Home > American General Bank, FSB > Income and Expense
American General Bank, FSB, Income and Expense
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $4,144,000 | 6,369 |
| Total interest expense | $2,594,000 | 5,428 |
| Net interest income | $1,550,000 | 7,379 |
| Provision for loan and lease losses | $105,000 | 5,193 |
| Total noninterest income | $9,214,000 | 621 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $9,214,000 | 442 |
| Total noninterest expense | $10,357,000 | 1,340 |
| Salaries and employee benefits | $1,676,000 | 3,996 |
| Premises and equipment expense | $582,000 | 3,357 |
| Additional noninterest expense | $8,099,000 | 669 |
| Pre-tax net operating income | $302,000 | 7,884 |
| Securities gains (losses) | $0 | 1,956 |
| Applicable income taxes | $130,000 | 6,160 |
| Income before extraordinary items | $172,000 | 8,262 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $172,000 | 8,261 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 7,622 |
| Cash dividends | $0 | 6,853 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $172,000 | 8,265 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $2,725,000 | 7,679 |
| Total interest expense | $2,333,000 | 5,445 |
| Net interest income | $392,000 | 9,831 |
| Provision for loan and lease losses | $60,000 | 6,124 |
| Total noninterest income | $4,461,000 | 1,013 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 173 |
| Additional Noninterest Income | $4,461,000 | 690 |
| Total noninterest expense | $6,518,000 | 2,091 |
| Salaries and employee benefits | $1,163,000 | 5,279 |
| Premises and equipment expense | $451,000 | 4,112 |
| Additional noninterest expense | $4,904,000 | 972 |
| Pre-tax net operating income | $-1,725,000 | 10,148 |
| Securities gains (losses) | $0 | 3,155 |
| Applicable income taxes | $-618,000 | 10,148 |
| Income before extraordinary items | $-1,107,000 | 10,095 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $-1,107,000 | 10,094 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 7,897 |
| Cash dividends | $0 | 7,131 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $-1,107,000 | 10,085 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $3,183,000 | 7,311 |
| Total interest expense | $2,730,000 | 5,054 |
| Net interest income | $453,000 | 10,007 |
| Provision for loan and lease losses | $0 | 8,652 |
| Total noninterest income | $599,000 | 4,393 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 224 |
| Additional Noninterest Income | $599,000 | 2,655 |
| Total noninterest expense | $1,347,000 | 7,110 |
| Salaries and employee benefits | $701,000 | 7,180 |
| Premises and equipment expense | $342,000 | 4,956 |
| Additional noninterest expense | $304,000 | 8,083 |
| Pre-tax net operating income | $-295,000 | 10,064 |
| Securities gains (losses) | $0 | 4,449 |
| Applicable income taxes | $-105,000 | 10,234 |
| Income before extraordinary items | $-190,000 | 10,042 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $-190,000 | 10,038 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $154,000 | 2,864 |
| Cash dividends | $0 | 7,473 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $-190,000 | 10,008 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $11,733,000 | 2,793 |
| Total interest expense | $9,118,000 | 1,706 |
| Net interest income | $2,615,000 | 5,871 |
| Provision for loan and lease losses | $-298,000 | 10,850 |
| Total noninterest income | $1,494,000 | 2,200 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $-1,990,000 | 4,502 |
| Additional Noninterest Income | $3,484,000 | 770 |
| Total noninterest expense | $3,804,000 | 3,326 |
| Salaries and employee benefits | $1,583,000 | 4,049 |
| Premises and equipment expense | $383,000 | 4,595 |
| Additional noninterest expense | $1,838,000 | 2,263 |
| Pre-tax net operating income | $603,000 | 7,408 |
| Securities gains (losses) | $-187,000 | 10,827 |
| Applicable income taxes | $269,000 | 6,045 |
| Income before extraordinary items | $147,000 | 9,612 |
| Extraordinary gains, net | $-1,198,000 | 10,921 |
| Net income | $-1,051,000 | 10,858 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $402,000 | 1,592 |
| Cash dividends | $0 | 7,871 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $266,680 | 8,587 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $19,603,000 | 1,722 |
| Total interest expense | $16,428,000 | 1,015 |
| Net interest income | $3,175,000 | 5,216 |
| Provision for loan and lease losses | $465,000 | 1,833 |
| Total noninterest income | $1,304,000 | 2,534 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 262 |
| Additional Noninterest Income | $1,304,000 | 1,505 |
| Total noninterest expense | $5,065,000 | 2,697 |
| Salaries and employee benefits | $1,103,000 | 5,578 |
| Premises and equipment expense | $554,000 | 3,461 |
| Additional noninterest expense | $3,408,000 | 1,557 |
| Pre-tax net operating income | $-1,051,000 | 11,343 |
| Securities gains (losses) | $14,000 | 2,256 |
| Applicable income taxes | $-429,000 | 11,340 |
| Income before extraordinary items | $-608,000 | 11,296 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $-608,000 | 11,296 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $627,000 | 1,211 |
| Cash dividends | $0 | 8,336 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $-616,960 | 11,275 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $25,356,000 | 1,351 |
| Total interest expense | $22,621,000 | 790 |
| Net interest income | $2,735,000 | 5,912 |
| Provision for loan and lease losses | $2,969,000 | 453 |
| Total noninterest income | $805,000 | 3,670 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 522 |
| Additional Noninterest Income | $805,000 | 2,098 |
| Total noninterest expense | $5,953,000 | 2,289 |
| Salaries and employee benefits | $1,470,000 | 4,364 |
| Premises and equipment expense | $693,000 | 2,835 |
| Additional noninterest expense | $3,790,000 | 1,394 |
| Pre-tax net operating income | $-5,382,000 | 11,971 |
| Securities gains (losses) | $-1,983,000 | 11,907 |
| Applicable income taxes | $-3,622,000 | 11,944 |
| Income before extraordinary items | $-3,743,000 | 11,932 |
| Extraordinary gains, net | $-1,233,000 | 11,962 |
| Net income | $-4,976,000 | 11,939 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $627,000 | 1,197 |
| Cash dividends | $0 | 8,717 |
| Sale, conversion, retirement of capital stock, net | NA | NA |
| Net operating income | $-2,473,880 | 11,920 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $25,887,000 | 1,210 |
| Total interest expense | $18,246,000 | 777 |
| Net interest income | $7,641,000 | 2,362 |
| Provision for loan and lease losses | $1,479,000 | 721 |
| Total noninterest income | $428,000 | 5,881 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 475 |
| Additional Noninterest Income | $428,000 | 3,270 |
| Total noninterest expense | $8,434,000 | 1,728 |
| Salaries and employee benefits | $2,871,000 | 2,334 |
| Premises and equipment expense | $888,000 | 2,271 |
| Additional noninterest expense | $4,675,000 | 1,244 |
| Pre-tax net operating income | $-1,844,000 | 12,516 |
| Securities gains (losses) | $-331,000 | 12,139 |
| Applicable income taxes | $-890,000 | 12,522 |
| Income before extraordinary items | $-1,285,000 | 12,453 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $-1,285,000 | 12,446 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $378,000 | 1,646 |
| Cash dividends | $0 | 8,932 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $-1,073,160 | 12,433 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $26,326,000 | 1,214 |
| Total interest expense | $15,546,000 | 903 |
| Net interest income | $10,780,000 | 1,685 |
| Provision for loan and lease losses | $987,000 | 1,317 |
| Total noninterest income | $662,000 | 4,615 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 532 |
| Additional Noninterest Income | $662,000 | 2,695 |
| Total noninterest expense | $9,763,000 | 1,555 |
| Salaries and employee benefits | $3,709,000 | 1,809 |
| Premises and equipment expense | $896,000 | 2,286 |
| Additional noninterest expense | $5,158,000 | 1,250 |
| Pre-tax net operating income | $692,000 | 7,413 |
| Securities gains (losses) | $3,381,000 | 217 |
| Applicable income taxes | $1,594,000 | 1,496 |
| Income before extraordinary items | $2,479,000 | 2,024 |
| Extraordinary gains, net | $858,000 | 260 |
| Net income | $3,337,000 | 1,571 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $247,000 | 2,762 |
| Cash dividends | $0 | 9,081 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $315,160 | 9,048 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $29,680,000 | 1,237 |
| Total interest expense | $18,751,000 | 963 |
| Net interest income | $10,929,000 | 1,683 |
| Provision for loan and lease losses | $721,000 | 2,316 |
| Total noninterest income | $478,000 | 5,811 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 504 |
| Additional Noninterest Income | $478,000 | 3,277 |
| Total noninterest expense | $9,113,000 | 1,667 |
| Salaries and employee benefits | $3,266,000 | 2,011 |
| Premises and equipment expense | $854,000 | 2,418 |
| Additional noninterest expense | $4,993,000 | 1,323 |
| Pre-tax net operating income | $1,573,000 | 3,871 |
| Securities gains (losses) | $3,635,000 | 265 |
| Applicable income taxes | $1,448,000 | 1,487 |
| Income before extraordinary items | $3,760,000 | 1,248 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $3,760,000 | 1,250 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 11,197 |
| Cash dividends | $0 | 8,912 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $1,142,800 | 3,699 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.