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American Heritage Bank, Income and Expense

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2023-12-31 (YTD Data)		Rank
Total interest income	$51,729,000	902
Total interest expense	$15,942,000	931
Net interest income	$35,787,000	886
Provision for loan and lease losses	$370,000	1,494
Total noninterest income	$9,365,000	770
Gross Fiduciary activities income	$245,000	662
Service charges on deposit accounts	$3,544,000	356
Trading account gains and fees	NA	NA
Additional Noninterest Income	$5,576,000	825
Total noninterest expense	$31,973,000	846
Salaries and employee benefits	$18,201,000	830
Premises and equipment expense	$4,515,000	606
Additional noninterest expense	$5,576,000	825
Pre-tax net operating income	$12,809,000	966
Securities gains (losses)	$-27,000	3,523
Applicable income taxes	$359,000	2,111
Income before extraordinary items	$12,423,000	843
Extraordinary gains, net	$0	54
Net income	$12,423,000	855
Minority interest net income	$0	88
Net income of bank and minority interests.	$12,423,000	846
Net charge-offs	$244,000	1,067
Cash dividends	$8,578,000	547
Sale, conversion, retirement of capital stock, net	$0	540
Net operating income	$12,449,190	852
2023-09-30 (YTD Data)		Rank
Total interest income	$38,222,000	889
Total interest expense	$10,714,000	949
Net interest income	$27,508,000	877
Provision for loan and lease losses	$329,000	1,281
Total noninterest income	$7,247,000	762
Gross Fiduciary activities income	$167,000	666
Service charges on deposit accounts	$2,869,000	334
Trading account gains and fees	NA	NA
Additional Noninterest Income	$4,211,000	836
Total noninterest expense	$24,054,000	845
Salaries and employee benefits	$13,754,000	834
Premises and equipment expense	$3,334,000	623
Additional noninterest expense	$4,211,000	836
Pre-tax net operating income	$10,372,000	945
Securities gains (losses)	$-27,000	3,689
Applicable income taxes	$267,000	2,182
Income before extraordinary items	$10,078,000	828
Extraordinary gains, net	$0	52
Net income	$10,078,000	832
Minority interest net income	$0	81
Net income of bank and minority interests.	$10,078,000	828
Net charge-offs	$187,000	911
Cash dividends	$6,435,000	499
Sale, conversion, retirement of capital stock, net	$0	507
Net operating income	$10,104,190	844
2023-06-30 (YTD Data)		Rank
Total interest income	$24,885,000	883
Total interest expense	$5,825,000	999
Net interest income	$19,060,000	848
Provision for loan and lease losses	$365,000	930
Total noninterest income	$4,783,000	752
Gross Fiduciary activities income	$114,000	660
Service charges on deposit accounts	$1,913,000	332
Trading account gains and fees	NA	NA
Additional Noninterest Income	$2,756,000	796
Total noninterest expense	$16,012,000	829
Salaries and employee benefits	$9,286,000	820
Premises and equipment expense	$2,163,000	625
Additional noninterest expense	$2,756,000	796
Pre-tax net operating income	$7,466,000	905
Securities gains (losses)	$-27,000	3,957
Applicable income taxes	$160,000	2,280
Income before extraordinary items	$7,279,000	770
Extraordinary gains, net	$0	51
Net income	$7,279,000	782
Minority interest net income	$0	81
Net income of bank and minority interests.	$7,279,000	770
Net charge-offs	$13,000	1,714
Cash dividends	$4,290,000	497
Sale, conversion, retirement of capital stock, net	$0	486
Net operating income	$7,305,460	776
2023-03-31 (YTD Data)		Rank
Total interest income	$11,855,000	916
Total interest expense	$2,235,000	1,104
Net interest income	$9,620,000	856
Provision for loan and lease losses	$228,000	821
Total noninterest income	$2,363,000	742
Gross Fiduciary activities income	$53,000	691
Service charges on deposit accounts	$923,000	348
Trading account gains and fees	NA	NA
Additional Noninterest Income	$1,387,000	780
Total noninterest expense	$8,036,000	836
Salaries and employee benefits	$4,658,000	828
Premises and equipment expense	$1,045,000	660
Additional noninterest expense	$1,387,000	780
Pre-tax net operating income	$3,719,000	936
Securities gains (losses)	$0	950
Applicable income taxes	$38,000	2,687
Income before extraordinary items	$3,681,000	791
Extraordinary gains, net	$0	4
Net income	$3,681,000	789
Minority interest net income	$0	48
Net income of bank and minority interests.	$3,681,000	790
Net charge-offs	$24,000	1,045
Cash dividends	$0	2,337
Sale, conversion, retirement of capital stock, net	$0	430
Net operating income	$3,681,000	804
2022-12-31 (YTD Data)		Rank
Total interest income	$41,992,000	861
Total interest expense	$3,973,000	938
Net interest income	$38,019,000	853
Provision for loan and lease losses	$-1,375,000	4,636
Total noninterest income	$8,861,000	825
Gross Fiduciary activities income	$208,000	700
Service charges on deposit accounts	$2,706,000	454
Trading account gains and fees	NA	NA
Additional Noninterest Income	$5,947,000	783
Total noninterest expense	$32,546,000	806
Salaries and employee benefits	$19,013,000	784
Premises and equipment expense	$4,703,000	585
Additional noninterest expense	$5,947,000	783
Pre-tax net operating income	$15,709,000	914
Securities gains (losses)	$-287,000	4,199
Applicable income taxes	$504,000	2,015
Income before extraordinary items	$14,918,000	795
Extraordinary gains, net	$0	5
Net income	$14,918,000	796
Minority interest net income	$0	63
Net income of bank and minority interests.	$14,918,000	796
Net charge-offs	$433,000	644
Cash dividends	$9,580,000	497
Sale, conversion, retirement of capital stock, net	$0	568
Net operating income	$15,196,390	799
2022-09-30 (YTD Data)		Rank
Total interest income	$30,941,000	846
Total interest expense	$2,410,000	855
Net interest income	$28,531,000	847
Provision for loan and lease losses	$-1,375,000	4,671
Total noninterest income	$7,571,000	769
Gross Fiduciary activities income	$160,000	696
Service charges on deposit accounts	$2,923,000	353
Trading account gains and fees	NA	NA
Additional Noninterest Income	$4,488,000	810
Total noninterest expense	$24,634,000	796
Salaries and employee benefits	$14,345,000	776
Premises and equipment expense	$3,445,000	598
Additional noninterest expense	$4,488,000	810
Pre-tax net operating income	$12,843,000	853
Securities gains (losses)	$0	740
Applicable income taxes	$404,000	1,974
Income before extraordinary items	$12,439,000	741
Extraordinary gains, net	$0	4
Net income	$12,439,000	741
Minority interest net income	$0	57
Net income of bank and minority interests.	$12,439,000	741
Net charge-offs	$254,000	625
Cash dividends	$6,435,000	485
Sale, conversion, retirement of capital stock, net	$0	519
Net operating income	$12,439,000	751
2022-06-30 (YTD Data)		Rank
Total interest income	$20,120,000	831
Total interest expense	$1,353,000	853
Net interest income	$18,767,000	831
Provision for loan and lease losses	$-1,375,000	4,685
Total noninterest income	$5,007,000	758
Gross Fiduciary activities income	$108,000	662
Service charges on deposit accounts	$1,907,000	355
Trading account gains and fees	NA	NA
Additional Noninterest Income	$2,992,000	828
Total noninterest expense	$16,782,000	765
Salaries and employee benefits	$9,916,000	737
Premises and equipment expense	$2,273,000	601
Additional noninterest expense	$4,593,000	826
Pre-tax net operating income	$8,367,000	826
Securities gains (losses)	$0	687
Applicable income taxes	$253,000	1,953
Income before extraordinary items	$8,114,000	709
Extraordinary gains, net	$0	4
Net income	$8,114,000	709
Minority interest net income	$0	60
Net income of bank and minority interests.	$8,114,000	709
Net charge-offs	$126,000	656
Cash dividends	$4,290,000	471
Sale, conversion, retirement of capital stock, net	$0	494
Net operating income	$8,114,000	722
2022-03-31 (YTD Data)		Rank
Total interest income	$9,881,000	821
Total interest expense	$674,000	809
Net interest income	$9,207,000	823
Provision for loan and lease losses	$0	2,285
Total noninterest income	$2,308,000	806
Gross Fiduciary activities income	$45,000	673
Service charges on deposit accounts	$919,000	364
Trading account gains and fees	NA	NA
Additional Noninterest Income	$1,344,000	904
Total noninterest expense	$7,678,000	834
Salaries and employee benefits	$4,361,000	834
Premises and equipment expense	$1,106,000	615
Additional noninterest expense	$2,211,000	845
Pre-tax net operating income	$3,837,000	844
Securities gains (losses)	$0	623
Applicable income taxes	$145,000	1,819
Income before extraordinary items	$3,692,000	745
Extraordinary gains, net	$0	4
Net income	$3,692,000	745
Minority interest net income	$0	50
Net income of bank and minority interests.	$3,692,000	745
Net charge-offs	$50,000	676
Cash dividends	$0	2,284
Sale, conversion, retirement of capital stock, net	$0	453
Net operating income	$3,692,000	750
2021-12-31 (YTD Data)		Rank
Total interest income	$39,594,000	840
Total interest expense	$3,305,000	830
Net interest income	$36,289,000	843
Provision for loan and lease losses	$0	3,064
Total noninterest income	$9,576,000	851
Gross Fiduciary activities income	$213,000	660
Service charges on deposit accounts	$3,480,000	364
Trading account gains and fees	NA	NA
Additional Noninterest Income	$5,883,000	959
Total noninterest expense	$32,559,000	777
Salaries and employee benefits	$19,692,000	742
Premises and equipment expense	$4,557,000	588
Additional noninterest expense	$8,310,000	902
Pre-tax net operating income	$13,306,000	1,032
Securities gains (losses)	$1,243,000	187
Applicable income taxes	$598,000	1,977
Income before extraordinary items	$13,951,000	875
Extraordinary gains, net	$0	10
Net income	$13,951,000	876
Minority interest net income	$0	74
Net income of bank and minority interests.	$13,951,000	876
Net charge-offs	$191,000	1,041
Cash dividends	$9,012,000	518
Sale, conversion, retirement of capital stock, net	$0	582
Net operating income	$12,757,720	935
2021-09-30 (YTD Data)		Rank
Total interest income	$29,715,000	855
Total interest expense	$2,582,000	848
Net interest income	$27,133,000	860
Provision for loan and lease losses	$25,000	2,624
Total noninterest income	$7,159,000	882
Gross Fiduciary activities income	$162,000	656
Service charges on deposit accounts	$2,569,000	362
Trading account gains and fees	NA	NA
Additional Noninterest Income	$4,428,000	973
Total noninterest expense	$23,439,000	823
Salaries and employee benefits	$14,239,000	777
Premises and equipment expense	$3,305,000	614
Additional noninterest expense	$5,895,000	950
Pre-tax net operating income	$10,828,000	1,000
Securities gains (losses)	$1,552,000	146
Applicable income taxes	$525,000	1,947
Income before extraordinary items	$11,855,000	814
Extraordinary gains, net	$0	8
Net income	$11,855,000	814
Minority interest net income	$0	69
Net income of bank and minority interests.	$11,855,000	814
Net charge-offs	$126,000	988
Cash dividends	$6,331,000	513
Sale, conversion, retirement of capital stock, net	$0	543
Net operating income	$10,365,080	901
2021-06-30 (YTD Data)		Rank
Total interest income	$19,816,000	848
Total interest expense	$1,806,000	846
Net interest income	$18,010,000	851
Provision for loan and lease losses	$25,000	2,467
Total noninterest income	$4,644,000	897
Gross Fiduciary activities income	$100,000	670
Service charges on deposit accounts	$1,663,000	360
Trading account gains and fees	NA	NA
Additional Noninterest Income	$2,881,000	1,006
Total noninterest expense	$15,305,000	831
Salaries and employee benefits	$9,204,000	794
Premises and equipment expense	$2,175,000	620
Additional noninterest expense	$3,926,000	945
Pre-tax net operating income	$7,324,000	989
Securities gains (losses)	$1,303,000	132
Applicable income taxes	$310,000	1,995
Income before extraordinary items	$8,317,000	777
Extraordinary gains, net	$0	6
Net income	$8,317,000	777
Minority interest net income	$0	67
Net income of bank and minority interests.	$8,317,000	777
Net charge-offs	$59,000	1,099
Cash dividends	$3,650,000	544
Sale, conversion, retirement of capital stock, net	$0	517
Net operating income	$7,066,120	867
2021-03-31 (YTD Data)		Rank
Total interest income	$10,088,000	823
Total interest expense	$968,000	837
Net interest income	$9,120,000	826
Provision for loan and lease losses	$25,000	2,154
Total noninterest income	$2,361,000	892
Gross Fiduciary activities income	$45,000	681
Service charges on deposit accounts	$788,000	368
Trading account gains and fees	NA	NA
Additional Noninterest Income	$1,528,000	967
Total noninterest expense	$7,773,000	810
Salaries and employee benefits	$4,738,000	777
Premises and equipment expense	$1,042,000	662
Additional noninterest expense	$1,993,000	906
Pre-tax net operating income	$3,683,000	974
Securities gains (losses)	$1,187,000	94
Applicable income taxes	$180,000	1,880
Income before extraordinary items	$4,690,000	706
Extraordinary gains, net	$0	3
Net income	$4,690,000	706
Minority interest net income	$0	55
Net income of bank and minority interests.	$4,690,000	706
Net charge-offs	$95,000	639
Cash dividends	$1,862,000	495
Sale, conversion, retirement of capital stock, net	$0	482
Net operating income	$3,550,480	874
2020-12-31 (YTD Data)		Rank
Total interest income	$45,880,000	736
Total interest expense	$6,316,000	761
Net interest income	$39,564,000	731
Provision for loan and lease losses	$2,675,000	873
Total noninterest income	$9,090,000	850
Gross Fiduciary activities income	$231,000	662
Service charges on deposit accounts	$3,553,000	324
Trading account gains and fees	NA	NA
Additional Noninterest Income	$5,306,000	977
Total noninterest expense	$32,949,000	752
Salaries and employee benefits	$19,554,000	731
Premises and equipment expense	$4,443,000	585
Additional noninterest expense	$8,952,000	807
Pre-tax net operating income	$13,030,000	847
Securities gains (losses)	$1,631,000	251
Applicable income taxes	$724,000	1,688
Income before extraordinary items	$13,937,000	710
Extraordinary gains, net	$0	4
Net income	$13,937,000	710
Minority interest net income	$0	72
Net income of bank and minority interests.	$13,937,000	710
Net charge-offs	$488,000	985
Cash dividends	$4,100,000	885
Sale, conversion, retirement of capital stock, net	$0	566
Net operating income	$12,387,550	749
2020-09-30 (YTD Data)		Rank
Total interest income	$35,711,000	716
Total interest expense	$5,157,000	752
Net interest income	$30,554,000	700
Provision for loan and lease losses	$2,450,000	794
Total noninterest income	$6,827,000	831
Gross Fiduciary activities income	$142,000	669
Service charges on deposit accounts	$2,671,000	318
Trading account gains and fees	NA	NA
Additional Noninterest Income	$4,014,000	936
Total noninterest expense	$24,489,000	752
Salaries and employee benefits	$14,487,000	729
Premises and equipment expense	$3,233,000	592
Additional noninterest expense	$6,769,000	782
Pre-tax net operating income	$10,442,000	765
Securities gains (losses)	$1,631,000	208
Applicable income taxes	$570,000	1,636
Income before extraordinary items	$11,503,000	617
Extraordinary gains, net	$0	4
Net income	$11,503,000	616
Minority interest net income	$0	65
Net income of bank and minority interests.	$11,503,000	617
Net charge-offs	$292,000	1,034
Cash dividends	$1,342,000	1,440
Sale, conversion, retirement of capital stock, net	$0	532
Net operating income	$9,953,550	685
2020-06-30 (YTD Data)		Rank
Total interest income	$21,011,000	808
Total interest expense	$3,626,000	776
Net interest income	$17,385,000	815
Provision for loan and lease losses	$900,000	1,155
Total noninterest income	$4,147,000	841
Gross Fiduciary activities income	$123,000	654
Service charges on deposit accounts	$1,649,000	346
Trading account gains and fees	NA	NA
Additional Noninterest Income	$2,375,000	949
Total noninterest expense	$14,351,000	822
Salaries and employee benefits	$8,897,000	778
Premises and equipment expense	$1,877,000	684
Additional noninterest expense	$3,577,000	954
Pre-tax net operating income	$6,281,000	766
Securities gains (losses)	$1,524,000	152
Applicable income taxes	$301,000	1,745
Income before extraordinary items	$7,504,000	580
Extraordinary gains, net	$0	4
Net income	$7,504,000	579
Minority interest net income	$0	65
Net income of bank and minority interests.	$7,504,000	580
Net charge-offs	$39,000	1,862
Cash dividends	$0	3,237
Sale, conversion, retirement of capital stock, net	$0	504
Net operating income	$6,040,960	689
2020-03-31 (YTD Data)		Rank
Total interest income	$10,465,000	813
Total interest expense	$2,131,000	745
Net interest income	$8,334,000	831
Provision for loan and lease losses	$200,000	1,434
Total noninterest income	$2,136,000	774
Gross Fiduciary activities income	$11,000	794
Service charges on deposit accounts	$955,000	353
Trading account gains and fees	NA	NA
Additional Noninterest Income	$1,170,000	865
Total noninterest expense	$7,536,000	801
Salaries and employee benefits	$4,615,000	761
Premises and equipment expense	$937,000	688
Additional noninterest expense	$1,984,000	864
Pre-tax net operating income	$2,734,000	810
Securities gains (losses)	$816,000	122
Applicable income taxes	$95,000	1,983
Income before extraordinary items	$3,455,000	568
Extraordinary gains, net	$0	4
Net income	$3,455,000	569
Minority interest net income	$0	56
Net income of bank and minority interests.	$3,455,000	568
Net charge-offs	$42,000	1,276
Cash dividends	$0	2,639
Sale, conversion, retirement of capital stock, net	$0	482
Net operating income	$2,663,480	701
2019-12-31 (YTD Data)		Rank
Total interest income	$42,122,000	804
Total interest expense	$9,314,000	729
Net interest income	$32,808,000	840
Provision for loan and lease losses	$450,000	1,581
Total noninterest income	$8,903,000	753
Gross Fiduciary activities income	$237,000	671
Service charges on deposit accounts	$4,132,000	335
Trading account gains and fees	NA	NA
Additional Noninterest Income	$4,534,000	888
Total noninterest expense	$29,178,000	778
Salaries and employee benefits	$17,450,000	764
Premises and equipment expense	$4,025,000	633
Additional noninterest expense	$7,703,000	881
Pre-tax net operating income	$12,083,000	898
Securities gains (losses)	$36,000	1,373
Applicable income taxes	$292,000	2,377
Income before extraordinary items	$11,827,000	812
Extraordinary gains, net	$0	11
Net income	$11,827,000	813
Minority interest net income	$0	76
Net income of bank and minority interests.	$11,827,000	813
Net charge-offs	$355,000	1,257
Cash dividends	$11,048,000	445
Sale, conversion, retirement of capital stock, net	$0	626
Net operating income	$11,791,720	791
2019-09-30 (YTD Data)		Rank
Total interest income	$31,652,000	806
Total interest expense	$7,119,000	720
Net interest income	$24,533,000	845
Provision for loan and lease losses	$375,000	1,396
Total noninterest income	$6,615,000	750
Gross Fiduciary activities income	$144,000	687
Service charges on deposit accounts	$3,090,000	336
Trading account gains and fees	NA	NA
Additional Noninterest Income	$3,381,000	883
Total noninterest expense	$21,298,000	797
Salaries and employee benefits	$12,547,000	787
Premises and equipment expense	$2,975,000	643
Additional noninterest expense	$5,776,000	876
Pre-tax net operating income	$9,475,000	887
Securities gains (losses)	$36,000	1,199
Applicable income taxes	$228,000	2,418
Income before extraordinary items	$9,283,000	787
Extraordinary gains, net	$0	11
Net income	$9,283,000	788
Minority interest net income	$0	72
Net income of bank and minority interests.	$9,283,000	788
Net charge-offs	$199,000	1,298
Cash dividends	$6,775,000	482
Sale, conversion, retirement of capital stock, net	$0	590
Net operating income	$9,247,720	774
2019-06-30 (YTD Data)		Rank
Total interest income	$21,044,000	808
Total interest expense	$4,769,000	708
Net interest income	$16,275,000	846
Provision for loan and lease losses	$300,000	1,195
Total noninterest income	$4,369,000	750
Gross Fiduciary activities income	$133,000	661
Service charges on deposit accounts	$2,037,000	336
Trading account gains and fees	$0	131
Additional Noninterest Income	$2,199,000	865
Total noninterest expense	$13,925,000	814
Salaries and employee benefits	$8,170,000	795
Premises and equipment expense	$1,940,000	664
Additional noninterest expense	$3,815,000	891
Pre-tax net operating income	$6,419,000	844
Securities gains (losses)	$0	1,702
Applicable income taxes	$166,000	2,335
Income before extraordinary items	$6,253,000	757
Extraordinary gains, net	$0	11
Net income	$6,253,000	757
Minority interest net income	$0	69
Net income of bank and minority interests.	$6,253,000	757
Net charge-offs	$93,000	1,450
Cash dividends	$5,267,000	419
Sale, conversion, retirement of capital stock, net	$0	573
Net operating income	$6,253,000	745
2019-03-31 (YTD Data)		Rank
Total interest income	$10,309,000	823
Total interest expense	$2,328,000	707
Net interest income	$7,981,000	857
Provision for loan and lease losses	$150,000	1,133
Total noninterest income	$2,020,000	765
Gross Fiduciary activities income	$8,000	829
Service charges on deposit accounts	$950,000	349
Trading account gains and fees	$0	126
Additional Noninterest Income	$1,062,000	867
Total noninterest expense	$6,818,000	826
Salaries and employee benefits	$4,008,000	811
Premises and equipment expense	$911,000	714
Additional noninterest expense	$1,899,000	874
Pre-tax net operating income	$3,033,000	866
Securities gains (losses)	$0	1,087
Applicable income taxes	$0	3,800
Income before extraordinary items	$3,033,000	766
Extraordinary gains, net	$0	5
Net income	$3,033,000	766
Minority interest net income	$0	52
Net income of bank and minority interests.	$3,033,000	765
Net charge-offs	$7,000	2,096
Cash dividends	$1,382,000	673
Sale, conversion, retirement of capital stock, net	$0	529
Net operating income	$3,033,000	754
2018-12-31 (YTD Data)		Rank
Total interest income	$38,625,000	816
Total interest expense	$7,220,000	687
Net interest income	$31,405,000	849
Provision for loan and lease losses	$400,000	1,664
Total noninterest income	$8,546,000	768
Gross Fiduciary activities income	$242,000	692
Service charges on deposit accounts	$3,915,000	357
Trading account gains and fees	$0	126
Additional Noninterest Income	$4,389,000	866
Total noninterest expense	$27,642,000	800
Salaries and employee benefits	$16,203,000	774
Premises and equipment expense	$3,828,000	663
Additional noninterest expense	$7,611,000	873
Pre-tax net operating income	$11,909,000	914
Securities gains (losses)	$152,000	244
Applicable income taxes	$0	3,978
Income before extraordinary items	$12,061,000	783
Extraordinary gains, net	$0	6
Net income	$12,061,000	782
Minority interest net income	$0	72
Net income of bank and minority interests.	$12,061,000	782
Net charge-offs	$-25,000	4,732
Cash dividends	$18,871,000	274
Sale, conversion, retirement of capital stock, net	$0	671
Net operating income	$11,909,000	792
2018-09-30 (YTD Data)		Rank
Total interest income	$28,630,000	809
Total interest expense	$5,116,000	681
Net interest income	$23,514,000	846
Provision for loan and lease losses	$400,000	1,318
Total noninterest income	$6,369,000	786
Gross Fiduciary activities income	$149,000	701
Service charges on deposit accounts	$2,906,000	363
Trading account gains and fees	$0	138
Additional Noninterest Income	$3,314,000	881
Total noninterest expense	$20,144,000	817
Salaries and employee benefits	$11,889,000	790
Premises and equipment expense	$2,848,000	670
Additional noninterest expense	$5,407,000	911
Pre-tax net operating income	$9,339,000	877
Securities gains (losses)	$152,000	238
Applicable income taxes	$0	4,032
Income before extraordinary items	$9,491,000	749
Extraordinary gains, net	$0	5
Net income	$9,491,000	748
Minority interest net income	$0	66
Net income of bank and minority interests.	$9,491,000	748
Net charge-offs	$-42,000	4,874
Cash dividends	$4,291,000	609
Sale, conversion, retirement of capital stock, net	$0	633
Net operating income	$9,339,000	753
2018-06-30 (YTD Data)		Rank
Total interest income	$18,827,000	810
Total interest expense	$3,092,000	699
Net interest income	$15,735,000	835
Provision for loan and lease losses	$300,000	1,165
Total noninterest income	$4,247,000	782
Gross Fiduciary activities income	$146,000	662
Service charges on deposit accounts	$1,922,000	364
Trading account gains and fees	$0	130
Additional Noninterest Income	$2,179,000	890
Total noninterest expense	$13,380,000	829
Salaries and employee benefits	$7,968,000	796
Premises and equipment expense	$1,879,000	679
Additional noninterest expense	$3,533,000	930
Pre-tax net operating income	$6,302,000	854
Securities gains (losses)	$57,000	324
Applicable income taxes	$0	4,018
Income before extraordinary items	$6,359,000	736
Extraordinary gains, net	$0	6
Net income	$6,359,000	735
Minority interest net income	$0	65
Net income of bank and minority interests.	$6,359,000	735
Net charge-offs	$125,000	1,181
Cash dividends	$2,834,000	591
Sale, conversion, retirement of capital stock, net	$0	620
Net operating income	$6,302,000	740
2018-03-31 (YTD Data)		Rank
Total interest income	$9,227,000	818
Total interest expense	$1,445,000	703
Net interest income	$7,782,000	836
Provision for loan and lease losses	$150,000	1,106
Total noninterest income	$1,943,000	805
Gross Fiduciary activities income	$6,000	871
Service charges on deposit accounts	$927,000	374
Trading account gains and fees	$0	123
