Home > American International Bank > Income and Expense
American International Bank, Income and Expense
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $15,768,000 | 2,062 |
| Total interest expense | $5,593,000 | 2,635 |
| Net interest income | $10,175,000 | 1,710 |
| Provision for loan and lease losses | $865,000 | 1,103 |
| Total noninterest income | $2,521,000 | 1,557 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $718,000 | 1,849 |
| Trading account gains and fees | $0 | 173 |
| Additional Noninterest Income | $1,803,000 | 1,239 |
| Total noninterest expense | $10,654,000 | 1,297 |
| Salaries and employee benefits | $4,177,000 | 1,649 |
| Premises and equipment expense | $2,343,000 | 856 |
| Additional noninterest expense | $4,134,000 | 1,134 |
| Pre-tax net operating income | $1,177,000 | 4,814 |
| Securities gains (losses) | $1,000 | 2,805 |
| Applicable income taxes | $-999,000 | 10,169 |
| Income before extraordinary items | $2,177,000 | 2,399 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $2,177,000 | 2,400 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,008,000 | 452 |
| Cash dividends | $0 | 7,131 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $2,176,000 | 2,369 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $16,523,000 | 1,953 |
| Total interest expense | $6,183,000 | 2,449 |
| Net interest income | $10,340,000 | 1,650 |
| Provision for loan and lease losses | $125,000 | 4,532 |
| Total noninterest income | $1,981,000 | 1,849 |
| Gross Fiduciary activities income | $0 | 1,398 |
| Service charges on deposit accounts | $706,000 | 1,808 |
| Trading account gains and fees | $0 | 224 |
| Additional Noninterest Income | $1,275,000 | 1,562 |
| Total noninterest expense | $10,686,000 | 1,238 |
| Salaries and employee benefits | $4,205,000 | 1,580 |
| Premises and equipment expense | $1,975,000 | 983 |
| Additional noninterest expense | $4,506,000 | 1,020 |
| Pre-tax net operating income | $1,510,000 | 4,165 |
| Securities gains (losses) | $6,000 | 3,324 |
| Applicable income taxes | $-765,000 | 10,413 |
| Income before extraordinary items | $2,281,000 | 2,281 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $2,281,000 | 2,280 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,470,000 | 413 |
| Cash dividends | $0 | 7,473 |
| Sale, conversion, retirement of capital stock, net | $207,000 | 678 |
| Net operating income | $2,275,000 | 2,207 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $17,716,000 | 1,864 |
| Total interest expense | $7,861,000 | 1,960 |
| Net interest income | $9,855,000 | 1,771 |
| Provision for loan and lease losses | $1,620,000 | 691 |
| Total noninterest income | $3,162,000 | 1,248 |
| Gross Fiduciary activities income | $0 | 1,450 |
| Service charges on deposit accounts | $764,000 | 1,696 |
| Trading account gains and fees | $0 | 239 |
| Additional Noninterest Income | $2,398,000 | 969 |
| Total noninterest expense | $12,017,000 | 1,109 |
| Salaries and employee benefits | $4,129,000 | 1,578 |
| Premises and equipment expense | $1,831,000 | 1,084 |
| Additional noninterest expense | $6,057,000 | 850 |
| Pre-tax net operating income | $-610,000 | 10,772 |
| Securities gains (losses) | $-13,000 | 10,166 |
| Applicable income taxes | $-929,000 | 10,884 |
| Income before extraordinary items | $296,000 | 8,408 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $296,000 | 8,409 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $4,135,000 | 314 |
| Cash dividends | $0 | 7,871 |
| Sale, conversion, retirement of capital stock, net | $11,591,000 | 74 |
| Net operating income | $304,320 | 8,300 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $17,221,000 | 1,965 |
| Total interest expense | $9,295,000 | 1,697 |
| Net interest income | $7,926,000 | 2,269 |
| Provision for loan and lease losses | $650,000 | 1,408 |
| Total noninterest income | $2,893,000 | 1,397 |
| Gross Fiduciary activities income | $0 | 1,526 |
| Service charges on deposit accounts | $749,000 | 1,808 |
| Trading account gains and fees | $0 | 262 |
| Additional Noninterest Income | $2,144,000 | 1,097 |
| Total noninterest expense | $15,308,000 | 990 |
| Salaries and employee benefits | $4,720,000 | 1,421 |
| Premises and equipment expense | $1,941,000 | 1,085 |
| Additional noninterest expense | $8,647,000 | 751 |
| Pre-tax net operating income | $-5,139,000 | 11,445 |
| Securities gains (losses) | $-1,000 | 9,274 |
| Applicable income taxes | $1,000 | 10,529 |
| Income before extraordinary items | $-5,141,000 | 11,429 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $-5,141,000 | 11,429 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $3,824,000 | 396 |
| Cash dividends | $0 | 8,336 |
| Sale, conversion, retirement of capital stock, net | $1,323,000 | 346 |
| Net operating income | $-5,140,000 | 11,428 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $19,813,000 | 1,713 |
| Total interest expense | $12,110,000 | 1,357 |
| Net interest income | $7,703,000 | 2,333 |
| Provision for loan and lease losses | $4,420,000 | 349 |
| Total noninterest income | $2,692,000 | 1,459 |
| Gross Fiduciary activities income | $0 | 1,590 |
| Service charges on deposit accounts | $749,000 | 1,818 |
| Trading account gains and fees | $0 | 522 |
| Additional Noninterest Income | $1,943,000 | 1,149 |
| Total noninterest expense | $15,899,000 | 959 |
| Salaries and employee benefits | $4,924,000 | 1,349 |
| Premises and equipment expense | $2,047,000 | 1,043 |
| Additional noninterest expense | $8,928,000 | 733 |
| Pre-tax net operating income | $-9,924,000 | 11,986 |
| Securities gains (losses) | $0 | 3,831 |
| Applicable income taxes | $-679,000 | 11,884 |
| Income before extraordinary items | $-9,245,000 | 11,955 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $-9,245,000 | 11,954 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $6,656,000 | 254 |
| Cash dividends | $0 | 8,717 |
| Sale, conversion, retirement of capital stock, net | $11,584,000 | 45 |
| Net operating income | $-9,245,000 | 11,955 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $20,075,000 | 1,540 |
| Total interest expense | $8,953,000 | 1,449 |
| Net interest income | $11,122,000 | 1,627 |
| Provision for loan and lease losses | $11,563,000 | 175 |
| Total noninterest income | $3,528,000 | 1,197 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $930,000 | 1,454 |
| Trading account gains and fees | $0 | 475 |
| Additional Noninterest Income | $2,598,000 | 969 |
| Total noninterest expense | $19,243,000 | 832 |
| Salaries and employee benefits | $5,704,000 | 1,182 |
| Premises and equipment expense | $2,009,000 | 1,059 |
| Additional noninterest expense | $11,530,000 | 629 |
| Pre-tax net operating income | $-16,156,000 | 12,618 |
| Securities gains (losses) | $116,000 | 718 |
| Applicable income taxes | $896,000 | 2,494 |
| Income before extraordinary items | $-16,936,000 | 12,578 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $-16,936,000 | 12,577 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $5,765,000 | 273 |
| Cash dividends | $0 | 8,932 |
| Sale, conversion, retirement of capital stock, net | $7,385,000 | 128 |
| Net operating income | $-17,052,000 | 12,582 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $25,605,000 | 1,243 |
| Total interest expense | $10,503,000 | 1,285 |
| Net interest income | $15,102,000 | 1,204 |
| Provision for loan and lease losses | $13,185,000 | 227 |
| Total noninterest income | $4,050,000 | 1,154 |
| Gross Fiduciary activities income | $0 | 1,630 |
| Service charges on deposit accounts | $962,000 | 1,392 |
| Trading account gains and fees | $0 | 532 |
| Additional Noninterest Income | $3,088,000 | 943 |
| Total noninterest expense | $20,825,000 | 814 |
| Salaries and employee benefits | $6,631,000 | 1,035 |
| Premises and equipment expense | $2,120,000 | 1,031 |
| Additional noninterest expense | $12,074,000 | 660 |
| Pre-tax net operating income | $-14,858,000 | 13,256 |
| Securities gains (losses) | $25,000 | 4,353 |
| Applicable income taxes | $-4,575,000 | 13,250 |
| Income before extraordinary items | $-10,258,000 | 13,207 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $-10,258,000 | 13,206 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $9,294,000 | 275 |
| Cash dividends | $0 | 9,081 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $-10,275,250 | 13,204 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $35,350,000 | 1,045 |
| Total interest expense | $17,371,000 | 1,046 |
| Net interest income | $17,979,000 | 1,030 |
| Provision for loan and lease losses | $2,625,000 | 930 |
| Total noninterest income | $4,054,000 | 1,129 |
| Gross Fiduciary activities income | $0 | 1,658 |
| Service charges on deposit accounts | $963,000 | 1,390 |
| Trading account gains and fees | $0 | 504 |
| Additional Noninterest Income | $3,091,000 | 935 |
| Total noninterest expense | $17,269,000 | 957 |
| Salaries and employee benefits | $7,190,000 | 953 |
| Premises and equipment expense | $2,184,000 | 1,039 |
| Additional noninterest expense | $7,895,000 | 922 |
| Pre-tax net operating income | $2,139,000 | 2,912 |
| Securities gains (losses) | $342,000 | 1,415 |
| Applicable income taxes | $913,000 | 2,288 |
| Income before extraordinary items | $1,568,000 | 2,939 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $1,568,000 | 2,973 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,822,000 | 763 |
| Cash dividends | $331,000 | 3,780 |
| Sale, conversion, retirement of capital stock, net | $1,090,000 | 396 |
| Net operating income | $1,349,120 | 3,158 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.