Home > American Interstate Bank > Income and Expense
American Interstate Bank, Income and Expense
1996-12-31 (YTD Data) | Rank | |
Total interest income | $1,782,000 | 9,687 |
Total interest expense | $949,000 | 9,185 |
Net interest income | $833,000 | 10,019 |
Provision for loan and lease losses | $0 | 9,041 |
Total noninterest income | $88,000 | 10,121 |
Gross Fiduciary activities income | NA | NA |
Service charges on deposit accounts | $66,000 | 8,366 |
Trading account gains and fees | NA | NA |
Additional Noninterest Income | $22,000 | 10,300 |
Total noninterest expense | $489,000 | 10,635 |
Salaries and employee benefits | $266,000 | 10,612 |
Premises and equipment expense | $86,000 | 9,652 |
Additional noninterest expense | $137,000 | 10,717 |
Pre-tax net operating income | $432,000 | 8,318 |
Securities gains (losses) | $0 | 4,148 |
Applicable income taxes | $141,000 | 8,010 |
Income before extraordinary items | $291,000 | 8,504 |
Extraordinary gains, net | $0 | 53 |
Net income | $291,000 | 8,501 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $0 | 8,805 |
Cash dividends | $250,000 | 4,932 |
Sale, conversion, retirement of capital stock, net | $0 | 953 |
Net operating income | $291,000 | 8,443 |
1995-12-31 (YTD Data) | Rank | |
Total interest income | $1,782,000 | 10,044 |
Total interest expense | $889,000 | 9,661 |
Net interest income | $893,000 | 10,267 |
Provision for loan and lease losses | $0 | 8,958 |
Total noninterest income | $87,000 | 10,576 |
Gross Fiduciary activities income | NA | NA |
Service charges on deposit accounts | $65,000 | 8,754 |
Trading account gains and fees | NA | NA |
Additional Noninterest Income | $22,000 | 10,775 |
Total noninterest expense | $512,000 | 10,973 |
Salaries and employee benefits | $279,000 | 10,926 |
Premises and equipment expense | $93,000 | 9,830 |
Additional noninterest expense | $140,000 | 11,180 |
Pre-tax net operating income | $468,000 | 8,628 |
Securities gains (losses) | $0 | 3,831 |
Applicable income taxes | $174,000 | 7,859 |
Income before extraordinary items | $294,000 | 9,006 |
Extraordinary gains, net | $0 | 65 |
Net income | $294,000 | 9,011 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $4,000 | 8,178 |
Cash dividends | $525,000 | 3,209 |
Sale, conversion, retirement of capital stock, net | $0 | 809 |
Net operating income | $294,000 | 8,968 |
1994-12-31 (YTD Data) | Rank | |
Total interest income | $1,746,000 | 10,273 |
Total interest expense | $708,000 | 10,050 |
Net interest income | $1,038,000 | 10,266 |
Provision for loan and lease losses | $0 | 9,146 |
Total noninterest income | $94,000 | 10,886 |
Gross Fiduciary activities income | NA | NA |
Service charges on deposit accounts | $70,000 | 8,998 |
Trading account gains and fees | NA | NA |
Additional Noninterest Income | $24,000 | 11,176 |
Total noninterest expense | $579,000 | 11,238 |
Salaries and employee benefits | $311,000 | 11,105 |
Premises and equipment expense | $90,000 | 10,345 |
Additional noninterest expense | $178,000 | 11,428 |
Pre-tax net operating income | $553,000 | 8,289 |
Securities gains (losses) | $0 | 3,600 |
Applicable income taxes | $198,000 | 7,372 |
Income before extraordinary items | $355,000 | 8,595 |
Extraordinary gains, net | $0 | 249 |
Net income | $355,000 | 8,603 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $3,000 | 8,352 |
Cash dividends | $0 | 8,932 |
Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
Net operating income | $355,000 | 8,649 |
1993-12-31 (YTD Data) | Rank | |
Total interest income | $1,750,000 | 10,705 |
Total interest expense | $807,000 | 10,018 |
Net interest income | $943,000 | 10,985 |
Provision for loan and lease losses | $-10,000 | 12,495 |
Total noninterest income | $88,000 | 11,610 |
Gross Fiduciary activities income | NA | NA |
Service charges on deposit accounts | $65,000 | 9,505 |
Trading account gains and fees | NA | NA |
Additional Noninterest Income | $23,000 | 11,812 |
Total noninterest expense | $605,000 | 11,629 |
Salaries and employee benefits | $304,000 | 11,604 |
Premises and equipment expense | $99,000 | 10,473 |
Additional noninterest expense | $202,000 | 11,701 |
Pre-tax net operating income | $436,000 | 9,127 |
Securities gains (losses) | $54,000 | 3,285 |
Applicable income taxes | $175,000 | 8,105 |
Income before extraordinary items | $315,000 | 9,302 |
Extraordinary gains, net | $0 | 3,149 |
Net income | $315,000 | 9,469 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $0 | 9,922 |
Cash dividends | $375,000 | 3,834 |
Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
Net operating income | $280,440 | 9,434 |
1992-12-31 (YTD Data) | Rank | |
Total interest income | $2,063,000 | 10,779 |
Total interest expense | $1,027,000 | 10,277 |
Net interest income | $1,036,000 | 10,955 |
Provision for loan and lease losses | $-125,000 | 13,736 |
Total noninterest income | $118,000 | 11,242 |
Gross Fiduciary activities income | NA | NA |
Service charges on deposit accounts | $44,000 | 10,547 |
Trading account gains and fees | NA | NA |
Additional Noninterest Income | $74,000 | 9,109 |
Total noninterest expense | $600,000 | 12,065 |
Salaries and employee benefits | $311,000 | 11,891 |
Premises and equipment expense | $101,000 | 10,706 |
Additional noninterest expense | $188,000 | 12,408 |
Pre-tax net operating income | $679,000 | 7,221 |
Securities gains (losses) | $0 | 8,369 |
Applicable income taxes | $240,000 | 6,828 |
Income before extraordinary items | $439,000 | 7,841 |
Extraordinary gains, net | $0 | 1,422 |
Net income | $439,000 | 7,959 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $-88,000 | 13,687 |
Cash dividends | $550,000 | 2,567 |
Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
Net operating income | $439,000 | 7,491 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.