Home > American National Bank > Income and Expense
American National Bank, Income and Expense
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $3,622,000 | 5,947 |
| Total interest expense | $1,641,000 | 4,943 |
| Net interest income | $1,981,000 | 6,372 |
| Provision for loan and lease losses | $3,851,000 | 1,690 |
| Total noninterest income | $-5,700,000 | 7,997 |
| Gross Fiduciary activities income | $0 | 1,390 |
| Service charges on deposit accounts | $113,000 | 5,582 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $-5,813,000 | 7,993 |
| Total noninterest expense | $3,079,000 | 5,103 |
| Salaries and employee benefits | $1,441,000 | 5,316 |
| Premises and equipment expense | $268,000 | 5,896 |
| Additional noninterest expense | $1,370,000 | 4,338 |
| Pre-tax net operating income | $-10,649,000 | 7,514 |
| Securities gains (losses) | $39,000 | 2,759 |
| Applicable income taxes | $0 | 4,388 |
| Income before extraordinary items | $-10,610,000 | 7,580 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $-10,610,000 | 7,578 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $-10,610,000 | 7,579 |
| Net charge-offs | $2,879,000 | 1,652 |
| Cash dividends | $0 | 4,670 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,342 |
| Net operating income | $-10,649,000 | 7,581 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $2,880,000 | 5,874 |
| Total interest expense | $1,332,000 | 4,902 |
| Net interest income | $1,548,000 | 6,306 |
| Provision for loan and lease losses | $882,000 | 2,966 |
| Total noninterest income | $-4,027,000 | 8,082 |
| Gross Fiduciary activities income | $0 | 1,353 |
| Service charges on deposit accounts | $89,000 | 5,547 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $-4,116,000 | 8,080 |
| Total noninterest expense | $2,214,000 | 5,234 |
| Salaries and employee benefits | $1,107,000 | 5,282 |
| Premises and equipment expense | $206,000 | 5,905 |
| Additional noninterest expense | $901,000 | 4,722 |
| Pre-tax net operating income | $-5,575,000 | 7,541 |
| Securities gains (losses) | $0 | 3,497 |
| Applicable income taxes | $0 | 4,592 |
| Income before extraordinary items | $-5,575,000 | 7,619 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $-5,575,000 | 7,619 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $-5,575,000 | 7,619 |
| Net charge-offs | $325,000 | 3,605 |
| Cash dividends | $0 | 4,191 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $-5,575,000 | 7,629 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $1,943,000 | 5,902 |
| Total interest expense | $940,000 | 4,884 |
| Net interest income | $1,003,000 | 6,387 |
| Provision for loan and lease losses | $456,000 | 3,087 |
| Total noninterest income | $-1,263,000 | 8,149 |
| Gross Fiduciary activities income | $0 | 1,340 |
| Service charges on deposit accounts | $64,000 | 5,441 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $-1,327,000 | 8,140 |
| Total noninterest expense | $1,439,000 | 5,363 |
| Salaries and employee benefits | $773,000 | 5,201 |
| Premises and equipment expense | $135,000 | 5,987 |
| Additional noninterest expense | $531,000 | 5,076 |
| Pre-tax net operating income | $-2,155,000 | 7,423 |
| Securities gains (losses) | $0 | 3,136 |
| Applicable income taxes | $0 | 4,657 |
| Income before extraordinary items | $-2,155,000 | 7,513 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-2,155,000 | 7,512 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $-2,155,000 | 7,512 |
| Net charge-offs | $184,000 | 3,526 |
| Cash dividends | $0 | 3,983 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $-2,155,000 | 7,517 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $963,000 | 5,969 |
| Total interest expense | $500,000 | 4,829 |
| Net interest income | $463,000 | 6,569 |
| Provision for loan and lease losses | $92,000 | 4,020 |
| Total noninterest income | $-739,000 | 8,208 |
| Gross Fiduciary activities income | $0 | 1,285 |
| Service charges on deposit accounts | $34,000 | 5,303 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $-773,000 | 8,208 |
| Total noninterest expense | $716,000 | 5,329 |
| Salaries and employee benefits | $380,000 | 5,307 |
| Premises and equipment expense | $71,000 | 5,916 |
| Additional noninterest expense | $265,000 | 4,794 |
| Pre-tax net operating income | $-1,084,000 | 7,655 |
| Securities gains (losses) | $0 | 2,434 |
| Applicable income taxes | $0 | 4,835 |
| Income before extraordinary items | $-1,084,000 | 7,721 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $-1,084,000 | 7,724 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $-1,084,000 | 7,723 |
| Net charge-offs | $103,000 | 2,839 |
| Cash dividends | $0 | 3,051 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $-1,084,000 | 7,720 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $3,543,000 | 6,287 |
| Total interest expense | $1,840,000 | 5,510 |
| Net interest income | $1,703,000 | 6,761 |
| Provision for loan and lease losses | $550,000 | 3,663 |
| Total noninterest income | $2,017,000 | 2,137 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $136,000 | 5,486 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $1,881,000 | 1,357 |
| Total noninterest expense | $2,812,000 | 5,327 |
| Salaries and employee benefits | $1,515,000 | 5,311 |
