Home > American Home Bank, N.A. > Income and Expense
American Home Bank, N.A., Income and Expense
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $11,127,000 | 2,539 |
| Total interest expense | $7,284,000 | 1,738 |
| Net interest income | $3,843,000 | 3,899 |
| Provision for loan and lease losses | $320,000 | 3,446 |
| Total noninterest income | $15,866,000 | 361 |
| Gross Fiduciary activities income | $0 | 1,405 |
| Service charges on deposit accounts | $3,000 | 7,312 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $15,863,000 | 258 |
| Total noninterest expense | $19,322,000 | 761 |
| Salaries and employee benefits | $10,543,000 | 714 |
| Premises and equipment expense | $2,322,000 | 896 |
| Additional noninterest expense | $6,457,000 | 728 |
| Pre-tax net operating income | $67,000 | 6,529 |
| Securities gains (losses) | $0 | 3,106 |
| Applicable income taxes | $0 | 5,372 |
| Income before extraordinary items | $67,000 | 6,333 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $67,000 | 6,332 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $253,000 | 2,754 |
| Cash dividends | $0 | 4,937 |
| Sale, conversion, retirement of capital stock, net | $-9,000 | 8,296 |
| Net operating income | $67,000 | 6,490 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $7,612,000 | 2,518 |
| Total interest expense | $5,099,000 | 1,721 |
| Net interest income | $2,513,000 | 3,958 |
| Provision for loan and lease losses | $180,000 | 3,306 |
| Total noninterest income | $9,955,000 | 387 |
| Gross Fiduciary activities income | $0 | 1,395 |
| Service charges on deposit accounts | $1,000 | 7,382 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $9,954,000 | 269 |
| Total noninterest expense | $12,241,000 | 795 |
| Salaries and employee benefits | $6,567,000 | 788 |
| Premises and equipment expense | $1,565,000 | 884 |
| Additional noninterest expense | $4,109,000 | 736 |
| Pre-tax net operating income | $47,000 | 6,690 |
| Securities gains (losses) | $0 | 3,233 |
| Applicable income taxes | $0 | 5,627 |
| Income before extraordinary items | $47,000 | 6,715 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $47,000 | 6,714 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $25,000 | 4,443 |
| Cash dividends | $0 | 4,733 |
| Sale, conversion, retirement of capital stock, net | $-26,000 | 8,383 |
| Net operating income | $47,000 | 6,652 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $3,815,000 | 2,578 |
| Total interest expense | $2,616,000 | 1,802 |
| Net interest income | $1,199,000 | 4,108 |
| Provision for loan and lease losses | $120,000 | 2,457 |
| Total noninterest income | $4,859,000 | 404 |
| Gross Fiduciary activities income | $0 | 1,326 |
| Service charges on deposit accounts | $0 | 7,431 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $4,859,000 | 283 |
| Total noninterest expense | $6,116,000 | 785 |
| Salaries and employee benefits | $3,588,000 | 708 |
| Premises and equipment expense | $731,000 | 944 |
| Additional noninterest expense | $1,797,000 | 796 |
| Pre-tax net operating income | $-178,000 | 7,718 |
| Securities gains (losses) | $0 | 2,688 |
| Applicable income taxes | $0 | 5,622 |
| Income before extraordinary items | $-178,000 | 7,807 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $-178,000 | 7,806 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,009 |
| Cash dividends | $0 | 3,705 |
| Sale, conversion, retirement of capital stock, net | $-44,000 | 8,439 |
| Net operating income | $-178,000 | 7,770 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $11,999,000 | 3,285 |
| Total interest expense | $8,477,000 | 2,218 |
| Net interest income | $3,522,000 | 5,013 |
| Provision for loan and lease losses | $200,000 | 3,846 |
| Total noninterest income | $13,786,000 | 493 |
| Gross Fiduciary activities income | $0 | 1,498 |
| Service charges on deposit accounts | $1,000 | 7,464 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $13,785,000 | 333 |
| Total noninterest expense | $17,769,000 | 1,054 |
| Salaries and employee benefits | $7,599,000 | 1,322 |
| Premises and equipment expense | $2,838,000 | 917 |
| Additional noninterest expense | $7,332,000 | 787 |
| Pre-tax net operating income | $-661,000 | 7,906 |
| Securities gains (losses) | $356,000 | 318 |
| Applicable income taxes | $0 | 6,070 |
| Income before extraordinary items | $-305,000 | 7,784 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $-305,000 | 7,782 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $230,000 | 2,643 |
| Cash dividends | $0 | 5,817 |
| Sale, conversion, retirement of capital stock, net | $76,000 | 993 |