Additional Noninterest Income	$1,010,000	933
Total noninterest expense	$6,762,000	819
Salaries and employee benefits	$4,029,000	796
Premises and equipment expense	$987,000	645
Additional noninterest expense	$1,746,000	932
Pre-tax net operating income	$2,813,000	912
Securities gains (losses)	$57,000	224
Applicable income taxes	$0	3,948
Income before extraordinary items	$2,870,000	776
Extraordinary gains, net	$0	7
Net income	$2,870,000	776
Minority interest net income	$0	52
Net income of bank and minority interests.	$2,870,000	776
Net charge-offs	$50,000	1,196
Cash dividends	$1,301,000	587
Sale, conversion, retirement of capital stock, net	$0	580
Net operating income	$2,813,000	783
2017-12-31 (YTD Data)		Rank
Total interest income	$35,986,000	788
Total interest expense	$5,201,000	653
Net interest income	$30,785,000	817
Provision for loan and lease losses	$1,100,000	831
Total noninterest income	$8,414,000	778
Gross Fiduciary activities income	$234,000	700
Service charges on deposit accounts	$4,070,000	355
Trading account gains and fees	$0	151
Additional Noninterest Income	$4,110,000	929
Total noninterest expense	$27,148,000	807
Salaries and employee benefits	$16,139,000	764
Premises and equipment expense	$3,864,000	641
Additional noninterest expense	$7,145,000	924
Pre-tax net operating income	$10,951,000	919
Securities gains (losses)	$206,000	391
Applicable income taxes	$0	4,135
Income before extraordinary items	$11,157,000	675
Extraordinary gains, net	$0	9
Net income	$11,157,000	675
Minority interest net income	$0	76
Net income of bank and minority interests.	$11,157,000	675
Net charge-offs	$1,650,000	476
Cash dividends	$4,401,000	752
Sale, conversion, retirement of capital stock, net	$0	711
Net operating income	$10,951,000	679
2017-09-30 (YTD Data)		Rank
Total interest income	$26,809,000	794
Total interest expense	$3,834,000	649
Net interest income	$22,975,000	821
Provision for loan and lease losses	$475,000	1,192
Total noninterest income	$6,269,000	794
Gross Fiduciary activities income	$135,000	728
Service charges on deposit accounts	$3,049,000	361
Trading account gains and fees	$0	145
Additional Noninterest Income	$3,085,000	951
Total noninterest expense	$20,248,000	816
Salaries and employee benefits	$12,046,000	766
Premises and equipment expense	$2,883,000	652
Additional noninterest expense	$5,319,000	926
Pre-tax net operating income	$8,521,000	901
Securities gains (losses)	$206,000	360
Applicable income taxes	$0	4,172
Income before extraordinary items	$8,727,000	714
Extraordinary gains, net	$0	9
Net income	$8,727,000	714
Minority interest net income	$0	71
Net income of bank and minority interests.	$8,727,000	714
Net charge-offs	$1,140,000	455
Cash dividends	$3,271,000	720
Sale, conversion, retirement of capital stock, net	$0	677
Net operating income	$8,521,000	712
2017-06-30 (YTD Data)		Rank
Total interest income	$17,680,000	801
Total interest expense	$2,509,000	646
Net interest income	$15,171,000	828
Provision for loan and lease losses	$300,000	1,177
Total noninterest income	$4,125,000	796
Gross Fiduciary activities income	$128,000	695
Service charges on deposit accounts	$2,009,000	357
Trading account gains and fees	$0	139
Additional Noninterest Income	$1,988,000	974
Total noninterest expense	$13,452,000	815
Salaries and employee benefits	$8,081,000	764
Premises and equipment expense	$1,875,000	670
Additional noninterest expense	$3,496,000	933
Pre-tax net operating income	$5,544,000	904
Securities gains (losses)	$206,000	281
Applicable income taxes	$0	4,189
Income before extraordinary items	$5,750,000	703
Extraordinary gains, net	$0	11
Net income	$5,750,000	703
Minority interest net income	$0	71
Net income of bank and minority interests.	$5,750,000	703
Net charge-offs	$436,000	635
Cash dividends	$2,143,000	719
Sale, conversion, retirement of capital stock, net	$0	659
Net operating income	$5,544,000	704
2017-03-31 (YTD Data)		Rank
Total interest income	$8,766,000	805
Total interest expense	$1,237,000	633
Net interest income	$7,529,000	827
Provision for loan and lease losses	$150,000	1,115
Total noninterest income	$1,919,000	837
Gross Fiduciary activities income	$6,000	905
Service charges on deposit accounts	$961,000	370
Trading account gains and fees	$0	142
Additional Noninterest Income	$952,000	996
Total noninterest expense	$6,813,000	804
Salaries and employee benefits	$4,089,000	762
Premises and equipment expense	$948,000	668
Additional noninterest expense	$1,776,000	914
Pre-tax net operating income	$2,485,000	967
Securities gains (losses)	$168,000	177
Applicable income taxes	$0	4,086
Income before extraordinary items	$2,653,000	732
Extraordinary gains, net	$0	8
Net income	$2,653,000	732
Minority interest net income	$0	55
Net income of bank and minority interests.	$2,653,000	732
Net charge-offs	$315,000	445
Cash dividends	$1,009,000	710
Sale, conversion, retirement of capital stock, net	$0	632
Net operating income	$2,485,000	765
2016-12-31 (YTD Data)		Rank
Total interest income	$34,302,000	781
Total interest expense	$4,923,000	611
Net interest income	$29,379,000	810
Provision for loan and lease losses	$271,000	2,108
Total noninterest income	$8,308,000	797
Gross Fiduciary activities income	$258,000	704
Service charges on deposit accounts	$4,118,000	349
Trading account gains and fees	$0	170
Additional Noninterest Income	$3,932,000	996
Total noninterest expense	$27,222,000	782
Salaries and employee benefits	$16,252,000	734
Premises and equipment expense	$3,794,000	657
Additional noninterest expense	$7,176,000	921
Pre-tax net operating income	$10,194,000	914
Securities gains (losses)	$194,000	899
Applicable income taxes	$0	4,278
Income before extraordinary items	$10,388,000	741
Extraordinary gains, net	$0	5
Net income	$10,388,000	738
Minority interest net income	$0	82
Net income of bank and minority interests.	$10,388,000	740
Net charge-offs	$-153,000	5,616
Cash dividends	$5,080,000	648
Sale, conversion, retirement of capital stock, net	$0	759
Net operating income	$10,194,000	737
2016-09-30 (YTD Data)		Rank
Total interest income	$25,673,000	778
Total interest expense	$3,706,000	605
Net interest income	$21,967,000	808
Provision for loan and lease losses	$271,000	1,727
Total noninterest income	$6,172,000	804
Gross Fiduciary activities income	$138,000	742
Service charges on deposit accounts	$3,117,000	344
Trading account gains and fees	$0	169
Additional Noninterest Income	$2,917,000	1,011
Total noninterest expense	$20,114,000	795
Salaries and employee benefits	$11,992,000	734
Premises and equipment expense	$2,745,000	683
Additional noninterest expense	$5,377,000	923
Pre-tax net operating income	$7,754,000	910
Securities gains (losses)	$173,000	885
Applicable income taxes	$0	4,325
Income before extraordinary items	$7,927,000	722
Extraordinary gains, net	$0	5
Net income	$7,927,000	721
Minority interest net income	$0	71
Net income of bank and minority interests.	$7,927,000	722
Net charge-offs	$-223,000	5,747
Cash dividends	$3,847,000	626
Sale, conversion, retirement of capital stock, net	$0	719
Net operating income	$7,754,000	724
2016-06-30 (YTD Data)		Rank
Total interest income	$17,128,000	777
Total interest expense	$2,488,000	594
Net interest income	$14,640,000	806
Provision for loan and lease losses	$271,000	1,353
Total noninterest income	$4,105,000	796
Gross Fiduciary activities income	$131,000	704
Service charges on deposit accounts	$2,061,000	341
Trading account gains and fees	$0	157
Additional Noninterest Income	$1,913,000	998
Total noninterest expense	$13,505,000	785
Salaries and employee benefits	$8,007,000	738
Premises and equipment expense	$1,790,000	689
Additional noninterest expense	$3,708,000	898
Pre-tax net operating income	$4,969,000	939
Securities gains (losses)	$84,000	1,086
Applicable income taxes	$0	4,338
Income before extraordinary items	$5,053,000	752
Extraordinary gains, net	$0	16
Net income	$5,053,000	750
Minority interest net income	$0	71
Net income of bank and minority interests.	$5,053,000	751
Net charge-offs	$-486,000	5,970
Cash dividends	$2,687,000	614
Sale, conversion, retirement of capital stock, net	$0	705
Net operating income	$4,969,000	743
2016-03-31 (YTD Data)		Rank
Total interest income	$8,561,000	780
Total interest expense	$1,253,000	585
Net interest income	$7,308,000	813
Provision for loan and lease losses	$162,000	1,104
Total noninterest income	$1,835,000	844
Gross Fiduciary activities income	$5,000	948
Service charges on deposit accounts	$961,000	359
Trading account gains and fees	$0	142
Additional Noninterest Income	$869,000	1,037
Total noninterest expense	$6,727,000	792
Salaries and employee benefits	$4,024,000	737
Premises and equipment expense	$880,000	718
Additional noninterest expense	$1,823,000	898
Pre-tax net operating income	$2,254,000	979
Securities gains (losses)	$58,000	759
Applicable income taxes	$0	4,259
Income before extraordinary items	$2,312,000	793
Extraordinary gains, net	$0	12
Net income	$2,312,000	791
Minority interest net income	$0	62
Net income of bank and minority interests.	$2,312,000	793
Net charge-offs	$118,000	924
Cash dividends	$1,678,000	497
Sale, conversion, retirement of capital stock, net	$0	659
Net operating income	$2,254,000	786
2015-12-31 (YTD Data)		Rank
Total interest income	$34,072,000	746
Total interest expense	$5,029,000	547
Net interest income	$29,043,000	781
Provision for loan and lease losses	$642,000	1,128
Total noninterest income	$8,263,000	777
Gross Fiduciary activities income	$215,000	750
Service charges on deposit accounts	$4,124,000	346
Trading account gains and fees	$0	159
Additional Noninterest Income	$3,924,000	971
Total noninterest expense	$27,186,000	761
Salaries and employee benefits	$16,261,000	702
Premises and equipment expense	$3,796,000	652
Additional noninterest expense	$7,129,000	917
Pre-tax net operating income	$9,478,000	929
Securities gains (losses)	$422,000	415
Applicable income taxes	$0	4,402
Income before extraordinary items	$9,900,000	742
Extraordinary gains, net	$0	23
Net income	$9,900,000	742
Minority interest net income	$0	81
Net income of bank and minority interests.	$9,900,000	742
Net charge-offs	$257,000	1,749
Cash dividends	$8,680,000	426
Sale, conversion, retirement of capital stock, net	$0	804
Net operating income	$9,478,000	748
2015-09-30 (YTD Data)		Rank
Total interest income	$25,514,000	752
Total interest expense	$3,795,000	545
Net interest income	$21,719,000	787
Provision for loan and lease losses	$687,000	801
Total noninterest income	$6,145,000	799
Gross Fiduciary activities income	$120,000	774
Service charges on deposit accounts	$3,089,000	353
Trading account gains and fees	$0	153
Additional Noninterest Income	$2,936,000	982
Total noninterest expense	$20,038,000	777
Salaries and employee benefits	$11,917,000	734
Premises and equipment expense	$2,828,000	673
Additional noninterest expense	$5,293,000	927
Pre-tax net operating income	$7,139,000	932
Securities gains (losses)	$321,000	448
Applicable income taxes	$0	4,489
Income before extraordinary items	$7,460,000	743
Extraordinary gains, net	$0	21
Net income	$7,460,000	741
Minority interest net income	$0	78
Net income of bank and minority interests.	$7,460,000	743
Net charge-offs	$100,000	2,160
Cash dividends	$7,466,000	356
Sale, conversion, retirement of capital stock, net	$0	773
Net operating income	$7,139,000	756
2015-06-30 (YTD Data)		Rank
Total interest income	$16,966,000	758
Total interest expense	$2,545,000	543
Net interest income	$14,421,000	785
Provision for loan and lease losses	$375,000	947
Total noninterest income	$4,049,000	808
Gross Fiduciary activities income	$111,000	752
Service charges on deposit accounts	$1,984,000	362
Trading account gains and fees	$0	157
Additional Noninterest Income	$1,954,000	989
Total noninterest expense	$13,106,000	794
Salaries and employee benefits	$7,782,000	753
Premises and equipment expense	$1,801,000	703
Additional noninterest expense	$3,523,000	928
Pre-tax net operating income	$4,989,000	893
Securities gains (losses)	$197,000	537
Applicable income taxes	$0	4,497
Income before extraordinary items	$5,186,000	713
Extraordinary gains, net	$0	22
Net income	$5,186,000	711
Minority interest net income	$0	75
Net income of bank and minority interests.	$5,186,000	713
Net charge-offs	$223,000	1,115
Cash dividends	$6,446,000	283
Sale, conversion, retirement of capital stock, net	$0	751
Net operating income	$4,989,000	712
2015-03-31 (YTD Data)		Rank
Total interest income	$8,385,000	758
Total interest expense	$1,263,000	553
Net interest income	$7,122,000	791
Provision for loan and lease losses	$162,000	1,021
Total noninterest income	$1,897,000	825
Gross Fiduciary activities income	$10,000	927
Service charges on deposit accounts	$905,000	384
Trading account gains and fees	$0	152
Additional Noninterest Income	$982,000	939
Total noninterest expense	$6,525,000	800
Salaries and employee benefits	$3,902,000	760
Premises and equipment expense	$869,000	741
Additional noninterest expense	$1,754,000	905
Pre-tax net operating income	$2,332,000	918
Securities gains (losses)	$14,000	1,369
Applicable income taxes	$0	4,400
Income before extraordinary items	$2,346,000	748
Extraordinary gains, net	$0	13
Net income	$2,346,000	746
Minority interest net income	$0	64
Net income of bank and minority interests.	$2,346,000	748
Net charge-offs	$78,000	1,276
Cash dividends	$5,365,000	191
Sale, conversion, retirement of capital stock, net	$0	697
Net operating income	$2,332,000	730
2014-12-31 (YTD Data)		Rank
Total interest income	$33,184,000	759
Total interest expense	$4,819,000	590
Net interest income	$28,365,000	772
Provision for loan and lease losses	$650,000	1,193
Total noninterest income	$7,994,000	772
Gross Fiduciary activities income	$194,000	777
Service charges on deposit accounts	$3,944,000	374
Trading account gains and fees	$0	180
Additional Noninterest Income	$3,856,000	925
Total noninterest expense	$26,353,000	776
Salaries and employee benefits	$16,088,000	690
Premises and equipment expense	$3,577,000	689
Additional noninterest expense	$6,688,000	978
Pre-tax net operating income	$9,356,000	892
Securities gains (losses)	$453,000	437
Applicable income taxes	$0	4,531
Income before extraordinary items	$9,809,000	696
Extraordinary gains, net	$0	17
Net income	$9,809,000	696
Minority interest net income	$0	84
Net income of bank and minority interests.	$9,809,000	696
Net charge-offs	$1,013,000	888
Cash dividends	$4,081,000	719
Sale, conversion, retirement of capital stock, net	$0	862
Net operating income	$9,356,000	715
2014-09-30 (YTD Data)		Rank
Total interest income	$24,815,000	761
Total interest expense	$3,653,000	591
Net interest income	$21,162,000	781
Provision for loan and lease losses	$450,000	1,237
Total noninterest income	$5,938,000	777
Gross Fiduciary activities income	$110,000	812
Service charges on deposit accounts	$2,921,000	379
Trading account gains and fees	$0	174
Additional Noninterest Income	$2,907,000	922
Total noninterest expense	$19,668,000	772
Salaries and employee benefits	$12,000,000	691
Premises and equipment expense	$2,650,000	696
Additional noninterest expense	$5,018,000	967
Pre-tax net operating income	$6,982,000	904
Securities gains (losses)	$453,000	343
Applicable income taxes	$0	4,583
Income before extraordinary items	$7,435,000	689
Extraordinary gains, net	$0	15
Net income	$7,435,000	686
Minority interest net income	$0	81
Net income of bank and minority interests.	$7,435,000	687
Net charge-offs	$809,000	795
Cash dividends	$2,767,000	720
Sale, conversion, retirement of capital stock, net	$0	819
Net operating income	$6,982,000	714
2014-06-30 (YTD Data)		Rank
Total interest income	$16,501,000	761
Total interest expense	$2,451,000	594
Net interest income	$14,050,000	785
Provision for loan and lease losses	$300,000	1,222
Total noninterest income	$3,951,000	757
Gross Fiduciary activities income	$106,000	765
Service charges on deposit accounts	$1,932,000	375
Trading account gains and fees	$0	172
Additional Noninterest Income	$1,913,000	919
Total noninterest expense	$13,417,000	755
Salaries and employee benefits	$8,277,000	665
Premises and equipment expense	$1,763,000	707
Additional noninterest expense	$3,377,000	953
Pre-tax net operating income	$4,284,000	954
Securities gains (losses)	$360,000	315
Applicable income taxes	$0	4,568
Income before extraordinary items	$4,644,000	707
Extraordinary gains, net	$0	20
Net income	$4,644,000	706
Minority interest net income	$0	80
Net income of bank and minority interests.	$4,644,000	707
Net charge-offs	$580,000	771
Cash dividends	$1,754,000	729
Sale, conversion, retirement of capital stock, net	$0	794
Net operating income	$4,284,000	745
2014-03-31 (YTD Data)		Rank
Total interest income	$8,246,000	762
Total interest expense	$1,236,000	600
Net interest income	$7,010,000	784
Provision for loan and lease losses	$150,000	1,189
Total noninterest income	$1,853,000	779
Gross Fiduciary activities income	$12,000	926
Service charges on deposit accounts	$904,000	389
Trading account gains and fees	$0	147
Additional Noninterest Income	$937,000	895
Total noninterest expense	$6,939,000	734
Salaries and employee benefits	$4,390,000	628
Premises and equipment expense	$847,000	748
Additional noninterest expense	$1,702,000	941
Pre-tax net operating income	$1,774,000	1,083
Securities gains (losses)	$0	1,715
Applicable income taxes	$0	4,445
Income before extraordinary items	$1,774,000	889
Extraordinary gains, net	$0	16
Net income	$1,774,000	890
Minority interest net income	$0	66
Net income of bank and minority interests.	$1,774,000	890
Net charge-offs	$185,000	995
Cash dividends	$842,000	705
Sale, conversion, retirement of capital stock, net	$0	747
Net operating income	$1,774,000	862
2013-12-31 (YTD Data)		Rank
Total interest income	$33,623,000	741
Total interest expense	$5,152,000	640
Net interest income	$28,471,000	753
Provision for loan and lease losses	$1,050,000	1,053
Total noninterest income	$8,024,000	798
Gross Fiduciary activities income	$194,000	782
Service charges on deposit accounts	$3,984,000	373
Trading account gains and fees	$0	184
Additional Noninterest Income	$3,846,000	966
Total noninterest expense	$26,401,000	768
Salaries and employee benefits	$15,728,000	695
Premises and equipment expense	$3,533,000	694
Additional noninterest expense	$7,140,000	949
Pre-tax net operating income	$9,044,000	846
Securities gains (losses)	$1,047,000	225
Applicable income taxes	$-68,000	6,441
Income before extraordinary items	$10,159,000	637
Extraordinary gains, net	$0	29
Net income	$10,159,000	640
Minority interest net income	$0	90
Net income of bank and minority interests.	$10,159,000	639
Net charge-offs	$954,000	1,314
Cash dividends	$4,569,000	611
Sale, conversion, retirement of capital stock, net	$0	924
Net operating income	$9,112,000	685
2013-09-30 (YTD Data)		Rank
Total interest income	$25,068,000	743
Total interest expense	$3,926,000	641
Net interest income	$21,142,000	757
Provision for loan and lease losses	$1,000,000	876
Total noninterest income	$5,921,000	815
Gross Fiduciary activities income	$110,000	822
Service charges on deposit accounts	$2,978,000	376
Trading account gains and fees	$0	180
Additional Noninterest Income	$2,833,000	1,009
Total noninterest expense	$19,422,000	786
Salaries and employee benefits	$11,550,000	714
Premises and equipment expense	$2,633,000	702
Additional noninterest expense	$5,239,000	966
Pre-tax net operating income	$6,641,000	888
Securities gains (losses)	$1,037,000	199
Applicable income taxes	$-68,000	6,657
Income before extraordinary items	$7,746,000	639
Extraordinary gains, net	$0	25
Net income	$7,746,000	640
Minority interest net income	$0	84
Net income of bank and minority interests.	$7,746,000	641
Net charge-offs	$821,000	1,154
Cash dividends	$3,412,000	575
Sale, conversion, retirement of capital stock, net	$0	868
Net operating income	$6,709,000	700
2013-06-30 (YTD Data)		Rank
Total interest income	$16,943,000	733
Total interest expense	$2,659,000	651
Net interest income	$14,284,000	740
Provision for loan and lease losses	$750,000	835
Total noninterest income	$3,889,000	831
Gross Fiduciary activities income	$108,000	761
Service charges on deposit accounts	$1,933,000	377
Trading account gains and fees	$0	157
Additional Noninterest Income	$1,848,000	1,044
Total noninterest expense	$12,880,000	794
Salaries and employee benefits	$7,590,000	721
Premises and equipment expense	$1,790,000	690
Additional noninterest expense	$3,500,000	957
Pre-tax net operating income	$4,543,000	847
Securities gains (losses)	$1,012,000	180
Applicable income taxes	$-68,000	6,727
Income before extraordinary items	$5,623,000	597
Extraordinary gains, net	$0	22
Net income	$5,623,000	596
Minority interest net income	$0	82
Net income of bank and minority interests.	$5,623,000	599
Net charge-offs	$657,000	1,043
Cash dividends	$2,105,000	594
Sale, conversion, retirement of capital stock, net	$0	838
Net operating income	$4,611,000	668
2013-03-31 (YTD Data)		Rank
Total interest income	$8,565,000	730
Total interest expense	$1,342,000	679
Net interest income	$7,223,000	739
Provision for loan and lease losses	$375,000	844
Total noninterest income	$1,742,000	911
Gross Fiduciary activities income	$10,000	966
Service charges on deposit accounts	$906,000	396
Trading account gains and fees	$0	148
Additional Noninterest Income	$826,000	1,123
Total noninterest expense	$6,659,000	776
Salaries and employee benefits	$3,964,000	703
Premises and equipment expense	$893,000	706
Additional noninterest expense	$1,802,000	947
Pre-tax net operating income	$1,931,000	959
Securities gains (losses)	$141,000	576
Applicable income taxes	$0	4,602
Income before extraordinary items	$2,072,000	754
Extraordinary gains, net	$0	10
Net income	$2,072,000	755
Minority interest net income	$0	76
Net income of bank and minority interests.	$2,072,000	756
Net charge-offs	$185,000	1,421
Cash dividends	$1,023,000	517
Sale, conversion, retirement of capital stock, net	$0	789
Net operating income	$1,931,000	762
2012-12-31 (YTD Data)		Rank
Total interest income	$29,144,000	898
Total interest expense	$5,129,000	881
Net interest income	$24,015,000	900
Provision for loan and lease losses	$1,225,000	1,530
Total noninterest income	$6,414,000	957
Gross Fiduciary activities income	$151,000	828
Service charges on deposit accounts	$3,436,000	430
Trading account gains and fees	$0	166
Additional Noninterest Income	$2,827,000	1,211
Total noninterest expense	$20,128,000	993
Salaries and employee benefits	$12,184,000	859
Premises and equipment expense	$3,328,000	726
Additional noninterest expense	$4,616,000	1,461
Pre-tax net operating income	$9,076,000	800
Securities gains (losses)	$237,000	1,557
Applicable income taxes	$0	4,751
Income before extraordinary items	$9,313,000	652
Extraordinary gains, net	$0	29
Net income	$9,313,000	651
Minority interest net income	$0	93
Net income of bank and minority interests.	$9,313,000	652
Net charge-offs	$568,000	2,483
Cash dividends	$39,188,000	139
Sale, conversion, retirement of capital stock, net	$0	1,002
Net operating income	$9,076,000	637
2012-09-30 (YTD Data)		Rank
Total interest income	$21,713,000	921
Total interest expense	$3,919,000	906
Net interest income	$17,794,000	924
Provision for loan and lease losses	$1,075,000	1,362
Total noninterest income	$4,665,000	980
Gross Fiduciary activities income	$89,000	854
Service charges on deposit accounts	$2,564,000	433
Trading account gains and fees	$0	157
Additional Noninterest Income	$2,012,000	1,255
Total noninterest expense	$14,574,000	1,027
Salaries and employee benefits	$8,900,000	881
Premises and equipment expense	$2,433,000	745
Additional noninterest expense	$3,241,000	1,550
Pre-tax net operating income	$6,810,000	827
Securities gains (losses)	$107,000	1,922
Applicable income taxes	$0	4,802
Income before extraordinary items	$6,917,000	678
Extraordinary gains, net	$0	20
Net income	$6,917,000	676
Minority interest net income	$0	86
Net income of bank and minority interests.	$6,917,000	678
Net charge-offs	$319,000	2,741
Cash dividends	$3,207,000	524
Sale, conversion, retirement of capital stock, net	$0	952
Net operating income	$6,810,000	656
2012-06-30 (YTD Data)		Rank
Total interest income	$14,547,000	921
Total interest expense	$2,665,000	917
Net interest income	$11,882,000	927
Provision for loan and lease losses	$750,000	1,348
Total noninterest income	$3,148,000	939
Gross Fiduciary activities income	$87,000	812
Service charges on deposit accounts	$1,701,000	430
Trading account gains and fees	$0	153
Additional Noninterest Income	$1,360,000	1,221
Total noninterest expense	$9,855,000	1,010
Salaries and employee benefits	$6,122,000	849
Premises and equipment expense	$1,621,000	745
Additional noninterest expense	$2,112,000	1,597
Pre-tax net operating income	$4,425,000	829
Securities gains (losses)	$96,000	1,629
Applicable income taxes	$0	4,770
Income before extraordinary items	$4,521,000	671
Extraordinary gains, net	$0	19
Net income	$4,521,000	670
Minority interest net income	$0	84
Net income of bank and minority interests.	$4,521,000	671
Net charge-offs	$90,000	3,515
Cash dividends	$2,085,000	506
Sale, conversion, retirement of capital stock, net	$0	928
Net operating income	$4,425,000	660
2012-03-31 (YTD Data)		Rank
Total interest income	$7,252,000	934
Total interest expense	$1,357,000	937
Net interest income	$5,895,000	929
Provision for loan and lease losses	$375,000	1,298
Total noninterest income	$1,467,000	994
Gross Fiduciary activities income	$13,000	960
Service charges on deposit accounts	$788,000	458
Trading account gains and fees	$0	148
Additional Noninterest Income	$666,000	1,224
Total noninterest expense	$5,013,000	992
Salaries and employee benefits	$3,147,000	818
Premises and equipment expense	$802,000	751
Additional noninterest expense	$1,064,000	1,575
Pre-tax net operating income	$1,974,000	904
Securities gains (losses)	$96,000	934
Applicable income taxes	$0	4,704
Income before extraordinary items	$2,070,000	729
Extraordinary gains, net	$0	19
Net income	$2,070,000	730
Minority interest net income	$0	78
Net income of bank and minority interests.	$2,070,000	730
Net charge-offs	$84,000	2,601
Cash dividends	$1,002,000	456
Sale, conversion, retirement of capital stock, net	$0	861
Net operating income	$1,974,000	718
2011-12-31 (YTD Data)		Rank
Total interest income	$29,455,000	947
Total interest expense	$5,810,000	1,038
Net interest income	$23,645,000	928
Provision for loan and lease losses	$1,650,000	1,774
Total noninterest income	$5,841,000	919
Gross Fiduciary activities income	$190,000	754
Service charges on deposit accounts	$3,866,000	398
Trading account gains and fees	$0	146
Additional Noninterest Income	$1,785,000	1,474
Total noninterest expense	$18,482,000	1,058
Salaries and employee benefits	$11,463,000	860
Premises and equipment expense	$3,197,000	774
Additional noninterest expense	$3,822,000	1,772
Pre-tax net operating income	$9,354,000	665
Securities gains (losses)	$7,000	3,433
Applicable income taxes	$0	4,719
Income before extraordinary items	$9,361,000	567
Extraordinary gains, net	$0	29
Net income	$9,361,000	568
Minority interest net income	$0	96
Net income of bank and minority interests.	$9,361,000	568
Net charge-offs	$1,895,000	1,608
Cash dividends	$4,147,000	503
Sale, conversion, retirement of capital stock, net	$0	1,108
Net operating income	$9,354,000	557
2011-09-30 (YTD Data)		Rank
Total interest income	$22,164,000	959
Total interest expense	$4,438,000	1,063
Net interest income	$17,726,000	936
Provision for loan and lease losses	$1,250,000	1,706
Total noninterest income	$4,429,000	924
Gross Fiduciary activities income	$117,000	773
Service charges on deposit accounts	$2,974,000	393
Trading account gains and fees	$0	145
Additional Noninterest Income	$1,338,000	1,452
Total noninterest expense	$13,521,000	1,090
Salaries and employee benefits	$8,529,000	864
Premises and equipment expense	$2,370,000	797
Additional noninterest expense	$2,622,000	1,928
Pre-tax net operating income	$7,384,000	651
Securities gains (losses)	$7,000	3,148
Applicable income taxes	$0	4,740
Income before extraordinary items	$7,391,000	557
Extraordinary gains, net	$0	21
Net income	$7,391,000	556
Minority interest net income	$0	87
Net income of bank and minority interests.	$7,391,000	557
Net charge-offs	$70,000	4,732
Cash dividends	$3,272,000	416
Sale, conversion, retirement of capital stock, net	$0	1,036
Net operating income	$7,384,000	547
2011-06-30 (YTD Data)		Rank
Total interest income	$14,726,000	972
Total interest expense	$2,993,000	1,089
Net interest income	$11,733,000	941
Provision for loan and lease losses	$900,000	1,580
Total noninterest income	$2,968,000	933
Gross Fiduciary activities income	$113,000	714
Service charges on deposit accounts	$1,997,000	392
Trading account gains and fees	$0	153
Additional Noninterest Income	$858,000	1,492
Total noninterest expense	$9,226,000	1,084
Salaries and employee benefits	$5,780,000	859
Premises and equipment expense	$1,618,000	783
Additional noninterest expense	$1,828,000	1,865
Pre-tax net operating income	$4,575,000	685
Securities gains (losses)	$0	2,914
Applicable income taxes	$0	4,697
Income before extraordinary items	$4,575,000	578
Extraordinary gains, net	$0	15
Net income	$4,575,000	575
Minority interest net income	$0	89
Net income of bank and minority interests.	$4,575,000	578
Net charge-offs	$19,000	5,072
Cash dividends	$2,040,000	418
Sale, conversion, retirement of capital stock, net	$0	986
Net operating income	$4,575,000	565
2011-03-31 (YTD Data)		Rank
Total interest income	$7,311,000	989
Total interest expense	$1,497,000	1,122
Net interest income	$5,814,000	953
Provision for loan and lease losses	$450,000	1,516
Total noninterest income	$1,345,000	999
Gross Fiduciary activities income	$38,000	805
Service charges on deposit accounts	$932,000	409
Trading account gains and fees	$0	158
Additional Noninterest Income	$375,000	1,645
Total noninterest expense	$4,661,000	1,073
Salaries and employee benefits	$2,963,000	863
Premises and equipment expense	$793,000	827
Additional noninterest expense	$905,000	1,870
Pre-tax net operating income	$2,048,000	762
Securities gains (losses)	$0	1,772
Applicable income taxes	$0	4,545
Income before extraordinary items	$2,048,000	645
Extraordinary gains, net	$0	9
Net income	$2,048,000	643
Minority interest net income	$0	86
Net income of bank and minority interests.	$2,048,000	645
Net charge-offs	$-162,000	7,491
Cash dividends	$956,000	410
Sale, conversion, retirement of capital stock, net	$0	925
Net operating income	$2,048,000	624
2010-12-31 (YTD Data)		Rank
Total interest income	$30,477,000	1,002
Total interest expense	$6,368,000	1,304
Net interest income	$24,109,000	918
Provision for loan and lease losses	$2,850,000	1,668
Total noninterest income	$5,957,000	938
Gross Fiduciary activities income	$168,000	790
Service charges on deposit accounts	$4,923,000	316
Trading account gains and fees	$0	175
Additional Noninterest Income	$866,000	2,391
Total noninterest expense	$17,593,000	1,140
Salaries and employee benefits	$11,017,000	891
Premises and equipment expense	$2,931,000	879
Additional noninterest expense	$3,645,000	1,944
Pre-tax net operating income	$9,623,000	574
Securities gains (losses)	$65,000	2,492
Applicable income taxes	$0	4,655
Income before extraordinary items	$9,688,000	477
Extraordinary gains, net	$0	29
Net income	$9,688,000	475
Minority interest net income	$0	111
Net income of bank and minority interests.	$9,688,000	477
Net charge-offs	$2,747,000	1,545
Cash dividends	$4,939,000	343
Sale, conversion, retirement of capital stock, net	$0	1,226
Net operating income	$9,623,000	455
2010-09-30 (YTD Data)		Rank
Total interest income	$22,978,000	1,016
Total interest expense	$4,887,000	1,323
Net interest income	$18,091,000	920
Provision for loan and lease losses	$1,950,000	1,683
Total noninterest income	$4,483,000	920
Gross Fiduciary activities income	$92,000	822
Service charges on deposit accounts	$3,733,000	315
Trading account gains and fees	$0	165
Additional Noninterest Income	$658,000	2,357
Total noninterest expense	$13,162,000	1,122
Salaries and employee benefits	$8,344,000	870
Premises and equipment expense	$2,134,000	903
Additional noninterest expense	$2,684,000	1,926
Pre-tax net operating income	$7,462,000	575
Securities gains (losses)	$65,000	2,273
Applicable income taxes	$0	4,726
Income before extraordinary items	$7,527,000	456
Extraordinary gains, net	$0	23
Net income	$7,527,000	458
Minority interest net income	$0	110
Net income of bank and minority interests.	$7,527,000	458
Net charge-offs	$2,609,000	1,272
Cash dividends	$3,268,000	337
Sale, conversion, retirement of capital stock, net	$0	1,139
Net operating income	$7,462,000	446
2010-06-30 (YTD Data)		Rank
Total interest income	$15,256,000	1,037
Total interest expense	$3,315,000	1,351
Net interest income	$11,941,000	931
Provision for loan and lease losses	$1,000,000	1,929
Total noninterest income	$3,034,000	889
Gross Fiduciary activities income	$91,000	774
Service charges on deposit accounts	$2,487,000	320
Trading account gains and fees	$0	152
Additional Noninterest Income	$456,000	2,224
Total noninterest expense	$8,802,000	1,116
Salaries and employee benefits	$5,630,000	864
Premises and equipment expense	$1,392,000	939
Additional noninterest expense	$1,780,000	1,942
Pre-tax net operating income	$5,173,000	533
Securities gains (losses)	$64,000	1,732
Applicable income taxes	$0	4,691
Income before extraordinary items	$5,237,000	417
Extraordinary gains, net	$0	19
Net income	$5,237,000	418
Minority interest net income	$0	105
Net income of bank and minority interests.	$5,237,000	418
Net charge-offs	$298,000	3,057
Cash dividends	$2,350,000	299
Sale, conversion, retirement of capital stock, net	$0	1,068
Net operating income	$5,173,000	412
2010-03-31 (YTD Data)		Rank
Total interest income	$7,637,000	1,050
Total interest expense	$1,691,000	1,394
Net interest income	$5,946,000	939
Provision for loan and lease losses	$450,000	1,922
Total noninterest income	$1,362,000	947
Gross Fiduciary activities income	$18,000	923
Service charges on deposit accounts	$1,136,000	343
Trading account gains and fees	$0	175
Additional Noninterest Income	$208,000	2,334
Total noninterest expense	$4,501,000	1,110
Salaries and employee benefits	$2,883,000	853
Premises and equipment expense	$724,000	936
Additional noninterest expense	$894,000	1,917
Pre-tax net operating income	$2,357,000	579
Securities gains (losses)	$65,000	1,012
Applicable income taxes	$0	4,611
Income before extraordinary items	$2,422,000	446
Extraordinary gains, net	$0	16
Net income	$2,422,000	446
Minority interest net income	$0	91
Net income of bank and minority interests.	$2,422,000	448
Net charge-offs	$39,000	3,940
Cash dividends	$1,146,000	288
Sale, conversion, retirement of capital stock, net	$0	1,017
Net operating income	$2,357,000	448
2009-12-31 (YTD Data)		Rank
Total interest income	$31,789,000	1,083
Total interest expense	$8,642,000	1,389
Net interest income	$23,147,000	935
Provision for loan and lease losses	$2,775,000	2,080
Total noninterest income	$5,865,000	966
Gross Fiduciary activities income	$156,000	810
Service charges on deposit accounts	$4,944,000	347
Trading account gains and fees	$0	211
Additional Noninterest Income	$765,000	2,530
Total noninterest expense	$17,212,000	1,213
Salaries and employee benefits	$10,682,000	923
Premises and equipment expense	$2,637,000	1,029
Additional noninterest expense	$3,893,000	1,888
Pre-tax net operating income	$9,025,000	477
Securities gains (losses)	$480,000	910
Applicable income taxes	$0	4,388
Income before extraordinary items	$9,505,000	342
Extraordinary gains, net	$0	34
Net income	$9,505,000	342
Minority interest net income	$0	115
Net income of bank and minority interests.	$9,505,000	344
Net charge-offs	$1,532,000	2,350
Cash dividends	$5,586,000	315
Sale, conversion, retirement of capital stock, net	$0	1,342
Net operating income	$9,025,000	362
2009-09-30 (YTD Data)		Rank
Total interest income	$23,982,000	1,097
Total interest expense	$6,772,000	1,397
Net interest income	$17,210,000	943
Provision for loan and lease losses	$1,475,000	2,237
Total noninterest income	$4,355,000	978
Gross Fiduciary activities income	$94,000	828
Service charges on deposit accounts	$3,690,000	351
Trading account gains and fees	$0	212
Additional Noninterest Income	$571,000	2,590
Total noninterest expense	$12,917,000	1,194
Salaries and employee benefits	$8,114,000	917
Premises and equipment expense	$1,895,000	1,092
Additional noninterest expense	$2,908,000	1,841
Pre-tax net operating income	$7,173,000	473
Securities gains (losses)	$480,000	724
Applicable income taxes	$0	4,592
Income before extraordinary items	$7,653,000	333
Extraordinary gains, net	$0	27
Net income	$7,653,000	332
Minority interest net income	$0	118
Net income of bank and minority interests.	$7,653,000	333
Net charge-offs	$1,326,000	1,898
Cash dividends	$4,557,000	278
Sale, conversion, retirement of capital stock, net	$0	1,238
Net operating income	$7,173,000	363
2009-06-30 (YTD Data)		Rank
Total interest income	$16,128,000	1,106
Total interest expense	$4,687,000	1,416
Net interest income	$11,441,000	943
Provision for loan and lease losses	$1,050,000	2,009
Total noninterest income	$2,804,000	1,015
Gross Fiduciary activities income	$86,000	799
Service charges on deposit accounts	$2,325,000	362
Trading account gains and fees	$0	193
Additional Noninterest Income	$393,000	2,583
Total noninterest expense	$8,472,000	1,231
Salaries and employee benefits	$5,431,000	941
Premises and equipment expense	$1,266,000	1,108
Additional noninterest expense	$1,775,000	2,005
Pre-tax net operating income	$4,723,000	470
Securities gains (losses)	$479,000	523
Applicable income taxes	$0	4,657
Income before extraordinary items	$5,202,000	341
Extraordinary gains, net	$0	21
Net income	$5,202,000	338
Minority interest net income	$0	112
Net income of bank and minority interests.	$5,202,000	340
Net charge-offs	$947,000	1,678
Cash dividends	$3,805,000	234
Sale, conversion, retirement of capital stock, net	$0	1,195
Net operating income	$4,723,000	355
2009-03-31 (YTD Data)		Rank
Total interest income	$8,107,000	1,108
Total interest expense	$2,453,000	1,404
Net interest income	$5,654,000	953
Provision for loan and lease losses	$300,000	2,285
Total noninterest income	$1,214,000	1,097
Gross Fiduciary activities income	$7,000	1,026
Service charges on deposit accounts	$1,025,000	395
Trading account gains and fees	$0	171
Additional Noninterest Income	$182,000	2,640
Total noninterest expense	$4,122,000	1,210
Salaries and employee benefits	$2,656,000	958
Premises and equipment expense	$622,000	1,154
Additional noninterest expense	$844,000	1,903
Pre-tax net operating income	$2,446,000	479
Securities gains (losses)	$447,000	371
Applicable income taxes	$0	4,835
Income before extraordinary items	$2,893,000	343
Extraordinary gains, net	$0	15
Net income	$2,893,000	344
Minority interest net income	$0	102
Net income of bank and minority interests.	$2,893,000	345
Net charge-offs	$231,000	2,024
Cash dividends	$2,803,000	160
Sale, conversion, retirement of capital stock, net	$0	1,068
Net operating income	$2,446,000	362
2008-12-31 (YTD Data)		Rank
Total interest income	$33,683,000	1,134
Total interest expense	$12,353,000	1,321
Net interest income	$21,330,000	1,013
Provision for loan and lease losses	$1,450,000	2,207
Total noninterest income	$5,694,000	949
Gross Fiduciary activities income	$158,000	824
Service charges on deposit accounts	$4,589,000	380
Trading account gains and fees	$0	154
Additional Noninterest Income	$947,000	2,196
Total noninterest expense	$15,570,000	1,261
Salaries and employee benefits	$9,915,000	1,007
Premises and equipment expense	$2,555,000	1,096
Additional noninterest expense	$3,100,000	1,958
Pre-tax net operating income	$10,004,000	540
Securities gains (losses)	$144,000	894
Applicable income taxes	$0	4,979
Income before extraordinary items	$10,148,000	379
Extraordinary gains, net	$0	39
Net income	$10,148,000	379
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$407,000	3,098
Cash dividends	$4,475,000	626
Sale, conversion, retirement of capital stock, net	$0	1,389
Net operating income	$10,004,000	407
2008-09-30 (YTD Data)		Rank
Total interest income	$25,309,000	1,158
Total interest expense	$9,654,000	1,321
Net interest income	$15,655,000	1,052
Provision for loan and lease losses	$543,000	2,617
Total noninterest income	$4,335,000	981
Gross Fiduciary activities income	$101,000	844
Service charges on deposit accounts	$3,466,000	383
Trading account gains and fees	$0	148
Additional Noninterest Income	$768,000	2,171
Total noninterest expense	$11,665,000	1,244
Salaries and employee benefits	$7,539,000	1,014
Premises and equipment expense	$1,887,000	1,112
Additional noninterest expense	$2,239,000	1,950
Pre-tax net operating income	$7,782,000	640
Securities gains (losses)	$144,000	769
Applicable income taxes	$0	5,372
Income before extraordinary items	$7,926,000	458
Extraordinary gains, net	$0	31
Net income	$7,926,000	457
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$208,000	3,010
Cash dividends	$3,528,000	627
Sale, conversion, retirement of capital stock, net	$0	1,238
Net operating income	$7,782,000	490
2008-06-30 (YTD Data)		Rank
Total interest income	$16,821,000	1,176
Total interest expense	$6,728,000	1,307
Net interest income	$10,093,000	1,085
Provision for loan and lease losses	$361,000	2,280
Total noninterest income	$2,903,000	992
Gross Fiduciary activities income	$95,000	815
Service charges on deposit accounts	$2,257,000	385
Trading account gains and fees	$0	149
Additional Noninterest Income	$551,000	2,100
Total noninterest expense	$7,636,000	1,263
Salaries and employee benefits	$4,856,000	1,062
Premises and equipment expense	$1,250,000	1,113
Additional noninterest expense	$1,530,000	1,884
Pre-tax net operating income	$4,999,000	710
Securities gains (losses)	$56,000	1,362
Applicable income taxes	$0	5,627
Income before extraordinary items	$5,055,000	550
Extraordinary gains, net	$0	21
Net income	$5,055,000	548
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$145,000	2,584
Cash dividends	$2,325,000	700
Sale, conversion, retirement of capital stock, net	$0	1,136
Net operating income	$4,999,000	544
2008-03-31 (YTD Data)		Rank
Total interest income	$8,453,000	1,204
Total interest expense	$3,577,000	1,302
Net interest income	$4,876,000	1,122
Provision for loan and lease losses	$179,000	1,949
Total noninterest income	$1,312,000	1,067
Gross Fiduciary activities income	$0	1,326
Service charges on deposit accounts	$1,044,000	406
Trading account gains and fees	$0	158
Additional Noninterest Income	$268,000	2,111
Total noninterest expense	$3,807,000	1,275
Salaries and employee benefits	$2,386,000	1,090
Premises and equipment expense	$648,000	1,070
Additional noninterest expense	$773,000	1,821
Pre-tax net operating income	$2,202,000	861
Securities gains (losses)	$56,000	1,025
Applicable income taxes	$0	5,622
Income before extraordinary items	$2,258,000	687
Extraordinary gains, net	$0	15
Net income	$2,258,000	688
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$39,000	2,711
Cash dividends	$1,081,000	693
Sale, conversion, retirement of capital stock, net	$0	1,000
Net operating income	$2,202,000	672
2007-12-31 (YTD Data)		Rank
Total interest income	$32,805,000	1,297
Total interest expense	$14,740,000	1,361
Net interest income	$18,065,000	1,234
Provision for loan and lease losses	$1,000,000	1,413
Total noninterest income	$5,376,000	1,038
Gross Fiduciary activities income	$210,000	795
Service charges on deposit accounts	$4,253,000	411
Trading account gains and fees	$0	178
Additional Noninterest Income	$913,000	2,358
Total noninterest expense	$14,951,000	1,247
Salaries and employee benefits	$9,607,000	1,045
Premises and equipment expense	$2,301,000	1,150
Additional noninterest expense	$3,043,000	1,812
Pre-tax net operating income	$7,490,000	1,126
Securities gains (losses)	$0	2,146
Applicable income taxes	$0	6,070
Income before extraordinary items	$7,490,000	858
Extraordinary gains, net	$0	39
Net income	$7,490,000	856
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$412,000	1,919
Cash dividends	$3,671,000	1,000
Sale, conversion, retirement of capital stock, net	$0	1,304
Net operating income	$7,490,000	844
2007-09-30 (YTD Data)		Rank
Total interest income	$24,361,000	1,308
Total interest expense	$11,048,000	1,361
Net interest income	$13,313,000	1,262
Provision for loan and lease losses	$523,000	1,512
Total noninterest income	$3,994,000	1,041
Gross Fiduciary activities income	$144,000	801
Service charges on deposit accounts	$3,167,000	403
Trading account gains and fees	$0	184
Additional Noninterest Income	$683,000	2,366
Total noninterest expense	$10,677,000	1,289
Salaries and employee benefits	$6,858,000	1,099
Premises and equipment expense	$1,573,000	1,258
Additional noninterest expense	$2,246,000	1,798
Pre-tax net operating income	$6,107,000	1,119
Securities gains (losses)	$0	1,655
Applicable income taxes	$0	6,220
Income before extraordinary items	$6,107,000	859
Extraordinary gains, net	$0	33
Net income	$6,107,000	857
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$209,000	1,913
Cash dividends	$2,591,000	986
Sale, conversion, retirement of capital stock, net	$0	1,144
Net operating income	$6,107,000	850
2007-06-30 (YTD Data)		Rank
Total interest income	$16,018,000	1,337
Total interest expense	$7,277,000	1,380
Net interest income	$8,741,000	1,307
Provision for loan and lease losses	$345,000	1,386
Total noninterest income	$2,629,000	1,075
Gross Fiduciary activities income	$134,000	742
Service charges on deposit accounts	$2,058,000	419
Trading account gains and fees	$0	168
Additional Noninterest Income	$437,000	2,450
Total noninterest expense	$7,108,000	1,312
Salaries and employee benefits	$4,578,000	1,114
Premises and equipment expense	$1,041,000	1,289
Additional noninterest expense	$1,489,000	1,822
Pre-tax net operating income	$3,917,000	1,203
Securities gains (losses)	$0	1,444
Applicable income taxes	$0	6,265
Income before extraordinary items	$3,917,000	924
Extraordinary gains, net	$0	29
Net income	$3,917,000	923
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$116,000	1,902
Cash dividends	$1,666,000	1,032
Sale, conversion, retirement of capital stock, net	$0	1,051
Net operating income	$3,917,000	912
2007-03-31 (YTD Data)		Rank
Total interest income	$7,839,000	1,368
Total interest expense	$3,565,000	1,396
Net interest income	$4,274,000	1,334
Provision for loan and lease losses	$168,000	1,322
Total noninterest income	$1,198,000	1,135
Gross Fiduciary activities income	$48,000	824
Service charges on deposit accounts	$937,000	444
Trading account gains and fees	$0	195
Additional Noninterest Income	$213,000	2,449
Total noninterest expense	$3,536,000	1,315
Salaries and employee benefits	$2,253,000	1,148
Premises and equipment expense	$539,000	1,250
Additional noninterest expense	$744,000	1,791
Pre-tax net operating income	$1,768,000	1,325
Securities gains (losses)	$2,000	969
Applicable income taxes	$0	6,196
Income before extraordinary items	$1,770,000	994
Extraordinary gains, net	$0	22
Net income	$1,770,000	993
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$102,000	1,168
Cash dividends	$746,000	1,045
Sale, conversion, retirement of capital stock, net	$0	885
Net operating income	$1,768,000	979
2006-12-31 (YTD Data)		Rank
Total interest income	$28,955,000	1,374
Total interest expense	$12,160,000	1,376
Net interest income	$16,795,000	1,357
Provision for loan and lease losses	$650,000	1,503
Total noninterest income	$5,013,000	1,090
Gross Fiduciary activities income	$171,000	837
Service charges on deposit accounts	$4,042,000	427
Trading account gains and fees	$0	130
Additional Noninterest Income	$800,000	2,579
Total noninterest expense	$13,605,000	1,318
Salaries and employee benefits	$8,696,000	1,112
Premises and equipment expense	$2,231,000	1,147
Additional noninterest expense	$2,678,000	1,978
Pre-tax net operating income	$7,553,000	1,293
Securities gains (losses)	$2,000	1,439
Applicable income taxes	$0	6,600
Income before extraordinary items	$7,555,000	986
Extraordinary gains, net	$0	51
Net income	$7,555,000	986
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$240,000	1,958
Cash dividends	$3,574,000	961
Sale, conversion, retirement of capital stock, net	$0	1,251
Net operating income	$7,553,000	980
2006-09-30 (YTD Data)		Rank
Total interest income	$21,331,000	1,392
Total interest expense	$8,759,000	1,393
Net interest income	$12,572,000	1,371
Provision for loan and lease losses	$450,000	1,514
Total noninterest income	$3,735,000	1,111
Gross Fiduciary activities income	$101,000	874
Service charges on deposit accounts	$3,033,000	432
Trading account gains and fees	$0	126
Additional Noninterest Income	$601,000	2,562
Total noninterest expense	$10,158,000	1,330
Salaries and employee benefits	$6,562,000	1,119
Premises and equipment expense	$1,624,000	1,195
Additional noninterest expense	$1,972,000	1,974
Pre-tax net operating income	$5,699,000	1,339
Securities gains (losses)	$0	1,388
Applicable income taxes	$0	6,687
Income before extraordinary items	$5,699,000	1,022
Extraordinary gains, net	$0	45
Net income	$5,699,000	1,021
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$152,000	1,811
Cash dividends	$2,652,000	914
Sale, conversion, retirement of capital stock, net	$0	1,045
Net operating income	$5,699,000	1,009
2006-06-30 (YTD Data)		Rank
Total interest income	$13,897,000	1,397
Total interest expense	$5,460,000	1,407
Net interest income	$8,437,000	1,367
Provision for loan and lease losses	$300,000	1,464
Total noninterest income	$2,469,000	1,117
Gross Fiduciary activities income	$90,000	831
Service charges on deposit accounts	$1,978,000	435
Trading account gains and fees	$0	126
Additional Noninterest Income	$401,000	2,559
Total noninterest expense	$6,755,000	1,345
Salaries and employee benefits	$4,367,000	1,126
Premises and equipment expense	$1,072,000	1,206
Additional noninterest expense	$1,316,000	1,994
Pre-tax net operating income	$3,851,000	1,311
Securities gains (losses)	$0	1,185
Applicable income taxes	$0	6,706
Income before extraordinary items	$3,851,000	1,005
Extraordinary gains, net	$0	39
Net income	$3,851,000	1,006
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$80,000	1,969
Cash dividends	$1,839,000	887
Sale, conversion, retirement of capital stock, net	$0	887
Net operating income	$3,851,000	989
2006-03-31 (YTD Data)		Rank
Total interest income	$6,767,000	1,393
Total interest expense	$2,547,000	1,441
Net interest income	$4,220,000	1,362
Provision for loan and lease losses	$150,000	1,421
Total noninterest income	$1,104,000	1,191
Gross Fiduciary activities income	$3,000	1,214
Service charges on deposit accounts	$897,000	463
Trading account gains and fees	$0	115
Additional Noninterest Income	$204,000	2,459
Total noninterest expense	$3,262,000	1,388
Salaries and employee benefits	$2,120,000	1,171
Premises and equipment expense	$513,000	1,269
Additional noninterest expense	$629,000	2,067
Pre-tax net operating income	$1,912,000	1,299
Securities gains (losses)	$0	955
Applicable income taxes	$0	6,588
Income before extraordinary items	$1,912,000	995
Extraordinary gains, net	$0	21
Net income	$1,912,000	994
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$32,000	1,896
Cash dividends	$965,000	790
Sale, conversion, retirement of capital stock, net	$0	648
Net operating income	$1,912,000	974
2005-12-31 (YTD Data)		Rank
Total interest income	$24,084,000	1,391
Total interest expense	$7,553,000	1,500
Net interest income	$16,531,000	1,323
Provision for loan and lease losses	$412,000	2,233
Total noninterest income	$4,745,000	1,129
Gross Fiduciary activities income	$207,000	791
Service charges on deposit accounts	$3,749,000	456
Trading account gains and fees	$0	138
Additional Noninterest Income	$789,000	2,561
Total noninterest expense	$13,269,000	1,300
Salaries and employee benefits	$8,144,000	1,144
Premises and equipment expense	$2,111,000	1,155
Additional noninterest expense	$3,014,000	1,672
Pre-tax net operating income	$7,595,000	1,250
Securities gains (losses)	$-28,000	7,972
Applicable income taxes	$0	6,964
Income before extraordinary items	$7,567,000	952
Extraordinary gains, net	$0	46
Net income	$7,567,000	952
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$403,000	1,391
Cash dividends	$3,280,000	956
Sale, conversion, retirement of capital stock, net	$0	934
Net operating income	$7,595,000	928
2005-09-30 (YTD Data)		Rank
Total interest income	$17,746,000	1,373
Total interest expense	$5,284,000	1,518
Net interest income	$12,462,000	1,298
Provision for loan and lease losses	$450,000	1,533
Total noninterest income	$3,497,000	1,145
Gross Fiduciary activities income	$125,000	828
Service charges on deposit accounts	$2,735,000	469
Trading account gains and fees	$0	126
Additional Noninterest Income	$637,000	2,462
Total noninterest expense	$9,887,000	1,295
Salaries and employee benefits	$6,206,000	1,108
Premises and equipment expense	$1,569,000	1,158
Additional noninterest expense	$2,112,000	1,769
Pre-tax net operating income	$5,622,000	1,272
Securities gains (losses)	$-27,000	8,295
Applicable income taxes	$0	6,976
Income before extraordinary items	$5,595,000	964
Extraordinary gains, net	$0	35
Net income	$5,595,000	965
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$333,000	1,165
Cash dividends	$2,519,000	866
Sale, conversion, retirement of capital stock, net	$0	769
Net operating income	$5,622,000	945
2005-06-30 (YTD Data)		Rank
Total interest income	$11,587,000	1,366
Total interest expense	$3,247,000	1,546
Net interest income	$8,340,000	1,283
Provision for loan and lease losses	$300,000	1,505
Total noninterest income	$2,350,000	1,127
Gross Fiduciary activities income	$120,000	751
Service charges on deposit accounts	$1,790,000	460
Trading account gains and fees	$0	116
Additional Noninterest Income	$440,000	2,379
Total noninterest expense	$6,535,000	1,300
Salaries and employee benefits	$4,182,000	1,086
Premises and equipment expense	$1,043,000	1,146
Additional noninterest expense	$1,310,000	1,880
Pre-tax net operating income	$3,855,000	1,208
Securities gains (losses)	$-27,000	8,446
Applicable income taxes	$0	6,961
Income before extraordinary items	$3,828,000	912
Extraordinary gains, net	$0	30
Net income	$3,828,000	912
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$142,000	1,520
Cash dividends	$1,672,000	861
Sale, conversion, retirement of capital stock, net	$0	643
Net operating income	$3,855,000	886
2005-03-31 (YTD Data)		Rank
Total interest income	$5,627,000	1,372
Total interest expense	$1,504,000	1,586
Net interest income	$4,123,000	1,290
Provision for loan and lease losses	$150,000	1,379
Total noninterest income	$1,101,000	1,161
Gross Fiduciary activities income	$8,000	1,093
Service charges on deposit accounts	$838,000	476
Trading account gains and fees	$0	115
Additional Noninterest Income	$255,000	2,121
Total noninterest expense	$3,284,000	1,295
Salaries and employee benefits	$2,061,000	1,107
Premises and equipment expense	$536,000	1,119
Additional noninterest expense	$687,000	1,798
Pre-tax net operating income	$1,790,000	1,280
Securities gains (losses)	$13,000	933
Applicable income taxes	$0	6,892
Income before extraordinary items	$1,803,000	961
Extraordinary gains, net	$0	24
Net income	$1,803,000	962
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$13,000	2,991
Cash dividends	$0	3,863
Sale, conversion, retirement of capital stock, net	$0	491
Net operating income	$1,790,000	950
2004-12-31 (YTD Data)		Rank
Total interest income	$21,358,000	1,332
Total interest expense	$5,191,000	1,587
Net interest income	$16,167,000	1,248
Provision for loan and lease losses	$520,000	1,901
Total noninterest income	$4,693,000	1,141
Gross Fiduciary activities income	$219,000	768
Service charges on deposit accounts	$3,809,000	468
Trading account gains and fees	$0	138
Additional Noninterest Income	$665,000	2,798
Total noninterest expense	$13,085,000	1,256
Salaries and employee benefits	$7,915,000	1,095
Premises and equipment expense	$2,398,000	943
Additional noninterest expense	$2,772,000	1,754
Pre-tax net operating income	$7,255,000	1,195
Securities gains (losses)	$12,000	2,733
Applicable income taxes	$0	7,185
Income before extraordinary items	$7,267,000	906
Extraordinary gains, net	$0	34
Net income	$7,267,000	907
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$514,000	1,310
Cash dividends	$3,214,000	919
Sale, conversion, retirement of capital stock, net	$0	872
Net operating income	$7,255,000	868
2004-09-30 (YTD Data)		Rank
Total interest income	$15,915,000	1,323
Total interest expense	$3,818,000	1,581
Net interest income	$12,097,000	1,238
Provision for loan and lease losses	$450,000	1,575
Total noninterest income	$3,461,000	1,164
Gross Fiduciary activities income	$141,000	799
Service charges on deposit accounts	$2,829,000	482
Trading account gains and fees	$0	134
Additional Noninterest Income	$491,000	2,835
Total noninterest expense	$9,753,000	1,260
Salaries and employee benefits	$5,930,000	1,086
Premises and equipment expense	$1,660,000	1,039
Additional noninterest expense	$2,163,000	1,671
Pre-tax net operating income	$5,355,000	1,227
Securities gains (losses)	$11,000	2,659
Applicable income taxes	$0	7,220
Income before extraordinary items	$5,366,000	929
Extraordinary gains, net	$0	26
Net income	$5,366,000	930
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$311,000	1,401
Cash dividends	$2,444,000	822
Sale, conversion, retirement of capital stock, net	$0	738
Net operating income	$5,355,000	894
2004-06-30 (YTD Data)		Rank
Total interest income	$10,586,000	1,309
Total interest expense	$2,508,000	1,581
Net interest income	$8,078,000	1,224
Provision for loan and lease losses	$300,000	1,523
Total noninterest income	$2,370,000	1,133
Gross Fiduciary activities income	$138,000	717
Service charges on deposit accounts	$1,888,000	475
Trading account gains and fees	$0	130
Additional Noninterest Income	$344,000	2,758
Total noninterest expense	$6,528,000	1,244
Salaries and employee benefits	$4,021,000	1,069
Premises and equipment expense	$988,000	1,177
Additional noninterest expense	$1,519,000	1,589
Pre-tax net operating income	$3,620,000	1,187
Securities gains (losses)	$0	3,413
Applicable income taxes	$0	7,214
Income before extraordinary items	$3,620,000	906
Extraordinary gains, net	$0	21
Net income	$3,620,000	906
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$170,000	1,541
Cash dividends	$1,645,000	821
Sale, conversion, retirement of capital stock, net	$0	638
Net operating income	$3,620,000	863
2004-03-31 (YTD Data)		Rank
Total interest income	$5,246,000	1,323
Total interest expense	$1,252,000	1,609
Net interest income	$3,994,000	1,245
Provision for loan and lease losses	$150,000	1,414
Total noninterest income	$1,104,000	1,169
Gross Fiduciary activities income	$45,000	827
Service charges on deposit accounts	$889,000	496
Trading account gains and fees	$0	121
Additional Noninterest Income	$170,000	2,726
Total noninterest expense	$3,128,000	1,309
Salaries and employee benefits	$2,036,000	1,061
Premises and equipment expense	$474,000	1,232
Additional noninterest expense	$618,000	1,923
Pre-tax net operating income	$1,820,000	1,156
Securities gains (losses)	$0	2,934
Applicable income taxes	$0	7,103
Income before extraordinary items	$1,820,000	893
Extraordinary gains, net	$0	16
Net income	$1,820,000	893
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$106,000	1,261
Cash dividends	$0	3,841
Sale, conversion, retirement of capital stock, net	$0	464
Net operating income	$1,820,000	844
2003-12-31 (YTD Data)		Rank
Total interest income	$21,692,000	1,298
Total interest expense	$6,028,000	1,472
Net interest income	$15,664,000	1,234
Provision for loan and lease losses	$126,000	4,850
Total noninterest income	$4,805,000	1,172
Gross Fiduciary activities income	$221,000	778
Service charges on deposit accounts	$3,932,000	435
Trading account gains and fees	$0	160
Additional Noninterest Income	$652,000	3,099
Total noninterest expense	$13,231,000	1,225
Salaries and employee benefits	$7,949,000	1,062
Premises and equipment expense	$2,373,000	956
Additional noninterest expense	$2,909,000	1,671
Pre-tax net operating income	$7,112,000	1,177
Securities gains (losses)	$-1,000	8,546
Applicable income taxes	$-15,000	8,787
Income before extraordinary items	$7,126,000	911
Extraordinary gains, net	$0	54
Net income	$7,126,000	913
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$126,000	3,667
Cash dividends	$3,818,000	822
Sale, conversion, retirement of capital stock, net	$0	868
Net operating income	$7,127,000	852
2003-09-30 (YTD Data)		Rank
Total interest income	$16,405,000	1,319
Total interest expense	$4,732,000	1,474
Net interest income	$11,673,000	1,255
Provision for loan and lease losses	$89,000	5,015
Total noninterest income	$3,564,000	1,198
Gross Fiduciary activities income	$122,000	864
Service charges on deposit accounts	$2,940,000	437
Trading account gains and fees	$0	153
Additional Noninterest Income	$502,000	3,131
Total noninterest expense	$9,660,000	1,267
Salaries and employee benefits	$5,986,000	1,067
Premises and equipment expense	$1,583,000	1,091
Additional noninterest expense	$2,091,000	1,725
Pre-tax net operating income	$5,488,000	1,178
Securities gains (losses)	$-5,000	8,870
Applicable income taxes	$-15,000	8,939
Income before extraordinary items	$5,498,000	918
Extraordinary gains, net	$0	40
Net income	$5,498,000	918
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$81,000	3,548
Cash dividends	$2,364,000	889
Sale, conversion, retirement of capital stock, net	$0	722
Net operating income	$5,503,000	851
2003-06-30 (YTD Data)		Rank
Total interest income	$11,050,000	1,318
Total interest expense	$3,305,000	1,458
Net interest income	$7,745,000	1,266
Provision for loan and lease losses	$79,000	4,341
Total noninterest income	$2,413,000	1,183
Gross Fiduciary activities income	$119,000	763
Service charges on deposit accounts	$1,944,000	437
Trading account gains and fees	$0	150
Additional Noninterest Income	$350,000	3,018
Total noninterest expense	$6,499,000	1,250
Salaries and employee benefits	$4,086,000	1,047
Premises and equipment expense	$1,000,000	1,142
Additional noninterest expense	$1,413,000	1,703
Pre-tax net operating income	$3,580,000	1,197
Securities gains (losses)	$-12,000	9,065
Applicable income taxes	$-15,000	9,011
Income before extraordinary items	$3,583,000	942
Extraordinary gains, net	$0	30
Net income	$3,583,000	942
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$79,000	2,834
Cash dividends	$1,576,000	908
Sale, conversion, retirement of capital stock, net	$0	589
Net operating income	$3,595,000	869
2003-03-31 (YTD Data)		Rank
Total interest income	$5,582,000	1,312
Total interest expense	$1,727,000	1,432
Net interest income	$3,855,000	1,263
Provision for loan and lease losses	$0	6,934
Total noninterest income	$1,121,000	1,229
Gross Fiduciary activities income	$32,000	930
Service charges on deposit accounts	$907,000	465
Trading account gains and fees	$0	134
Additional Noninterest Income	$182,000	2,877
Total noninterest expense	$3,277,000	1,230
Salaries and employee benefits	$2,093,000	1,024
Premises and equipment expense	$520,000	1,114
Additional noninterest expense	$664,000	1,769
Pre-tax net operating income	$1,699,000	1,267
Securities gains (losses)	$0	2,891
Applicable income taxes	$0	7,403
Income before extraordinary items	$1,699,000	984
Extraordinary gains, net	$0	21
Net income	$1,699,000	983
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-23,000	8,905
Cash dividends	$0	3,930
Sale, conversion, retirement of capital stock, net	$0	419
Net operating income	$1,699,000	912
2002-12-31 (YTD Data)		Rank
Total interest income	$24,198,000	1,268
Total interest expense	$8,183,000	1,374
Net interest income	$16,015,000	1,207
Provision for loan and lease losses	$516,000	2,333
Total noninterest income	$5,099,000	1,044
Gross Fiduciary activities income	$171,000	880
Service charges on deposit accounts	$4,159,000	389
Trading account gains and fees	$0	153
Additional Noninterest Income	$769,000	2,564
Total noninterest expense	$12,483,000	1,229
Salaries and employee benefits	$7,411,000	1,077
Premises and equipment expense	$2,149,000	1,023
Additional noninterest expense	$2,923,000	1,612
Pre-tax net operating income	$8,115,000	1,043
Securities gains (losses)	$111,000	1,639
Applicable income taxes	$2,272,000	1,167
Income before extraordinary items	$5,954,000	1,056
Extraordinary gains, net	$0	70
Net income	$5,954,000	1,057
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$516,000	1,618
Cash dividends	$2,742,000	999
Sale, conversion, retirement of capital stock, net	$0	862
Net operating income	$5,874,080	1,026
2001-12-31 (YTD Data)		Rank
Total interest income	$26,424,000	1,292
Total interest expense	$12,125,000	1,345
Net interest income	$14,299,000	1,245
Provision for loan and lease losses	$499,000	2,225
Total noninterest income	$3,903,000	1,204
Gross Fiduciary activities income	$224,000	806
Service charges on deposit accounts	$2,936,000	509
Trading account gains and fees	$0	177
Additional Noninterest Income	$743,000	2,491
Total noninterest expense	$10,671,000	1,372
Salaries and employee benefits	$6,548,000	1,131
Premises and equipment expense	$1,644,000	1,304
Additional noninterest expense	$2,479,000	1,844
Pre-tax net operating income	$7,032,000	1,061
Securities gains (losses)	$11,000	3,540
Applicable income taxes	$1,819,000	1,273
Income before extraordinary items	$5,224,000	1,048
Extraordinary gains, net	$0	105
Net income	$5,224,000	1,049
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$415,000	1,784
Cash dividends	$2,239,000	1,212
Sale, conversion, retirement of capital stock, net	$0	922
Net operating income	$5,215,860	1,012
2000-12-31 (YTD Data)		Rank
Total interest income	$19,827,000	1,749
Total interest expense	$9,296,000	1,860
Net interest income	$10,531,000	1,670
Provision for loan and lease losses	$680,000	1,456
Total noninterest income	$2,633,000	1,513
Gross Fiduciary activities income	$242,000	764
Service charges on deposit accounts	$1,815,000	749
Trading account gains and fees	$0	180
Additional Noninterest Income	$576,000	2,692
Total noninterest expense	$7,892,000	1,765
Salaries and employee benefits	$4,780,000	1,484
Premises and equipment expense	$1,251,000	1,669
Additional noninterest expense	$1,861,000	2,310
Pre-tax net operating income	$4,592,000	1,608
Securities gains (losses)	$0	1,956
Applicable income taxes	$1,187,000	1,843
Income before extraordinary items	$3,405,000	1,552
Extraordinary gains, net	$0	38
Net income	$3,405,000	1,552
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$461,000	1,316
Cash dividends	$1,155,000	2,054
Sale, conversion, retirement of capital stock, net	$0	969
Net operating income	$3,405,000	1,545
1999-12-31 (YTD Data)		Rank
Total interest income	$18,352,000	1,774
Total interest expense	$8,065,000	1,850
Net interest income	$10,287,000	1,691
Provision for loan and lease losses	$259,000	2,989
Total noninterest income	$2,437,000	1,606
Gross Fiduciary activities income	$247,000	816
Service charges on deposit accounts	$1,778,000	750
Trading account gains and fees	$0	173
Additional Noninterest Income	$412,000	3,349
Total noninterest expense	$7,794,000	1,770
Salaries and employee benefits	$4,567,000	1,527
Premises and equipment expense	$1,320,000	1,553
Additional noninterest expense	$1,907,000	2,293
Pre-tax net operating income	$4,671,000	1,608
Securities gains (losses)	$27,000	1,241
Applicable income taxes	$1,153,000	1,985
Income before extraordinary items	$3,545,000	1,512
Extraordinary gains, net	$0	35
Net income	$3,545,000	1,513
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$209,000	2,328
Cash dividends	$4,066,000	764
Sale, conversion, retirement of capital stock, net	$0	1,035
Net operating income	$3,524,750	1,490
1998-12-31 (YTD Data)		Rank
Total interest income	$18,073,000	1,790
Total interest expense	$7,929,000	1,928
Net interest income	$10,144,000	1,683
Provision for loan and lease losses	$296,000	2,679
Total noninterest income	$2,405,000	1,583
Gross Fiduciary activities income	$221,000	849
Service charges on deposit accounts	$1,628,000	768
Trading account gains and fees	$0	224
Additional Noninterest Income	$556,000	2,791
Total noninterest expense	$7,173,000	1,813
Salaries and employee benefits	$4,170,000	1,597
Premises and equipment expense	$1,346,000	1,461
Additional noninterest expense	$1,657,000	2,518
Pre-tax net operating income	$5,080,000	1,450
Securities gains (losses)	$5,000	3,437
Applicable income taxes	$1,286,000	1,871
Income before extraordinary items	$3,799,000	1,396
Extraordinary gains, net	$0	32
Net income	$3,799,000	1,395
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$296,000	1,876
Cash dividends	$5,445,000	606
Sale, conversion, retirement of capital stock, net	$0	1,027
Net operating income	$3,795,250	1,346
1997-12-31 (YTD Data)		Rank
Total interest income	$17,693,000	1,867
Total interest expense	$7,692,000	1,997
Net interest income	$10,001,000	1,738
Provision for loan and lease losses	$468,000	1,881
Total noninterest income	$2,240,000	1,617
Gross Fiduciary activities income	$203,000	890
Service charges on deposit accounts	$1,580,000	801
Trading account gains and fees	$0	239
Additional Noninterest Income	$457,000	3,008
Total noninterest expense	$7,086,000	1,828
Salaries and employee benefits	$3,715,000	1,759
Premises and equipment expense	$1,674,000	1,190
Additional noninterest expense	$1,697,000	2,429
Pre-tax net operating income	$4,687,000	1,647
Securities gains (losses)	$38,000	1,502
Applicable income taxes	$1,086,000	2,270
Income before extraordinary items	$3,639,000	1,487
Extraordinary gains, net	$0	44
Net income	$3,639,000	1,488
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$470,000	1,405
Cash dividends	$805,000	2,535
Sale, conversion, retirement of capital stock, net	$0	1,030
Net operating income	$3,609,740	1,461
1996-12-31 (YTD Data)		Rank
Total interest income	$17,016,000	1,981
Total interest expense	$7,769,000	2,017
Net interest income	$9,247,000	1,938
Provision for loan and lease losses	$435,000	1,946
Total noninterest income	$2,102,000	1,765
Gross Fiduciary activities income	$181,000	995
Service charges on deposit accounts	$1,516,000	873
Trading account gains and fees	$0	262
Additional Noninterest Income	$405,000	3,381
Total noninterest expense	$6,174,000	2,225
Salaries and employee benefits	$3,501,000	1,885
Premises and equipment expense	$1,027,000	1,956
Additional noninterest expense	$1,646,000	2,893
Pre-tax net operating income	$4,740,000	1,528
Securities gains (losses)	$25,000	1,832
Applicable income taxes	$1,161,000	2,058
Income before extraordinary items	$3,604,000	1,376
Extraordinary gains, net	$0	53
Net income	$3,604,000	1,378
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$355,000	1,835
Cash dividends	$1,775,000	1,407
Sale, conversion, retirement of capital stock, net	$0	953
Net operating income	$3,585,000	1,349
1995-12-31 (YTD Data)		Rank
Total interest income	$16,458,000	2,042
Total interest expense	$7,647,000	2,051
Net interest income	$8,811,000	2,041
Provision for loan and lease losses	$225,000	2,789
Total noninterest income	$1,969,000	1,852
Gross Fiduciary activities income	$125,000	1,110
Service charges on deposit accounts	$1,419,000	941
Trading account gains and fees	$0	522
Additional Noninterest Income	$425,000	3,192
Total noninterest expense	$6,525,000	2,109
Salaries and employee benefits	$3,278,000	2,021
Premises and equipment expense	$964,000	2,088
Additional noninterest expense	$2,283,000	2,160
Pre-tax net operating income	$4,030,000	1,838
Securities gains (losses)	$0	3,831
Applicable income taxes	$1,081,000	2,223
Income before extraordinary items	$2,949,000	1,713
Extraordinary gains, net	$0	65
Net income	$2,949,000	1,712
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$0	8,856
Cash dividends	$1,221,000	1,746
Sale, conversion, retirement of capital stock, net	$0	809
Net operating income	$2,949,000	1,692
1994-12-31 (YTD Data)		Rank
Total interest income	$15,263,000	2,036
Total interest expense	$6,153,000	2,031
Net interest income	$9,110,000	1,990
Provision for loan and lease losses	$392,000	1,854
Total noninterest income	$1,913,000	1,891
Gross Fiduciary activities income	$118,000	1,146
Service charges on deposit accounts	$1,416,000	926
Trading account gains and fees	$0	475
Additional Noninterest Income	$379,000	3,526
Total noninterest expense	$6,788,000	2,096
Salaries and employee benefits	$3,193,000	2,071
Premises and equipment expense	$1,019,000	1,996
Additional noninterest expense	$2,576,000	2,084
Pre-tax net operating income	$3,843,000	1,848
Securities gains (losses)	$46,000	1,207
Applicable income taxes	$1,171,000	1,920
Income before extraordinary items	$2,718,000	1,794
Extraordinary gains, net	$0	249
Net income	$2,718,000	1,793
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$410,000	1,562
Cash dividends	$1,787,000	1,236
Sale, conversion, retirement of capital stock, net	$0	1,160
Net operating income	$2,685,800	1,821
1993-12-31 (YTD Data)		Rank
Total interest income	$14,198,000	2,190
Total interest expense	$6,153,000	2,112
Net interest income	$8,045,000	2,228
Provision for loan and lease losses	$250,000	3,377
Total noninterest income	$1,534,000	2,407
Gross Fiduciary activities income	$126,000	1,163
Service charges on deposit accounts	$1,132,000	1,182
Trading account gains and fees	$0	532
Additional Noninterest Income	$276,000	4,706
Total noninterest expense	$5,538,000	2,584
Salaries and employee benefits	$2,725,000	2,440
Premises and equipment expense	$926,000	2,215
Additional noninterest expense	$1,887,000	2,869
Pre-tax net operating income	$3,791,000	1,818
Securities gains (losses)	$127,000	2,182
Applicable income taxes	$1,144,000	2,000
Income before extraordinary items	$2,774,000	1,800
Extraordinary gains, net	$0	3,149
Net income	$2,774,000	1,870
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$241,000	2,800
Cash dividends	$4,255,000	549
Sale, conversion, retirement of capital stock, net	$0	1,223
Net operating income	$2,683,830	1,755
1992-12-31 (YTD Data)		Rank
Total interest income	$15,945,000	2,214
Total interest expense	$7,800,000	2,184
Net interest income	$8,145,000	2,228
Provision for loan and lease losses	$45,000	9,299
Total noninterest income	$1,403,000	2,521
Gross Fiduciary activities income	$146,000	1,158
Service charges on deposit accounts	$997,000	1,340
Trading account gains and fees	$0	504
Additional Noninterest Income	$260,000	4,843
Total noninterest expense	$5,280,000	2,732
Salaries and employee benefits	$2,507,000	2,591
Premises and equipment expense	$704,000	2,908
Additional noninterest expense	$2,069,000	2,713
Pre-tax net operating income	$4,223,000	1,495
Securities gains (losses)	$20,000	5,594
Applicable income taxes	$1,371,000	1,564
Income before extraordinary items	$2,872,000	1,608
Extraordinary gains, net	$0	1,422
Net income	$2,872,000	1,619
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-215,000	13,854
Cash dividends	$917,000	1,671
Sale, conversion, retirement of capital stock, net	$0	1,165
Net operating income	$2,858,400	1,499

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.