| Premises and equipment expense | $263,000 | 6,131 |
| Additional noninterest expense | $1,034,000 | 4,726 |
| Pre-tax net operating income | $358,000 | 5,255 |
| Securities gains (losses) | $0 | 3,220 |
| Applicable income taxes | $0 | 4,979 |
| Income before extraordinary items | $358,000 | 4,884 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $358,000 | 4,883 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $521,000 | 2,744 |
| Cash dividends | $356,000 | 3,853 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $358,000 | 5,052 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $2,545,000 | 6,447 |
| Total interest expense | $1,290,000 | 5,794 |
| Net interest income | $1,255,000 | 6,851 |
| Provision for loan and lease losses | $225,000 | 4,003 |
| Total noninterest income | $1,318,000 | 2,417 |
| Gross Fiduciary activities income | $0 | 1,405 |
| Service charges on deposit accounts | $97,000 | 5,586 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $1,221,000 | 1,584 |
| Total noninterest expense | $2,040,000 | 5,404 |
| Salaries and employee benefits | $1,074,000 | 5,489 |
| Premises and equipment expense | $196,000 | 6,154 |
| Additional noninterest expense | $770,000 | 4,662 |
| Pre-tax net operating income | $308,000 | 5,608 |
| Securities gains (losses) | $0 | 3,106 |
| Applicable income taxes | $0 | 5,372 |
| Income before extraordinary items | $308,000 | 5,173 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $308,000 | 5,169 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $274,000 | 2,668 |
| Cash dividends | $0 | 4,937 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $308,000 | 5,352 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $1,668,000 | 6,533 |
| Total interest expense | $839,000 | 6,003 |
| Net interest income | $829,000 | 6,884 |
| Provision for loan and lease losses | $110,000 | 4,116 |
| Total noninterest income | $1,227,000 | 1,912 |
| Gross Fiduciary activities income | $0 | 1,395 |
| Service charges on deposit accounts | $58,000 | 5,759 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $1,169,000 | 1,266 |
| Total noninterest expense | $1,367,000 | 5,422 |
| Salaries and employee benefits | $705,000 | 5,578 |
| Premises and equipment expense | $131,000 | 6,187 |
| Additional noninterest expense | $531,000 | 4,565 |
| Pre-tax net operating income | $579,000 | 4,101 |
| Securities gains (losses) | $0 | 3,233 |
| Applicable income taxes | $0 | 5,627 |
| Income before extraordinary items | $579,000 | 3,718 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $579,000 | 3,719 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $263,000 | 1,931 |
| Cash dividends | $0 | 4,733 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $579,000 | 3,658 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $841,000 | 6,603 |
| Total interest expense | $412,000 | 6,188 |
| Net interest income | $429,000 | 6,873 |
| Provision for loan and lease losses | $100,000 | 2,696 |
| Total noninterest income | $1,161,000 | 1,185 |
| Gross Fiduciary activities income | $0 | 1,326 |
| Service charges on deposit accounts | $26,000 | 5,880 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $1,135,000 | 777 |
| Total noninterest expense | $708,000 | 5,329 |
| Salaries and employee benefits | $339,000 | 5,738 |
| Premises and equipment expense | $66,000 | 6,208 |
| Additional noninterest expense | $303,000 | 4,084 |
| Pre-tax net operating income | $782,000 | 2,198 |
| Securities gains (losses) | $0 | 2,688 |
| Applicable income taxes | $0 | 5,622 |
| Income before extraordinary items | $782,000 | 1,850 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $782,000 | 1,852 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $264,000 | 1,064 |
| Cash dividends | $0 | 3,705 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $782,000 | 1,783 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $3,212,000 | 6,709 |
| Total interest expense | $1,247,000 | 6,797 |
| Net interest income | $1,965,000 | 6,546 |
| Provision for loan and lease losses | $357,000 | 2,888 |
| Total noninterest income | $1,319,000 | 2,953 |
| Gross Fiduciary activities income | $0 | 1,498 |
| Service charges on deposit accounts | $107,000 | 5,945 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $1,212,000 | 1,963 |
| Total noninterest expense | $2,554,000 | 5,545 |
| Salaries and employee benefits | $1,514,000 | 5,273 |
| Premises and equipment expense | $239,000 | 6,350 |
| Additional noninterest expense | $801,000 | 5,344 |
| Pre-tax net operating income | $373,000 | 6,346 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $0 | 6,070 |
| Income before extraordinary items | $373,000 | 6,147 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $373,000 | 6,146 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $159,000 | 3,150 |
| Cash dividends | $65,000 | 5,528 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $373,000 | 6,132 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $2,369,000 | 6,776 |
| Total interest expense | $859,000 | 6,978 |
| Net interest income | $1,510,000 | 6,515 |
| Provision for loan and lease losses | $149,000 | 3,511 |
| Total noninterest income | $443,000 | 4,683 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $75,000 | 6,058 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $368,000 | 3,359 |
| Total noninterest expense | $1,882,000 | 5,561 |
| Salaries and employee benefits | $1,104,000 | 5,337 |
| Premises and equipment expense | $178,000 | 6,364 |
| Additional noninterest expense | $600,000 | 5,296 |
| Pre-tax net operating income | $-78,000 | 7,779 |
| Securities gains (losses) | $0 | 1,655 |
| Applicable income taxes | $0 | 6,220 |
| Income before extraordinary items | $-78,000 | 7,826 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $-78,000 | 7,823 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-17,000 | 7,973 |
| Cash dividends | $55,000 | 4,910 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $-78,000 | 7,811 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $1,530,000 | 6,881 |
| Total interest expense | $518,000 | 7,165 |
| Net interest income | $1,012,000 | 6,554 |
| Provision for loan and lease losses | $94,000 | 3,390 |
| Total noninterest income | $335,000 | 4,427 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $48,000 | 6,141 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $287,000 | 3,096 |
| Total noninterest expense | $1,195,000 | 5,744 |
| Salaries and employee benefits | $673,000 | 5,683 |
| Premises and equipment expense | $120,000 | 6,367 |
| Additional noninterest expense | $402,000 | 5,293 |
| Pre-tax net operating income | $58,000 | 7,480 |
| Securities gains (losses) | $0 | 1,444 |
| Applicable income taxes | $0 | 6,265 |
| Income before extraordinary items | $58,000 | 7,430 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $58,000 | 7,429 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-17,000 | 7,963 |
| Cash dividends | $55,000 | 4,654 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $58,000 | 7,419 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $756,000 | 6,928 |
| Total interest expense | $248,000 | 7,266 |
| Net interest income | $508,000 | 6,571 |
| Provision for loan and lease losses | $52,000 | 3,040 |
| Total noninterest income | $149,000 | 4,656 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $24,000 | 6,111 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $125,000 | 3,340 |
| Total noninterest expense | $578,000 | 5,857 |
| Salaries and employee benefits | $336,000 | 5,720 |
| Premises and equipment expense | $61,000 | 6,362 |
| Additional noninterest expense | $181,000 | 5,576 |
| Pre-tax net operating income | $27,000 | 7,573 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $0 | 6,196 |
| Income before extraordinary items | $27,000 | 7,509 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $27,000 | 7,508 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-16,000 | 8,048 |
| Cash dividends | $26,000 | 3,773 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $27,000 | 7,493 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $2,768,000 | 6,950 |
| Total interest expense | $710,000 | 7,497 |
| Net interest income | $2,058,000 | 6,494 |
| Provision for loan and lease losses | $70,000 | 5,172 |
| Total noninterest income | $912,000 | 3,748 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $111,000 | 6,003 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $801,000 | 2,578 |
| Total noninterest expense | $2,382,000 | 5,642 |
| Salaries and employee benefits | $1,432,000 | 5,353 |
| Premises and equipment expense | $204,000 | 6,696 |
| Additional noninterest expense | $746,000 | 5,452 |
| Pre-tax net operating income | $518,000 | 6,422 |
| Securities gains (losses) | $0 | 1,687 |
| Applicable income taxes | $0 | 6,600 |
| Income before extraordinary items | $518,000 | 6,080 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $518,000 | 6,081 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $258,000 | 1,870 |
| Cash dividends | $513,000 | 3,665 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $518,000 | 6,078 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $2,016,000 | 7,049 |
| Total interest expense | $477,000 | 7,645 |
| Net interest income | $1,539,000 | 6,564 |
| Provision for loan and lease losses | $40,000 | 5,377 |
| Total noninterest income | $650,000 | 3,873 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $87,000 | 6,006 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $563,000 | 2,684 |
| Total noninterest expense | $1,728,000 | 5,723 |
| Salaries and employee benefits | $1,004,000 | 5,544 |
| Premises and equipment expense | $151,000 | 6,740 |
| Additional noninterest expense | $573,000 | 5,367 |
| Pre-tax net operating income | $421,000 | 6,523 |
| Securities gains (losses) | $0 | 1,388 |
| Applicable income taxes | $0 | 6,687 |
| Income before extraordinary items | $421,000 | 6,132 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $421,000 | 6,132 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $268,000 | 1,252 |
| Cash dividends | $419,000 | 3,187 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $421,000 | 6,129 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $1,266,000 | 7,170 |
| Total interest expense | $272,000 | 7,826 |
| Net interest income | $994,000 | 6,670 |
| Provision for loan and lease losses | $20,000 | 5,511 |
| Total noninterest income | $524,000 | 3,420 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $58,000 | 6,028 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $466,000 | 2,318 |
| Total noninterest expense | $1,156,000 | 5,728 |
| Salaries and employee benefits | $652,000 | 5,645 |
| Premises and equipment expense | $102,000 | 6,720 |
| Additional noninterest expense | $402,000 | 5,192 |
| Pre-tax net operating income | $342,000 | 6,199 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $0 | 6,706 |
| Income before extraordinary items | $342,000 | 5,737 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $342,000 | 5,738 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-37,000 | 8,323 |
| Cash dividends | $340,000 | 2,934 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $342,000 | 5,735 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $616,000 | 7,211 |
| Total interest expense | $125,000 | 7,900 |
| Net interest income | $491,000 | 6,728 |
| Provision for loan and lease losses | $0 | 6,013 |
| Total noninterest income | $136,000 | 4,902 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $28,000 | 6,029 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $108,000 | 3,577 |
| Total noninterest expense | $509,000 | 6,129 |
| Salaries and employee benefits | $302,000 | 5,911 |
| Premises and equipment expense | $52,000 | 6,673 |
| Additional noninterest expense | $155,000 | 5,960 |
| Pre-tax net operating income | $118,000 | 6,823 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $0 | 6,588 |
| Income before extraordinary items | $118,000 | 6,441 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $118,000 | 6,441 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 4,399 |
| Cash dividends | $117,000 | 2,959 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $118,000 | 6,436 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $2,056,000 | 7,404 |
| Total interest expense | $371,000 | 7,985 |
| Net interest income | $1,685,000 | 7,052 |
| Provision for loan and lease losses | $16,000 | 6,605 |
| Total noninterest income | $1,442,000 | 2,758 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $175,000 | 5,326 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $1,267,000 | 1,883 |
| Total noninterest expense | $2,212,000 | 5,766 |
| Salaries and employee benefits | $1,331,000 | 5,453 |
| Premises and equipment expense | $194,000 | 6,778 |
| Additional noninterest expense | $687,000 | 5,636 |
| Pre-tax net operating income | $899,000 | 5,637 |
| Securities gains (losses) | $0 | 2,296 |
| Applicable income taxes | $0 | 6,964 |
| Income before extraordinary items | $899,000 | 5,089 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $899,000 | 5,091 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $99,000 | 3,354 |
| Cash dividends | $893,000 | 2,676 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $899,000 | 5,050 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $1,477,000 | 7,501 |
| Total interest expense | $257,000 | 8,066 |
| Net interest income | $1,220,000 | 7,160 |
| Provision for loan and lease losses | $316,000 | 2,096 |
| Total noninterest income | $869,000 | 3,221 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $142,000 | 5,192 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $727,000 | 2,259 |
| Total noninterest expense | $1,515,000 | 6,041 |
| Salaries and employee benefits | $884,000 | 5,822 |
| Premises and equipment expense | $148,000 | 6,747 |
| Additional noninterest expense | $483,000 | 5,816 |
| Pre-tax net operating income | $258,000 | 7,386 |
| Securities gains (losses) | $0 | 2,317 |
| Applicable income taxes | $0 | 6,976 |
| Income before extraordinary items | $258,000 | 7,145 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $258,000 | 7,144 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $109,000 | 2,444 |
| Cash dividends | $254,000 | 3,750 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $258,000 | 7,110 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $924,000 | 7,605 |
| Total interest expense | $163,000 | 8,082 |
| Net interest income | $761,000 | 7,317 |
| Provision for loan and lease losses | $316,000 | 1,445 |
| Total noninterest income | $689,000 | 2,796 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $99,000 | 5,055 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $590,000 | 1,953 |
| Total noninterest expense | $976,000 | 6,163 |
| Salaries and employee benefits | $590,000 | 5,806 |
| Premises and equipment expense | $97,000 | 6,763 |
| Additional noninterest expense | $289,000 | 6,112 |
| Pre-tax net operating income | $158,000 | 7,496 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $0 | 6,961 |
| Income before extraordinary items | $158,000 | 7,283 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $158,000 | 7,284 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $109,000 | 1,811 |
| Cash dividends | $156,000 | 3,776 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $158,000 | 7,237 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $463,000 | 7,642 |
| Total interest expense | $81,000 | 8,103 |
| Net interest income | $382,000 | 7,359 |
| Provision for loan and lease losses | $241,000 | 952 |
| Total noninterest income | $480,000 | 2,193 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $49,000 | 5,045 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $431,000 | 1,469 |
| Total noninterest expense | $520,000 | 5,970 |
| Salaries and employee benefits | $328,000 | 5,507 |
| Premises and equipment expense | $51,000 | 6,715 |
| Additional noninterest expense | $141,000 | 6,213 |
| Pre-tax net operating income | $101,000 | 7,206 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $0 | 6,892 |
| Income before extraordinary items | $101,000 | 6,882 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $101,000 | 6,884 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $39,000 | 1,939 |
| Cash dividends | $101,000 | 2,896 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $101,000 | 6,852 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $1,829,000 | 7,554 |
| Total interest expense | $254,000 | 8,269 |
| Net interest income | $1,575,000 | 7,216 |
| Provision for loan and lease losses | $300,000 | 2,900 |
| Total noninterest income | $1,756,000 | 2,405 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $197,000 | 5,260 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $1,559,000 | 1,596 |
| Total noninterest expense | $2,222,000 | 5,666 |
| Salaries and employee benefits | $1,341,000 | 5,329 |
| Premises and equipment expense | $207,000 | 6,676 |
| Additional noninterest expense | $674,000 | 5,645 |
| Pre-tax net operating income | $809,000 | 5,767 |
| Securities gains (losses) | $0 | 3,819 |
| Applicable income taxes | $0 | 7,185 |
| Income before extraordinary items | $809,000 | 5,242 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $809,000 | 5,244 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $184,000 | 2,697 |
| Cash dividends | $803,000 | 2,699 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $809,000 | 5,171 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $1,343,000 | 7,632 |
| Total interest expense | $183,000 | 8,353 |
| Net interest income | $1,160,000 | 7,269 |
| Provision for loan and lease losses | $225,000 | 2,754 |
| Total noninterest income | $1,354,000 | 2,370 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $151,000 | 5,247 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $1,203,000 | 1,561 |
| Total noninterest expense | $1,668,000 | 5,640 |
| Salaries and employee benefits | $1,009,000 | 5,289 |
| Premises and equipment expense | $155,000 | 6,655 |
| Additional noninterest expense | $504,000 | 5,605 |
| Pre-tax net operating income | $621,000 | 5,807 |
| Securities gains (losses) | $0 | 3,710 |
| Applicable income taxes | $0 | 7,220 |
| Income before extraordinary items | $621,000 | 5,273 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $621,000 | 5,273 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $198,000 | 1,914 |
| Cash dividends | $618,000 | 2,364 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $621,000 | 5,187 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $885,000 | 7,693 |
| Total interest expense | $117,000 | 8,446 |
| Net interest income | $768,000 | 7,323 |
| Provision for loan and lease losses | $150,000 | 2,691 |
| Total noninterest income | $793,000 | 2,607 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $94,000 | 5,405 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $699,000 | 1,717 |
| Total noninterest expense | $1,062,000 | 5,806 |
| Salaries and employee benefits | $654,000 | 5,424 |
| Premises and equipment expense | $102,000 | 6,737 |
| Additional noninterest expense | $306,000 | 5,923 |
| Pre-tax net operating income | $349,000 | 6,190 |
| Securities gains (losses) | $0 | 3,413 |
| Applicable income taxes | $0 | 7,214 |
| Income before extraordinary items | $349,000 | 5,684 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $349,000 | 5,684 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,017 |
| Cash dividends | $348,000 | 2,683 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $349,000 | 5,597 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $442,000 | 7,741 |
| Total interest expense | $55,000 | 8,560 |
| Net interest income | $387,000 | 7,343 |
| Provision for loan and lease losses | $75,000 | 2,550 |
| Total noninterest income | $504,000 | 2,146 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $44,000 | 5,481 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $460,000 | 1,378 |
| Total noninterest expense | $539,000 | 5,801 |
| Salaries and employee benefits | $344,000 | 5,254 |
| Premises and equipment expense | $49,000 | 6,832 |
| Additional noninterest expense | $146,000 | 6,092 |
| Pre-tax net operating income | $277,000 | 5,020 |
| Securities gains (losses) | $0 | 2,934 |
| Applicable income taxes | $0 | 7,103 |
| Income before extraordinary items | $277,000 | 4,487 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $277,000 | 4,486 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,097 |
| Cash dividends | $276,000 | 1,832 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $277,000 | 4,357 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $1,612,000 | 7,958 |
| Total interest expense | $246,000 | 8,620 |
| Net interest income | $1,366,000 | 7,555 |
| Provision for loan and lease losses | $371,000 | 2,726 |
| Total noninterest income | $2,080,000 | 2,266 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $212,000 | 5,139 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $1,868,000 | 1,545 |
| Total noninterest expense | $2,244,000 | 5,608 |
| Salaries and employee benefits | $1,458,000 | 4,937 |
| Premises and equipment expense | $202,000 | 6,750 |
| Additional noninterest expense | $584,000 | 6,080 |
| Pre-tax net operating income | $831,000 | 5,602 |
| Securities gains (losses) | $0 | 4,500 |
| Applicable income taxes | $0 | 7,459 |
| Income before extraordinary items | $831,000 | 5,147 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $831,000 | 5,147 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $184,000 | 3,016 |
| Cash dividends | $753,000 | 2,810 |
| Sale, conversion, retirement of capital stock, net | $2,013,000 | 335 |
| Net operating income | $831,000 | 4,982 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $1,218,000 | 8,042 |
| Total interest expense | $194,000 | 8,693 |
| Net interest income | $1,024,000 | 7,609 |
| Provision for loan and lease losses | $296,000 | 2,544 |
| Total noninterest income | $1,629,000 | 2,216 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $161,000 | 5,136 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $1,468,000 | 1,556 |
| Total noninterest expense | $1,646,000 | 5,665 |
| Salaries and employee benefits | $1,060,000 | 5,052 |
| Premises and equipment expense | $152,000 | 6,759 |
| Additional noninterest expense | $434,000 | 6,102 |
| Pre-tax net operating income | $711,000 | 5,458 |
| Securities gains (losses) | $0 | 4,204 |
| Applicable income taxes | $0 | 7,524 |
| Income before extraordinary items | $711,000 | 4,955 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $711,000 | 4,955 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $46,000 | 4,377 |
| Cash dividends | $636,000 | 2,306 |
| Sale, conversion, retirement of capital stock, net | $2,013,000 | 236 |
| Net operating income | $711,000 | 4,762 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $752,000 | 8,222 |
| Total interest expense | $143,000 | 8,686 |
| Net interest income | $609,000 | 7,878 |
| Provision for loan and lease losses | $150,000 | 3,000 |
| Total noninterest income | $1,103,000 | 2,197 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $106,000 | 5,131 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $997,000 | 1,523 |
| Total noninterest expense | $1,067,000 | 5,763 |
| Salaries and employee benefits | $682,000 | 5,180 |
| Premises and equipment expense | $98,000 | 6,822 |
| Additional noninterest expense | $287,000 | 6,111 |
| Pre-tax net operating income | $495,000 | 5,332 |
| Securities gains (losses) | $0 | 3,782 |
| Applicable income taxes | $0 | 7,529 |
| Income before extraordinary items | $495,000 | 4,832 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $495,000 | 4,831 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $35,000 | 3,896 |
| Cash dividends | $464,000 | 2,254 |
| Sale, conversion, retirement of capital stock, net | $2,013,000 | 146 |
| Net operating income | $495,000 | 4,617 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $369,000 | 8,295 |
| Total interest expense | $77,000 | 8,703 |
| Net interest income | $292,000 | 7,983 |
| Provision for loan and lease losses | $75,000 | 2,805 |
| Total noninterest income | $432,000 | 2,536 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $51,000 | 5,142 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $381,000 | 1,801 |
| Total noninterest expense | $508,000 | 5,950 |
| Salaries and employee benefits | $310,000 | 5,520 |
| Premises and equipment expense | $47,000 | 6,953 |
| Additional noninterest expense | $151,000 | 5,912 |
| Pre-tax net operating income | $141,000 | 6,585 |
| Securities gains (losses) | $0 | 2,891 |
| Applicable income taxes | $0 | 7,403 |
| Income before extraordinary items | $141,000 | 6,158 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $141,000 | 6,157 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-12,000 | 8,659 |
| Cash dividends | $113,000 | 2,792 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $141,000 | 5,977 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $1,647,000 | 8,218 |
| Total interest expense | $442,000 | 8,536 |
| Net interest income | $1,205,000 | 7,929 |
| Provision for loan and lease losses | $460,000 | 2,532 |
| Total noninterest income | $1,201,000 | 3,079 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $225,000 | 4,953 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $976,000 | 2,219 |
| Total noninterest expense | $1,882,000 | 6,090 |
| Salaries and employee benefits | $1,076,000 | 5,879 |
| Premises and equipment expense | $192,000 | 6,856 |
| Additional noninterest expense | $614,000 | 5,837 |
| Pre-tax net operating income | $64,000 | 8,424 |
| Securities gains (losses) | $40,000 | 2,603 |
| Applicable income taxes | $0 | 7,681 |
| Income before extraordinary items | $104,000 | 8,313 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $104,000 | 8,315 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $502,000 | 1,654 |
| Cash dividends | $82,000 | 5,708 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $64,000 | 8,401 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $2,480,000 | 7,775 |
| Total interest expense | $881,000 | 8,261 |
| Net interest income | $1,599,000 | 7,160 |
| Provision for loan and lease losses | $325,000 | 3,038 |
| Total noninterest income | $1,099,000 | 3,121 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $244,000 | 4,701 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $855,000 | 2,286 |
| Total noninterest expense | $1,971,000 | 5,789 |
| Salaries and employee benefits | $1,052,000 | 5,813 |
| Premises and equipment expense | $202,000 | 6,761 |
| Additional noninterest expense | $717,000 | 5,194 |
| Pre-tax net operating income | $402,000 | 6,974 |
| Securities gains (losses) | $0 | 4,612 |
| Applicable income taxes | $0 | 7,903 |
| Income before extraordinary items | $402,000 | 6,561 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $402,000 | 6,565 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $474,000 | 1,616 |
| Cash dividends | $251,000 | 4,653 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $402,000 | 6,435 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $2,658,000 | 7,748 |
| Total interest expense | $959,000 | 8,306 |
| Net interest income | $1,699,000 | 7,115 |
| Provision for loan and lease losses | $300,000 | 2,819 |
| Total noninterest income | $900,000 | 3,394 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $227,000 | 4,787 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $673,000 | 2,440 |
| Total noninterest expense | $1,882,000 | 5,896 |
| Salaries and employee benefits | $1,047,000 | 5,745 |
| Premises and equipment expense | $215,000 | 6,536 |
| Additional noninterest expense | $620,000 | 5,656 |
| Pre-tax net operating income | $417,000 | 7,379 |
| Securities gains (losses) | $0 | 1,956 |
| Applicable income taxes | $0 | 8,362 |
| Income before extraordinary items | $417,000 | 6,743 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $417,000 | 6,742 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $333,000 | 1,696 |
| Cash dividends | $343,000 | 4,244 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $417,000 | 6,753 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $2,552,000 | 7,857 |
| Total interest expense | $801,000 | 8,673 |
| Net interest income | $1,751,000 | 7,104 |
| Provision for loan and lease losses | $180,000 | 3,760 |
| Total noninterest income | $1,307,000 | 2,524 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $235,000 | 4,682 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,072,000 | 1,774 |
| Total noninterest expense | $1,899,000 | 5,865 |
| Salaries and employee benefits | $1,200,000 | 5,163 |
| Premises and equipment expense | $185,000 | 7,053 |
| Additional noninterest expense | $514,000 | 6,409 |
| Pre-tax net operating income | $979,000 | 5,373 |
| Securities gains (losses) | $0 | 3,155 |
| Applicable income taxes | $0 | 8,765 |
| Income before extraordinary items | $979,000 | 4,501 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $979,000 | 4,501 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $183,000 | 2,524 |
| Cash dividends | $940,000 | 2,396 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $979,000 | 4,452 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $2,924,000 | 7,614 |
| Total interest expense | $950,000 | 8,562 |
| Net interest income | $1,974,000 | 6,716 |
| Provision for loan and lease losses | $120,000 | 4,610 |
| Total noninterest income | $1,163,000 | 2,759 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $221,000 | 4,853 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $942,000 | 1,944 |
| Total noninterest expense | $1,709,000 | 6,211 |
| Salaries and employee benefits | $1,085,000 | 5,463 |
| Premises and equipment expense | $174,000 | 7,165 |
| Additional noninterest expense | $450,000 | 6,802 |
| Pre-tax net operating income | $1,308,000 | 4,591 |
| Securities gains (losses) | $0 | 4,449 |
| Applicable income taxes | $0 | 9,340 |
| Income before extraordinary items | $1,308,000 | 3,671 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $1,308,000 | 3,669 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-4,000 | 9,354 |
| Cash dividends | $1,178,000 | 1,984 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $1,308,000 | 3,578 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $2,568,000 | 8,299 |
| Total interest expense | $771,000 | 9,337 |
| Net interest income | $1,797,000 | 7,329 |
| Provision for loan and lease losses | $120,000 | 4,629 |
| Total noninterest income | $1,575,000 | 2,115 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $234,000 | 4,860 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,341,000 | 1,433 |
| Total noninterest expense | $1,731,000 | 6,220 |
| Salaries and employee benefits | $1,020,000 | 5,780 |
| Premises and equipment expense | $180,000 | 7,193 |
| Additional noninterest expense | $531,000 | 6,270 |
| Pre-tax net operating income | $1,521,000 | 4,448 |
| Securities gains (losses) | $0 | 3,944 |
| Applicable income taxes | $2,000 | 10,009 |
| Income before extraordinary items | $1,519,000 | 3,322 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $1,519,000 | 3,322 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $151,000 | 3,018 |
| Cash dividends | $1,269,000 | 1,815 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $1,519,000 | 3,245 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $2,621,000 | 8,530 |
| Total interest expense | $737,000 | 9,855 |
| Net interest income | $1,884,000 | 7,391 |
| Provision for loan and lease losses | $120,000 | 4,568 |
| Total noninterest income | $884,000 | 3,440 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $283,000 | 4,413 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $601,000 | 2,568 |
| Total noninterest expense | $1,698,000 | 6,613 |
| Salaries and employee benefits | $881,000 | 6,556 |
| Premises and equipment expense | $288,000 | 5,743 |
| Additional noninterest expense | $529,000 | 6,844 |
| Pre-tax net operating income | $950,000 | 5,916 |
| Securities gains (losses) | $0 | 4,148 |
| Applicable income taxes | $169,000 | 7,593 |
| Income before extraordinary items | $781,000 | 5,392 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $781,000 | 5,394 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-2,000 | 9,914 |
| Cash dividends | $50,000 | 7,494 |
| Sale, conversion, retirement of capital stock, net | $-131,000 | 11,363 |
| Net operating income | $781,000 | 5,333 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $2,688,000 | 8,652 |
| Total interest expense | $757,000 | 10,098 |
| Net interest income | $1,931,000 | 7,458 |
| Provision for loan and lease losses | $120,000 | 4,090 |
| Total noninterest income | $1,000,000 | 3,102 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $261,000 | 4,787 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $739,000 | 2,222 |
| Total noninterest expense | $1,690,000 | 6,756 |
| Salaries and employee benefits | $900,000 | 6,553 |
| Premises and equipment expense | $291,000 | 5,771 |
| Additional noninterest expense | $499,000 | 7,256 |
| Pre-tax net operating income | $1,121,000 | 5,519 |
| Securities gains (losses) | $0 | 3,831 |
| Applicable income taxes | $16,000 | 10,816 |
| Income before extraordinary items | $1,105,000 | 4,236 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $1,105,000 | 4,233 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-6,000 | 10,436 |
| Cash dividends | $0 | 8,717 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $1,105,000 | 4,216 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $2,238,000 | 9,363 |
| Total interest expense | $631,000 | 10,451 |
| Net interest income | $1,607,000 | 8,567 |
| Provision for loan and lease losses | $115,000 | 4,257 |
| Total noninterest income | $632,000 | 4,473 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $205,000 | 5,767 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $427,000 | 3,275 |
| Total noninterest expense | $1,520,000 | 7,543 |
| Salaries and employee benefits | $719,000 | 7,740 |
| Premises and equipment expense | $274,000 | 6,096 |
| Additional noninterest expense | $527,000 | 7,619 |
| Pre-tax net operating income | $604,000 | 7,973 |
| Securities gains (losses) | $0 | 3,600 |
| Applicable income taxes | $5,000 | 11,491 |
| Income before extraordinary items | $599,000 | 6,554 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $599,000 | 6,570 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,000 | 9,875 |
| Cash dividends | $0 | 8,932 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $599,000 | 6,605 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $2,200,000 | 9,786 |
| Total interest expense | $720,000 | 10,466 |
| Net interest income | $1,480,000 | 9,179 |
| Provision for loan and lease losses | $205,000 | 3,850 |
| Total noninterest income | $1,159,000 | 2,984 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $197,000 | 6,027 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $962,000 | 2,082 |
| Total noninterest expense | $2,397,000 | 5,455 |
| Salaries and employee benefits | $689,000 | 8,073 |
| Premises and equipment expense | $275,000 | 6,263 |
| Additional noninterest expense | $1,433,000 | 3,636 |
| Pre-tax net operating income | $37,000 | 12,234 |
| Securities gains (losses) | $0 | 7,477 |
| Applicable income taxes | $-25,000 | 12,838 |
| Income before extraordinary items | $62,000 | 12,161 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $62,000 | 12,192 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $196,000 | 3,181 |
| Cash dividends | $0 | 9,081 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $62,000 | 12,012 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $2,432,000 | 10,034 |
| Total interest expense | $968,000 | 10,540 |
| Net interest income | $1,464,000 | 9,393 |
| Provision for loan and lease losses | $55,000 | 8,828 |
| Total noninterest income | $305,000 | 7,658 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $254,000 | 5,066 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $51,000 | 10,352 |
| Total noninterest expense | $1,464,000 | 8,052 |
| Salaries and employee benefits | $691,000 | 8,055 |
| Premises and equipment expense | $300,000 | 5,973 |
| Additional noninterest expense | $473,000 | 8,717 |
| Pre-tax net operating income | $250,000 | 10,601 |
| Securities gains (losses) | $0 | 8,369 |
| Applicable income taxes | $-75,000 | 13,547 |
| Income before extraordinary items | $325,000 | 8,990 |
| Extraordinary gains, net | $75,000 | 860 |
| Net income | $400,000 | 8,348 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $48,000 | 7,638 |
| Cash dividends | $0 | 8,912 |
| Sale, conversion, retirement of capital stock, net | $20,000 | 1,011 |
| Net operating income | $325,000 | 8,635 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.