Home > American Marine Bank > Income and Expense
American Marine Bank, Income and Expense
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $18,382,000 | 1,843 |
| Total interest expense | $6,207,000 | 1,876 |
| Net interest income | $12,175,000 | 1,820 |
| Provision for loan and lease losses | $30,809,000 | 366 |
| Total noninterest income | $1,209,000 | 2,972 |
| Gross Fiduciary activities income | $962,000 | 393 |
| Service charges on deposit accounts | $884,000 | 1,880 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $-637,000 | 7,831 |
| Total noninterest expense | $15,708,000 | 1,316 |
| Salaries and employee benefits | $6,994,000 | 1,447 |
| Premises and equipment expense | $2,457,000 | 1,115 |
| Additional noninterest expense | $6,257,000 | 1,228 |
| Pre-tax net operating income | $-33,133,000 | 7,811 |
| Securities gains (losses) | $1,335,000 | 388 |
| Applicable income taxes | $-1,300,000 | 7,375 |
| Income before extraordinary items | $-30,498,000 | 7,818 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $-30,498,000 | 7,818 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $-30,498,000 | 7,818 |
| Net charge-offs | $23,491,000 | 358 |
| Cash dividends | $58,000 | 4,370 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,342 |
| Net operating income | $-31,779,600 | 7,825 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $14,138,000 | 1,841 |
| Total interest expense | $5,000,000 | 1,826 |
| Net interest income | $9,138,000 | 1,823 |
| Provision for loan and lease losses | $30,809,000 | 282 |
| Total noninterest income | $1,175,000 | 2,538 |
| Gross Fiduciary activities income | $744,000 | 390 |
| Service charges on deposit accounts | $666,000 | 1,880 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $-235,000 | 7,886 |
| Total noninterest expense | $11,760,000 | 1,304 |
| Salaries and employee benefits | $5,388,000 | 1,422 |
| Premises and equipment expense | $1,838,000 | 1,124 |
| Additional noninterest expense | $4,534,000 | 1,239 |
| Pre-tax net operating income | $-32,256,000 | 7,936 |
| Securities gains (losses) | $1,292,000 | 304 |
| Applicable income taxes | $-101,000 | 6,943 |
| Income before extraordinary items | $-30,863,000 | 7,952 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $-30,863,000 | 7,951 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $-30,863,000 | 7,951 |
| Net charge-offs | $22,649,000 | 273 |
| Cash dividends | $229,000 | 2,939 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $-32,155,000 | 7,954 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $9,585,000 | 1,839 |
| Total interest expense | $3,497,000 | 1,842 |
| Net interest income | $6,088,000 | 1,825 |
| Provision for loan and lease losses | $18,980,000 | 309 |
| Total noninterest income | $247,000 | 4,826 |
| Gross Fiduciary activities income | $497,000 | 388 |
| Service charges on deposit accounts | $439,000 | 1,874 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $-689,000 | 8,103 |
| Total noninterest expense | $7,627,000 | 1,363 |
| Salaries and employee benefits | $3,686,000 | 1,413 |
| Premises and equipment expense | $1,221,000 | 1,151 |
| Additional noninterest expense | $2,720,000 | 1,371 |
| Pre-tax net operating income | $-20,272,000 | 8,020 |
| Securities gains (losses) | $227,000 | 939 |
| Applicable income taxes | $-67,000 | 7,062 |
| Income before extraordinary items | $-19,978,000 | 8,034 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-19,978,000 | 8,034 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $-19,978,000 | 8,034 |
| Net charge-offs | $13,745,000 | 305 |
| Cash dividends | $79,000 | 3,443 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $-20,205,000 | 8,032 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $4,970,000 | 1,802 |
| Total interest expense | $1,817,000 | 1,835 |
| Net interest income | $3,153,000 | 1,756 |
| Provision for loan and lease losses | $18,980,000 | 165 |
| Total noninterest income | $-652,000 | 8,207 |
| Gross Fiduciary activities income | $263,000 | 377 |
| Service charges on deposit accounts | $201,000 | 1,955 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $-1,116,000 | 8,220 |
| Total noninterest expense | $3,657,000 | 1,371 |
| Salaries and employee benefits | $1,810,000 | 1,448 |
| Premises and equipment expense | $620,000 | 1,159 |
| Additional noninterest expense | $1,227,000 | 1,335 |
| Pre-tax net operating income | $-20,136,000 | 8,148 |
| Securities gains (losses) | $227,000 | 614 |
| Applicable income taxes | $-33,000 | 7,347 |
| Income before extraordinary items | $-19,876,000 | 8,156 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $-19,876,000 | 8,156 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $-19,876,000 | 8,156 |
| Net charge-offs | $13,687,000 | 166 |
| Cash dividends | $79,000 | 2,425 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $-20,103,000 | 8,156 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $24,300,000 | 1,599 |
| Total interest expense | $9,217,000 | 1,750 |
| Net interest income | $15,083,000 | 1,486 |
| Provision for loan and lease losses | $2,239,000 | 1,682 |
| Total noninterest income | $2,272,000 | 1,948 |
| Gross Fiduciary activities income | $1,265,000 | 356 |
| Service charges on deposit accounts | $885,000 | 1,948 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $122,000 | 5,654 |
| Total noninterest expense | $14,757,000 | 1,319 |
| Salaries and employee benefits | $7,755,000 | 1,302 |
| Premises and equipment expense | $2,536,000 | 1,103 |
| Additional noninterest expense | $4,466,000 | 1,388 |
| Pre-tax net operating income | $359,000 | 5,252 |
| Securities gains (losses) | $227,000 | 663 |
| Applicable income taxes | $-365,000 | 7,385 |
