Home > American Liberty Savings Bank, FSB > Income and Expense
American Liberty Savings Bank, FSB, Income and Expense
1993-12-31 (YTD Data) | Rank | |
Total interest income | $1,946,000 | 10,288 |
Total interest expense | $1,491,000 | 7,230 |
Net interest income | $455,000 | 12,680 |
Provision for loan and lease losses | $-87,000 | 12,870 |
Total noninterest income | $6,129,000 | 849 |
Gross Fiduciary activities income | NA | NA |
Service charges on deposit accounts | NA | NA |
Trading account gains and fees | $0 | 532 |
Additional Noninterest Income | $6,129,000 | 586 |
Total noninterest expense | $4,988,000 | 2,861 |
Salaries and employee benefits | $2,145,000 | 3,052 |
Premises and equipment expense | $700,000 | 2,877 |
Additional noninterest expense | $2,143,000 | 2,574 |
Pre-tax net operating income | $1,683,000 | 3,912 |
Securities gains (losses) | $-369,000 | 13,239 |
Applicable income taxes | $556,000 | 3,820 |
Income before extraordinary items | $758,000 | 5,788 |
Extraordinary gains, net | $0 | 3,149 |
Net income | $758,000 | 5,937 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $235,000 | 2,845 |
Cash dividends | $0 | 9,081 |
Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
Net operating income | $994,160 | 4,482 |
1992-12-31 (YTD Data) | Rank | |
Total interest income | $2,761,000 | 9,410 |
Total interest expense | $2,193,000 | 6,626 |
Net interest income | $568,000 | 12,853 |
Provision for loan and lease losses | $633,000 | 2,540 |
Total noninterest income | $4,961,000 | 982 |
Gross Fiduciary activities income | NA | NA |
Service charges on deposit accounts | NA | NA |
Trading account gains and fees | $0 | 504 |
Additional Noninterest Income | $4,961,000 | 682 |
Total noninterest expense | $4,154,000 | 3,387 |
Salaries and employee benefits | $1,254,000 | 4,967 |
Premises and equipment expense | $555,000 | 3,619 |
Additional noninterest expense | $2,345,000 | 2,448 |
Pre-tax net operating income | $742,000 | 6,872 |
Securities gains (losses) | $732,000 | 819 |
Applicable income taxes | $630,000 | 3,289 |
Income before extraordinary items | $844,000 | 5,140 |
Extraordinary gains, net | $0 | 1,422 |
Net income | $844,000 | 5,200 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $398,000 | 2,832 |
Cash dividends | $0 | 8,912 |
Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
Net operating income | $375,520 | 8,097 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.