Home > American Heritage Bank > Income and Expense
American Heritage Bank, Income and Expense
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $6,971,000 | 4,410 |
| Total interest expense | $2,831,000 | 4,807 |
| Net interest income | $4,140,000 | 4,050 |
| Provision for loan and lease losses | $1,430,000 | 737 |
| Total noninterest income | $965,000 | 3,176 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $599,000 | 2,239 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $366,000 | 3,605 |
| Total noninterest expense | $2,703,000 | 4,589 |
| Salaries and employee benefits | $1,540,000 | 4,241 |
| Premises and equipment expense | $413,000 | 4,418 |
| Additional noninterest expense | $750,000 | 5,013 |
| Pre-tax net operating income | $972,000 | 5,393 |
| Securities gains (losses) | $11,000 | 1,705 |
| Applicable income taxes | $147,000 | 6,313 |
| Income before extraordinary items | $836,000 | 4,956 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $836,000 | 4,956 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $797,000 | 838 |
| Cash dividends | $99,000 | 6,138 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $826,650 | 4,971 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $7,087,000 | 4,360 |
| Total interest expense | $3,031,000 | 4,688 |
| Net interest income | $4,056,000 | 4,072 |
| Provision for loan and lease losses | $100,000 | 5,089 |
| Total noninterest income | $867,000 | 3,407 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $540,000 | 2,384 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $327,000 | 3,829 |
| Total noninterest expense | $2,585,000 | 4,658 |
| Salaries and employee benefits | $1,463,000 | 4,320 |
| Premises and equipment expense | $348,000 | 4,899 |
| Additional noninterest expense | $774,000 | 4,790 |
| Pre-tax net operating income | $2,238,000 | 3,050 |
| Securities gains (losses) | $17,000 | 2,560 |
| Applicable income taxes | $824,000 | 2,672 |
| Income before extraordinary items | $1,431,000 | 3,376 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $1,431,000 | 3,376 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $22,000 | 6,193 |
| Cash dividends | $536,000 | 3,365 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $1,420,120 | 3,309 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $6,486,000 | 4,788 |
| Total interest expense | $2,661,000 | 5,166 |
| Net interest income | $3,825,000 | 4,399 |
| Provision for loan and lease losses | $120,000 | 4,629 |
| Total noninterest income | $857,000 | 3,414 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $606,000 | 2,164 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $251,000 | 4,352 |
| Total noninterest expense | $2,322,000 | 5,066 |
| Salaries and employee benefits | $1,348,000 | 4,642 |
| Premises and equipment expense | $272,000 | 5,770 |
| Additional noninterest expense | $702,000 | 5,209 |
| Pre-tax net operating income | $2,240,000 | 3,203 |
| Securities gains (losses) | $0 | 3,944 |
| Applicable income taxes | $800,000 | 2,926 |
| Income before extraordinary items | $1,440,000 | 3,472 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $1,440,000 | 3,472 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $115,000 | 3,525 |
| Cash dividends | $1,302,000 | 1,776 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $1,440,000 | 3,393 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $5,645,000 | 5,415 |
| Total interest expense | $2,207,000 | 6,037 |
| Net interest income | $3,438,000 | 4,891 |
| Provision for loan and lease losses | $104,000 | 5,004 |
| Total noninterest income | $799,000 | 3,715 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $539,000 | 2,520 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $260,000 | 4,436 |
| Total noninterest expense | $2,279,000 | 5,384 |
| Salaries and employee benefits | $1,271,000 | 4,944 |
| Premises and equipment expense | $320,000 | 5,333 |
| Additional noninterest expense | $688,000 | 5,807 |
| Pre-tax net operating income | $1,856,000 | 3,618 |
| Securities gains (losses) | $3,000 | 3,304 |
| Applicable income taxes | $673,000 | 3,264 |
| Income before extraordinary items | $1,184,000 | 3,914 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $1,184,000 | 3,914 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $17,000 | 6,952 |