| Income before extraordinary items | $951,000 | 3,378 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $951,000 | 3,378 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,225,000 | 1,210 |
| Cash dividends | $1,354,000 | 1,866 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $724,000 | 4,021 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $18,791,000 | 1,585 |
| Total interest expense | $7,124,000 | 1,776 |
| Net interest income | $11,667,000 | 1,453 |
| Provision for loan and lease losses | $1,839,000 | 1,250 |
| Total noninterest income | $2,846,000 | 1,355 |
| Gross Fiduciary activities income | $1,010,000 | 348 |
| Service charges on deposit accounts | $667,000 | 1,945 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $1,169,000 | 1,632 |
| Total noninterest expense | $11,276,000 | 1,277 |
| Salaries and employee benefits | $6,041,000 | 1,270 |
| Premises and equipment expense | $1,901,000 | 1,098 |
| Additional noninterest expense | $3,334,000 | 1,348 |
| Pre-tax net operating income | $1,398,000 | 2,989 |
| Securities gains (losses) | $166,000 | 699 |
| Applicable income taxes | $235,000 | 2,743 |
| Income before extraordinary items | $1,329,000 | 2,561 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $1,329,000 | 2,558 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,790,000 | 892 |
| Cash dividends | $1,003,000 | 1,785 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $1,187,900 | 2,920 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $12,832,000 | 1,577 |
| Total interest expense | $4,954,000 | 1,785 |
| Net interest income | $7,878,000 | 1,421 |
| Provision for loan and lease losses | $1,036,000 | 1,195 |
| Total noninterest income | $1,873,000 | 1,394 |
| Gross Fiduciary activities income | $686,000 | 351 |
| Service charges on deposit accounts | $438,000 | 1,945 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $749,000 | 1,707 |
| Total noninterest expense | $7,534,000 | 1,278 |
| Salaries and employee benefits | $4,048,000 | 1,283 |
| Premises and equipment expense | $1,252,000 | 1,106 |
| Additional noninterest expense | $2,234,000 | 1,329 |
| Pre-tax net operating income | $1,181,000 | 2,615 |
| Securities gains (losses) | $86,000 | 1,077 |
| Applicable income taxes | $194,000 | 2,718 |
| Income before extraordinary items | $1,073,000 | 2,427 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,073,000 | 2,427 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,105,000 | 803 |
| Cash dividends | $528,000 | 2,199 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $999,900 | 2,529 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $6,628,000 | 1,568 |
| Total interest expense | $2,623,000 | 1,800 |
| Net interest income | $4,005,000 | 1,391 |
| Provision for loan and lease losses | $400,000 | 1,144 |
| Total noninterest income | $879,000 | 1,470 |
| Gross Fiduciary activities income | $303,000 | 377 |
| Service charges on deposit accounts | $215,000 | 1,956 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $361,000 | 1,738 |
| Total noninterest expense | $3,931,000 | 1,232 |
| Salaries and employee benefits | $2,141,000 | 1,205 |
| Premises and equipment expense | $643,000 | 1,079 |
| Additional noninterest expense | $1,147,000 | 1,252 |
| Pre-tax net operating income | $553,000 | 2,873 |
| Securities gains (losses) | $11,000 | 1,937 |
| Applicable income taxes | $86,000 | 2,970 |
| Income before extraordinary items | $478,000 | 2,797 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $478,000 | 2,799 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $26,000 | 3,100 |
| Cash dividends | $160,000 | 2,528 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $468,650 | 2,770 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $26,392,000 | 1,636 |
| Total interest expense | $10,235,000 | 1,919 |
| Net interest income | $16,157,000 | 1,389 |
| Provision for loan and lease losses | $774,000 | 1,710 |
| Total noninterest income | $3,673,000 | 1,394 |
| Gross Fiduciary activities income | $1,382,000 | 347 |
| Service charges on deposit accounts | $905,000 | 1,917 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $1,386,000 | 1,769 |
| Total noninterest expense | $15,213,000 | 1,227 |
| Salaries and employee benefits | $8,203,000 | 1,215 |
| Premises and equipment expense | $3,082,000 | 859 |
| Additional noninterest expense | $3,928,000 | 1,410 |
| Pre-tax net operating income | $3,843,000 | 2,047 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $776,000 | 2,178 |
| Income before extraordinary items | $3,067,000 | 2,007 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $3,067,000 | 2,006 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $82,000 | 4,033 |
| Cash dividends | $3,171,000 | 1,139 |
| Sale, conversion, retirement of capital stock, net | $-76,000 | 8,442 |
| Net operating income | $3,067,000 | 1,991 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $19,598,000 | 1,651 |
| Total interest expense | $7,435,000 | 1,965 |
| Net interest income | $12,163,000 | 1,387 |
| Provision for loan and lease losses | $400,000 | 1,861 |
| Total noninterest income | $2,667,000 | 1,441 |
| Gross Fiduciary activities income | $975,000 | 355 |
| Service charges on deposit accounts | $665,000 | 1,943 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $1,027,000 | 1,799 |
| Total noninterest expense | $11,649,000 | 1,196 |
| Salaries and employee benefits | $6,216,000 | 1,201 |
| Premises and equipment expense | $2,375,000 | 830 |
| Additional noninterest expense | $3,058,000 | 1,331 |
| Pre-tax net operating income | $2,781,000 | 2,246 |
| Securities gains (losses) | $0 | 1,655 |
| Applicable income taxes | $575,000 | 2,352 |
| Income before extraordinary items | $2,206,000 | 2,191 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $2,206,000 | 2,189 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $87,000 | 3,004 |
| Cash dividends | $2,463,000 | 1,037 |
| Sale, conversion, retirement of capital stock, net | $-76,000 | 8,483 |
| Net operating income | $2,206,000 | 2,179 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $12,985,000 | 1,670 |
| Total interest expense | $4,834,000 | 2,005 |
| Net interest income | $8,151,000 | 1,404 |
| Provision for loan and lease losses | $240,000 | 1,865 |
| Total noninterest income | $1,781,000 | 1,452 |
| Gross Fiduciary activities income | $646,000 | 360 |
| Service charges on deposit accounts | $442,000 | 1,946 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $693,000 | 1,793 |
| Total noninterest expense | $7,827,000 | 1,210 |
| Salaries and employee benefits | $4,153,000 | 1,223 |
| Premises and equipment expense | $1,549,000 | 863 |
| Additional noninterest expense | $2,125,000 | 1,300 |
| Pre-tax net operating income | $1,865,000 | 2,281 |
| Securities gains (losses) | $0 | 1,444 |
| Applicable income taxes | $407,000 | 2,359 |
| Income before extraordinary items | $1,458,000 | 2,255 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $1,458,000 | 2,254 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $58,000 | 2,673 |
| Cash dividends | $1,888,000 | 948 |
| Sale, conversion, retirement of capital stock, net | $-39,000 | 8,542 |
| Net operating income | $1,458,000 | 2,238 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $6,437,000 | 1,675 |
| Total interest expense | $2,374,000 | 2,022 |
| Net interest income | $4,063,000 | 1,403 |
| Provision for loan and lease losses | $160,000 | 1,363 |
| Total noninterest income | $867,000 | 1,454 |
| Gross Fiduciary activities income | $308,000 | 374 |
| Service charges on deposit accounts | $217,000 | 1,931 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $342,000 | 1,783 |
| Total noninterest expense | $3,982,000 | 1,177 |
| Salaries and employee benefits | $2,085,000 | 1,231 |
| Premises and equipment expense | $764,000 | 881 |
| Additional noninterest expense | $1,133,000 | 1,201 |
| Pre-tax net operating income | $788,000 | 2,580 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $179,000 | 2,548 |
| Income before extraordinary items | $609,000 | 2,600 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $609,000 | 2,602 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $55,000 | 1,654 |
| Cash dividends | $792,000 | 990 |
| Sale, conversion, retirement of capital stock, net | $-20,000 | 8,591 |
| Net operating income | $609,000 | 2,578 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $24,130,000 | 1,672 |
| Total interest expense | $8,027,000 | 2,037 |
| Net interest income | $16,103,000 | 1,411 |
| Provision for loan and lease losses | $874,000 | 1,182 |
| Total noninterest income | $3,762,000 | 1,349 |
| Gross Fiduciary activities income | $1,230,000 | 349 |
| Service charges on deposit accounts | $946,000 | 1,834 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $1,586,000 | 1,606 |
| Total noninterest expense | $15,009,000 | 1,203 |
| Salaries and employee benefits | $8,238,000 | 1,184 |
| Premises and equipment expense | $2,647,000 | 945 |
| Additional noninterest expense | $4,124,000 | 1,292 |
| Pre-tax net operating income | $3,982,000 | 2,270 |
| Securities gains (losses) | $0 | 1,687 |
| Applicable income taxes | $832,000 | 2,421 |
| Income before extraordinary items | $3,150,000 | 2,191 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $3,150,000 | 2,191 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,133,000 | 621 |
| Cash dividends | $2,244,000 | 1,397 |
| Sale, conversion, retirement of capital stock, net | $-82,000 | 8,596 |
| Net operating income | $3,150,000 | 2,183 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $17,621,000 | 1,706 |
| Total interest expense | $5,615,000 | 2,107 |
| Net interest income | $12,006,000 | 1,438 |
| Provision for loan and lease losses | $634,000 | 1,150 |
| Total noninterest income | $2,623,000 | 1,447 |
| Gross Fiduciary activities income | $924,000 | 354 |
| Service charges on deposit accounts | $722,000 | 1,811 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $977,000 | 1,853 |
| Total noninterest expense | $11,281,000 | 1,213 |
| Salaries and employee benefits | $6,135,000 | 1,206 |
| Premises and equipment expense | $1,975,000 | 960 |
| Additional noninterest expense | $3,171,000 | 1,264 |
| Pre-tax net operating income | $2,714,000 | 2,493 |
| Securities gains (losses) | $0 | 1,388 |
| Applicable income taxes | $572,000 | 2,668 |
| Income before extraordinary items | $2,142,000 | 2,436 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $2,142,000 | 2,437 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $107,000 | 2,245 |
| Cash dividends | $1,725,000 | 1,296 |
| Sale, conversion, retirement of capital stock, net | $-62,000 | 8,678 |
| Net operating income | $2,142,000 | 2,425 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $11,320,000 | 1,733 |
| Total interest expense | $3,516,000 | 2,122 |
| Net interest income | $7,804,000 | 1,479 |
| Provision for loan and lease losses | $372,000 | 1,237 |
| Total noninterest income | $1,683,000 | 1,482 |
| Gross Fiduciary activities income | $636,000 | 354 |
| Service charges on deposit accounts | $479,000 | 1,806 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $568,000 | 2,034 |
| Total noninterest expense | $7,520,000 | 1,218 |
| Salaries and employee benefits | $4,035,000 | 1,227 |
| Premises and equipment expense | $1,297,000 | 973 |
| Additional noninterest expense | $2,188,000 | 1,234 |
| Pre-tax net operating income | $1,595,000 | 2,755 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $314,000 | 2,984 |
| Income before extraordinary items | $1,281,000 | 2,642 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $1,281,000 | 2,644 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $31,000 | 3,025 |
| Cash dividends | $1,456,000 | 1,068 |
| Sale, conversion, retirement of capital stock, net | $-42,000 | 8,720 |
| Net operating income | $1,281,000 | 2,630 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $5,434,000 | 1,764 |
| Total interest expense | $1,657,000 | 2,155 |
| Net interest income | $3,777,000 | 1,516 |
| Provision for loan and lease losses | $151,000 | 1,416 |
| Total noninterest income | $802,000 | 1,508 |
| Gross Fiduciary activities income | $316,000 | 355 |
| Service charges on deposit accounts | $234,000 | 1,791 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $252,000 | 2,180 |
| Total noninterest expense | $3,784,000 | 1,207 |
| Salaries and employee benefits | $2,051,000 | 1,210 |
| Premises and equipment expense | $690,000 | 917 |
| Additional noninterest expense | $1,043,000 | 1,273 |
| Pre-tax net operating income | $644,000 | 3,161 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $116,000 | 3,388 |
| Income before extraordinary items | $528,000 | 3,035 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $528,000 | 3,034 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $18,000 | 2,442 |
| Cash dividends | $225,000 | 2,263 |
| Sale, conversion, retirement of capital stock, net | $-21,000 | 8,732 |
| Net operating income | $528,000 | 3,013 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $21,353,000 | 1,576 |
| Total interest expense | $5,869,000 | 1,924 |
| Net interest income | $15,484,000 | 1,403 |
| Provision for loan and lease losses | $262,000 | 3,079 |
| Total noninterest income | $3,707,000 | 1,360 |
| Gross Fiduciary activities income | $1,131,000 | 372 |
| Service charges on deposit accounts | $970,000 | 1,776 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $1,606,000 | 1,579 |
| Total noninterest expense | $14,804,000 | 1,174 |
| Salaries and employee benefits | $7,645,000 | 1,209 |
| Premises and equipment expense | $2,596,000 | 925 |
| Additional noninterest expense | $4,563,000 | 1,119 |
| Pre-tax net operating income | $4,125,000 | 2,177 |
| Securities gains (losses) | $0 | 2,296 |
| Applicable income taxes | $798,000 | 2,608 |
| Income before extraordinary items | $3,327,000 | 2,059 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $3,327,000 | 2,060 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $260,000 | 1,919 |
| Cash dividends | $2,554,000 | 1,184 |
| Sale, conversion, retirement of capital stock, net | $-84,000 | 8,763 |
| Net operating income | $3,327,000 | 2,035 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $15,183,000 | 1,631 |
| Total interest expense | $4,340,000 | 1,841 |
| Net interest income | $10,843,000 | 1,499 |
| Provision for loan and lease losses | $262,000 | 2,452 |
| Total noninterest income | $2,895,000 | 1,328 |
| Gross Fiduciary activities income | $837,000 | 366 |
| Service charges on deposit accounts | $724,000 | 1,787 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $1,334,000 | 1,476 |
| Total noninterest expense | $11,176,000 | 1,140 |
| Salaries and employee benefits | $5,654,000 | 1,217 |
| Premises and equipment expense | $1,916,000 | 929 |
| Additional noninterest expense | $3,606,000 | 1,051 |
| Pre-tax net operating income | $2,300,000 | 2,743 |
| Securities gains (losses) | $0 | 2,317 |
| Applicable income taxes | $498,000 | 2,951 |
| Income before extraordinary items | $1,802,000 | 2,693 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $1,802,000 | 2,694 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $168,000 | 1,892 |
| Cash dividends | $1,828,000 | 1,141 |
| Sale, conversion, retirement of capital stock, net | $-63,000 | 8,803 |
| Net operating income | $1,802,000 | 2,657 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $9,911,000 | 1,616 |
| Total interest expense | $2,812,000 | 1,791 |
| Net interest income | $7,099,000 | 1,503 |
| Provision for loan and lease losses | $480,000 | 1,006 |
| Total noninterest income | $2,195,000 | 1,182 |
| Gross Fiduciary activities income | $577,000 | 364 |
| Service charges on deposit accounts | $488,000 | 1,720 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $1,130,000 | 1,227 |
| Total noninterest expense | $7,312,000 | 1,152 |
| Salaries and employee benefits | $3,777,000 | 1,211 |
| Premises and equipment expense | $1,275,000 | 914 |
| Additional noninterest expense | $2,260,000 | 1,104 |
| Pre-tax net operating income | $1,502,000 | 2,750 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $274,000 | 3,254 |
| Income before extraordinary items | $1,228,000 | 2,597 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $1,228,000 | 2,597 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $126,000 | 1,653 |
| Cash dividends | $1,254,000 | 1,077 |
| Sale, conversion, retirement of capital stock, net | $-42,000 | 8,822 |
| Net operating income | $1,228,000 | 2,561 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $4,876,000 | 1,603 |
| Total interest expense | $1,379,000 | 1,732 |
| Net interest income | $3,497,000 | 1,521 |
| Provision for loan and lease losses | $240,000 | 955 |
| Total noninterest income | $858,000 | 1,414 |
| Gross Fiduciary activities income | $313,000 | 346 |
| Service charges on deposit accounts | $247,000 | 1,658 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $298,000 | 1,899 |
| Total noninterest expense | $3,609,000 | 1,169 |
| Salaries and employee benefits | $1,900,000 | 1,210 |
| Premises and equipment expense | $613,000 | 966 |
