Home > American Investment Bank > Income and Expense
American Investment Bank, Income and Expense
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $1,982,000 | 5,765 |
| Total interest expense | $821,000 | 4,707 |
| Net interest income | $1,161,000 | 6,274 |
| Provision for loan and lease losses | $-349,000 | 8,787 |
| Total noninterest income | $858,000 | 2,430 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $0 | 7,790 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $858,000 | 1,499 |
| Total noninterest expense | $1,816,000 | 4,109 |
| Salaries and employee benefits | $879,000 | 4,503 |
| Premises and equipment expense | $238,000 | 4,284 |
| Additional noninterest expense | $699,000 | 3,370 |
| Pre-tax net operating income | $552,000 | 5,220 |
| Securities gains (losses) | $25,000 | 1,030 |
| Applicable income taxes | $0 | 6,961 |
| Income before extraordinary items | $577,000 | 4,516 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $577,000 | 4,517 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $8,000 | 4,599 |
| Cash dividends | $0 | 5,072 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $552,000 | 4,587 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $997,000 | 5,743 |
| Total interest expense | $404,000 | 4,644 |
| Net interest income | $593,000 | 6,256 |
| Provision for loan and lease losses | $-177,000 | 8,856 |
| Total noninterest income | $281,000 | 3,204 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $0 | 7,845 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $281,000 | 1,970 |
| Total noninterest expense | $1,158,000 | 3,407 |
| Salaries and employee benefits | $543,000 | 3,838 |
| Premises and equipment expense | $157,000 | 3,521 |
| Additional noninterest expense | $458,000 | 2,643 |
| Pre-tax net operating income | $-107,000 | 8,652 |
| Securities gains (losses) | $19,000 | 812 |
| Applicable income taxes | $0 | 6,892 |
| Income before extraordinary items | $-88,000 | 8,652 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $-88,000 | 8,652 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-11,000 | 8,027 |
| Cash dividends | $0 | 3,863 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $-107,000 | 8,652 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $12,216,000 | 2,357 |
| Total interest expense | $2,732,000 | 2,824 |
| Net interest income | $9,484,000 | 2,150 |
| Provision for loan and lease losses | $-9,273,000 | 8,963 |
| Total noninterest income | $16,946,000 | 430 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $5,000 | 7,833 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $16,941,000 | 309 |
| Total noninterest expense | $14,475,000 | 1,124 |
| Salaries and employee benefits | $5,209,000 | 1,694 |
| Premises and equipment expense | $1,746,000 | 1,324 |
| Additional noninterest expense | $7,520,000 | 694 |
| Pre-tax net operating income | $21,228,000 | 474 |
| Securities gains (losses) | $85,000 | 1,360 |
| Applicable income taxes | $2,111,000 | 1,211 |
| Income before extraordinary items | $19,202,000 | 401 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $19,202,000 | 402 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $14,017,000 | 127 |
| Cash dividends | $0 | 6,149 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $19,125,500 | 389 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $11,349,000 | 1,870 |
| Total interest expense | $2,331,000 | 2,512 |
| Net interest income | $9,018,000 | 1,675 |
| Provision for loan and lease losses | $-9,153,000 | 9,018 |
| Total noninterest income | $17,485,000 | 356 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $4,000 | 7,866 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $17,481,000 | 267 |
| Total noninterest expense | $12,973,000 | 943 |
| Salaries and employee benefits | $4,495,000 | 1,478 |
| Premises and equipment expense | $1,504,000 | 1,146 |
| Additional noninterest expense | $6,974,000 | 583 |
| Pre-tax net operating income | $22,683,000 | 366 |
| Securities gains (losses) | $81,000 | 1,320 |
| Applicable income taxes | $2,111,000 | 974 |
| Income before extraordinary items | $20,653,000 | 307 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $20,653,000 | 308 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $15,060,000 | 115 |
| Cash dividends | $0 | 5,363 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $20,579,290 | 297 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $10,531,000 | 1,317 |
| Total interest expense | $1,840,000 | 2,144 |
| Net interest income | $8,691,000 | 1,131 |
| Provision for loan and lease losses | $-6,874,000 | 9,067 |
