Home > American Gateway Bank > Income and Expense
American Gateway Bank, Income and Expense
| 2015-03-31 (YTD Data) | Rank | |
| Total interest income | $2,933,000 | 2,075 |
| Total interest expense | $475,000 | 1,462 |
| Net interest income | $2,458,000 | 2,170 |
| Provision for loan and lease losses | $0 | 3,703 |
| Total noninterest income | $538,000 | 2,013 |
| Gross Fiduciary activities income | $0 | 1,118 |
| Service charges on deposit accounts | $289,000 | 1,039 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $249,000 | 2,356 |
| Total noninterest expense | $3,114,000 | 1,561 |
| Salaries and employee benefits | $1,349,000 | 1,940 |
| Premises and equipment expense | $403,000 | 1,474 |
| Additional noninterest expense | $1,362,000 | 1,162 |
| Pre-tax net operating income | $-118,000 | 6,241 |
| Securities gains (losses) | $1,163,000 | 78 |
| Applicable income taxes | $371,000 | 1,254 |
| Income before extraordinary items | $674,000 | 2,208 |
| Extraordinary gains, net | $0 | 13 |
| Net income | $674,000 | 2,209 |
| Minority interest net income | $0 | 64 |
| Net income of bank and minority interests. | $674,000 | 2,209 |
| Net charge-offs | $59,000 | 1,446 |
| Cash dividends | $54,000 | 2,572 |
| Sale, conversion, retirement of capital stock, net | $0 | 697 |
| Net operating income | $-70,320 | 6,192 |
| 2014-12-31 (YTD Data) | Rank | |
| Total interest income | $13,153,000 | 1,894 |
| Total interest expense | $2,396,000 | 1,214 |
| Net interest income | $10,757,000 | 1,996 |
| Provision for loan and lease losses | $250,000 | 2,195 |
| Total noninterest income | $2,603,000 | 1,746 |
| Gross Fiduciary activities income | $0 | 1,256 |
| Service charges on deposit accounts | $1,367,000 | 968 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $1,236,000 | 2,030 |
| Total noninterest expense | $11,460,000 | 1,675 |
| Salaries and employee benefits | $5,775,000 | 1,784 |
| Premises and equipment expense | $1,730,000 | 1,373 |
| Additional noninterest expense | $3,955,000 | 1,576 |
| Pre-tax net operating income | $1,650,000 | 3,311 |
| Securities gains (losses) | $823,000 | 253 |
| Applicable income taxes | $261,000 | 2,755 |
| Income before extraordinary items | $2,212,000 | 2,513 |
| Extraordinary gains, net | $0 | 17 |
| Net income | $2,212,000 | 2,513 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $2,212,000 | 2,513 |
| