Home > American Midwest Bank > Income and Expense
American Midwest Bank, Income and Expense
| 2016-03-31 (YTD Data) | Rank | |
| Total interest income | $4,546,000 | 1,395 |
| Total interest expense | $417,000 | 1,638 |
| Net interest income | $4,129,000 | 1,384 |
| Provision for loan and lease losses | $1,152,000 | 250 |
| Total noninterest income | $557,000 | 1,927 |
| Gross Fiduciary activities income | $14,000 | 866 |
| Service charges on deposit accounts | $266,000 | 1,124 |
| Trading account gains and fees | $0 | 142 |
| Additional Noninterest Income | $277,000 | 2,188 |
| Total noninterest expense | $5,195,000 | 1,018 |
| Salaries and employee benefits | $1,744,000 | 1,565 |
| Premises and equipment expense | $771,000 | 816 |
| Additional noninterest expense | $2,680,000 | 634 |
| Pre-tax net operating income | $-1,661,000 | 6,108 |
| Securities gains (losses) | $0 | 2,077 |
| Applicable income taxes | $0 | 4,259 |
| Income before extraordinary items | $-1,661,000 | 6,105 |
| Extraordinary gains, net | $0 | 12 |
| Net income | $-1,661,000 | 6,105 |
| Minority interest net income | $0 | 62 |
| Net income of bank and minority interests. | $-1,661,000 | 6,105 |
| Net charge-offs | $28,000 | 1,781 |
| Cash dividends | $0 | 2,895 |
| Sale, conversion, retirement of capital stock, net | $0 | 659 |
| Net operating income | $-1,661,000 | 6,103 |
| 2015-12-31 (YTD Data) | Rank | |
| Total interest income | $3,688,000 | 4,467 |
| Total interest expense | $411,000 | 4,089 |
| Net interest income | $3,277,000 | 4,462 |
| Provision for loan and lease losses | $373,000 | 1,668 |
| Total noninterest income | $1,270,000 | 2,713 |
| Gross Fiduciary activities income | $18,000 | 996 |
| Service charges on deposit accounts | $271,000 | 3,219 |
| Trading account gains and fees | $0 | 159 |
| Additional Noninterest Income | $981,000 | 2,388 |
| Total noninterest expense | $3,249,000 | 4,151 |
| Salaries and employee benefits | $1,799,000 | 4,119 |
| Premises and equipment expense | $413,000 | 3,848 |
| Additional noninterest expense | $1,037,000 | 4,232 |
| Pre-tax net operating income | $925,000 | 4,199 |
| Securities gains (losses) | $0 | 3,216 |
| Applicable income taxes | $14,000 | 4,029 |
| Income before extraordinary items | $911,000 | 4,061 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $911,000 | 4,061 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $911,000 | 4,062 |
| Net charge-offs | $10,000 | 4,011 |
| Cash dividends | $515,000 | 2,888 |
| Sale, conversion, retirement of capital stock, net | $0 | 804 |
| Net operating income | $911,000 | 4,013 |
| 2015-09-30 (YTD Data) | Rank | |
| Total interest income | $14,710,000 | 1,304 |
| Total interest expense | $1,592,000 | 1,318 |
| Net interest income | $13,118,000 | 1,299 |
| Provision for loan and lease losses | $958,000 | 624 |
| Total noninterest income | $4,748,000 | 967 |
| Gross Fiduciary activities income | $62,000 | 849 |
| Service charges on deposit accounts | $743,000 | 1,238 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $3,943,000 | 791 |
| Total noninterest expense | $13,686,000 | 1,120 |
| Salaries and employee benefits | $7,770,000 | 1,091 |
| Premises and equipment expense | $1,599,000 | 1,132 |
| Additional noninterest expense | $4,317,000 | 1,127 |
| Pre-tax net operating income | $3,222,000 | 1,802 |
| Securities gains (losses) | $0 | 3,031 |
| Applicable income taxes | $1,054,000 | 1,322 |
| Income before extraordinary items | $2,168,000 | 2,131 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $2,194,000 | 2,115 |
| Minority interest net income | $-26,000 | 6,263 |
| Net income of bank and minority interests. | $2,168,000 | 2,132 |
| Net charge-offs | $1,184,000 | 429 |
| Cash dividends | $4,900,000 | 499 |
| Sale, conversion, retirement of capital stock, net | $0 | 773 |
| Net operating income | $2,168,000 | 2,085 |
| 2015-06-30 (YTD Data) | Rank | |
| Total interest income | $9,844,000 | 1,300 |
| Total interest expense | $1,036,000 | 1,359 |
| Net interest income | $8,808,000 | 1,294 |
| Provision for loan and lease losses | $11,000 | 3,753 |
| Total noninterest income | $2,973,000 | 1,008 |
| Gross Fiduciary activities income | $42,000 | 862 |
| Service charges on deposit accounts | $464,000 | 1,296 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $2,467,000 | 831 |
| Total noninterest expense | $8,919,000 | 1,136 |
| Salaries and employee benefits | $5,294,000 | 1,069 |
| Premises and equipment expense | $1,056,000 | 1,144 |
| Additional noninterest expense | $2,569,000 | 1,244 |
| Pre-tax net operating income | $2,851,000 | 1,436 |
| Securities gains (losses) | $0 | 2,636 |
| Applicable income taxes | $1,044,000 | 995 |
| Income before extraordinary items | $1,807,000 | 1,763 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $1,831,000 | 1,747 |
| Minority interest net income | $-24,000 | 6,341 |
| Net income of bank and minority interests. | $1,807,000 | 1,767 |
| Net charge-offs | $223,000 | 1,115 |
| Cash dividends | $4,900,000 | 362 |
| Sale, conversion, retirement of capital stock, net | $0 | 751 |
| Net operating income | $1,807,000 | 1,714 |
| 2015-03-31 (YTD Data) | Rank | |
| Total interest income | $4,893,000 | 1,305 |
| Total interest expense | $490,000 | 1,429 |
| Net interest income | $4,403,000 | 1,289 |
| Provision for loan and lease losses | $6,000 | 3,402 |
| Total noninterest income | $1,374,000 | 1,029 |
| Gross Fiduciary activities income | $22,000 | 857 |
| Service charges on deposit accounts | $216,000 | 1,351 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $1,136,000 | 842 |
| Total noninterest expense | $4,438,000 | 1,151 |
| Salaries and employee benefits | $2,629,000 | 1,082 |
| Premises and equipment expense | $531,000 | 1,142 |
| Additional noninterest expense | $1,278,000 | 1,233 |
| Pre-tax net operating income | $1,333,000 | 1,476 |
| Securities gains (losses) | $0 | 2,027 |
| Applicable income taxes | $491,000 | 1,032 |
| Income before extraordinary items | $842,000 | 1,855 |
| Extraordinary gains, net | $0 | 13 |
| Net income | $856,000 | 1,829 |
| Minority interest net income | $-14,000 | 6,410 |
| Net income of bank and minority interests. | $842,000 | 1,857 |
| Net charge-offs | $197,000 | 743 |
| Cash dividends | $2,700,000 | 290 |
| Sale, conversion, retirement of capital stock, net | $0 | 697 |
| Net operating income | $842,000 | 1,785 |
| 2014-12-31 (YTD Data) | Rank | |
| Total interest income | $19,491,000 | 1,302 |
| Total interest expense | $1,575,000 | 1,818 |
| Net interest income | $17,916,000 | 1,248 |
| Provision for loan and lease losses | $-486,000 | 6,248 |
| Total noninterest income | $4,522,000 | 1,177 |
| Gross Fiduciary activities income | $110,000 | 837 |
| Service charges on deposit accounts | $907,000 | 1,414 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $3,505,000 | 988 |
| Total noninterest expense | $17,601,000 | 1,146 |
| Salaries and employee benefits | $9,622,000 | 1,135 |
| Premises and equipment expense | $2,314,000 | 1,041 |
| Additional noninterest expense | $5,665,000 | 1,157 |
| Pre-tax net operating income | $5,323,000 | 1,439 |
| Securities gains (losses) | $31,000 | 2,055 |
| Applicable income taxes | $1,755,000 | 1,082 |
| Income before extraordinary items | $3,599,000 | 1,720 |
| Extraordinary gains, net | $0 | 17 |
| Net income | $3,622,000 | 1,711 |
| Minority interest net income | $-23,000 | 6,498 |
| Net income of bank and minority interests. | $3,599,000 | 1,719 |
| Net charge-offs | $1,294,000 | 730 |
| Cash dividends | $2,400,000 | 1,111 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $3,578,230 | 1,697 |
| 2014-09-30 (YTD Data) | Rank | |
| Total interest income | $14,420,000 | 1,329 |
| Total interest expense | $1,140,000 | 1,892 |
| Net interest income | $13,280,000 | 1,268 |
| Provision for loan and lease losses | $100,000 | 2,760 |
| Total noninterest income | $2,861,000 | 1,331 |
| Gross Fiduciary activities income | $92,000 | 826 |
| Service charges on deposit accounts | $678,000 | 1,434 |
| Trading account gains and fees | $0 | 174 |
| Additional Noninterest Income | $2,091,000 | 1,170 |
| Total noninterest expense | $12,759,000 | 1,187 |
| Salaries and employee benefits | $6,794,000 | 1,190 |
| Premises and equipment expense | $1,725,000 | 1,052 |
| Additional noninterest expense | $4,240,000 | 1,165 |
| Pre-tax net operating income | $3,282,000 | 1,725 |
| Securities gains (losses) | $31,000 | 1,754 |
| Applicable income taxes | $977,000 | 1,329 |
| Income before extraordinary items | $2,336,000 | 1,956 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $2,355,000 | 1,940 |
| Minority interest net income | $-19,000 | 6,579 |
| Net income of bank and minority interests. | $2,336,000 | 1,955 |
| Net charge-offs | $1,285,000 | 556 |
| Cash dividends | $2,400,000 | 810 |
| Sale, conversion, retirement of capital stock, net | $0 | 819 |
| Net operating income | $2,313,990 | 1,925 |
| 2014-06-30 (YTD Data) | Rank | |
| Total interest income | $9,426,000 | 1,344 |
| Total interest expense | $738,000 | 1,964 |
| Net interest income | $8,688,000 | 1,280 |
| Provision for loan and lease losses | $0 | 4,196 |
| Total noninterest income | $1,584,000 | 1,501 |
| Gross Fiduciary activities income | $65,000 | 827 |
| Service charges on deposit accounts | $439,000 | 1,449 |
| Trading account gains and fees | $0 | 172 |
| Additional Noninterest Income | $1,080,000 | 1,382 |
| Total noninterest expense | $8,151,000 | 1,231 |
| Salaries and employee benefits | $4,399,000 | 1,227 |
| Premises and equipment expense | $1,111,000 | 1,093 |
| Additional noninterest expense | $2,641,000 | 1,223 |
| Pre-tax net operating income | $2,121,000 | 1,735 |
| Securities gains (losses) | $31,000 | 1,431 |
| Applicable income taxes | $561,000 | 1,433 |
| Income before extraordinary items | $1,591,000 | 1,885 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $1,598,000 | 1,883 |
| Minority interest net income | $-7,000 | 6,641 |
| Net income of bank and minority interests. | $1,591,000 | 1,888 |
| Net charge-offs | $956,000 | 517 |
| Cash dividends | $2,200,000 | 597 |
| Sale, conversion, retirement of capital stock, net | $0 | 794 |
| Net operating income | $1,568,060 | 1,861 |
| 2014-03-31 (YTD Data) | Rank | |
| Total interest income | $4,644,000 | 1,364 |
| Total interest expense | $361,000 | 2,022 |
| Net interest income | $4,283,000 | 1,298 |
| Provision for loan and lease losses | $0 | 3,817 |
| Total noninterest income | $987,000 | 1,265 |
| Gross Fiduciary activities income | $36,000 | 826 |
| Service charges on deposit accounts | $213,000 | 1,470 |
| Trading account gains and fees | $0 | 147 |
| Additional Noninterest Income | $738,000 | 1,081 |
| Total noninterest expense | $4,032,000 | 1,254 |
| Salaries and employee benefits | $2,233,000 | 1,236 |
| Premises and equipment expense | $577,000 | 1,084 |
| Additional noninterest expense | $1,222,000 | 1,313 |
| Pre-tax net operating income | $1,238,000 | 1,481 |
| Securities gains (losses) | $0 | 1,715 |
| Applicable income taxes | $452,000 | 1,002 |
| Income before extraordinary items | $786,000 | 1,835 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $792,000 | 1,832 |
| Minority interest net income | $-6,000 | 6,710 |
| Net income of bank and minority interests. | $786,000 | 1,838 |
| Net charge-offs | $231,000 | 862 |
| Cash dividends | $2,200,000 | 311 |
| Sale, conversion, retirement of capital stock, net | $0 | 747 |
| Net operating income | $786,000 | 1,797 |
| 2013-12-31 (YTD Data) | Rank | |
| Total interest income | $19,285,000 | 1,317 |
| Total interest expense | $1,759,000 | 1,914 |
| Net interest income | $17,526,000 | 1,258 |
| Provision for loan and lease losses | $1,050,000 | 1,053 |
| Total noninterest income | $3,994,000 | 1,324 |
| Gross Fiduciary activities income | $138,000 | 829 |
| Service charges on deposit accounts | $1,010,000 | 1,346 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $2,846,000 | 1,181 |
| Total noninterest expense | $16,864,000 | 1,210 |
| Salaries and employee benefits | $9,068,000 | 1,196 |
| Premises and equipment expense | $2,080,000 | 1,153 |
| Additional noninterest expense | $5,716,000 | 1,182 |
| Pre-tax net operating income | $3,606,000 | 1,859 |
| Securities gains (losses) | $44,000 | 1,892 |
| Applicable income taxes | $-6,591,000 | 6,774 |
| Income before extraordinary items | $10,241,000 | 631 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $10,271,000 | 632 |
| Minority interest net income | $-30,000 | 6,799 |
| Net income of bank and minority interests. | $10,241,000 | 633 |
| Net charge-offs | $1,098,000 | 1,179 |
| Cash dividends | $8,400,000 | 373 |
| Sale, conversion, retirement of capital stock, net | $0 | 924 |
| Net operating income | $10,197,000 | 618 |
| 2013-09-30 (YTD Data) | Rank | |
| Total interest income | $14,419,000 | 1,327 |
| Total interest expense | $1,373,000 | 1,900 |
| Net interest income | $13,046,000 | 1,260 |
| Provision for loan and lease losses | $900,000 | 951 |
| Total noninterest income | $3,184,000 | 1,293 |
| Gross Fiduciary activities income | $104,000 | 826 |
| Service charges on deposit accounts | $771,000 | 1,327 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $2,309,000 | 1,154 |
| Total noninterest expense | $12,469,000 | 1,223 |
| Salaries and employee benefits | $6,947,000 | 1,180 |
| Premises and equipment expense | $1,568,000 | 1,141 |
| Additional noninterest expense | $3,954,000 | 1,270 |
| Pre-tax net operating income | $2,861,000 | 1,816 |
| Securities gains (losses) | $44,000 | 1,763 |
| Applicable income taxes | $118,000 | 3,191 |
| Income before extraordinary items | $2,787,000 | 1,613 |
| Extraordinary gains, net | $0 | 25 |
| Net income | $2,807,000 | 1,602 |
| Minority interest net income | $-20,000 | 6,878 |
| Net income of bank and minority interests. | $2,787,000 | 1,617 |
| Net charge-offs | $962,000 | 1,029 |
| Cash dividends | $8,000,000 | 295 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $2,744,760 | 1,594 |
| 2013-06-30 (YTD Data) | Rank | |
| Total interest income | $9,617,000 | 1,321 |
| Total interest expense | $961,000 | 1,846 |
| Net interest income | $8,656,000 | 1,256 |
| Provision for loan and lease losses | $800,000 | 795 |
| Total noninterest income | $2,213,000 | 1,270 |
| Gross Fiduciary activities income | $71,000 | 830 |
| Service charges on deposit accounts | $520,000 | 1,286 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $1,622,000 | 1,141 |
| Total noninterest expense | $8,580,000 | 1,189 |
| Salaries and employee benefits | $4,682,000 | 1,173 |
| Premises and equipment expense | $1,044,000 | 1,144 |
| Additional noninterest expense | $2,854,000 | 1,165 |
| Pre-tax net operating income | $1,489,000 | 2,202 |
| Securities gains (losses) | $12,000 | 2,226 |
| Applicable income taxes | $-32,000 | 6,665 |
| Income before extraordinary items | $1,533,000 | 1,895 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $1,548,000 | 1,884 |
| Minority interest net income | $-15,000 | 6,927 |
| Net income of bank and minority interests. | $1,533,000 | 1,901 |
| Net charge-offs | $652,000 | 1,049 |
| Cash dividends | $0 | 3,564 |
| Sale, conversion, retirement of capital stock, net | $0 | 838 |
| Net operating income | $1,521,000 | 1,839 |
| 2013-03-31 (YTD Data) | Rank | |
| Total interest income | $4,634,000 | 1,372 |
| Total interest expense | $499,000 | 1,839 |
| Net interest income | $4,135,000 | 1,304 |
| Provision for loan and lease losses | $600,000 | 594 |
| Total noninterest income | $1,245,000 | 1,152 |
| Gross Fiduciary activities income | $39,000 | 824 |
| Service charges on deposit accounts | $258,000 | 1,296 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $948,000 | 1,030 |
| Total noninterest expense | $4,176,000 | 1,223 |
| Salaries and employee benefits | $2,160,000 | 1,252 |
| Premises and equipment expense | $529,000 | 1,151 |
| Additional noninterest expense | $1,487,000 | 1,117 |
| Pre-tax net operating income | $604,000 | 2,541 |
| Securities gains (losses) | $0 | 1,966 |
| Applicable income taxes | $-151,000 | 6,942 |
| Income before extraordinary items | $755,000 | 1,885 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $759,000 | 1,877 |
| Minority interest net income | $-4,000 | 7,003 |
| Net income of bank and minority interests. | $755,000 | 1,887 |
| Net charge-offs | $417,000 | 863 |
| Cash dividends | $0 | 2,726 |
| Sale, conversion, retirement of capital stock, net | $0 | 789 |
| Net operating income | $755,000 | 1,805 |
| 2012-12-31 (YTD Data) | Rank | |
| Total interest income | $20,124,000 | 1,330 |
| Total interest expense | $2,620,000 | 1,674 |
| Net interest income | $17,504,000 | 1,255 |
| Provision for loan and lease losses | $2,937,000 | 781 |
| Total noninterest income | $5,721,000 | 1,041 |
| Gross Fiduciary activities income | $143,000 | 836 |
| Service charges on deposit accounts | $1,095,000 | 1,303 |
| Trading account gains and fees | $0 | 166 |
| Additional Noninterest Income | $4,483,000 | 885 |
| Total noninterest expense | $18,331,000 | 1,087 |
| Salaries and employee benefits | $8,969,000 | 1,177 |
| Premises and equipment expense | $2,024,000 | 1,166 |
| Additional noninterest expense | $7,338,000 | 955 |
| Pre-tax net operating income | $1,957,000 | 2,856 |
| Securities gains (losses) | $419,000 | 1,072 |
| Applicable income taxes | $246,000 | 2,837 |
| Income before extraordinary items | $2,130,000 | 2,471 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $2,136,000 | 2,467 |
| Minority interest net income | $-6,000 | 7,060 |
| Net income of bank and minority interests. | $2,130,000 | 2,472 |
| Net charge-offs | $3,658,000 | 737 |
| Cash dividends | $1,500,000 | 1,482 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,002 |
| Net operating income | $1,752,900 | 2,721 |
| 2012-09-30 (YTD Data) | Rank | |
| Total interest income | $15,283,000 | 1,336 |
| Total interest expense | $2,085,000 | 1,663 |
| Net interest income | $13,198,000 | 1,265 |
| Provision for loan and lease losses | $2,057,000 | 833 |
| Total noninterest income | $4,291,000 | 1,041 |
| Gross Fiduciary activities income | $109,000 | 832 |
| Service charges on deposit accounts | $820,000 | 1,314 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $3,362,000 | 857 |
| Total noninterest expense | $13,662,000 | 1,091 |
| Salaries and employee benefits | $6,682,000 | 1,175 |
| Premises and equipment expense | $1,541,000 | 1,156 |
| Additional noninterest expense | $5,439,000 | 958 |
| Pre-tax net operating income | $1,770,000 | 2,578 |
| Securities gains (losses) | $332,000 | 1,026 |
| Applicable income taxes | $111,000 | 3,299 |
| Income before extraordinary items | $1,991,000 | 2,113 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $1,995,000 | 2,110 |
| Minority interest net income | $-4,000 | 7,159 |
| Net income of bank and minority interests. | $1,991,000 | 2,114 |
| Net charge-offs | $2,346,000 | 826 |
| Cash dividends | $0 | 3,773 |
| Sale, conversion, retirement of capital stock, net | $0 | 952 |
| Net operating income | $1,675,600 | 2,318 |
| 2012-06-30 (YTD Data) | Rank | |
| Total interest income | $10,180,000 | 1,344 |
| Total interest expense | $1,512,000 | 1,591 |
| Net interest income | $8,668,000 | 1,283 |
| Provision for loan and lease losses | $1,457,000 | 824 |
| Total noninterest income | $2,404,000 | 1,157 |
| Gross Fiduciary activities income | $72,000 | 838 |
| Service charges on deposit accounts | $554,000 | 1,276 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $1,778,000 | 1,011 |
| Total noninterest expense | $8,778,000 | 1,135 |
| Salaries and employee benefits | $4,300,000 | 1,219 |
| Premises and equipment expense | $1,038,000 | 1,143 |
| Additional noninterest expense | $3,440,000 | 1,014 |
| Pre-tax net operating income | $837,000 | 3,190 |
| Securities gains (losses) | $61,000 | 1,912 |
| Applicable income taxes | $63,000 | 3,390 |
| Income before extraordinary items | $835,000 | 2,945 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $838,000 | 2,939 |
| Minority interest net income | $-3,000 | 7,223 |
| Net income of bank and minority interests. | $835,000 | 2,945 |
| Net charge-offs | $1,787,000 | 753 |
| Cash dividends | $0 | 3,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 928 |
| Net operating income | $778,270 | 2,942 |
| 2012-03-31 (YTD Data) | Rank | |
| Total interest income | $5,178,000 | 1,331 |
| Total interest expense | $785,000 | 1,597 |
| Net interest income | $4,393,000 | 1,263 |
| Provision for loan and lease losses | $854,000 | 704 |
| Total noninterest income | $1,206,000 | 1,156 |
| Gross Fiduciary activities income | $38,000 | 836 |
| Service charges on deposit accounts | $291,000 | 1,209 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $877,000 | 1,003 |
| Total noninterest expense | $4,181,000 | 1,199 |
| Salaries and employee benefits | $2,147,000 | 1,215 |
| Premises and equipment expense | $540,000 | 1,109 |
| Additional noninterest expense | $1,494,000 | 1,142 |
| Pre-tax net operating income | $564,000 | 2,639 |
| Securities gains (losses) | $0 | 2,210 |
| Applicable income taxes | $39,000 | 3,256 |
| Income before extraordinary items | $525,000 | 2,502 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $527,000 | 2,498 |
| Minority interest net income | $-2,000 | 7,289 |
| Net income of bank and minority interests. | $525,000 | 2,505 |
| Net charge-offs | $748,000 | 831 |
| Cash dividends | $0 | 2,768 |
| Sale, conversion, retirement of capital stock, net | $0 | 861 |
| Net operating income | $525,000 | 2,382 |
| 2011-12-31 (YTD Data) | Rank | |
| Total interest income | $22,554,000 | 1,270 |
| Total interest expense | $4,135,000 | 1,460 |
| Net interest income | $18,419,000 | 1,205 |
| Provision for loan and lease losses | $5,867,000 | 691 |
| Total noninterest income | $3,968,000 | 1,235 |
| Gross Fiduciary activities income | $160,000 | 777 |
| Service charges on deposit accounts | $1,208,000 | 1,220 |
| Trading account gains and fees | $0 | 146 |
| Additional Noninterest Income | $2,600,000 | 1,132 |
| Total noninterest expense | $17,993,000 | 1,096 |
| Salaries and employee benefits | $8,354,000 | 1,190 |
| Premises and equipment expense | $2,027,000 | 1,238 |
| Additional noninterest expense | $7,612,000 | 931 |
| Pre-tax net operating income | $-1,473,000 | 6,700 |
| Securities gains (losses) | $344,000 | 1,037 |
| Applicable income taxes | $-8,000 | 6,573 |
| Income before extraordinary items | $-1,121,000 | 6,679 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $-1,119,000 | 6,679 |
| Minority interest net income | $-2,000 | 7,332 |
| Net income of bank and minority interests. | $-1,121,000 | 6,679 |
| Net charge-offs | $10,240,000 | 445 |
| Cash dividends | $1,258,000 | 1,387 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,108 |
| Net operating income | $-1,461,560 | 6,719 |
| 2011-09-30 (YTD Data) | Rank | |
| Total interest income | $8,042,000 | 2,627 |
| Total interest expense | $1,766,000 | 2,531 |
| Net interest income | $6,276,000 | 2,620 |
| Provision for loan and lease losses | $713,000 | 2,419 |
| Total noninterest income | $2,635,000 | 1,343 |
| Gross Fiduciary activities income | $118,000 | 771 |
| Service charges on deposit accounts | $468,000 | 2,182 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $2,049,000 | 1,098 |
| Total noninterest expense | $6,311,000 | 2,267 |
| Salaries and employee benefits | $3,393,000 | 2,145 |
| Premises and equipment expense | $638,000 | 2,793 |
| Additional noninterest expense | $2,280,000 | 2,191 |
| Pre-tax net operating income | $1,887,000 | 2,178 |
| Securities gains (losses) | $345,000 | 837 |
| Applicable income taxes | $175,000 | 2,772 |
| Income before extraordinary items | $2,057,000 | 1,797 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $2,055,000 | 1,798 |
| Minority interest net income | $2,000 | 86 |
| Net income of bank and minority interests. | $2,057,000 | 1,797 |
| Net charge-offs | $1,089,000 | 1,814 |
| Cash dividends | $699,000 | 1,489 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,036 |
| Net operating income | $1,739,600 | 1,955 |
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $5,483,000 | 2,589 |
| Total interest expense | $1,195,000 | 2,580 |
| Net interest income | $4,288,000 | 2,569 |
| Provision for loan and lease losses | $308,000 | 2,917 |
| Total noninterest income | $1,569,000 | 1,429 |
| Gross Fiduciary activities income | $78,000 | 784 |
| Service charges on deposit accounts | $288,000 | 2,295 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $1,203,000 | 1,180 |
| Total noninterest expense | $4,214,000 | 2,274 |
| Salaries and employee benefits | $2,250,000 | 2,169 |
| Premises and equipment expense | $415,000 | 2,869 |
| Additional noninterest expense | $1,549,000 | 2,188 |
| Pre-tax net operating income | $1,335,000 | 2,056 |
| Securities gains (losses) | $0 | 2,914 |
| Applicable income taxes | $46,000 | 3,414 |
| Income before extraordinary items | $1,289,000 | 1,837 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $1,291,000 | 1,836 |
| Minority interest net income | $-2,000 | 7,493 |
| Net income of bank and minority interests. | $1,289,000 | 1,837 |
| Net charge-offs | $1,007,000 | 1,466 |
| Cash dividends | $150,000 | 2,512 |
| Sale, conversion, retirement of capital stock, net | $0 | 986 |
| Net operating income | $1,289,000 | 1,769 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $2,719,000 | 2,627 |
| Total interest expense | $585,000 | 2,688 |
| Net interest income | $2,134,000 | 2,575 |
| Provision for loan and lease losses | $254,000 | 2,154 |
| Total noninterest income | $865,000 | 1,350 |
| Gross Fiduciary activities income | $41,000 | 795 |
| Service charges on deposit accounts | $141,000 | 2,313 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $683,000 | 1,076 |
| Total noninterest expense | $2,069,000 | 2,352 |
| Salaries and employee benefits | $1,159,000 | 2,125 |
| Premises and equipment expense | $214,000 | 2,828 |
| Additional noninterest expense | $696,000 | 2,388 |
| Pre-tax net operating income | $676,000 | 2,023 |
| Securities gains (losses) | $0 | 1,772 |
| Applicable income taxes | $0 | 4,545 |
| Income before extraordinary items | $676,000 | 1,730 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $677,000 | 1,727 |
| Minority interest net income | $-1,000 | 7,552 |
| Net income of bank and minority interests. | $676,000 | 1,730 |
| Net charge-offs | $566,000 | 1,237 |
| Cash dividends | $0 | 2,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 925 |
| Net operating income | $676,000 | 1,680 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $11,649,000 | 2,568 |
| Total interest expense | $2,814,000 | 2,742 |
| Net interest income | $8,835,000 | 2,490 |
| Provision for loan and lease losses | $1,916,000 | 2,133 |
| Total noninterest income | $2,973,000 | 1,559 |
| Gross Fiduciary activities income | $116,000 | 852 |
| Service charges on deposit accounts | $596,000 | 2,300 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $2,261,000 | 1,296 |
| Total noninterest expense | $7,738,000 | 2,493 |
| Salaries and employee benefits | $4,266,000 | 2,260 |
| Premises and equipment expense | $788,000 | 3,012 |
| Additional noninterest expense | $2,684,000 | 2,517 |
| Pre-tax net operating income | $2,154,000 | 2,114 |
| Securities gains (losses) | $403,000 | 1,042 |
| Applicable income taxes | $-57,000 | 6,736 |
| Income before extraordinary items | $2,614,000 | 1,575 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $2,612,000 | 1,576 |
| Minority interest net income | $2,000 | 108 |
| Net income of bank and minority interests. | $2,614,000 | 1,577 |
| Net charge-offs | $604,000 | 3,393 |
| Cash dividends | $1,350,000 | 1,179 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,226 |
| Net operating income | $2,211,000 | 1,777 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $8,798,000 | 2,614 |
| Total interest expense | $2,208,000 | 2,753 |
| Net interest income | $6,590,000 | 2,529 |
| Provision for loan and lease losses | $1,612,000 | 1,889 |
| Total noninterest income | $2,065,000 | 1,652 |
| Gross Fiduciary activities income | $87,000 | 835 |
| Service charges on deposit accounts | $450,000 | 2,351 |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $1,528,000 | 1,322 |
| Total noninterest expense | $5,539,000 | 2,614 |
| Salaries and employee benefits | $3,043,000 | 2,390 |
| Premises and equipment expense | $589,000 | 3,071 |
| Additional noninterest expense | $1,907,000 | 2,594 |
| Pre-tax net operating income | $1,504,000 | 2,370 |
| Securities gains (losses) | $403,000 | 889 |
| Applicable income taxes | $-94,000 | 7,070 |
| Income before extraordinary items | $2,001,000 | 1,657 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $1,999,000 | 1,661 |
| Minority interest net income | $2,000 | 107 |
| Net income of bank and minority interests. | $2,001,000 | 1,660 |
| Net charge-offs | $119,000 | 4,737 |
| Cash dividends | $230,000 | 2,582 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,139 |
| Net operating income | $1,598,000 | 1,946 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $5,927,000 | 2,613 |
| Total interest expense | $1,439,000 | 2,884 |
| Net interest income | $4,488,000 | 2,473 |
| Provision for loan and lease losses | $898,000 | 2,070 |
| Total noninterest income | $1,374,000 | 1,611 |
| Gross Fiduciary activities income | $60,000 | 841 |
| Service charges on deposit accounts | $299,000 | 2,364 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $1,015,000 | 1,279 |
| Total noninterest expense | $3,808,000 | 2,546 |
| Salaries and employee benefits | $2,211,000 | 2,202 |
| Premises and equipment expense | $387,000 | 3,136 |
| Additional noninterest expense | $1,210,000 | 2,699 |
| Pre-tax net operating income | $1,156,000 | 2,108 |
| Securities gains (losses) | $40,000 | 2,020 |
| Applicable income taxes | $-69,000 | 7,135 |
| Income before extraordinary items | $1,265,000 | 1,716 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $1,263,000 | 1,716 |
| Minority interest net income | $2,000 | 100 |
| Net income of bank and minority interests. | $1,265,000 | 1,716 |
| Net charge-offs | $26,000 | 5,353 |
| Cash dividends | $0 | 3,476 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $1,225,000 | 1,695 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $3,003,000 | 2,631 |
| Total interest expense | $737,000 | 2,945 |
| Net interest income | $2,266,000 | 2,483 |
| Provision for loan and lease losses | $593,000 | 1,660 |
| Total noninterest income | $725,000 | 1,558 |
| Gross Fiduciary activities income | $34,000 | 834 |
| Service charges on deposit accounts | $146,000 | 2,396 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $545,000 | 1,203 |
| Total noninterest expense | $1,905,000 | 2,567 |
| Salaries and employee benefits | $1,124,000 | 2,193 |
| Premises and equipment expense | $189,000 | 3,270 |
| Additional noninterest expense | $592,000 | 2,734 |
| Pre-tax net operating income | $493,000 | 2,436 |
| Securities gains (losses) | $40,000 | 1,236 |
| Applicable income taxes | $-86,000 | 7,426 |
| Income before extraordinary items | $619,000 | 1,784 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $618,000 | 1,785 |
| Minority interest net income | $1,000 | 84 |
| Net income of bank and minority interests. | $619,000 | 1,785 |
| Net charge-offs | $-2,000 | 7,007 |
| Cash dividends | $0 | 2,646 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,017 |
| Net operating income | $579,000 | 1,807 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $12,741,000 | 2,587 |
| Total interest expense | $3,975,000 | 2,752 |
| Net interest income | $8,766,000 | 2,471 |
| Provision for loan and lease losses | $1,123,000 | 3,316 |
| Total noninterest income | $2,804,000 | 1,699 |
| Gross Fiduciary activities income | $107,000 | 862 |
| Service charges on deposit accounts | $711,000 | 2,223 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $1,986,000 | 1,382 |
| Total noninterest expense | $7,795,000 | 2,526 |
| Salaries and employee benefits | $4,274,000 | 2,300 |
| Premises and equipment expense | $797,000 | 3,133 |
| Additional noninterest expense | $2,724,000 | 2,553 |
| Pre-tax net operating income | $2,652,000 | 1,505 |
| Securities gains (losses) | $161,000 | 1,733 |
| Applicable income taxes | $74,000 | 3,046 |
| Income before extraordinary items | $2,739,000 | 1,208 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $2,777,000 | 1,195 |
| Minority interest net income | $-38,000 | 7,995 |
| Net income of bank and minority interests. | $2,739,000 | 1,207 |
| Net charge-offs | $1,381,000 | 2,484 |
| Cash dividends | $4,835,000 | 362 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,342 |
| Net operating income | $2,582,830 | 1,276 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $9,574,000 | 2,639 |
| Total interest expense | $3,160,000 | 2,728 |
| Net interest income | $6,414,000 | 2,536 |
| Provision for loan and lease losses | $792,000 | 3,121 |
| Total noninterest income | $2,215,000 | 1,655 |
| Gross Fiduciary activities income | $79,000 | 852 |
| Service charges on deposit accounts | $537,000 | 2,226 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $1,599,000 | 1,334 |
| Total noninterest expense | $5,881,000 | 2,514 |
| Salaries and employee benefits | $3,313,000 | 2,245 |
| Premises and equipment expense | $602,000 | 3,155 |
| Additional noninterest expense | $1,966,000 | 2,611 |
| Pre-tax net operating income | $1,956,000 | 1,664 |
| Securities gains (losses) | $136,000 | 1,583 |
| Applicable income taxes | $-5,000 | 6,609 |
| Income before extraordinary items | $2,097,000 | 1,278 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $2,129,000 | 1,257 |
| Minority interest net income | $-32,000 | 8,086 |
| Net income of bank and minority interests. | $2,097,000 | 1,278 |
| Net charge-offs | $390,000 | 3,375 |
| Cash dividends | $1,335,000 | 975 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $1,961,000 | 1,337 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $6,462,000 | 2,638 |
| Total interest expense | $2,265,000 | 2,677 |
| Net interest income | $4,197,000 | 2,581 |
| Provision for loan and lease losses | $386,000 | 3,341 |
| Total noninterest income | $1,596,000 | 1,569 |
| Gross Fiduciary activities income | $52,000 | 856 |
| Service charges on deposit accounts | $361,000 | 2,192 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $1,183,000 | 1,276 |
| Total noninterest expense | $3,989,000 | 2,506 |
| Salaries and employee benefits | $2,274,000 | 2,217 |
| Premises and equipment expense | $395,000 | 3,212 |
| Additional noninterest expense | $1,320,000 | 2,611 |
| Pre-tax net operating income | $1,418,000 | 1,593 |
| Securities gains (losses) | $0 | 3,136 |
| Applicable income taxes | $-13,000 | 6,825 |
| Income before extraordinary items | $1,431,000 | 1,324 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,460,000 | 1,298 |
| Minority interest net income | $-29,000 | 8,180 |
| Net income of bank and minority interests. | $1,431,000 | 1,322 |
| Net charge-offs | $218,000 | 3,322 |
| Cash dividends | $897,000 | 1,029 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $1,431,000 | 1,283 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $3,169,000 | 2,714 |
| Total interest expense | $1,214,000 | 2,602 |
| Net interest income | $1,955,000 | 2,769 |
| Provision for loan and lease losses | $80,000 | 4,216 |
| Total noninterest income | $849,000 | 1,482 |
| Gross Fiduciary activities income | $26,000 | 875 |
| Service charges on deposit accounts | $182,000 | 2,131 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $641,000 | 1,186 |
| Total noninterest expense | $1,888,000 | 2,560 |
| Salaries and employee benefits | $1,147,000 | 2,220 |
| Premises and equipment expense | $206,000 | 3,143 |
| Additional noninterest expense | $535,000 | 2,835 |
| Pre-tax net operating income | $836,000 | 1,536 |
| Securities gains (losses) | $0 | 2,434 |
| Applicable income taxes | $-20,000 | 7,272 |
| Income before extraordinary items | $856,000 | 1,284 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $851,000 | 1,290 |
| Minority interest net income | $5,000 | 83 |
| Net income of bank and minority interests. | $856,000 | 1,285 |
| Net charge-offs | $42,000 | 3,719 |
| Cash dividends | $449,000 | 992 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $856,000 | 1,212 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $13,511,000 | 2,735 |
| Total interest expense | $5,203,000 | 2,868 |
| Net interest income | $8,308,000 | 2,614 |
| Provision for loan and lease losses | $879,000 | 2,904 |
| Total noninterest income | $3,443,000 | 1,422 |
| Gross Fiduciary activities income | $131,000 | 847 |
| Service charges on deposit accounts | $791,000 | 2,146 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $2,521,000 | 1,110 |
| Total noninterest expense | $7,584,000 | 2,491 |
| Salaries and employee benefits | $4,684,000 | 2,173 |
| Premises and equipment expense | $788,000 | 3,216 |
| Additional noninterest expense | $2,112,000 | 2,723 |
| Pre-tax net operating income | $3,288,000 | 1,652 |
| Securities gains (losses) | $-21,000 | 7,088 |
| Applicable income taxes | $-434,000 | 7,445 |
| Income before extraordinary items | $3,701,000 | 1,119 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $3,701,000 | 1,118 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $734,000 | 2,308 |
| Cash dividends | $2,902,000 | 944 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $3,722,000 | 1,177 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $10,295,000 | 2,745 |
| Total interest expense | $3,974,000 | 2,919 |
| Net interest income | $6,321,000 | 2,597 |
| Provision for loan and lease losses | $18,000 | 6,554 |
| Total noninterest income | $2,719,000 | 1,416 |
| Gross Fiduciary activities income | $101,000 | 844 |
| Service charges on deposit accounts | $572,000 | 2,219 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $2,046,000 | 1,092 |
| Total noninterest expense | $5,720,000 | 2,466 |
| Salaries and employee benefits | $3,519,000 | 2,190 |
| Premises and equipment expense | $593,000 | 3,219 |
| Additional noninterest expense | $1,608,000 | 2,611 |
| Pre-tax net operating income | $3,302,000 | 1,481 |
| Securities gains (losses) | $-21,000 | 7,415 |
| Applicable income taxes | $-526,000 | 7,894 |
| Income before extraordinary items | $3,807,000 | 964 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $3,807,000 | 963 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $107,000 | 3,866 |
| Cash dividends | $1,672,000 | 1,199 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $3,828,000 | 1,016 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $6,977,000 | 2,729 |
| Total interest expense | $2,771,000 | 2,915 |
| Net interest income | $4,206,000 | 2,598 |
| Provision for loan and lease losses | $10,000 | 6,307 |
| Total noninterest income | $1,723,000 | 1,480 |
| Gross Fiduciary activities income | $72,000 | 855 |
| Service charges on deposit accounts | $358,000 | 2,309 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $1,293,000 | 1,177 |
| Total noninterest expense | $3,802,000 | 2,490 |
| Salaries and employee benefits | $2,345,000 | 2,216 |
| Premises and equipment expense | $397,000 | 3,233 |
| Additional noninterest expense | $1,060,000 | 2,609 |
| Pre-tax net operating income | $2,117,000 | 1,606 |
| Securities gains (losses) | $-17,000 | 8,167 |
| Applicable income taxes | $-541,000 | 8,191 |
| Income before extraordinary items | $2,641,000 | 1,041 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $2,641,000 | 1,041 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $88,000 | 3,182 |
| Cash dividends | $1,072,000 | 1,328 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $2,658,000 | 1,019 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $3,581,000 | 2,728 |
| Total interest expense | $1,456,000 | 2,964 |
| Net interest income | $2,125,000 | 2,567 |
| Provision for loan and lease losses | $5,000 | 5,755 |
| Total noninterest income | $825,000 | 1,534 |
| Gross Fiduciary activities income | $39,000 | 851 |
| Service charges on deposit accounts | $174,000 | 2,329 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $612,000 | 1,220 |
| Total noninterest expense | $1,966,000 | 2,410 |
| Salaries and employee benefits | $1,207,000 | 2,172 |
| Premises and equipment expense | $199,000 | 3,248 |
| Additional noninterest expense | $560,000 | 2,459 |
| Pre-tax net operating income | $979,000 | 1,821 |
| Securities gains (losses) | $-5,000 | 8,275 |
| Applicable income taxes | $-561,000 | 8,366 |
| Income before extraordinary items | $1,535,000 | 981 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $1,535,000 | 983 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $45,000 | 2,569 |
| Cash dividends | $369,000 | 1,692 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $1,540,000 | 933 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $15,360,000 | 2,614 |
| Total interest expense | $7,609,000 | 2,437 |
| Net interest income | $7,751,000 | 2,813 |
| Provision for loan and lease losses | $20,000 | 6,324 |
| Total noninterest income | $2,891,000 | 1,688 |
| Gross Fiduciary activities income | $170,000 | 833 |
| Service charges on deposit accounts | $748,000 | 2,246 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $1,973,000 | 1,379 |
| Total noninterest expense | $7,277,000 | 2,495 |
| Salaries and employee benefits | $4,505,000 | 2,234 |
| Premises and equipment expense | $738,000 | 3,297 |
| Additional noninterest expense | $2,034,000 | 2,631 |
| Pre-tax net operating income | $3,345,000 | 2,274 |
| Securities gains (losses) | $-38,000 | 7,947 |
| Applicable income taxes | $1,029,000 | 1,831 |
| Income before extraordinary items | $2,278,000 | 2,556 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $2,278,000 | 2,555 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-2,000 | 7,709 |
| Cash dividends | $2,960,000 | 1,208 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $2,304,220 | 2,528 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $11,560,000 | 2,612 |
| Total interest expense | $5,915,000 | 2,336 |
| Net interest income | $5,645,000 | 2,900 |
| Provision for loan and lease losses | $20,000 | 5,830 |
| Total noninterest income | $2,278,000 | 1,632 |
| Gross Fiduciary activities income | $128,000 | 832 |
| Service charges on deposit accounts | $552,000 | 2,256 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $1,598,000 | 1,323 |
| Total noninterest expense | $5,537,000 | 2,441 |
| Salaries and employee benefits | $3,449,000 | 2,185 |
| Premises and equipment expense | $560,000 | 3,247 |
| Additional noninterest expense | $1,528,000 | 2,573 |
| Pre-tax net operating income | $2,366,000 | 2,527 |
| Securities gains (losses) | $-59,000 | 8,205 |
| Applicable income taxes | $741,000 | 2,006 |
| Income before extraordinary items | $1,566,000 | 2,881 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $1,566,000 | 2,880 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-8,000 | 7,769 |
| Cash dividends | $2,720,000 | 945 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $1,606,120 | 2,808 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $7,667,000 | 2,645 |
| Total interest expense | $3,925,000 | 2,361 |
| Net interest income | $3,742,000 | 2,941 |
| Provision for loan and lease losses | $20,000 | 5,312 |
| Total noninterest income | $1,515,000 | 1,660 |
| Gross Fiduciary activities income | $45,000 | 945 |
| Service charges on deposit accounts | $357,000 | 2,322 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $1,113,000 | 1,309 |
| Total noninterest expense | $3,703,000 | 2,455 |
| Salaries and employee benefits | $2,319,000 | 2,210 |
| Premises and equipment expense | $373,000 | 3,269 |
| Additional noninterest expense | $1,011,000 | 2,603 |
| Pre-tax net operating income | $1,534,000 | 2,637 |
| Securities gains (losses) | $-59,000 | 8,331 |
| Applicable income taxes | $463,000 | 2,179 |
| Income before extraordinary items | $1,012,000 | 3,014 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $1,012,000 | 3,013 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-2,000 | 7,195 |
| Cash dividends | $2,480,000 | 747 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $1,052,710 | 2,912 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $3,801,000 | 2,661 |
| Total interest expense | $1,967,000 | 2,345 |
| Net interest income | $1,834,000 | 2,993 |
| Provision for loan and lease losses | $20,000 | 4,351 |
| Total noninterest income | $738,000 | 1,663 |
| Gross Fiduciary activities income | $28,000 | 917 |
| Service charges on deposit accounts | $170,000 | 2,357 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $540,000 | 1,293 |
| Total noninterest expense | $1,862,000 | 2,455 |
| Salaries and employee benefits | $1,167,000 | 2,207 |
| Premises and equipment expense | $194,000 | 3,198 |
| Additional noninterest expense | $501,000 | 2,613 |
| Pre-tax net operating income | $690,000 | 2,826 |
| Securities gains (losses) | $-59,000 | 8,512 |
| Applicable income taxes | $194,000 | 2,441 |
| Income before extraordinary items | $437,000 | 3,299 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $437,000 | 3,299 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $7,000 | 3,384 |
| Cash dividends | $240,000 | 2,230 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $477,710 | 3,107 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $15,121,000 | 2,535 |
| Total interest expense | $7,328,000 | 2,201 |
| Net interest income | $7,793,000 | 2,821 |
| Provision for loan and lease losses | $180,000 | 3,697 |
| Total noninterest income | $3,156,000 | 1,542 |
| Gross Fiduciary activities income | $158,000 | 855 |
| Service charges on deposit accounts | $746,000 | 2,248 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $2,252,000 | 1,243 |
| Total noninterest expense | $7,444,000 | 2,380 |
| Salaries and employee benefits | $4,544,000 | 2,147 |
| Premises and equipment expense | $789,000 | 3,044 |
| Additional noninterest expense | $2,111,000 | 2,440 |
| Pre-tax net operating income | $3,325,000 | 2,588 |
| Securities gains (losses) | $0 | 1,687 |
| Applicable income taxes | $1,052,000 | 2,127 |
| Income before extraordinary items | $2,273,000 | 2,822 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $2,273,000 | 2,823 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $84,000 | 3,385 |
| Cash dividends | $1,060,000 | 2,470 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $2,273,000 | 2,814 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $11,237,000 | 2,548 |
| Total interest expense | $5,353,000 | 2,193 |
| Net interest income | $5,884,000 | 2,821 |
| Provision for loan and lease losses | $135,000 | 3,558 |
| Total noninterest income | $2,433,000 | 1,519 |
| Gross Fiduciary activities income | $121,000 | 836 |
| Service charges on deposit accounts | $569,000 | 2,228 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $1,743,000 | 1,221 |
| Total noninterest expense | $5,604,000 | 2,364 |
| Salaries and employee benefits | $3,409,000 | 2,157 |
| Premises and equipment expense | $602,000 | 2,993 |
| Additional noninterest expense | $1,593,000 | 2,417 |
| Pre-tax net operating income | $2,578,000 | 2,591 |
| Securities gains (losses) | $0 | 1,388 |
| Applicable income taxes | $822,000 | 2,158 |
| Income before extraordinary items | $1,756,000 | 2,843 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $1,756,000 | 2,844 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $66,000 | 2,845 |
| Cash dividends | $720,000 | 2,394 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $1,756,000 | 2,833 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $7,313,000 | 2,566 |
| Total interest expense | $3,360,000 | 2,221 |
| Net interest income | $3,953,000 | 2,810 |
| Provision for loan and lease losses | $90,000 | 3,463 |
| Total noninterest income | $1,553,000 | 1,584 |
| Gross Fiduciary activities income | $84,000 | 844 |
| Service charges on deposit accounts | $371,000 | 2,244 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $1,098,000 | 1,273 |
| Total noninterest expense | $3,729,000 | 2,366 |
| Salaries and employee benefits | $2,281,000 | 2,154 |
| Premises and equipment expense | $415,000 | 2,908 |
| Additional noninterest expense | $1,033,000 | 2,485 |
| Pre-tax net operating income | $1,687,000 | 2,636 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $519,000 | 2,248 |
| Income before extraordinary items | $1,168,000 | 2,855 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $1,168,000 | 2,855 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $66,000 | 2,179 |
| Cash dividends | $480,000 | 2,456 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $1,168,000 | 2,844 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $3,555,000 | 2,583 |
| Total interest expense | $1,583,000 | 2,224 |
| Net interest income | $1,972,000 | 2,805 |
| Provision for loan and lease losses | $45,000 | 3,261 |
| Total noninterest income | $808,000 | 1,500 |
| Gross Fiduciary activities income | $41,000 | 854 |
| Service charges on deposit accounts | $187,000 | 2,162 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $580,000 | 1,202 |
| Total noninterest expense | $1,912,000 | 2,330 |
| Salaries and employee benefits | $1,165,000 | 2,116 |
| Premises and equipment expense | $216,000 | 2,823 |
| Additional noninterest expense | $531,000 | 2,415 |
| Pre-tax net operating income | $823,000 | 2,649 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $318,000 | 1,943 |
| Income before extraordinary items | $505,000 | 3,135 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $505,000 | 3,134 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $52,000 | 1,457 |
| Cash dividends | $240,000 | 2,221 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $505,000 | 3,115 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $13,006,000 | 2,538 |
| Total interest expense | $5,086,000 | 2,169 |
| Net interest income | $7,920,000 | 2,725 |
| Provision for loan and lease losses | $125,000 | 4,393 |
| Total noninterest income | $2,906,000 | 1,661 |
| Gross Fiduciary activities income | $213,000 | 781 |
| Service charges on deposit accounts | $885,000 | 1,940 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $1,808,000 | 1,447 |
| Total noninterest expense | $7,335,000 | 2,283 |
| Salaries and employee benefits | $4,449,000 | 2,069 |
| Premises and equipment expense | $840,000 | 2,764 |
| Additional noninterest expense | $2,046,000 | 2,434 |
| Pre-tax net operating income | $3,366,000 | 2,526 |
| Securities gains (losses) | $-4,000 | 7,217 |
| Applicable income taxes | $1,247,000 | 1,941 |
| Income before extraordinary items | $2,115,000 | 2,949 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $2,115,000 | 2,950 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $239,000 | 2,044 |
| Cash dividends | $1,060,000 | 2,335 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $2,117,560 | 2,917 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $9,573,000 | 2,520 |
| Total interest expense | $3,675,000 | 2,129 |
| Net interest income | $5,898,000 | 2,731 |
| Provision for loan and lease losses | $125,000 | 3,813 |
| Total noninterest income | $2,212,000 | 1,634 |
| Gross Fiduciary activities income | $174,000 | 756 |
| Service charges on deposit accounts | $668,000 | 1,925 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $1,370,000 | 1,446 |
| Total noninterest expense | $5,454,000 | 2,280 |
| Salaries and employee benefits | $3,343,000 | 2,048 |
| Premises and equipment expense | $618,000 | 2,799 |
| Additional noninterest expense | $1,493,000 | 2,467 |
| Pre-tax net operating income | $2,531,000 | 2,551 |
| Securities gains (losses) | $-4,000 | 7,604 |
| Applicable income taxes | $943,000 | 1,960 |
| Income before extraordinary items | $1,584,000 | 3,007 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $1,584,000 | 3,008 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $200,000 | 1,676 |
| Cash dividends | $720,000 | 2,264 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $1,586,560 | 2,963 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $6,257,000 | 2,508 |
| Total interest expense | $2,411,000 | 2,053 |
| Net interest income | $3,846,000 | 2,760 |
| Provision for loan and lease losses | $125,000 | 2,939 |
| Total noninterest income | $1,452,000 | 1,643 |
| Gross Fiduciary activities income | $126,000 | 740 |
| Service charges on deposit accounts | $435,000 | 1,934 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $891,000 | 1,457 |
| Total noninterest expense | $3,562,000 | 2,312 |
| Salaries and employee benefits | $2,209,000 | 2,051 |
| Premises and equipment expense | $403,000 | 2,826 |
| Additional noninterest expense | $950,000 | 2,563 |
| Pre-tax net operating income | $1,611,000 | 2,608 |
| Securities gains (losses) | $-4,000 | 7,869 |
| Applicable income taxes | $612,000 | 1,976 |
| Income before extraordinary items | $995,000 | 3,113 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $995,000 | 3,114 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $46,000 | 2,825 |
| Cash dividends | $480,000 | 2,273 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $997,560 | 3,059 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $3,012,000 | 2,561 |
| Total interest expense | $1,142,000 | 2,067 |
| Net interest income | $1,870,000 | 2,812 |
| Provision for loan and lease losses | $75,000 | 2,455 |
| Total noninterest income | $648,000 | 1,766 |
| Gross Fiduciary activities income | $65,000 | 744 |
| Service charges on deposit accounts | $209,000 | 1,935 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $374,000 | 1,625 |
| Total noninterest expense | $1,725,000 | 2,384 |
| Salaries and employee benefits | $1,080,000 | 2,114 |
| Premises and equipment expense | $201,000 | 2,871 |
| Additional noninterest expense | $444,000 | 2,722 |
| Pre-tax net operating income | $718,000 | 2,796 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $277,000 | 2,103 |
| Income before extraordinary items | $441,000 | 3,369 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $441,000 | 3,370 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-9,000 | 7,933 |
| Cash dividends | $240,000 | 2,024 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $441,000 | 3,334 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $11,354,000 | 2,522 |
| Total interest expense | $3,672,000 | 2,205 |
| Net interest income | $7,682,000 | 2,629 |
| Provision for loan and lease losses | $525,000 | 1,881 |
| Total noninterest income | $2,197,000 | 2,061 |
| Gross Fiduciary activities income | $318,000 | 677 |
| Service charges on deposit accounts | $532,000 | 2,998 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $1,347,000 | 1,760 |
| Total noninterest expense | $6,946,000 | 2,298 |
| Salaries and employee benefits | $4,088,000 | 2,122 |
| Premises and equipment expense | $945,000 | 2,414 |
| Additional noninterest expense | $1,913,000 | 2,521 |
| Pre-tax net operating income | $2,408,000 | 3,091 |
| Securities gains (losses) | $-4,000 | 8,021 |
| Applicable income taxes | $912,000 | 2,310 |
| Income before extraordinary items | $1,492,000 | 3,658 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $1,492,000 | 3,659 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $519,000 | 1,298 |
| Cash dividends | $720,000 | 2,906 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $1,494,560 | 3,589 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $8,334,000 | 2,532 |
| Total interest expense | $2,670,000 | 2,222 |
| Net interest income | $5,664,000 | 2,642 |
| Provision for loan and lease losses | $375,000 | 1,868 |
| Total noninterest income | $1,567,000 | 2,147 |
| Gross Fiduciary activities income | $202,000 | 721 |
| Service charges on deposit accounts | $402,000 | 3,002 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $963,000 | 1,818 |
| Total noninterest expense | $5,332,000 | 2,222 |
| Salaries and employee benefits | $3,109,000 | 2,103 |
| Premises and equipment expense | $756,000 | 2,279 |
| Additional noninterest expense | $1,467,000 | 2,440 |
| Pre-tax net operating income | $1,524,000 | 3,540 |
| Securities gains (losses) | $13,000 | 2,563 |
| Applicable income taxes | $579,000 | 2,635 |
| Income before extraordinary items | $958,000 | 4,112 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $958,000 | 4,112 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $311,000 | 1,401 |
| Cash dividends | $500,000 | 2,672 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $949,680 | 4,067 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $5,494,000 | 2,548 |
| Total interest expense | $1,755,000 | 2,234 |
| Net interest income | $3,739,000 | 2,652 |
| Provision for loan and lease losses | $225,000 | 1,999 |
| Total noninterest income | $1,065,000 | 2,099 |
| Gross Fiduciary activities income | $141,000 | 709 |
| Service charges on deposit accounts | $268,000 | 2,964 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $656,000 | 1,803 |
| Total noninterest expense | $3,601,000 | 2,196 |
| Salaries and employee benefits | $2,098,000 | 2,087 |
| Premises and equipment expense | $530,000 | 2,152 |
| Additional noninterest expense | $973,000 | 2,445 |
| Pre-tax net operating income | $978,000 | 3,586 |
| Securities gains (losses) | $13,000 | 2,268 |
| Applicable income taxes | $370,000 | 2,701 |
| Income before extraordinary items | $621,000 | 4,153 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $621,000 | 4,154 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $243,000 | 1,195 |
| Cash dividends | $150,000 | 3,776 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $612,680 | 4,100 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $2,764,000 | 2,529 |
| Total interest expense | $900,000 | 2,206 |
| Net interest income | $1,864,000 | 2,655 |
| Provision for loan and lease losses | $105,000 | 2,016 |
| Total noninterest income | $511,000 | 2,126 |
| Gross Fiduciary activities income | $71,000 | 717 |
| Service charges on deposit accounts | $135,000 | 2,893 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $305,000 | 1,864 |
| Total noninterest expense | $1,855,000 | 2,162 |
| Salaries and employee benefits | $998,000 | 2,199 |
| Premises and equipment expense | $264,000 | 2,178 |
| Additional noninterest expense | $593,000 | 1,996 |
| Pre-tax net operating income | $415,000 | 3,990 |
| Securities gains (losses) | $20,000 | 1,707 |
| Applicable income taxes | $136,000 | 3,265 |
| Income before extraordinary items | $299,000 | 4,272 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $299,000 | 4,271 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $223,000 | 751 |
| Cash dividends | $150,000 | 2,469 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $285,200 | 4,281 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $13,853,000 | 2,052 |
| Total interest expense | $4,330,000 | 2,058 |
| Net interest income | $9,523,000 | 2,053 |
| Provision for loan and lease losses | $555,000 | 1,989 |
| Total noninterest income | $16,867,000 | 448 |
| Gross Fiduciary activities income | $223,000 | 776 |
| Service charges on deposit accounts | $662,000 | 2,481 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $15,982,000 | 327 |
| Total noninterest expense | $20,995,000 | 768 |
| Salaries and employee benefits | $13,239,000 | 645 |
| Premises and equipment expense | $1,446,000 | 1,579 |
| Additional noninterest expense | $6,310,000 | 815 |
| Pre-tax net operating income | $4,840,000 | 1,682 |
| Securities gains (losses) | $24,000 | 3,094 |
| Applicable income taxes | $1,861,000 | 1,352 |
| Income before extraordinary items | $3,003,000 | 2,037 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $3,003,000 | 2,037 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $372,000 | 1,953 |
| Cash dividends | $490,000 | 3,588 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $2,987,640 | 1,957 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $11,003,000 | 1,962 |
| Total interest expense | $3,380,000 | 2,055 |
| Net interest income | $7,623,000 | 1,926 |
| Provision for loan and lease losses | $841,000 | 1,045 |
| Total noninterest income | $16,618,000 | 391 |
| Gross Fiduciary activities income | $153,000 | 790 |
| Service charges on deposit accounts | $511,000 | 2,424 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $15,954,000 | 301 |
| Total noninterest expense | $18,870,000 | 679 |
| Salaries and employee benefits | $12,161,000 | 546 |
| Premises and equipment expense | $1,227,000 | 1,402 |
| Additional noninterest expense | $5,482,000 | 718 |
| Pre-tax net operating income | $4,530,000 | 1,422 |
| Securities gains (losses) | $24,000 | 2,852 |
| Applicable income taxes | $1,780,000 | 1,155 |
| Income before extraordinary items | $2,774,000 | 1,731 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $2,774,000 | 1,732 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $142,000 | 2,696 |
| Cash dividends | $370,000 | 3,160 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $2,758,640 | 1,647 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $7,963,000 | 1,842 |
| Total interest expense | $2,386,000 | 2,008 |
| Net interest income | $5,577,000 | 1,745 |
| Provision for loan and lease losses | $735,000 | 845 |
| Total noninterest income | $16,627,000 | 296 |
| Gross Fiduciary activities income | $118,000 | 766 |
| Service charges on deposit accounts | $340,000 | 2,401 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $16,169,000 | 236 |
| Total noninterest expense | $17,075,000 | 532 |
| Salaries and employee benefits | $11,079,000 | 415 |
| Premises and equipment expense | $1,031,000 | 1,112 |
| Additional noninterest expense | $4,965,000 | 561 |
| Pre-tax net operating income | $4,394,000 | 992 |
| Securities gains (losses) | $24,000 | 2,506 |
| Applicable income taxes | $1,732,000 | 877 |
| Income before extraordinary items | $2,686,000 | 1,232 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $2,686,000 | 1,232 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $104,000 | 2,447 |
| Cash dividends | $220,000 | 3,341 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $2,670,640 | 1,155 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $3,830,000 | 1,917 |
| Total interest expense | $1,197,000 | 2,055 |
| Net interest income | $2,633,000 | 1,853 |
| Provision for loan and lease losses | $330,000 | 851 |
| Total noninterest income | $9,610,000 | 270 |
| Gross Fiduciary activities income | $54,000 | 796 |
| Service charges on deposit accounts | $168,000 | 2,355 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $9,388,000 | 220 |
| Total noninterest expense | $9,313,000 | 491 |
| Salaries and employee benefits | $6,179,000 | 379 |
| Premises and equipment expense | $547,000 | 1,059 |
| Additional noninterest expense | $2,587,000 | 544 |
| Pre-tax net operating income | $2,600,000 | 872 |
| Securities gains (losses) | $0 | 2,891 |
| Applicable income taxes | $1,014,000 | 788 |
| Income before extraordinary items | $1,586,000 | 1,049 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,586,000 | 1,048 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $76,000 | 1,766 |
| Cash dividends | $100,000 | 2,874 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $1,586,000 | 975 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $19,475,000 | 1,583 |
| Total interest expense | $5,905,000 | 1,927 |
| Net interest income | $13,570,000 | 1,445 |
| Provision for loan and lease losses | $1,203,000 | 1,130 |
| Total noninterest income | $18,031,000 | 427 |
| Gross Fiduciary activities income | $177,000 | 869 |
| Service charges on deposit accounts | $750,000 | 2,117 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $17,104,000 | 329 |
| Total noninterest expense | $24,553,000 | 667 |
| Salaries and employee benefits | $15,914,000 | 531 |
| Premises and equipment expense | $1,557,000 | 1,411 |
| Additional noninterest expense | $7,082,000 | 726 |
| Pre-tax net operating income | $5,845,000 | 1,425 |
| Securities gains (losses) | $-5,000 | 8,824 |
| Applicable income taxes | $2,235,000 | 1,180 |
| Income before extraordinary items | $3,605,000 | 1,657 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $3,605,000 | 1,656 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,040,000 | 938 |
| Cash dividends | $525,000 | 3,362 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $3,608,200 | 1,606 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $13,428,000 | 2,549 |
| Total interest expense | $6,769,000 | 2,365 |
| Net interest income | $6,659,000 | 2,684 |
| Provision for loan and lease losses | $250,000 | 3,605 |
| Total noninterest income | $1,742,000 | 2,252 |
| Gross Fiduciary activities income | $163,000 | 889 |
| Service charges on deposit accounts | $572,000 | 2,533 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $1,007,000 | 2,032 |
| Total noninterest expense | $5,214,000 | 2,724 |
| Salaries and employee benefits | $2,651,000 | 2,809 |
| Premises and equipment expense | $832,000 | 2,531 |
| Additional noninterest expense | $1,731,000 | 2,557 |
| Pre-tax net operating income | $2,937,000 | 2,312 |
| Securities gains (losses) | $41,000 | 2,547 |
| Applicable income taxes | $1,203,000 | 1,803 |
| Income before extraordinary items | $1,775,000 | 2,831 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $1,775,000 | 2,833 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $123,000 | 3,715 |
| Cash dividends | $900,000 | 2,429 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $1,748,760 | 2,781 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $12,640,000 | 2,759 |
| Total interest expense | $7,414,000 | 2,287 |
| Net interest income | $5,226,000 | 3,340 |
| Provision for loan and lease losses | $290,000 | 2,935 |
| Total noninterest income | $950,000 | 3,247 |
| Gross Fiduciary activities income | $122,000 | 898 |
| Service charges on deposit accounts | $531,000 | 2,551 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $297,000 | 3,944 |
| Total noninterest expense | $5,251,000 | 2,585 |
| Salaries and employee benefits | $2,309,000 | 3,044 |
| Premises and equipment expense | $1,009,000 | 2,039 |
| Additional noninterest expense | $1,933,000 | 2,240 |
| Pre-tax net operating income | $635,000 | 6,460 |
| Securities gains (losses) | $0 | 1,956 |
| Applicable income taxes | $249,000 | 4,993 |
| Income before extraordinary items | $386,000 | 6,942 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $386,000 | 6,940 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $165,000 | 2,715 |
| Cash dividends | $925,000 | 2,424 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $386,000 | 6,946 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $11,343,000 | 2,846 |
| Total interest expense | $5,626,000 | 2,612 |
| Net interest income | $5,717,000 | 3,050 |
| Provision for loan and lease losses | $240,000 | 3,119 |
| Total noninterest income | $1,082,000 | 2,916 |
| Gross Fiduciary activities income | $89,000 | 1,012 |
| Service charges on deposit accounts | $504,000 | 2,622 |
| Trading account gains and fees | $0 | 173 |
| Additional Noninterest Income | $489,000 | 2,989 |
| Total noninterest expense | $4,675,000 | 2,890 |
| Salaries and employee benefits | $2,304,000 | 3,026 |
| Premises and equipment expense | $619,000 | 3,167 |
| Additional noninterest expense | $1,752,000 | 2,479 |
| Pre-tax net operating income | $1,884,000 | 3,483 |
| Securities gains (losses) | $21,000 | 1,369 |
| Applicable income taxes | $723,000 | 2,845 |
| Income before extraordinary items | $1,182,000 | 3,919 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $1,182,000 | 3,920 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $186,000 | 2,502 |
| Cash dividends | $145,000 | 5,709 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $1,168,560 | 3,929 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $10,859,000 | 2,971 |
| Total interest expense | $5,698,000 | 2,653 |
| Net interest income | $5,161,000 | 3,287 |
| Provision for loan and lease losses | $278,000 | 2,796 |
| Total noninterest income | $1,586,000 | 2,171 |
| Gross Fiduciary activities income | $62,000 | 1,081 |
| Service charges on deposit accounts | $537,000 | 2,392 |
| Trading account gains and fees | $0 | 224 |
| Additional Noninterest Income | $987,000 | 1,873 |
| Total noninterest expense | $4,284,000 | 3,028 |
| Salaries and employee benefits | $2,165,000 | 3,094 |
| Premises and equipment expense | $494,000 | 3,747 |
| Additional noninterest expense | $1,625,000 | 2,577 |
| Pre-tax net operating income | $2,185,000 | 3,098 |
| Securities gains (losses) | $5,000 | 3,437 |
| Applicable income taxes | $821,000 | 2,684 |
| Income before extraordinary items | $1,369,000 | 3,512 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $1,369,000 | 3,512 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $236,000 | 2,189 |
| Cash dividends | $70,000 | 6,636 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $1,365,800 | 3,427 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $9,978,000 | 3,239 |
| Total interest expense | $5,080,000 | 2,940 |
| Net interest income | $4,898,000 | 3,556 |
| Provision for loan and lease losses | $170,000 | 3,857 |
| Total noninterest income | $1,213,000 | 2,615 |
| Gross Fiduciary activities income | $56,000 | 1,155 |
| Service charges on deposit accounts | $543,000 | 2,427 |
| Trading account gains and fees | $0 | 239 |
| Additional Noninterest Income | $614,000 | 2,437 |
| Total noninterest expense | $4,080,000 | 3,114 |
| Salaries and employee benefits | $1,970,000 | 3,352 |
| Premises and equipment expense | $496,000 | 3,732 |
| Additional noninterest expense | $1,614,000 | 2,544 |
| Pre-tax net operating income | $1,861,000 | 3,756 |
| Securities gains (losses) | $-27,000 | 10,475 |
| Applicable income taxes | $726,000 | 3,143 |
| Income before extraordinary items | $1,108,000 | 4,340 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $1,108,000 | 4,341 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $112,000 | 3,583 |
| Cash dividends | $547,000 | 3,291 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $1,125,280 | 4,221 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $8,862,000 | 3,665 |
| Total interest expense | $4,329,000 | 3,448 |
| Net interest income | $4,533,000 | 3,880 |
| Provision for loan and lease losses | $123,000 | 4,537 |
| Total noninterest income | $780,000 | 3,773 |
| Gross Fiduciary activities income | $51,000 | 1,232 |
| Service charges on deposit accounts | $511,000 | 2,668 |
| Trading account gains and fees | $0 | 262 |
| Additional Noninterest Income | $218,000 | 4,938 |
| Total noninterest expense | $3,809,000 | 3,490 |
| Salaries and employee benefits | $1,898,000 | 3,502 |
| Premises and equipment expense | $495,000 | 3,812 |
| Additional noninterest expense | $1,416,000 | 3,275 |
| Pre-tax net operating income | $1,381,000 | 4,624 |
| Securities gains (losses) | $5,000 | 2,986 |
| Applicable income taxes | $557,000 | 3,802 |
| Income before extraordinary items | $829,000 | 5,174 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $829,000 | 5,173 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $107,000 | 3,799 |
| Cash dividends | $758,000 | 2,599 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $825,800 | 5,126 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $8,432,000 | 3,835 |
| Total interest expense | $3,940,000 | 3,729 |
| Net interest income | $4,492,000 | 3,907 |
| Provision for loan and lease losses | $122,000 | 4,063 |
| Total noninterest income | $628,000 | 4,430 |
| Gross Fiduciary activities income | $47,000 | 1,294 |
| Service charges on deposit accounts | $522,000 | 2,595 |
| Trading account gains and fees | $0 | 522 |
| Additional Noninterest Income | $59,000 | 8,803 |
| Total noninterest expense | $3,584,000 | 3,655 |
| Salaries and employee benefits | $1,750,000 | 3,734 |
| Premises and equipment expense | $497,000 | 3,781 |
| Additional noninterest expense | $1,337,000 | 3,405 |
| Pre-tax net operating income | $1,414,000 | 4,654 |
| Securities gains (losses) | $-86,000 | 11,426 |
| Applicable income taxes | $556,000 | 3,864 |
| Income before extraordinary items | $772,000 | 5,585 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $772,000 | 5,584 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $134,000 | 3,162 |
| Cash dividends | $567,000 | 3,065 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $827,040 | 5,296 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $7,841,000 | 3,821 |
| Total interest expense | $3,180,000 | 3,757 |
| Net interest income | $4,661,000 | 3,800 |
| Provision for loan and lease losses | $955,000 | 959 |
| Total noninterest income | $796,000 | 3,742 |
| Gross Fiduciary activities income | $36,000 | 1,361 |
| Service charges on deposit accounts | $550,000 | 2,476 |
| Trading account gains and fees | $0 | 475 |
| Additional Noninterest Income | $210,000 | 5,108 |
| Total noninterest expense | $3,577,000 | 3,774 |
| Salaries and employee benefits | $1,658,000 | 3,916 |
| Premises and equipment expense | $522,000 | 3,665 |
| Additional noninterest expense | $1,397,000 | 3,535 |
| Pre-tax net operating income | $925,000 | 6,276 |
| Securities gains (losses) | $11,000 | 2,158 |
| Applicable income taxes | $403,000 | 4,732 |
| Income before extraordinary items | $533,000 | 7,053 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $533,000 | 7,065 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,097,000 | 819 |
| Cash dividends | $405,000 | 3,666 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $525,960 | 7,150 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $7,257,000 | 4,178 |
| Total interest expense | $3,320,000 | 3,768 |
| Net interest income | $3,937,000 | 4,474 |
| Provision for loan and lease losses | $280,000 | 3,154 |
| Total noninterest income | $1,165,000 | 2,969 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $554,000 | 2,496 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $611,000 | 2,858 |
| Total noninterest expense | $3,326,000 | 4,107 |
| Salaries and employee benefits | $1,534,000 | 4,187 |
| Premises and equipment expense | $455,000 | 4,216 |
| Additional noninterest expense | $1,337,000 | 3,847 |
| Pre-tax net operating income | $1,496,000 | 4,331 |
| Securities gains (losses) | $109,000 | 2,375 |
| Applicable income taxes | $675,000 | 3,223 |
| Income before extraordinary items | $930,000 | 4,967 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $930,000 | 5,114 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $103,000 | 4,497 |
| Cash dividends | $979,000 | 1,815 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $860,240 | 5,048 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $7,477,000 | 4,563 |
| Total interest expense | $3,952,000 | 4,124 |
| Net interest income | $3,525,000 | 4,975 |
| Provision for loan and lease losses | $115,000 | 6,913 |
| Total noninterest income | $1,071,000 | 3,134 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $520,000 | 2,663 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $551,000 | 2,995 |
| Total noninterest expense | $3,172,000 | 4,298 |
| Salaries and employee benefits | $1,377,000 | 4,566 |
| Premises and equipment expense | $396,000 | 4,831 |
| Additional noninterest expense | $1,399,000 | 3,796 |
| Pre-tax net operating income | $1,309,000 | 4,582 |
| Securities gains (losses) | $350,000 | 1,397 |
| Applicable income taxes | $702,000 | 2,970 |
| Income before extraordinary items | $957,000 | 4,679 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $957,000 | 4,730 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $73,000 | 6,676 |
| Cash dividends | $485,000 | 2,888 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $733,000 | 5,388 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.