Home > American Horizons Bank > Assets and Liabilities
American Horizons Bank, Assets and Liabilities
| 2004-12-31 | Rank | |
| # of Employees: | 108 | 1,581 |
| Assets and Liabilities | ||
| Total Assets: | $250,107,000 | 2,334 |
| Cash and due from depository institutions | $7,963,000 | 1,581 |
| Interest-bearing balances | $540,000 | 3,391 |
| Securities | $11,874,000 | 6,104 |
| Federal funds sold & reverse repurchase agreements | $14,228,000 | 831 |
| Net loans & leases | $204,172,000 | 1,905 |
| Loan loss allowance | $2,564,000 | 1,830 |
| Trading account assets | $0 | 153 |
| Bank premises and fixed assets | $7,775,000 | 1,319 |
| Other real estate owned | $28,000 | 1,581 |
| Goodwill and other intangibles | $0 | 3,293 |
| All other assets | $4,067,000 | 3,092 |
| Life insurance assets | $0 | 334 |
| Total liabilities and capital | $250,107,000 | 2,334 |
| Total liabilities | $222,290,000 | 2,377 |
| Total deposits | $193,348,000 | 2,431 |
| Interest-bearing deposits | $154,558,000 | 2,566 |
| Deposits held in domestic offices | $193,348,000 | 2,427 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,470 |
| Trading liabilities | $0 | 66 |
| Other borrowed funds | $27,738,000 | 1,380 |
| Subordinated debt | $0 | 272 |
| All other liabilities | $1,204,000 | 2,760 |
| Total equity capital | $27,817,000 | 2,104 |
| Total bank equity capital | $27,817,000 | 2,104 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $5,518,000 | 683 |
| Surplus | $17,495,000 | 1,306 |
| Undivided profits | $4,804,000 | 4,703 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,418,000 | 1,089 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,187 |
| Income earned, not collected on loans | $1,185,000 | 2,559 |
| Earning assets | $230,814,000 | 2,334 |
| Long-term assets (5+ years) | $20,946,000 | 3,383 |
| Average Assets, year-to-date | $259,993,600 | 2,138 |
| Average Assets, quarterly | $258,469,000 | 2,224 |
| Volatile liabilities | $64,496,000 | 1,724 |
| Insider loans | $6,143,000 | 973 |
| FHLB advances | $27,738,000 | 1,287 |
| Loans and leases held for sale | $3,421,000 | 454 |
| Unused loan commitments | $25,698,000 | 2,551 |
| Tier 1 (core) risk-based capital | $27,834,000 | 1,992 |
| Tier 2 risk-based capital | $2,494,000 | 1,809 |
| Total risk weighted assets | $199,489,000 | 2,026 |
| Total unused commitments | $25,698,000 | 2,552 |
| Derivatives | $0 | 774 |
| 2004-09-30 | Rank | |
| # of Employees: | 112 | 1,541 |
| Assets and Liabilities | ||
| Total Assets: | $266,831,000 | 2,155 |
| Cash and due from depository institutions | $9,568,000 | 1,541 |
| Interest-bearing balances | $346,000 | 3,868 |
| Securities | $12,798,000 | 5,915 |
| Federal funds sold & reverse repurchase agreements | $18,300,000 | 615 |
| Net loans & leases | $213,619,000 | 1,789 |
| Loan loss allowance | $2,386,000 | 1,963 |
| Trading account assets | $0 | 149 |
| Bank premises and fixed assets | $7,885,000 | 1,258 |
| Other real estate owned | $43,000 | 1,541 |
| Goodwill and other intangibles | $0 | 3,268 |
| All other assets | $4,618,000 | 2,782 |
| Life insurance assets | $0 | 330 |
| Total liabilities and capital | $266,831,000 | 2,155 |
| Total liabilities | $239,631,000 | 2,155 |
| Total deposits | $197,784,000 | 2,367 |
| Interest-bearing deposits | $159,630,000 | 2,465 |
| Deposits held in domestic offices | $197,784,000 | 2,362 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,678 |
| Trading liabilities | $0 | 68 |
| Other borrowed funds | $40,163,000 | 1,055 |
| Subordinated debt | $0 | 276 |
| All other liabilities | $1,684,000 | 2,189 |
| Total equity capital | $27,200,000 | 2,126 |
| Total bank equity capital | $27,200,000 | 2,126 |
| Perpetual preferred stock | $0 | 124 |
| Common stock | $5,518,000 | 671 |
| Surplus | $17,495,000 | 1,260 |
| Undivided profits | $4,187,000 | 5,083 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,097,000 | 1,342 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,251 |
| Income earned, not collected on loans | $1,324,000 | 2,337 |
| Earning assets | $245,063,000 | 2,153 |
| Long-term assets (5+ years) | $22,703,000 | 3,303 |
| Average Assets, year-to-date | $262,465,250 | 2,116 |
| Average Assets, quarterly | $265,366,500 | 2,136 |
| Volatile liabilities | $64,572,000 | 1,690 |
| Insider loans | $6,631,000 | 883 |
| FHLB advances | $40,163,000 | 955 |
| Loans and leases held for sale | $3,753,000 | 419 |
| Unused loan commitments | $28,960,000 | 2,339 |
| Tier 1 (core) risk-based capital | $27,215,000 | 2,014 |
| Tier 2 risk-based capital | $2,386,000 | 1,856 |
| Total risk weighted assets | $209,862,000 | 1,900 |
| Total unused commitments | $28,960,000 | 2,343 |
| Derivatives | $0 | 770 |
| 2004-06-30 | Rank | |
| # of Employees: | 115 | 1,495 |
| Assets and Liabilities | ||
| Total Assets: | $263,902,000 | 2,150 |
| Cash and due from depository institutions | $21,266,000 | 1,495 |
| Interest-bearing balances | $12,551,000 | 492 |
| Securities | $12,204,000 | 6,113 |
| Federal funds sold & reverse repurchase agreements | $9,679,000 | 1,124 |
| Net loans & leases | $208,209,000 | 1,792 |
| Loan loss allowance | $2,061,000 | 2,213 |
| Trading account assets | $0 | 153 |
| Bank premises and fixed assets | $7,997,000 | 1,225 |
| Other real estate owned | $101,000 | 1,495 |
| Goodwill and other intangibles | $0 | 3,275 |
| All other assets | $4,446,000 | 2,859 |
| Life insurance assets | $0 | 323 |
| Total liabilities and capital | $263,902,000 | 2,150 |
| Total liabilities | $237,548,000 | 2,151 |
| Total deposits | $195,496,000 | 2,363 |
| Interest-bearing deposits | $157,859,000 | 2,463 |
| Deposits held in domestic offices | $195,496,000 | 2,358 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,750 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $40,584,000 | 1,050 |
| Subordinated debt | $0 | 288 |
| All other liabilities | $1,468,000 | 2,235 |
| Total equity capital | $26,354,000 | 2,100 |
| Total bank equity capital | $26,354,000 | 2,100 |
| Perpetual preferred stock | $0 | 126 |
| Common stock | $5,518,000 | 657 |
| Surplus | $17,495,000 | 1,225 |
| Undivided profits | $3,341,000 | 5,448 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,657,000 | 1,679 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,328 |
| Income earned, not collected on loans | $1,093,000 | 2,691 |
| Earning assets | $242,643,000 | 2,148 |
| Long-term assets (5+ years) | $23,580,000 | 3,304 |
| Average Assets, year-to-date | $261,010,000 | 2,131 |
| Average Assets, quarterly | $264,540,000 | 2,122 |
| Volatile liabilities | $63,727,000 | 1,667 |
| Insider loans | $7,552,000 | 742 |
| FHLB advances | $40,584,000 | 957 |
| Loans and leases held for sale | $192,000 | 1,496 |
| Unused loan commitments | $31,312,000 | 2,217 |
| Tier 1 (core) risk-based capital | $26,488,000 | 2,024 |
| Tier 2 risk-based capital | $2,061,000 | 2,082 |
| Total risk weighted assets | $206,980,000 | 1,874 |
| Total unused commitments | $31,312,000 | 2,223 |
| Derivatives | $0 | 740 |
| 2004-03-31 | Rank | |
| # of Employees: | 111 | 1,546 |
| Assets and Liabilities | ||
| Total Assets: | $265,178,000 | 2,116 |
| Cash and due from depository institutions | $6,514,000 | 1,546 |
| Interest-bearing balances | $273,000 | 4,363 |
| Securities | $14,085,000 | 5,735 |
| Federal funds sold & reverse repurchase agreements | $20,005,000 | 707 |
| Net loans & leases | $211,199,000 | 1,733 |
