Home > American Investment Financial > Income and Expense
American Investment Financial, Income and Expense
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $2,656,000 | 2,622 |
| Total interest expense | $342,000 | 4,777 |
| Net interest income | $2,314,000 | 2,163 |
| Provision for loan and lease losses | $-586,000 | 9,083 |
| Total noninterest income | $-102,000 | 9,110 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $0 | 7,976 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $-102,000 | 9,121 |
| Total noninterest expense | $1,019,000 | 3,697 |
| Salaries and employee benefits | $175,000 | 7,332 |
| Premises and equipment expense | $-1,000 | 9,108 |
| Additional noninterest expense | $845,000 | 1,430 |
| Pre-tax net operating income | $1,779,000 | 1,182 |
| Securities gains (losses) | $0 | 2,934 |
| Applicable income taxes | $857,000 | 842 |
| Income before extraordinary items | $922,000 | 1,707 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $922,000 | 1,707 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $5,137,000 | 117 |
| Cash dividends | $0 | 3,841 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $922,000 | 1,623 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $15,134,000 | 1,871 |
| Total interest expense | $2,653,000 | 3,192 |
| Net interest income | $12,481,000 | 1,563 |
| Provision for loan and lease losses | $7,014,000 | 259 |
| Total noninterest income | $867,000 | 4,034 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $0 | 8,063 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $867,000 | 2,599 |
| Total noninterest expense | $4,023,000 | 3,705 |
| Salaries and employee benefits | $807,000 | 6,897 |
| Premises and equipment expense | $288,000 | 5,784 |
| Additional noninterest expense | $2,928,000 | 1,665 |
| Pre-tax net operating income | $2,311,000 | 3,065 |
| Securities gains (losses) | $0 | 4,500 |
| Applicable income taxes | $680,000 | 2,849 |
| Income before extraordinary items | $1,631,000 | 3,338 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $1,631,000 | 3,339 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $5,518,000 | 260 |
| Cash dividends | $2,000,000 | 1,369 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $1,631,000 | 3,193 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $12,045,000 | 1,798 |
| Total interest expense | $2,213,000 | 3,002 |
| Net interest income | $9,832,000 | 1,494 |
| Provision for loan and lease losses | $5,654,000 | 252 |
| Total noninterest income | $938,000 | 3,263 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $0 | 8,111 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $938,000 | 2,139 |
| Total noninterest expense | $3,290,000 | 3,418 |
| Salaries and employee benefits | $592,000 | 6,951 |
| Premises and equipment expense | $178,000 | 6,333 |
| Additional noninterest expense | $2,520,000 | 1,463 |
| Pre-tax net operating income | $1,826,000 | 3,041 |
| Securities gains (losses) | $0 | 4,204 |
| Applicable income taxes | $620,000 | 2,606 |
| Income before extraordinary items | $1,206,000 | 3,489 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $1,206,000 | 3,489 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $3,970,000 | 274 |
| Cash dividends | $2,000,000 | 1,001 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $1,206,000 | 3,320 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $8,428,000 | 1,738 |
| Total interest expense | $1,589,000 | 2,890 |
| Net interest income | $6,839,000 | 1,429 |
| Provision for loan and lease losses | $2,336,000 | 351 |
| Total noninterest income | $368,000 | 4,447 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $0 | 8,133 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $368,000 | 2,930 |
| Total noninterest expense | $2,296,000 | 3,284 |
| Salaries and employee benefits | $451,000 | 6,598 |
| Premises and equipment expense | $96,000 | 6,867 |
| Additional noninterest expense | $1,749,000 | 1,417 |
| Pre-tax net operating income | $2,575,000 | 1,628 |
| Securities gains (losses) | $0 | 3,782 |
| Applicable income taxes | $913,000 | 1,471 |
| Income before extraordinary items | $1,662,000 | 1,918 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $1,662,000 | 1,917 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,436,000 | 289 |
| Cash dividends | $2,000,000 | 736 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $1,662,000 | 1,808 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $4,407,000 | 1,679 |
| Total interest expense | $856,000 | 2,755 |
| Net interest income | $3,551,000 | 1,382 |
| Provision for loan and lease losses | $1,400,000 | 304 |
| Total noninterest income | $221,000 | 3,918 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $0 | 8,142 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $221,000 | 2,545 |
| Total noninterest expense | $1,005,000 | 3,644 |
| Salaries and employee benefits | $226,000 | 6,605 |
| Premises and equipment expense | $47,000 | 6,953 |
| Additional noninterest expense | $732,000 | 1,611 |
| Pre-tax net operating income | $1,367,000 | 1,539 |
| Securities gains (losses) | $0 | 2,891 |
| Applicable income taxes | $394,000 | 1,646 |
| Income before extraordinary items | $973,000 | 1,656 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $973,000 | 1,655 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,212,000 | 293 |
| Cash dividends | $1,000,000 | 674 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $973,000 | 1,552 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $20,922,000 | 1,471 |
| Total interest expense | $4,661,000 | 2,383 |
| Net interest income | $16,261,000 | 1,190 |
| Provision for loan and lease losses | $4,494,000 | 419 |
| Total noninterest income | $860,000 | 3,823 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $0 | 8,205 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $860,000 | 2,390 |
| Total noninterest expense | $4,796,000 | 3,033 |
| Salaries and employee benefits | $1,823,000 | 4,043 |
| Premises and equipment expense | $183,000 | 6,996 |
| Additional noninterest expense | $2,790,000 | 1,680 |
| Pre-tax net operating income | $7,831,000 | 1,083 |
| Securities gains (losses) | $0 | 4,537 |
| Applicable income taxes | $2,898,000 | 955 |
| Income before extraordinary items | $4,933,000 | 1,277 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $4,933,000 | 1,275 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $4,893,000 | 330 |
| Cash dividends | $4,000,000 | 738 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $4,933,000 | 1,221 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $19,130,000 | 1,780 |
| Total interest expense | $5,902,000 | 2,713 |
| Net interest income | $13,228,000 | 1,339 |
| Provision for loan and lease losses | $4,352,000 | 392 |
| Total noninterest income | $2,024,000 | 1,997 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $0 | 8,399 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $2,024,000 | 1,239 |
| Total noninterest expense | $6,885,000 | 2,083 |
| Salaries and employee benefits | $3,777,000 | 1,989 |
| Premises and equipment expense | $746,000 | 2,801 |
| Additional noninterest expense | $2,362,000 | 1,905 |
| Pre-tax net operating income | $4,015,000 | 1,774 |
| Securities gains (losses) | $0 | 4,612 |
| Applicable income taxes | $1,437,000 | 1,550 |
| Income before extraordinary items | $2,578,000 | 2,026 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $2,578,000 | 2,030 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,561,000 | 687 |
| Cash dividends | $0 | 6,617 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $2,578,000 | 1,948 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $11,857,000 | 2,927 |
| Total interest expense | $3,784,000 | 4,158 |
| Net interest income | $8,073,000 | 2,199 |
| Provision for loan and lease losses | $1,710,000 | 688 |
| Total noninterest income | $1,582,000 | 2,257 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $0 | 8,617 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,582,000 | 1,333 |
| Total noninterest expense | $4,699,000 | 2,885 |
| Salaries and employee benefits | $2,739,000 | 2,596 |
| Premises and equipment expense | $352,000 | 4,913 |
| Additional noninterest expense | $1,608,000 | 2,652 |
| Pre-tax net operating income | $3,246,000 | 2,219 |
| Securities gains (losses) | $0 | 1,956 |
| Applicable income taxes | $1,234,000 | 1,785 |
| Income before extraordinary items | $2,012,000 | 2,543 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $2,012,000 | 2,542 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $881,000 | 825 |
| Cash dividends | $2,500,000 | 1,116 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $2,012,000 | 2,551 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $7,590,000 | 4,115 |
| Total interest expense | $2,279,000 | 5,514 |
| Net interest income | $5,311,000 | 3,274 |
| Provision for loan and lease losses | $970,000 | 1,005 |
| Total noninterest income | $1,072,000 | 2,941 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $0 | 8,885 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,072,000 | 1,774 |
| Total noninterest expense | $4,091,000 | 3,250 |
| Salaries and employee benefits | $2,273,000 | 3,058 |
| Premises and equipment expense | $334,000 | 5,131 |
| Additional noninterest expense | $1,484,000 | 2,895 |
| Pre-tax net operating income | $1,322,000 | 4,472 |
| Securities gains (losses) | $0 | 3,155 |
| Applicable income taxes | $478,000 | 3,724 |
| Income before extraordinary items | $844,000 | 4,923 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $844,000 | 4,923 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $439,000 | 1,347 |
| Cash dividends | $0 | 7,131 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $844,000 | 4,882 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $6,040,000 | 4,983 |
| Total interest expense | $2,125,000 | 5,967 |
| Net interest income | $3,915,000 | 4,192 |
| Provision for loan and lease losses | $502,000 | 1,710 |
| Total noninterest income | $1,683,000 | 2,074 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $0 | 9,085 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,683,000 | 1,302 |
| Total noninterest expense | $3,240,000 | 3,852 |
| Salaries and employee benefits | $1,542,000 | 4,152 |
| Premises and equipment expense | $334,000 | 5,048 |
| Additional noninterest expense | $1,364,000 | 3,017 |
| Pre-tax net operating income | $1,856,000 | 3,546 |
| Securities gains (losses) | $0 | 4,449 |
| Applicable income taxes | $662,000 | 3,154 |
| Income before extraordinary items | $1,194,000 | 3,946 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $1,194,000 | 3,945 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $475,000 | 1,301 |
| Cash dividends | $0 | 7,473 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $1,194,000 | 3,859 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $6,520,000 | 4,762 |
| Total interest expense | $2,406,000 | 5,554 |
| Net interest income | $4,114,000 | 4,142 |
| Provision for loan and lease losses | $597,000 | 1,553 |
| Total noninterest income | $560,000 | 4,637 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $0 | 9,486 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $560,000 | 2,618 |
| Total noninterest expense | $2,770,000 | 4,382 |
| Salaries and employee benefits | $1,176,000 | 5,187 |
| Premises and equipment expense | $235,000 | 6,280 |
| Additional noninterest expense | $1,359,000 | 2,985 |
| Pre-tax net operating income | $1,307,000 | 4,938 |
| Securities gains (losses) | $0 | 3,944 |
| Applicable income taxes | $516,000 | 4,121 |
| Income before extraordinary items | $791,000 | 5,498 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $791,000 | 5,500 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $646,000 | 1,089 |
| Cash dividends | $0 | 7,871 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $791,000 | 5,448 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $7,053,000 | 4,545 |
| Total interest expense | $2,681,000 | 5,252 |
| Net interest income | $4,372,000 | 3,983 |
| Provision for loan and lease losses | $460,000 | 1,847 |
| Total noninterest income | $32,000 | 11,112 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $0 | 9,915 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $32,000 | 9,747 |
| Total noninterest expense | $2,488,000 | 5,024 |
| Salaries and employee benefits | $795,000 | 7,007 |
| Premises and equipment expense | $155,000 | 7,939 |
| Additional noninterest expense | $1,538,000 | 3,057 |
| Pre-tax net operating income | $1,456,000 | 4,452 |
| Securities gains (losses) | $0 | 4,148 |
| Applicable income taxes | $518,000 | 4,039 |
| Income before extraordinary items | $938,000 | 4,735 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $938,000 | 4,736 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $657,000 | 1,175 |
| Cash dividends | $1,000,000 | 2,117 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $938,000 | 4,681 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $7,052,000 | 4,523 |
| Total interest expense | $2,589,000 | 5,413 |
| Net interest income | $4,463,000 | 3,933 |
| Provision for loan and lease losses | $573,000 | 1,419 |
| Total noninterest income | $53,000 | 11,298 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $0 | 10,339 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $53,000 | 9,088 |
| Total noninterest expense | $2,490,000 | 5,012 |
| Salaries and employee benefits | $682,000 | 7,842 |
| Premises and equipment expense | $153,000 | 8,197 |
| Additional noninterest expense | $1,655,000 | 2,808 |
| Pre-tax net operating income | $1,453,000 | 4,576 |
| Securities gains (losses) | $0 | 3,831 |
| Applicable income taxes | $557,000 | 3,859 |
| Income before extraordinary items | $896,000 | 5,012 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $896,000 | 5,011 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $526,000 | 1,336 |
| Cash dividends | $0 | 8,717 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $896,000 | 4,997 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $4,997,000 | 5,671 |
| Total interest expense | $1,401,000 | 7,201 |
| Net interest income | $3,596,000 | 4,829 |
| Provision for loan and lease losses | $1,063,000 | 889 |
| Total noninterest income | $76,000 | 11,355 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $0 | 10,872 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $76,000 | 8,407 |
| Total noninterest expense | $1,697,000 | 7,000 |
| Salaries and employee benefits | $528,000 | 9,140 |
| Premises and equipment expense | $124,000 | 9,273 |
| Additional noninterest expense | $1,045,000 | 4,541 |
| Pre-tax net operating income | $912,000 | 6,337 |
| Securities gains (losses) | $-2,000 | 9,023 |
| Applicable income taxes | $367,000 | 5,078 |
| Income before extraordinary items | $543,000 | 6,979 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $543,000 | 6,991 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $224,000 | 2,313 |
| Cash dividends | $0 | 8,932 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $544,280 | 7,011 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $3,853,000 | 7,056 |
| Total interest expense | $1,515,000 | 7,159 |
| Net interest income | $2,338,000 | 6,848 |
| Provision for loan and lease losses | $125,000 | 5,103 |
| Total noninterest income | $430,000 | 6,179 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $0 | 11,351 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $430,000 | 3,593 |
| Total noninterest expense | $1,423,000 | 8,098 |
| Salaries and employee benefits | $342,000 | 11,224 |
| Premises and equipment expense | $148,000 | 8,964 |
| Additional noninterest expense | $933,000 | 5,218 |
| Pre-tax net operating income | $1,220,000 | 5,124 |
| Securities gains (losses) | $0 | 7,477 |
| Applicable income taxes | $444,000 | 4,631 |
| Income before extraordinary items | $776,000 | 5,694 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $776,000 | 5,833 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $204,000 | 3,107 |
| Cash dividends | $0 | 9,081 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $776,000 | 5,457 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $8,316,000 | 4,155 |
| Total interest expense | $2,625,000 | 5,755 |
| Net interest income | $5,691,000 | 3,217 |
| Provision for loan and lease losses | $462,000 | 3,168 |
| Total noninterest income | $4,664,000 | 1,039 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $0 | 11,764 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $4,664,000 | 710 |
| Total noninterest expense | $2,479,000 | 5,349 |
| Salaries and employee benefits | $627,000 | 8,575 |
| Premises and equipment expense | $150,000 | 9,105 |
| Additional noninterest expense | $1,702,000 | 3,207 |
| Pre-tax net operating income | $7,414,000 | 870 |
| Securities gains (losses) | $-2,000 | 12,861 |
| Applicable income taxes | $2,783,000 | 840 |
| Income before extraordinary items | $4,629,000 | 1,027 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $4,629,000 | 1,031 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $695,000 | 1,984 |
| Cash dividends | $0 | 8,912 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $4,630,280 | 938 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.