| Net operating income | $-661,000 | 7,975 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $8,578,000 | 3,430 |
| Total interest expense | $5,972,000 | 2,320 |
| Net interest income | $2,606,000 | 5,069 |
| Provision for loan and lease losses | $60,000 | 4,834 |
| Total noninterest income | $9,610,000 | 520 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $1,000 | 7,480 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $9,609,000 | 353 |
| Total noninterest expense | $12,340,000 | 1,135 |
| Salaries and employee benefits | $5,472,000 | 1,390 |
| Premises and equipment expense | $2,045,000 | 939 |
| Additional noninterest expense | $4,823,000 | 852 |
| Pre-tax net operating income | $-184,000 | 7,881 |
| Securities gains (losses) | $65,000 | 584 |
| Applicable income taxes | $0 | 6,220 |
| Income before extraordinary items | $-119,000 | 7,871 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $-119,000 | 7,867 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $207,000 | 1,926 |
| Cash dividends | $0 | 5,179 |
| Sale, conversion, retirement of capital stock, net | $44,000 | 916 |
| Net operating income | $-184,000 | 7,911 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $5,397,000 | 3,585 |
| Total interest expense | $3,793,000 | 2,429 |
| Net interest income | $1,604,000 | 5,373 |
| Provision for loan and lease losses | $0 | 6,209 |
| Total noninterest income | $6,317,000 | 545 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $0 | 7,560 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $6,317,000 | 376 |
| Total noninterest expense | $8,149,000 | 1,160 |
| Salaries and employee benefits | $3,823,000 | 1,338 |
| Premises and equipment expense | $1,297,000 | 1,007 |
| Additional noninterest expense | $3,029,000 | 918 |
| Pre-tax net operating income | $-228,000 | 8,107 |
| Securities gains (losses) | $65,000 | 495 |
| Applicable income taxes | $0 | 6,265 |
| Income before extraordinary items | $-163,000 | 8,083 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $-163,000 | 8,082 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,000 | 5,315 |
| Cash dividends | $0 | 4,977 |
| Sale, conversion, retirement of capital stock, net | $28,000 | 849 |
| Net operating income | $-228,000 | 8,136 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $2,592,000 | 3,678 |
| Total interest expense | $1,820,000 | 2,513 |
| Net interest income | $772,000 | 5,498 |
| Provision for loan and lease losses | $0 | 5,779 |
| Total noninterest income | $3,126,000 | 530 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $0 | 7,573 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $3,126,000 | 371 |
| Total noninterest expense | $4,190,000 | 1,121 |
| Salaries and employee benefits | $2,032,000 | 1,270 |
| Premises and equipment expense | $652,000 | 1,011 |
| Additional noninterest expense | $1,506,000 | 912 |
| Pre-tax net operating income | $-292,000 | 8,407 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $0 | 6,196 |
| Income before extraordinary items | $-292,000 | 8,429 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $-292,000 | 8,427 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 4,509 |
| Cash dividends | $0 | 3,942 |
| Sale, conversion, retirement of capital stock, net | $11,000 | 756 |
| Net operating income | $-292,000 | 8,416 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $11,342,000 | 3,240 |
| Total interest expense | $6,967,000 | 2,291 |
| Net interest income | $4,375,000 | 4,416 |
| Provision for loan and lease losses | $325,000 | 2,629 |
| Total noninterest income | $12,790,000 | 515 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $1,000 | 7,596 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $12,789,000 | 359 |
| Total noninterest expense | $16,940,000 | 1,057 |
| Salaries and employee benefits | $7,368,000 | 1,327 |
| Premises and equipment expense | $2,837,000 | 896 |
| Additional noninterest expense | $6,735,000 | 800 |
| Pre-tax net operating income | $-100,000 | 8,052 |
| Securities gains (losses) | $0 | 1,687 |
| Applicable income taxes | $0 | 6,600 |
| Income before extraordinary items | $-100,000 | 8,080 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $-100,000 | 8,082 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $134,000 | 2,743 |
| Cash dividends | $0 | 5,941 |
| Sale, conversion, retirement of capital stock, net | $46,000 | 1,025 |
| Net operating income | $-100,000 | 8,070 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $8,460,000 | 3,240 |
| Total interest expense | $5,050,000 | 2,300 |