| Total noninterest income | $9,016,000 | 422 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $3,000 | 7,913 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $9,013,000 | 307 |
| Total noninterest expense | $9,941,000 | 811 |
| Salaries and employee benefits | $2,953,000 | 1,502 |
| Premises and equipment expense | $1,015,000 | 1,138 |
| Additional noninterest expense | $5,973,000 | 467 |
| Pre-tax net operating income | $14,640,000 | 381 |
| Securities gains (losses) | $2,000 | 3,048 |
| Applicable income taxes | $2,128,000 | 688 |
| Income before extraordinary items | $12,514,000 | 321 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $12,514,000 | 321 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $17,339,000 | 86 |
| Cash dividends | $0 | 5,087 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $12,512,300 | 308 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $6,104,000 | 1,140 |
| Total interest expense | $777,000 | 2,514 |
| Net interest income | $5,327,000 | 924 |
| Provision for loan and lease losses | $-2,582,000 | 9,105 |
| Total noninterest income | $419,000 | 2,458 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $1,000 | 7,932 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $418,000 | 1,488 |
| Total noninterest expense | $4,578,000 | 895 |
| Salaries and employee benefits | $1,403,000 | 1,595 |
| Premises and equipment expense | $554,000 | 1,069 |
| Additional noninterest expense | $2,621,000 | 510 |
| Pre-tax net operating income | $3,750,000 | 601 |
| Securities gains (losses) | $2,000 | 2,612 |
| Applicable income taxes | $0 | 7,103 |
| Income before extraordinary items | $3,752,000 | 478 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $3,752,000 | 477 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $15,412,000 | 61 |
| Cash dividends | $0 | 3,841 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $3,750,000 | 444 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $42,016,000 | 668 |
| Total interest expense | $9,304,000 | 966 |
| Net interest income | $32,712,000 | 582 |
| Provision for loan and lease losses | $9,437,000 | 206 |
| Total noninterest income | $4,464,000 | 1,227 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $9,000 | 7,947 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $4,455,000 | 826 |
| Total noninterest expense | $22,602,000 | 723 |
| Salaries and employee benefits | $10,116,000 | 845 |
| Premises and equipment expense | $2,995,000 | 758 |
| Additional noninterest expense | $9,491,000 | 585 |
| Pre-tax net operating income | $5,137,000 | 1,576 |
| Securities gains (losses) | $119,000 | 1,735 |
| Applicable income taxes | $10,793,000 | 346 |
| Income before extraordinary items | $-5,537,000 | 9,159 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $-5,537,000 | 9,160 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $18,546,000 | 138 |
| Cash dividends | $0 | 6,283 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $-5,613,160 | 9,138 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $34,345,000 | 629 |
| Total interest expense | $8,244,000 | 848 |
| Net interest income | $26,101,000 | 563 |
| Provision for loan and lease losses | $6,242,000 | 236 |
| Total noninterest income | $4,512,000 | 1,003 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $9,000 | 7,983 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $4,503,000 | 690 |
| Total noninterest expense | $16,330,000 | 757 |
| Salaries and employee benefits | $8,637,000 | 756 |
| Premises and equipment expense | $2,365,000 | 740 |
| Additional noninterest expense | $5,328,000 | 735 |
| Pre-tax net operating income | $8,041,000 | 835 |
| Securities gains (losses) | $114,000 | 1,635 |
| Applicable income taxes | $2,702,000 | 850 |
| Income before extraordinary items | $5,453,000 | 926 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $5,453,000 | 926 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $13,840,000 | 139 |
| Cash dividends | $0 | 5,519 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $5,376,620 | 875 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $24,810,000 | 591 |
| Total interest expense | $6,348,000 | 749 |
| Net interest income | $18,462,000 | 541 |
| Provision for loan and lease losses | $2,736,000 | 312 |
| Total noninterest income | $3,497,000 | 879 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $0 | 8,133 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $3,497,000 | 602 |
| Total noninterest expense | $10,971,000 | 751 |
| Salaries and employee benefits | $5,848,000 | 745 |
| Premises and equipment expense | $1,808,000 | 638 |
| Additional noninterest expense | $3,315,000 | 783 |
| Pre-tax net operating income | $8,252,000 | 566 |
| Securities gains (losses) | $110,000 | 1,432 |
| Applicable income taxes | $2,794,000 | 577 |
| Income before extraordinary items | $5,568,000 | 626 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $5,568,000 | 625 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $9,732,000 | 130 |
| Cash dividends | $0 | 5,215 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $5,494,300 | 586 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $13,501,000 | 562 |
| Total interest expense | $4,024,000 | 616 |
| Net interest income | $9,477,000 | 532 |
| Provision for loan and lease losses | $3,091,000 | 191 |
| Total noninterest income | $2,312,000 | 705 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $0 | 8,142 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $2,312,000 | 495 |
| Total noninterest expense | $5,779,000 | 714 |
| Salaries and employee benefits | $3,119,000 | 696 |
| Premises and equipment expense | $830,000 | 703 |
| Additional noninterest expense | $1,830,000 | 709 |
| Pre-tax net operating income | $2,919,000 | 772 |
| Securities gains (losses) | $54,000 | 1,343 |
| Applicable income taxes | $641,000 | 1,135 |
| Income before extraordinary items | $2,332,000 | 732 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $2,332,000 | 731 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $6,282,000 | 115 |
| Cash dividends | $0 | 3,930 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $2,289,880 | 686 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $71,353,000 | 458 |
| Total interest expense | $20,650,000 | 568 |
| Net interest income | $50,703,000 | 420 |
| Provision for loan and lease losses | $31,693,000 | 129 |
| Total noninterest income | $6,303,000 | 866 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $0 | 8,205 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $6,303,000 | 590 |
| Total noninterest expense | $28,777,000 | 576 |
| Salaries and employee benefits | $14,754,000 | 559 |
| Premises and equipment expense | $4,040,000 | 556 |
| Additional noninterest expense | $9,983,000 | 559 |
| Pre-tax net operating income | $-3,464,000 | 9,296 |
| Securities gains (losses) | $204,000 | 1,156 |
| Applicable income taxes | $-1,158,000 | 9,298 |
| Income before extraordinary items | $-2,102,000 | 9,285 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $-2,102,000 | 9,283 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $35,140,000 | 113 |
| Cash dividends | $0 | 6,377 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $-2,232,560 | 9,264 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $99,883,000 | 391 |
| Total interest expense | $28,936,000 | 586 |
| Net interest income | $70,947,000 | 314 |
| Provision for loan and lease losses | $39,018,000 | 114 |
| Total noninterest income | $3,081,000 | 1,453 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $0 | 8,399 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $3,081,000 | 928 |
| Total noninterest expense | $49,076,000 | 371 |
| Salaries and employee benefits | $20,563,000 | 393 |
| Premises and equipment expense | $5,586,000 | 421 |
| Additional noninterest expense | $22,927,000 | 325 |
| Pre-tax net operating income | $-14,066,000 | 9,601 |
| Securities gains (losses) | $149,000 | 1,415 |
| Applicable income taxes | $-5,206,000 | 9,597 |
| Income before extraordinary items | $-8,711,000 | 9,589 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $-8,711,000 | 9,586 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $33,474,000 | 112 |
| Cash dividends | $1,500,000 | 1,655 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $-8,806,360 | 9,585 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $83,096,000 | 478 |
| Total interest expense | $22,698,000 | 806 |
| Net interest income | $60,398,000 | 354 |
| Provision for loan and lease losses | $28,818,000 | 129 |
| Total noninterest income | $5,633,000 | 852 |
| Gross Fiduciary activities income | $0 | 1,332 |
| Service charges on deposit accounts | $0 | 8,617 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $5,633,000 | 594 |
| Total noninterest expense | $36,217,000 | 455 |
| Salaries and employee benefits | $20,877,000 | 355 |
| Premises and equipment expense | $5,266,000 | 433 |
| Additional noninterest expense | $10,074,000 | 577 |
| Pre-tax net operating income | $996,000 | 5,264 |
| Securities gains (losses) | $1,000 | 1,732 |
| Applicable income taxes | $335,000 | 4,351 |
| Income before extraordinary items | $662,000 | 5,566 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $662,000 | 5,565 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $19,209,000 | 142 |
| Cash dividends | $0 | 6,853 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $661,340 | 5,581 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $45,641,000 | 748 |
| Total interest expense | $10,849,000 | 1,379 |
| Net interest income | $34,792,000 | 557 |
| Provision for loan and lease losses | $11,807,000 | 177 |
| Total noninterest income | $4,052,000 | 1,084 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $0 | 8,885 |
| Trading account gains and fees | $0 | 173 |
| Additional Noninterest Income | $4,052,000 | 738 |
| Total noninterest expense | $18,076,000 | 818 |
| Salaries and employee benefits | $10,397,000 | 678 |
| Premises and equipment expense | $2,760,000 | 746 |
| Additional noninterest expense | $4,919,000 | 969 |
| Pre-tax net operating income | $8,961,000 | 916 |
| Securities gains (losses) | $4,000 | 2,267 |
| Applicable income taxes | $3,400,000 | 793 |
| Income before extraordinary items | $5,565,000 | 994 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $5,565,000 | 994 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $4,520,000 | 286 |
| Cash dividends | $0 | 7,131 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $5,562,440 | 979 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $28,876,000 | 1,125 |
| Total interest expense | $9,291,000 | 1,659 |
| Net interest income | $19,585,000 | 877 |
| Provision for loan and lease losses | $5,260,000 | 303 |
| Total noninterest income | $8,581,000 | 663 |
| Gross Fiduciary activities income | $0 | 1,398 |
| Service charges on deposit accounts | $0 | 9,085 |
| Trading account gains and fees | $0 | 224 |
| Additional Noninterest Income | $8,581,000 | 471 |
| Total noninterest expense | $12,640,000 | 1,051 |
| Salaries and employee benefits | $7,084,000 | 926 |
| Premises and equipment expense | $1,886,000 | 1,023 |
| Additional noninterest expense | $3,670,000 | 1,222 |
| Pre-tax net operating income | $10,266,000 | 761 |
| Securities gains (losses) | $0 | 4,449 |
| Applicable income taxes | $3,902,000 | 701 |
| Income before extraordinary items | $6,364,000 | 854 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $6,364,000 | 854 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $3,971,000 | 322 |
| Cash dividends | $3,600,000 | 845 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $6,364,000 | 822 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $32,503,000 | 1,048 |
| Total interest expense | $9,917,000 | 1,562 |
| Net interest income | $22,586,000 | 802 |
| Provision for loan and lease losses | $5,893,000 | 298 |
| Total noninterest income | $2,706,000 | 1,384 |
| Gross Fiduciary activities income | $0 | 1,450 |
| Service charges on deposit accounts | $0 | 9,486 |
| Trading account gains and fees | $0 | 239 |
| Additional Noninterest Income | $2,706,000 | 900 |
| Total noninterest expense | $18,829,000 | 779 |
| Salaries and employee benefits | $7,583,000 | 877 |
| Premises and equipment expense | $1,785,000 | 1,119 |
| Additional noninterest expense | $9,461,000 | 612 |
| Pre-tax net operating income | $570,000 | 7,559 |
| Securities gains (losses) | $0 | 3,944 |
| Applicable income taxes | $255,000 | 6,207 |
| Income before extraordinary items | $315,000 | 8,257 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $315,000 | 8,258 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $6,712,000 | 240 |
| Cash dividends | $2,000,000 | 1,293 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $315,000 | 8,215 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $34,143,000 | 1,028 |
| Total interest expense | $10,273,000 | 1,552 |
| Net interest income | $23,870,000 | 785 |
| Provision for loan and lease losses | $8,232,000 | 240 |
| Total noninterest income | $4,251,000 | 1,065 |
| Gross Fiduciary activities income | $0 | 1,526 |
| Service charges on deposit accounts | $0 | 9,915 |
| Trading account gains and fees | $0 | 262 |
| Additional Noninterest Income | $4,251,000 | 711 |
| Total noninterest expense | $15,152,000 | 1,002 |
| Salaries and employee benefits | $7,643,000 | 891 |
| Premises and equipment expense | $1,822,000 | 1,154 |
| Additional noninterest expense | $5,687,000 | 1,027 |
| Pre-tax net operating income | $4,737,000 | 1,530 |
| Securities gains (losses) | $0 | 4,148 |
| Applicable income taxes | $1,808,000 | 1,349 |
| Income before extraordinary items | $2,929,000 | 1,697 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $2,929,000 | 1,698 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $7,403,000 | 257 |
| Cash dividends | $1,581,000 | 1,526 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $2,929,000 | 1,661 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $32,574,000 | 1,083 |
| Total interest expense | $9,687,000 | 1,640 |
| Net interest income | $22,887,000 | 834 |
| Provision for loan and lease losses | $6,822,000 | 256 |
| Total noninterest income | $7,444,000 | 736 |
| Gross Fiduciary activities income | $0 | 1,590 |
| Service charges on deposit accounts | $0 | 10,339 |
| Trading account gains and fees | $0 | 522 |
| Additional Noninterest Income | $7,444,000 | 516 |
| Total noninterest expense | $16,882,000 | 910 |
| Salaries and employee benefits | $8,417,000 | 828 |
| Premises and equipment expense | $1,742,000 | 1,195 |
| Additional noninterest expense | $6,723,000 | 887 |
| Pre-tax net operating income | $6,627,000 | 1,162 |
| Securities gains (losses) | $0 | 3,831 |
| Applicable income taxes | $2,532,000 | 1,035 |
| Income before extraordinary items | $4,095,000 | 1,289 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $4,095,000 | 1,287 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $4,882,000 | 323 |
| Cash dividends | $5,376,000 | 602 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $4,095,000 | 1,268 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $30,978,000 | 1,023 |
| Total interest expense | $6,747,000 | 1,862 |
| Net interest income | $24,231,000 | 790 |
| Provision for loan and lease losses | $3,284,000 | 399 |
| Total noninterest income | $5,363,000 | 884 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $0 | 10,872 |
| Trading account gains and fees | $0 | 475 |
| Additional Noninterest Income | $5,363,000 | 615 |
| Total noninterest expense | $13,626,000 | 1,099 |
| Salaries and employee benefits | $7,166,000 | 955 |
| Premises and equipment expense | $1,410,000 | 1,476 |
| Additional noninterest expense | $5,050,000 | 1,164 |
| Pre-tax net operating income | $12,684,000 | 654 |
| Securities gains (losses) | $0 | 3,600 |
| Applicable income taxes | $4,839,000 | 589 |
| Income before extraordinary items | $7,845,000 | 703 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $7,845,000 | 704 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,332,000 | 505 |
| Cash dividends | $5,823,000 | 510 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $7,845,000 | 712 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $27,413,000 | 1,163 |
| Total interest expense | $6,873,000 | 1,881 |
| Net interest income | $20,540,000 | 906 |
| Provision for loan and lease losses | $2,660,000 | 659 |
| Total noninterest income | $1,164,000 | 2,973 |
| Gross Fiduciary activities income | $0 | 1,630 |
| Service charges on deposit accounts | $0 | 11,351 |
| Trading account gains and fees | $0 | 532 |
| Additional Noninterest Income | $1,164,000 | 1,851 |
| Total noninterest expense | $9,595,000 | 1,579 |
| Salaries and employee benefits | $4,743,000 | 1,425 |
| Premises and equipment expense | $1,179,000 | 1,785 |
| Additional noninterest expense | $3,673,000 | 1,631 |
| Pre-tax net operating income | $9,449,000 | 774 |
| Securities gains (losses) | $46,000 | 3,527 |
| Applicable income taxes | $3,534,000 | 731 |
| Income before extraordinary items | $5,961,000 | 886 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $5,961,000 | 921 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $752,000 | 1,371 |
| Cash dividends | $0 | 9,081 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $5,931,560 | 839 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $25,691,000 | 1,426 |
| Total interest expense | $8,251,000 | 2,067 |
| Net interest income | $17,440,000 | 1,062 |
| Provision for loan and lease losses | $2,298,000 | 1,037 |
| Total noninterest income | $6,823,000 | 777 |
| Gross Fiduciary activities income | $0 | 1,658 |
| Service charges on deposit accounts | $0 | 11,764 |
| Trading account gains and fees | $0 | 504 |
| Additional Noninterest Income | $6,823,000 | 543 |
| Total noninterest expense | $8,729,000 | 1,738 |
| Salaries and employee benefits | $3,817,000 | 1,741 |
| Premises and equipment expense | $710,000 | 2,888 |
| Additional noninterest expense | $4,202,000 | 1,545 |
| Pre-tax net operating income | $13,236,000 | 483 |
| Securities gains (losses) | $-10,000 | 13,291 |
| Applicable income taxes | $4,896,000 | 482 |
| Income before extraordinary items | $8,330,000 | 568 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $8,330,000 | 568 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,670,000 | 1,107 |
| Cash dividends | $0 | 8,912 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $8,336,400 | 516 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.