Home > American Heritage Bank > Net charge- offs to loans
American Heritage Bank, Net charge- offs to loans
| 2023-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0491% | 1,381 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0148% | 700 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 239 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0019% | 4,011 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 66 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0334% | 333 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 246 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0339% | 325 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0333% | 1,427 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5735% | 1,080 |
| Percentage Net Loans Charged-off: Credit card loans | 2.0536% | 268 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.5249% | 1,039 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 72 |
| 2023-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0500% | 1,175 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0169% | 546 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 172 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0025% | 4,079 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 48 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0384% | 264 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 206 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0388% | 258 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1010% | 927 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4198% | 1,198 |
| Percentage Net Loans Charged-off: Credit card loans | 2.2920% | 195 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3582% | 1,242 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 69 |
| 2023-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0052% | 2,081 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0077% | 547 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 127 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0025% | 4,137 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 29 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0205% | 301 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 163 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0208% | 280 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0199% | 1,065 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0542% | 4,201 |
| Percentage Net Loans Charged-off: Credit card loans | 2.1390% | 201 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.1261% | 4,361 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 63 |
| 2023-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0192% | 1,292 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0247% | 277 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 62 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0025% | 4,211 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 18 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0532% | 150 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 101 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0537% | 142 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0269% | 3,945 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0539% | 1,792 |
| Percentage Net Loans Charged-off: Credit card loans | 3.8503% | 105 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.0695% | 4,167 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 12 |
| 2022-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0857% | 809 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0013% | 3,234 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 172 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0031% | 4,000 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 64 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0026% | 3,522 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 205 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0026% | 3,582 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1436% | 748 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.1762% | 454 |
| Percentage Net Loans Charged-off: Credit card loans | 3.6931% | 82 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.0894% | 442 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 23 |
| 2022-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0669% | 827 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0034% | 3,406 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 133 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0050% | 4,103 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 47 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0028% | 3,513 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 163 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0028% | 3,586 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1891% | 519 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7730% | 642 |
| Percentage Net Loans Charged-off: Credit card loans | 2.5956% | 121 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.7099% | 641 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 17 |
| 2022-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0496% | 894 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0041% | 3,433 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 94 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0062% | 4,059 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 33 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0032% | 3,456 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 129 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0032% | 3,524 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0494% | 699 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8119% | 599 |
| Percentage Net Loans Charged-off: Credit card loans | 1.6124% | 192 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.7833% | 564 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2022-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0395% | 886 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0062% | 3,727 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 61 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0124% | 4,284 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 23 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0021% | 3,529 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 93 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0021% | 3,588 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1069% | 414 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5355% | 810 |
| Percentage Net Loans Charged-off: Credit card loans | 2.4072% | 122 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4674% | 814 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2021-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0365% | 1,519 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0155% | 931 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 225 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0097% | 633 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0242% | 612 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 242 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0244% | 596 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0284% | 1,282 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3903% | 1,036 |
| Percentage Net Loans Charged-off: Credit card loans | 0.7307% | 356 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3781% | 974 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2021-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0319% | 1,424 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0130% | 888 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 194 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0056% | 4,157 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 77 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0333% | 490 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 216 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0336% | 478 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0257% | 1,096 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3485% | 1,012 |
| Percentage Net Loans Charged-off: Credit card loans | 0.5644% | 367 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3408% | 930 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2021-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0222% | 1,503 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0095% | 865 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 159 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0084% | 4,299 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 57 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0285% | 484 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 181 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0288% | 477 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,104 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2941% | 1,077 |
| Percentage Net Loans Charged-off: Credit card loans | 0.2114% | 406 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2970% | 960 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2021-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0709% | 846 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0032% | 720 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 118 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0048% | 4,330 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 31 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0115% | 463 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 133 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0116% | 430 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0085% | 3,608 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.3134% | 335 |
| Percentage Net Loans Charged-off: Credit card loans | 1.2692% | 256 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.3149% | 293 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2020-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0879% | 1,583 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0555% | 937 |
| Percentage Net Loans Charged-off:Construction & development | 0.5127% | 90 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0036% | 4,287 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0557% | 739 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 398 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0563% | 722 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0448% | 1,743 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6389% | 998 |
| Percentage Net Loans Charged-off: Credit card loans | 0.8225% | 440 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.6334% | 908 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2020-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0696% | 1,620 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0236% | 1,136 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 273 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0032% | 4,292 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 74 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0552% | 642 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 349 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0557% | 618 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0396% | 1,529 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6965% | 863 |
| Percentage Net Loans Charged-off: Credit card loans | 0.5515% | 453 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.7007% | 781 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2020-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0162% | 2,410 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0160% | 1,111 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 191 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 666 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 54 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0337% | 740 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 293 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0340% | 698 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0089% | 3,806 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0961% | 2,290 |
| Percentage Net Loans Charged-off: Credit card loans | 1.0288% | 400 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0639% | 2,302 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2020-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0356% | 1,700 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0023% | 3,762 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 120 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 429 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 26 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0048% | 3,951 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 210 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0048% | 4,000 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0134% | 3,823 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6094% | 1,145 |
| Percentage Net Loans Charged-off: Credit card loans | 2.0305% | 257 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.5614% | 1,108 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2019-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0759% | 2,009 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0322% | 1,397 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 402 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0015% | 4,280 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 116 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0679% | 855 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 494 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0684% | 835 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0755% | 1,850 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6057% | 1,351 |
| Percentage Net Loans Charged-off: Credit card loans | 3.1517% | 203 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.5279% | 1,382 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2019-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0568% | 2,017 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0309% | 1,180 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 304 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0010% | 4,307 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 91 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0647% | 773 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 408 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0652% | 732 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0770% | 1,525 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3367% | 1,864 |
| Percentage Net Loans Charged-off: Credit card loans | 3.4080% | 166 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2448% | 2,007 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2019-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0398% | 2,092 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0350% | 954 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 234 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 706 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 61 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0729% | 630 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 333 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0734% | 607 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0895% | 4,495 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3653% | 1,654 |
| Percentage Net Loans Charged-off: Credit card loans | 3.6672% | 153 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2670% | 1,784 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2019-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0060% | 2,487 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0274% | 823 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 153 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 441 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 46 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0577% | 583 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 221 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0581% | 547 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1626% | 4,728 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1170% | 2,113 |
| Percentage Net Loans Charged-off: Credit card loans | 4.0363% | 128 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 2,284 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2018-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0057% | 4,377 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0290% | 4,736 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 424 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.1129% | 5,072 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 128 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0304% | 1,486 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 568 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0306% | 1,402 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0410% | 4,347 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2470% | 2,270 |
| Percentage Net Loans Charged-off: Credit card loans | 0.4944% | 551 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2398% | 2,183 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2018-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0130% | 4,469 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0336% | 4,788 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 325 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.1538% | 5,174 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 106 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0522% | 1,048 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 467 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0527% | 995 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1090% | 4,663 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2972% | 1,923 |
