Home > American Home Bank > Income and Expense
American Home Bank, Income and Expense
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $11,000 | 7,565 |
| Total interest expense | $0 | 7,555 |
| Net interest income | $11,000 | 7,559 |
| Provision for loan and lease losses | $0 | 5,840 |
| Total noninterest income | $84,000 | 5,202 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $0 | 7,070 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $84,000 | 3,827 |
| Total noninterest expense | $376,000 | 6,464 |
| Salaries and employee benefits | $213,000 | 6,273 |
| Premises and equipment expense | $63,000 | 5,733 |
| Additional noninterest expense | $100,000 | 6,717 |
| Pre-tax net operating income | $-281,000 | 6,913 |
| Securities gains (losses) | $0 | 1,772 |
| Applicable income taxes | $0 | 4,545 |
| Income before extraordinary items | $-281,000 | 6,972 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $-281,000 | 6,972 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $-281,000 | 6,972 |
| Net charge-offs | $0 | 5,107 |
| Cash dividends | $0 | 2,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 925 |
| Net operating income | $-281,000 | 6,955 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $339,000 | 7,592 |
| Total interest expense | $580,000 | 6,303 |
| Net interest income | $-241,000 | 7,651 |
| Provision for loan and lease losses | $-150,000 | 7,609 |
| Total noninterest income | $-3,950,000 | 7,633 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $-3,950,000 | 7,623 |
| Total noninterest expense | $3,101,000 | 4,942 |
| Salaries and employee benefits | $1,082,000 | 5,872 |
| Premises and equipment expense | $1,250,000 | 2,028 |
| Additional noninterest expense | $769,000 | 5,700 |
| Pre-tax net operating income | $-7,142,000 | 7,240 |
| Securities gains (losses) | $0 | 3,793 |
| Applicable income taxes | $250,000 | 2,524 |
| Income before extraordinary items | $-7,392,000 | 7,295 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $-7,392,000 | 7,295 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $-7,392,000 | 7,295 |
| Net charge-offs | $244,000 | 4,549 |
| Cash dividends | $0 | 4,193 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,226 |
| Net operating income | $-7,392,000 | 7,280 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $323,000 | 7,686 |
| Total interest expense | $277,000 | 7,005 |
| Net interest income | $46,000 | 7,737 |
| Provision for loan and lease losses | $-150,000 | 7,715 |
| Total noninterest income | $-3,952,000 | 7,746 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $-3,952,000 | 7,741 |
| Total noninterest expense | $2,243,000 | 5,053 |
| Salaries and employee benefits | $815,000 | 5,912 |
| Premises and equipment expense | $883,000 | 2,170 |
| Additional noninterest expense | $545,000 | 5,865 |
| Pre-tax net operating income | $-5,999,000 | 7,419 |
| Securities gains (losses) | $0 | 3,651 |
| Applicable income taxes | $250,000 | 2,331 |
| Income before extraordinary items | $-6,249,000 | 7,479 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $-6,249,000 | 7,479 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $-6,249,000 | 7,479 |
| Net charge-offs | $244,000 | 3,986 |
| Cash dividends | $0 | 3,702 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,139 |
| Net operating income | $-6,249,000 | 7,461 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $227,000 | 7,749 |
| Total interest expense | $192,000 | 7,047 |
| Net interest income | $35,000 | 7,805 |
| Provision for loan and lease losses | $150,000 | 4,587 |
| Total noninterest income | $-473,000 | 7,740 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $-473,000 | 7,706 |
| Total noninterest expense | $1,527,000 | 5,018 |
| Salaries and employee benefits | $549,000 | 5,938 |
| Premises and equipment expense | $578,000 | 2,232 |
| Additional noninterest expense | $400,000 | 5,663 |
| Pre-tax net operating income | $-2,115,000 | 7,292 |
| Securities gains (losses) | $0 | 3,184 |
| Applicable income taxes | $250,000 | 1,908 |
| Income before extraordinary items | $-2,365,000 | 7,386 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $-2,365,000 | 7,386 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $-2,365,000 | 7,386 |
| Net charge-offs | $244,000 | 3,309 |
| Cash dividends | $0 | 3,476 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $-2,365,000 | 7,376 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $117,000 | 7,849 |
| Total interest expense | $97,000 | 7,159 |
| Net interest income | $20,000 | 7,905 |
| Provision for loan and lease losses | $0 | 6,552 |
| Total noninterest income | $2,000 | 7,615 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $2,000 | 7,254 |
| Total noninterest expense | $724,000 | 5,204 |
| Salaries and employee benefits | $275,000 | 6,014 |
| Premises and equipment expense | $293,000 | 2,250 |
| Additional noninterest expense | $156,000 | 6,268 |
| Pre-tax net operating income | $-702,000 | 7,295 |
| Securities gains (losses) | $0 | 2,284 |
| Applicable income taxes | $0 | 4,611 |
| Income before extraordinary items | $-702,000 | 7,372 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $-702,000 | 7,372 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $-702,000 | 7,373 |
| Net charge-offs | $-1,000 | 6,806 |
| Cash dividends | $0 | 2,646 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,017 |
| Net operating income | $-702,000 | 7,351 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $938,000 | 7,748 |
| Total interest expense | $675,000 | 6,744 |
| Net interest income | $263,000 | 7,941 |
| Provision for loan and lease losses | $1,293,000 | 3,102 |
| Total noninterest income | $395,000 | 5,147 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $766,000 | 102 |
| Additional Noninterest Income | $-371,000 | 7,766 |
| Total noninterest expense | $3,325,000 | 4,880 |
| Salaries and employee benefits | $1,591,000 | 5,025 |
| Premises and equipment expense | $926,000 | 2,747 |
| Additional noninterest expense | $808,000 | 5,807 |
| Pre-tax net operating income | $-3,960,000 | 7,056 |
| Securities gains (losses) | $0 | 3,754 |
| Applicable income taxes | $2,478,000 | 466 |
| Income before extraordinary items | $-6,438,000 | 7,387 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $-6,438,000 | 7,386 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $-6,438,000 | 7,386 |
| Net charge-offs | $1,071,000 | 2,779 |
| Cash dividends | $0 | 4,670 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,342 |
| Net operating income | $-6,438,000 | 7,398 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $820,000 | 7,745 |
| Total interest expense | $565,000 | 6,703 |
| Net interest income | $255,000 | 7,992 |
| Provision for loan and lease losses | $1,100,000 | 2,639 |
| Total noninterest income | $848,000 | 3,150 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $766,000 | 100 |
| Additional Noninterest Income | $82,000 | 5,640 |
| Total noninterest expense | $2,624,000 | 4,724 |
| Salaries and employee benefits | $1,339,000 | 4,715 |
| Premises and equipment expense | $667,000 | 2,889 |
| Additional noninterest expense | $618,000 | 5,748 |
| Pre-tax net operating income | $-2,621,000 | 7,198 |
| Securities gains (losses) | $0 | 3,497 |
| Applicable income taxes | $-1,040,000 | 7,568 |
| Income before extraordinary items | $-1,581,000 | 7,024 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $-1,581,000 | 7,023 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $-1,581,000 | 7,024 |
| Net charge-offs | $1,065,000 | 2,140 |
| Cash dividends | $0 | 4,191 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $-1,581,000 | 7,015 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $673,000 | 7,682 |
| Total interest expense | $429,000 | 6,578 |
| Net interest income | $244,000 | 7,995 |
| Provision for loan and lease losses | $750,000 | 2,406 |
| Total noninterest income | $1,070,000 | 2,072 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $997,000 | 84 |
| Additional Noninterest Income | $73,000 | 5,302 |
| Total noninterest expense | $1,926,000 | 4,484 |
| Salaries and employee benefits | $1,029,000 | 4,349 |
| Premises and equipment expense | $409,000 | 3,120 |
| Additional noninterest expense | $488,000 | 5,305 |
| Pre-tax net operating income | $-1,362,000 | 7,179 |
| Securities gains (losses) | $0 | 3,136 |
| Applicable income taxes | $-540,000 | 7,604 |
| Income before extraordinary items | $-822,000 | 7,035 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-822,000 | 7,035 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $-822,000 | 7,035 |
| Net charge-offs | $765,000 | 1,886 |
| Cash dividends | $0 | 3,983 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $-822,000 | 7,024 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $404,000 | 7,542 |
| Total interest expense | $258,000 | 6,312 |
| Net interest income | $146,000 | 7,987 |
| Provision for loan and lease losses | $750,000 | 1,392 |
| Total noninterest income | $1,205,000 | 1,101 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $1,167,000 | 65 |
| Additional Noninterest Income | $38,000 | 5,265 |
| Total noninterest expense | $1,202,000 | 3,756 |
| Salaries and employee benefits | $767,000 | 3,216 |
| Premises and equipment expense | $206,000 | 3,143 |
| Additional noninterest expense | $229,000 | 5,195 |
| Pre-tax net operating income | $-601,000 | 7,412 |
| Securities gains (losses) | $0 | 2,434 |
| Applicable income taxes | $-238,000 | 7,753 |
| Income before extraordinary items | $-363,000 | 7,290 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $-363,000 | 7,291 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $-363,000 | 7,291 |
| Net charge-offs | $752,000 | 1,113 |
| Cash dividends | $0 | 3,051 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $-363,000 | 7,247 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $6,438,000 | 4,725 |
| Total interest expense | $3,799,000 | 3,645 |
| Net interest income | $2,639,000 | 5,773 |
| Provision for loan and lease losses | $125,000 | 5,768 |
| Total noninterest income | $-2,025,000 | 8,267 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $-2,303,000 | 8,260 |
| Additional Noninterest Income | $278,000 | 4,238 |
| Total noninterest expense | $17,347,000 | 1,131 |
| Salaries and employee benefits | $3,311,000 | 2,978 |
| Premises and equipment expense | $688,000 | 3,556 |
| Additional noninterest expense | $13,348,000 | 523 |
| Pre-tax net operating income | $-16,858,000 | 8,078 |
| Securities gains (losses) | $0 | 3,220 |
| Applicable income taxes | $-2,236,000 | 7,946 |
| Income before extraordinary items | $-14,622,000 | 8,062 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $-14,622,000 | 8,061 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $554,000 | 2,659 |
| Cash dividends | $0 | 5,455 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $-14,622,000 | 8,083 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $5,405,000 | 4,462 |
| Total interest expense | $3,361,000 | 3,333 |
| Net interest income | $2,044,000 | 5,730 |
| Provision for loan and lease losses | $0 | 6,991 |
| Total noninterest income | $-1,313,000 | 8,351 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $-1,565,000 | 8,337 |
| Additional Noninterest Income | $252,000 | 4,010 |
| Total noninterest expense | $3,526,000 | 3,733 |
| Salaries and employee benefits | $2,390,000 | 3,112 |
| Premises and equipment expense | $478,000 | 3,756 |
| Additional noninterest expense | $658,000 | 5,150 |
| Pre-tax net operating income | $-2,795,000 | 7,994 |
| Securities gains (losses) | $0 | 3,106 |
| Applicable income taxes | $-1,154,000 | 8,084 |
| Income before extraordinary items | $-1,641,000 | 7,762 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $-1,641,000 | 7,761 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $285,000 | 2,611 |
| Cash dividends | $0 | 4,937 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $-1,641,000 | 7,847 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $4,261,000 | 4,073 |
| Total interest expense | $2,616,000 | 3,064 |
| Net interest income | $1,645,000 | 5,200 |
| Provision for loan and lease losses | $0 | 6,671 |
| Total noninterest income | $-751,000 | 8,426 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $-956,000 | 8,410 |
| Additional Noninterest Income | $205,000 | 3,711 |
| Total noninterest expense | $2,391,000 | 3,715 |
| Salaries and employee benefits | $1,663,000 | 3,024 |
| Premises and equipment expense | $313,000 | 3,842 |
| Additional noninterest expense | $415,000 | 5,313 |
| Pre-tax net operating income | $-1,497,000 | 8,079 |
| Securities gains (losses) | $0 | 3,233 |
| Applicable income taxes | $-639,000 | 8,210 |
| Income before extraordinary items | $-858,000 | 7,928 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-858,000 | 7,927 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $263,000 | 1,931 |
| Cash dividends | $0 | 4,733 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $-858,000 | 7,908 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $2,630,000 | 3,588 |
| Total interest expense | $1,951,000 | 2,287 |
| Net interest income | $679,000 | 5,771 |
| Provision for loan and lease losses | $0 | 6,080 |
| Total noninterest income | $-1,735,000 | 8,477 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $-1,889,000 | 8,467 |
| Additional Noninterest Income | $154,000 | 2,987 |
| Total noninterest expense | $1,189,000 | 3,726 |
| Salaries and employee benefits | $885,000 | 2,885 |
| Premises and equipment expense | $153,000 | 3,924 |
| Additional noninterest expense | $151,000 | 6,165 |
| Pre-tax net operating income | $-2,245,000 | 8,382 |
| Securities gains (losses) | $0 | 2,688 |
| Applicable income taxes | $-943,000 | 8,391 |
| Income before extraordinary items | $-1,302,000 | 8,343 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $-1,302,000 | 8,343 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $17,000 | 3,454 |
| Cash dividends | $0 | 3,705 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $-1,302,000 | 8,337 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $16,064,000 | 2,530 |
| Total interest expense | $2,037,000 | 5,797 |
| Net interest income | $14,027,000 | 1,609 |
| Provision for loan and lease losses | $0 | 6,851 |
| Total noninterest income | $-2,952,000 | 8,525 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $-3,306,000 | 8,514 |
| Additional Noninterest Income | $354,000 | 3,962 |
| Total noninterest expense | $14,345,000 | 1,291 |
| Salaries and employee benefits | $3,324,000 | 2,960 |
| Premises and equipment expense | $574,000 | 3,958 |
| Additional noninterest expense | $10,447,000 | 557 |
| Pre-tax net operating income | $-3,270,000 | 8,383 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $2,399,000 | 965 |
| Income before extraordinary items | $-5,669,000 | 8,459 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $-5,669,000 | 8,456 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $24,000 | 5,388 |
| Cash dividends | $0 | 5,817 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $-5,669,000 | 8,455 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $13,076,000 | 2,363 |
| Total interest expense | $943,000 | 6,805 |
| Net interest income | $12,133,000 | 1,393 |
| Provision for loan and lease losses | $0 | 6,528 |
| Total noninterest income | $-2,646,000 | 8,552 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $-2,877,000 | 8,546 |
| Additional Noninterest Income | $231,000 | 4,218 |
| Total noninterest expense | $3,068,000 | 4,031 |
| Salaries and employee benefits | $2,339,000 | 3,102 |
| Premises and equipment expense | $383,000 | 4,291 |
| Additional noninterest expense | $346,000 | 6,770 |
| Pre-tax net operating income | $6,419,000 | 1,081 |
| Securities gains (losses) | $0 | 1,655 |
| Applicable income taxes | $2,343,000 | 847 |
| Income before extraordinary items | $4,076,000 | 1,263 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $4,076,000 | 1,261 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $43,000 | 3,831 |
| Cash dividends | $0 | 5,179 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $4,076,000 | 1,252 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $8,639,000 | 2,401 |
| Total interest expense | $691,000 | 6,646 |
| Net interest income | $7,948,000 | 1,443 |
| Provision for loan and lease losses | $0 | 6,209 |
| Total noninterest income | $-1,154,000 | 8,608 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $-1,481,000 | 8,603 |
| Additional Noninterest Income | $327,000 | 2,885 |
| Total noninterest expense | $1,540,000 | 4,932 |
| Salaries and employee benefits | $1,041,000 | 4,288 |
| Premises and equipment expense | $260,000 | 4,264 |
| Additional noninterest expense | $239,000 | 6,700 |
| Pre-tax net operating income | $5,254,000 | 916 |
| Securities gains (losses) | $0 | 1,444 |
| Applicable income taxes | $1,922,000 | 753 |
| Income before extraordinary items | $3,332,000 | 1,085 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $3,332,000 | 1,084 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $47,000 | 2,912 |
| Cash dividends | $0 | 4,977 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $3,332,000 | 1,062 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $3,196,000 | 3,103 |
| Total interest expense | $419,000 | 6,283 |
| Net interest income | $2,777,000 | 2,091 |
| Provision for loan and lease losses | $0 | 5,779 |
| Total noninterest income | $70,000 | 6,240 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $55,000 | 134 |
| Additional Noninterest Income | $15,000 | 6,985 |
| Total noninterest expense | $657,000 | 5,472 |
| Salaries and employee benefits | $402,000 | 5,149 |
| Premises and equipment expense | $133,000 | 4,204 |
| Additional noninterest expense | $122,000 | 6,656 |
| Pre-tax net operating income | $2,190,000 | 1,064 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $813,000 | 846 |
| Income before extraordinary items | $1,377,000 | 1,270 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $1,377,000 | 1,270 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-5,000 | 7,465 |
| Cash dividends | $0 | 3,942 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $1,377,000 | 1,252 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $985,000 | 8,290 |
| Total interest expense | $344,000 | 8,215 |
| Net interest income | $641,000 | 8,272 |
| Provision for loan and lease losses | $0 | 6,850 |
| Total noninterest income | $-23,000 | 8,662 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $-23,000 | 8,652 |
| Total noninterest expense | $619,000 | 8,287 |
| Salaries and employee benefits | $413,000 | 8,113 |
| Premises and equipment expense | $208,000 | 6,644 |
| Additional noninterest expense | $-2,000 | 8,690 |
| Pre-tax net operating income | $-1,000 | 7,958 |
| Securities gains (losses) | $0 | 1,687 |
| Applicable income taxes | $102,000 | 4,945 |
| Income before extraordinary items | $-103,000 | 8,084 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $-103,000 | 8,086 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $68,000 | 3,668 |
| Cash dividends | $0 | 5,941 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $-103,000 | 8,075 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $2,095,000 | 6,974 |
| Total interest expense | $1,286,000 | 5,740 |
| Net interest income | $809,000 | 7,805 |
| Provision for loan and lease losses | $-458,000 | 8,664 |
| Total noninterest income | $327,000 | 5,467 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $327,000 | 3,588 |
| Total noninterest expense | $2,980,000 | 3,999 |
| Salaries and employee benefits | $1,262,000 | 4,811 |
| Premises and equipment expense | $421,000 | 3,973 |
| Additional noninterest expense | $1,297,000 | 2,910 |
| Pre-tax net operating income | $-1,386,000 | 8,646 |
| Securities gains (losses) | $-40,000 | 8,101 |
| Applicable income taxes | $-10,000 | 8,415 |
| Income before extraordinary items | $-1,416,000 | 8,664 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $-1,416,000 | 8,664 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $169,000 | 1,702 |
| Cash dividends | $0 | 5,292 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $-1,376,400 | 8,656 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $1,530,000 | 6,761 |
| Total interest expense | $867,000 | 5,603 |
| Net interest income | $663,000 | 7,533 |
| Provision for loan and lease losses | $-458,000 | 8,709 |
| Total noninterest income | $175,000 | 5,920 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $175,000 | 4,001 |
| Total noninterest expense | $2,134,000 | 3,790 |
| Salaries and employee benefits | $859,000 | 4,772 |
| Premises and equipment expense | $284,000 | 3,936 |
| Additional noninterest expense | $991,000 | 2,589 |
| Pre-tax net operating income | $-838,000 | 8,662 |
| Securities gains (losses) | $-40,000 | 8,308 |
| Applicable income taxes | $29,000 | 5,593 |
| Income before extraordinary items | $-907,000 | 8,686 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $-907,000 | 8,686 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-29,000 | 8,231 |
| Cash dividends | $0 | 5,069 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $-867,000 | 8,670 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $695,000 | 6,968 |
| Total interest expense | $455,000 | 5,371 |
| Net interest income | $240,000 | 8,042 |
| Provision for loan and lease losses | $-458,000 | 8,742 |
| Total noninterest income | $93,000 | 5,746 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $93,000 | 3,860 |
| Total noninterest expense | $1,071,000 | 3,798 |
| Salaries and employee benefits | $434,000 | 4,762 |
| Premises and equipment expense | $138,000 | 4,023 |
| Additional noninterest expense | $499,000 | 2,537 |
| Pre-tax net operating income | $-280,000 | 8,605 |
| Securities gains (losses) | $-38,000 | 8,513 |
| Applicable income taxes | $5,000 | 6,088 |
| Income before extraordinary items | $-323,000 | 8,648 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-323,000 | 8,647 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $33,000 | 1,866 |
| Cash dividends | $0 | 3,943 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $-285,000 | 8,621 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $3,361,000 | 6,305 |
| Total interest expense | $2,076,000 | 4,326 |
| Net interest income | $1,285,000 | 7,575 |
| Provision for loan and lease losses | $695,000 | 1,437 |
| Total noninterest income | $708,000 | 4,349 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $708,000 | 2,750 |
| Total noninterest expense | $3,821,000 | 4,009 |
| Salaries and employee benefits | $1,418,000 | 5,240 |
| Premises and equipment expense | $657,000 | 3,399 |
| Additional noninterest expense | $1,746,000 | 2,833 |
| Pre-tax net operating income | $-2,523,000 | 8,782 |
| Securities gains (losses) | $-874,000 | 8,744 |
| Applicable income taxes | $-134,000 | 8,629 |
| Income before extraordinary items | $-3,263,000 | 8,806 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $-3,263,000 | 8,806 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $976,000 | 691 |
| Cash dividends | $0 | 6,054 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $-2,423,960 | 8,773 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $2,839,000 | 5,952 |
| Total interest expense | $1,566,000 | 4,170 |
| Net interest income | $1,273,000 | 7,063 |
| Provision for loan and lease losses | $695,000 | 1,072 |
| Total noninterest income | $648,000 | 3,889 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $648,000 | 2,435 |
| Total noninterest expense | $3,021,000 | 3,816 |
| Salaries and employee benefits | $1,150,000 | 4,954 |
| Premises and equipment expense | $478,000 | 3,469 |
| Additional noninterest expense | $1,393,000 | 2,638 |
| Pre-tax net operating income | $-1,795,000 | 8,801 |
| Securities gains (losses) | $-470,000 | 8,783 |
| Applicable income taxes | $-74,000 | 8,703 |
| Income before extraordinary items | $-2,191,000 | 8,829 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $-2,191,000 | 8,829 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $771,000 | 600 |
| Cash dividends | $0 | 5,317 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $-1,735,100 | 8,795 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $1,849,000 | 5,971 |
| Total interest expense | $1,067,000 | 3,956 |
| Net interest income | $782,000 | 7,249 |
| Provision for loan and lease losses | $325,000 | 1,417 |
| Total noninterest income | $317,000 | 4,647 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $317,000 | 2,966 |
| Total noninterest expense | $2,182,000 | 3,572 |
| Salaries and employee benefits | $751,000 | 5,015 |
| Premises and equipment expense | $337,000 | 3,292 |
| Additional noninterest expense | $1,094,000 | 2,237 |
| Pre-tax net operating income | $-1,408,000 | 8,815 |
| Securities gains (losses) | $-165,000 | 8,755 |
| Applicable income taxes | $-101,000 | 8,749 |
| Income before extraordinary items | $-1,472,000 | 8,835 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $-1,472,000 | 8,835 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,042,000 | 350 |
| Cash dividends | $0 | 5,072 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $-1,316,900 | 8,814 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $947,000 | 5,894 |
| Total interest expense | $514,000 | 3,945 |
| Net interest income | $433,000 | 7,075 |
| Provision for loan and lease losses | $0 | 6,226 |
| Total noninterest income | $150,000 | 4,711 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $150,000 | 2,977 |
| Total noninterest expense | $843,000 | 4,389 |
| Salaries and employee benefits | $372,000 | 5,075 |
| Premises and equipment expense | $168,000 | 3,336 |
| Additional noninterest expense | $303,000 | 3,773 |
| Pre-tax net operating income | $-260,000 | 8,762 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $2,000 | 6,630 |
| Income before extraordinary items | $-262,000 | 8,788 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $-262,000 | 8,788 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $77,000 | 1,325 |
| Cash dividends | $0 | 3,863 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $-262,000 | 8,771 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $6,227,000 | 4,145 |
| Total interest expense | $4,252,000 | 1,914 |
| Net interest income | $1,975,000 | 6,666 |
| Provision for loan and lease losses | $4,033,000 | 300 |
| Total noninterest income | $-828,000 | 8,971 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $-828,000 | 8,980 |
| Total noninterest expense | $7,097,000 | 2,248 |
| Salaries and employee benefits | $2,022,000 | 3,962 |
| Premises and equipment expense | $1,820,000 | 1,263 |
| Additional noninterest expense | $3,255,000 | 1,516 |
| Pre-tax net operating income | $-9,983,000 | 8,971 |
| Securities gains (losses) | $-1,019,000 | 8,903 |
| Applicable income taxes | $-360,000 | 8,879 |
| Income before extraordinary items | $-10,642,000 | 8,969 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $-10,642,000 | 8,969 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $3,877,000 | 277 |
| Cash dividends | $0 | 6,149 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $-9,653,570 | 8,961 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $5,228,000 | 3,787 |
| Total interest expense | $3,736,000 | 1,612 |
| Net interest income | $1,492,000 | 6,639 |
| Provision for loan and lease losses | $3,383,000 | 286 |
| Total noninterest income | $-912,000 | 9,022 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $-912,000 | 9,034 |
| Total noninterest expense | $6,191,000 | 1,936 |
| Salaries and employee benefits | $1,669,000 | 3,645 |
| Premises and equipment expense | $1,625,000 | 1,068 |
| Additional noninterest expense | $2,897,000 | 1,275 |
| Pre-tax net operating income | $-8,994,000 | 9,016 |
| Securities gains (losses) | $-949,000 | 8,982 |
| Applicable income taxes | $-292,000 | 8,942 |
| Income before extraordinary items | $-9,651,000 | 9,015 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $-9,651,000 | 9,016 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $623,000 | 803 |
| Cash dividends | $0 | 5,363 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $-8,730,470 | 9,005 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $4,131,000 | 3,306 |
| Total interest expense | $2,874,000 | 1,383 |
| Net interest income | $1,257,000 | 6,006 |
| Provision for loan and lease losses | $1,983,000 | 319 |
| Total noninterest income | $-11,000 | 9,067 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $-11,000 | 9,042 |
| Total noninterest expense | $3,817,000 | 2,093 |
| Salaries and employee benefits | $1,130,000 | 3,619 |
| Premises and equipment expense | $1,146,000 | 998 |
| Additional noninterest expense | $1,541,000 | 1,570 |
| Pre-tax net operating income | $-4,554,000 | 9,070 |
| Securities gains (losses) | $102,000 | 1,014 |
| Applicable income taxes | $191,000 | 3,862 |
| Income before extraordinary items | $-4,643,000 | 9,067 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-4,643,000 | 9,068 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $495,000 | 721 |
| Cash dividends | $0 | 5,087 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $-4,745,000 | 9,061 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $2,360,000 | 2,951 |
| Total interest expense | $1,497,000 | 1,335 |
| Net interest income | $863,000 | 4,944 |
| Provision for loan and lease losses | $1,468,000 | 241 |
| Total noninterest income | $-55,000 | 9,107 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $-55,000 | 9,114 |
| Total noninterest expense | $2,039,000 | 1,968 |
| Salaries and employee benefits | $562,000 | 3,657 |
| Premises and equipment expense | $789,000 | 749 |
| Additional noninterest expense | $688,000 | 1,725 |
| Pre-tax net operating income | $-2,699,000 | 9,109 |
| Securities gains (losses) | $574,000 | 240 |
| Applicable income taxes | $-386,000 | 9,091 |
| Income before extraordinary items | $-1,739,000 | 9,105 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $-1,739,000 | 9,105 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $356,000 | 543 |
| Cash dividends | $0 | 3,841 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $-2,209,680 | 9,094 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $10,610,000 | 2,662 |
| Total interest expense | $7,332,000 | 1,212 |
| Net interest income | $3,278,000 | 5,022 |
| Provision for loan and lease losses | $120,000 | 4,933 |
| Total noninterest income | $1,150,000 | 3,395 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $1,150,000 | 2,179 |
| Total noninterest expense | $9,453,000 | 1,695 |
| Salaries and employee benefits | $2,823,000 | 2,928 |
| Premises and equipment expense | $3,122,000 | 734 |
| Additional noninterest expense | $3,508,000 | 1,395 |
| Pre-tax net operating income | $-5,145,000 | 9,141 |
| Securities gains (losses) | $2,547,000 | 250 |
| Applicable income taxes | $-1,235,000 | 9,143 |
| Income before extraordinary items | $-1,363,000 | 9,078 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $-1,363,000 | 9,079 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,315,000 | 502 |
| Cash dividends | $0 | 6,283 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $-2,993,080 | 9,114 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $7,999,000 | 2,692 |
| Total interest expense | $5,658,000 | 1,232 |
| Net interest income | $2,341,000 | 5,208 |
| Provision for loan and lease losses | $0 | 7,481 |
| Total noninterest income | $839,000 | 3,535 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $839,000 | 2,308 |
| Total noninterest expense | $8,070,000 | 1,493 |
| Salaries and employee benefits | $2,244,000 | 2,775 |
| Premises and equipment expense | $2,610,000 | 668 |
| Additional noninterest expense | $3,216,000 | 1,176 |
| Pre-tax net operating income | $-4,890,000 | 9,201 |
| Securities gains (losses) | $1,828,000 | 296 |
| Applicable income taxes | $-1,269,000 | 9,208 |
| Income before extraordinary items | $-1,793,000 | 9,183 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $-1,793,000 | 9,183 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,705,000 | 491 |
| Cash dividends | $0 | 5,519 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $-2,962,920 | 9,181 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $5,546,000 | 2,631 |
| Total interest expense | $3,895,000 | 1,230 |
| Net interest income | $1,651,000 | 4,992 |
| Provision for loan and lease losses | $0 | 7,324 |
| Total noninterest income | $410,000 | 4,184 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $410,000 | 2,761 |
| Total noninterest expense | $6,619,000 | 1,229 |
| Salaries and employee benefits | $1,646,000 | 2,550 |
| Premises and equipment expense | $2,228,000 | 536 |
| Additional noninterest expense | $2,745,000 | 925 |
| Pre-tax net operating income | $-4,558,000 | 9,246 |
| Securities gains (losses) | $1,562,000 | 268 |
| Applicable income taxes | $-1,103,000 | 9,247 |
| Income before extraordinary items | $-1,893,000 | 9,246 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $-1,893,000 | 9,246 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,527,000 | 401 |
| Cash dividends | $0 | 5,215 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $-2,892,680 | 9,228 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $3,251,000 | 2,266 |
| Total interest expense | $2,189,000 | 1,122 |
| Net interest income | $1,062,000 | 4,219 |
| Provision for loan and lease losses | $0 | 6,934 |
| Total noninterest income | $219,000 | 3,938 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $219,000 | 2,564 |
| Total noninterest expense | $3,072,000 | 1,317 |
| Salaries and employee benefits | $858,000 | 2,457 |
| Premises and equipment expense | $934,000 | 622 |
| Additional noninterest expense | $1,280,000 | 962 |
| Pre-tax net operating income | $-1,791,000 | 9,285 |
| Securities gains (losses) | $276,000 | 536 |
| Applicable income taxes | $-366,000 | 9,276 |
| Income before extraordinary items | $-1,149,000 | 9,285 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-1,149,000 | 9,284 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $648,000 | 416 |
| Cash dividends | $0 | 3,930 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $-1,358,760 | 9,268 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $25,251,000 | 1,214 |
| Total interest expense | $18,507,000 | 613 |
| Net interest income | $6,744,000 | 2,828 |
| Provision for loan and lease losses | $7,994,000 | 277 |
| Total noninterest income | $2,994,000 | 1,557 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $780,000 | 73 |
| Additional Noninterest Income | $2,214,000 | 1,225 |
| Total noninterest expense | $16,153,000 | 970 |
| Salaries and employee benefits | $3,820,000 | 2,083 |
| Premises and equipment expense | $3,762,000 | 593 |
| Additional noninterest expense | $8,571,000 | 628 |
| Pre-tax net operating income | $-14,409,000 | 9,340 |
| Securities gains (losses) | $-1,241,000 | 9,312 |
| Applicable income taxes | $-6,581,000 | 9,337 |
| Income before extraordinary items | $-9,069,000 | 9,331 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $-9,069,000 | 9,328 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $6,830,000 | 269 |
| Cash dividends | $0 | 6,377 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $-8,274,760 | 9,317 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $35,840,000 | 951 |
| Total interest expense | $27,038,000 | 621 |
| Net interest income | $8,802,000 | 2,021 |
| Provision for loan and lease losses | $1,184,000 | 1,102 |
| Total noninterest income | $1,908,000 | 2,091 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $527,000 | 81 |
| Additional Noninterest Income | $1,381,000 | 1,641 |
| Total noninterest expense | $11,368,000 | 1,271 |
| Salaries and employee benefits | $3,284,000 | 2,286 |
| Premises and equipment expense | $2,903,000 | 732 |
| Additional noninterest expense | $5,181,000 | 942 |
| Pre-tax net operating income | $-1,842,000 | 9,474 |
| Securities gains (losses) | $1,219,000 | 367 |
| Applicable income taxes | $-1,567,000 | 9,569 |
| Income before extraordinary items | $944,000 | 4,437 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $944,000 | 4,438 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,648,000 | 659 |
| Cash dividends | $0 | 6,617 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $163,840 | 7,836 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $28,671,000 | 1,234 |
| Total interest expense | $20,388,000 | 870 |
| Net interest income | $8,283,000 | 2,133 |
| Provision for loan and lease losses | $1,638,000 | 712 |
| Total noninterest income | $9,615,000 | 601 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $214,000 | 110 |
| Additional Noninterest Income | $9,401,000 | 438 |
| Total noninterest expense | $9,192,000 | 1,523 |
| Salaries and employee benefits | $2,846,000 | 2,508 |
| Premises and equipment expense | $2,522,000 | 795 |
| Additional noninterest expense | $3,824,000 | 1,194 |
| Pre-tax net operating income | $7,068,000 | 1,075 |
| Securities gains (losses) | $198,000 | 414 |
| Applicable income taxes | $2,093,000 | 1,110 |
| Income before extraordinary items | $5,173,000 | 1,037 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $5,173,000 | 1,037 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $176,000 | 2,607 |
| Cash dividends | $2,200,000 | 1,252 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $5,032,420 | 1,055 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $22,705,000 | 1,433 |
| Total interest expense | $13,946,000 | 1,088 |
| Net interest income | $8,759,000 | 2,009 |
| Provision for loan and lease losses | $965,000 | 1,010 |
| Total noninterest income | $1,472,000 | 2,334 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 173 |
| Additional Noninterest Income | $1,472,000 | 1,418 |
| Total noninterest expense | $7,689,000 | 1,792 |
| Salaries and employee benefits | $2,828,000 | 2,482 |
| Premises and equipment expense | $2,037,000 | 992 |
| Additional noninterest expense | $2,824,000 | 1,579 |
| Pre-tax net operating income | $1,577,000 | 3,960 |
| Securities gains (losses) | $577,000 | 318 |
| Applicable income taxes | $433,000 | 3,959 |
| Income before extraordinary items | $1,721,000 | 2,911 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $1,721,000 | 2,912 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $99,000 | 3,601 |
| Cash dividends | $0 | 7,131 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $1,259,400 | 3,687 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $17,389,000 | 1,861 |
| Total interest expense | $10,606,000 | 1,445 |
| Net interest income | $6,783,000 | 2,503 |
| Provision for loan and lease losses | $355,000 | 2,290 |
| Total noninterest income | $93,000 | 9,131 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 224 |
| Additional Noninterest Income | $93,000 | 6,799 |
| Total noninterest expense | $8,107,000 | 1,630 |
| Salaries and employee benefits | $2,966,000 | 2,274 |
| Premises and equipment expense | $1,997,000 | 969 |
| Additional noninterest expense | $3,144,000 | 1,392 |
| Pre-tax net operating income | $-1,586,000 | 10,402 |
| Securities gains (losses) | $2,768,000 | 192 |
| Applicable income taxes | $147,000 | 6,882 |
| Income before extraordinary items | $1,035,000 | 4,385 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $1,035,000 | 4,384 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $20,000 | 6,323 |
| Cash dividends | $500,000 | 3,496 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $-1,400,840 | 10,382 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $17,853,000 | 1,848 |
| Total interest expense | $10,471,000 | 1,484 |
| Net interest income | $7,382,000 | 2,368 |
| Provision for loan and lease losses | $210,000 | 3,330 |
| Total noninterest income | $2,015,000 | 1,755 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 239 |
| Additional Noninterest Income | $2,015,000 | 1,098 |
| Total noninterest expense | $8,509,000 | 1,544 |
| Salaries and employee benefits | $3,444,000 | 1,907 |
| Premises and equipment expense | $1,671,000 | 1,191 |
| Additional noninterest expense | $3,394,000 | 1,292 |
| Pre-tax net operating income | $678,000 | 7,066 |
| Securities gains (losses) | $584,000 | 394 |
| Applicable income taxes | $261,000 | 6,143 |
| Income before extraordinary items | $1,001,000 | 4,710 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $1,001,000 | 4,709 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $11,000 | 7,272 |
| Cash dividends | $1,350,000 | 1,741 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $539,640 | 6,686 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $15,331,000 | 2,198 |
| Total interest expense | $8,457,000 | 1,863 |
| Net interest income | $6,874,000 | 2,565 |
| Provision for loan and lease losses | $248,000 | 2,957 |
| Total noninterest income | $1,248,000 | 2,609 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 262 |
| Additional Noninterest Income | $1,248,000 | 1,558 |
| Total noninterest expense | $8,185,000 | 1,727 |
| Salaries and employee benefits | $3,230,000 | 2,062 |
| Premises and equipment expense | $1,318,000 | 1,541 |
| Additional noninterest expense | $3,637,000 | 1,460 |
| Pre-tax net operating income | $-311,000 | 11,147 |
| Securities gains (losses) | $1,301,000 | 214 |
| Applicable income taxes | $98,000 | 8,783 |
| Income before extraordinary items | $892,000 | 4,904 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $892,000 | 4,905 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $371,000 | 1,770 |
| Cash dividends | $850,000 | 2,385 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $-278,900 | 11,134 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $12,561,000 | 2,662 |
| Total interest expense | $8,013,000 | 1,953 |
| Net interest income | $4,548,000 | 3,868 |
| Provision for loan and lease losses | $55,000 | 6,005 |
| Total noninterest income | $2,571,000 | 1,508 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 522 |
| Additional Noninterest Income | $2,571,000 | 972 |
| Total noninterest expense | $4,923,000 | 2,758 |
| Salaries and employee benefits | $2,098,000 | 3,159 |
| Premises and equipment expense | $1,106,000 | 1,829 |
| Additional noninterest expense | $1,719,000 | 2,724 |
| Pre-tax net operating income | $2,141,000 | 3,281 |
| Securities gains (losses) | $226,000 | 630 |
| Applicable income taxes | $656,000 | 3,413 |
| Income before extraordinary items | $1,711,000 | 2,872 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $1,711,000 | 2,870 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $35,000 | 5,745 |
| Cash dividends | $500,000 | 3,291 |
| Sale, conversion, retirement of capital stock, net | NA | NA |
| Net operating income | $1,548,280 | 3,132 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $10,008,000 | 3,030 |
| Total interest expense | $4,911,000 | 2,503 |
| Net interest income | $5,097,000 | 3,499 |
| Provision for loan and lease losses | $49,000 | 6,214 |
| Total noninterest income | $831,000 | 3,597 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 475 |
| Additional Noninterest Income | $831,000 | 2,087 |
| Total noninterest expense | $4,683,000 | 2,952 |
| Salaries and employee benefits | $2,058,000 | 3,200 |
| Premises and equipment expense | $924,000 | 2,186 |
| Additional noninterest expense | $1,701,000 | 2,972 |
| Pre-tax net operating income | $1,196,000 | 5,252 |
| Securities gains (losses) | $492,000 | 271 |
| Applicable income taxes | $321,000 | 5,617 |
| Income before extraordinary items | $1,367,000 | 3,434 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $1,367,000 | 3,441 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $6,000 | 7,944 |
| Cash dividends | $605,000 | 2,771 |
| Sale, conversion, retirement of capital stock, net | $1,002,000 | 421 |
| Net operating income | $968,480 | 4,684 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $9,283,000 | 3,326 |
| Total interest expense | $3,722,000 | 3,385 |
| Net interest income | $5,561,000 | 3,241 |
| Provision for loan and lease losses | $270,000 | 3,226 |
| Total noninterest income | $751,000 | 4,207 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 532 |
| Additional Noninterest Income | $751,000 | 2,480 |
| Total noninterest expense | $4,646,000 | 3,038 |
| Salaries and employee benefits | $2,057,000 | 3,194 |
| Premises and equipment expense | $766,000 | 2,665 |
| Additional noninterest expense | $1,823,000 | 2,956 |
| Pre-tax net operating income | $1,396,000 | 4,603 |
| Securities gains (losses) | $1,033,000 | 534 |
| Applicable income taxes | $912,000 | 2,490 |
| Income before extraordinary items | $1,517,000 | 3,209 |
| Extraordinary gains, net | $460,000 | 506 |
| Net income | $1,977,000 | 2,638 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $8,000 | 8,808 |
| Cash dividends | $459,000 | 3,317 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $855,880 | 5,067 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $6,921,000 | 4,875 |
| Total interest expense | $3,034,000 | 5,110 |
| Net interest income | $3,887,000 | 4,565 |
| Provision for loan and lease losses | $47,000 | 9,237 |
| Total noninterest income | $972,000 | 3,398 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 504 |
| Additional Noninterest Income | $972,000 | 2,045 |
| Total noninterest expense | $3,536,000 | 3,896 |
| Salaries and employee benefits | $1,848,000 | 3,453 |
| Premises and equipment expense | $532,000 | 3,764 |
| Additional noninterest expense | $1,156,000 | 4,490 |
| Pre-tax net operating income | $1,276,000 | 4,676 |
| Securities gains (losses) | $69,000 | 3,609 |
| Applicable income taxes | $297,000 | 5,965 |
| Income before extraordinary items | $1,048,000 | 4,322 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $1,048,000 | 4,362 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $8,000 | 10,157 |
| Cash dividends | $408,000 | 3,250 |
| Sale, conversion, retirement of capital stock, net | $164,000 | 763 |
| Net operating income | $994,180 | 4,208 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.