| Cash dividends | $0 | 8,336 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $1,182,080 | 3,876 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $5,599,000 | 5,512 |
| Total interest expense | $2,167,000 | 6,141 |
| Net interest income | $3,432,000 | 4,942 |
| Provision for loan and lease losses | $325,000 | 2,159 |
| Total noninterest income | $713,000 | 4,021 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $499,000 | 2,732 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $214,000 | 4,932 |
| Total noninterest expense | $2,209,000 | 5,534 |
| Salaries and employee benefits | $1,221,000 | 5,138 |
| Premises and equipment expense | $297,000 | 5,671 |
| Additional noninterest expense | $691,000 | 5,919 |
| Pre-tax net operating income | $1,611,000 | 4,203 |
| Securities gains (losses) | $22,000 | 1,840 |
| Applicable income taxes | $597,000 | 3,674 |
| Income before extraordinary items | $1,036,000 | 4,450 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $1,036,000 | 4,448 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $265,000 | 2,106 |
| Cash dividends | $307,000 | 4,446 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $1,021,920 | 4,503 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $4,108,000 | 6,565 |
| Total interest expense | $1,465,000 | 6,998 |
| Net interest income | $2,643,000 | 6,186 |
| Provision for loan and lease losses | $0 | 9,146 |
| Total noninterest income | $578,000 | 4,784 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $401,000 | 3,366 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $177,000 | 5,670 |
| Total noninterest expense | $1,731,000 | 6,900 |
| Salaries and employee benefits | $878,000 | 6,762 |
| Premises and equipment expense | $227,000 | 6,931 |
| Additional noninterest expense | $626,000 | 6,842 |
| Pre-tax net operating income | $1,490,000 | 4,434 |
| Securities gains (losses) | $0 | 3,600 |
| Applicable income taxes | $532,000 | 3,867 |
| Income before extraordinary items | $958,000 | 4,680 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $958,000 | 4,679 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-8,000 | 10,674 |
| Cash dividends | $174,000 | 5,797 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $958,000 | 4,724 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $2,840,000 | 8,599 |
| Total interest expense | $1,070,000 | 8,801 |
| Net interest income | $1,770,000 | 8,319 |
| Provision for loan and lease losses | $215,000 | 3,749 |
| Total noninterest income | $477,000 | 5,778 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $342,000 | 3,970 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $135,000 | 6,905 |
| Total noninterest expense | $1,171,000 | 9,005 |
| Salaries and employee benefits | $596,000 | 8,831 |
| Premises and equipment expense | $157,000 | 8,726 |
| Additional noninterest expense | $418,000 | 9,057 |
| Pre-tax net operating income | $861,000 | 6,512 |
| Securities gains (losses) | $0 | 7,477 |
| Applicable income taxes | $303,000 | 6,046 |
| Income before extraordinary items | $558,000 | 7,095 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $558,000 | 7,261 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $222,000 | 2,934 |
| Cash dividends | $180,000 | 5,679 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $558,000 | 6,834 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $2,964,000 | 9,057 |
| Total interest expense | $1,265,000 | 9,383 |
| Net interest income | $1,699,000 | 8,649 |
| Provision for loan and lease losses | $147,000 | 6,169 |
| Total noninterest income | $476,000 | 5,830 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $340,000 | 4,018 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $136,000 | 6,990 |
| Total noninterest expense | $1,063,000 | 9,695 |
| Salaries and employee benefits | $532,000 | 9,460 |
| Premises and equipment expense | $193,000 | 8,002 |
| Additional noninterest expense | $338,000 | 10,340 |
| Pre-tax net operating income | $964,000 | 5,778 |
| Securities gains (losses) | $0 | 8,369 |
| Applicable income taxes | $353,000 | 5,316 |
| Income before extraordinary items | $612,000 | 6,492 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $612,000 | 6,568 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $144,000 | 4,990 |
| Cash dividends | $238,000 | 4,641 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $612,000 | 6,126 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.