Home > American Independent Bank > Assets and Liabilities
American Independent Bank, Assets and Liabilities
| 1998-12-31 | Rank | |
| # of Employees: | 25 | 6,003 |
| Assets and Liabilities | ||
| Total Assets: | $38,275,000 | 7,922 |
| Cash and due from depository institutions | $4,793,000 | 6,003 |
| Interest-bearing balances | $495,000 | 3,547 |
| Securities | $7,435,000 | 7,882 |
| Federal funds sold & reverse repurchase agreements | $5,060,000 | 3,369 |
| Net loans & leases | $20,110,000 | 7,981 |
| Loan loss allowance | $190,000 | 8,677 |
| Trading account assets | $0 | 197 |
| Bank premises and fixed assets | $350,000 | 8,448 |
| Other real estate owned | $81,000 | 6,003 |
| Goodwill and other intangibles | $37,000 | 3,009 |
| All other assets | $409,000 | 8,705 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $38,275,000 | 7,922 |
| Total liabilities | $34,734,000 | 7,831 |
| Total deposits | $34,423,000 | 7,697 |
| Interest-bearing deposits | $19,997,000 | 8,793 |
| Deposits held in domestic offices | $34,423,000 | 7,696 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,214 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $0 | 5,274 |
| Subordinated debt | $0 | 255 |
| All other liabilities | $311,000 | 7,324 |
| Total equity capital | $3,541,000 | 8,325 |
| Total bank equity capital | $3,541,000 | 8,325 |
| Perpetual preferred stock | $0 | 199 |
| Common stock | $911,000 | 3,518 |
| Surplus | $3,148,000 | 4,068 |
| Undivided profits | $-518,000 | 10,093 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,081,000 | 2,239 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,642 |
| Income earned, not collected on loans | $160,000 | 8,491 |
| Earning assets | $33,100,000 | 8,085 |
| Long-term assets (5+ years) | $602,000 | 8,686 |
| Average Assets, year-to-date | $36,529,600 | 7,876 |
| Average Assets, quarterly | $37,912,000 | 7,876 |
| Volatile liabilities | $4,391,000 | 7,363 |
| Insider loans | $29,000 | 8,882 |
| FHLB advances | $0 | 740 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $1,479,000 | 8,026 |
| Tier 1 (core) risk-based capital | $3,504,000 | 8,257 |
| Tier 2 risk-based capital | $190,000 | 8,372 |
| Total risk weighted assets | $24,322,700 | 7,600 |
| Total unused commitments | $1,479,000 | 8,037 |
| Derivatives | $0 | 527 |
| 1997-12-31 | Rank | |
| # of Employees: | 24 | 6,393 |
| Assets and Liabilities | ||
| Total Assets: | $33,699,000 | 8,505 |
| Cash and due from depository institutions | $4,127,000 | 6,393 |
| Interest-bearing balances | $396,000 | 3,342 |
| Securities | $3,594,000 | 9,757 |
| Federal funds sold & reverse repurchase agreements | $3,920,000 | 3,289 |
| Net loans & leases | $20,912,000 | 8,128 |
| Loan loss allowance | $216,000 | 8,585 |
| Trading account assets | $0 | 203 |
| Bank premises and fixed assets | $359,000 | 8,629 |
| Other real estate owned | $130,000 | 6,393 |
| Goodwill and other intangibles | $44,000 | 3,003 |
| All other assets | $613,000 | 7,826 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $33,699,000 | 8,505 |
| Total liabilities | $30,389,000 | 8,451 |
| Total deposits | $30,154,000 | 8,330 |
| Interest-bearing deposits | $17,505,000 | 9,401 |
| Deposits held in domestic offices | $30,154,000 | 8,328 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,723 |
| Trading liabilities | $0 | 80 |
| Other borrowed funds | $0 | 5,103 |
| Subordinated debt | $0 | 260 |
| All other liabilities | $235,000 | 8,528 |
| Total equity capital | $3,310,000 | 8,723 |
| Total bank equity capital | $3,310,000 | 8,723 |
| Perpetual preferred stock | $0 | 223 |
| Common stock | $891,000 | 3,692 |
| Surplus | $3,114,000 | 4,051 |
| Undivided profits | $-695,000 | 10,669 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $545,000 | 3,843 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,731 |
| Income earned, not collected on loans | $237,000 | 7,682 |
| Earning assets | $28,822,000 | 8,718 |
