Home > American National Bank > Net charge- offs to loans
American National Bank, Net charge- offs to loans
| 2023-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1944% | 553 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0292% | 4,301 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 239 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0578% | 4,442 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 66 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0092% | 574 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0309% | 160 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0013% | 3,564 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.7085% | 421 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1848% | 2,010 |
| Percentage Net Loans Charged-off: Credit card loans | 10.4558% | 72 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1494% | 2,021 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 72 |
| 2023-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1808% | 483 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0013% | 865 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 172 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0006% | 3,994 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 48 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0146% | 413 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0487% | 124 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0017% | 3,619 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5871% | 390 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1693% | 1,853 |
| Percentage Net Loans Charged-off: Credit card loans | 11.3020% | 26 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1314% | 1,928 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 69 |
| 2023-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2442% | 337 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0003% | 729 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 127 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0007% | 4,069 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 29 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0061% | 436 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0244% | 120 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0026% | 3,687 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.8726% | 293 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1440% | 1,736 |
| Percentage Net Loans Charged-off: Credit card loans | 14.8888% | 21 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0942% | 1,893 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 63 |
| 2023-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0457% | 899 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0019% | 462 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 62 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0004% | 4,137 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 18 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0193% | 240 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0663% | 52 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0026% | 3,831 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0386% | 668 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1365% | 1,591 |
| Percentage Net Loans Charged-off: Credit card loans | 10.1435% | 35 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1026% | 1,610 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 12 |
| 2022-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0385% | 1,323 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0327% | 477 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 172 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0600% | 269 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 64 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0045% | 693 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0144% | 4,352 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0131% | 521 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0233% | 3,779 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1072% | 2,101 |
| Percentage Net Loans Charged-off: Credit card loans | 4.7758% | 56 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0904% | 2,098 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 23 |
| 2022-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0054% | 1,973 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0544% | 4,447 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 133 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0999% | 4,580 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 47 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0067% | 3,730 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0136% | 4,399 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0035% | 3,625 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0158% | 995 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1050% | 1,917 |
| Percentage Net Loans Charged-off: Credit card loans | 3.9713% | 68 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0910% | 1,895 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 17 |
| 2022-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0133% | 3,707 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0835% | 4,474 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 94 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.1541% | 4,530 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 33 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0081% | 3,701 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0145% | 3,238 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0053% | 3,615 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0252% | 786 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0729% | 1,885 |
| Percentage Net Loans Charged-off: Credit card loans | 4.3778% | 68 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0570% | 1,874 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2022-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0114% | 1,348 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0013% | 3,310 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 61 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0004% | 4,010 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 23 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0090% | 3,811 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0117% | 3,283 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0078% | 3,840 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0207% | 3,600 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0657% | 1,657 |
| Percentage Net Loans Charged-off: Credit card loans | 2.6618% | 107 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0558% | 1,596 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2021-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0210% | 3,999 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0678% | 4,480 |
| Percentage Net Loans Charged-off:Construction & development | -0.3216% | 4,359 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0003% | 3,902 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0586% | 4,308 |
| Percentage Net Loans Charged-off: Home equity loans | -0.1198% | 3,457 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0351% | 4,152 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0228% | 3,665 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0649% | 2,173 |
| Percentage Net Loans Charged-off: Credit card loans | 4.4303% | 72 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0457% | 2,178 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2021-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0526% | 4,383 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0907% | 4,614 |
| Percentage Net Loans Charged-off:Construction & development | -0.4605% | 4,428 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0003% | 3,972 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 77 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0732% | 4,443 |
| Percentage Net Loans Charged-off: Home equity loans | -0.1527% | 3,551 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0433% | 4,310 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0852% | 4,177 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0495% | 2,066 |
| Percentage Net Loans Charged-off: Credit card loans | 4.2821% | 66 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0306% | 2,051 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2021-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0805% | 4,549 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.1233% | 4,712 |
| Percentage Net Loans Charged-off:Construction & development | -0.7264% | 4,471 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0002% | 4,061 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 57 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0200% | 4,086 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0138% | 3,335 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0223% | 4,143 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1332% | 4,370 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0534% | 1,801 |