| Additional noninterest expense | $1,096,000 | 1,123 |
| Pre-tax net operating income | $506,000 | 3,645 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $98,000 | 3,788 |
| Income before extraordinary items | $408,000 | 3,575 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $408,000 | 3,577 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $67,000 | 1,455 |
| Cash dividends | $428,000 | 1,390 |
| Sale, conversion, retirement of capital stock, net | $-21,000 | 8,892 |
| Net operating income | $408,000 | 3,538 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $18,839,000 | 1,534 |
| Total interest expense | $5,009,000 | 1,635 |
| Net interest income | $13,830,000 | 1,462 |
| Provision for loan and lease losses | $920,000 | 1,132 |
| Total noninterest income | $3,693,000 | 1,368 |
| Gross Fiduciary activities income | $1,222,000 | 337 |
| Service charges on deposit accounts | $1,036,000 | 1,697 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $1,435,000 | 1,695 |
| Total noninterest expense | $12,853,000 | 1,283 |
| Salaries and employee benefits | $6,592,000 | 1,339 |
| Premises and equipment expense | $2,277,000 | 1,007 |
| Additional noninterest expense | $3,984,000 | 1,246 |
| Pre-tax net operating income | $3,750,000 | 2,160 |
| Securities gains (losses) | $382,000 | 537 |
| Applicable income taxes | $910,000 | 2,315 |
| Income before extraordinary items | $3,222,000 | 1,941 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $3,222,000 | 1,941 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $390,000 | 1,631 |
| Cash dividends | $1,388,000 | 1,847 |
| Sale, conversion, retirement of capital stock, net | $-84,000 | 8,896 |
| Net operating income | $2,924,040 | 2,077 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $13,863,000 | 1,546 |
| Total interest expense | $3,635,000 | 1,661 |
| Net interest income | $10,228,000 | 1,472 |
| Provision for loan and lease losses | $800,000 | 954 |
| Total noninterest income | $2,647,000 | 1,425 |
| Gross Fiduciary activities income | $927,000 | 342 |
| Service charges on deposit accounts | $778,000 | 1,706 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $942,000 | 1,848 |
| Total noninterest expense | $9,538,000 | 1,289 |
| Salaries and employee benefits | $4,898,000 | 1,350 |
| Premises and equipment expense | $1,619,000 | 1,078 |
| Additional noninterest expense | $3,021,000 | 1,212 |
| Pre-tax net operating income | $2,537,000 | 2,355 |
| Securities gains (losses) | $0 | 3,710 |
| Applicable income taxes | $531,000 | 2,801 |
| Income before extraordinary items | $2,006,000 | 2,312 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $2,006,000 | 2,314 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $224,000 | 1,757 |
| Cash dividends | $809,000 | 1,996 |
| Sale, conversion, retirement of capital stock, net | $-63,000 | 8,966 |
| Net operating income | $2,006,000 | 2,262 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $9,078,000 | 1,553 |
| Total interest expense | $2,347,000 | 1,698 |
| Net interest income | $6,731,000 | 1,481 |
| Provision for loan and lease losses | $480,000 | 1,034 |
| Total noninterest income | $1,784,000 | 1,403 |
| Gross Fiduciary activities income | $618,000 | 345 |
| Service charges on deposit accounts | $515,000 | 1,702 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $651,000 | 1,813 |
| Total noninterest expense | $6,375,000 | 1,279 |
| Salaries and employee benefits | $3,227,000 | 1,358 |
| Premises and equipment expense | $981,000 | 1,184 |
| Additional noninterest expense | $2,167,000 | 1,128 |
| Pre-tax net operating income | $1,660,000 | 2,377 |
| Securities gains (losses) | $0 | 3,413 |
| Applicable income taxes | $398,000 | 2,570 |
| Income before extraordinary items | $1,262,000 | 2,414 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,262,000 | 2,415 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $183,000 | 1,468 |
| Cash dividends | $606,000 | 1,850 |
| Sale, conversion, retirement of capital stock, net | $-42,000 | 9,032 |
| Net operating income | $1,262,000 | 2,346 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $4,431,000 | 1,592 |
| Total interest expense | $1,160,000 | 1,738 |
| Net interest income | $3,271,000 | 1,520 |
| Provision for loan and lease losses | $240,000 | 991 |
| Total noninterest income | $894,000 | 1,374 |
| Gross Fiduciary activities income | $302,000 | 350 |
| Service charges on deposit accounts | $249,000 | 1,702 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $343,000 | 1,708 |
| Total noninterest expense | $3,081,000 | 1,337 |
| Salaries and employee benefits | $1,619,000 | 1,370 |
| Premises and equipment expense | $466,000 | 1,242 |
| Additional noninterest expense | $996,000 | 1,211 |
| Pre-tax net operating income | $844,000 | 2,323 |
| Securities gains (losses) | $0 | 2,934 |
| Applicable income taxes | $201,000 | 2,572 |
| Income before extraordinary items | $643,000 | 2,342 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $643,000 | 2,343 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $56,000 | 1,853 |
| Cash dividends | $403,000 | 1,426 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $643,000 | 2,255 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $17,154,000 | 1,666 |
| Total interest expense | $4,910,000 | 1,823 |
| Net interest income | $12,244,000 | 1,589 |
| Provision for loan and lease losses | $681,000 | 1,654 |
| Total noninterest income | $3,126,000 | 1,630 |
| Gross Fiduciary activities income | $1,108,000 | 361 |
| Service charges on deposit accounts | $1,011,000 | 1,707 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $1,007,000 | 2,377 |
| Total noninterest expense | $10,700,000 | 1,493 |
| Salaries and employee benefits | $5,643,000 | 1,521 |
| Premises and equipment expense | $1,705,000 | 1,338 |
| Additional noninterest expense | $3,352,000 | 1,474 |
| Pre-tax net operating income | $3,989,000 | 1,977 |
| Securities gains (losses) | $99,000 | 1,910 |
| Applicable income taxes | $906,000 | 2,318 |
| Income before extraordinary items | $3,182,000 | 1,941 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $3,182,000 | 1,941 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $347,000 | 2,051 |
| Cash dividends | $1,111,000 | 2,164 |
| Sale, conversion, retirement of capital stock, net | $-86,000 | 9,107 |
| Net operating income | $3,104,780 | 1,893 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $12,841,000 | 1,699 |
| Total interest expense | $3,708,000 | 1,886 |
| Net interest income | $9,133,000 | 1,607 |
| Provision for loan and lease losses | $516,000 | 1,617 |
| Total noninterest income | $2,320,000 | 1,690 |
| Gross Fiduciary activities income | $808,000 | 377 |
| Service charges on deposit accounts | $754,000 | 1,723 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $758,000 | 2,446 |
| Total noninterest expense | $7,970,000 | 1,514 |
| Salaries and employee benefits | $4,150,000 | 1,565 |
| Premises and equipment expense | $1,304,000 | 1,312 |
| Additional noninterest expense | $2,516,000 | 1,467 |
| Pre-tax net operating income | $2,967,000 | 2,067 |
| Securities gains (losses) | $56,000 | 2,221 |
| Applicable income taxes | $694,000 | 2,405 |
| Income before extraordinary items | $2,329,000 | 2,048 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $2,329,000 | 2,047 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $337,000 | 1,585 |
| Cash dividends | $808,000 | 1,990 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $2,285,880 | 1,966 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $8,615,000 | 1,709 |
| Total interest expense | $2,498,000 | 1,928 |
| Net interest income | $6,117,000 | 1,595 |
| Provision for loan and lease losses | $340,000 | 1,634 |
| Total noninterest income | $1,572,000 | 1,661 |
| Gross Fiduciary activities income | $525,000 | 385 |
| Service charges on deposit accounts | $505,000 | 1,667 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $542,000 | 2,329 |
| Total noninterest expense | $5,295,000 | 1,514 |
| Salaries and employee benefits | $2,720,000 | 1,582 |
| Premises and equipment expense | $863,000 | 1,328 |
| Additional noninterest expense | $1,712,000 | 1,444 |
| Pre-tax net operating income | $2,054,000 | 1,986 |
| Securities gains (losses) | $2,000 | 3,460 |
| Applicable income taxes | $427,000 | 2,572 |
| Income before extraordinary items | $1,629,000 | 1,952 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $1,629,000 | 1,951 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $194,000 | 1,691 |
| Cash dividends | $606,000 | 1,867 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $1,627,420 | 1,846 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $4,358,000 | 1,702 |
| Total interest expense | $1,253,000 | 1,968 |
| Net interest income | $3,105,000 | 1,568 |
| Provision for loan and lease losses | $165,000 | 1,575 |
| Total noninterest income | $665,000 | 1,854 |
| Gross Fiduciary activities income | $264,000 | 390 |
| Service charges on deposit accounts | $245,000 | 1,672 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $156,000 | 3,146 |
| Total noninterest expense | $2,673,000 | 1,492 |
| Salaries and employee benefits | $1,336,000 | 1,591 |
| Premises and equipment expense | $438,000 | 1,316 |
| Additional noninterest expense | $899,000 | 1,340 |
| Pre-tax net operating income | $932,000 | 2,172 |
| Securities gains (losses) | $2,000 | 2,590 |
| Applicable income taxes | $180,000 | 2,886 |
| Income before extraordinary items | $754,000 | 2,076 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $754,000 | 2,074 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $108,000 | 1,442 |
| Cash dividends | $204,000 | 2,173 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $752,380 | 1,961 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $17,355,000 | 1,783 |
| Total interest expense | $5,602,000 | 2,016 |
| Net interest income | $11,753,000 | 1,651 |
| Provision for loan and lease losses | $374,000 | 2,981 |
| Total noninterest income | $2,216,000 | 1,960 |
| Gross Fiduciary activities income | $1,082,000 | 393 |
| Service charges on deposit accounts | $637,000 | 2,457 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $497,000 | 3,293 |
| Total noninterest expense | $10,091,000 | 1,532 |
| Salaries and employee benefits | $5,433,000 | 1,495 |
| Premises and equipment expense | $1,723,000 | 1,270 |
| Additional noninterest expense | $2,935,000 | 1,605 |
| Pre-tax net operating income | $3,504,000 | 2,206 |
| Securities gains (losses) | $157,000 | 1,341 |
| Applicable income taxes | $944,000 | 2,310 |
| Income before extraordinary items | $2,717,000 | 2,201 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $2,717,000 | 2,200 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $315,000 | 2,289 |
| Cash dividends | $2,773,000 | 984 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $2,600,820 | 2,210 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $19,135,000 | 1,777 |
| Total interest expense | $8,141,000 | 1,987 |
| Net interest income | $10,994,000 | 1,620 |
| Provision for loan and lease losses | $632,000 | 1,817 |
| Total noninterest income | $2,397,000 | 1,737 |
| Gross Fiduciary activities income | $1,091,000 | 403 |
| Service charges on deposit accounts | $648,000 | 2,294 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $658,000 | 2,669 |
| Total noninterest expense | $9,442,000 | 1,552 |
| Salaries and employee benefits | $5,183,000 | 1,469 |