| Long-term assets (5+ years) | $2,124,000 | 7,588 |
| Average Assets, year-to-date | $32,586,200 | 8,450 |
| Average Assets, quarterly | $34,417,000 | 8,386 |
| Volatile liabilities | $2,542,000 | 8,839 |
| Insider loans | $167,000 | 7,739 |
| FHLB advances | $0 | 780 |
| Loans and leases held for sale | $0 | 1,579 |
| Unused loan commitments | $2,909,000 | 6,606 |
| Tier 1 (core) risk-based capital | $3,266,000 | 8,667 |
| Tier 2 risk-based capital | $216,000 | 8,160 |
| Total risk weighted assets | $24,569,300 | 7,722 |
| Total unused commitments | $2,909,000 | 6,613 |
| Derivatives | $0 | 533 |
| 1996-12-31 | Rank | |
| # of Employees: | 25 | 6,541 |
| Assets and Liabilities | ||
| Total Assets: | $30,120,000 | 9,201 |
| Cash and due from depository institutions | $4,080,000 | 6,541 |
| Interest-bearing balances | $495,000 | 3,100 |
| Securities | $4,281,000 | 10,072 |
| Federal funds sold & reverse repurchase agreements | $2,000,000 | 4,865 |
| Net loans & leases | $18,981,000 | 8,630 |
| Loan loss allowance | $260,000 | 8,367 |
| Trading account assets | $0 | 240 |
| Bank premises and fixed assets | $213,000 | 9,783 |
| Other real estate owned | $48,000 | 6,541 |
| Goodwill and other intangibles | $50,000 | 2,823 |
| All other assets | $467,000 | 9,026 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $30,120,000 | 9,201 |
| Total liabilities | $27,124,000 | 9,152 |
| Total deposits | $26,970,000 | 9,030 |
| Interest-bearing deposits | $14,093,000 | 10,292 |
| Deposits held in domestic offices | $26,970,000 | 9,027 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,907 |
| Trading liabilities | $0 | 97 |
| Other borrowed funds | $0 | 5,299 |
| Subordinated debt | $0 | 298 |
| All other liabilities | $154,000 | 9,899 |
| Total equity capital | $2,996,000 | 9,265 |
| Total bank equity capital | $2,996,000 | 9,265 |
| Perpetual preferred stock | $0 | 250 |
| Common stock | $885,000 | 3,938 |
| Surplus | $3,108,000 | 4,116 |
| Undivided profits | $-997,000 | 11,234 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $571,000 | 3,980 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,832 |
| Income earned, not collected on loans | $181,000 | 8,796 |
| Earning assets | $25,757,000 | 9,361 |
| Long-term assets (5+ years) | $1,116,000 | 8,642 |
| Average Assets, year-to-date | $29,515,800 | 9,113 |
| Average Assets, quarterly | $30,776,000 | 9,073 |
| Volatile liabilities | $2,069,000 | 9,417 |
| Insider loans | $254,000 | 7,223 |
| FHLB advances | $0 | 882 |
| Loans and leases held for sale | $0 | 1,560 |
| Unused loan commitments | $2,980,000 | 6,447 |
| Tier 1 (core) risk-based capital | $2,946,000 | 9,249 |
| Tier 2 risk-based capital | $260,000 | 7,776 |
| Total risk weighted assets | $21,842,200 | 8,331 |
| Total unused commitments | $2,980,000 | 6,462 |
| Derivatives | $0 | 549 |
| 1995-12-31 | Rank | |
| # of Employees: | 23 | 7,163 |
| Assets and Liabilities | ||
| Total Assets: | $27,429,000 | 9,813 |
| Cash and due from depository institutions | $5,701,000 | 7,163 |
| Interest-bearing balances | $892,000 | 2,699 |
| Securities | $1,767,000 | 11,458 |
| Federal funds sold & reverse repurchase agreements | $2,335,000 | 5,107 |
| Net loans & leases | $16,867,000 | 9,173 |
| Loan loss allowance | $318,000 | 7,859 |
| Trading account assets | $0 | 261 |
| Bank premises and fixed assets | $166,000 | 10,522 |
| Other real estate owned | $169,000 | 7,163 |
| Goodwill and other intangibles | $130,000 | 2,231 |
| All other assets | $294,000 | 10,716 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $27,429,000 | 9,813 |
| Total liabilities | $24,912,000 | 9,748 |
| Total deposits | $24,773,000 | 9,649 |
| Interest-bearing deposits | $13,506,000 | 10,810 |
| Deposits held in domestic offices | $24,773,000 | 9,646 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,736 |
| Trading liabilities | $0 | 110 |
| Other borrowed funds | $0 | 5,136 |