| Loan loss allowance | $2,057,000 | 2,207 |
| Trading account assets | $0 | 144 |
| Bank premises and fixed assets | $8,970,000 | 1,061 |
| Other real estate owned | $0 | 1,546 |
| Goodwill and other intangibles | $0 | 3,256 |
| All other assets | $4,405,000 | 2,761 |
| Life insurance assets | $0 | 322 |
| Total liabilities and capital | $265,178,000 | 2,116 |
| Total liabilities | $239,709,000 | 2,106 |
| Total deposits | $197,585,000 | 2,306 |
| Interest-bearing deposits | $161,561,000 | 2,387 |
| Deposits held in domestic offices | $197,585,000 | 2,300 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,174 |
| Trading liabilities | $0 | 70 |
| Other borrowed funds | $41,002,000 | 969 |
| Subordinated debt | $0 | 287 |
| All other liabilities | $1,122,000 | 2,978 |
| Total equity capital | $25,469,000 | 2,227 |
| Total bank equity capital | $25,469,000 | 2,227 |
| Perpetual preferred stock | $0 | 129 |
| Common stock | $5,518,000 | 647 |
| Surplus | $17,495,000 | 1,208 |
| Undivided profits | $2,456,000 | 6,262 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,331,000 | 2,118 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $19,000 | 1,236 |
| Income earned, not collected on loans | $1,151,000 | 2,491 |
| Earning assets | $245,562,000 | 2,101 |
| Long-term assets (5+ years) | $24,053,000 | 3,211 |
| Average Assets, year-to-date | $259,564,000 | 2,137 |
| Average Assets, quarterly | $259,564,000 | 2,137 |
| Volatile liabilities | $64,938,000 | 1,573 |
| Insider loans | $8,130,000 | 661 |
| FHLB advances | $41,002,000 | 878 |
| Loans and leases held for sale | $84,000 | 1,799 |
| Unused loan commitments | $28,990,000 | 2,270 |
| Tier 1 (core) risk-based capital | $25,390,000 | 2,092 |
| Tier 2 risk-based capital | $2,057,000 | 2,055 |
| Total risk weighted assets | $211,346,000 | 1,811 |
| Total unused commitments | $28,990,000 | 2,275 |
| Derivatives | $0 | 699 |
| 2003-12-31 | Rank | |
| # of Employees: | 115 | 1,506 |
| Assets and Liabilities | ||
| Total Assets: | $253,950,000 | 2,204 |
| Cash and due from depository institutions | $9,824,000 | 1,506 |
| Interest-bearing balances | $872,000 | 3,104 |
| Securities | $12,738,000 | 6,049 |
| Federal funds sold & reverse repurchase agreements | $8,904,000 | 1,342 |
| Net loans & leases | $209,330,000 | 1,721 |
| Loan loss allowance | $2,071,000 | 2,195 |
| Trading account assets | $0 | 168 |
| Bank premises and fixed assets | $9,035,000 | 1,043 |
| Other real estate owned | $0 | 1,506 |
| Goodwill and other intangibles | $0 | 3,237 |
| All other assets | $4,119,000 | 2,892 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $253,950,000 | 2,204 |
| Total liabilities | $229,153,000 | 2,200 |
| Total deposits | $196,536,000 | 2,297 |
| Interest-bearing deposits | $159,288,000 | 2,413 |
| Deposits held in domestic offices | $196,536,000 | 2,293 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,433 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $31,416,000 | 1,208 |
| Subordinated debt | $0 | 293 |
| All other liabilities | $1,201,000 | 2,732 |
| Total equity capital | $24,797,000 | 2,237 |
| Total bank equity capital | $24,797,000 | 2,237 |
| Perpetual preferred stock | $0 | 131 |
| Common stock | $5,518,000 | 653 |
| Surplus | $17,495,000 | 1,183 |
| Undivided profits | $1,784,000 | 6,739 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,083,000 | 1,466 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,287 |
| Income earned, not collected on loans | $1,166,000 | 2,580 |
| Earning assets | $231,844,000 | 2,222 |
| Long-term assets (5+ years) | $24,410,000 | 3,207 |
| Average Assets, year-to-date | $244,379,000 | 2,209 |
| Average Assets, quarterly | $252,696,500 | 2,197 |
| Volatile liabilities | $63,356,000 | 1,594 |
| Insider loans | $8,822,000 | 565 |
| FHLB advances | $31,416,000 | 1,097 |
| Loans and leases held for sale | $558,000 | 1,093 |
| Unused loan commitments | $29,148,000 | 2,198 |
| Tier 1 (core) risk-based capital | $24,767,000 | 2,121 |
| Tier 2 risk-based capital | $2,071,000 | 2,041 |
| Total risk weighted assets | $207,747,000 | 1,826 |
| Total unused commitments | $29,148,000 | 2,201 |
| Derivatives | $0 | 665 |
| 2003-09-30 | Rank | |
| # of Employees: | 112 | 1,570 |
| Assets and Liabilities | ||
| Total Assets: | $251,443,000 | 2,224 |
| Cash and due from depository institutions | $8,198,000 | 1,570 |
| Interest-bearing balances | $190,000 | 4,793 |
| Securities | $11,825,000 | 6,157 |
| Federal funds sold & reverse repurchase agreements | $1,500,000 | 4,830 |
| Net loans & leases | $216,178,000 | 1,656 |
| Loan loss allowance | $2,047,000 | 2,221 |
| Trading account assets | $0 | 165 |
| Bank premises and fixed assets | $9,168,000 | 1,017 |
| Other real estate owned | $0 | 1,570 |
| Goodwill and other intangibles | $0 | 3,226 |
| All other assets | $4,574,000 | 2,679 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $251,443,000 | 2,224 |
| Total liabilities | $227,231,000 | 2,207 |
| Total deposits | $196,064,000 | 2,317 |
| Interest-bearing deposits | $161,659,000 | 2,372 |
| Deposits held in domestic offices | $196,064,000 | 2,312 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,347 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $29,789,000 | 1,225 |
| Subordinated debt | $0 | 293 |
| All other liabilities | $1,378,000 | 2,555 |
| Total equity capital | $24,212,000 | 2,285 |
| Total bank equity capital | $24,212,000 | 2,285 |
| Perpetual preferred stock | $0 | 137 |
| Common stock | $5,518,000 | 646 |
| Surplus | $17,495,000 | 1,170 |
| Undivided profits | $1,199,000 | 7,371 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,873,000 | 1,727 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,354 |
| Income earned, not collected on loans | $1,267,000 | 2,486 |
| Earning assets | $229,693,000 | 2,237 |
| Long-term assets (5+ years) | $17,603,000 | 3,860 |
| Average Assets, year-to-date | $241,986,250 | 2,249 |
| Average Assets, quarterly | $248,267,000 | 2,235 |
| Volatile liabilities | $54,038,000 | 1,785 |
| Insider loans | $8,706,000 | 578 |
| FHLB advances | $29,789,000 | 1,117 |
| Loans and leases held for sale | $0 | 1,962 |
| Unused loan commitments | $37,092,000 | 1,877 |
| Tier 1 (core) risk-based capital | $24,120,000 | 2,180 |
| Tier 2 risk-based capital | $2,047,000 | 2,050 |
| Total risk weighted assets | $209,462,000 | 1,796 |
| Total unused commitments | $37,092,000 | 1,879 |
| Derivatives | $0 | 666 |
| 2003-06-30 | Rank | |
| # of Employees: | 124 | 1,415 |
| Assets and Liabilities | ||
| Total Assets: | $245,091,000 | 2,264 |
| Cash and due from depository institutions | $8,048,000 | 1,415 |
| Interest-bearing balances | $198,000 | 4,832 |
| Securities | $13,823,000 | 5,705 |
| Federal funds sold & reverse repurchase agreements | $2,491,000 | 4,419 |
| Net loans & leases | $206,275,000 | 1,697 |
| Loan loss allowance | $2,030,000 | 2,195 |
| Trading account assets | $0 | 170 |
| Bank premises and fixed assets | $8,610,000 | 1,063 |
| Other real estate owned | $0 | 1,415 |
| Goodwill and other intangibles | $0 | 3,182 |
| All other assets | $5,844,000 | 2,130 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $245,091,000 | 2,264 |
| Total liabilities | $221,394,000 | 2,256 |
| Total deposits | $195,023,000 | 2,306 |
| Interest-bearing deposits | $164,060,000 | 2,323 |