| Percentage Net Loans Charged-off: Credit card loans | 1.4407% | 360 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2642% | 1,913 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2018-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0586% | 1,765 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0924% | 583 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 257 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0941% | 369 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 79 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1158% | 569 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 391 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1168% | 549 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1003% | 4,668 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0655% | 2,659 |
| Percentage Net Loans Charged-off: Credit card loans | 1.9349% | 279 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0112% | 2,729 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2018-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0476% | 1,639 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1135% | 444 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 165 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0877% | 263 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 42 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1626% | 396 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 288 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1640% | 388 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0869% | 4,658 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.2474% | 4,995 |
| Percentage Net Loans Charged-off: Credit card loans | 1.1445% | 339 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.2878% | 4,997 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2017-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3966% | 631 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1582% | 668 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 519 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1034% | 713 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 180 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2415% | 483 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 680 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2433% | 485 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.5718% | 431 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8403% | 1,073 |
| Percentage Net Loans Charged-off: Credit card loans | 2.8610% | 218 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.7845% | 1,051 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2017-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3662% | 575 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1226% | 701 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 426 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0591% | 683 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 143 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2034% | 518 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 589 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2049% | 526 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.4106% | 370 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9983% | 830 |
| Percentage Net Loans Charged-off: Credit card loans | 3.8379% | 141 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.9208% | 806 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2017-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2109% | 969 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1387% | 606 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 340 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0912% | 479 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 105 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2120% | 503 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 486 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2135% | 500 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2093% | 1,017 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8902% | 911 |
| Percentage Net Loans Charged-off: Credit card loans | 3.2505% | 175 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.8261% | 873 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2017-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3085% | 600 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1226% | 570 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 224 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0220% | 5,210 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 65 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2644% | 385 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 357 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2663% | 383 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5372% | 489 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.5482% | 505 |
| Percentage Net Loans Charged-off: Credit card loans | 2.9907% | 212 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.5086% | 450 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2016-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0381% | 5,319 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.1754% | 5,661 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 574 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.1452% | 5,521 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 220 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.2464% | 5,673 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 792 |
| All other 1-4 family - Percent of loans charged-off, net | -0.2483% | 5,675 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1572% | 1,674 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5869% | 1,610 |
| Percentage Net Loans Charged-off: Credit card loans | 1.3242% | 430 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.5660% | 1,528 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1423% | 1,071 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2016-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0742% | 5,487 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.2247% | 5,752 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 470 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.1946% | 5,625 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 177 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.3091% | 5,758 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 687 |
| All other 1-4 family - Percent of loans charged-off, net | -0.3115% | 5,760 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2007% | 1,268 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4926% | 1,590 |
| Percentage Net Loans Charged-off: Credit card loans | 0.9426% | 497 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4799% | 1,494 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1998% | 821 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2016-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.2428% | 5,843 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.4273% | 5,900 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 380 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.3588% | 5,788 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 148 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.5960% | 5,893 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 570 |
| All other 1-4 family - Percent of loans charged-off, net | -0.6006% | 5,883 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1607% | 1,176 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4067% | 1,709 |
| Percentage Net Loans Charged-off: Credit card loans | 1.1966% | 402 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3836% | 1,626 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,209 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2016-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1183% | 1,410 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0601% | 1,100 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 253 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0484% | 482 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 90 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0856% | 1,009 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 408 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0863% | 954 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.7035% | 470 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.1154% | 5,098 |
| Percentage Net Loans Charged-off: Credit card loans | 0.3277% | 489 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.1288% | 5,068 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 943 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2015-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0659% | 2,914 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0661% | 5,597 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 805 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.4087% | 5,905 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 287 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1551% | 1,337 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 945 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1564% | 1,305 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0849% | 1,991 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9451% | 860 |
| Percentage Net Loans Charged-off: Credit card loans | 1.7573% | 352 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.9166% | 801 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,449 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 43 |
| 2015-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0344% | 3,228 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0476% | 5,550 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 691 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0954% | 5,717 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 241 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0289% | 5,510 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 830 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0292% | 5,522 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0254% | 4,597 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6634% | 1,144 |
| Percentage Net Loans Charged-off: Credit card loans | 2.0450% | 285 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.6143% | 1,125 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,309 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 33 |
| 2015-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1154% | 1,846 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0776% | 1,610 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 555 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0173% | 1,076 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 188 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1421% | 1,255 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 710 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1435% | 1,214 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0262% | 4,589 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5976% | 1,180 |
| Percentage Net Loans Charged-off: Credit card loans | 2.6010% | 208 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.5245% | 1,220 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,136 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 28 |
| 2015-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0811% | 1,896 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0766% | 1,312 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 369 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0088% | 5,429 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 126 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1568% | 988 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 482 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1583% | 935 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0657% | 990 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1655% | 2,088 |
| Percentage Net Loans Charged-off: Credit card loans | 2.7202% | 206 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0707% | 2,247 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 911 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 23 |
| 2014-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2656% | 1,623 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1710% | 1,676 |
| Percentage Net Loans Charged-off:Construction & development | 0.3289% | 692 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1633% | 1,310 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 420 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1695% | 1,796 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,143 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1711% | 1,731 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2475% | 1,676 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9015% | 1,045 |
| Percentage Net Loans Charged-off: Credit card loans | 0.8834% | 556 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.9021% | 944 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.2844% | 782 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2014-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2828% | 1,389 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1948% | 1,396 |
| Percentage Net Loans Charged-off:Construction & development | 0.3633% | 598 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2171% | 1,001 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 357 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1765% | 1,644 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,025 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1782% | 1,555 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2095% | 1,544 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9147% | 968 |
| Percentage Net Loans Charged-off: Credit card loans | 1.2816% | 436 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.9012% | 893 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.3705% | 640 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2014-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3039% | 1,330 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2565% | 1,153 |
| Percentage Net Loans Charged-off:Construction & development | 0.0874% | 725 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3268% | 761 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 280 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2644% | 1,204 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 855 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2670% | 1,158 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3089% | 1,201 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4996% | 1,523 |
| Percentage Net Loans Charged-off: Credit card loans | 1.5096% | 374 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4626% | 1,467 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.5374% | 484 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2014-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1939% | 1,570 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0958% | 1,657 |
| Percentage Net Loans Charged-off:Construction & development | 0.1741% | 467 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,059 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 176 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1583% | 1,336 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 600 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1598% | 1,276 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4841% | 694 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5330% | 1,407 |
| Percentage Net Loans Charged-off: Credit card loans | 3.3287% | 176 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4318% | 1,473 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 938 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2013-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2467% | 2,498 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1949% | 2,357 |
| Percentage Net Loans Charged-off:Construction & development | 1.1589% | 773 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0207% | 2,526 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 619 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1801% | 2,359 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,420 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1816% | 2,284 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0019% | 4,914 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9768% | 1,182 |
| Percentage Net Loans Charged-off: Credit card loans | 0.4930% | 700 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.9942% | 1,047 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1207% | 1,069 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2013-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2825% | 2,130 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2519% | 1,884 |
| Percentage Net Loans Charged-off:Construction & development | 1.5550% | 627 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0536% | 2,025 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 515 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2086% | 2,050 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,261 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2104% | 1,968 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0199% | 5,072 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9460% | 1,103 |
| Percentage Net Loans Charged-off: Credit card loans | 0.7634% | 582 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.9525% | 991 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1574% | 923 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2013-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3393% | 1,827 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3017% | 1,633 |
| Percentage Net Loans Charged-off:Construction & development | 2.3276% | 478 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0434% | 1,821 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 425 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1883% | 2,070 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,077 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1898% | 1,949 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0300% | 5,122 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.1351% | 899 |
| Percentage Net Loans Charged-off: Credit card loans | 0.7172% | 556 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.1499% | 792 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.2298% | 749 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2013-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1914% | 2,267 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0676% | 2,475 |
| Percentage Net Loans Charged-off:Construction & development | -0.2975% | 5,930 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0087% | 1,404 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 295 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1739% | 1,774 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 767 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1753% | 1,658 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1046% | 1,441 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0119% | 998 |
| Percentage Net Loans Charged-off: Credit card loans | 1.4368% | 400 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.9966% | 912 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.4599% | 484 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2012-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1753% | 3,975 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3163% | 2,655 |
| Percentage Net Loans Charged-off:Construction & development | 0.3453% | 1,939 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0754% | 2,792 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 851 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.5522% | 1,644 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,753 |
| All other 1-4 family - Percent of loans charged-off, net | 0.5587% | 1,567 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.6072% | 6,539 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5688% | 2,172 |
| Percentage Net Loans Charged-off: Credit card loans | 0.2962% | 853 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.5812% | 1,997 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0241% | 1,524 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2012-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1370% | 4,020 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1178% | 3,640 |
| Percentage Net Loans Charged-off:Construction & development | 0.3382% | 1,802 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0418% | 2,634 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 745 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1599% | 3,015 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,549 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1620% | 2,862 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1020% | 6,060 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7763% | 1,579 |
| Percentage Net Loans Charged-off: Credit card loans | 0.3998% | 754 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.7942% | 1,416 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0129% | 1,427 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2012-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0576% | 4,608 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0577% | 3,921 |
| Percentage Net Loans Charged-off:Construction & development | 0.4863% | 1,530 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0622% | 2,170 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 593 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0209% | 6,613 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,330 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0212% | 6,576 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1065% | 6,055 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3698% | 2,379 |
| Percentage Net Loans Charged-off: Credit card loans | 0.1521% | 728 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3801% | 2,171 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0188% | 1,208 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2012-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1075% | 3,482 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0395% | 3,392 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,402 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1182% | 1,415 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 388 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0167% | 6,518 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 982 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0169% | 6,505 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.2160% | 6,314 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.2121% | 967 |
| Percentage Net Loans Charged-off: Credit card loans | 0.6130% | 518 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.2403% | 859 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0378% | 879 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5926% | 2,673 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2966% | 3,412 |
| Percentage Net Loans Charged-off:Construction & development | -0.2833% | 6,521 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3394% | 2,328 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 1,014 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4322% | 2,433 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,926 |
| All other 1-4 family - Percent of loans charged-off, net | 0.4377% | 2,305 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.7910% | 1,316 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0880% | 1,545 |
| Percentage Net Loans Charged-off: Credit card loans | 2.5804% | 422 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.9170% | 1,562 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0254% | 1,587 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0291% | 5,742 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.1250% | 7,202 |
| Percentage Net Loans Charged-off:Construction & development | -0.3688% | 6,572 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.4937% | 7,188 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 856 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2252% | 3,007 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,690 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2280% | 2,857 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1580% | 3,176 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9057% | 1,677 |
| Percentage Net Loans Charged-off: Credit card loans | 2.1269% | 466 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.7461% | 1,677 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0345% | 1,405 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0118% | 5,683 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0482% | 7,099 |
| Percentage Net Loans Charged-off:Construction & development | -0.5389% | 6,614 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.3598% | 7,215 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 678 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3204% | 2,393 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,446 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3243% | 2,247 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1347% | 6,529 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6458% | 2,066 |
| Percentage Net Loans Charged-off: Credit card loans | 0.9082% | 661 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.5336% | 1,994 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0524% | 1,191 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.2021% | 7,259 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.1906% | 7,284 |
| Percentage Net Loans Charged-off:Construction & development | -1.0860% | 6,708 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.9160% | 7,319 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 440 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.5991% | 1,387 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,026 |
| All other 1-4 family - Percent of loans charged-off, net | 0.6060% | 1,295 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.4808% | 6,906 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0379% | 3,327 |
| Percentage Net Loans Charged-off: Credit card loans | -0.3026% | 1,371 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0411% | 3,148 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,005 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.8575% | 2,492 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.0482% | 1,836 |
| Percentage Net Loans Charged-off:Construction & development | -0.1152% | 6,915 |
| Percentage Net Loans Charged-off: Commercial real estate | 2.5697% | 442 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 1,098 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2334% | 3,314 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,940 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2356% | 3,175 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3528% | 3,637 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7630% | 2,651 |
| Percentage Net Loans Charged-off: Credit card loans | 1.6845% | 745 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,993 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.0854% | 1,875 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.4053% | 1,279 |
| Percentage Net Loans Charged-off:Construction & development | -0.0838% | 6,956 |
| Percentage Net Loans Charged-off: Commercial real estate | 3.4528% | 253 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 888 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3104% | 2,684 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,705 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3136% | 2,570 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1337% | 3,845 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8987% | 2,187 |
| Percentage Net Loans Charged-off: Credit card loans | 1.2291% | 775 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,786 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1857% | 4,500 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1573% | 3,777 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 2,687 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 2,645 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 710 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3419% | 2,294 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,414 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3454% | 2,179 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1268% | 3,421 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5329% | 2,856 |
| Percentage Net Loans Charged-off: Credit card loans | 1.3878% | 704 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,540 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0487% | 4,917 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0454% | 7,513 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 2,022 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,882 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 457 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0985% | 7,563 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 974 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0995% | 7,556 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3340% | 2,189 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2609% | 3,173 |
| Percentage Net Loans Charged-off: Credit card loans | 1.2289% | 627 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,171 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4905% | 3,808 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2853% | 3,679 |
| Percentage Net Loans Charged-off:Construction & development | 0.4881% | 2,940 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3689% | 2,005 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 922 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2202% | 3,165 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,916 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2229% | 2,988 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.8048% | 3,161 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.4013% | 2,022 |
| Percentage Net Loans Charged-off: Credit card loans | 2.9630% | 639 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 2,150 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5698% | 2,972 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3648% | 2,870 |
| Percentage Net Loans Charged-off:Construction & development | 0.6548% | 2,386 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.5787% | 1,238 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 708 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1964% | 2,846 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,611 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1988% | 2,680 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.7615% | 2,690 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.6390% | 1,572 |
| Percentage Net Loans Charged-off: Credit card loans | 3.2516% | 570 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,898 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.6139% | 2,505 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.5254% | 2,077 |
| Percentage Net Loans Charged-off:Construction & development | 0.9642% | 1,798 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.8568% | 746 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 531 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2655% | 2,197 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,287 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2689% | 2,073 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5039% | 2,668 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.4225% | 1,706 |
| Percentage Net Loans Charged-off: Credit card loans | 2.5692% | 635 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,633 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3002% | 2,911 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2928% | 2,093 |
| Percentage Net Loans Charged-off:Construction & development | 1.8600% | 979 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1594% | 1,003 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 309 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0773% | 2,328 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 827 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0783% | 2,130 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 2,811 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8328% | 2,291 |
| Percentage Net Loans Charged-off: Credit card loans | 2.0522% | 611 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,234 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1409% | 4,812 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0417% | 4,474 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 2,850 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0808% | 1,848 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 546 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0292% | 3,750 |
| Percentage Net Loans Charged-off: Home equity loans | 1.5751% | 316 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0084% | 3,847 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0721% | 7,432 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9236% | 2,438 |
| Percentage Net Loans Charged-off: Credit card loans | 1.0099% | 975 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,901 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0975% | 4,478 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0606% | 3,383 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 2,246 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1101% | 1,202 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 377 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0461% | 2,879 |
| Percentage Net Loans Charged-off: Home equity loans | 3.6178% | 117 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0028% | 7,661 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0586% | 7,267 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4964% | 3,262 |
| Percentage Net Loans Charged-off: Credit card loans | 0.5649% | 985 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,634 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1039% | 3,786 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0693% | 2,694 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,702 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1693% | 783 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 250 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0253% | 2,555 |
| Percentage Net Loans Charged-off: Home equity loans | 5.2698% | 74 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0491% | 7,985 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0704% | 7,266 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5121% | 2,837 |
| Percentage Net Loans Charged-off: Credit card loans | 0.3393% | 932 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,409 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0567% | 3,660 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0325% | 2,286 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,119 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2493% | 420 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 134 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0889% | 8,111 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 563 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0902% | 8,080 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0080% | 2,172 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2415% | 3,201 |
| Percentage Net Loans Charged-off: Credit card loans | 1.0059% | 650 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,048 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1631% | 3,025 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0534% | 2,791 |
| Percentage Net Loans Charged-off:Construction & development | 0.1755% | 1,038 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0360% | 1,356 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 289 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0531% | 2,397 |
| Percentage Net Loans Charged-off: Home equity loans | 1.1307% | 158 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0371% | 2,467 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1204% | 3,122 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7477% | 2,219 |
| Percentage Net Loans Charged-off: Credit card loans | 0.2624% | 1,177 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,751 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1121% | 2,990 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0395% | 2,258 |
| Percentage Net Loans Charged-off:Construction & development | 0.2456% | 560 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0297% | 976 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 199 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0238% | 2,250 |
| Percentage Net Loans Charged-off: Home equity loans | 1.5080% | 91 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0015% | 2,475 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1696% | 2,348 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4028% | 3,083 |
| Percentage Net Loans Charged-off: Credit card loans | 0.2386% | 1,078 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,521 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0939% | 2,849 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0248% | 2,080 |
| Percentage Net Loans Charged-off:Construction & development | -0.0802% | 7,693 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0453% | 666 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 143 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0269% | 1,780 |
| Percentage Net Loans Charged-off: Home equity loans | 2.3244% | 49 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0068% | 7,694 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1648% | 1,954 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3500% | 2,951 |
| Percentage Net Loans Charged-off: Credit card loans | 0.3633% | 920 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,336 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1652% | 1,622 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0765% | 1,013 |
| Percentage Net Loans Charged-off:Construction & development | -0.1693% | 7,703 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1475% | 291 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 76 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0674% | 1,034 |
| Percentage Net Loans Charged-off: Home equity loans | 4.7096% | 25 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,345 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5420% | 850 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2349% | 2,971 |
| Percentage Net Loans Charged-off: Credit card loans | 1.4639% | 578 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 964 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1075% | 3,106 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0014% | 7,561 |
| Percentage Net Loans Charged-off:Construction & development | 0.1670% | 393 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,308 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 200 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0184% | 8,044 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 709 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0186% | 8,012 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0294% | 7,139 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7470% | 2,045 |
| Percentage Net Loans Charged-off: Credit card loans | 2.6325% | 437 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,606 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0932% | 2,835 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0210% | 8,028 |
| Percentage Net Loans Charged-off:Construction & development | 0.4286% | 161 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,012 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 150 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0739% | 8,279 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 550 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0747% | 8,236 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0416% | 7,107 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7473% | 1,803 |
| Percentage Net Loans Charged-off: Credit card loans | 3.5331% | 279 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,412 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0755% | 2,877 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0408% | 8,186 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 466 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 815 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0653% | 8,262 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 426 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0660% | 8,231 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0575% | 7,136 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7399% | 1,709 |
| Percentage Net Loans Charged-off: Credit card loans | 10.1419% | 69 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,212 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0617% | 2,623 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.1180% | 8,446 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 268 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 498 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 51 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.1890% | 8,447 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 311 |
| All other 1-4 family - Percent of loans charged-off, net | -0.1902% | 8,421 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0887% | 7,288 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0315% | 1,263 |
| Percentage Net Loans Charged-off: Credit card loans | 21.7588% | 30 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 911 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2045% | 2,268 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0730% | 1,574 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 694 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.2276% | 8,393 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 187 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2155% | 797 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 0.2155% | 814 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0785% | 3,465 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9307% | 2,027 |
| Percentage Net Loans Charged-off: Credit card loans | 3.2969% | 511 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,616 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2269% | 1,748 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0892% | 1,204 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 541 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0808% | 8,300 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 151 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1731% | 826 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 0.1731% | 843 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1164% | 2,691 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9603% | 1,687 |
| Percentage Net Loans Charged-off: Credit card loans | 3.7430% | 381 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,405 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1459% | 2,320 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0240% | 1,920 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 425 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.1207% | 8,367 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 111 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0906% | 1,160 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 0.0906% | 1,123 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1302% | 7,516 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9374% | 1,674 |
| Percentage Net Loans Charged-off: Credit card loans | 5.3004% | 252 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,156 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0268% | 3,801 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0032% | 7,716 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 235 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 511 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 61 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0049% | 7,937 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | -0.0049% | 7,953 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1595% | 7,670 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3334% | 3,092 |
| Percentage Net Loans Charged-off: Credit card loans | 4.6161% | 281 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 839 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2690% | 2,138 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0016% | 3,820 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 758 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.1564% | 8,543 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 197 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0744% | 1,880 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 0.0744% | 1,828 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4738% | 2,196 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.1690% | 1,704 |
| Percentage Net Loans Charged-off: Credit card loans | 1.5353% | 1,112 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,643 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2179% | 2,170 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0011% | 7,684 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 604 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.2086% | 8,612 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0948% | 1,407 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 0.0948% | 1,372 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3244% | 2,186 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0046% | 1,862 |
| Percentage Net Loans Charged-off: Credit card loans | 0.5731% | 1,378 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,414 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1792% | 2,427 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0083% | 7,993 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 464 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.1258% | 8,602 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0463% | 1,644 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 0.0463% | 1,561 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3606% | 1,847 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7662% | 2,391 |
| Percentage Net Loans Charged-off: Credit card loans | 0.1727% | 1,348 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,207 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2255% | 1,804 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0570% | 1,275 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 286 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 553 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0883% | 1,016 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 0.0883% | 957 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4948% | 1,191 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6676% | 2,487 |
| Percentage Net Loans Charged-off: Credit card loans | -0.6969% | 2,486 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 887 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0674% | 5,463 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.1091% | 8,827 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 836 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0276% | 1,393 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 186 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.1863% | 8,856 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | -0.1863% | 8,842 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1377% | 8,079 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8355% | 2,866 |
| Percentage Net Loans Charged-off: Credit card loans | 2.4859% | 1,013 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,856 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0577% | 5,190 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.1507% | 8,908 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 663 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0145% | 8,506 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 138 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.2333% | 8,915 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | -0.2333% | 8,905 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0563% | 7,747 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8573% | 2,545 |
| Percentage Net Loans Charged-off: Credit card loans | 2.8683% | 869 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,617 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0845% | 4,244 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0219% | 8,477 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 523 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 978 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0351% | 8,595 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | -0.0351% | 8,600 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.2589% | 8,157 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7068% | 2,813 |
| Percentage Net Loans Charged-off: Credit card loans | 0.1708% | 1,560 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,407 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0492% | 8,291 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.2599% | 9,033 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 326 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 618 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 56 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.4177% | 9,036 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | -0.4177% | 9,021 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.5578% | 8,424 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0150% | 1,941 |
| Percentage Net Loans Charged-off: Credit card loans | 0.6797% | 1,175 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 993 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2002-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2843% | 2,845 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1495% | 1,377 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 875 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,573 |
| Percentage Net Loans Charged-off: Multi-family residential | -1.1416% | 6,618 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2373% | 917 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 0.2373% | 925 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0625% | 4,481 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9150% | 2,626 |
| Percentage Net Loans Charged-off: Credit card loans | 2.3106% | 1,154 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,956 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2001-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2398% | 3,189 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1424% | 1,297 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 831 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.6142% | 378 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 192 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0351% | 8,985 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | -0.0351% | 8,989 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0792% | 4,287 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6811% | 3,332 |
| Percentage Net Loans Charged-off: Credit card loans | 1.2708% | 1,590 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,876 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2000-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3369% | 2,010 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1999-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1694% | 3,613 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1998-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2556% | 2,836 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1997-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4420% | 1,808 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1996-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3624% | 2,478 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1995-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0000% | 8,856 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1994-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4936% | 1,824 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1993-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3348% | 3,865 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1992-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.3252% | 13,516 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |