Home > American Marine Bank > Assets and Liabilities
American Marine Bank, Assets and Liabilities
| 2009-12-31 | Rank | |
| # of Employees: | 120 | 1,298 |
| Assets and Liabilities | ||
| Total Assets: | $329,246,000 | 2,098 |
| Cash and due from depository institutions | $22,675,000 | 1,298 |
| Interest-bearing balances | $16,695,000 | 1,619 |
| Securities | $34,349,000 | 3,179 |
| Federal funds sold & reverse repurchase agreements | $813,000 | 3,692 |
| Net loans & leases | $228,844,000 | 2,004 |
| Loan loss allowance | $11,438,000 | 770 |
| Trading account assets | $0 | 224 |
| Bank premises and fixed assets | $11,287,000 | 1,115 |
| Other real estate owned | $13,726,000 | 1,298 |
| Goodwill and other intangibles | $1,000 | 3,088 |
| All other assets | $17,551,000 | 1,339 |
| Life insurance assets | $8,114,000 | 825 |
| Total liabilities and capital | $329,246,000 | 2,098 |
| Total liabilities | $326,889,000 | 1,912 |
| Total deposits | $287,443,000 | 1,958 |
| Interest-bearing deposits | $277,018,000 | 1,790 |
| Deposits held in domestic offices | $287,443,000 | 1,956 |
| % insured | 91.29% | 3,225 |
| Federal funds purchased & repurchase agreements | $0 | 2,785 |
| Trading liabilities | $0 | 104 |
| Other borrowed funds | $36,549,000 | 1,181 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $2,897,000 | 1,594 |
| Total equity capital | $2,357,000 | 7,728 |
| Total bank equity capital | $2,357,000 | 7,728 |
| Perpetual preferred stock | $0 | 219 |
| Common stock | $9,088,000 | 584 |
| Surplus | $6,958,000 | 3,396 |
| Undivided profits | $-13,689,000 | 7,756 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 209 |
| Memoranda | ||
| Noncurrent loans and leases | $21,414,000 | 825 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,191 |
| Income earned, not collected on loans | $1,320,000 | 2,564 |
| Earning assets | $280,701,000 | 2,211 |
| Long-term assets (5+ years) | $129,268,000 | 1,071 |
| Average Assets, year-to-date | $371,365,800 | 1,836 |
| Average Assets, quarterly | $345,301,000 | 1,997 |
| Volatile liabilities | $78,841,000 | 1,871 |
| Insider loans | $737,000 | 4,787 |
| FHLB advances | $36,549,000 | 1,104 |
| Loans and leases held for sale | $0 | 1,814 |
| Unused loan commitments | $42,314,000 | 1,526 |
| Tier 1 (core) risk-based capital | $2,671,000 | 7,609 |
| Tier 2 risk-based capital | $2,671,000 | 2,086 |
| Total risk weighted assets | $244,336,000 | 1,974 |
| Total unused commitments | $42,314,000 | 1,527 |
| Derivatives | $0 | 1,139 |
| 2009-09-30 | Rank | |
| # of Employees: | 120 | 1,327 |
| Assets and Liabilities | ||
| Total Assets: | $361,356,000 | 1,916 |
| Cash and due from depository institutions | $55,944,000 | 1,327 |
| Interest-bearing balances | $50,054,000 | 564 |
| Securities | $22,998,000 | 4,103 |
| Federal funds sold & reverse repurchase agreements | $2,581,000 | 2,635 |
| Net loans & leases | $245,635,000 | 1,926 |
| Loan loss allowance | $12,280,000 | 699 |
| Trading account assets | $0 | 238 |
| Bank premises and fixed assets | $11,505,000 | 1,107 |
| Other real estate owned | $7,622,000 | 1,327 |
| Goodwill and other intangibles | $1,000 | 3,130 |
| All other assets | $15,070,000 | 1,359 |
| Life insurance assets | $8,049,000 | 826 |
| Total liabilities and capital | $361,356,000 | 1,916 |
| Total liabilities | $358,810,000 | 1,755 |
| Total deposits | $308,452,000 | 1,826 |
| Interest-bearing deposits | $298,402,000 | 1,668 |
| Deposits held in domestic offices | $308,452,000 | 1,824 |
| % insured | 89.39% | 4,168 |
| Federal funds purchased & repurchase agreements | $0 | 2,868 |
| Trading liabilities | $0 | 103 |
| Other borrowed funds | $47,066,000 | 1,021 |
| Subordinated debt | $0 | 269 |
| All other liabilities | $3,292,000 | 1,566 |
| Total equity capital | $2,546,000 | 7,779 |
| Total bank equity capital | $2,546,000 | 7,778 |
| Perpetual preferred stock | $0 | 212 |
| Common stock | $9,088,000 | 583 |
| Surplus | $6,958,000 | 3,405 |
| Undivided profits | $-13,500,000 | 7,891 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 214 |
| Memoranda | ||
| Noncurrent loans and leases | $26,868,000 | 674 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,174 |
| Income earned, not collected on loans | $1,322,000 | 2,755 |
| Earning assets | $321,268,000 | 1,980 |
| Long-term assets (5+ years) | $115,562,000 | 1,189 |
| Average Assets, year-to-date | $381,895,750 | 1,804 |
| Average Assets, quarterly | $371,748,500 | 1,867 |
| Volatile liabilities | $89,922,000 | 1,687 |
| Insider loans | $753,000 | 4,759 |
| FHLB advances | $47,066,000 | 940 |
| Loans and leases held for sale | $0 | 1,823 |
| Unused loan commitments | $44,275,000 | 1,559 |
| Tier 1 (core) risk-based capital | $1,603,000 | 7,964 |
| Tier 2 risk-based capital | $1,603,000 | 3,135 |
| Total risk weighted assets | $250,608,000 | 1,963 |
| Total unused commitments | $44,275,000 | 1,561 |
| Derivatives | $0 | 1,183 |
| 2009-06-30 | Rank | |
| # of Employees: | 124 | 1,330 |
| Assets and Liabilities | ||
| Total Assets: | $382,141,000 | 1,842 |
| Cash and due from depository institutions | $11,960,000 | 1,330 |
| Interest-bearing balances | $6,512,000 | 2,366 |
| Securities | $59,325,000 | 2,026 |
| Federal funds sold & reverse repurchase agreements | $7,986,000 | 1,277 |
| Net loans & leases | $268,847,000 | 1,815 |
| Loan loss allowance | $9,355,000 | 867 |
| Trading account assets | $0 | 240 |
| Bank premises and fixed assets | $11,748,000 | 1,098 |
| Other real estate owned | $7,006,000 | 1,330 |
| Goodwill and other intangibles | $1,000 | 3,151 |
| All other assets | $15,268,000 | 1,366 |
| Life insurance assets | $7,984,000 | 836 |
| Total liabilities and capital | $382,141,000 | 1,842 |
| Total liabilities | $368,843,000 | 1,738 |
| Total deposits | $317,264,000 | 1,799 |
| Interest-bearing deposits | $306,818,000 | 1,641 |
| Deposits held in domestic offices | $317,264,000 | 1,796 |
| % insured | 77.10% | 4,534 |
| Federal funds purchased & repurchase agreements | $0 | 2,922 |
| Trading liabilities | $0 | 100 |
| Other borrowed funds | $48,083,000 | 1,041 |
| Subordinated debt | $0 | 276 |
| All other liabilities | $3,496,000 | 1,560 |
| Total equity capital | $13,298,000 | 4,472 |
| Total bank equity capital | $13,298,000 | 4,472 |
| Perpetual preferred stock | $0 | 213 |
| Common stock | $9,088,000 | 581 |
| Surplus | $6,958,000 | 3,424 |
| Undivided profits | $-2,748,000 | 7,422 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 219 |
| Memoranda | ||
| Noncurrent loans and leases | $26,952,000 | 655 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,161 |
| Income earned, not collected on loans | $1,591,000 | 2,202 |
| Earning assets | $342,670,000 | 1,879 |
| Long-term assets (5+ years) | $147,116,000 | 939 |
| Average Assets, year-to-date | $388,742,330 | 1,802 |
| Average Assets, quarterly | $380,360,000 | 1,841 |
| Volatile liabilities | $101,560,000 | 1,520 |
| Insider loans | $3,192,000 | 2,283 |
| FHLB advances | $48,083,000 | 960 |
| Loans and leases held for sale | $0 | 1,961 |
| Unused loan commitments | $50,073,000 | 1,474 |
| Tier 1 (core) risk-based capital | $13,170,000 | 4,392 |
| Tier 2 risk-based capital | $3,628,000 | 1,609 |
| Total risk weighted assets | $284,145,000 | 1,806 |
| Total unused commitments | $50,073,000 | 1,476 |
| Derivatives | $0 | 1,221 |
| 2009-03-31 | Rank | |
| # of Employees: | 134 | 1,239 |
| Assets and Liabilities | ||
| Total Assets: | $378,579,000 | 1,862 |
| Cash and due from depository institutions | $9,102,000 | 1,239 |
| Interest-bearing balances | $4,223,000 | 2,776 |
| Securities | $56,983,000 | 2,075 |
| Federal funds sold & reverse repurchase agreements | $5,895,000 | 2,010 |
| Net loans & leases | $271,969,000 | 1,804 |
| Loan loss allowance | $9,413,000 | 812 |
| Trading account assets | $0 | 234 |
| Bank premises and fixed assets | $11,989,000 | 1,064 |
| Other real estate owned | $7,006,000 | 1,239 |
| Goodwill and other intangibles | $1,000 | 3,191 |
| All other assets | $15,634,000 | 1,328 |
| Life insurance assets | $7,920,000 | 840 |
| Total liabilities and capital | $378,579,000 | 1,862 |
| Total liabilities | $365,280,000 | 1,762 |
| Total deposits | $315,254,000 | 1,803 |
| Interest-bearing deposits | $303,986,000 | 1,652 |
| Deposits held in domestic offices | $315,254,000 | 1,800 |
| % insured | 79.85% | 3,813 |
| Federal funds purchased & repurchase agreements | $0 | 2,904 |
| Trading liabilities | $0 | 92 |
| Other borrowed funds | $46,599,000 | 1,123 |
| Subordinated debt | $0 | 271 |
| All other liabilities | $3,427,000 | 1,544 |
| Total equity capital | $13,299,000 | 4,518 |
| Total bank equity capital | $13,299,000 | 4,517 |
| Perpetual preferred stock | $0 | 193 |
| Common stock | $9,088,000 | 581 |
| Surplus | $6,958,000 | 3,404 |
| Undivided profits | $-2,747,000 | 7,554 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 220 |
| Memoranda | ||
| Noncurrent loans and leases | $25,498,000 | 594 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,134 |
| Income earned, not collected on loans | $1,756,000 | 2,011 |
| Earning assets | $339,070,000 | 1,902 |
| Long-term assets (5+ years) | $138,888,000 | 978 |
| Average Assets, year-to-date | $392,043,000 | 1,794 |
| Average Assets, quarterly | $392,043,000 | 1,794 |
| Volatile liabilities | $70,927,000 | 2,098 |
| Insider loans | $3,142,000 | 2,337 |
| FHLB advances | $46,599,000 | 1,026 |
| Loans and leases held for sale | $0 | 1,892 |
| Unused loan commitments | $53,790,000 | 1,448 |
| Tier 1 (core) risk-based capital | $13,272,000 | 4,384 |
| Tier 2 risk-based capital | $3,669,000 | 1,580 |
| Total risk weighted assets | $287,317,000 | 1,792 |
| Total unused commitments | $53,790,000 | 1,449 |
| Derivatives | $0 | 1,177 |
| 2008-12-31 | Rank | |
| # of Employees: | 128 | 1,296 |
| Assets and Liabilities | ||
| Total Assets: | $405,507,000 | 1,736 |
| Cash and due from depository institutions | $13,043,000 | 1,296 |
| Interest-bearing balances | $6,874,000 | 1,470 |
| Securities | $51,453,000 | 2,251 |
| Federal funds sold & reverse repurchase agreements | $10,496,000 | 932 |
| Net loans & leases | $297,950,000 | 1,667 |
| Loan loss allowance | $4,120,000 | 1,641 |
| Trading account assets | $0 | 236 |
| Bank premises and fixed assets | $12,215,000 | 1,038 |
| Other real estate owned | $3,887,000 | 1,296 |
| Goodwill and other intangibles | $1,000 | 3,206 |
| All other assets | $16,462,000 | 1,259 |
| Life insurance assets | $7,855,000 | 846 |
| Total liabilities and capital | $405,507,000 | 1,736 |
| Total liabilities | $372,042,000 | 1,710 |
| Total deposits | $320,625,000 | 1,726 |
| Interest-bearing deposits | $308,458,000 | 1,583 |
| Deposits held in domestic offices | $320,625,000 | 1,723 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,392 |
| Trading liabilities | $0 | 88 |
| Other borrowed funds | $47,616,000 | 1,216 |
| Subordinated debt | $0 | 278 |
| All other liabilities | $3,801,000 | 1,438 |
| Total equity capital | $33,465,000 | 2,019 |
| Total bank equity capital | $33,465,000 | 2,019 |
| Perpetual preferred stock | $0 | 141 |
| Common stock | $9,088,000 | 579 |
| Surplus | $6,958,000 | 3,400 |
| Undivided profits | $17,419,000 | 1,890 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $18,718,000 | 667 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,078 |
| Income earned, not collected on loans | $2,310,000 | 1,590 |
| Earning assets | $366,773,000 | 1,752 |
| Long-term assets (5+ years) | $133,985,000 | 996 |
| Average Assets, year-to-date | $412,276,600 | 1,648 |
| Average Assets, quarterly | $406,751,000 | 1,709 |
| Volatile liabilities | $96,987,000 | 1,557 |
| Insider loans | $7,266,000 | 1,113 |
| FHLB advances | $47,616,000 | 1,124 |
| Loans and leases held for sale | $0 | 1,663 |
| Unused loan commitments | $53,259,000 | 1,482 |
| Tier 1 (core) risk-based capital | $33,227,000 | 1,941 |
| Tier 2 risk-based capital | $3,939,000 | 1,474 |
| Total risk weighted assets | $314,639,000 | 1,653 |
| Total unused commitments | $53,259,000 | 1,486 |
| Derivatives | $0 | 1,109 |
| 2008-09-30 | Rank | |
| # of Employees: | 128 | 1,307 |
| Assets and Liabilities | ||
| Total Assets: | $407,995,000 | 1,705 |
| Cash and due from depository institutions | $10,089,000 | 1,307 |
| Interest-bearing balances | $3,078,000 | 1,866 |
| Securities | $49,974,000 | 2,256 |
| Federal funds sold & reverse repurchase agreements | $7,218,000 | 1,662 |
| Net loans & leases | $306,571,000 | 1,618 |
| Loan loss allowance | $4,155,000 | 1,491 |
| Trading account assets | $0 | 251 |
| Bank premises and fixed assets | $12,410,000 | 1,011 |
| Other real estate owned | $5,102,000 | 1,307 |
| Goodwill and other intangibles | $20,000 | 3,139 |
| All other assets | $16,611,000 | 1,240 |
| Life insurance assets | $7,775,000 | 846 |
| Total liabilities and capital | $407,995,000 | 1,705 |
| Total liabilities | $374,908,000 | 1,684 |
| Total deposits | $321,234,000 | 1,707 |
| Interest-bearing deposits | $311,107,000 | 1,536 |
| Deposits held in domestic offices | $321,234,000 | 1,700 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,524 |
| Trading liabilities | $0 | 91 |
| Other borrowed funds | $49,632,000 | 1,200 |
| Subordinated debt | $0 | 276 |
| All other liabilities | $4,042,000 | 1,339 |
| Total equity capital | $33,087,000 | 2,062 |
| Total bank equity capital | $33,087,000 | 2,062 |
| Perpetual preferred stock | $0 | 110 |
| Common stock | $9,088,000 | 576 |
| Surplus | $6,958,000 | 3,392 |
| Undivided profits | $17,041,000 | 1,969 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $13,632,000 | 751 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,110 |
| Income earned, not collected on loans | $2,391,000 | 1,618 |
| Earning assets | $366,841,000 | 1,736 |
| Long-term assets (5+ years) | $141,282,000 | 940 |
| Average Assets, year-to-date | $413,969,000 | 1,646 |
| Average Assets, quarterly | $410,428,500 | 1,683 |
| Volatile liabilities | $87,169,000 | 1,660 |
| Insider loans | $7,055,000 | 1,117 |
| FHLB advances | $49,632,000 | 1,122 |
| Loans and leases held for sale | $0 | 1,623 |
| Unused loan commitments | $64,145,000 | 1,361 |
| Tier 1 (core) risk-based capital | $33,953,000 | 1,932 |
| Tier 2 risk-based capital | $4,095,000 | 1,383 |
| Total risk weighted assets | $327,326,000 | 1,599 |
| Total unused commitments | $64,145,000 | 1,363 |
| Derivatives | $0 | 1,077 |
| 2008-06-30 | Rank | |
| # of Employees: | 135 | 1,263 |
| Assets and Liabilities | ||
| Total Assets: | $412,862,000 | 1,690 |
| Cash and due from depository institutions | $8,599,000 | 1,263 |
| Interest-bearing balances | $6,000 | 6,537 |
| Securities | $52,261,000 | 2,217 |
| Federal funds sold & reverse repurchase agreements | $4,835,000 | 2,296 |
| Net loans & leases | $315,586,000 | 1,555 |
| Loan loss allowance | $4,037,000 | 1,463 |
| Trading account assets | $0 | 267 |
| Bank premises and fixed assets | $12,658,000 | 989 |
| Other real estate owned | $2,157,000 | 1,263 |
| Goodwill and other intangibles | $23,000 | 3,150 |
| All other assets | $16,743,000 | 1,199 |
| Life insurance assets | $7,714,000 | 853 |
| Total liabilities and capital | $412,862,000 | 1,690 |
| Total liabilities | $379,037,000 | 1,659 |
| Total deposits | $322,623,000 | 1,683 |
| Interest-bearing deposits | $312,374,000 | 1,513 |
| Deposits held in domestic offices | $322,623,000 | 1,678 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,577 |
| Trading liabilities | $0 | 94 |
| Other borrowed funds | $52,149,000 | 1,114 |
| Subordinated debt | $0 | 257 |
| All other liabilities | $4,265,000 | 1,293 |
| Total equity capital | $33,825,000 | 2,034 |
| Total bank equity capital | $33,825,000 | 2,034 |
| Perpetual preferred stock | $0 | 107 |
| Common stock | $9,088,000 | 569 |
| Surplus | $6,958,000 | 3,381 |
| Undivided profits | $17,779,000 | 1,914 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $13,918,000 | 658 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,082 |
| Income earned, not collected on loans | $2,624,000 | 1,408 |
| Earning assets | $372,688,000 | 1,708 |
| Long-term assets (5+ years) | $155,422,000 | 843 |
| Average Assets, year-to-date | $415,960,330 | 1,648 |
| Average Assets, quarterly | $415,628,500 | 1,659 |
| Volatile liabilities | $99,258,000 | 1,474 |
| Insider loans | $7,244,000 | 1,090 |
| FHLB advances | $52,149,000 | 1,038 |
| Loans and leases held for sale | $0 | 1,725 |
| Unused loan commitments | $70,945,000 | 1,295 |
| Tier 1 (core) risk-based capital | $34,172,000 | 1,925 |
| Tier 2 risk-based capital | $4,182,000 | 1,332 |
| Total risk weighted assets | $334,463,000 | 1,563 |
| Total unused commitments | $70,945,000 | 1,296 |
| Derivatives | $0 | 1,075 |
| 2008-03-31 | Rank | |
| # of Employees: | 139 | 1,226 |
| Assets and Liabilities | ||
| Total Assets: | $418,395,000 | 1,648 |
| Cash and due from depository institutions | $6,300,000 | 1,226 |
| Interest-bearing balances | $7,000 | 6,472 |
| Securities | $61,945,000 | 1,908 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,601 |
| Net loans & leases | $320,106,000 | 1,516 |
| Loan loss allowance | $4,480,000 | 1,258 |
| Trading account assets | $0 | 252 |
| Bank premises and fixed assets | $12,883,000 | 968 |
| Other real estate owned | $694,000 | 1,226 |
| Goodwill and other intangibles | $23,000 | 3,155 |
| All other assets | $16,444,000 | 1,177 |
| Life insurance assets | $7,653,000 | 849 |
| Total liabilities and capital | $418,395,000 | 1,648 |
| Total liabilities | $384,019,000 | 1,624 |
| Total deposits | $314,520,000 | 1,717 |
| Interest-bearing deposits | $305,888,000 | 1,549 |
| Deposits held in domestic offices | $314,520,000 | 1,711 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $3,832,000 | 1,846 |
| Trading liabilities | $0 | 86 |
| Other borrowed funds | $61,190,000 | 917 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $4,477,000 | 1,313 |
| Total equity capital | $34,376,000 | 2,055 |
| Total bank equity capital | $34,376,000 | 2,055 |
| Perpetual preferred stock | $0 | 108 |
| Common stock | $9,088,000 | 562 |
| Surplus | $6,958,000 | 3,347 |
| Undivided profits | $18,330,000 | 1,950 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $13,001,000 | 606 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,070 |
| Income earned, not collected on loans | $2,589,000 | 1,479 |
| Earning assets | $382,058,000 | 1,655 |
| Long-term assets (5+ years) | $149,103,000 | 848 |
| Average Assets, year-to-date | $417,509,500 | 1,641 |
| Average Assets, quarterly | $417,509,500 | 1,641 |
| Volatile liabilities | $104,856,000 | 1,369 |
| Insider loans | $7,405,000 | 1,043 |
| FHLB advances | $61,190,000 | 852 |
| Loans and leases held for sale | $0 | 1,797 |
| Unused loan commitments | $73,245,000 | 1,301 |
| Tier 1 (core) risk-based capital | $33,945,000 | 1,943 |
| Tier 2 risk-based capital | $4,215,000 | 1,284 |
| Total risk weighted assets | $336,635,000 | 1,520 |
| Total unused commitments | $73,245,000 | 1,302 |
| Derivatives | $0 | 1,109 |
| 2007-12-31 | Rank | |
| # of Employees: | 139 | 1,227 |
| Assets and Liabilities | ||
| Total Assets: | $416,624,000 | 1,642 |
| Cash and due from depository institutions | $8,953,000 | 1,227 |
| Interest-bearing balances | $10,000 | 6,250 |
| Securities | $62,505,000 | 1,876 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,130 |
| Net loans & leases | $316,530,000 | 1,518 |
| Loan loss allowance | $4,106,000 | 1,347 |
| Trading account assets | $0 | 237 |
| Bank premises and fixed assets | $13,049,000 | 956 |
| Other real estate owned | $0 | 1,227 |
| Goodwill and other intangibles | $30,000 | 3,111 |
| All other assets | $15,557,000 | 1,225 |
| Life insurance assets | $7,591,000 | 849 |
| Total liabilities and capital | $416,624,000 | 1,642 |
| Total liabilities | $382,792,000 | 1,613 |
| Total deposits | $324,105,000 | 1,658 |
| Interest-bearing deposits | $310,613,000 | 1,502 |
| Deposits held in domestic offices | $324,105,000 | 1,653 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $5,014,000 | 1,757 |
| Trading liabilities | $0 | 78 |
| Other borrowed funds | $48,731,000 | 1,045 |
| Subordinated debt | $0 | 248 |
| All other liabilities | $4,942,000 | 1,198 |
| Total equity capital | $33,832,000 | 2,057 |
| Total bank equity capital | $33,832,000 | 2,057 |
| Perpetual preferred stock | $0 | 111 |
| Common stock | $9,088,000 | 551 |
| Surplus | $6,958,000 | 3,326 |
| Undivided profits | $17,786,000 | 1,976 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $7,769,000 | 768 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,085 |
| Income earned, not collected on loans | $2,330,000 | 1,792 |
| Earning assets | $379,045,000 | 1,653 |
| Long-term assets (5+ years) | $151,630,000 | 794 |
| Average Assets, year-to-date | $393,218,400 | 1,668 |
| Average Assets, quarterly | $401,893,500 | 1,681 |
| Volatile liabilities | $112,487,000 | 1,311 |
| Insider loans | $7,628,000 | 985 |
| FHLB advances | $48,731,000 | 973 |
| Loans and leases held for sale | $0 | 1,738 |
| Unused loan commitments | $73,697,000 | 1,311 |
| Tier 1 (core) risk-based capital | $33,627,000 | 1,954 |
| Tier 2 risk-based capital | $4,181,000 | 1,270 |
| Total risk weighted assets | $334,311,000 | 1,530 |
| Total unused commitments | $73,697,000 | 1,311 |
| Derivatives | $0 | 1,052 |
| 2007-09-30 | Rank | |
| # of Employees: | 141 | 1,213 |
| Assets and Liabilities | ||
| Total Assets: | $387,163,000 | 1,728 |
| Cash and due from depository institutions | $7,212,000 | 1,213 |
| Interest-bearing balances | $124,000 | 4,323 |
| Securities | $57,708,000 | 1,996 |
| Federal funds sold & reverse repurchase agreements | $5,178,000 | 2,484 |
| Net loans & leases | $288,768,000 | 1,626 |
| Loan loss allowance | $3,727,000 | 1,441 |
| Trading account assets | $0 | 244 |
| Bank premises and fixed assets | $13,205,000 | 911 |
| Other real estate owned | $0 | 1,213 |
| Goodwill and other intangibles | $34,000 | 3,099 |
| All other assets | $15,058,000 | 1,245 |
| Life insurance assets | $7,507,000 | 835 |
| Total liabilities and capital | $387,163,000 | 1,728 |
| Total liabilities | $353,739,000 | 1,697 |
| Total deposits | $323,831,000 | 1,640 |
| Interest-bearing deposits | $310,954,000 | 1,476 |
| Deposits held in domestic offices | $323,831,000 | 1,634 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,436 |
| Trading liabilities | $0 | 78 |
| Other borrowed funds | $25,273,000 | 1,513 |
| Subordinated debt | $0 | 244 |
| All other liabilities | $4,635,000 | 1,256 |
| Total equity capital | $33,424,000 | 2,055 |
| Total bank equity capital | $33,424,000 | 2,055 |
| Perpetual preferred stock | $0 | 113 |
| Common stock | $9,088,000 | 523 |
| Surplus | $6,958,000 | 3,273 |
| Undivided profits | $17,378,000 | 2,014 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $3,769,000 | 1,203 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,109 |
| Income earned, not collected on loans | $2,338,000 | 1,929 |
| Earning assets | $351,778,000 | 1,741 |
| Long-term assets (5+ years) | $128,367,000 | 905 |
| Average Assets, year-to-date | $387,367,000 | 1,689 |
| Average Assets, quarterly | $390,912,000 | 1,701 |
| Volatile liabilities | $90,931,000 | 1,551 |
| Insider loans | $8,433,000 | 862 |
| FHLB advances | $25,273,000 | 1,429 |
| Loans and leases held for sale | $0 | 1,751 |
| Unused loan commitments | $67,095,000 | 1,433 |
| Tier 1 (core) risk-based capital | $33,473,000 | 1,946 |
| Tier 2 risk-based capital | $3,859,000 | 1,369 |
| Total risk weighted assets | $308,548,000 | 1,614 |
| Total unused commitments | $67,095,000 | 1,433 |
| Derivatives | $0 | 1,033 |
| 2007-06-30 | Rank | |
| # of Employees: | 138 | 1,257 |
| Assets and Liabilities | ||
| Total Assets: | $394,661,000 | 1,712 |
| Cash and due from depository institutions | $11,700,000 | 1,257 |
| Interest-bearing balances | $4,003,000 | 1,234 |
| Securities | $51,881,000 | 2,229 |
| Federal funds sold & reverse repurchase agreements | $9,776,000 | 1,617 |
| Net loans & leases | $293,327,000 | 1,610 |
| Loan loss allowance | $3,596,000 | 1,490 |
| Trading account assets | $0 | 245 |
| Bank premises and fixed assets | $12,941,000 | 916 |
| Other real estate owned | $114,000 | 1,257 |
| Goodwill and other intangibles | $40,000 | 3,100 |
| All other assets | $14,882,000 | 1,250 |
| Life insurance assets | $7,453,000 | 831 |
| Total liabilities and capital | $394,661,000 | 1,712 |
| Total liabilities | $361,687,000 | 1,683 |
| Total deposits | $321,877,000 | 1,674 |
| Interest-bearing deposits | $305,185,000 | 1,523 |
| Deposits held in domestic offices | $321,877,000 | 1,668 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,401 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $35,315,000 | 1,142 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $4,495,000 | 1,255 |
| Total equity capital | $32,974,000 | 2,055 |
| Total bank equity capital | $32,974,000 | 2,055 |
| Perpetual preferred stock | $0 | 111 |
| Common stock | $9,088,000 | 517 |
| Surplus | $6,958,000 | 3,266 |
| Undivided profits | $16,928,000 | 2,033 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $36,000 | 6,799 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,127 |
| Income earned, not collected on loans | $2,163,000 | 1,943 |
| Earning assets | $358,987,000 | 1,726 |
| Long-term assets (5+ years) | $128,285,000 | 896 |
| Average Assets, year-to-date | $387,435,000 | 1,720 |
| Average Assets, quarterly | $387,591,500 | 1,726 |
| Volatile liabilities | $90,144,000 | 1,534 |
| Insider loans | $8,915,000 | 800 |
| FHLB advances | $35,315,000 | 1,059 |
| Loans and leases held for sale | $0 | 1,802 |
| Unused loan commitments | $70,949,000 | 1,399 |
| Tier 1 (core) risk-based capital | $33,336,000 | 1,956 |
| Tier 2 risk-based capital | $3,900,000 | 1,351 |
| Total risk weighted assets | $317,973,000 | 1,581 |
| Total unused commitments | $70,949,000 | 1,399 |
| Derivatives | $0 | 1,067 |
| 2007-03-31 | Rank | |
| # of Employees: | 139 | 1,241 |
| Assets and Liabilities | ||
| Total Assets: | $380,522,000 | 1,762 |
| Cash and due from depository institutions | $11,044,000 | 1,241 |
| Interest-bearing balances | $3,446,000 | 1,470 |
| Securities | $49,400,000 | 2,333 |
| Federal funds sold & reverse repurchase agreements | $4,733,000 | 3,452 |
| Net loans & leases | $286,929,000 | 1,625 |
| Loan loss allowance | $3,519,000 | 1,511 |
| Trading account assets | $0 | 267 |
| Bank premises and fixed assets | $12,921,000 | 889 |
| Other real estate owned | $114,000 | 1,241 |
| Goodwill and other intangibles | $42,000 | 3,097 |
| All other assets | $15,339,000 | 1,180 |
| Life insurance assets | $7,395,000 | 815 |
| Total liabilities and capital | $380,522,000 | 1,762 |
| Total liabilities | $346,946,000 | 1,733 |
| Total deposits | $306,490,000 | 1,747 |
| Interest-bearing deposits | $294,710,000 | 1,581 |
| Deposits held in domestic offices | $306,490,000 | 1,742 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,056 |
| Trading liabilities | $0 | 89 |
| Other borrowed funds | $35,356,000 | 1,106 |
| Subordinated debt | $0 | 262 |
| All other liabilities | $5,100,000 | 1,132 |
| Total equity capital | $33,576,000 | 2,029 |
| Total bank equity capital | $33,576,000 | 2,029 |
| Perpetual preferred stock | $0 | 113 |
| Common stock | $9,088,000 | 502 |
| Surplus | $6,958,000 | 3,215 |
| Undivided profits | $17,530,000 | 1,999 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $25,000 | 6,946 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,132 |
| Income earned, not collected on loans | $2,262,000 | 1,796 |
| Earning assets | $344,508,000 | 1,782 |
| Long-term assets (5+ years) | $112,754,000 | 982 |
| Average Assets, year-to-date | $383,822,000 | 1,740 |
| Average Assets, quarterly | $383,822,000 | 1,740 |
| Volatile liabilities | $87,171,000 | 1,561 |
| Insider loans | $4,423,000 | 1,624 |
| FHLB advances | $35,356,000 | 1,034 |
| Loans and leases held for sale | $0 | 1,800 |
| Unused loan commitments | $78,054,000 | 1,304 |
| Tier 1 (core) risk-based capital | $33,602,000 | 1,916 |
| Tier 2 risk-based capital | $3,823,000 | 1,373 |
| Total risk weighted assets | $312,938,000 | 1,589 |
| Total unused commitments | $78,054,000 | 1,304 |
| Derivatives | $0 | 1,065 |
| 2006-12-31 | Rank | |
| # of Employees: | 145 | 1,174 |
| Assets and Liabilities | ||
| Total Assets: | $387,122,000 | 1,728 |
| Cash and due from depository institutions | $14,797,000 | 1,174 |
| Interest-bearing balances | $5,098,000 | 1,065 |
| Securities | $50,013,000 | 2,332 |
| Federal funds sold & reverse repurchase agreements | $4,478,000 | 3,075 |
| Net loans & leases | $289,380,000 | 1,596 |
| Loan loss allowance | $3,414,000 | 1,532 |
| Trading account assets | $0 | 156 |
| Bank premises and fixed assets | $13,125,000 | 855 |
| Other real estate owned | $118,000 | 1,174 |
| Goodwill and other intangibles | $48,000 | 3,078 |
| All other assets | $15,163,000 | 1,199 |
| Life insurance assets | $7,339,000 | 794 |
| Total liabilities and capital | $387,122,000 | 1,728 |
| Total liabilities | $353,403,000 | 1,687 |
| Total deposits | $305,801,000 | 1,724 |
| Interest-bearing deposits | $291,196,000 | 1,578 |
| Deposits held in domestic offices | $305,801,000 | 1,719 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,314 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $42,898,000 | 987 |
| Subordinated debt | $0 | 264 |
| All other liabilities | $4,704,000 | 1,189 |
| Total equity capital | $33,719,000 | 1,989 |
| Total bank equity capital | $33,719,000 | 1,989 |
| Perpetual preferred stock | $0 | 112 |
| Common stock | $9,088,000 | 494 |
| Surplus | $6,958,000 | 3,173 |
| Undivided profits | $17,673,000 | 1,956 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $174,000 | 5,480 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $122,000 | 662 |
| Income earned, not collected on loans | $2,171,000 | 1,925 |
| Earning assets | $348,969,000 | 1,744 |
| Long-term assets (5+ years) | $116,650,000 | 937 |
| Average Assets, year-to-date | $367,044,000 | 1,728 |
| Average Assets, quarterly | $383,266,500 | 1,721 |
| Volatile liabilities | $93,468,000 | 1,600 |
| Insider loans | $7,693,000 | 917 |
| FHLB advances | $42,898,000 | 924 |
| Loans and leases held for sale | $0 | 1,760 |
| Unused loan commitments | $74,704,000 | 1,310 |
| Tier 1 (core) risk-based capital | $33,805,000 | 1,882 |
| Tier 2 risk-based capital | $3,718,000 | 1,404 |
| Total risk weighted assets | $314,082,000 | 1,547 |
| Total unused commitments | $74,704,000 | 1,310 |
| Derivatives | $0 | 1,023 |
| 2006-09-30 | Rank | |
| # of Employees: | 146 | 1,190 |
| Assets and Liabilities | ||
| Total Assets: | $379,411,000 | 1,739 |
| Cash and due from depository institutions | $9,866,000 | 1,190 |
| Interest-bearing balances | $1,049,000 | 2,360 |
| Securities | $52,602,000 | 2,242 |
| Federal funds sold & reverse repurchase agreements | $4,118,000 | 2,759 |
| Net loans & leases | $284,090,000 | 1,603 |
| Loan loss allowance | $4,200,000 | 1,235 |
| Trading account assets | $0 | 154 |
| Bank premises and fixed assets | $13,442,000 | 819 |
| Other real estate owned | $1,806,000 | 1,190 |
| Goodwill and other intangibles | $55,000 | 3,058 |
| All other assets | $13,432,000 | 1,350 |
| Life insurance assets | $5,722,000 | 997 |
| Total liabilities and capital | $379,411,000 | 1,739 |
| Total liabilities | $346,156,000 | 1,706 |
| Total deposits | $299,047,000 | 1,743 |
| Interest-bearing deposits | $282,210,000 | 1,598 |
| Deposits held in domestic offices | $299,047,000 | 1,740 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,596 |
| Trading liabilities | $0 | 74 |
| Other borrowed funds | $42,440,000 | 1,045 |
| Subordinated debt | $0 | 269 |
| All other liabilities | $4,669,000 | 1,191 |
| Total equity capital | $33,255,000 | 1,994 |
| Total bank equity capital | $33,255,000 | 1,994 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $9,088,000 | 480 |
| Surplus | $6,958,000 | 3,144 |
| Undivided profits | $17,209,000 | 1,992 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,178,000 | 2,266 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $122,000 | 694 |
| Income earned, not collected on loans | $2,129,000 | 1,947 |
| Earning assets | $341,859,000 | 1,760 |
| Long-term assets (5+ years) | $113,822,000 | 948 |
| Average Assets, year-to-date | $362,024,500 | 1,763 |
| Average Assets, quarterly | $373,000,500 | 1,744 |
| Volatile liabilities | $90,180,000 | 1,632 |
| Insider loans | $8,220,000 | 847 |
| FHLB advances | $42,440,000 | 965 |
| Loans and leases held for sale | $0 | 1,773 |
| Unused loan commitments | $74,882,000 | 1,338 |
| Tier 1 (core) risk-based capital | $33,335,000 | 1,895 |
| Tier 2 risk-based capital | $3,841,000 | 1,350 |
| Total risk weighted assets | $306,590,000 | 1,581 |
| Total unused commitments | $74,882,000 | 1,339 |
| Derivatives | $0 | 1,023 |
| 2006-06-30 | Rank | |
| # of Employees: | 138 | 1,279 |
| Assets and Liabilities | ||
| Total Assets: | $366,590,000 | 1,781 |
| Cash and due from depository institutions | $10,918,000 | 1,279 |
| Interest-bearing balances | $1,005,000 | 2,430 |
| Securities | $51,244,000 | 2,290 |
| Federal funds sold & reverse repurchase agreements | $102,000 | 5,652 |
| Net loans & leases | $275,946,000 | 1,638 |
| Loan loss allowance | $4,014,000 | 1,278 |
| Trading account assets | $0 | 157 |
| Bank premises and fixed assets | $13,647,000 | 783 |
| Other real estate owned | $1,819,000 | 1,279 |
| Goodwill and other intangibles | $60,000 | 3,037 |
| All other assets | $12,854,000 | 1,387 |
| Life insurance assets | $5,698,000 | 979 |
| Total liabilities and capital | $366,590,000 | 1,781 |
| Total liabilities | $334,256,000 | 1,753 |
| Total deposits | $279,281,000 | 1,843 |
| Interest-bearing deposits | $260,693,000 | 1,697 |
| Deposits held in domestic offices | $279,281,000 | 1,839 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,710 |
| Trading liabilities | $0 | 73 |
| Other borrowed funds | $50,481,000 | 931 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $4,494,000 | 1,129 |
| Total equity capital | $32,334,000 | 1,981 |
| Total bank equity capital | $32,334,000 | 1,981 |
| Perpetual preferred stock | $0 | 119 |
| Common stock | $9,087,000 | 461 |
| Surplus | $6,958,000 | 3,088 |
| Undivided profits | $16,289,000 | 1,994 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,219,000 | 2,081 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $122,000 | 706 |
| Income earned, not collected on loans | $1,809,000 | 2,074 |
| Earning assets | $328,297,000 | 1,803 |
| Long-term assets (5+ years) | $105,927,000 | 1,004 |
| Average Assets, year-to-date | $356,229,000 | 1,784 |
| Average Assets, quarterly | $358,103,000 | 1,796 |
| Volatile liabilities | $86,313,000 | 1,685 |
| Insider loans | $6,508,000 | 1,059 |
| FHLB advances | $50,481,000 | 848 |
| Loans and leases held for sale | $0 | 1,763 |
| Unused loan commitments | $80,941,000 | 1,232 |
| Tier 1 (core) risk-based capital | $32,763,000 | 1,903 |
| Tier 2 risk-based capital | $3,748,000 | 1,352 |
| Total risk weighted assets | $299,286,000 | 1,593 |
| Total unused commitments | $80,941,000 | 1,233 |
| Derivatives | $0 | 1,000 |
| 2006-03-31 | Rank | |
| # of Employees: | 136 | 1,266 |
| Assets and Liabilities | ||
| Total Assets: | $349,616,000 | 1,827 |
| Cash and due from depository institutions | $9,169,000 | 1,266 |
| Interest-bearing balances | $1,949,000 | 1,962 |
| Securities | $52,148,000 | 2,272 |
| Federal funds sold & reverse repurchase agreements | $2,488,000 | 3,946 |
| Net loans & leases | $254,100,000 | 1,726 |
| Loan loss allowance | $3,806,000 | 1,326 |
| Trading account assets | $0 | 154 |
| Bank premises and fixed assets | $13,889,000 | 746 |
| Other real estate owned | $1,819,000 | 1,266 |
| Goodwill and other intangibles | $65,000 | 2,999 |
| All other assets | $15,938,000 | 1,113 |
| Life insurance assets | $5,656,000 | 962 |
| Total liabilities and capital | $349,616,000 | 1,827 |
| Total liabilities | $316,638,000 | 1,818 |
| Total deposits | $268,213,000 | 1,913 |
| Interest-bearing deposits | $250,083,000 | 1,756 |
| Deposits held in domestic offices | $268,213,000 | 1,909 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,368 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $44,023,000 | 992 |
| Subordinated debt | $0 | 259 |
| All other liabilities | $4,402,000 | 1,156 |
| Total equity capital | $32,978,000 | 1,917 |
| Total bank equity capital | $32,978,000 | 1,917 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $9,087,000 | 448 |
| Surplus | $6,958,000 | 3,022 |
| Undivided profits | $16,933,000 | 1,932 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,049,000 | 2,283 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,164 |
| Income earned, not collected on loans | $1,803,000 | 1,966 |
| Earning assets | $310,685,000 | 1,869 |
| Long-term assets (5+ years) | $101,442,000 | 1,029 |
| Average Assets, year-to-date | $351,048,500 | 1,810 |
| Average Assets, quarterly | $351,048,500 | 1,810 |
| Volatile liabilities | $75,977,000 | 1,775 |
| Insider loans | $5,810,000 | 1,164 |
| FHLB advances | $44,023,000 | 926 |
| Loans and leases held for sale | $0 | 1,721 |
| Unused loan commitments | $82,485,000 | 1,191 |
| Tier 1 (core) risk-based capital | $33,260,000 | 1,831 |
| Tier 2 risk-based capital | $3,644,000 | 1,373 |
| Total risk weighted assets | $291,057,000 | 1,603 |
| Total unused commitments | $82,485,000 | 1,191 |
| Derivatives | $0 | 990 |
| 2005-12-31 | Rank | |
| # of Employees: | 136 | 1,262 |
| Assets and Liabilities | ||
| Total Assets: | $352,481,000 | 1,801 |
| Cash and due from depository institutions | $7,475,000 | 1,262 |
| Interest-bearing balances | $4,000 | 6,627 |
| Securities | $49,941,000 | 2,379 |
| Federal funds sold & reverse repurchase agreements | $5,028,000 | 2,475 |
| Net loans & leases | $258,114,000 | 1,676 |
| Loan loss allowance | $3,673,000 | 1,359 |
| Trading account assets | $0 | 155 |
| Bank premises and fixed assets | $14,054,000 | 722 |
| Other real estate owned | $1,819,000 | 1,262 |
| Goodwill and other intangibles | $73,000 | 2,962 |
| All other assets | $15,977,000 | 1,083 |
| Life insurance assets | $0 | 351 |
| Total liabilities and capital | $352,481,000 | 1,801 |
| Total liabilities | $319,605,000 | 1,788 |
| Total deposits | $281,321,000 | 1,778 |
| Interest-bearing deposits | $243,879,000 | 1,763 |
| Deposits held in domestic offices | $281,321,000 | 1,773 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,512 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $34,065,000 | 1,232 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $4,219,000 | 1,161 |
| Total equity capital | $32,876,000 | 1,893 |
| Total bank equity capital | $32,876,000 | 1,893 |
| Perpetual preferred stock | $0 | 122 |
| Common stock | $9,087,000 | 441 |
| Surplus | $6,958,000 | 2,987 |
| Undivided profits | $16,831,000 | 1,948 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,892,000 | 1,372 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,175 |
| Income earned, not collected on loans | $1,732,000 | 2,048 |
| Earning assets | $313,087,000 | 1,834 |
| Long-term assets (5+ years) | $108,013,000 | 952 |
| Average Assets, year-to-date | $341,676,800 | 1,754 |
| Average Assets, quarterly | $349,695,000 | 1,789 |
| Volatile liabilities | $70,365,000 | 1,860 |
| Insider loans | $4,957,000 | 1,355 |
| FHLB advances | $34,065,000 | 1,139 |
| Loans and leases held for sale | $0 | 1,743 |
| Unused loan commitments | $83,470,000 | 1,156 |
| Tier 1 (core) risk-based capital | $32,979,000 | 1,808 |
| Tier 2 risk-based capital | $3,718,000 | 1,310 |
| Total risk weighted assets | $297,152,000 | 1,535 |
| Total unused commitments | $83,470,000 | 1,156 |
| Derivatives | $0 | 930 |
| 2005-09-30 | Rank | |
| # of Employees: | 133 | 1,273 |
| Assets and Liabilities | ||
| Total Assets: | $346,909,000 | 1,787 |
| Cash and due from depository institutions | $12,411,000 | 1,273 |
| Interest-bearing balances | $2,826,000 | 1,641 |
| Securities | $48,774,000 | 2,408 |
| Federal funds sold & reverse repurchase agreements | $14,347,000 | 928 |
| Net loans & leases | $242,506,000 | 1,729 |
| Loan loss allowance | $3,764,000 | 1,308 |
| Trading account assets | $0 | 146 |
| Bank premises and fixed assets | $14,274,000 | 689 |
| Other real estate owned | $1,819,000 | 1,273 |
| Goodwill and other intangibles | $77,000 | 2,945 |
| All other assets | $12,701,000 | 1,309 |
| Life insurance assets | $0 | 341 |
| Total liabilities and capital | $346,909,000 | 1,787 |
| Total liabilities | $314,697,000 | 1,774 |
| Total deposits | $281,671,000 | 1,743 |
| Interest-bearing deposits | $245,306,000 | 1,703 |
| Deposits held in domestic offices | $281,671,000 | 1,737 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,623 |
| Trading liabilities | $0 | 63 |
| Other borrowed funds | $28,606,000 | 1,384 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $4,420,000 | 1,083 |
| Total equity capital | $32,212,000 | 1,908 |
| Total bank equity capital | $32,212,000 | 1,908 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $9,087,000 | 425 |
| Surplus | $6,958,000 | 2,929 |
| Undivided profits | $16,167,000 | 2,022 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $3,217,000 | 832 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,225 |
| Income earned, not collected on loans | $1,660,000 | 2,062 |
| Earning assets | $308,453,000 | 1,824 |
| Long-term assets (5+ years) | $100,932,000 | 1,005 |
| Average Assets, year-to-date | $338,975,750 | 1,752 |
| Average Assets, quarterly | $343,776,000 | 1,780 |
| Volatile liabilities | $62,928,000 | 1,976 |
| Insider loans | $5,398,000 | 1,191 |
| FHLB advances | $28,606,000 | 1,293 |
| Loans and leases held for sale | $0 | 1,843 |
| Unused loan commitments | $79,294,000 | 1,190 |
| Tier 1 (core) risk-based capital | $32,200,000 | 1,814 |
| Tier 2 risk-based capital | $3,533,000 | 1,363 |
| Total risk weighted assets | $282,104,000 | 1,585 |
| Total unused commitments | $79,294,000 | 1,190 |
| Derivatives | $0 | 909 |
| 2005-06-30 | Rank | |
| # of Employees: | 134 | 1,264 |
| Assets and Liabilities | ||
| Total Assets: | $340,643,000 | 1,770 |
| Cash and due from depository institutions | $10,212,000 | 1,264 |
| Interest-bearing balances | $2,760,000 | 1,659 |
| Securities | $51,199,000 | 2,314 |
| Federal funds sold & reverse repurchase agreements | $4,520,000 | 2,261 |
| Net loans & leases | $246,544,000 | 1,668 |
| Loan loss allowance | $4,024,000 | 1,198 |
| Trading account assets | $0 | 148 |
| Bank premises and fixed assets | $15,446,000 | 598 |
| Other real estate owned | $142,000 | 1,264 |
| Goodwill and other intangibles | $81,000 | 2,905 |
| All other assets | $12,499,000 | 1,297 |
| Life insurance assets | $0 | 339 |
| Total liabilities and capital | $340,643,000 | 1,770 |
| Total liabilities | $308,151,000 | 1,760 |
| Total deposits | $275,544,000 | 1,754 |
| Interest-bearing deposits | $238,746,000 | 1,717 |
| Deposits held in domestic offices | $275,544,000 | 1,749 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,721 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $28,648,000 | 1,389 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $3,959,000 | 1,118 |
| Total equity capital | $32,492,000 | 1,844 |
| Total bank equity capital | $32,492,000 | 1,844 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $9,087,000 | 400 |
| Surplus | $6,958,000 | 2,877 |
| Undivided profits | $16,447,000 | 1,990 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $3,804,000 | 691 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,247 |
| Income earned, not collected on loans | $1,561,000 | 1,979 |
| Earning assets | $305,023,000 | 1,803 |
| Long-term assets (5+ years) | $102,847,000 | 978 |
| Average Assets, year-to-date | $336,331,330 | 1,745 |
| Average Assets, quarterly | $337,872,500 | 1,766 |
| Volatile liabilities | $62,294,000 | 1,908 |
| Insider loans | $5,869,000 | 1,070 |
| FHLB advances | $28,648,000 | 1,305 |
| Loans and leases held for sale | $0 | 1,818 |
| Unused loan commitments | $56,950,000 | 1,530 |
| Tier 1 (core) risk-based capital | $32,221,000 | 1,751 |
| Tier 2 risk-based capital | $3,353,000 | 1,406 |
| Total risk weighted assets | $267,575,000 | 1,620 |
| Total unused commitments | $56,950,000 | 1,530 |
| Derivatives | $0 | 866 |
| 2005-03-31 | Rank | |
| # of Employees: | 141 | 1,173 |
| Assets and Liabilities | ||
| Total Assets: | $335,102,000 | 1,770 |
| Cash and due from depository institutions | $10,821,000 | 1,173 |
| Interest-bearing balances | $4,287,000 | 1,226 |
| Securities | $47,504,000 | 2,484 |
| Federal funds sold & reverse repurchase agreements | $3,898,000 | 2,835 |
| Net loans & leases | $244,899,000 | 1,637 |
| Loan loss allowance | $3,843,000 | 1,242 |
| Trading account assets | $0 | 148 |
| Bank premises and fixed assets | $14,690,000 | 632 |
| Other real estate owned | $367,000 | 1,173 |
| Goodwill and other intangibles | $93,000 | 2,868 |
| All other assets | $12,830,000 | 1,259 |
| Life insurance assets | $0 | 333 |
| Total liabilities and capital | $335,102,000 | 1,770 |
| Total liabilities | $302,830,000 | 1,767 |
| Total deposits | $270,129,000 | 1,764 |
| Interest-bearing deposits | $234,711,000 | 1,720 |
| Deposits held in domestic offices | $270,129,000 | 1,760 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,328 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $28,793,000 | 1,334 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $3,908,000 | 1,132 |
| Total equity capital | $32,272,000 | 1,795 |
| Total bank equity capital | $32,272,000 | 1,795 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $9,087,000 | 385 |
| Surplus | $6,958,000 | 2,835 |
| Undivided profits | $16,227,000 | 1,980 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $3,097,000 | 842 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,234 |
| Income earned, not collected on loans | $1,560,000 | 1,941 |
| Earning assets | $300,588,000 | 1,800 |
| Long-term assets (5+ years) | $99,839,000 | 1,027 |
| Average Assets, year-to-date | $334,175,500 | 1,759 |
| Average Assets, quarterly | $334,175,500 | 1,759 |
| Volatile liabilities | $65,527,000 | 1,745 |
| Insider loans | $4,507,000 | 1,373 |
| FHLB advances | $28,793,000 | 1,246 |
| Loans and leases held for sale | $0 | 1,762 |
| Unused loan commitments | $49,528,000 | 1,662 |
| Tier 1 (core) risk-based capital | $32,247,000 | 1,709 |
| Tier 2 risk-based capital | $3,269,000 | 1,434 |
| Total risk weighted assets | $260,986,000 | 1,621 |
| Total unused commitments | $49,528,000 | 1,663 |
| Derivatives | $0 | 790 |
| 2004-12-31 | Rank | |
| # of Employees: | 126 | 1,357 |
| Assets and Liabilities | ||
| Total Assets: | $333,249,000 | 1,776 |
| Cash and due from depository institutions | $11,054,000 | 1,357 |
| Interest-bearing balances | $5,226,000 | 1,057 |
| Securities | $43,739,000 | 2,691 |
| Federal funds sold & reverse repurchase agreements | $2,500,000 | 3,535 |
| Net loans & leases | $247,870,000 | 1,589 |
| Loan loss allowance | $3,670,000 | 1,276 |
| Trading account assets | $0 | 153 |
| Bank premises and fixed assets | $14,057,000 | 665 |
| Other real estate owned | $1,367,000 | 1,357 |
| Goodwill and other intangibles | $97,000 | 2,847 |
| All other assets | $12,565,000 | 1,245 |
| Life insurance assets | $0 | 334 |
| Total liabilities and capital | $333,249,000 | 1,776 |
| Total liabilities | $300,549,000 | 1,772 |
| Total deposits | $262,803,000 | 1,784 |
| Interest-bearing deposits | $232,360,000 | 1,715 |
| Deposits held in domestic offices | $262,803,000 | 1,778 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,470 |
| Trading liabilities | $0 | 66 |
| Other borrowed funds | $33,977,000 | 1,208 |
| Subordinated debt | $0 | 272 |
| All other liabilities | $3,769,000 | 1,148 |
| Total equity capital | $32,700,000 | 1,779 |
| Total bank equity capital | $32,700,000 | 1,779 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $9,087,000 | 370 |
| Surplus | $6,958,000 | 2,783 |
| Undivided profits | $16,655,000 | 1,974 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $3,178,000 | 834 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,187 |
| Income earned, not collected on loans | $1,370,000 | 2,204 |
| Earning assets | $299,335,000 | 1,799 |
| Long-term assets (5+ years) | $104,593,000 | 1,012 |
| Average Assets, year-to-date | $321,826,800 | 1,748 |
| Average Assets, quarterly | $334,432,500 | 1,753 |
| Volatile liabilities | $68,934,000 | 1,636 |
| Insider loans | $4,052,000 | 1,500 |
| FHLB advances | $33,977,000 | 1,114 |
| Loans and leases held for sale | $0 | 1,753 |
| Unused loan commitments | $43,522,000 | 1,779 |
| Tier 1 (core) risk-based capital | $32,287,000 | 1,689 |
| Tier 2 risk-based capital | $3,261,000 | 1,417 |
| Total risk weighted assets | $260,488,000 | 1,598 |
| Total unused commitments | $43,522,000 | 1,780 |
| Derivatives | $0 | 774 |
| 2004-09-30 | Rank | |
| # of Employees: | 112 | 1,541 |
| Assets and Liabilities | ||
| Total Assets: | $335,616,000 | 1,745 |
| Cash and due from depository institutions | $8,485,000 | 1,541 |
| Interest-bearing balances | $3,143,000 | 1,602 |
| Securities | $49,698,000 | 2,408 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,928 |
| Net loans & leases | $251,018,000 | 1,543 |
| Loan loss allowance | $3,716,000 | 1,270 |
| Trading account assets | $0 | 149 |
| Bank premises and fixed assets | $12,984,000 | 693 |
| Other real estate owned | $292,000 | 1,541 |
| Goodwill and other intangibles | $96,000 | 2,816 |
| All other assets | $13,043,000 | 1,172 |
| Life insurance assets | $0 | 330 |
| Total liabilities and capital | $335,616,000 | 1,745 |
| Total liabilities | $303,052,000 | 1,740 |
| Total deposits | $262,994,000 | 1,751 |
| Interest-bearing deposits | $231,528,000 | 1,697 |
| Deposits held in domestic offices | $262,994,000 | 1,746 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,678 |
| Trading liabilities | $0 | 68 |
| Other borrowed funds | $36,175,000 | 1,145 |
| Subordinated debt | $0 | 276 |
| All other liabilities | $3,883,000 | 1,129 |
| Total equity capital | $32,564,000 | 1,759 |
| Total bank equity capital | $32,564,000 | 1,759 |
| Perpetual preferred stock | $0 | 124 |
| Common stock | $9,087,000 | 365 |
| Surplus | $6,958,000 | 2,747 |
| Undivided profits | $16,519,000 | 1,995 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $4,086,000 | 704 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,251 |
| Income earned, not collected on loans | $1,591,000 | 1,919 |
| Earning assets | $303,859,000 | 1,763 |
| Long-term assets (5+ years) | $117,658,000 | 902 |
| Average Assets, year-to-date | $318,971,250 | 1,761 |
| Average Assets, quarterly | $327,891,500 | 1,757 |
| Volatile liabilities | $76,164,000 | 1,471 |
| Insider loans | $3,691,000 | 1,594 |
| FHLB advances | $36,175,000 | 1,042 |
| Loans and leases held for sale | $0 | 1,808 |
| Unused loan commitments | $49,754,000 | 1,572 |
| Tier 1 (core) risk-based capital | $31,670,000 | 1,693 |
| Tier 2 risk-based capital | $3,309,000 | 1,377 |
| Total risk weighted assets | $264,336,000 | 1,538 |
| Total unused commitments | $49,754,000 | 1,574 |
| Derivatives | $0 | 770 |
| 2004-06-30 | Rank | |
| # of Employees: | 112 | 1,539 |
| Assets and Liabilities | ||
| Total Assets: | $320,167,000 | 1,790 |
| Cash and due from depository institutions | $7,065,000 | 1,539 |
| Interest-bearing balances | $233,000 | 4,353 |
| Securities | $46,491,000 | 2,611 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,884 |
| Net loans & leases | $239,791,000 | 1,565 |
| Loan loss allowance | $3,437,000 | 1,358 |
| Trading account assets | $0 | 153 |
| Bank premises and fixed assets | $12,753,000 | 693 |
| Other real estate owned | $542,000 | 1,539 |
| Goodwill and other intangibles | $103,000 | 2,806 |
| All other assets | $13,422,000 | 1,155 |
| Life insurance assets | $0 | 323 |
| Total liabilities and capital | $320,167,000 | 1,790 |
| Total liabilities | $289,271,000 | 1,799 |
| Total deposits | $250,675,000 | 1,842 |
| Interest-bearing deposits | $220,502,000 | 1,758 |
| Deposits held in domestic offices | $250,675,000 | 1,835 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,750 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $34,895,000 | 1,182 |
| Subordinated debt | $0 | 288 |
| All other liabilities | $3,701,000 | 1,095 |
| Total equity capital | $30,896,000 | 1,762 |
| Total bank equity capital | $30,896,000 | 1,762 |
| Perpetual preferred stock | $0 | 126 |
| Common stock | $9,087,000 | 363 |
| Surplus | $6,958,000 | 2,709 |
| Undivided profits | $14,851,000 | 2,077 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $3,056,000 | 930 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,328 |
| Income earned, not collected on loans | $1,319,000 | 2,207 |
| Earning assets | $286,515,000 | 1,826 |
| Long-term assets (5+ years) | $116,061,000 | 941 |
| Average Assets, year-to-date | $313,423,000 | 1,794 |
| Average Assets, quarterly | $316,733,000 | 1,794 |
| Volatile liabilities | $73,252,000 | 1,478 |
| Insider loans | $2,078,000 | 2,601 |
| FHLB advances | $34,895,000 | 1,092 |
| Loans and leases held for sale | $0 | 1,820 |
| Unused loan commitments | $53,190,000 | 1,491 |
| Tier 1 (core) risk-based capital | $31,151,000 | 1,667 |
| Tier 2 risk-based capital | $3,154,000 | 1,423 |
| Total risk weighted assets | $252,059,000 | 1,587 |
| Total unused commitments | $53,190,000 | 1,493 |
| Derivatives | $0 | 740 |
| 2004-03-31 | Rank | |
| # of Employees: | 111 | 1,546 |
| Assets and Liabilities | ||
| Total Assets: | $313,299,000 | 1,822 |
| Cash and due from depository institutions | $6,232,000 | 1,546 |
| Interest-bearing balances | $138,000 | 4,982 |
| Securities | $48,601,000 | 2,519 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,767 |
| Net loans & leases | $233,857,000 | 1,574 |
| Loan loss allowance | $3,324,000 | 1,397 |
| Trading account assets | $0 | 144 |
| Bank premises and fixed assets | $11,500,000 | 774 |
| Other real estate owned | $74,000 | 1,546 |
| Goodwill and other intangibles | $98,000 | 2,807 |
| All other assets | $12,937,000 | 1,126 |
| Life insurance assets | $0 | 322 |
| Total liabilities and capital | $313,299,000 | 1,822 |
| Total liabilities | $281,587,000 | 1,815 |
| Total deposits | $250,317,000 | 1,820 |
| Interest-bearing deposits | $214,680,000 | 1,807 |
| Deposits held in domestic offices | $250,317,000 | 1,815 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,174 |
| Trading liabilities | $0 | 70 |
| Other borrowed funds | $27,639,000 | 1,294 |
| Subordinated debt | $0 | 287 |
| All other liabilities | $3,631,000 | 1,245 |
| Total equity capital | $31,712,000 | 1,758 |
| Total bank equity capital | $31,712,000 | 1,758 |
| Perpetual preferred stock | $0 | 129 |
| Common stock | $9,087,000 | 354 |
| Surplus | $6,958,000 | 2,683 |
| Undivided profits | $15,667,000 | 2,080 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $3,274,000 | 918 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,356 |
| Income earned, not collected on loans | $1,418,000 | 1,995 |
| Earning assets | $282,596,000 | 1,832 |
| Long-term assets (5+ years) | $119,708,000 | 892 |
| Average Assets, year-to-date | $310,051,000 | 1,806 |
| Average Assets, quarterly | $310,051,000 | 1,806 |
| Volatile liabilities | $62,246,000 | 1,616 |
| Insider loans | $1,805,000 | 2,839 |
| FHLB advances | $27,639,000 | 1,193 |
| Loans and leases held for sale | $0 | 1,884 |
| Unused loan commitments | $45,412,000 | 1,641 |
| Tier 1 (core) risk-based capital | $30,777,000 | 1,677 |
| Tier 2 risk-based capital | $2,973,000 | 1,479 |
| Total risk weighted assets | $237,460,000 | 1,635 |
| Total unused commitments | $45,412,000 | 1,645 |
| Derivatives | $0 | 699 |
| 2003-12-31 | Rank | |
| # of Employees: | 107 | 1,622 |
| Assets and Liabilities | ||
| Total Assets: | $306,803,000 | 1,832 |
| Cash and due from depository institutions | $8,353,000 | 1,622 |
| Interest-bearing balances | $35,000 | 6,090 |
| Securities | $45,889,000 | 2,659 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,359 |
| Net loans & leases | $228,758,000 | 1,586 |
| Loan loss allowance | $3,140,000 | 1,473 |
| Trading account assets | $0 | 168 |
| Bank premises and fixed assets | $11,028,000 | 818 |
| Other real estate owned | $74,000 | 1,622 |
| Goodwill and other intangibles | $90,000 | 2,827 |
| All other assets | $12,611,000 | 1,173 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $306,803,000 | 1,832 |
| Total liabilities | $282,344,000 | 1,805 |
| Total deposits | $245,582,000 | 1,842 |
| Interest-bearing deposits | $191,215,000 | 2,009 |
| Deposits held in domestic offices | $245,582,000 | 1,838 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $1,700,000 | 2,369 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $31,482,000 | 1,207 |
| Subordinated debt | $0 | 293 |
| All other liabilities | $3,580,000 | 1,195 |
| Total equity capital | $24,459,000 | 2,267 |
| Total bank equity capital | $24,459,000 | 2,267 |
| Perpetual preferred stock | $0 | 131 |
| Common stock | $9,087,000 | 356 |
| Surplus | $0 | 8,463 |
| Undivided profits | $15,372,000 | 2,084 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $3,100,000 | 976 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,287 |
| Income earned, not collected on loans | $1,226,000 | 2,457 |
| Earning assets | $274,682,000 | 1,870 |
| Long-term assets (5+ years) | $119,535,000 | 917 |
| Average Assets, year-to-date | $291,732,200 | 1,866 |
| Average Assets, quarterly | $304,062,500 | 1,836 |
| Volatile liabilities | $62,622,000 | 1,614 |
| Insider loans | $1,792,000 | 2,830 |
| FHLB advances | $31,482,000 | 1,096 |
| Loans and leases held for sale | $0 | 1,789 |
| Unused loan commitments | $41,518,000 | 1,704 |
| Tier 1 (core) risk-based capital | $23,579,000 | 2,216 |
| Tier 2 risk-based capital | $2,879,000 | 1,516 |
| Total risk weighted assets | $230,093,000 | 1,663 |
| Total unused commitments | $41,518,000 | 1,707 |
| Derivatives | $0 | 665 |
| 2003-09-30 | Rank | |
| # of Employees: | 107 | 1,651 |
| Assets and Liabilities | ||
| Total Assets: | $301,322,000 | 1,884 |
| Cash and due from depository institutions | $8,248,000 | 1,651 |
| Interest-bearing balances | $19,000 | 6,437 |
| Securities | $49,942,000 | 2,446 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,602 |
| Net loans & leases | $220,404,000 | 1,629 |
| Loan loss allowance | $2,985,000 | 1,547 |
| Trading account assets | $0 | 165 |
| Bank premises and fixed assets | $9,891,000 | 924 |
| Other real estate owned | $129,000 | 1,651 |
| Goodwill and other intangibles | $82,000 | 2,831 |
| All other assets | $12,626,000 | 1,170 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $301,322,000 | 1,884 |
| Total liabilities | $277,255,000 | 1,844 |
| Total deposits | $238,305,000 | 1,909 |
| Interest-bearing deposits | $187,641,000 | 2,070 |
| Deposits held in domestic offices | $238,305,000 | 1,906 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $950,000 | 2,615 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $34,304,000 | 1,115 |
| Subordinated debt | $0 | 293 |
| All other liabilities | $3,696,000 | 1,223 |
| Total equity capital | $24,067,000 | 2,294 |
| Total bank equity capital | $24,067,000 | 2,294 |
| Perpetual preferred stock | $0 | 137 |
| Common stock | $9,087,000 | 357 |
| Surplus | $0 | 8,515 |
| Undivided profits | $14,980,000 | 2,134 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,789,000 | 1,174 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,354 |
| Income earned, not collected on loans | $1,359,000 | 2,320 |
| Earning assets | $270,365,000 | 1,905 |
| Long-term assets (5+ years) | $118,600,000 | 921 |
| Average Assets, year-to-date | $287,964,500 | 1,904 |
| Average Assets, quarterly | $293,497,000 | 1,912 |
| Volatile liabilities | $63,536,000 | 1,571 |
| Insider loans | $2,045,000 | 2,548 |
| FHLB advances | $34,304,000 | 1,013 |
| Loans and leases held for sale | $0 | 1,962 |
| Unused loan commitments | $40,522,000 | 1,736 |
| Tier 1 (core) risk-based capital | $23,116,000 | 2,252 |
| Tier 2 risk-based capital | $2,807,000 | 1,551 |
| Total risk weighted assets | $224,390,000 | 1,702 |
| Total unused commitments | $40,522,000 | 1,739 |
| Derivatives | $0 | 666 |
| 2003-06-30 | Rank | |
| # of Employees: | 107 | 1,645 |
| Assets and Liabilities | ||
| Total Assets: | $285,672,000 | 1,948 |
| Cash and due from depository institutions | $12,911,000 | 1,645 |
| Interest-bearing balances | $3,638,000 | 1,851 |
| Securities | $53,361,000 | 2,268 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,888 |
| Net loans & leases | $197,526,000 | 1,763 |
| Loan loss allowance | $2,952,000 | 1,544 |
| Trading account assets | $0 | 170 |
| Bank premises and fixed assets | $8,884,000 | 1,020 |
| Other real estate owned | $56,000 | 1,645 |
| Goodwill and other intangibles | $77,000 | 2,808 |
| All other assets | $12,857,000 | 1,107 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $285,672,000 | 1,948 |
| Total liabilities | $261,854,000 | 1,918 |
| Total deposits | $231,118,000 | 1,936 |
| Interest-bearing deposits | $183,229,000 | 2,095 |
| Deposits held in domestic offices | $231,118,000 | 1,930 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,266 |
| Trading liabilities | $0 | 74 |
| Other borrowed funds | $28,127,000 | 1,262 |
| Subordinated debt | $0 | 266 |
| All other liabilities | $2,609,000 | 1,655 |
| Total equity capital | $23,818,000 | 2,311 |
| Total bank equity capital | $23,818,000 | 2,311 |
| Perpetual preferred stock | $0 | 140 |
| Common stock | $9,087,000 | 349 |
| Surplus | $0 | 8,544 |
| Undivided profits | $14,731,000 | 2,196 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $3,065,000 | 1,082 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,408 |
| Income earned, not collected on loans | $1,201,000 | 2,517 |
| Earning assets | $254,525,000 | 1,992 |
| Long-term assets (5+ years) | $109,436,000 | 953 |
| Average Assets, year-to-date | $283,512,000 | 1,923 |
| Average Assets, quarterly | $286,474,000 | 1,925 |
| Volatile liabilities | $57,066,000 | 1,684 |
| Insider loans | $1,568,000 | 3,072 |
| FHLB advances | $28,127,000 | 1,160 |
| Loans and leases held for sale | $0 | 2,044 |
| Unused loan commitments | $34,653,000 | 1,894 |
| Tier 1 (core) risk-based capital | $22,617,000 | 2,260 |
| Tier 2 risk-based capital | $2,486,000 | 1,678 |
| Total risk weighted assets | $198,450,000 | 1,858 |
| Total unused commitments | $34,653,000 | 1,904 |
| Derivatives | $0 | 623 |
| 2003-03-31 | Rank | |
| # of Employees: | 105 | 1,648 |
| Assets and Liabilities | ||
| Total Assets: | $287,276,000 | 1,908 |
| Cash and due from depository institutions | $12,984,000 | 1,648 |
| Interest-bearing balances | $3,497,000 | 1,928 |
| Securities | $55,196,000 | 2,176 |
| Federal funds sold & reverse repurchase agreements | $3,000,000 | 4,422 |
| Net loans & leases | $198,702,000 | 1,731 |
| Loan loss allowance | $2,863,000 | 1,556 |
| Trading account assets | $0 | 169 |
| Bank premises and fixed assets | $5,999,000 | 1,554 |
| Other real estate owned | $0 | 1,648 |
| Goodwill and other intangibles | $0 | 3,151 |
| All other assets | $11,395,000 | 1,193 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $287,276,000 | 1,908 |
| Total liabilities | $264,137,000 | 1,869 |
| Total deposits | $231,548,000 | 1,909 |
| Interest-bearing deposits | $180,722,000 | 2,102 |
| Deposits held in domestic offices | $231,548,000 | 1,905 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,057 |
| Trading liabilities | $0 | 79 |
| Other borrowed funds | $29,949,000 | 1,156 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $2,640,000 | 1,661 |
| Total equity capital | $23,139,000 | 2,314 |
| Total bank equity capital | $23,139,000 | 2,314 |
| Perpetual preferred stock | $0 | 141 |
| Common stock | $9,087,000 | 344 |
| Surplus | $0 | 8,583 |
| Undivided profits | $14,052,000 | 2,240 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $3,438,000 | 966 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,422 |
| Income earned, not collected on loans | $1,399,000 | 2,161 |
| Earning assets | $260,395,000 | 1,922 |
| Long-term assets (5+ years) | $112,086,000 | 894 |
| Average Assets, year-to-date | $282,432,000 | 1,917 |
| Average Assets, quarterly | $282,432,000 | 1,917 |
| Volatile liabilities | $55,595,000 | 1,680 |
| Insider loans | $2,153,000 | 2,403 |
| FHLB advances | $29,949,000 | 1,068 |
| Loans and leases held for sale | $0 | 1,961 |
| Unused loan commitments | $31,639,000 | 1,951 |
| Tier 1 (core) risk-based capital | $22,153,000 | 2,253 |
| Tier 2 risk-based capital | $2,637,000 | 1,566 |
| Total risk weighted assets | $210,770,000 | 1,722 |
| Total unused commitments | $31,639,000 | 1,958 |
| Derivatives | $0 | 578 |
| 2002-12-31 | Rank | |
| # of Employees: | 105 | 1,641 |
| Assets and Liabilities | ||
| Total Assets: | $277,588,000 | 1,939 |
| Cash and due from depository institutions | $12,483,000 | 1,641 |
| Interest-bearing balances | $4,230,000 | 1,578 |
| Securities | $55,772,000 | 2,128 |
| Federal funds sold & reverse repurchase agreements | $4,800,000 | 2,901 |
| Net loans & leases | $187,880,000 | 1,815 |
| Loan loss allowance | $2,806,000 | 1,548 |
| Trading account assets | $0 | 170 |
| Bank premises and fixed assets | $5,523,000 | 1,684 |
| Other real estate owned | $444,000 | 1,641 |
| Goodwill and other intangibles | $0 | 3,122 |
| All other assets | $10,686,000 | 1,239 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $277,588,000 | 1,939 |
| Total liabilities | $254,912,000 | 1,901 |
| Total deposits | $223,297,000 | 1,931 |
| Interest-bearing deposits | $174,237,000 | 2,136 |
| Deposits held in domestic offices | $223,297,000 | 1,929 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,222 |
| Trading liabilities | $0 | 75 |
| Other borrowed funds | $29,255,000 | 1,188 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $2,360,000 | 1,792 |
| Total equity capital | $22,676,000 | 2,331 |
| Total bank equity capital | $22,676,000 | 2,331 |
| Perpetual preferred stock | $0 | 142 |
| Common stock | $9,087,000 | 342 |
| Surplus | $0 | 8,619 |
| Undivided profits | $13,589,000 | 2,287 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $3,131,000 | 1,001 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $112,000 | 847 |
| Income earned, not collected on loans | $1,214,000 | 2,641 |
| Earning assets | $252,682,000 | 1,933 |
| Long-term assets (5+ years) | $99,492,000 | 973 |
| Average Assets, year-to-date | $263,341,400 | 1,938 |
| Average Assets, quarterly | $273,931,500 | 1,942 |
| Volatile liabilities | $54,619,000 | 1,698 |
| Insider loans | $2,142,000 | 2,392 |
| FHLB advances | $29,255,000 | 1,086 |
| Loans and leases held for sale | $0 | 1,889 |
| Unused loan commitments | $37,028,000 | 1,681 |
| Tier 1 (core) risk-based capital | $21,603,000 | 2,284 |
| Tier 2 risk-based capital | $2,574,000 | 1,569 |
| Total risk weighted assets | $205,654,000 | 1,748 |
| Total unused commitments | $37,028,000 | 1,687 |
| Derivatives | $0 | 527 |
| 2001-12-31 | Rank | |
| # of Employees: | 99 | 1,702 |
| Assets and Liabilities | ||
| Total Assets: | $250,010,000 | 2,025 |
| Cash and due from depository institutions | $9,175,000 | 1,702 |
| Interest-bearing balances | $1,936,000 | 2,323 |
| Securities | $38,368,000 | 2,763 |
| Federal funds sold & reverse repurchase agreements | $6,000,000 | 2,385 |
| Net loans & leases | $181,494,000 | 1,805 |
| Loan loss allowance | $2,747,000 | 1,500 |
| Trading account assets | $0 | 182 |
| Bank premises and fixed assets | $4,696,000 | 1,921 |
| Other real estate owned | $550,000 | 1,702 |
| Goodwill and other intangibles | $12,000 | 2,990 |
| All other assets | $9,715,000 | 1,258 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $250,010,000 | 2,025 |
| Total liabilities | $228,066,000 | 1,999 |
| Total deposits | $194,772,000 | 2,118 |
| Interest-bearing deposits | $150,920,000 | 2,338 |
| Deposits held in domestic offices | $194,772,000 | 2,113 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,416 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $30,976,000 | 1,032 |
| Subordinated debt | $0 | 241 |
| All other liabilities | $2,318,000 | 1,790 |
| Total equity capital | $21,944,000 | 2,249 |
| Total bank equity capital | $21,944,000 | 2,249 |
| Perpetual preferred stock | $0 | 158 |
| Common stock | $9,087,000 | 338 |
| Surplus | $0 | 8,858 |
| Undivided profits | $12,857,000 | 2,211 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $4,743,000 | 642 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,476 |
| Income earned, not collected on loans | $1,306,000 | 2,647 |
| Earning assets | $227,798,000 | 2,043 |
| Long-term assets (5+ years) | $79,307,000 | 1,180 |
| Average Assets, year-to-date | $251,022,000 | 1,940 |
| Average Assets, quarterly | $250,701,500 | 2,001 |
| Volatile liabilities | $36,065,000 | 2,316 |
| Insider loans | $2,334,000 | 2,092 |
| FHLB advances | $30,976,000 | 930 |
| Loans and leases held for sale | $0 | 1,749 |
| Unused loan commitments | $28,289,000 | 1,953 |
| Tier 1 (core) risk-based capital | $21,658,000 | 2,157 |
| Tier 2 risk-based capital | $2,401,000 | 1,567 |
| Total risk weighted assets | $191,772,000 | 1,776 |
| Total unused commitments | $28,289,000 | 1,962 |
| Derivatives | $0 | 450 |
| 2000-12-31 | Rank | |
| # of Employees: | 81 | 2,089 |
| Assets and Liabilities | ||
| Total Assets: | $226,907,000 | 2,138 |
| Cash and due from depository institutions | $5,836,000 | 2,089 |
| Interest-bearing balances | $2,000 | 6,723 |
| Securities | $47,617,000 | 2,286 |
| Federal funds sold & reverse repurchase agreements | $0 | 7,010 |
| Net loans & leases | $162,735,000 | 1,959 |
| Loan loss allowance | $2,006,000 | 1,903 |
| Trading account assets | $0 | 175 |
| Bank premises and fixed assets | $4,100,000 | 2,144 |
| Other real estate owned | $50,000 | 2,089 |
| Goodwill and other intangibles | $45,000 | 2,822 |
| All other assets | $6,524,000 | 1,450 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $226,907,000 | 2,138 |
| Total liabilities | $209,284,000 | 2,084 |
| Total deposits | $161,240,000 | 2,457 |
| Interest-bearing deposits | $133,882,000 | 2,518 |
| Deposits held in domestic offices | $161,240,000 | 2,451 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $5,300,000 | 1,532 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $40,196,000 | 848 |
| Subordinated debt | $0 | 239 |
| All other liabilities | $2,548,000 | 1,690 |
| Total equity capital | $17,623,000 | 2,665 |
| Total bank equity capital | $17,623,000 | 2,665 |
| Perpetual preferred stock | $0 | 178 |
| Common stock | $3,000,000 | 1,251 |
| Surplus | $4,588,000 | 3,265 |
| Undivided profits | $10,035,000 | 2,613 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,404,000 | 1,048 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,385 |
| Income earned, not collected on loans | $883,000 | 3,124 |
| Earning assets | $210,354,000 | 2,133 |
| Long-term assets (5+ years) | $87,070,000 | 1,036 |
| Average Assets, year-to-date | $216,832,000 | 2,131 |
| Average Assets, quarterly | $224,547,500 | 2,132 |
| Volatile liabilities | $46,525,000 | 1,879 |
| Insider loans | $2,573,000 | 1,847 |
| FHLB advances | $0 | 771 |
| Loans and leases held for sale | $0 | 1,442 |
| Unused loan commitments | $28,964,000 | 1,786 |
| Tier 1 (core) risk-based capital | $17,318,000 | 2,590 |
| Tier 2 risk-based capital | $2,006,000 | 1,773 |
| Total risk weighted assets | $172,358,500 | 1,873 |
| Total unused commitments | $28,964,000 | 1,788 |
| Derivatives | $0 | 481 |
| 1999-12-31 | Rank | |
| # of Employees: | 73 | 2,401 |
| Assets and Liabilities | ||
| Total Assets: | $199,158,000 | 2,369 |
| Cash and due from depository institutions | $5,661,000 | 2,401 |
| Interest-bearing balances | $9,000 | 6,410 |
| Securities | $53,204,000 | 2,132 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,825 |
| Net loans & leases | $131,136,000 | 2,301 |
| Loan loss allowance | $1,215,000 | 2,899 |
| Trading account assets | $0 | 165 |
| Bank premises and fixed assets | $4,072,000 | 2,112 |
| Other real estate owned | $62,000 | 2,401 |
| Goodwill and other intangibles | $74,000 | 2,779 |
| All other assets | $4,949,000 | 1,805 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $199,158,000 | 2,369 |
| Total liabilities | $183,254,000 | 2,335 |
| Total deposits | $155,842,000 | 2,457 |
| Interest-bearing deposits | $130,001,000 | 2,520 |
| Deposits held in domestic offices | $155,842,000 | 2,454 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $2,100,000 | 2,432 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $23,048,000 | 1,216 |
| Subordinated debt | $0 | 242 |
| All other liabilities | $2,264,000 | 1,715 |
| Total equity capital | $15,904,000 | 2,791 |
| Total bank equity capital | $15,904,000 | 2,791 |
| Perpetual preferred stock | $0 | 193 |
| Common stock | $3,000,000 | 1,254 |
| Surplus | $4,587,000 | 3,231 |
| Undivided profits | $8,317,000 | 2,855 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $118,000 | 6,641 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,502 |
| Income earned, not collected on loans | $690,000 | 3,401 |
| Earning assets | $184,349,000 | 2,335 |
| Long-term assets (5+ years) | $83,012,000 | 1,127 |
| Average Assets, year-to-date | $169,149,200 | 2,667 |
| Average Assets, quarterly | $193,626,000 | 2,404 |
| Volatile liabilities | $35,312,000 | 2,229 |
| Insider loans | $2,220,000 | 2,047 |
| FHLB advances | $0 | 802 |
| Loans and leases held for sale | $0 | 1,487 |
| Unused loan commitments | $35,849,000 | 1,528 |
| Tier 1 (core) risk-based capital | $16,595,800 | 2,641 |
| Tier 2 risk-based capital | $1,215,000 | 2,651 |
| Total risk weighted assets | $133,154,700 | 2,299 |
| Total unused commitments | $35,849,000 | 1,529 |
| Derivatives | $0 | 488 |
| 1998-12-31 | Rank | |
| # of Employees: | 67 | 2,650 |
| Assets and Liabilities | ||
| Total Assets: | $145,352,000 | 3,102 |
| Cash and due from depository institutions | $5,567,000 | 2,650 |
| Interest-bearing balances | $55,000 | 5,485 |
| Securities | $35,827,000 | 3,110 |
| Federal funds sold & reverse repurchase agreements | $0 | 8,346 |
| Net loans & leases | $96,228,000 | 2,850 |
| Loan loss allowance | $906,000 | 3,623 |
| Trading account assets | $0 | 197 |
| Bank premises and fixed assets | $3,548,000 | 2,283 |
| Other real estate owned | $225,000 | 2,650 |
| Goodwill and other intangibles | $88,000 | 2,718 |
| All other assets | $3,869,000 | 1,941 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $145,352,000 | 3,102 |
| Total liabilities | $129,662,000 | 3,133 |
| Total deposits | $117,323,000 | 3,219 |
| Interest-bearing deposits | $92,699,000 | 3,459 |
| Deposits held in domestic offices | $117,323,000 | 3,215 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $100,000 | 3,119 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $10,534,000 | 1,502 |
| Subordinated debt | $0 | 255 |
| All other liabilities | $1,705,000 | 2,263 |
| Total equity capital | $15,690,000 | 2,859 |
| Total bank equity capital | $15,690,000 | 2,859 |
| Perpetual preferred stock | $0 | 199 |
| Common stock | $3,000,000 | 1,210 |
| Surplus | $4,588,000 | 3,090 |
| Undivided profits | $8,102,000 | 3,089 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $345,000 | 4,868 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,642 |
| Income earned, not collected on loans | $515,000 | 4,502 |
| Earning assets | $132,110,000 | 3,143 |
| Long-term assets (5+ years) | $43,246,000 | 1,779 |
| Average Assets, year-to-date | $137,083,800 | 3,127 |
| Average Assets, quarterly | $143,801,000 | 3,087 |
| Volatile liabilities | $12,434,000 | 4,342 |
| Insider loans | $1,583,000 | 2,551 |
| FHLB advances | $0 | 740 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $15,263,000 | 2,745 |
| Tier 1 (core) risk-based capital | $14,999,000 | 2,847 |
| Tier 2 risk-based capital | $906,000 | 3,300 |
| Total risk weighted assets | $94,802,100 | 2,961 |
| Total unused commitments | $15,263,000 | 2,753 |
| Derivatives | $0 | 527 |
| 1997-12-31 | Rank | |
| # of Employees: | 63 | 2,879 |
| Assets and Liabilities | ||
| Total Assets: | $129,516,000 | 3,412 |
| Cash and due from depository institutions | $3,984,000 | 2,879 |
| Interest-bearing balances | $59,000 | 5,238 |
| Securities | $29,982,000 | 3,632 |
| Federal funds sold & reverse repurchase agreements | $4,900,000 | 2,758 |
| Net loans & leases | $82,569,000 | 3,282 |
| Loan loss allowance | $719,000 | 4,407 |
| Trading account assets | $0 | 203 |
| Bank premises and fixed assets | $3,712,000 | 2,116 |
| Other real estate owned | $658,000 | 2,879 |
| Goodwill and other intangibles | $80,000 | 2,712 |
| All other assets | $3,631,000 | 1,995 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $129,516,000 | 3,412 |
| Total liabilities | $114,002,000 | 3,478 |
| Total deposits | $106,604,000 | 3,469 |
| Interest-bearing deposits | $87,145,000 | 3,675 |
| Deposits held in domestic offices | $106,604,000 | 3,461 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,723 |
| Trading liabilities | $0 | 80 |
| Other borrowed funds | $5,982,000 | 1,814 |
| Subordinated debt | $0 | 260 |
| All other liabilities | $1,416,000 | 2,668 |
| Total equity capital | $15,514,000 | 2,847 |
| Total bank equity capital | $15,514,000 | 2,847 |
| Perpetual preferred stock | $0 | 223 |
| Common stock | $3,000,000 | 1,195 |
| Surplus | $4,588,000 | 3,014 |
| Undivided profits | $7,926,000 | 3,125 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,275,000 | 2,012 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,731 |
| Income earned, not collected on loans | $462,000 | 5,068 |
| Earning assets | $117,510,000 | 3,453 |
| Long-term assets (5+ years) | $28,848,000 | 2,139 |
| Average Assets, year-to-date | $127,203,600 | 3,314 |
| Average Assets, quarterly | $129,772,000 | 3,363 |
| Volatile liabilities | $11,221,000 | 4,617 |
| Insider loans | $1,854,000 | 2,206 |
| FHLB advances | $0 | 780 |
| Loans and leases held for sale | $0 | 1,579 |
| Unused loan commitments | $13,145,000 | 2,842 |
| Tier 1 (core) risk-based capital | $15,031,000 | 2,821 |
| Tier 2 risk-based capital | $719,000 | 3,898 |
| Total risk weighted assets | $78,613,600 | 3,459 |
| Total unused commitments | $13,145,000 | 2,846 |
| Derivatives | $0 | 533 |
| 1996-12-31 | Rank | |
| # of Employees: | 62 | 3,056 |
| Assets and Liabilities | ||
| Total Assets: | $123,511,000 | 3,642 |
| Cash and due from depository institutions | $4,414,000 | 3,056 |
| Interest-bearing balances | $7,000 | 6,306 |
| Securities | $27,350,000 | 4,207 |
| Federal funds sold & reverse repurchase agreements | $2,450,000 | 4,343 |
| Net loans & leases | $81,895,000 | 3,328 |
| Loan loss allowance | $690,000 | 4,719 |
| Trading account assets | $0 | 240 |
| Bank premises and fixed assets | $3,844,000 | 2,064 |
| Other real estate owned | $187,000 | 3,056 |
| Goodwill and other intangibles | $63,000 | 2,728 |
| All other assets | $3,308,000 | 2,279 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $123,511,000 | 3,642 |
| Total liabilities | $108,780,000 | 3,711 |
| Total deposits | $103,154,000 | 3,673 |
| Interest-bearing deposits | $85,059,000 | 3,828 |
| Deposits held in domestic offices | $103,154,000 | 3,660 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,907 |
| Trading liabilities | $0 | 97 |
| Other borrowed funds | $4,243,000 | 1,998 |
| Subordinated debt | $0 | 298 |
| All other liabilities | $1,383,000 | 2,755 |
| Total equity capital | $14,731,000 | 3,016 |
| Total bank equity capital | $14,731,000 | 3,016 |
| Perpetual preferred stock | $0 | 250 |
| Common stock | $3,000,000 | 1,254 |
| Surplus | $4,588,000 | 3,082 |
| Undivided profits | $7,143,000 | 3,352 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,558,000 | 1,868 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,832 |
| Income earned, not collected on loans | $542,000 | 4,257 |
| Earning assets | $111,702,000 | 3,694 |
| Long-term assets (5+ years) | $22,060,000 | 2,485 |
| Average Assets, year-to-date | $121,628,400 | 3,548 |
| Average Assets, quarterly | $123,703,000 | 3,603 |
| Volatile liabilities | $11,669,000 | 4,374 |
| Insider loans | $2,355,000 | 1,813 |
| FHLB advances | $0 | 882 |
| Loans and leases held for sale | $0 | 1,560 |
| Unused loan commitments | $11,322,000 | 3,120 |
| Tier 1 (core) risk-based capital | $14,401,000 | 3,008 |
| Tier 2 risk-based capital | $690,000 | 4,108 |
| Total risk weighted assets | $77,118,000 | 3,527 |
| Total unused commitments | $11,322,000 | 3,135 |
| Derivatives | $0 | 549 |
| 1995-12-31 | Rank | |
| # of Employees: | 62 | 3,142 |
| Assets and Liabilities | ||
| Total Assets: | $119,540,000 | 3,742 |
| Cash and due from depository institutions | $3,809,000 | 3,142 |
| Interest-bearing balances | $0 | 6,853 |
| Securities | $29,395,000 | 4,134 |
| Federal funds sold & reverse repurchase agreements | $0 | 9,298 |
| Net loans & leases | $78,854,000 | 3,359 |
| Loan loss allowance | $665,000 | 4,911 |
| Trading account assets | $0 | 261 |
| Bank premises and fixed assets | $3,840,000 | 2,012 |
| Other real estate owned | $501,000 | 3,142 |
| Goodwill and other intangibles | $0 | 3,181 |
| All other assets | $3,141,000 | 2,430 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $119,540,000 | 3,742 |
| Total liabilities | $105,870,000 | 3,800 |
| Total deposits | $102,370,000 | 3,727 |
| Interest-bearing deposits | $85,735,000 | 3,834 |
| Deposits held in domestic offices | $102,370,000 | 3,719 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $300,000 | 3,309 |
| Trading liabilities | $0 | 110 |
| Other borrowed funds | $1,743,000 | 2,508 |
| Subordinated debt | $0 | 337 |
| All other liabilities | $1,457,000 | 2,710 |
| Total equity capital | $13,670,000 | 3,226 |
| Total bank equity capital | $13,670,000 | 3,226 |
| Perpetual preferred stock | $0 | 288 |
| Common stock | $3,000,000 | 1,263 |
| Surplus | $4,588,000 | 3,075 |
| Undivided profits | $6,082,000 | 3,889 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $67,000 | 8,913 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,782 |
| Income earned, not collected on loans | $485,000 | 4,875 |
| Earning assets | $108,249,000 | 3,792 |
| Long-term assets (5+ years) | $21,306,000 | 2,386 |
| Average Assets, year-to-date | $123,306,600 | 3,508 |
| Average Assets, quarterly | $121,515,000 | 3,657 |
| Volatile liabilities | $11,388,000 | 4,172 |
| Insider loans | $2,158,000 | 1,989 |
| FHLB advances | $0 | 855 |
| Loans and leases held for sale | $0 | 1,606 |
| Unused loan commitments | $10,274,000 | 3,220 |
| Tier 1 (core) risk-based capital | $13,185,000 | 3,236 |
| Tier 2 risk-based capital | $665,000 | 4,200 |
| Total risk weighted assets | $71,640,000 | 3,687 |
| Total unused commitments | $10,274,000 | 3,235 |
| Derivatives | $0 | 628 |
| 1994-12-31 | Rank | |
| # of Employees: | 58 | 3,477 |
| Assets and Liabilities | ||
| Total Assets: | $124,881,000 | 3,553 |
| Cash and due from depository institutions | $3,761,000 | 3,477 |
| Interest-bearing balances | $0 | 7,034 |
| Securities | $39,884,000 | 3,297 |
| Federal funds sold & reverse repurchase agreements | $4,400,000 | 2,035 |
| Net loans & leases | $70,088,000 | 3,671 |
| Loan loss allowance | $614,000 | 5,309 |
| Trading account assets | $0 | 286 |
| Bank premises and fixed assets | $3,532,000 | 2,109 |
| Other real estate owned | $0 | 3,477 |
| Goodwill and other intangibles | $0 | 3,133 |
| All other assets | $3,216,000 | 2,507 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $124,881,000 | 3,553 |
| Total liabilities | $113,450,000 | 3,563 |
| Total deposits | $110,138,000 | 3,458 |
| Interest-bearing deposits | $93,735,000 | 3,471 |
| Deposits held in domestic offices | $110,138,000 | 3,450 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 4,788 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $2,234,000 | 2,427 |
| Subordinated debt | $0 | 372 |
| All other liabilities | $1,078,000 | 2,910 |
| Total equity capital | $11,431,000 | 3,557 |
| Total bank equity capital | $11,431,000 | 3,557 |
| Perpetual preferred stock | $0 | 310 |
| Common stock | $3,000,000 | 1,277 |
| Surplus | $4,588,000 | 2,982 |
| Undivided profits | $3,843,000 | 5,063 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $478,000 | 4,402 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,752 |
| Income earned, not collected on loans | $380,000 | 5,415 |
| Earning assets | $114,372,000 | 3,551 |
| Long-term assets (5+ years) | $26,080,000 | 2,056 |
| Average Assets, year-to-date | $111,645,800 | 3,879 |
| Average Assets, quarterly | $121,909,500 | 3,610 |
| Volatile liabilities | $10,863,000 | 4,094 |
| Insider loans | $582,000 | 5,215 |
| FHLB advances | $0 | 993 |
| Loans and leases held for sale | $0 | 1,430 |
| Unused loan commitments | $12,929,000 | 2,621 |
| Tier 1 (core) risk-based capital | $11,649,000 | 3,537 |
| Tier 2 risk-based capital | $614,000 | 4,454 |
| Total risk weighted assets | $65,140,100 | 3,930 |
| Total unused commitments | $12,929,000 | 2,631 |
| Derivatives | $0 | 687 |
| 1993-12-31 | Rank | |
| # of Employees: | 58 | 3,600 |
| Assets and Liabilities | ||
| Total Assets: | $103,584,000 | 4,315 |
| Cash and due from depository institutions | $3,089,000 | 3,600 |
| Interest-bearing balances | $0 | 7,655 |
| Securities | $30,683,000 | 4,397 |
| Federal funds sold & reverse repurchase agreements | $5,800,000 | 2,413 |
| Net loans & leases | $58,100,000 | 4,207 |
| Loan loss allowance | $561,000 | 5,867 |
| Trading account assets | $0 | 330 |
| Bank premises and fixed assets | $3,552,000 | 2,056 |
| Other real estate owned | $0 | 3,600 |
| Goodwill and other intangibles | $0 | 3,091 |
| All other assets | $2,360,000 | 2,999 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $103,584,000 | 4,315 |
| Total liabilities | $93,318,000 | 4,334 |
| Total deposits | $89,852,000 | 4,295 |
| Interest-bearing deposits | $73,565,000 | 4,544 |
| Deposits held in domestic offices | $89,852,000 | 4,288 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,944 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $2,715,000 | 1,941 |
| Subordinated debt | $0 | 413 |
| All other liabilities | $751,000 | 3,921 |
| Total equity capital | $10,266,000 | 3,975 |
| Total bank equity capital | $10,266,000 | 3,975 |
| Perpetual preferred stock | $0 | 343 |
| Common stock | $3,000,000 | 1,281 |
| Surplus | $4,588,000 | 2,925 |
| Undivided profits | $2,678,000 | 6,548 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $695,000 | 4,034 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,950 |
| Income earned, not collected on loans | $299,000 | 6,098 |
| Earning assets | $94,583,000 | 4,347 |
| Long-term assets (5+ years) | $20,860,000 | 2,570 |
| Average Assets, year-to-date | $97,510,000 | 4,435 |
| Average Assets, quarterly | $101,695,000 | 4,345 |
| Volatile liabilities | $6,430,000 | 5,617 |
| Insider loans | $257,000 | 7,681 |
| FHLB advances | $0 | 821 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $13,190,000 | 2,539 |
| Tier 1 (core) risk-based capital | $10,266,000 | 3,887 |
| Tier 2 risk-based capital | $561,000 | 4,758 |
| Total risk weighted assets | $55,512,600 | 4,472 |
| Total unused commitments | $13,190,000 | 2,560 |
| Derivatives | $0 | 714 |
| 1992-12-31 | Rank | |
| # of Employees: | 53 | 3,994 |
| Assets and Liabilities | ||
| Total Assets: | $95,443,000 | 4,712 |
| Cash and due from depository institutions | $3,339,000 | 3,994 |
| Interest-bearing balances | $0 | 8,059 |
| Securities | $31,784,000 | 4,235 |
| Federal funds sold & reverse repurchase agreements | $4,350,000 | 3,706 |
| Net loans & leases | $48,400,000 | 4,926 |
| Loan loss allowance | $556,000 | 5,975 |
| Trading account assets | $0 | 344 |
| Bank premises and fixed assets | $3,137,000 | 2,353 |
| Other real estate owned | $0 | 3,994 |
| Goodwill and other intangibles | $0 | 3,106 |
| All other assets | $4,433,000 | 1,819 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $95,443,000 | 4,712 |
| Total liabilities | $86,728,000 | 4,755 |
| Total deposits | $82,882,000 | 4,762 |
| Interest-bearing deposits | $67,463,000 | 5,034 |
| Deposits held in domestic offices | $82,882,000 | 4,754 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,764 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $604,000 | 2,984 |
| Subordinated debt | $0 | 482 |
| All other liabilities | $3,242,000 | 1,286 |
| Total equity capital | $8,715,000 | 4,431 |
| Total bank equity capital | $8,715,000 | 4,431 |
| Perpetual preferred stock | $0 | 346 |
| Common stock | $2,310,000 | 1,844 |
| Surplus | $2,690,000 | 4,394 |
| Undivided profits | $3,715,000 | 5,205 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $742,000 | 4,498 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1 |
| Income earned, not collected on loans | $260,000 | 7,323 |
| Earning assets | $84,534,000 | 4,861 |
| Long-term assets (5+ years) | $15,910,000 | 3,096 |
| Average Assets, year-to-date | $89,292,000 | 4,888 |
| Average Assets, quarterly | $93,322,500 | 4,779 |
| Volatile liabilities | $3,359,000 | 8,133 |
| Insider loans | $34,000 | 7,754 |
| FHLB advances | $0 | 832 |
| Loans and leases held for sale | $291,000 | 997 |
| Unused loan commitments | $7,305,000 | 3,627 |
| Tier 1 (core) risk-based capital | $8,715,000 | 4,372 |
| Tier 2 risk-based capital | $556,000 | 4,791 |
| Total risk weighted assets | $49,860,700 | 4,937 |
| Total unused commitments | $7,305,000 | 3,645 |
| Derivatives | $0 | 651 |