| Deposits held in domestic offices | $195,023,000 | 2,300 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,266 |
| Trading liabilities | $0 | 74 |
| Other borrowed funds | $23,107,000 | 1,428 |
| Subordinated debt | $0 | 266 |
| All other liabilities | $3,264,000 | 1,385 |
| Total equity capital | $23,697,000 | 2,321 |
| Total bank equity capital | $23,697,000 | 2,321 |
| Perpetual preferred stock | $0 | 140 |
| Common stock | $6,518,000 | 521 |
| Surplus | $16,496,000 | 1,214 |
| Undivided profits | $683,000 | 7,925 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $740,000 | 3,528 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,408 |
| Income earned, not collected on loans | $1,193,000 | 2,540 |
| Earning assets | $222,787,000 | 2,279 |
| Long-term assets (5+ years) | $17,779,000 | 3,691 |
| Average Assets, year-to-date | $238,834,000 | 2,265 |
| Average Assets, quarterly | $239,702,000 | 2,281 |
| Volatile liabilities | $53,928,000 | 1,766 |
| Insider loans | $10,540,000 | 438 |
| FHLB advances | $23,107,000 | 1,317 |
| Loans and leases held for sale | $0 | 2,044 |
| Unused loan commitments | $31,970,000 | 2,023 |
| Tier 1 (core) risk-based capital | $23,509,000 | 2,194 |
| Tier 2 risk-based capital | $2,030,000 | 2,018 |
| Total risk weighted assets | $204,517,000 | 1,800 |
| Total unused commitments | $31,970,000 | 2,034 |
| Derivatives | $0 | 623 |
| 2003-03-31 | Rank | |
| # of Employees: | 111 | 1,567 |
| Assets and Liabilities | ||
| Total Assets: | $234,313,000 | 2,333 |
| Cash and due from depository institutions | $7,832,000 | 1,567 |
| Interest-bearing balances | $427,000 | 3,980 |
| Securities | $15,143,000 | 5,467 |
| Federal funds sold & reverse repurchase agreements | $3,086,000 | 4,367 |
| Net loans & leases | $195,446,000 | 1,761 |
| Loan loss allowance | $1,828,000 | 2,364 |
| Trading account assets | $0 | 169 |
| Bank premises and fixed assets | $7,796,000 | 1,176 |
| Other real estate owned | $0 | 1,567 |
| Goodwill and other intangibles | $0 | 3,151 |
| All other assets | $5,010,000 | 2,346 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $234,313,000 | 2,333 |
| Total liabilities | $211,260,000 | 2,341 |
| Total deposits | $195,533,000 | 2,272 |
| Interest-bearing deposits | $164,590,000 | 2,315 |
| Deposits held in domestic offices | $195,533,000 | 2,267 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,057 |
| Trading liabilities | $0 | 79 |
| Other borrowed funds | $13,274,000 | 1,945 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $2,453,000 | 1,760 |
| Total equity capital | $23,053,000 | 2,319 |
| Total bank equity capital | $23,053,000 | 2,319 |
| Perpetual preferred stock | $0 | 141 |
| Common stock | $6,518,000 | 513 |
| Surplus | $16,496,000 | 1,191 |
| Undivided profits | $39,000 | 8,558 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $494,000 | 4,350 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,422 |
| Income earned, not collected on loans | $1,212,000 | 2,521 |
| Earning assets | $214,102,000 | 2,351 |
| Long-term assets (5+ years) | $16,508,000 | 3,795 |
| Average Assets, year-to-date | $235,705,500 | 2,278 |
| Average Assets, quarterly | $235,705,500 | 2,278 |
| Volatile liabilities | $52,558,000 | 1,765 |
| Insider loans | $10,431,000 | 446 |
| FHLB advances | $13,274,000 | 1,823 |
| Loans and leases held for sale | $0 | 1,961 |
| Unused loan commitments | $30,960,000 | 1,985 |
| Tier 1 (core) risk-based capital | $22,799,000 | 2,203 |
| Tier 2 risk-based capital | $1,828,000 | 2,159 |
| Total risk weighted assets | $198,007,000 | 1,824 |
| Total unused commitments | $30,960,000 | 1,993 |
| Derivatives | $0 | 578 |
| 2002-12-31 | Rank | |
| # of Employees: | 97 | 1,748 |
| Assets and Liabilities | ||