| Net interest income | $3,410,000 | 4,337 |
| Provision for loan and lease losses | $325,000 | 2,004 |
| Total noninterest income | $9,992,000 | 517 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $1,000 | 7,639 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $9,991,000 | 365 |
| Total noninterest expense | $12,606,000 | 1,076 |
| Salaries and employee benefits | $5,492,000 | 1,347 |
| Premises and equipment expense | $2,140,000 | 889 |
| Additional noninterest expense | $4,974,000 | 817 |
| Pre-tax net operating income | $471,000 | 6,339 |
| Securities gains (losses) | $0 | 1,388 |
| Applicable income taxes | $0 | 6,687 |
| Income before extraordinary items | $471,000 | 5,892 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $471,000 | 5,893 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $95,000 | 2,397 |
| Cash dividends | $0 | 5,292 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $471,000 | 5,894 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $5,252,000 | 3,369 |
| Total interest expense | $3,063,000 | 2,391 |
| Net interest income | $2,189,000 | 4,463 |
| Provision for loan and lease losses | $250,000 | 1,756 |
| Total noninterest income | $5,836,000 | 562 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $1,000 | 7,650 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $5,835,000 | 391 |
| Total noninterest expense | $7,722,000 | 1,180 |
| Salaries and employee benefits | $3,275,000 | 1,521 |
| Premises and equipment expense | $1,408,000 | 900 |
| Additional noninterest expense | $3,039,000 | 873 |
| Pre-tax net operating income | $53,000 | 7,936 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $0 | 6,706 |
| Income before extraordinary items | $53,000 | 7,880 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $53,000 | 7,881 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $95,000 | 1,766 |
| Cash dividends | $0 | 5,069 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $53,000 | 7,887 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $2,294,000 | 3,677 |
| Total interest expense | $1,304,000 | 2,633 |
| Net interest income | $990,000 | 4,745 |
| Provision for loan and lease losses | $125,000 | 1,687 |
| Total noninterest income | $2,280,000 | 663 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $0 | 7,698 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $2,280,000 | 452 |
| Total noninterest expense | $3,496,000 | 1,305 |
| Salaries and employee benefits | $1,534,000 | 1,620 |
| Premises and equipment expense | $533,000 | 1,212 |
| Additional noninterest expense | $1,429,000 | 934 |
| Pre-tax net operating income | $-351,000 | 8,639 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $0 | 6,588 |
| Income before extraordinary items | $-351,000 | 8,661 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-351,000 | 8,660 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $64,000 | 1,259 |
| Cash dividends | $0 | 3,943 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $-351,000 | 8,652 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $8,649,000 | 3,523 |
| Total interest expense | $4,296,000 | 2,506 |
| Net interest income | $4,353,000 | 4,365 |
| Provision for loan and lease losses | $130,000 | 4,334 |
| Total noninterest income | $9,530,000 | 645 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $1,000 | 7,726 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $9,529,000 | 444 |
| Total noninterest expense | $13,806,000 | 1,247 |
| Salaries and employee benefits | $6,253,000 | 1,503 |
| Premises and equipment expense | $1,735,000 | 1,410 |
| Additional noninterest expense | $5,818,000 | 883 |
| Pre-tax net operating income | $-53,000 | 8,304 |
| Securities gains (losses) | $0 | 2,296 |
| Applicable income taxes | $-426,000 | 8,754 |
| Income before extraordinary items | $373,000 | 6,886 |
| Extraordinary gains, net | $290,000 | 21 |
| Net income | $663,000 | 5,780 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $59,000 | 4,059 |
| Cash dividends | $0 | 6,054 |
| Sale, conversion, retirement of capital stock, net | $178,000 | 661 |
| Net operating income | $373,000 | 6,862 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $6,314,000 | 3,551 |
| Total interest expense | $3,031,000 | 2,516 |
| Net interest income | $3,283,000 | 4,354 |
| Provision for loan and lease losses | $100,000 | 4,154 |
| Total noninterest income | $10,116,000 | 514 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $1,000 | 7,763 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $10,115,000 | 359 |
| Total noninterest expense | $12,799,000 | 989 |
| Salaries and employee benefits | $6,591,000 | 1,042 |
| Premises and equipment expense | $1,382,000 | 1,321 |
| Additional noninterest expense | $4,826,000 | 794 |
| Pre-tax net operating income | $500,000 | 6,404 |
| Securities gains (losses) | $0 | 2,317 |
| Applicable income taxes | $0 | 6,976 |
| Income before extraordinary items | $500,000 | 5,898 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $500,000 | 5,903 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $48,000 | 3,558 |
| Cash dividends | $0 | 5,317 |
| Sale, conversion, retirement of capital stock, net | $150,000 | 520 |
| Net operating income | $500,000 | 5,859 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $4,106,000 | 3,551 |
| Total interest expense | $1,920,000 | 2,498 |
| Net interest income | $2,186,000 | 4,333 |
| Provision for loan and lease losses | $60,000 | 4,115 |
| Total noninterest income | $6,397,000 | 524 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $0 | 7,790 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $6,397,000 | 369 |
| Total noninterest expense | $8,242,000 | 1,016 |
| Salaries and employee benefits | $4,506,000 | 1,000 |
| Premises and equipment expense | $840,000 | 1,439 |
| Additional noninterest expense | $2,896,000 | 868 |
| Pre-tax net operating income | $281,000 | 6,702 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $0 | 6,961 |
| Income before extraordinary items | $281,000 | 6,255 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $281,000 | 6,258 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $48,000 | 2,762 |
| Cash dividends | $0 | 5,072 |
| Sale, conversion, retirement of capital stock, net | $100,000 | 430 |
| Net operating income | $281,000 | 6,205 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $1,963,000 | 3,654 |
| Total interest expense | $834,000 | 2,687 |
| Net interest income | $1,129,000 | 4,246 |
| Provision for loan and lease losses | $30,000 | 3,913 |
| Total noninterest income | $2,737,000 | 566 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $0 | 7,845 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $2,737,000 | 392 |
| Total noninterest expense | $3,761,000 | 1,110 |
| Salaries and employee benefits | $2,149,000 | 1,052 |
| Premises and equipment expense | $417,000 | 1,449 |
| Additional noninterest expense | $1,195,000 | 1,028 |
| Pre-tax net operating income | $75,000 | 7,560 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $0 | 6,892 |
| Income before extraordinary items | $75,000 | 7,329 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $75,000 | 7,328 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $48,000 | 1,740 |
| Cash dividends | $0 | 3,863 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $75,000 | 7,296 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $8,072,000 | 3,393 |
| Total interest expense | $3,139,000 | 2,525 |
| Net interest income | $4,933,000 | 3,839 |
| Provision for loan and lease losses | $145,000 | 4,324 |
| Total noninterest income | $24,131,000 | 342 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $1,000 | 7,877 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $24,130,000 | 257 |
| Total noninterest expense | $29,097,000 | 580 |
| Salaries and employee benefits | $18,657,000 | 477 |
| Premises and equipment expense | $2,801,000 | 812 |
| Additional noninterest expense | $7,639,000 | 686 |
| Pre-tax net operating income | $-178,000 | 8,524 |
| Securities gains (losses) | $0 | 3,819 |
| Applicable income taxes | $0 | 7,185 |
| Income before extraordinary items | $-178,000 | 8,569 |
| Extraordinary gains, net | $-475,000 | 8,967 |
| Net income | $-653,000 | 8,766 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $9,000 | 6,214 |
| Cash dividends | $0 | 6,149 |
| Sale, conversion, retirement of capital stock, net | $2,860,000 | 298 |
| Net operating income | $-178,000 | 8,539 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $5,996,000 | 3,390 |
| Total interest expense | $2,283,000 | 2,560 |
| Net interest income | $3,713,000 | 3,819 |
| Provision for loan and lease losses | $115,000 | 4,038 |
| Total noninterest income | $18,204,000 | 347 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $1,000 | 7,910 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $18,203,000 | 261 |
| Total noninterest expense | $21,992,000 | 581 |
| Salaries and employee benefits | $15,084,000 | 452 |
| Premises and equipment expense | $2,086,000 | 819 |
| Additional noninterest expense | $4,822,000 | 780 |
| Pre-tax net operating income | $-190,000 | 8,640 |
| Securities gains (losses) | $0 | 3,710 |