| Percentage Net Loans Charged-off: Credit card loans | 4.9649% | 60 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0313% | 1,789 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2021-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.1085% | 4,663 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.2410% | 4,829 |
| Percentage Net Loans Charged-off:Construction & development | -1.4740% | 4,505 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0004% | 4,184 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 31 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0227% | 4,227 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0109% | 3,370 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0270% | 4,293 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1117% | 4,401 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1511% | 1,327 |
| Percentage Net Loans Charged-off: Credit card loans | 3.7052% | 93 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1349% | 1,248 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2020-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1421% | 1,135 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0987% | 634 |
| Percentage Net Loans Charged-off:Construction & development | 0.3672% | 110 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0905% | 611 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0411% | 4,482 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0808% | 3,580 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0266% | 4,379 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1795% | 1,185 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2062% | 2,038 |
| Percentage Net Loans Charged-off: Credit card loans | 5.2292% | 73 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1777% | 2,030 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2020-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1207% | 1,161 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0752% | 655 |
| Percentage Net Loans Charged-off:Construction & development | 0.4808% | 88 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0086% | 734 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 74 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0402% | 4,517 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0570% | 3,558 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0339% | 4,481 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1312% | 1,162 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2200% | 1,893 |
| Percentage Net Loans Charged-off: Credit card loans | 5.4315% | 65 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1892% | 1,872 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2020-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0969% | 1,302 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0034% | 3,885 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 191 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0132% | 563 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 54 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0552% | 4,626 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0794% | 3,613 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0458% | 4,583 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1462% | 1,010 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2889% | 1,695 |
| Percentage Net Loans Charged-off: Credit card loans | 2.6939% | 222 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2740% | 1,611 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2020-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1583% | 818 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0012% | 3,659 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 120 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0269% | 346 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 26 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0810% | 4,741 |
| Percentage Net Loans Charged-off: Home equity loans | -0.1421% | 3,679 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0567% | 4,672 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3568% | 546 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3751% | 1,450 |
| Percentage Net Loans Charged-off: Credit card loans | 2.3830% | 228 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3622% | 1,389 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2019-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0737% | 2,037 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0016% | 2,168 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 402 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0005% | 4,235 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 116 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0093% | 1,656 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0565% | 3,646 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0354% | 1,162 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0130% | 4,020 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2736% | 2,188 |
| Percentage Net Loans Charged-off: Credit card loans | 8.4633% | 47 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2164% | 2,268 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2019-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0776% | 1,714 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0011% | 1,896 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 304 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0005% | 4,282 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 91 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0070% | 1,437 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0318% | 3,630 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0224% | 1,116 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0121% | 3,932 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2795% | 2,034 |
| Percentage Net Loans Charged-off: Credit card loans | 9.1993% | 38 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2164% | 2,104 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2019-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0916% | 1,445 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0029% | 1,575 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 234 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0005% | 4,359 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 61 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0160% | 1,103 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0867% | 3,766 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0566% | 691 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0210% | 4,055 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3162% | 1,776 |
| Percentage Net Loans Charged-off: Credit card loans | 11.6958% | 29 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2350% | 1,882 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2019-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0583% | 1,460 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0101% | 4,441 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 153 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0005% | 4,502 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 46 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0493% | 4,861 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0691% | 3,798 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0414% | 4,819 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1142% | 4,626 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3530% | 1,552 |
| Percentage Net Loans Charged-off: Credit card loans | 13.9274% | 31 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2541% | 1,656 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2018-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0556% | 2,345 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0212% | 4,630 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 424 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0045% | 4,484 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 128 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0963% | 5,067 |
| Percentage Net Loans Charged-off: Home equity loans | -0.1677% | 3,899 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0673% | 4,977 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0180% | 2,065 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2724% | 2,175 |
| Percentage Net Loans Charged-off: Credit card loans | 8.4308% | 48 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2083% | 2,304 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2018-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0529% | 2,068 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0250% | 4,683 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 325 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0059% | 4,573 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 106 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.1121% | 5,141 |
| Percentage Net Loans Charged-off: Home equity loans | -0.2319% | 3,964 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0634% | 4,990 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0716% | 1,492 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2306% | 2,154 |
| Percentage Net Loans Charged-off: Credit card loans | 6.9226% | 49 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1774% | 2,243 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2018-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0430% | 2,006 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0163% | 4,533 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 257 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0087% | 4,695 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 79 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0610% | 5,012 |
| Percentage Net Loans Charged-off: Home equity loans | -0.1181% | 3,917 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0378% | 4,861 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0344% | 1,406 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1977% | 2,147 |
| Percentage Net Loans Charged-off: Credit card loans | 6.5303% | 54 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1465% | 2,211 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2018-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0485% | 1,622 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0104% | 4,445 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 165 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0163% | 4,960 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 42 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0110% | 4,502 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0169% | 3,753 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0086% | 4,479 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0143% | 1,059 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2232% | 1,873 |
| Percentage Net Loans Charged-off: Credit card loans | 5.9298% | 74 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1764% | 1,879 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2017-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1256% | 1,794 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0149% | 4,743 |
| Percentage Net Loans Charged-off:Construction & development | -0.0072% | 4,428 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0389% | 5,074 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 180 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0307% | 1,834 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1474% | 343 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0162% | 4,818 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2465% | 1,403 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3778% | 2,069 |
| Percentage Net Loans Charged-off: Credit card loans | 6.7915% | 57 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3260% | 2,086 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2017-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0935% | 1,853 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0071% | 4,444 |
| Percentage Net Loans Charged-off:Construction & development | -0.0101% | 4,503 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0306% | 5,073 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 143 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0487% | 1,400 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2102% | 233 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0159% | 4,822 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0493% | 1,725 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3703% | 1,930 |
| Percentage Net Loans Charged-off: Credit card loans | 6.5937% | 66 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3207% | 1,963 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2017-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1128% | 1,503 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0091% | 1,796 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 340 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0256% | 5,101 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 105 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1030% | 883 |
| Percentage Net Loans Charged-off: Home equity loans | 0.3713% | 143 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0034% | 4,490 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0855% | 1,326 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3863% | 1,768 |
| Percentage Net Loans Charged-off: Credit card loans | 5.0985% | 91 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3489% | 1,742 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2017-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1335% | 1,127 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0276% | 1,135 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 224 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0231% | 5,219 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 65 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1799% | 527 |
| Percentage Net Loans Charged-off: Home equity loans | 0.4081% | 127 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0904% | 752 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1183% | 4,936 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5275% | 1,382 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 466 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.5316% | 1,244 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2016-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1345% | 1,898 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0140% | 2,549 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 574 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0167% | 5,062 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 220 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1168% | 1,210 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2131% | 360 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0911% | 1,391 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2071% | 1,525 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3272% | 2,311 |
| Percentage Net Loans Charged-off: Credit card loans | 5.9689% | 74 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2993% | 2,263 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1312% | 1,097 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2016-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0922% | 2,030 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0270% | 1,937 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 470 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0137% | 5,061 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 177 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1825% | 765 |
| Percentage Net Loans Charged-off: Home equity loans | 0.3914% | 214 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1350% | 972 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0230% | 4,440 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2918% | 2,166 |
| Percentage Net Loans Charged-off: Credit card loans | 4.9588% | 84 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2720% | 2,069 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1078% | 986 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2016-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0883% | 1,963 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0331% | 1,725 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 380 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0325% | 5,331 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 148 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2742% | 544 |
| Percentage Net Loans Charged-off: Home equity loans | 0.5030% | 176 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2221% | 659 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0660% | 4,847 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2894% | 2,030 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 604 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2904% | 1,884 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1294% | 802 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2016-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0855% | 1,643 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0149% | 1,552 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 253 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0024% | 4,987 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 90 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0886% | 990 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0610% | 4,193 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1227% | 802 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0686% | 4,912 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3212% | 1,714 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 501 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3219% | 1,568 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0758% | 737 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2015-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0215% | 3,840 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0572% | 5,547 |
| Percentage Net Loans Charged-off:Construction & development | -0.0522% | 4,905 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0927% | 5,624 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0036% | 4,691 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0109% | 2,897 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0363% | 4,218 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0209% | 2,635 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1170% | 5,176 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2496% | 2,481 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 747 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2497% | 2,317 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.2002% | 849 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2015-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0044% | 4,024 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0560% | 5,592 |
| Percentage Net Loans Charged-off:Construction & development | -0.0741% | 5,054 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.1088% | 5,744 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0047% | 4,741 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0711% | 1,874 |
| Percentage Net Loans Charged-off: Home equity loans | 0.3416% | 339 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0146% | 2,480 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1357% | 5,255 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2133% | 2,412 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2133% | 2,274 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0863% | 962 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2015-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0092% | 3,586 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0738% | 5,742 |
| Percentage Net Loans Charged-off:Construction & development | -0.1274% | 5,204 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.1149% | 5,837 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0080% | 4,795 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0195% | 2,283 |
| Percentage Net Loans Charged-off: Home equity loans | -0.1256% | 4,455 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0460% | 1,883 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1331% | 5,269 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2245% | 2,150 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2245% | 2,017 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0945% | 837 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2015-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0478% | 2,316 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.1051% | 5,922 |
| Percentage Net Loans Charged-off:Construction & development | -0.2601% | 5,445 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.1296% | 5,987 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0076% | 4,851 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0061% | 5,140 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0808% | 4,445 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0072% | 1,675 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1007% | 5,210 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4111% | 1,481 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4111% | 1,350 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0946% | 680 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2014-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0469% | 3,888 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0144% | 5,603 |
| Percentage Net Loans Charged-off:Construction & development | -0.1320% | 5,331 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0582% | 5,874 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0057% | 4,917 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1297% | 2,105 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1445% | 830 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1273% | 2,052 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.2331% | 5,664 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3082% | 2,394 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3082% | 2,246 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1118% | 1,064 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2014-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0315% | 3,855 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0391% | 5,862 |
| Percentage Net Loans Charged-off:Construction & development | -0.1800% | 5,454 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0967% | 6,054 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0054% | 4,976 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1245% | 1,984 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2538% | 595 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1047% | 2,014 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.2555% | 5,741 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3085% | 2,210 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3085% | 2,052 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1300% | 938 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2014-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0284% | 3,625 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0407% | 5,905 |
| Percentage Net Loans Charged-off:Construction & development | -0.2715% | 5,584 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.1220% | 6,161 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0049% | 5,008 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2013% | 1,458 |
| Percentage Net Loans Charged-off: Home equity loans | 0.4547% | 391 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1632% | 1,549 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.2190% | 5,703 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2790% | 2,089 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2790% | 1,964 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1573% | 800 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2014-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1068% | 2,115 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0659% | 1,847 |
| Percentage Net Loans Charged-off:Construction & development | -0.0139% | 5,238 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0198% | 965 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 176 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2315% | 1,099 |
| Percentage Net Loans Charged-off: Home equity loans | 0.9748% | 183 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1192% | 1,420 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.2297% | 5,776 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3578% | 1,752 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3578% | 1,638 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.2265% | 572 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2013-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1063% | 3,766 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0620% | 3,578 |
| Percentage Net Loans Charged-off:Construction & development | 0.3511% | 1,192 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.1431% | 6,391 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0056% | 5,143 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3354% | 1,563 |
| Percentage Net Loans Charged-off: Home equity loans | 1.3029% | 281 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1863% | 2,251 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1617% | 5,805 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3446% | 2,564 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3446% | 2,421 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0230% | 1,407 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2013-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0840% | 3,749 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0474% | 3,481 |
| Percentage Net Loans Charged-off:Construction & development | -0.0149% | 5,382 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0578% | 6,282 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0057% | 5,200 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2635% | 1,773 |
| Percentage Net Loans Charged-off: Home equity loans | 0.8781% | 441 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1687% | 2,177 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.2122% | 5,936 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3230% | 2,417 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3230% | 2,257 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0293% | 5,677 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2013-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0827% | 3,542 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0069% | 3,764 |
| Percentage Net Loans Charged-off:Construction & development | -0.0143% | 5,446 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0572% | 6,362 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0058% | 5,210 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1177% | 2,437 |
| Percentage Net Loans Charged-off: Home equity loans | 0.6208% | 540 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0402% | 2,845 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1599% | 5,821 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3535% | 2,150 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3535% | 2,009 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1028% | 914 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2013-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1280% | 2,646 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0310% | 2,754 |
| Percentage Net Loans Charged-off:Construction & development | -0.0174% | 5,560 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0740% | 6,511 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0059% | 5,264 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2188% | 1,611 |