| Total Assets: | $237,098,000 | 2,254 |
| Cash and due from depository institutions | $12,927,000 | 1,748 |
| Interest-bearing balances | $162,000 | 4,776 |
| Securities | $15,394,000 | 5,391 |
| Federal funds sold & reverse repurchase agreements | $15,691,000 | 895 |
| Net loans & leases | $181,837,000 | 1,881 |
| Loan loss allowance | $1,684,000 | 2,501 |
| Trading account assets | $0 | 170 |
| Bank premises and fixed assets | $7,786,000 | 1,160 |
| Other real estate owned | $30,000 | 1,748 |
| Goodwill and other intangibles | $0 | 3,122 |
| All other assets | $3,433,000 | 3,125 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $237,098,000 | 2,254 |
| Total liabilities | $220,274,000 | 2,178 |
| Total deposits | $204,981,000 | 2,110 |
| Interest-bearing deposits | $171,294,000 | 2,178 |
| Deposits held in domestic offices | $204,981,000 | 2,107 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,222 |
| Trading liabilities | $0 | 75 |
| Other borrowed funds | $14,034,000 | 1,895 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $1,259,000 | 2,881 |
| Total equity capital | $16,824,000 | 3,068 |
| Total bank equity capital | $16,824,000 | 3,068 |
| Perpetual preferred stock | $0 | 142 |
| Common stock | $6,518,000 | 510 |
| Surplus | $10,796,000 | 1,681 |
| Undivided profits | $-490,000 | 8,858 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $212,000 | 5,799 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,384 |
| Income earned, not collected on loans | $1,184,000 | 2,711 |
| Earning assets | $213,084,000 | 2,301 |
| Long-term assets (5+ years) | $17,440,000 | 3,636 |
| Average Assets, year-to-date | $149,273,400 | 3,264 |
| Average Assets, quarterly | $180,568,500 | 2,867 |
| Volatile liabilities | $56,115,000 | 1,661 |
| Insider loans | $10,542,000 | 422 |
| FHLB advances | $14,034,000 | 1,764 |
| Loans and leases held for sale | $0 | 1,889 |
| Unused loan commitments | $34,280,000 | 1,786 |
| Tier 1 (core) risk-based capital | $16,639,000 | 2,887 |
| Tier 2 risk-based capital | $1,684,000 | 2,292 |
| Total risk weighted assets | $183,471,000 | 1,925 |
| Total unused commitments | $34,280,000 | 1,792 |
| Derivatives | $0 | 527 |
| 2001-12-31 | Rank | |
| # of Employees: | 43 | 3,815 |
| Assets and Liabilities | ||
| Total Assets: | $122,234,000 | 3,894 |
| Cash and due from depository institutions | $3,735,000 | 3,815 |
| Interest-bearing balances | $49,000 | 5,743 |
| Securities | $12,518,000 | 5,896 |
| Federal funds sold & reverse repurchase agreements | $1,169,000 | 5,645 |
| Net loans & leases | $98,236,000 | 3,177 |
| Loan loss allowance | $853,000 | 4,058 |
| Trading account assets | $0 | 182 |
| Bank premises and fixed assets | $4,757,000 | 1,894 |
| Other real estate owned | $0 | 3,815 |
| Goodwill and other intangibles | $0 | 3,095 |
| All other assets | $1,819,000 | 4,792 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $122,234,000 | 3,894 |
| Total liabilities | $112,337,000 | 3,836 |
| Total deposits | $93,807,000 | 4,146 |
| Interest-bearing deposits | $79,637,000 | 4,167 |
| Deposits held in domestic offices | $93,807,000 | 4,140 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,416 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $17,576,000 | 1,518 |
| Subordinated debt | $0 | 241 |
| All other liabilities | $954,000 | 3,578 |
| Total equity capital | $9,897,000 | 4,548 |
| Total bank equity capital | $9,897,000 | 4,548 |
| Perpetual preferred stock | $0 | 158 |
| Common stock | $5,518,000 | 630 |
| Surplus | $5,518,000 | 2,867 |
| Undivided profits | $-1,139,000 | 9,289 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $24,000 | 7,981 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,476 |
| Income earned, not collected on loans | $547,000 | 5,615 |
| Earning assets | $111,972,000 | 3,890 |
| Long-term assets (5+ years) | $5,858,000 | 5,852 |
| Average Assets, year-to-date | $116,901,800 | 3,884 |
| Average Assets, quarterly | $122,721,000 | 3,844 |
| Volatile liabilities | $20,436,000 | 3,620 |
| Insider loans | $7,464,000 | 610 |
| FHLB advances | $17,576,000 | 1,397 |
| Loans and leases held for sale | $0 | 1,749 |
| Unused loan commitments | $25,201,000 | 2,123 |
| Tier 1 (core) risk-based capital | $9,901,000 | 4,384 |
| Tier 2 risk-based capital | $853,000 | 3,819 |
| Total risk weighted assets | $102,634,000 | 3,147 |
| Total unused commitments | $25,201,000 | 2,127 |
| Derivatives | $0 | 450 |
| 2000-12-31 | Rank | |
| # of Employees: | 32 | 4,871 |
| Assets and Liabilities | ||
| Total Assets: | $104,002,000 | 4,320 |
| Cash and due from depository institutions | $3,912,000 | 4,871 |
| Interest-bearing balances | $172,000 | 4,070 |
| Securities | $8,707,000 | 7,174 |
| Federal funds sold & reverse repurchase agreements | $825,000 | 5,656 |
| Net loans & leases | $85,539,000 | 3,503 |
| Loan loss allowance | $627,000 | 4,956 |
| Trading account assets | $0 | 175 |
| Bank premises and fixed assets | $4,093,000 | 2,149 |
| Other real estate owned | $0 | 4,871 |
| Goodwill and other intangibles | $0 | 3,145 |
| All other assets | $926,000 | 6,386 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $104,002,000 | 4,320 |
| Total liabilities | $94,762,000 | 4,253 |
| Total deposits | $81,259,000 | 4,509 |
| Interest-bearing deposits | $70,847,000 | 4,443 |
| Deposits held in domestic offices | $81,259,000 | 4,504 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,755 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $12,648,000 | 1,787 |
| Subordinated debt | $0 | 239 |
| All other liabilities | $855,000 | 4,037 |
| Total equity capital | $9,240,000 | 4,689 |
| Total bank equity capital | $9,240,000 | 4,689 |
| Perpetual preferred stock | $0 | 178 |
| Common stock | $5,500,000 | 626 |
| Surplus | $5,500,000 | 2,789 |
| Undivided profits | $-1,760,000 | 9,729 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,000 | 8,552 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,385 |
| Income earned, not collected on loans | $572,000 | 4,639 |
| Earning assets | $95,243,000 | 4,322 |
| Long-term assets (5+ years) | $5,035,000 | 5,994 |
| Average Assets, year-to-date | $89,400,000 | 4,672 |
| Average Assets, quarterly | $99,566,000 | 4,416 |
| Volatile liabilities | $14,430,000 | 4,575 |
| Insider loans | $6,840,000 | 662 |
| FHLB advances | $0 | 771 |
| Loans and leases held for sale | $0 | 1,442 |
| Unused loan commitments | $21,645,000 | 2,211 |
| Tier 1 (core) risk-based capital | $9,241,000 | 4,568 |
| Tier 2 risk-based capital | $627,000 | 4,668 |
| Total risk weighted assets | $89,952,400 | 3,393 |
| Total unused commitments | $21,645,000 | 2,215 |
| Derivatives | $0 | 481 |
| 1999-12-31 | Rank | |
| # of Employees: | 25 | 5,920 |
| Assets and Liabilities | ||
| Total Assets: | $76,233,000 | 5,388 |
| Cash and due from depository institutions | $2,755,000 | 5,920 |
| Interest-bearing balances | $161,000 | 4,235 |
| Securities | $6,735,000 | 8,078 |
| Federal funds sold & reverse repurchase agreements | $4,100,000 | 2,242 |
| Net loans & leases | $58,602,000 | 4,596 |
| Loan loss allowance | $523,000 | 5,527 |
| Trading account assets | $0 | 165 |
| Bank premises and fixed assets | $3,450,000 | 2,507 |
| Other real estate owned | $0 | 5,920 |
| Goodwill and other intangibles | $0 | 3,276 |
| All other assets | $591,000 | 7,794 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $76,233,000 | 5,388 |