| Applicable income taxes | $10,000 | 6,779 |
| Income before extraordinary items | $-200,000 | 8,677 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $-200,000 | 8,679 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $9,000 | 5,550 |
| Cash dividends | $0 | 5,363 |
| Sale, conversion, retirement of capital stock, net | $2,815,000 | 219 |
| Net operating income | $-200,000 | 8,650 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $4,126,000 | 3,308 |
| Total interest expense | $1,491,000 | 2,589 |
| Net interest income | $2,635,000 | 3,627 |
| Provision for loan and lease losses | $85,000 | 3,829 |
| Total noninterest income | $10,897,000 | 371 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $1,000 | 7,953 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $10,896,000 | 280 |
| Total noninterest expense | $13,877,000 | 610 |
| Salaries and employee benefits | $9,633,000 | 469 |
| Premises and equipment expense | $1,328,000 | 845 |
| Additional noninterest expense | $2,916,000 | 848 |
| Pre-tax net operating income | $-430,000 | 8,871 |
| Securities gains (losses) | $0 | 3,413 |
| Applicable income taxes | $10,000 | 6,651 |
| Income before extraordinary items | $-440,000 | 8,915 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-440,000 | 8,916 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $9,000 | 4,897 |
| Cash dividends | $0 | 5,087 |
| Sale, conversion, retirement of capital stock, net | $2,815,000 | 149 |
| Net operating income | $-440,000 | 8,890 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $1,902,000 | 3,532 |
| Total interest expense | $694,000 | 2,766 |
| Net interest income | $1,208,000 | 3,874 |
| Provision for loan and lease losses | $75,000 | 2,550 |
| Total noninterest income | $5,522,000 | 364 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $0 | 7,976 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $5,522,000 | 267 |
| Total noninterest expense | $6,888,000 | 623 |
| Salaries and employee benefits | $4,353,000 | 516 |
| Premises and equipment expense | $660,000 | 862 |
| Additional noninterest expense | $1,875,000 | 675 |
| Pre-tax net operating income | $-233,000 | 8,934 |
| Securities gains (losses) | $0 | 2,934 |
| Applicable income taxes | $10,000 | 6,242 |
| Income before extraordinary items | $-243,000 | 8,968 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $-243,000 | 8,968 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $9,000 | 3,677 |
| Cash dividends | $0 | 3,841 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $-243,000 | 8,944 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $4,797,000 | 5,035 |
| Total interest expense | $2,110,000 | 3,863 |
| Net interest income | $2,687,000 | 5,657 |
| Provision for loan and lease losses | $471,000 | 2,288 |
| Total noninterest income | $12,143,000 | 564 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $1,000 | 8,036 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $12,142,000 | 391 |
| Total noninterest expense | $13,544,000 | 1,193 |
| Salaries and employee benefits | $8,983,000 | 956 |
| Premises and equipment expense | $1,222,000 | 1,871 |
| Additional noninterest expense | $3,339,000 | 1,482 |
| Pre-tax net operating income | $815,000 | 5,659 |
| Securities gains (losses) | $49,000 | 2,531 |
| Applicable income taxes | $0 | 7,459 |
| Income before extraordinary items | $864,000 | 5,042 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $864,000 | 5,042 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 7,416 |
| Cash dividends | $0 | 6,283 |
| Sale, conversion, retirement of capital stock, net | $2,286,000 | 324 |
| Net operating income | $815,000 | 5,038 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $3,367,000 | 5,306 |
| Total interest expense | $1,499,000 | 4,143 |
| Net interest income | $1,868,000 | 5,948 |
| Provision for loan and lease losses | $418,000 | 1,963 |
| Total noninterest income | $8,186,000 | 643 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $1,000 | 8,088 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $8,185,000 | 440 |
| Total noninterest expense | $8,909,000 | 1,368 |
| Salaries and employee benefits | $5,405,000 | 1,190 |
| Premises and equipment expense | $650,000 | 2,580 |
| Additional noninterest expense | $2,854,000 | 1,300 |
| Pre-tax net operating income | $727,000 | 5,417 |
| Securities gains (losses) | $49,000 | 2,325 |
| Applicable income taxes | $0 | 7,524 |
| Income before extraordinary items | $776,000 | 4,687 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $776,000 | 4,688 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,967 |
| Cash dividends | $0 | 5,519 |
| Sale, conversion, retirement of capital stock, net | $2,242,000 | 228 |
| Net operating income | $727,000 | 4,691 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $2,013,000 | 5,725 |
| Total interest expense | $881,000 | 4,642 |
| Net interest income | $1,132,000 | 6,264 |
| Provision for loan and lease losses | $247,000 | 2,154 |
| Total noninterest income | $4,891,000 | 683 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $0 | 8,133 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $4,891,000 | 478 |
| Total noninterest expense | $5,343,000 | 1,504 |
| Salaries and employee benefits | $3,452,000 | 1,247 |
| Premises and equipment expense | $387,000 | 2,851 |
| Additional noninterest expense | $1,504,000 | 1,612 |
| Pre-tax net operating income | $433,000 | 5,673 |
| Securities gains (losses) | $49,000 | 2,032 |
| Applicable income taxes | $0 | 7,529 |
| Income before extraordinary items | $482,000 | 4,896 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $482,000 | 4,896 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,535 |
| Cash dividends | $0 | 5,215 |
| Sale, conversion, retirement of capital stock, net | $2,177,000 | 144 |
| Net operating income | $433,000 | 4,989 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $924,000 | 6,015 |
| Total interest expense | $389,000 | 5,124 |
| Net interest income | $535,000 | 6,440 |
| Provision for loan and lease losses | $85,000 | 2,667 |
| Total noninterest income | $1,931,000 | 801 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $0 | 8,142 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $1,931,000 | 556 |
| Total noninterest expense | $2,173,000 | 1,809 |
| Salaries and employee benefits | $1,384,000 | 1,540 |
| Premises and equipment expense | $168,000 | 3,178 |
| Additional noninterest expense | $621,000 | 1,887 |
| Pre-tax net operating income | $208,000 | 5,753 |
| Securities gains (losses) | $0 | 2,891 |
| Applicable income taxes | $0 | 7,403 |
| Income before extraordinary items | $208,000 | 5,226 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $208,000 | 5,225 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,539 |
| Cash dividends | $0 | 3,930 |
| Sale, conversion, retirement of capital stock, net | $2,066,000 | 75 |
| Net operating income | $208,000 | 5,037 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $1,882,000 | 7,988 |
| Total interest expense | $803,000 | 7,503 |
| Net interest income | $1,079,000 | 8,146 |
| Provision for loan and lease losses | $278,000 | 3,624 |
| Total noninterest income | $3,326,000 | 1,441 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $0 | 8,205 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $3,326,000 | 933 |
| Total noninterest expense | $4,711,000 | 3,082 |
| Salaries and employee benefits | $2,878,000 | 2,741 |
| Premises and equipment expense | $490,000 | 3,996 |
| Additional noninterest expense | $1,343,000 | 3,270 |
| Pre-tax net operating income | $-584,000 | 9,014 |
| Securities gains (losses) | $0 | 4,537 |
| Applicable income taxes | $0 | 7,681 |
| Income before extraordinary items | $-584,000 | 9,066 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $-584,000 | 9,063 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 7,632 |
| Cash dividends | $0 | 6,377 |
| Sale, conversion, retirement of capital stock, net | $24,000 | 763 |
| Net operating income | $-584,000 | 9,027 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $283,000 | 9,510 |
| Total interest expense | $39,000 | 9,509 |
| Net interest income | $244,000 | 9,461 |
| Provision for loan and lease losses | $131,000 | 5,041 |
| Total noninterest income | $128,000 | 8,125 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $0 | 8,399 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $128,000 | 5,853 |
| Total noninterest expense | $1,378,000 | 7,060 |
| Salaries and employee benefits | $716,000 | 7,141 |
| Premises and equipment expense | $136,000 | 7,751 |
| Additional noninterest expense | $526,000 | 6,278 |
| Pre-tax net operating income | $-1,137,000 | 9,392 |
| Securities gains (losses) | $46,000 | 2,438 |
| Applicable income taxes | $0 | 7,903 |
| Income before extraordinary items | $-1,091,000 | 9,438 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $-1,091,000 | 9,439 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 7,777 |
| Cash dividends | $0 | 6,617 |
| Sale, conversion, retirement of capital stock, net | $12,010,000 | 56 |
| Net operating income | $-1,137,000 | 9,414 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.