,675
Minority interest net income	$0	84
Net income of bank and minority interests.	$2,034,000	2,677
Net charge-offs	$-9,000	5,646
Cash dividends	$0	4,358
Sale, conversion, retirement of capital stock, net	$0	862
Net operating income	$1,957,300	2,700
2014-09-30 (YTD Data)		Rank
Total interest income	$6,578,000	2,724
Total interest expense	$578,000	3,173
Net interest income	$6,000,000	2,631
Provision for loan and lease losses	$0	4,401
Total noninterest income	$531,000	3,729
Gross Fiduciary activities income	$0	1,202
Service charges on deposit accounts	$248,000	3,064
Trading account gains and fees	$0	174
Additional Noninterest Income	$283,000	3,723
Total noninterest expense	$4,376,000	2,991
Salaries and employee benefits	$2,585,000	2,795
Premises and equipment expense	$375,000	3,684
Additional noninterest expense	$1,416,000	3,017
Pre-tax net operating income	$2,155,000	2,387
Securities gains (losses)	$50,000	1,449
Applicable income taxes	$794,000	1,526
Income before extraordinary items	$1,411,000	2,850
Extraordinary gains, net	$0	15
Net income	$1,411,000	2,851
Minority interest net income	$0	81
Net income of bank and minority interests.	$1,411,000	2,851
Net charge-offs	$0	4,696
Cash dividends	$0	3,845
Sale, conversion, retirement of capital stock, net	$0	819
Net operating income	$1,379,000	2,837
2014-06-30 (YTD Data)		Rank
Total interest income	$4,296,000	2,762
Total interest expense	$371,000	3,286
Net interest income	$3,925,000	2,663
Provision for loan and lease losses	$0	4,196
Total noninterest income	$281,000	4,144
Gross Fiduciary activities income	$0	1,182
Service charges on deposit accounts	$165,000	3,041
Trading account gains and fees	$0	172
Additional Noninterest Income	$116,000	4,385
Total noninterest expense	$2,921,000	3,000
Salaries and employee benefits	$1,705,000	2,837
Premises and equipment expense	$250,000	3,712
Additional noninterest expense	$966,000	2,975
Pre-tax net operating income	$1,285,000	2,519
Securities gains (losses)	$0	2,580
Applicable income taxes	$475,000	1,586
Income before extraordinary items	$810,000	3,064
Extraordinary gains, net	$0	20
Net income	$810,000	3,070
Minority interest net income	$0	80
Net income of bank and minority interests.	$810,000	3,070
Net charge-offs	$0	4,375
Cash dividends	$0	3,668
Sale, conversion, retirement of capital stock, net	$0	794
Net operating income	$810,000	3,013
2014-03-31 (YTD Data)		Rank
Total interest income	$2,083,000	2,838
Total interest expense	$182,000	3,367
Net interest income	$1,901,000	2,746
Provision for loan and lease losses	$0	3,817
Total noninterest income	$134,000	4,165
Gross Fiduciary activities income	$0	1,141
Service charges on deposit accounts	$84,000	3,004
Trading account gains and fees	$0	147
Additional Noninterest Income	$50,000	4,566
Total noninterest expense	$1,442,000	3,046
Salaries and employee benefits	$830,000	2,915
Premises and equipment expense	$122,000	3,805
Additional noninterest expense	$490,000	2,928
Pre-tax net operating income	$593,000	2,590
Securities gains (losses)	$0	1,715
Applicable income taxes	$219,000	1,629
Income before extraordinary items	$374,000	3,141
Extraordinary gains, net	$0	16
Net income	$374,000	3,143
Minority interest net income	$0	66
Net income of bank and minority interests.	$374,000	3,144
Net charge-offs	$0	3,660
Cash dividends	$0	2,887
Sale, conversion, retirement of capital stock, net	$0	747
Net operating income	$374,000	3,103
2013-12-31 (YTD Data)		Rank
Total interest income	$8,277,000	2,871
Total interest expense	$787,000	3,481
Net interest income	$7,490,000	2,773
Provision for loan and lease losses	$0	5,091
Total noninterest income	$640,000	4,019
Gross Fiduciary activities income	$0	1,299
Service charges on deposit accounts	$332,000	3,169
Trading account gains and fees	$0	184
Additional Noninterest Income	$308,000	4,054
Total noninterest expense	$5,526,000	3,168
Salaries and employee benefits	$3,038,000	3,079
Premises and equipment expense	$466,000	3,884
Additional noninterest expense	$2,022,000	2,943
Pre-tax net operating income	$2,604,000	2,400
Securities gains (losses)	$24,000	2,255
Applicable income taxes	$864,000	1,597
Income before extraordinary items	$1,764,000	2,841
Extraordinary gains, net	$0	29
Net income	$1,764,000	2,843
Minority interest net income	$0	90
Net income of bank and minority interests.	$1,764,000	2,844
Net charge-offs	$149,000	3,337
Cash dividends	$0	4,350
Sale, conversion, retirement of capital stock, net	$0	924
Net operating income	$1,747,920	2,801
2013-09-30 (YTD Data)		Rank
Total interest income	$6,184,000	2,900
Total interest expense	$601,000	3,534
Net interest income	$5,583,000	2,789
Provision for loan and lease losses	$0	4,941
Total noninterest income	$499,000	4,019
Gross Fiduciary activities income	$0	1,238
Service charges on deposit accounts	$241,000	3,253
Trading account gains and fees	$0	180
Additional Noninterest Income	$258,000	3,976
Total noninterest expense	$4,111,000	3,191
Salaries and employee benefits	$2,222,000	3,160
Premises and equipment expense	$353,000	3,909
Additional noninterest expense	$1,536,000	2,927
Pre-tax net operating income	$1,971,000	2,451
Securities gains (losses)	$24,000	2,127
Applicable income taxes	$659,000	1,634
Income before extraordinary items	$1,336,000	2,864
Extraordinary gains, net	$0	25
Net income	$1,336,000	2,868
Minority interest net income	$0	84
Net income of bank and minority interests.	$1,336,000	2,868
Net charge-offs	$151,000	2,858
Cash dividends	$0	3,782
Sale, conversion, retirement of capital stock, net	$0	868
Net operating income	$1,319,920	2,818
2013-06-30 (YTD Data)		Rank
Total interest income	$4,091,000	2,917
Total interest expense	$426,000	3,446
Net interest income	$3,665,000	2,811
Provision for loan and lease losses	$0	4,788
Total noninterest income	$271,000	4,383
Gross Fiduciary activities income	$0	1,226
Service charges on deposit accounts	$167,000	3,179
Trading account gains and fees	$0	157
Additional Noninterest Income	$104,000	4,698
Total noninterest expense	$2,726,000	3,213
Salaries and employee benefits	$1,432,000	3,251
Premises and equipment expense	$235,000	3,919
Additional noninterest expense	$1,059,000	2,840
Pre-tax net operating income	$1,210,000	2,585
Securities gains (losses)	$24,000	1,918
Applicable income taxes	$412,000	1,709
Income before extraordinary items	$822,000	3,015
Extraordinary gains, net	$0	22
Net income	$822,000	3,017
Minority interest net income	$0	82
Net income of bank and minority interests.	$822,000	3,018
Net charge-offs	$116,000	2,609
Cash dividends	$0	3,564
Sale, conversion, retirement of capital stock, net	$0	838
Net operating income	$805,920	2,963
2013-03-31 (YTD Data)		Rank
Total interest income	$1,887,000	3,125
Total interest expense	$230,000	3,359
Net interest income	$1,657,000	3,061
Provision for loan and lease losses	$0	4,409
Total noninterest income	$138,000	4,327
Gross Fiduciary activities income	$0	1,171
Service charges on deposit accounts	$89,000	3,016
Trading account gains and fees	$0	148
Additional Noninterest Income	$49,000	4,733
Total noninterest expense	$1,342,000	3,265
Salaries and employee benefits	$703,000	3,311
Premises and equipment expense	$116,000	3,975
Additional noninterest expense	$523,000	2,872
Pre-tax net operating income	$453,000	3,070
Securities gains (losses)	$0	1,966
Applicable income taxes	$168,000	1,886
Income before extraordinary items	$285,000	3,671
Extraordinary gains, net	$0	10
Net income	$285,000	3,671
Minority interest net income	$0	76
Net income of bank and minority interests.	$285,000	3,673