| Premises and equipment expense | $1,615,000 | 1,323 |
| Additional noninterest expense | $2,644,000 | 1,731 |
| Pre-tax net operating income | $3,317,000 | 2,071 |
| Securities gains (losses) | $679,000 | 517 |
| Applicable income taxes | $876,000 | 2,286 |
| Income before extraordinary items | $3,120,000 | 1,685 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $3,120,000 | 1,686 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $107,000 | 3,941 |
| Cash dividends | $1,243,000 | 1,915 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $2,590,380 | 1,939 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $17,405,000 | 2,022 |
| Total interest expense | $8,745,000 | 1,975 |
| Net interest income | $8,660,000 | 2,053 |
| Provision for loan and lease losses | $877,000 | 1,188 |
| Total noninterest income | $2,074,000 | 1,820 |
| Gross Fiduciary activities income | $1,097,000 | 406 |
| Service charges on deposit accounts | $516,000 | 2,624 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $461,000 | 3,080 |
| Total noninterest expense | $7,955,000 | 1,757 |
| Salaries and employee benefits | $4,391,000 | 1,621 |
| Premises and equipment expense | $1,358,000 | 1,528 |
| Additional noninterest expense | $2,206,000 | 1,977 |
| Pre-tax net operating income | $1,902,000 | 3,451 |
| Securities gains (losses) | $12,000 | 1,101 |
| Applicable income taxes | $481,000 | 3,576 |
| Income before extraordinary items | $1,433,000 | 3,375 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $1,433,000 | 3,374 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $86,000 | 3,825 |
| Cash dividends | $1,875,000 | 1,427 |
| Sale, conversion, retirement of capital stock, net | $1,154,000 | 424 |
| Net operating income | $1,424,000 | 3,377 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $12,931,000 | 2,531 |
| Total interest expense | $5,171,000 | 2,822 |
| Net interest income | $7,760,000 | 2,270 |
| Provision for loan and lease losses | $350,000 | 2,350 |
| Total noninterest income | $1,878,000 | 1,940 |
| Gross Fiduciary activities income | $843,000 | 501 |
| Service charges on deposit accounts | $504,000 | 2,622 |
| Trading account gains and fees | $0 | 173 |
| Additional Noninterest Income | $531,000 | 2,853 |
| Total noninterest expense | $6,702,000 | 2,029 |
| Salaries and employee benefits | $3,788,000 | 1,836 |
| Premises and equipment expense | $1,041,000 | 1,968 |
| Additional noninterest expense | $1,873,000 | 2,332 |
| Pre-tax net operating income | $2,586,000 | 2,720 |
| Securities gains (losses) | $24,000 | 1,292 |
| Applicable income taxes | $533,000 | 3,493 |
| Income before extraordinary items | $2,077,000 | 2,492 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $2,077,000 | 2,492 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $41,000 | 5,166 |
| Cash dividends | $806,000 | 2,639 |
| Sale, conversion, retirement of capital stock, net | $335,000 | 662 |
| Net operating income | $2,057,800 | 2,483 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $10,232,000 | 3,165 |
| Total interest expense | $3,963,000 | 3,724 |
| Net interest income | $6,269,000 | 2,736 |
| Provision for loan and lease losses | $240,000 | 3,065 |
| Total noninterest income | $1,754,000 | 2,010 |
| Gross Fiduciary activities income | $669,000 | 549 |
| Service charges on deposit accounts | $459,000 | 2,753 |
| Trading account gains and fees | $0 | 224 |
| Additional Noninterest Income | $626,000 | 2,573 |
| Total noninterest expense | $5,813,000 | 2,253 |
| Salaries and employee benefits | $3,283,000 | 2,059 |
| Premises and equipment expense | $888,000 | 2,189 |
| Additional noninterest expense | $1,642,000 | 2,548 |
| Pre-tax net operating income | $1,970,000 | 3,383 |
| Securities gains (losses) | $22,000 | 2,353 |
| Applicable income taxes | $303,000 | 5,143 |
| Income before extraordinary items | $1,689,000 | 2,950 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $1,689,000 | 2,952 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $53,000 | 4,851 |
| Cash dividends | $1,549,000 | 1,615 |
| Sale, conversion, retirement of capital stock, net | $-179,000 | 10,354 |
| Net operating income | $1,670,300 | 2,888 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $9,556,000 | 3,385 |
| Total interest expense | $3,633,000 | 4,015 |
| Net interest income | $5,923,000 | 2,939 |
| Provision for loan and lease losses | $240,000 | 3,015 |
| Total noninterest income | $1,523,000 | 2,170 |
| Gross Fiduciary activities income | $646,000 | 582 |
| Service charges on deposit accounts | $428,000 | 3,051 |
| Trading account gains and fees | $0 | 239 |
| Additional Noninterest Income | $449,000 | 3,045 |
| Total noninterest expense | $5,045,000 | 2,545 |
| Salaries and employee benefits | $2,893,000 | 2,286 |
| Premises and equipment expense | $844,000 | 2,314 |
| Additional noninterest expense | $1,308,000 | 3,098 |
| Pre-tax net operating income | $2,161,000 | 3,289 |
| Securities gains (losses) | $0 | 3,944 |
| Applicable income taxes | $373,000 | 5,108 |
| Income before extraordinary items | $1,788,000 | 2,844 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $1,788,000 | 2,843 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $211,000 | 2,465 |
| Cash dividends | $941,000 | 2,312 |
| Sale, conversion, retirement of capital stock, net | $-209,000 | 10,803 |
| Net operating income | $1,788,000 | 2,797 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $9,415,000 | 3,459 |
| Total interest expense | $3,604,000 | 4,078 |
| Net interest income | $5,811,000 | 3,046 |
| Provision for loan and lease losses | $60,000 | 6,086 |
| Total noninterest income | $1,273,000 | 2,581 |
| Gross Fiduciary activities income | $492,000 | 712 |