| Total liabilities | $68,385,000 | 5,388 |
| Total deposits | $61,064,000 | 5,504 |
| Interest-bearing deposits | $51,821,000 | 5,559 |
| Deposits held in domestic offices | $61,064,000 | 5,501 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 4,093 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $6,760,000 | 2,497 |
| Subordinated debt | $0 | 242 |
| All other liabilities | $561,000 | 4,968 |
| Total equity capital | $7,848,000 | 5,179 |
| Total bank equity capital | $7,848,000 | 5,179 |
| Perpetual preferred stock | $0 | 193 |
| Common stock | $5,000,000 | 713 |
| Surplus | $5,000,000 | 2,970 |
| Undivided profits | $-2,152,000 | 10,079 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 9,001 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,502 |
| Income earned, not collected on loans | $334,000 | 6,072 |
| Earning assets | $69,598,000 | 5,381 |
| Long-term assets (5+ years) | $7,421,000 | 5,517 |
| Average Assets, year-to-date | $58,302,800 | 6,183 |
| Average Assets, quarterly | $71,618,500 | 5,553 |
| Volatile liabilities | $11,101,000 | 5,143 |
| Insider loans | $8,266,000 | 533 |
| FHLB advances | $0 | 802 |
| Loans and leases held for sale | $0 | 1,487 |
| Unused loan commitments | $15,840,000 | 2,784 |
| Tier 1 (core) risk-based capital | $7,860,000 | 5,189 |
| Tier 2 risk-based capital | $523,000 | 5,169 |
| Total risk weighted assets | $61,423,200 | 4,545 |
| Total unused commitments | $15,840,000 | 2,791 |
| Derivatives | $0 | 488 |
| 1998-12-31 | Rank | |
| # of Employees: | 19 | 7,081 |
| Assets and Liabilities | ||
| Total Assets: | $39,416,000 | 7,828 |
| Cash and due from depository institutions | $1,244,000 | 7,081 |
| Interest-bearing balances | $384,000 | 3,779 |
| Securities | $10,030,000 | 7,094 |
| Federal funds sold & reverse repurchase agreements | $3,200,000 | 4,631 |
| Net loans & leases | $22,682,000 | 7,588 |
| Loan loss allowance | $216,000 | 8,344 |
| Trading account assets | $0 | 197 |
| Bank premises and fixed assets | $1,996,000 | 3,915 |
| Other real estate owned | $0 | 7,081 |
| Goodwill and other intangibles | $0 | 3,445 |
| All other assets | $264,000 | 9,587 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $39,416,000 | 7,828 |
| Total liabilities | $30,684,000 | 8,224 |
| Total deposits | $25,625,000 | 8,592 |
| Interest-bearing deposits | $19,705,000 | 8,820 |
| Deposits held in domestic offices | $25,625,000 | 8,591 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,214 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $4,760,000 | 2,373 |
| Subordinated debt | $0 | 255 |
| All other liabilities | $299,000 | 7,464 |
| Total equity capital | $8,732,000 | 4,850 |
| Total bank equity capital | $8,732,000 | 4,850 |
| Perpetual preferred stock | $0 | 199 |
| Common stock | $9,897,000 | 354 |
| Surplus | $0 | 9,669 |
| Undivided profits | $-1,165,000 | 10,281 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 9,467 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,642 |
| Income earned, not collected on loans | $111,000 | 9,197 |
| Earning assets | $36,296,000 | 7,802 |
| Long-term assets (5+ years) | $3,132,000 | 7,082 |
| Average Assets, year-to-date | $29,659,000 | 8,506 |
| Average Assets, quarterly | $29,659,000 | 8,604 |
| Volatile liabilities | $4,519,000 | 7,300 |
| Insider loans | $5,044,000 | 829 |
| FHLB advances | $0 | 740 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $19,713,000 | 2,283 |
| Tier 1 (core) risk-based capital | $8,727,000 | 4,679 |
| Tier 2 risk-based capital | $216,000 | 8,001 |
| Total risk weighted assets | $28,653,500 | 7,074 |
| Total unused commitments | $19,713,000 | 2,292 |
| Derivatives | $0 | 527 |