Net charge-offs	$-7,000	6,052
Cash dividends	$0	2,726
Sale, conversion, retirement of capital stock, net	$0	789
Net operating income	$285,000	3,569
2012-12-31 (YTD Data)		Rank
Total interest income	$7,442,000	3,305
Total interest expense	$974,000	3,672
Net interest income	$6,468,000	3,189
Provision for loan and lease losses	$710,000	2,242
Total noninterest income	$305,000	5,186
Gross Fiduciary activities income	$0	1,334
Service charges on deposit accounts	$296,000	3,511
Trading account gains and fees	$0	166
Additional Noninterest Income	$9,000	6,419
Total noninterest expense	$5,589,000	3,197
Salaries and employee benefits	$2,887,000	3,216
Premises and equipment expense	$462,000	4,006
Additional noninterest expense	$2,240,000	2,823
Pre-tax net operating income	$474,000	4,978
Securities gains (losses)	$157,000	1,902
Applicable income taxes	$126,000	3,346
Income before extraordinary items	$505,000	4,922
Extraordinary gains, net	$0	29
Net income	$505,000	4,922
Minority interest net income	$0	93
Net income of bank and minority interests.	$505,000	4,923
Net charge-offs	$368,000	3,044
Cash dividends	$0	4,373
Sale, conversion, retirement of capital stock, net	$0	1,002
Net operating income	$379,400	5,059
2012-09-30 (YTD Data)		Rank
Total interest income	$5,581,000	3,360
Total interest expense	$728,000	3,805
Net interest income	$4,853,000	3,227
Provision for loan and lease losses	$710,000	1,839
Total noninterest income	$171,000	5,607
Gross Fiduciary activities income	$0	1,274
Service charges on deposit accounts	$209,000	3,670
Trading account gains and fees	$0	157
Additional Noninterest Income	$-38,000	6,811
Total noninterest expense	$4,439,000	3,084
Salaries and employee benefits	$2,165,000	3,243
Premises and equipment expense	$359,000	3,973
Additional noninterest expense	$1,915,000	2,522
Pre-tax net operating income	$-125,000	6,459
Securities gains (losses)	$157,000	1,630
Applicable income taxes	$143,000	3,104
Income before extraordinary items	$-111,000	6,551
Extraordinary gains, net	$0	20
Net income	$-111,000	6,549
Minority interest net income	$0	86
Net income of bank and minority interests.	$-111,000	6,549
Net charge-offs	$355,000	2,619
Cash dividends	$0	3,773
Sale, conversion, retirement of capital stock, net	$0	952
Net operating income	$-211,480	6,545
2012-06-30 (YTD Data)		Rank
Total interest income	$3,647,000	3,426
Total interest expense	$484,000	3,907
Net interest income	$3,163,000	3,289
Provision for loan and lease losses	$710,000	1,406
Total noninterest income	$-41,000	7,070
Gross Fiduciary activities income	$0	1,262
Service charges on deposit accounts	$138,000	3,673
Trading account gains and fees	$0	153
Additional Noninterest Income	$-179,000	7,063
Total noninterest expense	$3,284,000	2,828
Salaries and employee benefits	$1,465,000	3,206
Premises and equipment expense	$241,000	3,964
Additional noninterest expense	$1,578,000	2,073
Pre-tax net operating income	$-872,000	6,939
Securities gains (losses)	$157,000	1,288
Applicable income taxes	$-176,000	7,059
Income before extraordinary items	$-539,000	6,883
Extraordinary gains, net	$0	19
Net income	$-539,000	6,883
Minority interest net income	$0	84
Net income of bank and minority interests.	$-539,000	6,884
Net charge-offs	$341,000	2,183
Cash dividends	$0	3,576
Sale, conversion, retirement of capital stock, net	$0	928
Net operating income	$-656,750	6,891
2012-03-31 (YTD Data)		Rank
Total interest income	$1,832,000	3,448
Total interest expense	$246,000	3,974
Net interest income	$1,586,000	3,303
Provision for loan and lease losses	$490,000	1,078
Total noninterest income	$116,000	4,688
Gross Fiduciary activities income	$0	1,204
Service charges on deposit accounts	$68,000	3,711
Trading account gains and fees	$0	148
Additional Noninterest Income	$48,000	4,785
Total noninterest expense	$1,278,000	3,475
Salaries and employee benefits	$731,000	3,238
Premises and equipment expense	$122,000	3,950
Additional noninterest expense	$425,000	3,496
Pre-tax net operating income	$-66,000	6,653
Securities gains (losses)	$100,000	910
Applicable income taxes	$31,000	3,411
Income before extraordinary items	$3,000	6,491
Extraordinary gains, net	$0	19
Net income	$3,000	6,492
Minority interest net income	$0	78
Net income of bank and minority interests.	$3,000	6,491
Net charge-offs	$338,000	1,387
Cash dividends	$0	2,768
Sale, conversion, retirement of capital stock, net	$0	861
Net operating income	$-61,000	6,665
2011-12-31 (YTD Data)		Rank
Total interest income	$8,356,000	3,209
Total interest expense	$1,177,000	4,019
Net interest income	$7,179,000	3,005
Provision for loan and lease losses	$795,000	2,753
Total noninterest income	$416,000	4,709
Gross Fiduciary activities income	$0	1,311
Service charges on deposit accounts	$287,000	3,676
Trading account gains and fees	$0	146
Additional Noninterest Income	$129,000	5,031
Total noninterest expense	$5,164,000	3,446
Salaries and employee benefits	$2,872,000	3,223
Premises and equipment expense	$455,000	4,277
Additional noninterest expense	$1,837,000	3,366
Pre-tax net operating income	$1,636,000	2,887
Securities gains (losses)	$1,204,000	365
Applicable income taxes	$1,003,000	1,337
Income before extraordinary items	$1,837,000	2,414
Extraordinary gains, net	$0	29
Net income	$1,837,000	2,414
Minority interest net income	$0	96
Net income of bank and minority interests.	$1,837,000	2,415
Net charge-offs	$1,085,000	2,265
Cash dividends	$0	4,207
Sale, conversion, retirement of capital stock, net	$0	1,108
Net operating income	$1,054,400	3,333
2011-09-30 (YTD Data)		Rank
Total interest income	$6,496,000	3,147
Total interest expense	$927,000	4,016
Net interest income	$5,569,000	2,925
Provision for loan and lease losses	$545,000	2,754
Total noninterest income	$221,000	5,316
Gross Fiduciary activities income	$0	1,257
Service charges on deposit accounts	$213,000	3,729
Trading account gains and fees	$0	145
Additional Noninterest Income	$8,000	6,684
Total noninterest expense	$3,958,000	3,399
Salaries and employee benefits	$2,172,000	3,209
Premises and equipment expense	$340,000	4,333
Additional noninterest expense	$1,446,000	3,244
Pre-tax net operating income	$1,287,000	2,870
Securities gains (losses)	$999,000	354
Applicable income taxes	$745,000	1,361
Income before extraordinary items	$1,541,000	2,263
Extraordinary gains, net	$0	21
Net income	$1,541,000	2,263
Minority interest net income	$0	87
Net income of bank and minority interests.	$1,541,000	2,264
Net charge-offs	$753,000	2,207
Cash dividends	$0	3,617
Sale, conversion, retirement of capital stock, net	$0	1,036
Net operating income	$871,670	3,226
2011-06-30 (YTD Data)		Rank
Total interest income	$4,427,000	3,134
Total interest expense	$635,000	4,057
Net interest income	$3,792,000	2,867
Provision for loan and lease losses	$545,000	2,211
Total noninterest income	$102,000	5,835
Gross Fiduciary activities income	$0	1,239
Service charges on deposit accounts	$140,000	3,728
Trading account gains and fees	$0	153
Additional Noninterest Income	$-38,000	7,115
Total noninterest expense	$2,674,000	3,401
Salaries and employee benefits	$1,471,000	3,188
Premises and equipment expense	$228,000	4,356
Additional noninterest expense	$975,000	3,265
Pre-tax net operating income	$675,000	3,246
Securities gains (losses)	$281,000	565
Applicable income taxes	$382,000	1,564
Income before extraordinary items	$574,000	3,284
Extraordinary gains, net	$0	15
Net income	$574,000	3,285
Minority interest net income	$0	89
Net income of bank and minority interests.	$574,000	3,285
Net charge-offs	$404,000	2,353
Cash dividends	$0	3,374
Sale, conversion, retirement of capital stock, net	$0	986
Net operating income	$394,160	3,906
2011-03-31 (YTD Data)		Rank
Total interest income	$2,189,000	3,170
Total interest expense	$320,000	4,132
Net interest income	$1,869,000	2,891
Provision for loan and lease losses	$350,000	1,781
Total noninterest income	$116,000	4,653
Gross Fiduciary activities income	$0	1,199
Service charges on deposit accounts	$70,000	3,700
Trading account gains and fees	$0	158
Additional Noninterest Income	$46,000	4,790
Total noninterest expense	$1,318,000	3,434
Salaries and employee benefits	$723,000	3,240
Premises and equipment expense	$110,000	4,476
Additional noninterest expense	$485,000	3,272
Pre-tax net operating income	$317,000	3,424
Securities gains (losses)	$89,000	567
Applicable income taxes	$147,000	1,812
Income before extraordinary items	$259,000	3,519
Extraordinary gains, net	$0	9
Net income	$259,000	3,515
Minority interest net income	$0	86
Net income of bank and minority interests.	$259,000	3,517
Net charge-offs	$473,000	1,375
Cash dividends	$0	2,576
Sale, conversion, retirement of capital stock, net	$0	925
Net operating income	$202,040	3,912
2010-12-31 (YTD Data)		Rank
Total interest income	$9,036,000	3,217
Total interest expense	$1,531,000	4,223
Net interest income	$7,505,000	2,896
Provision for loan and lease losses	$1,465,000	2,499
Total noninterest income	$293,000	5,436
Gross Fiduciary activities income	$0	1,380
Service charges on deposit accounts	$271,000	3,843
Trading account gains and fees	$0	175
Additional Noninterest Income	$22,000	6,564
Total noninterest expense	$5,242,000	3,474
Salaries and employee benefits	$2,811,000	3,291
Premises and equipment expense	$451,000	4,456
Additional noninterest expense	$1,980,000	3,283
Pre-tax net operating income	$1,091,000	3,239
Securities gains (losses)	$555,000	811
Applicable income taxes	$524,000	1,834
Income before extraordinary items	$1,122,000	3,020
Extraordinary gains, net	$0	29
Net income	$1,122,000	3,017
Minority interest net income	$0	111
Net income of bank and minority interests.	$1,122,000	3,020
Net charge-offs	$1,227,000	2,416
Cash dividends	$0	4,193
Sale, conversion, retirement of capital stock, net	$0	1,226
Net operating income	$744,600	3,608
2010-09-30 (YTD Data)		Rank
Total interest income	$6,744,000	3,286
Total interest expense	$1,179,000	4,290
Net interest income	$5,565,000	2,966
Provision for loan and lease losses	$1,265,000	2,204
Total noninterest income	$393,000	4,547
Gross Fiduciary activities income	$0	1,319
Service charges on deposit accounts	$204,000	3,904
Trading account gains and fees	$0	165
Additional Noninterest Income	$189,000	4,261
Total noninterest expense	$3,807,000	3,568
Salaries and employee benefits	$2,105,000	3,314
Premises and equipment expense	$345,000	4,469
Additional noninterest expense	$1,357,000	3,497
Pre-tax net operating income	$886,000	3,301
Securities gains (losses)	$527,000	701
Applicable income taxes	$625,000	1,434
Income before extraordinary items	$788,000	3,306
Extraordinary gains, net	$0	23
Net income	$788,000	3,304
Minority interest net income	$0	110
Net income of bank and minority interests.	$788,000	3,306
Net charge-offs	$1,167,000	2,023
Cash dividends	$0	3,702
Sale, conversion, retirement of capital stock, net	$0	1,139
Net operating income	$450,720	4,139
2010-06-30 (YTD Data)		Rank
Total interest income	$4,488,000	3,327
Total interest expense	$817,000	4,290
Net interest income	$3,671,000	2,993
Provision for loan and lease losses	$640,000	2,482
Total noninterest income	$259,000	4,537
Gross Fiduciary activities income	$0	1,300
Service charges on deposit accounts	$133,000	3,943
Trading account gains and fees	$0	152
Additional Noninterest Income	$126,000	4,265
Total noninterest expense	$2,648,000	3,454
Salaries and employee benefits	$1,432,000	3,273
Premises and equipment expense	$231,000	4,483
Additional noninterest expense	$985,000	3,243
Pre-tax net operating income	$642,000	3,184
Securities gains (losses)	$260,000	785
Applicable income taxes	$382,000	1,484
Income before extraordinary items	$520,000	3,341
Extraordinary gains, net	$0	19
Net income	$520,000	3,338
Minority interest net income	$0	105
Net income of bank and minority interests.	$520,000	3,340
Net charge-offs	$532,000	2,370
Cash dividends	$0	3,476
Sale, conversion, retirement of capital stock, net	$0	1,068
Net operating income	$353,600	3,879
2010-03-31 (YTD Data)		Rank
Total interest income	$2,232,000	3,408
Total interest expense	$409,000	4,420
Net interest income	$1,823,000	3,027
Provision for loan and lease losses	$150,000	3,336
Total noninterest income	$132,000	4,538
Gross Fiduciary activities income	$0	1,246
Service charges on deposit accounts	$62,000	4,062
Trading account gains and fees	$0	175
Additional Noninterest Income	$70,000	4,123
Total noninterest expense	$1,381,000	3,368
Salaries and employee benefits	$715,000	3,336
Premises and equipment expense	$116,000	4,561
Additional noninterest expense	$550,000	2,924
Pre-tax net operating income	$424,000	2,735
Securities gains (losses)	$0	2,284
Applicable income taxes	$200,000	1,425
Income before extraordinary items	$224,000	3,674
Extraordinary gains, net	$0	16
Net income	$224,000	3,671
Minority interest net income	$0	91
Net income of bank and minority interests.	$224,000	3,673
Net charge-offs	$30,000	4,145
Cash dividends	$0	2,646
Sale, conversion, retirement of capital stock, net	$0	1,017
Net operating income	$224,000	3,544
2009-12-31 (YTD Data)		Rank
Total interest income	$9,553,000	3,339
Total interest expense	$2,239,000	4,160
Net interest income	$7,314,000	2,946
Provision for loan and lease losses	$965,000	3,569
Total noninterest income	$475,000	4,822
Gross Fiduciary activities income	$0	1,390
Service charges on deposit accounts	$249,000	4,238
Trading account gains and fees	$0	211
Additional Noninterest Income	$226,000	4,443
Total noninterest expense	$4,911,000	3,744
Salaries and employee benefits	$2,634,000	3,551
Premises and equipment expense	$487,000	4,450
Additional noninterest expense	$1,790,000	3,611
Pre-tax net operating income	$1,913,000	1,979
Securities gains (losses)	$413,000	1,000
Applicable income taxes	$760,000	1,179
Income before extraordinary items	$1,566,000	2,046
Extraordinary gains, net	$0	34
Net income	$1,566,000	2,042
Minority interest net income	$0	115
Net income of bank and minority interests.	$1,566,000	2,044
Net charge-offs	$995,000	2,868
Cash dividends	$0	4,670
Sale, conversion, retirement of capital stock, net	$0	1,342
Net operating income	$1,289,290	2,316
2009-09-30 (YTD Data)		Rank
Total interest income	$7,196,000	3,378
Total interest expense	$1,792,000	4,139
Net interest income	$5,404,000	2,982
Provision for loan and lease losses	$460,000	3,929
Total noninterest income	$289,000	5,256
Gross Fiduciary activities income	$0	1,353
Service charges on deposit accounts	$185,000	4,261
Trading account gains and fees	$0	212
Additional Noninterest Income	$104,000	5,333
Total noninterest expense	$3,698,000	3,737
Salaries and employee benefits	$1,930,000	3,652
Premises and equipment expense	$373,000	4,431
Additional noninterest expense	$1,395,000	3,461
Pre-tax net operating income	$1,535,000	2,020
Securities gains (losses)	$369,000	856
Applicable income taxes	$644,000	1,160
Income before extraordinary items	$1,260,000	2,095
Extraordinary gains, net	$0	27
Net income	$1,260,000	2,093
Minority interest net income	$0	118
Net income of bank and minority interests.	$1,260,000	2,095
Net charge-offs	$623,000	2,762
Cash dividends	$0	4,191
Sale, conversion, retirement of capital stock, net	$0	1,238
Net operating income	$1,016,460	2,409
2009-06-30 (YTD Data)		Rank
Total interest income	$4,843,000	3,386
Total interest expense	$1,260,000	4,122
Net interest income	$3,583,000	2,982
Provision for loan and lease losses	$185,000	4,435
Total noninterest income	$165,000	5,555
Gross Fiduciary activities income	$0	1,340
Service charges on deposit accounts	$122,000	4,274
Trading account gains and fees	$0	193
Additional Noninterest Income	$43,000	6,017
Total noninterest expense	$2,508,000	3,711
Salaries and employee benefits	$1,297,000	3,662
Premises and equipment expense	$252,000	4,424
Additional noninterest expense	$959,000	3,392
Pre-tax net operating income	$1,055,000	2,021
Securities gains (losses)	$369,000	641
Applicable income taxes	$564,000	980
Income before extraordinary items	$860,000	2,115
Extraordinary gains, net	$0	21
Net income	$860,000	2,112
Minority interest net income	$0	112
Net income of bank and minority interests.	$860,000	2,114
Net charge-offs	$90,000	4,361
Cash dividends	$0	3,983
Sale, conversion, retirement of capital stock, net	$0	1,195
Net operating income	$623,840	2,619
2009-03-31 (YTD Data)		Rank
Total interest income	$2,446,000	3,401
Total interest expense	$651,000	4,147
Net interest income	$1,795,000	2,983
Provision for loan and lease losses	$80,000	4,216
Total noninterest income	$121,000	4,858
Gross Fiduciary activities income	$0	1,285
Service charges on deposit accounts	$62,000	4,193
Trading account gains and fees	$0	171
Additional Noninterest Income	$59,000	4,537
Total noninterest expense	$1,177,000	3,824
Salaries and employee benefits	$656,000	3,667
Premises and equipment expense	$120,000	4,618
Additional noninterest expense	$401,000	3,573
Pre-tax net operating income	$659,000	1,896
Securities gains (losses)	$263,000	554
Applicable income taxes	$371,000	886
Income before extraordinary items	$551,000	1,947
Extraordinary gains, net	$0	15
Net income	$551,000	1,949
Minority interest net income	$0	102
Net income of bank and minority interests.	$551,000	1,949
Net charge-offs	$5,000	5,094
Cash dividends	$0	3,051
Sale, conversion, retirement of capital stock, net	$0	1,068
Net operating income	$382,680	2,513
2008-12-31 (YTD Data)		Rank
Total interest income	$10,089,000	3,498
Total interest expense	$3,188,000	4,076
Net interest income	$6,901,000	3,095
Provision for loan and lease losses	$105,000	5,985
Total noninterest income	$520,000	4,754
Gross Fiduciary activities income	$0	1,441
Service charges on deposit accounts	$262,000	4,269
Trading account gains and fees	$0	154
Additional Noninterest Income	$258,000	4,371
Total noninterest expense	$4,461,000	3,908
Salaries and employee benefits	$2,506,000	3,779
Premises and equipment expense	$454,000	4,740
Additional noninterest expense	$1,501,000	3,613
Pre-tax net operating income	$2,855,000	1,884
Securities gains (losses)	$73,000	1,347
Applicable income taxes	$962,000	1,234
Income before extraordinary items	$1,966,000	2,023
Extraordinary gains, net	$0	39
Net income	$1,966,000	2,025
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$7,000	6,675
Cash dividends	$0	5,455
Sale, conversion, retirement of capital stock, net	$0	1,389
Net operating income	$1,917,090	2,184
2008-09-30 (YTD Data)		Rank
Total interest income	$7,542,000	3,581
Total interest expense	$2,449,000	4,135
Net interest income	$5,093,000	3,156
Provision for loan and lease losses	$50,000	5,872
Total noninterest income	$398,000	4,819
Gross Fiduciary activities income	$0	1,405
Service charges on deposit accounts	$206,000	4,191
Trading account gains and fees	$0	148
Additional Noninterest Income	$192,000	4,503
Total noninterest expense	$3,256,000	3,961
Salaries and employee benefits	$1,856,000	3,832
Premises and equipment expense	$334,000	4,794
Additional noninterest expense	$1,066,000	3,696
Pre-tax net operating income	$2,185,000	2,158
Securities gains (losses)	$73,000	1,166
Applicable income taxes	$860,000	1,303
Income before extraordinary items	$1,398,000	2,470
Extraordinary gains, net	$0	31
Net income	$1,398,000	2,468
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$2,000	6,316
Cash dividends	$0	4,937
Sale, conversion, retirement of capital stock, net	$0	1,238
Net operating income	$1,351,280	2,653
2008-06-30 (YTD Data)		Rank
Total interest income	$5,048,000	3,628
Total interest expense	$1,741,000	4,101
Net interest income	$3,307,000	3,232
Provision for loan and lease losses	$35,000	5,494
Total noninterest income	$250,000	4,997
Gross Fiduciary activities income	$0	1,395
Service charges on deposit accounts	$123,000	4,418
Trading account gains and fees	$0	149
Additional Noninterest Income	$127,000	4,612
Total noninterest expense	$2,086,000	4,117
Salaries and employee benefits	$1,185,000	3,995
Premises and equipment expense	$217,000	4,912
Additional noninterest expense	$684,000	3,778
Pre-tax net operating income	$1,436,000	2,294
Securities gains (losses)	$0	3,233
Applicable income taxes	$548,000	1,488
Income before extraordinary items	$888,000	2,835
Extraordinary gains, net	$0	21
Net income	$888,000	2,835
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$6,000	5,377
Cash dividends	$0	4,733
Sale, conversion, retirement of capital stock, net	$0	1,136
Net operating income	$888,000	2,780
2008-03-31 (YTD Data)		Rank
Total interest income	$2,612,000	3,610
Total interest expense	$1,013,000	3,880
Net interest income	$1,599,000	3,329
Provision for loan and lease losses	$10,000	5,419
Total noninterest income	$124,000	5,014
Gross Fiduciary activities income	$0	1,326
Service charges on deposit accounts	$61,000	4,418
Trading account gains and fees	$0	158
Additional Noninterest Income	$63,000	4,607
Total noninterest expense	$1,013,000	4,196
Salaries and employee benefits	$583,000	4,059
Premises and equipment expense	$107,000	4,968
Additional noninterest expense	$323,000	3,901
Pre-tax net operating income	$700,000	2,412
Securities gains (losses)	$0	2,688
Applicable income taxes	$268,000	1,599
Income before extraordinary items	$432,000	3,014
Extraordinary gains, net	$0	15
Net income	$432,000	3,016
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$12,000	3,724
Cash dividends	$0	3,705
Sale, conversion, retirement of capital stock, net	$0	1,000
Net operating income	$432,000	2,928
2007-12-31 (YTD Data)		Rank
Total interest income	$10,788,000	3,584
Total interest expense	$4,256,000	3,854
Net interest income	$6,532,000	3,283
Provision for loan and lease losses	$0	6,851
Total noninterest income	$466,000	5,168
Gross Fiduciary activities income	$0	1,498
Service charges on deposit accounts	$238,000	4,556
Trading account gains and fees	$0	178
Additional Noninterest Income	$228,000	4,796
Total noninterest expense	$4,052,000	4,085
Salaries and employee benefits	$2,357,000	3,895
Premises and equipment expense	$453,000	4,647
Additional noninterest expense	$1,242,000	3,976
Pre-tax net operating income	$2,946,000	2,510
Securities gains (losses)	$0	2,146
Applicable income taxes	$1,075,000	1,772
Income before extraordinary items	$1,871,000	2,968
Extraordinary gains, net	$0	39
Net income	$1,871,000	2,967
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-2,000	7,709
Cash dividends	$0	5,817
Sale, conversion, retirement of capital stock, net	$0	1,304
Net operating income	$1,871,000	2,959
2007-09-30 (YTD Data)		Rank
Total interest income	$8,090,000	3,584
Total interest expense	$3,170,000	3,879
Net interest income	$4,920,000	3,277
Provision for loan and lease losses	$0	6,528
Total noninterest income	$329,000	5,348
Gross Fiduciary activities income	$0	1,458
Service charges on deposit accounts	$184,000	4,511
Trading account gains and fees	$0	184
Additional Noninterest Income	$145,000	5,158
Total noninterest expense	$2,987,000	4,110
Salaries and employee benefits	$1,747,000	3,908
Premises and equipment expense	$338,000	4,648
Additional noninterest expense	$902,000	4,002
Pre-tax net operating income	$2,262,000	2,609
Securities gains (losses)	$0	1,655
Applicable income taxes	$858,000	1,807
Income before extraordinary items	$1,404,000	3,118
Extraordinary gains, net	$0	33
Net income	$1,404,000	3,117
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-2,000	7,441
Cash dividends	$0	5,179
Sale, conversion, retirement of capital stock, net	$0	1,144
Net operating income	$1,404,000	3,100
2007-06-30 (YTD Data)		Rank
Total interest income	$5,397,000	3,585
Total interest expense	$2,097,000	3,905
Net interest income	$3,300,000	3,283
Provision for loan and lease losses	$0	6,209
Total noninterest income	$200,000	5,568
Gross Fiduciary activities income	$0	1,429
Service charges on deposit accounts	$126,000	4,462
Trading account gains and fees	$0	168
Additional Noninterest Income	$74,000	5,653
Total noninterest expense	$2,029,000	4,091
Salaries and employee benefits	$1,170,000	3,926
Premises and equipment expense	$226,000	4,661
Additional noninterest expense	$633,000	3,854
Pre-tax net operating income	$1,471,000	2,711
Securities gains (losses)	$0	1,444
Applicable income taxes	$558,000	1,927
Income before extraordinary items	$913,000	3,211
Extraordinary gains, net	$0	29
Net income	$913,000	3,210
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-1,000	7,005
Cash dividends	$0	4,977
Sale, conversion, retirement of capital stock, net	$0	1,051
Net operating income	$913,000	3,197
2007-03-31 (YTD Data)		Rank
Total interest income	$2,701,000	3,574
Total interest expense	$1,042,000	3,905
Net interest income	$1,659,000	3,266
Provision for loan and lease losses	$0	5,779
Total noninterest income	$113,000	5,260
Gross Fiduciary activities income	$0	1,355
Service charges on deposit accounts	$65,000	4,347
Trading account gains and fees	$0	195
Additional Noninterest Income	$48,000	5,190
Total noninterest expense	$1,015,000	4,096
Salaries and employee benefits	$573,000	4,014
Premises and equipment expense	$111,000	4,742
Additional noninterest expense	$331,000	3,674
Pre-tax net operating income	$757,000	2,653
Securities gains (losses)	$0	1,187
Applicable income taxes	$287,000	1,905
Income before extraordinary items	$470,000	3,160
Extraordinary gains, net	$0	22
Net income	$470,000	3,160
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-1,000	6,566
Cash dividends	$0	3,942
Sale, conversion, retirement of capital stock, net	$0	885
Net operating income	$470,000	3,136
2006-12-31 (YTD Data)		Rank
Total interest income	$11,455,000	3,221
Total interest expense	$3,771,000	3,734
Net interest income	$7,684,000	2,854
Provision for loan and lease losses	$275,000	2,942
Total noninterest income	$538,000	4,974
Gross Fiduciary activities income	$0	1,523
Service charges on deposit accounts	$239,000	4,603
Trading account gains and fees	$0	130
Additional Noninterest Income	$299,000	4,293
Total noninterest expense	$4,143,000	3,886
Salaries and employee benefits	$2,338,000	3,803
Premises and equipment expense	$460,000	4,500
Additional noninterest expense	$1,345,000	3,597
Pre-tax net operating income	$3,804,000	2,341
Securities gains (losses)	$0	1,687
Applicable income taxes	$1,504,000	1,663
Income before extraordinary items	$2,300,000	2,797
Extraordinary gains, net	$0	51
Net income	$2,300,000	2,798
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-4,000	7,730
Cash dividends	$86,000	5,518
Sale, conversion, retirement of capital stock, net	$2,955,000	373
Net operating income	$2,300,000	2,787
2006-09-30 (YTD Data)		Rank
Total interest income	$8,632,000	3,188
Total interest expense	$2,682,000	3,789
Net interest income	$5,950,000	2,798
Provision for loan and lease losses	$275,000	2,295
Total noninterest income	$403,000	4,995
Gross Fiduciary activities income	$0	1,468
Service charges on deposit accounts	$170,000	4,767
Trading account gains and fees	$0	126
Additional Noninterest Income	$233,000	4,227
Total noninterest expense	$3,236,000	3,750
Salaries and employee benefits	$1,877,000	3,611
Premises and equipment expense	$357,000	4,416
Additional noninterest expense	$1,002,000	3,597
Pre-tax net operating income	$2,842,000	2,425
Securities gains (losses)	$0	1,388
Applicable income taxes	$1,184,000	1,664
Income before extraordinary items	$1,658,000	2,972
Extraordinary gains, net	$0	45
Net income	$1,658,000	2,973
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-3,000	7,425
Cash dividends	$6,000	5,264
Sale, conversion, retirement of capital stock, net	$2,955,000	284
Net operating income	$1,658,000	2,961
2006-06-30 (YTD Data)		Rank
Total interest income	$5,841,000	3,096
Total interest expense	$1,699,000	3,805
Net interest income	$4,142,000	2,714
Provision for loan and lease losses	$275,000	1,625
Total noninterest income	$248,000	5,171
Gross Fiduciary activities income	$0	1,458
Service charges on deposit accounts	$110,000	4,799
Trading account gains and fees	$0	126
Additional Noninterest Income	$138,000	4,459
Total noninterest expense	$2,138,000	3,785
Salaries and employee benefits	$1,241,000	3,644
Premises and equipment expense	$240,000	4,385
Additional noninterest expense	$657,000	3,653
Pre-tax net operating income	$1,977,000	2,328
Securities gains (losses)	$0	1,185
Applicable income taxes	$854,000	1,576
Income before extraordinary items	$1,123,000	2,932
Extraordinary gains, net	$0	39
Net income	$1,123,000	2,934
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-2,000	7,074
Cash dividends	$6,000	5,044
Sale, conversion, retirement of capital stock, net	$2,955,000	195
Net operating income	$1,123,000	2,920
2006-03-31 (YTD Data)		Rank
Total interest income	$2,942,000	3,021
Total interest expense	$780,000	3,884
Net interest income	$2,162,000	2,618
Provision for loan and lease losses	$175,000	1,259
Total noninterest income	$126,000	5,087
Gross Fiduciary activities income	$0	1,380
Service charges on deposit accounts	$55,000	4,737
Trading account gains and fees	$0	115
Additional Noninterest Income	$71,000	4,406
Total noninterest expense	$1,087,000	3,764
Salaries and employee benefits	$619,000	3,665
Premises and equipment expense	$128,000	4,229
Additional noninterest expense	$340,000	3,523
Pre-tax net operating income	$1,026,000	2,232
Securities gains (losses)	$0	955
Applicable income taxes	$438,000	1,548
Income before extraordinary items	$588,000	2,785
Extraordinary gains, net	$0	21
Net income	$588,000	2,785
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-2,000	6,875
Cash dividends	$6,000	3,916
Sale, conversion, retirement of capital stock, net	$2,917,000	94
Net operating income	$588,000	2,769
2005-12-31 (YTD Data)		Rank
Total interest income	$9,824,000	3,191
Total interest expense	$2,296,000	4,039
Net interest income	$7,528,000	2,846
Provision for loan and lease losses	$285,000	2,944
Total noninterest income	$531,000	5,097
Gross Fiduciary activities income	$0	1,557
Service charges on deposit accounts	$283,000	4,322
Trading account gains and fees	$0	138
Additional Noninterest Income	$248,000	4,743
Total noninterest expense	$3,775,000	4,041
Salaries and employee benefits	$2,066,000	4,030
Premises and equipment expense	$472,000	4,348
Additional noninterest expense	$1,237,000	3,777
Pre-tax net operating income	$3,999,000	2,220
Securities gains (losses)	$0	2,296
Applicable income taxes	$1,438,000	1,754
Income before extraordinary items	$2,561,000	2,555
Extraordinary gains, net	$0	46
Net income	$2,561,000	2,555
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$3,000	6,288
Cash dividends	$157,000	5,147
Sale, conversion, retirement of capital stock, net	$0	934
Net operating income	$2,561,000	2,524
2005-09-30 (YTD Data)		Rank
Total interest income	$7,185,000	3,207
Total interest expense	$1,623,000	4,076
Net interest income	$5,562,000	2,876
Provision for loan and lease losses	$165,000	3,334
Total noninterest income	$408,000	5,067
Gross Fiduciary activities income	$0	1,504
Service charges on deposit accounts	$221,000	4,251
Trading account gains and fees	$0	126
Additional Noninterest Income	$187,000	4,754
Total noninterest expense	$2,774,000	4,073
Salaries and employee benefits	$1,545,000	3,994
Premises and equipment expense	$347,000	4,392
Additional noninterest expense	$882,000	3,868
Pre-tax net operating income	$3,031,000	2,217
Securities gains (losses)	$0	2,317
Applicable income taxes	$1,214,000	1,639
Income before extraordinary items	$1,817,000	2,678
Extraordinary gains, net	$0	35
Net income	$1,817,000	2,679
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$4,000	5,608
Cash dividends	$158,000	4,302
Sale, conversion, retirement of capital stock, net	$0	769
Net operating income	$1,817,000	2,641
2005-06-30 (YTD Data)		Rank
Total interest income	$4,582,000	3,263
Total interest expense	$1,009,000	4,100
Net interest income	$3,573,000	2,944
Provision for loan and lease losses	$60,000	4,115
Total noninterest income	$276,000	4,998
Gross Fiduciary activities income	$0	1,480
Service charges on deposit accounts	$147,000	4,204
Trading account gains and fees	$0	116
Additional Noninterest Income	$129,000	4,634
Total noninterest expense	$1,862,000	4,035
Salaries and employee benefits	$1,026,000	3,995
Premises and equipment expense	$231,000	4,365
Additional noninterest expense	$605,000	3,774
Pre-tax net operating income	$1,927,000	2,251
Securities gains (losses)	$0	2,146
Applicable income taxes	$751,000	1,701
Income before extraordinary items	$1,176,000	2,696
Extraordinary gains, net	$0	30
Net income	$1,176,000	2,697
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$4,000	5,009
Cash dividends	$158,000	3,768
Sale, conversion, retirement of capital stock, net	$0	643
Net operating income	$1,176,000	2,655
2005-03-31 (YTD Data)		Rank
Total interest income	$2,176,000	3,361
Total interest expense	$469,000	4,210
Net interest income	$1,707,000	3,050
Provision for loan and lease losses	$30,000	3,913
Total noninterest income	$139,000	4,902
Gross Fiduciary activities income	$0	1,418
Service charges on deposit accounts	$74,000	4,114
Trading account gains and fees	$0	115
Additional Noninterest Income	$65,000	4,607
Total noninterest expense	$944,000	4,020
Salaries and employee benefits	$519,000	3,984
Premises and equipment expense	$112,000	4,492
Additional noninterest expense	$313,000	3,683
Pre-tax net operating income	$872,000	2,402
Securities gains (losses)	$0	1,685
Applicable income taxes	$343,000	1,799
Income before extraordinary items	$529,000	2,915
Extraordinary gains, net	$0	24
Net income	$529,000	2,917
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$5,000	3,734
Cash dividends	$157,000	2,490
Sale, conversion, retirement of capital stock, net	$0	491
Net operating income	$529,000	2,871
2004-12-31 (YTD Data)		Rank
Total interest income	$8,465,000	3,266
Total interest expense	$1,586,000	4,364
Net interest income	$6,879,000	2,931
Provision for loan and lease losses	$1,996,000	549
Total noninterest income	$612,000	4,770
Gross Fiduciary activities income	$0	1,582
Service charges on deposit accounts	$336,000	4,043
Trading account gains and fees	$0	138
Additional Noninterest Income	$276,000	4,424
Total noninterest expense	$3,666,000	4,010
Salaries and employee benefits	$2,083,000	3,866
Premises and equipment expense	$485,000	4,185
Additional noninterest expense	$1,098,000	4,020
Pre-tax net operating income	$1,829,000	3,752
Securities gains (losses)	$0	3,819
Applicable income taxes	$659,000	2,862
Income before extraordinary items	$1,170,000	4,271
Extraordinary gains, net	$0	34
Net income	$1,170,000	4,274
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$1,989,000	464
Cash dividends	$543,000	3,406
Sale, conversion, retirement of capital stock, net	$0	872
Net operating income	$1,170,000	4,206
2004-09-30 (YTD Data)		Rank
Total interest income	$6,277,000	3,272
Total interest expense	$1,150,000	4,413
Net interest income	$5,127,000	2,938
Provision for loan and lease losses	$894,000	881
Total noninterest income	$467,000	4,722
Gross Fiduciary activities income	$0	1,547
Service charges on deposit accounts	$256,000	4,044
Trading account gains and fees	$0	134
Additional Noninterest Income	$211,000	4,393
Total noninterest expense	$2,959,000	3,758
Salaries and employee benefits	$1,794,000	3,435
Premises and equipment expense	$363,000	4,184
Additional noninterest expense	$802,000	4,076
Pre-tax net operating income	$1,741,000	3,225
Securities gains (losses)	$0	3,710
Applicable income taxes	$1,002,000	1,779
Income before extraordinary items	$739,000	4,818
Extraordinary gains, net	$0	26
Net income	$739,000	4,819
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-5,000	7,953
Cash dividends	$543,000	2,569
Sale, conversion, retirement of capital stock, net	$0	738
Net operating income	$739,000	4,732
2004-06-30 (YTD Data)		Rank
Total interest income	$4,209,000	3,247
Total interest expense	$749,000	4,483
Net interest income	$3,460,000	2,883
Provision for loan and lease losses	$0	6,885
Total noninterest income	$326,000	4,593
Gross Fiduciary activities income	$0	1,518
Service charges on deposit accounts	$174,000	3,999
Trading account gains and fees	$0	130
Additional Noninterest Income	$152,000	4,279
Total noninterest expense	$1,953,000	3,810
Salaries and employee benefits	$1,184,000	3,489
Premises and equipment expense	$237,000	4,245
Additional noninterest expense	$532,000	4,118
Pre-tax net operating income	$1,833,000	2,200
Securities gains (losses)	$0	3,413
Applicable income taxes	$696,000	1,717
Income before extraordinary items	$1,137,000	2,641
Extraordinary gains, net	$0	21
Net income	$1,137,000	2,642
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-5,000	7,878
Cash dividends	$278,000	3,005
Sale, conversion, retirement of capital stock, net	$0	638
Net operating income	$1,137,000	2,570
2004-03-31 (YTD Data)		Rank
Total interest income	$2,068,000	3,300
Total interest expense	$380,000	4,467
Net interest income	$1,688,000	2,944
Provision for loan and lease losses	$0	6,501
Total noninterest income	$169,000	4,476
Gross Fiduciary activities income	$0	1,441
Service charges on deposit accounts	$86,000	3,952
Trading account gains and fees	$0	121
Additional Noninterest Income	$83,000	4,094
Total noninterest expense	$960,000	3,882
Salaries and employee benefits	$564,000	3,648
Premises and equipment expense	$118,000	4,296
Additional noninterest expense	$278,000	3,983
Pre-tax net operating income	$897,000	2,204
Securities gains (losses)	$0	2,934
Applicable income taxes	$340,000	1,766
Income before extraordinary items	$557,000	2,688
Extraordinary gains, net	$0	16
Net income	$557,000	2,688
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-4,000	7,741
Cash dividends	$279,000	1,827
Sale, conversion, retirement of capital stock, net	$0	464
Net operating income	$557,000	2,592
2003-12-31 (YTD Data)		Rank
Total interest income	$8,367,000	3,316
Total interest expense	$1,800,000	4,348
Net interest income	$6,567,000	2,924
Provision for loan and lease losses	$75,000	5,722
Total noninterest income	$619,000	4,875
Gross Fiduciary activities income	$0	1,641
Service charges on deposit accounts	$357,000	3,898
Trading account gains and fees	$0	160
Additional Noninterest Income	$262,000	4,760
Total noninterest expense	$3,970,000	3,739
Salaries and employee benefits	$2,316,000	3,477
Premises and equipment expense	$514,000	3,980
Additional noninterest expense	$1,140,000	3,883
Pre-tax net operating income	$3,141,000	2,408
Securities gains (losses)	$0	4,500
Applicable income taxes	$1,000,000	2,173
Income before extraordinary items	$2,141,000	2,721
Extraordinary gains, net	$0	54
Net income	$2,141,000	2,722
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-5,000	8,477
Cash dividends	$166,000	5,125
Sale, conversion, retirement of capital stock, net	$0	868
Net operating income	$2,141,000	2,587
2003-09-30 (YTD Data)		Rank
Total interest income	$6,155,000	3,413
Total interest expense	$1,380,000	4,405
Net interest income	$4,775,000	3,027
Provision for loan and lease losses	$75,000	5,202
Total noninterest income	$462,000	4,949
Gross Fiduciary activities income	$0	1,599
Service charges on deposit accounts	$260,000	3,986
Trading account gains and fees	$0	153
Additional Noninterest Income	$202,000	4,771
Total noninterest expense	$2,780,000	3,910
Salaries and employee benefits	$1,547,000	3,815
Premises and equipment expense	$387,000	3,954
Additional noninterest expense	$846,000	3,904
Pre-tax net operating income	$2,382,000	2,485
Securities gains (losses)	$0	4,204
Applicable income taxes	$934,000	1,964
Income before extraordinary items	$1,448,000	3,041
Extraordinary gains, net	$0	40
Net income	$1,448,000	3,041
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-4,000	8,291
Cash dividends	$166,000	4,272
Sale, conversion, retirement of capital stock, net	$0	722
Net operating income	$1,448,000	2,893
2003-06-30 (YTD Data)		Rank
Total interest income	$4,072,000	3,462
Total interest expense	$955,000	4,397
Net interest income	$3,117,000	3,078
Provision for loan and lease losses	$75,000	4,385
Total noninterest income	$298,000	5,008
Gross Fiduciary activities income	$0	1,577
Service charges on deposit accounts	$162,000	4,116
Trading account gains and fees	$0	150
Additional Noninterest Income	$136,000	4,735
Total noninterest expense	$1,829,000	3,942
Salaries and employee benefits	$986,000	3,961
Premises and equipment expense	$266,000	3,846
Additional noninterest expense	$577,000	3,824
Pre-tax net operating income	$1,511,000	2,576
Securities gains (losses)	$0	3,782
Applicable income taxes	$602,000	2,036
Income before extraordinary items	$909,000	3,187
Extraordinary gains, net	$0	30
Net income	$909,000	3,187
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-2,000	7,985
Cash dividends	$166,000	3,734
Sale, conversion, retirement of capital stock, net	$0	589
Net operating income	$909,000	3,017
2003-03-31 (YTD Data)		Rank
Total interest income	$2,014,000	3,500
Total interest expense	$477,000	4,493
Net interest income	$1,537,000	3,109
Provision for loan and lease losses	$60,000	3,248
Total noninterest income	$146,000	4,959
Gross Fiduciary activities income	$0	1,504
Service charges on deposit accounts	$78,000	4,130
Trading account gains and fees	$0	134
Additional Noninterest Income	$68,000	4,672
Total noninterest expense	$939,000	3,851
Salaries and employee benefits	$496,000	3,926
Premises and equipment expense	$135,000	3,814
Additional noninterest expense	$308,000	3,586
Pre-tax net operating income	$684,000	2,785
Securities gains (losses)	$0	2,891
Applicable income taxes	$282,000	2,139
Income before extraordinary items	$402,000	3,439
Extraordinary gains, net	$0	21
Net income	$402,000	3,437
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-1,000	7,386
Cash dividends	$166,000	2,428
Sale, conversion, retirement of capital stock, net	$0	419
Net operating income	$402,000	3,279
2002-12-31 (YTD Data)		Rank
Total interest income	$7,822,000	3,712
Total interest expense	$2,121,000	4,615
Net interest income	$5,701,000	3,276
Provision for loan and lease losses	$100,000	5,681
Total noninterest income	$636,000	4,581
Gross Fiduciary activities income	$0	1,713
Service charges on deposit accounts	$335,000	3,987
Trading account gains and fees	$0	153
Additional Noninterest Income	$301,000	4,249
Total noninterest expense	$3,704,000	3,777
Salaries and employee benefits	$2,093,000	3,596
Premises and equipment expense	$561,000	3,610
Additional noninterest expense	$1,050,000	4,012
Pre-tax net operating income	$2,533,000	2,858
Securities gains (losses)	$49,000	2,428
Applicable income taxes	$1,001,000	2,204
Income before extraordinary items	$1,581,000	3,366
Extraordinary gains, net	$0	70
Net income	$1,581,000	3,365
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-4,000	8,649
Cash dividends	$19,000	6,235
Sale, conversion, retirement of capital stock, net	$0	862
Net operating income	$1,549,640	3,305
2001-12-31 (YTD Data)		Rank
Total interest income	$7,778,000	4,115
Total interest expense	$3,023,000	4,703
Net interest income	$4,755,000	3,587
Provision for loan and lease losses	$0	8,228
Total noninterest income	$747,000	4,042
Gross Fiduciary activities income	$0	1,731
Service charges on deposit accounts	$394,000	3,447
Trading account gains and fees	$0	177
Additional Noninterest Income	$353,000	3,798
Total noninterest expense	$3,408,000	3,913
Salaries and employee benefits	$1,999,000	3,593
Premises and equipment expense	$488,000	3,962
Additional noninterest expense	$921,000	4,331
Pre-tax net operating income	$2,094,000	3,067
Securities gains (losses)	$4,000	4,008
Applicable income taxes	$751,000	2,543
Income before extraordinary items	$1,347,000	3,501
Extraordinary gains, net	$0	105
Net income	$1,347,000	3,504
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-4,000	8,917
Cash dividends	$75,000	5,935
Sale, conversion, retirement of capital stock, net	$0	922
Net operating income	$1,344,440	3,409
2000-12-31 (YTD Data)		Rank
Total interest income	$7,075,000	4,544
Total interest expense	$3,031,000	4,885
Net interest income	$4,044,000	4,141
Provision for loan and lease losses	$713,000	1,395
Total noninterest income	$671,000	4,113
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$436,000	3,028
Trading account gains and fees	NA	NA
Additional Noninterest Income	$235,000	4,427
Total noninterest expense	$3,035,000	4,189
Salaries and employee benefits	$1,665,000	4,022
Premises and equipment expense	$496,000	3,816
Additional noninterest expense	$874,000	4,444
Pre-tax net operating income	$967,000	5,346
Securities gains (losses)	$0	1,956
Applicable income taxes	$279,000	4,735
Income before extraordinary items	$688,000	5,471
Extraordinary gains, net	$0	38
Net income	$688,000	5,470
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$655,000	1,019
Cash dividends	$0	6,853
Sale, conversion, retirement of capital stock, net	$0	969
Net operating income	$688,000	5,473
1999-12-31 (YTD Data)		Rank
Total interest income	$6,401,000	4,738
Total interest expense	$2,414,000	5,316
Net interest income	$3,987,000	4,181
Provision for loan and lease losses	$280,000	2,822
Total noninterest income	$611,000	4,373
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$356,000	3,526
Trading account gains and fees	NA	NA
Additional Noninterest Income	$255,000	4,389
Total noninterest expense	$3,058,000	4,146
Salaries and employee benefits	$1,651,000	4,018
Premises and equipment expense	$504,000	3,741
Additional noninterest expense	$903,000	4,371
Pre-tax net operating income	$1,260,000	4,617
Securities gains (losses)	$0	3,155
Applicable income taxes	$422,000	4,019
Income before extraordinary items	$838,000	4,945
Extraordinary gains, net	$0	35
Net income	$838,000	4,945
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$125,000	3,156
Cash dividends	$0	7,131
Sale, conversion, retirement of capital stock, net	$0	1,035
Net operating income	$838,000	4,908
1998-12-31 (YTD Data)		Rank
Total interest income	$5,091,000	5,620
Total interest expense	$1,866,000	6,426
Net interest income	$3,225,000	4,892
Provision for loan and lease losses	$200,000	3,499
Total noninterest income	$619,000	4,300
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$276,000	4,192
Trading account gains and fees	NA	NA
Additional Noninterest Income	$343,000	3,738
Total noninterest expense	$2,777,000	4,407
Salaries and employee benefits	$1,541,000	4,157
Premises and equipment expense	$438,000	4,110
Additional noninterest expense	$798,000	4,691
Pre-tax net operating income	$867,000	5,851
Securities gains (losses)	$-3,000	9,968
Applicable income taxes	$300,000	5,167
Income before extraordinary items	$564,000	6,242
Extraordinary gains, net	$0	32
Net income	$564,000	6,241
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$0	8,132
Cash dividends	$0	7,473
Sale, conversion, retirement of capital stock, net	$0	1,027
Net operating income	$565,950	6,115
1997-12-31 (YTD Data)		Rank
Total interest income	$3,787,000	6,862
Total interest expense	$1,255,000	7,967
Net interest income	$2,532,000	6,000
Provision for loan and lease losses	$115,000	4,888
Total noninterest income	$650,000	4,189
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$276,000	4,331
Trading account gains and fees	NA	NA
Additional Noninterest Income	$374,000	3,436
Total noninterest expense	$2,337,000	5,041
Salaries and employee benefits	$1,191,000	5,133
Premises and equipment expense	$331,000	5,100
Additional noninterest expense	$815,000	4,652
Pre-tax net operating income	$730,000	6,857
Securities gains (losses)	$3,000	3,097
Applicable income taxes	$-129,000	10,741
Income before extraordinary items	$862,000	5,218
Extraordinary gains, net	$0	44
Net income	$862,000	5,220
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-9,000	9,945
Cash dividends	$0	7,871
Sale, conversion, retirement of capital stock, net	$0	1,030
Net operating income	$859,000	5,161
1996-12-31 (YTD Data)		Rank
Total interest income	$3,205,000	7,721
Total interest expense	$1,098,000	8,706
Net interest income	$2,107,000	6,946
Provision for loan and lease losses	$97,000	5,191
Total noninterest income	$444,000	5,594
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$238,000	4,995
Trading account gains and fees	NA	NA
Additional Noninterest Income	$206,000	5,078
Total noninterest expense	$1,916,000	6,121
Salaries and employee benefits	$976,000	6,104
Premises and equipment expense	$318,000	5,352
Additional noninterest expense	$622,000	6,220
Pre-tax net operating income	$538,000	7,735
Securities gains (losses)	$0	4,148
Applicable income taxes	$-255,000	11,295
Income before extraordinary items	$793,000	5,341
Extraordinary gains, net	$0	53
Net income	$793,000	5,343
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$35,000	5,926
Cash dividends	$0	8,336
Sale, conversion, retirement of capital stock, net	$0	953
Net operating income	$793,000	5,276
1995-12-31 (YTD Data)		Rank
Total interest income	$2,770,000	8,536
Total interest expense	$872,000	9,724
Net interest income	$1,898,000	7,540
Provision for loan and lease losses	$31,000	7,042
Total noninterest income	$277,000	7,345
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$196,000	5,753
Trading account gains and fees	NA	NA
Additional Noninterest Income	$81,000	7,917
Total noninterest expense	$1,844,000	6,361
Salaries and employee benefits	$700,000	7,714
Premises and equipment expense	$341,000	5,122
Additional noninterest expense	$803,000	5,238
Pre-tax net operating income	$300,000	9,737
Securities gains (losses)	$0	3,831
Applicable income taxes	$-238,000	11,806
Income before extraordinary items	$538,000	6,977
Extraordinary gains, net	$0	65
Net income	$538,000	6,975
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-14,000	10,842
Cash dividends	$0	8,717
Sale, conversion, retirement of capital stock, net	$0	809
Net operating income	$538,000	6,953
1994-12-31 (YTD Data)		Rank
Total interest income	$2,133,000	9,556
Total interest expense	$612,000	10,552
Net interest income	$1,521,000	8,827
Provision for loan and lease losses	$5,000	8,812
Total noninterest income	$425,000	5,904
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$191,000	6,044
Trading account gains and fees	NA	NA
Additional Noninterest Income	$234,000	4,766
Total noninterest expense	$1,673,000	7,059
Salaries and employee benefits	$657,000	8,225
Premises and equipment expense	$340,000	5,181
Additional noninterest expense	$676,000	6,499
Pre-tax net operating income	$268,000	10,355
Securities gains (losses)	$1,000	3,293
Applicable income taxes	$0	11,630
Income before extraordinary items	$269,000	9,505
Extraordinary gains, net	$0	249
Net income	$269,000	9,512
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$14,000	7,099
Cash dividends	$0	8,932
Sale, conversion, retirement of capital stock, net	$1,100,000	404
Net operating income	$268,000	9,556
1993-12-31 (YTD Data)		Rank
Total interest income	$1,813,000	10,569
Total interest expense	$570,000	11,317
Net interest income	$1,243,000	9,927
Provision for loan and lease losses	$-48,000	12,730
Total noninterest income	$550,000	5,250
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$214,000	5,711
Trading account gains and fees	NA	NA
Additional Noninterest Income	$336,000	4,203
Total noninterest expense	$1,813,000	6,843
Salaries and employee benefits	$589,000	8,895
Premises and equipment expense	$331,000	5,447
Additional noninterest expense	$893,000	5,399
Pre-tax net operating income	$28,000	12,280
Securities gains (losses)	$58,000	3,190
Applicable income taxes	$0	12,141
Income before extraordinary items	$86,000	11,942
Extraordinary gains, net	$0	3,149
Net income	$86,000	11,980
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$10,000	8,555
Cash dividends	$0	9,081
Sale, conversion, retirement of capital stock, net	$0	1,223
Net operating income	$28,000	12,247
1992-12-31 (YTD Data)		Rank
Total interest income	$1,816,000	11,270
Total interest expense	$769,000	11,468
Net interest income	$1,047,000	10,905
Provision for loan and lease losses	$56,000	8,797
Total noninterest income	$391,000	6,637
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$191,000	6,170
Trading account gains and fees	NA	NA
Additional Noninterest Income	$200,000	5,673
Total noninterest expense	$1,956,000	6,491
Salaries and employee benefits	$745,000	7,647
Premises and equipment expense	$320,000	5,717
Additional noninterest expense	$891,000	5,568
Pre-tax net operating income	$-574,000	13,334
Securities gains (losses)	$0	8,369
Applicable income taxes	$0	12,680
Income before extraordinary items	$-574,000	13,410
Extraordinary gains, net	$0	1,422
Net income	$-574,000	13,409
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$289,000	3,404
Cash dividends	$0	8,912
Sale, conversion, retirement of capital stock, net	$1,353,000	369
Net operating income	$-574,000	13,308

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.