| Service charges on deposit accounts | $419,000 | 3,216 |
| Trading account gains and fees | $0 | 262 |
| Additional Noninterest Income | $362,000 | 3,609 |
| Total noninterest expense | $4,826,000 | 2,828 |
| Salaries and employee benefits | $2,678,000 | 2,490 |
| Premises and equipment expense | $807,000 | 2,433 |
| Additional noninterest expense | $1,341,000 | 3,433 |
| Pre-tax net operating income | $2,198,000 | 3,165 |
| Securities gains (losses) | $0 | 4,148 |
| Applicable income taxes | $454,000 | 4,475 |
| Income before extraordinary items | $1,744,000 | 2,789 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $1,744,000 | 2,791 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $35,000 | 5,926 |
| Cash dividends | $900,000 | 2,306 |
| Sale, conversion, retirement of capital stock, net | $371,000 | 502 |
| Net operating income | $1,744,000 | 2,751 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $9,276,000 | 3,521 |
| Total interest expense | $3,943,000 | 3,725 |
| Net interest income | $5,333,000 | 3,325 |
| Provision for loan and lease losses | $0 | 8,958 |
| Total noninterest income | $1,697,000 | 2,092 |
| Gross Fiduciary activities income | $382,000 | 815 |
| Service charges on deposit accounts | $437,000 | 3,082 |
| Trading account gains and fees | $0 | 522 |
| Additional Noninterest Income | $878,000 | 1,971 |
| Total noninterest expense | $5,014,000 | 2,711 |
| Salaries and employee benefits | $2,819,000 | 2,355 |
| Premises and equipment expense | $734,000 | 2,684 |
| Additional noninterest expense | $1,461,000 | 3,159 |
| Pre-tax net operating income | $2,016,000 | 3,471 |
| Securities gains (losses) | $52,000 | 1,281 |
| Applicable income taxes | $303,000 | 5,962 |
| Income before extraordinary items | $1,765,000 | 2,794 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $1,765,000 | 2,793 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-51,000 | 11,467 |
| Cash dividends | $600,000 | 2,907 |
| Sale, conversion, retirement of capital stock, net | $371,000 | 413 |
| Net operating income | $1,720,800 | 2,830 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $8,133,000 | 3,683 |
| Total interest expense | $2,868,000 | 4,125 |
| Net interest income | $5,265,000 | 3,398 |
| Provision for loan and lease losses | $0 | 9,146 |
| Total noninterest income | $1,126,000 | 2,853 |
| Gross Fiduciary activities income | $372,000 | 830 |
| Service charges on deposit accounts | $471,000 | 2,929 |
| Trading account gains and fees | $0 | 475 |
| Additional Noninterest Income | $283,000 | 4,264 |
| Total noninterest expense | $4,413,000 | 3,119 |
| Salaries and employee benefits | $2,349,000 | 2,817 |
| Premises and equipment expense | $699,000 | 2,833 |
| Additional noninterest expense | $1,365,000 | 3,612 |
| Pre-tax net operating income | $1,978,000 | 3,456 |
| Securities gains (losses) | $13,000 | 2,050 |
| Applicable income taxes | $379,000 | 4,948 |
| Income before extraordinary items | $1,612,000 | 2,982 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $1,612,000 | 2,989 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-53,000 | 11,913 |
| Cash dividends | $600,000 | 2,782 |
| Sale, conversion, retirement of capital stock, net | $371,000 | 594 |
| Net operating income | $1,601,470 | 3,028 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $7,486,000 | 4,055 |
| Total interest expense | $2,390,000 | 5,011 |
| Net interest income | $5,096,000 | 3,505 |
| Provision for loan and lease losses | $10,000 | 9,731 |
| Total noninterest income | $1,082,000 | 3,139 |
| Gross Fiduciary activities income | $335,000 | 903 |
| Service charges on deposit accounts | $450,000 | 3,078 |
| Trading account gains and fees | $0 | 532 |
| Additional Noninterest Income | $297,000 | 4,494 |
| Total noninterest expense | $4,391,000 | 3,193 |
| Salaries and employee benefits | $2,329,000 | 2,832 |
| Premises and equipment expense | $635,000 | 3,147 |
| Additional noninterest expense | $1,427,000 | 3,651 |
| Pre-tax net operating income | $1,777,000 | 3,724 |
| Securities gains (losses) | $133,000 | 2,128 |
| Applicable income taxes | $364,000 | 5,349 |
| Income before extraordinary items | $1,546,000 | 3,151 |
| Extraordinary gains, net | $234,000 | 891 |
| Net income | $1,780,000 | 2,875 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $5,000 | 9,155 |
| Cash dividends | $600,000 | 2,624 |
| Sale, conversion, retirement of capital stock, net | $371,000 | 658 |
| Net operating income | $1,438,270 | 3,193 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $7,674,000 | 4,457 |
| Total interest expense | $2,734,000 | 5,580 |
| Net interest income | $4,940,000 | 3,685 |
| Provision for loan and lease losses | $90,000 | 7,540 |
| Total noninterest income | $1,583,000 | 2,299 |
| Gross Fiduciary activities income | $294,000 | 965 |
| Service charges on deposit accounts | $387,000 | 3,595 |
| Trading account gains and fees | $0 | 504 |
| Additional Noninterest Income | $902,000 | 2,144 |
| Total noninterest expense | $4,307,000 | 3,280 |
| Salaries and employee benefits | $2,518,000 | 2,578 |
| Premises and equipment expense | $524,000 | 3,815 |
| Additional noninterest expense | $1,265,000 | 4,136 |
| Pre-tax net operating income | $2,126,000 | 2,933 |
| Securities gains (losses) | $10,000 | 6,439 |
| Applicable income taxes | $400,000 | 4,798 |
| Income before extraordinary items | $1,736,000 | 2,649 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $1,736,000 | 2,685 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-32,000 | 13,317 |
| Cash dividends | $437,000 | 3,117 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $1,727,900 | 2,458 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.