| Percentage Net Loans Charged-off: Home equity loans | 1.1513% | 297 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0757% | 2,035 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1408% | 5,785 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4648% | 1,701 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4648% | 1,563 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1023% | 772 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2012-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0724% | 4,961 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0395% | 4,643 |
| Percentage Net Loans Charged-off:Construction & development | -0.1770% | 6,103 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0351% | 6,567 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0164% | 5,449 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2142% | 2,904 |
| Percentage Net Loans Charged-off: Home equity loans | 1.3609% | 484 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0093% | 4,288 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1518% | 6,158 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2036% | 3,444 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2036% | 3,274 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.2847% | 940 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2012-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0691% | 4,726 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0415% | 4,374 |
| Percentage Net Loans Charged-off:Construction & development | -0.2373% | 6,183 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0048% | 6,415 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0203% | 5,490 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1934% | 2,861 |
| Percentage Net Loans Charged-off: Home equity loans | 1.8308% | 345 |
| All other 1-4 family - Percent of loans charged-off, net | -0.1145% | 6,855 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0296% | 5,635 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1380% | 3,488 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1380% | 3,318 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.2465% | 884 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2012-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0290% | 4,974 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0024% | 4,502 |
| Percentage Net Loans Charged-off:Construction & development | -0.0992% | 6,102 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0458% | 2,254 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0280% | 5,508 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0237% | 6,634 |
| Percentage Net Loans Charged-off: Home equity loans | 0.8626% | 629 |
| All other 1-4 family - Percent of loans charged-off, net | -0.1977% | 6,950 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0064% | 5,383 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0657% | 3,560 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0657% | 3,371 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.2250% | 827 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2012-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0794% | 3,703 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1031% | 2,961 |
| Percentage Net Loans Charged-off:Construction & development | -0.1027% | 6,154 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2356% | 1,255 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 388 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0194% | 2,928 |
| Percentage Net Loans Charged-off: Home equity loans | -0.3627% | 5,215 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0978% | 2,398 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1798% | 6,231 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1441% | 2,691 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1441% | 2,513 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1143% | 747 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3158% | 3,814 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.4125% | 2,922 |
| Percentage Net Loans Charged-off:Construction & development | 0.1503% | 2,734 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3380% | 2,332 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0343% | 5,641 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.7615% | 1,606 |
| Percentage Net Loans Charged-off: Home equity loans | 1.2360% | 720 |
| All other 1-4 family - Percent of loans charged-off, net | 0.6186% | 1,872 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.2869% | 6,706 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3477% | 3,349 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2922% | 3,306 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.6225% | 725 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3365% | 3,410 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.5035% | 2,402 |
| Percentage Net Loans Charged-off:Construction & development | -0.0971% | 6,465 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.5146% | 1,651 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0505% | 5,658 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.8697% | 1,360 |
| Percentage Net Loans Charged-off: Home equity loans | 1.3911% | 581 |
| All other 1-4 family - Percent of loans charged-off, net | 0.6977% | 1,548 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.2319% | 6,670 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2767% | 3,346 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2236% | 3,290 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.4209% | 812 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2157% | 3,840 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3585% | 2,701 |
| Percentage Net Loans Charged-off:Construction & development | -0.0949% | 6,481 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1692% | 2,113 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0922% | 5,702 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.9481% | 1,220 |
| Percentage Net Loans Charged-off: Home equity loans | 1.7868% | 463 |
| All other 1-4 family - Percent of loans charged-off, net | 0.6467% | 1,557 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.6083% | 6,936 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2376% | 3,212 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1805% | 3,172 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.6683% | 603 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2728% | 2,981 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.4410% | 2,015 |
| Percentage Net Loans Charged-off:Construction & development | -0.0830% | 6,498 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.4422% | 1,157 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.2167% | 5,750 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.7789% | 1,159 |
| Percentage Net Loans Charged-off: Home equity loans | 1.9043% | 370 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3604% | 1,721 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.7788% | 7,025 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3695% | 2,402 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2507% | 2,406 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.5299% | 522 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5388% | 3,459 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2206% | 4,092 |
| Percentage Net Loans Charged-off:Construction & development | -0.4501% | 6,980 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.1227% | 7,346 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0043% | 5,872 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.9893% | 1,406 |
| Percentage Net Loans Charged-off: Home equity loans | 1.7458% | 559 |
| All other 1-4 family - Percent of loans charged-off, net | 0.6813% | 1,830 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.9131% | 1,700 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6402% | 2,986 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1368% | 1,515 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3784% | 3,787 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1537% | 4,153 |
| Percentage Net Loans Charged-off:Construction & development | -0.5697% | 7,058 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.2315% | 7,460 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0056% | 5,908 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.9570% | 1,304 |
| Percentage Net Loans Charged-off: Home equity loans | 1.5354% | 579 |
| All other 1-4 family - Percent of loans charged-off, net | 0.7181% | 1,590 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.7360% | 2,569 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6250% | 2,791 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1018% | 1,440 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3279% | 3,684 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0913% | 7,570 |
| Percentage Net Loans Charged-off:Construction & development | -1.8307% | 7,119 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.3266% | 7,536 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 710 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.7451% | 1,466 |
| Percentage Net Loans Charged-off: Home equity loans | 0.6749% | 854 |
| All other 1-4 family - Percent of loans charged-off, net | 0.7752% | 1,386 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.1767% | 1,850 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6997% | 2,438 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0663% | 1,349 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1427% | 4,080 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.3446% | 7,730 |
| Percentage Net Loans Charged-off:Construction & development | -4.7852% | 7,186 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0769% | 7,520 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0943% | 5,980 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.6053% | 1,404 |
| Percentage Net Loans Charged-off: Home equity loans | 0.9380% | 573 |
| All other 1-4 family - Percent of loans charged-off, net | 0.4548% | 1,564 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.2362% | 7,073 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9009% | 1,943 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0132% | 1,155 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.8922% | 2,611 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.7972% | 2,215 |
| Percentage Net Loans Charged-off:Construction & development | 1.1866% | 2,461 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.5342% | 1,700 |
| Percentage Net Loans Charged-off: Multi-family residential | 1.8454% | 445 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.8585% | 1,444 |
| Percentage Net Loans Charged-off: Home equity loans | 1.0328% | 834 |
| All other 1-4 family - Percent of loans charged-off, net | 0.7792% | 1,484 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.0379% | 2,800 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0540% | 2,578 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,179 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.2823% | 1,478 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.7052% | 2,584 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.4968% | 2,460 |
| Percentage Net Loans Charged-off:Construction & development | 1.4002% | 1,969 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0958% | 2,322 |
| Percentage Net Loans Charged-off: Multi-family residential | 1.7561% | 346 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3991% | 2,057 |
| Percentage Net Loans Charged-off: Home equity loans | 0.4393% | 1,094 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3809% | 2,019 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5871% | 2,979 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0497% | 2,359 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,103 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.3114% | 1,261 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5473% | 2,683 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3171% | 2,628 |
| Percentage Net Loans Charged-off:Construction & development | 1.0367% | 1,768 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.1263% | 7,860 |
| Percentage Net Loans Charged-off: Multi-family residential | 2.7057% | 208 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4590% | 1,671 |
| Percentage Net Loans Charged-off: Home equity loans | 0.5525% | 813 |
| All other 1-4 family - Percent of loans charged-off, net | 0.4165% | 1,654 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1348% | 3,443 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9720% | 2,367 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,008 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.3640% | 1,065 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.6156% | 1,940 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3402% | 1,973 |
| Percentage Net Loans Charged-off:Construction & development | 0.5255% | 1,460 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0832% | 7,861 |
| Percentage Net Loans Charged-off: Multi-family residential | 2.5663% | 131 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.6640% | 1,023 |
| Percentage Net Loans Charged-off: Home equity loans | 0.8261% | 477 |
| All other 1-4 family - Percent of loans charged-off, net | 0.5889% | 1,048 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1561% | 2,392 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0954% | 1,938 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 800 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.5079% | 766 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.2134% | 997 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.3865% | 662 |
| Percentage Net Loans Charged-off:Construction & development | 5.1102% | 497 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.8483% | 597 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.1813% | 6,249 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.8857% | 705 |
| Percentage Net Loans Charged-off: Home equity loans | 0.3812% | 807 |
| All other 1-4 family - Percent of loans charged-off, net | 1.1197% | 524 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.9100% | 1,108 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9437% | 2,405 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,198 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0942% | 1,573 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.1196% | 758 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.1567% | 541 |
| Percentage Net Loans Charged-off:Construction & development | 3.3825% | 472 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.8307% | 385 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.5921% | 228 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.9095% | 516 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2747% | 728 |
| All other 1-4 family - Percent of loans charged-off, net | 1.2033% | 352 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.6213% | 572 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7980% | 2,323 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,100 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0515% | 1,459 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.3489% | 486 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.3445% | 355 |
| Percentage Net Loans Charged-off:Construction & development | 3.5501% | 324 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.0705% | 252 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.8934% | 122 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.0224% | 387 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1792% | 667 |
| All other 1-4 family - Percent of loans charged-off, net | 1.4083% | 266 |
| Percentage Net Loans Charged-off: Commercial and industrial | 4.0498% | 301 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7726% | 2,147 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 966 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1655% | 1,058 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.8130% | 652 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3012% | 977 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,119 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2880% | 396 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.3979% | 95 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.5063% | 593 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 563 |
| All other 1-4 family - Percent of loans charged-off, net | 0.7390% | 405 |
| Percentage Net Loans Charged-off: Commercial and industrial | 3.5701% | 275 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8334% | 1,785 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 761 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1292% | 871 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4413% | 1,258 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2348% | 1,187 |
| Percentage Net Loans Charged-off:Construction & development | 0.0135% | 1,505 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.4098% | 534 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 289 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2328% | 1,126 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1519% | 620 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2686% | 973 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.6835% | 1,562 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7700% | 2,158 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,217 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1293% | 1,314 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2498% | 1,602 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0056% | 3,177 |
| Percentage Net Loans Charged-off:Construction & development | 0.0198% | 995 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0875% | 8,087 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 199 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1044% | 1,385 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0286% | 669 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1378% | 1,115 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1999% | 7,627 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7583% | 1,853 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,103 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0666% | 1,292 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2015% | 1,705 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0177% | 7,876 |
| Percentage Net Loans Charged-off:Construction & development | 0.0445% | 643 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.1191% | 8,147 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 143 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0557% | 1,489 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0433% | 485 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0611% | 1,320 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.3377% | 7,776 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7150% | 1,805 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 965 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0228% | 6,916 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1641% | 1,630 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0468% | 8,164 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 444 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.1337% | 8,210 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 76 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0122% | 1,373 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0871% | 306 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0198% | 7,906 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.2554% | 7,700 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6766% | 1,768 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 790 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.2762% | 7,238 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4757% | 794 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3010% | 471 |
| Percentage Net Loans Charged-off:Construction & development | 0.1314% | 440 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.5168% | 301 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 200 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2650% | 639 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0681% | 527 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3431% | 482 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3747% | 1,909 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7222% | 2,118 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,256 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.7900% | 643 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2474% | 1,333 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0499% | 1,615 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 620 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0657% | 679 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 150 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0796% | 1,333 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0925% | 369 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0746% | 1,317 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0264% | 2,911 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6753% | 1,986 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,137 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.1192% | 7,265 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2154% | 1,435 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0601% | 1,298 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 466 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0675% | 565 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1062% | 1,005 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0613% | 327 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1233% | 885 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1312% | 7,498 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6302% | 1,976 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,005 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.2465% | 7,365 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1899% | 1,359 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1436% | 568 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 268 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1879% | 256 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 51 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2177% | 486 |
| Percentage Net Loans Charged-off: Home equity loans | 0.5107% | 96 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1067% | 713 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.3382% | 7,837 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5110% | 2,130 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 826 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.3765% | 7,365 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2885% | 1,646 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0189% | 2,750 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 694 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0205% | 8,094 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0067% | 6,321 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0779% | 1,648 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0530% | 514 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0871% | 1,523 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0611% | 3,587 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7035% | 2,703 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,459 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.4304% | 875 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1905% | 2,039 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0303% | 8,186 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 541 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.1316% | 8,368 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0106% | 6,298 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0583% | 1,630 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 562 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0797% | 1,365 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1402% | 7,587 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5804% | 2,808 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,324 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.2138% | 943 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1419% | 2,358 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0424% | 8,248 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 425 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.1923% | 8,413 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0232% | 6,253 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0908% | 1,157 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 450 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1239% | 961 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.2370% | 7,754 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4936% | 2,889 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,186 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.2271% | 785 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2211% | 1,482 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0022% | 1,778 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 235 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.1545% | 8,467 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 61 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1642% | 709 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 338 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2237% | 573 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0979% | 7,452 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6197% | 2,228 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 922 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.2039% | 619 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3832% | 1,484 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0245% | 8,328 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 758 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0841% | 8,472 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0154% | 6,405 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0472% | 2,227 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0328% | 546 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0565% | 2,015 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.8149% | 1,570 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6704% | 3,094 |
| Percentage Net Loans Charged-off: Credit card loans | 2.6316% | 755 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0330% | 1,523 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3042% | 1,626 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0139% | 8,156 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 604 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0835% | 8,502 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 155 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0741% | 1,601 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 554 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1214% | 1,186 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3964% | 1,996 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5942% | 3,028 |
| Percentage Net Loans Charged-off: Credit card loans | 3.3671% | 562 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0377% | 7,199 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2593% | 1,778 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0377% | 8,427 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 464 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0690% | 8,542 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 116 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0073% | 8,040 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 431 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0118% | 8,123 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3034% | 1,954 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5287% | 3,121 |
| Percentage Net Loans Charged-off: Credit card loans | 4.9176% | 357 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0107% | 1,191 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2309% | 1,778 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0589% | 8,569 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 286 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.1075% | 8,630 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 70 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0261% | 8,357 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 291 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0419% | 8,471 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0590% | 7,332 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6242% | 2,596 |
| Percentage Net Loans Charged-off: Credit card loans | 8.9888% | 158 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.6319% | 7,652 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3742% | 2,009 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1753% | 1,232 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 836 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3019% | 662 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0321% | 6,490 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1019% | 1,744 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 639 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1532% | 1,372 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2273% | 3,507 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6986% | 3,365 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,842 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.2727% | 7,753 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3235% | 1,999 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1498% | 1,168 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 663 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2431% | 611 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0217% | 6,471 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1064% | 1,411 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 519 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1575% | 1,119 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3961% | 2,456 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5863% | 3,468 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,741 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.4555% | 7,834 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2939% | 2,073 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1999% | 863 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 523 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3536% | 430 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1087% | 1,223 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 421 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1578% | 991 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4476% | 2,073 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4388% | 3,830 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,566 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.3750% | 7,809 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0949% | 3,434 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0055% | 1,958 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 326 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0062% | 8,576 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 56 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0217% | 1,440 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 277 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0303% | 1,297 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.3610% | 8,286 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3491% | 3,684 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,250 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0337% | 955 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2002-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.6982% | 1,140 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0622% | 2,336 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 875 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0105% | 1,488 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 189 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1547% | 1,269 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1176% | 397 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1665% | 1,202 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.8586% | 2,099 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0815% | 2,168 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,947 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 2.9063% | 314 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2001-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5756% | 1,391 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1308% | 1,375 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 831 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0230% | 8,868 |
| Percentage Net Loans Charged-off: Multi-family residential | 8.5035% | 20 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1031% | 1,498 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 610 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1291% | 1,269 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.7858% | 2,110 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0249% | 2,183 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 2,107 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.9394% | 715 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2000-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2934% | 2,293 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0139% | 1,392 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 266 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0112% | 376 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0440% | 1,488 |
| Percentage Net Loans Charged-off: Home equity loans | -0.1722% | 1,378 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0152% | 1,414 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.3424% | 1,455 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8912% | 460 |
| Percentage Net Loans Charged-off: Credit card loans | 0.5623% | 887 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.2142% | 238 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1999-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0368% | 6,452 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.2819% | 1,521 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 250 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.7391% | 1,490 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 120 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0318% | 637 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 369 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0375% | 565 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0899% | 1,340 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3934% | 908 |
| Percentage Net Loans Charged-off: Credit card loans | 1.0948% | 763 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.2982% | 221 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1998-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2467% | 2,919 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2080% | 132 |
| Percentage Net Loans Charged-off:Construction & development | -0.0777% | 1,316 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.6926% | 48 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 151 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0421% | 529 |
| Percentage Net Loans Charged-off: Home equity loans | -0.1328% | 1,293 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0697% | 370 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0810% | 1,286 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3616% | 974 |
| Percentage Net Loans Charged-off: Credit card loans | 0.8275% | 855 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.6708% | 109 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1997-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2602% | 3,113 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1996-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4923% | 1,801 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1995-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2519% | 3,271 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1994-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0587% | 6,758 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1993-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.1683% | 12,441 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1992-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2161% | 7,066 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |