Home > American Midwest Bank > Net charge- offs to loans
American Midwest Bank, Net charge- offs to loans
| 2016-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0335% | 2,295 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0354% | 1,297 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 253 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 631 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 90 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1017% | 925 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 408 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1338% | 765 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,202 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 2,488 |
| Percentage Net Loans Charged-off: Credit card loans | -3.8993% | 1,151 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1053% | 2,100 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.3661% | 468 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 21 |
| 2015-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0029% | 4,365 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 3,320 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 805 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,647 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 287 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 3,071 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 945 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,931 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 2,465 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0339% | 3,595 |
| Percentage Net Loans Charged-off: Credit card loans | 0.9775% | 527 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0087% | 3,571 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0366% | 1,237 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 43 |
| 2015-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4459% | 573 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1281% | 1,251 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 691 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,413 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 241 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3669% | 530 |
| Percentage Net Loans Charged-off: Home equity loans | 0.5883% | 226 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3028% | 665 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.1663% | 246 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5832% | 1,299 |
| Percentage Net Loans Charged-off: Credit card loans | 0.8727% | 487 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.5755% | 1,209 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,309 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 33 |
| 2015-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1252% | 1,754 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1139% | 1,298 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 555 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,187 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 188 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3287% | 641 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0188% | 4,225 |
| All other 1-4 family - Percent of loans charged-off, net | 0.4281% | 492 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0622% | 1,508 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4310% | 1,509 |
| Percentage Net Loans Charged-off: Credit card loans | 1.3613% | 363 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4068% | 1,464 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,136 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 28 |
| 2015-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2210% | 1,059 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2018% | 774 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 369 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 786 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 126 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.5920% | 340 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0193% | 4,272 |
| All other 1-4 family - Percent of loans charged-off, net | 0.7649% | 254 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1320% | 865 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7115% | 1,001 |
| Percentage Net Loans Charged-off: Credit card loans | 2.8444% | 194 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.6582% | 965 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 911 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 23 |
| 2014-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3718% | 1,163 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.4317% | 710 |
| Percentage Net Loans Charged-off:Construction & development | 7.2838% | 69 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0742% | 1,683 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 420 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.5358% | 605 |
| Percentage Net Loans Charged-off: Home equity loans | 1.2002% | 176 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3454% | 993 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0414% | 2,494 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4589% | 1,909 |
| Percentage Net Loans Charged-off: Credit card loans | -0.2428% | 1,214 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4716% | 1,730 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,537 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 54 |
| 2014-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4947% | 787 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.5806% | 476 |
| Percentage Net Loans Charged-off:Construction & development | 9.5442% | 53 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1004% | 1,317 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 357 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.7284% | 408 |
| Percentage Net Loans Charged-off: Home equity loans | 1.6179% | 133 |
| All other 1-4 family - Percent of loans charged-off, net | 0.4714% | 658 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0558% | 2,071 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5327% | 1,589 |
| Percentage Net Loans Charged-off: Credit card loans | -0.3376% | 1,217 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.5479% | 1,424 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,395 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 48 |
| 2014-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5583% | 731 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.6946% | 412 |
| Percentage Net Loans Charged-off:Construction & development | 13.5675% | 36 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1545% | 1,010 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 280 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.5438% | 639 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0297% | 4,491 |
| All other 1-4 family - Percent of loans charged-off, net | 0.7120% | 459 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 2,007 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2696% | 2,126 |
| Percentage Net Loans Charged-off: Credit card loans | -0.5338% | 1,223 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2830% | 1,947 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,222 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 34 |
| 2014-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2718% | 1,258 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3111% | 884 |
| Percentage Net Loans Charged-off:Construction & development | 7.8376% | 71 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,059 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 176 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0540% | 1,835 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0199% | 4,475 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0756% | 1,609 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,326 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4538% | 1,557 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 507 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4609% | 1,424 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 938 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 28 |
| 2013-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3279% | 2,035 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.4107% | 1,366 |
| Percentage Net Loans Charged-off:Construction & development | 1.0426% | 808 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1465% | 1,905 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.5603% | 352 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.7249% | 745 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2553% | 960 |
| All other 1-4 family - Percent of loans charged-off, net | 0.8692% | 596 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1092% | 5,666 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4112% | 2,322 |
| Percentage Net Loans Charged-off: Credit card loans | 1.7371% | 400 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3904% | 2,274 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.1519% | 5,864 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 77 |
| 2013-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3847% | 1,666 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.4871% | 1,105 |
| Percentage Net Loans Charged-off:Construction & development | 0.2906% | 1,106 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1977% | 1,525 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.7391% | 270 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.9242% | 537 |
| Percentage Net Loans Charged-off: Home equity loans | 0.3510% | 779 |
| All other 1-4 family - Percent of loans charged-off, net | 1.1015% | 427 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1446% | 5,800 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4696% | 1,934 |
| Percentage Net Loans Charged-off: Credit card loans | 2.3022% | 309 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4403% | 1,862 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.2159% | 5,966 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 67 |
| 2013-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3945% | 1,636 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.5134% | 1,082 |
| Percentage Net Loans Charged-off:Construction & development | 0.4296% | 917 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1868% | 1,357 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 425 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.1565% | 441 |
| Percentage Net Loans Charged-off: Home equity loans | 0.4442% | 643 |
| All other 1-4 family - Percent of loans charged-off, net | 1.3818% | 367 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.3616% | 6,153 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7604% | 1,316 |
| Percentage Net Loans Charged-off: Credit card loans | 3.3898% | 201 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.7171% | 1,250 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0429% | 5,720 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 58 |
| 2013-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5133% | 1,175 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.5806% | 895 |
| Percentage Net Loans Charged-off:Construction & development | 1.2116% | 524 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3805% | 780 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 295 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.9880% | 536 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0182% | 4,676 |
| All other 1-4 family - Percent of loans charged-off, net | 1.3249% | 392 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,678 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9694% | 1,033 |
| Percentage Net Loans Charged-off: Credit card loans | 7.6818% | 67 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.8534% | 1,025 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0938% | 5,876 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 43 |
| 2012-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.1165% | 938 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.2974% | 684 |
| Percentage Net Loans Charged-off:Construction & development | 4.4301% | 625 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.8133% | 1,091 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 851 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.7437% | 433 |
| Percentage Net Loans Charged-off: Home equity loans | 1.7069% | 380 |
| All other 1-4 family - Percent of loans charged-off, net | 1.7567% | 450 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2781% | 2,574 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7639% | 1,736 |
| Percentage Net Loans Charged-off: Credit card loans | 1.5915% | 519 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.7490% | 1,627 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.5737% | 721 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 125 |
| 2012-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.9505% | 1,128 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.1110% | 846 |
| Percentage Net Loans Charged-off:Construction & development | 4.3264% | 612 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.6810% | 1,136 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 745 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.3424% | 612 |
| Percentage Net Loans Charged-off: Home equity loans | 1.4271% | 441 |
| All other 1-4 family - Percent of loans charged-off, net | 1.3121% | 650 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2408% | 2,380 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6954% | 1,722 |
| Percentage Net Loans Charged-off: Credit card loans | -2.4408% | 1,366 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.7528% | 1,480 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0933% | 6,142 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 111 |
| 2012-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.0867% | 1,003 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.2551% | 758 |
| Percentage Net Loans Charged-off:Construction & development | 4.2045% | 591 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.7505% | 984 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 593 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.5959% | 518 |
| Percentage Net Loans Charged-off: Home equity loans | 2.1056% | 280 |
| All other 1-4 family - Percent of loans charged-off, net | 1.4045% | 598 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3638% | 1,928 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8308% | 1,459 |
| Percentage Net Loans Charged-off: Credit card loans | -5.7945% | 1,362 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.9531% | 1,170 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.1621% | 6,221 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 96 |
| 2012-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.9108% | 1,127 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.1338% | 825 |
| Percentage Net Loans Charged-off:Construction & development | 2.0367% | 740 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.1546% | 603 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 388 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.8566% | 985 |
| Percentage Net Loans Charged-off: Home equity loans | 2.9670% | 196 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0479% | 2,612 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 2,038 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2886% | 2,271 |
| Percentage Net Loans Charged-off: Credit card loans | -11.4434% | 1,360 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.5098% | 1,644 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.1915% | 6,234 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 67 |
| 2011-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 5.6162% | 60 |
| Percentage Net Loans Charged-off: Total real estate loans | 6.7757% | 42 |
| Percentage Net Loans Charged-off:Construction & development | 111.4331% | 8 |
| Percentage Net Loans Charged-off: Commercial real estate | 3.3720% | 254 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 1,014 |
| Percentage Net Loans Charged-off: 1-4 family residential | 3.7533% | 206 |
| Percentage Net Loans Charged-off: Home equity loans | 3.5642% | 233 |
| All other 1-4 family - Percent of loans charged-off, net | 3.8268% | 225 |
| Percentage Net Loans Charged-off: Commercial and industrial | 3.6309% | 643 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8669% | 1,883 |
| Percentage Net Loans Charged-off: Credit card loans | 60.5670% | 7 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.6012% | 2,218 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.1540% | 6,247 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 114 |
| 2011-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.0115% | 1,591 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.8379% | 1,714 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 2,635 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2842% | 2,120 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 856 |
| Percentage Net Loans Charged-off: 1-4 family residential | 2.4708% | 381 |
| Percentage Net Loans Charged-off: Home equity loans | 4.7043% | 167 |
| All other 1-4 family - Percent of loans charged-off, net | 1.5744% | 709 |
| Percentage Net Loans Charged-off: Commercial and industrial | 3.4604% | 628 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3971% | 2,909 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3850% | 2,640 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,562 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.4069% | 1,078 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.1486% | 1,233 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 2,304 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.4283% | 1,603 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 678 |
| Percentage Net Loans Charged-off: 1-4 family residential | 3.4128% | 270 |
| Percentage Net Loans Charged-off: Home equity loans | 6.9385% | 116 |
| All other 1-4 family - Percent of loans charged-off, net | 1.9030% | 584 |
| Percentage Net Loans Charged-off: Commercial and industrial | 5.1103% | 388 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3837% | 2,750 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3695% | 2,501 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,354 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.5699% | 865 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.7799% | 1,435 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,696 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3419% | 1,266 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 440 |
| Percentage Net Loans Charged-off: 1-4 family residential | 2.2416% | 450 |
| Percentage Net Loans Charged-off: Home equity loans | 5.6640% | 142 |
| All other 1-4 family - Percent of loans charged-off, net | 0.7514% | 1,139 |
| Percentage Net Loans Charged-off: Commercial and industrial | 9.4396% | 176 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3420% | 2,484 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3308% | 2,166 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,005 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4149% | 3,963 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2934% | 3,761 |
| Percentage Net Loans Charged-off:Construction & development | 1.9100% | 2,085 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1553% | 2,980 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 1,098 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.5730% | 2,093 |
| Percentage Net Loans Charged-off: Home equity loans | 0.8896% | 947 |
| All other 1-4 family - Percent of loans charged-off, net | 0.4239% | 2,443 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.3453% | 2,159 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6221% | 3,044 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,993 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1088% | 5,446 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1028% | 4,502 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 3,073 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 3,182 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 888 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3776% | 2,453 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0273% | 5,537 |
| All other 1-4 family - Percent of loans charged-off, net | 0.5735% | 1,857 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0341% | 6,634 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2594% | 3,967 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,786 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0357% | 5,854 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0036% | 7,260 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 2,687 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 2,645 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 710 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0136% | 7,291 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0411% | 5,559 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 3,888 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0329% | 6,572 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3167% | 3,484 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,540 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0055% | 6,821 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 4,095 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 2,022 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,882 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 457 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 3,124 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 974 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,950 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0947% | 6,796 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0213% | 3,874 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,171 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.9114% | 2,568 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.0319% | 1,876 |
| Percentage Net Loans Charged-off:Construction & development | 8.4656% | 735 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0739% | 2,996 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 922 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3195% | 2,680 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1672% | 1,653 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3992% | 2,288 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.7314% | 3,276 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6192% | 3,717 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 2,150 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 184 |
| 2009-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3411% | 3,931 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2659% | 3,258 |
| Percentage Net Loans Charged-off:Construction & development | 0.9734% | 2,176 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1012% | 2,303 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 708 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4332% | 1,969 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2237% | 1,322 |
| All other 1-4 family - Percent of loans charged-off, net | 0.5451% | 1,621 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.7504% | 2,704 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5795% | 3,479 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,898 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 155 |
| 2009-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2847% | 3,767 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1290% | 3,574 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 2,667 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1491% | 1,668 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 531 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3061% | 2,062 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,287 |
| All other 1-4 family - Percent of loans charged-off, net | 0.4707% | 1,540 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.1865% | 1,818 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5937% | 3,233 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,633 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 118 |
| 2009-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1088% | 4,104 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1125% | 2,816 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,865 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2948% | 835 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 309 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,745 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 827 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,521 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1825% | 7,424 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3562% | 3,294 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,234 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 81 |
| 2008-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4665% | 2,498 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.5265% | 1,630 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 2,850 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.3929% | 367 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 546 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 4,222 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,398 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 3,963 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1372% | 3,826 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5157% | 3,661 |
| Percentage Net Loans Charged-off: Credit card loans | 6.3817% | 189 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,901 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 112 |
| 2008-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0901% | 4,597 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 4,589 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 2,246 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,766 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 377 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 3,509 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,108 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 3,263 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2186% | 2,778 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5366% | 3,123 |
| Percentage Net Loans Charged-off: Credit card loans | 6.4909% | 151 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,634 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 90 |
| 2008-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1111% | 3,674 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 3,788 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,702 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,334 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 250 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,841 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 889 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,615 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3437% | 1,941 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5997% | 2,575 |
| Percentage Net Loans Charged-off: Credit card loans | 6.4574% | 156 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,409 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 70 |
| 2008-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1137% | 2,845 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 2,687 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,119 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 813 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 134 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,939 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 563 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,774 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.8409% | 907 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2699% | 3,115 |
| Percentage Net Loans Charged-off: Credit card loans | 1.4414% | 586 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,048 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 39 |
| 2007-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0013% | 7,599 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 4,242 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,563 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,679 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 289 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 3,352 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 938 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 3,111 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0772% | 7,430 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0481% | 5,470 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0967% | 1,211 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,751 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 73 |
| 2007-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0069% | 7,494 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 3,385 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,085 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,176 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 199 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,699 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 720 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,489 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1435% | 7,523 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0578% | 4,930 |
| Percentage Net Loans Charged-off: Credit card loans | 0.2643% | 1,069 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,521 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 52 |
| 2007-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0026% | 7,028 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 2,712 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 770 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 881 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 143 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,135 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 541 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,964 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1356% | 7,488 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0873% | 4,257 |
| Percentage Net Loans Charged-off: Credit card loans | 0.3971% | 915 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,336 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0182% | 3,802 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 1,851 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 444 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 529 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 76 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,473 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 371 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,345 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1211% | 7,437 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2352% | 2,970 |
| Percentage Net Loans Charged-off: Credit card loans | 0.4024% | 759 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 964 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0560% | 4,238 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0461% | 2,047 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 832 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,308 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 200 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2183% | 765 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 709 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3063% | 549 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0346% | 3,411 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1375% | 4,847 |
| Percentage Net Loans Charged-off: Credit card loans | 0.8138% | 979 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,606 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0592% | 3,538 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0619% | 1,449 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 620 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,012 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 150 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2935% | 470 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 550 |
| All other 1-4 family - Percent of loans charged-off, net | 0.4105% | 341 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0190% | 6,888 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1117% | 4,575 |
| Percentage Net Loans Charged-off: Credit card loans | 1.2458% | 739 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,412 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0896% | 2,645 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0935% | 1,024 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 466 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 815 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4440% | 305 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 426 |
| All other 1-4 family - Percent of loans charged-off, net | 0.6204% | 214 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0294% | 6,899 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1694% | 3,845 |
| Percentage Net Loans Charged-off: Credit card loans | 1.6569% | 593 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,212 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1431% | 1,669 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1883% | 451 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 268 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 498 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 51 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.8975% | 125 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 311 |
| All other 1-4 family - Percent of loans charged-off, net | 1.2479% | 89 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0315% | 6,886 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0404% | 3,758 |
| Percentage Net Loans Charged-off: Credit card loans | 0.4111% | 797 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 911 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1741% | 2,576 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1916% | 711 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 694 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,340 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 187 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.7981% | 165 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 682 |
| All other 1-4 family - Percent of loans charged-off, net | 1.0825% | 122 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0377% | 3,777 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2115% | 5,011 |
| Percentage Net Loans Charged-off: Credit card loans | 2.6120% | 651 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,616 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1959% | 1,992 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2270% | 531 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 541 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,046 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 151 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.9100% | 139 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 562 |
| All other 1-4 family - Percent of loans charged-off, net | 1.2240% | 102 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0680% | 2,951 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1661% | 4,800 |
| Percentage Net Loans Charged-off: Credit card loans | 1.4781% | 894 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,405 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0684% | 3,474 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0779% | 1,204 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 425 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 810 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 111 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2985% | 481 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 450 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3984% | 384 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.2292% | 7,741 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2509% | 3,916 |
| Percentage Net Loans Charged-off: Credit card loans | 1.6140% | 784 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,156 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0269% | 7,480 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0041% | 1,732 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 235 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 511 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 61 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0153% | 1,388 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 338 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0202% | 1,223 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.4839% | 8,040 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1482% | 3,783 |
| Percentage Net Loans Charged-off: Credit card loans | 3.3143% | 409 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 839 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3955% | 1,451 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0617% | 2,118 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 758 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,548 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 197 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2057% | 942 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 657 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2593% | 766 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.2740% | 641 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5654% | 3,519 |
| Percentage Net Loans Charged-off: Credit card loans | 2.3903% | 840 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,643 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3152% | 1,576 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0825% | 1,516 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 604 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,213 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 155 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2699% | 626 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 554 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3363% | 525 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.2860% | 925 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7045% | 2,654 |
| Percentage Net Loans Charged-off: Credit card loans | 2.9502% | 658 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,414 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3731% | 1,262 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1278% | 1,092 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 464 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 953 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 116 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4022% | 418 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 431 |
| All other 1-4 family - Percent of loans charged-off, net | 0.4918% | 350 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.2480% | 871 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9037% | 2,073 |
| Percentage Net Loans Charged-off: Credit card loans | 3.5024% | 548 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,207 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.6857% | 670 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3395% | 413 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 286 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 553 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 70 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.0365% | 149 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 291 |
| All other 1-4 family - Percent of loans charged-off, net | 1.2539% | 125 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.8571% | 376 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7276% | 2,344 |
| Percentage Net Loans Charged-off: Credit card loans | 7.7586% | 208 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 887 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2147% | 3,239 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0570% | 2,402 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 836 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,593 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 186 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0896% | 1,856 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 639 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0947% | 1,775 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.9653% | 1,721 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4953% | 4,274 |
| Percentage Net Loans Charged-off: Credit card loans | 3.3430% | 766 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,856 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1033% | 4,233 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0691% | 1,872 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 663 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,273 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 138 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1010% | 1,463 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 519 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1059% | 1,404 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0120% | 4,101 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4895% | 3,878 |
| Percentage Net Loans Charged-off: Credit card loans | 1.9643% | 1,142 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,617 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1020% | 3,941 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0694% | 1,633 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 523 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 978 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0947% | 1,314 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 421 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0983% | 1,268 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 3,532 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5197% | 3,492 |
| Percentage Net Loans Charged-off: Credit card loans | 1.3641% | 1,235 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,407 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1376% | 2,898 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0952% | 1,103 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 326 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 618 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 56 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1248% | 929 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 277 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1288% | 880 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0216% | 7,346 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7453% | 2,495 |
| Percentage Net Loans Charged-off: Credit card loans | 2.7350% | 779 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 993 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2002-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4894% | 1,696 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0300% | 3,003 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 875 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,573 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 189 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0360% | 2,541 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 614 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0370% | 2,435 |
| Percentage Net Loans Charged-off: Commercial and industrial | 6.2843% | 263 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3473% | 5,113 |
| Percentage Net Loans Charged-off: Credit card loans | 0.7903% | 1,731 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,956 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2001-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0880% | 5,313 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0041% | 8,411 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 831 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,436 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 192 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0054% | 8,614 |
| Percentage Net Loans Charged-off: Home equity loans | -0.1190% | 6,028 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 3,123 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3531% | 3,092 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2878% | 5,386 |
| Percentage Net Loans Charged-off: Credit card loans | 1.4573% | 1,497 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,876 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2000-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1689% | 3,559 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1999-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2081% | 3,120 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1998-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2936% | 2,514 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1997-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1436% | 4,648 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1996-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1464% | 4,888 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1995-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1911% | 4,005 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1994-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.5967% | 368 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1993-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1608% | 5,978 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1992-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1184% | 8,542 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |