American Liberty Savings Bank, FSB, Income and Expense

1993-12-31 (YTD Data)Rank
Total interest income$1,946,00010,288
Total interest expense$1,491,0007,230
Net interest income$455,00012,680
Provision for loan and lease losses$-87,00012,870
Total noninterest income$6,129,000849
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0532
Additional Noninterest Income$6,129,000586
Total noninterest expense$4,988,0002,861
Salaries and employee benefits$2,145,0003,052
Premises and equipment expense$700,0002,877
Additional noninterest expense$2,143,0002,574
Pre-tax net operating income$1,683,0003,912
Securities gains (losses)$-369,00013,239
Applicable income taxes$556,0003,820
Income before extraordinary items$758,0005,788
Extraordinary gains, net$03,149
Net income$758,0005,937
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$235,0002,845
Cash dividends$09,081
Sale, conversion, retirement of capital stock, net$01,223
Net operating income$994,1604,482
1992-12-31 (YTD Data)Rank
Total interest income$2,761,0009,410
Total interest expense$2,193,0006,626
Net interest income$568,00012,853
Provision for loan and lease losses$633,0002,540
Total noninterest income$4,961,000982
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0504
Additional Noninterest Income$4,961,000682
Total noninterest expense$4,154,0003,387
Salaries and employee benefits$1,254,0004,967
Premises and equipment expense$555,0003,619
Additional noninterest expense$2,345,0002,448
Pre-tax net operating income$742,0006,872
Securities gains (losses)$732,000819
Applicable income taxes$630,0003,289
Income before extraordinary items$844,0005,140
Extraordinary gains, net$01,422
Net income$844,0005,200
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$398,0002,832
Cash dividends$08,912
Sale, conversion, retirement of capital stock, net$01,165
Net operating income$375,5208,097

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.