| Subordinated debt | $0 | 337 |
| All other liabilities | $139,000 | 10,587 |
| Total equity capital | $2,517,000 | 10,065 |
| Total bank equity capital | $2,517,000 | 10,065 |
| Perpetual preferred stock | $0 | 288 |
| Common stock | $862,000 | 4,171 |
| Surplus | $3,062,000 | 4,124 |
| Undivided profits | $-1,406,000 | 11,768 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,302,000 | 2,124 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,782 |
| Income earned, not collected on loans | $91,000 | 10,819 |
| Earning assets | $21,861,000 | 10,197 |
| Long-term assets (5+ years) | $454,000 | 9,724 |
| Average Assets, year-to-date | $28,520,400 | 9,526 |
| Average Assets, quarterly | $27,831,500 | 9,719 |
| Volatile liabilities | $901,000 | 10,969 |
| Insider loans | $363,000 | 6,523 |
| FHLB advances | $0 | 855 |
| Loans and leases held for sale | $0 | 1,606 |
| Unused loan commitments | $2,454,000 | 6,897 |
| Tier 1 (core) risk-based capital | $2,388,000 | 10,149 |
| Tier 2 risk-based capital | $246,010 | 8,118 |
| Total risk weighted assets | $19,608,710 | 8,887 |
| Total unused commitments | $2,454,000 | 6,911 |
| Derivatives | $0 | 628 |
| 1994-12-31 | Rank | |
| # of Employees: | 24 | 7,248 |
| Assets and Liabilities | ||
| Total Assets: | $30,662,000 | 9,704 |
| Cash and due from depository institutions | $6,519,000 | 7,248 |
| Interest-bearing balances | $2,279,000 | 1,437 |
| Securities | $1,711,000 | 12,142 |
| Federal funds sold & reverse repurchase agreements | $4,435,000 | 2,034 |
| Net loans & leases | $16,790,000 | 9,421 |
| Loan loss allowance | $310,000 | 8,267 |
| Trading account assets | $0 | 286 |
| Bank premises and fixed assets | $138,000 | 11,258 |
| Other real estate owned | $484,000 | 7,248 |
| Goodwill and other intangibles | $147,000 | 2,082 |
| All other assets | $438,000 | 10,061 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $30,662,000 | 9,704 |
| Total liabilities | $28,493,000 | 9,570 |
| Total deposits | $28,387,000 | 9,418 |
| Interest-bearing deposits | $16,541,000 | 10,717 |
| Deposits held in domestic offices | $28,387,000 | 9,413 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 4,788 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $0 | 5,375 |
| Subordinated debt | $0 | 372 |
| All other liabilities | $106,000 | 10,997 |
| Total equity capital | $2,169,000 | 10,678 |
| Total bank equity capital | $2,169,000 | 10,678 |
| Perpetual preferred stock | $0 | 310 |
| Common stock | $795,000 | 4,580 |
| Surplus | $3,030,000 | 4,082 |
| Undivided profits | $-1,656,000 | 12,304 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $420,000 | 4,745 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,752 |
| Income earned, not collected on loans | $96,000 | 10,994 |
| Earning assets | $25,215,000 | 10,065 |
| Long-term assets (5+ years) | $167,000 | 10,629 |
| Average Assets, year-to-date | $31,233,600 | 9,537 |
| Average Assets, quarterly | $30,923,000 | 9,629 |
| Volatile liabilities | $1,575,000 | 10,244 |
| Insider loans | $262,000 | 7,497 |
| FHLB advances | $0 | 993 |
| Loans and leases held for sale | $0 | 1,430 |
| Unused loan commitments | $2,665,000 | 6,706 |
| Tier 1 (core) risk-based capital | $2,022,000 | 10,983 |
| Tier 2 risk-based capital | $243,990 | 8,355 |
| Total risk weighted assets | $19,452,990 | 9,090 |
| Total unused commitments | $2,665,000 | 6,715 |
| Derivatives | $0 | 687 |
| 1993-12-31 | Rank | |
| # of Employees: | 26 | 7,126 |
| Assets and Liabilities | ||
| Total Assets: | $30,888,000 | 10,054 |
| Cash and due from depository institutions | $5,433,000 | 7,126 |
| Interest-bearing balances | $1,288,000 | 3,028 |
| Securities | $483,000 | 13,040 |
| Federal funds sold & reverse repurchase agreements | $1,600,000 | 6,473 |
| Net loans & leases | $22,009,000 | 8,419 |
| Loan loss allowance | $409,000 | 7,283 |
| Trading account assets | $0 | 330 |
| Bank premises and fixed assets | $207,000 | 11,123 |
| Other real estate owned | $735,000 | 7,126 |
| Goodwill and other intangibles | $165,000 | 1,940 |
| All other assets | $256,000 | 11,716 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $30,888,000 | 10,054 |
| Total liabilities | $28,785,000 | 9,900 |
| Total deposits | $28,524,000 | 9,783 |
| Interest-bearing deposits | $17,904,000 | 10,980 |
| Deposits held in domestic offices | $28,524,000 | 9,777 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,944 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $163,000 | 4,144 |
| Subordinated debt | $0 | 413 |
| All other liabilities | $98,000 | 11,614 |
| Total equity capital | $2,103,000 | 11,167 |
| Total bank equity capital | $2,103,000 | 11,167 |
| Perpetual preferred stock | $0 | 343 |
| Common stock | $795,000 | 4,763 |
| Surplus | $3,030,000 | 4,045 |
| Undivided profits | $-1,722,000 | 12,947 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,132,000 | 2,890 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,950 |
| Income earned, not collected on loans | $100,000 | 11,017 |
| Earning assets | $25,380,000 | 10,463 |
| Long-term assets (5+ years) | $1,106,000 | 9,836 |
| Average Assets, year-to-date | $32,384,800 | 9,701 |
| Average Assets, quarterly | $32,163,500 | 9,806 |
| Volatile liabilities | $2,037,000 | 9,648 |
| Insider loans | $689,000 | 4,775 |
| FHLB advances | $0 | 821 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $3,340,000 | 6,063 |
| Tier 1 (core) risk-based capital | $1,938,000 | 11,416 |
| Tier 2 risk-based capital | $311,060 | 7,428 |
| Total risk weighted assets | $24,787,160 | 8,174 |
| Total unused commitments | $3,340,000 | 6,081 |
| Derivatives | $0 | 714 |
| 1992-12-31 | Rank | |
| # of Employees: | 27 | 7,064 |
| Assets and Liabilities | ||
| Total Assets: | $32,559,000 | 10,033 |
| Cash and due from depository institutions | $5,092,000 | 7,064 |
| Interest-bearing balances | $1,588,000 | 3,072 |
| Securities | $566,000 | 13,584 |
| Federal funds sold & reverse repurchase agreements | $1,270,000 | 8,051 |
| Net loans & leases | $24,545,000 | 7,980 |
| Loan loss allowance | $460,000 | 6,856 |
| Trading account assets | $0 | 344 |
| Bank premises and fixed assets | $218,000 | 11,387 |
| Other real estate owned | $379,000 | 7,064 |
| Goodwill and other intangibles | $194,000 | 1,873 |
| All other assets | $295,000 | 11,807 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $32,559,000 | 10,033 |
| Total liabilities | $29,796,000 | 9,985 |
| Total deposits | $29,637,000 | 9,863 |
| Interest-bearing deposits | $21,056,000 | 10,732 |
| Deposits held in domestic offices | $29,637,000 | 9,858 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,764 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $0 | 5,085 |
| Subordinated debt | $0 | 482 |
| All other liabilities | $159,000 | 10,948 |
| Total equity capital | $2,763,000 | 10,131 |
| Total bank equity capital | $2,763,000 | 10,131 |
| Perpetual preferred stock | $0 | 346 |
| Common stock | $795,000 | 5,005 |
| Surplus | $3,030,000 | 3,930 |
| Undivided profits | $-1,062,000 | 13,330 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,219,000 | 3,186 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1 |
| Income earned, not collected on loans | $130,000 | 10,615 |
| Earning assets | $27,969,000 | 10,274 |
| Long-term assets (5+ years) | $1,554,000 | 9,494 |
| Average Assets, year-to-date | $26,829,000 | 10,775 |
| Average Assets, quarterly | $33,085,000 | 9,916 |
| Volatile liabilities | $3,358,000 | 8,136 |
| Insider loans | $296,000 | 2,946 |
| FHLB advances | $0 | 832 |
| Loans and leases held for sale | $0 | 1,207 |
| Unused loan commitments | $5,087,000 | 4,571 |
| Tier 1 (core) risk-based capital | $2,569,000 | 10,406 |
| Tier 2 risk-based capital | $346,850 | 6,936 |
| Total risk weighted assets | $27,634,950 | 7,756 |
| Total unused commitments | $5,087,000 | 4,596 |
| Derivatives | $0 | 651 |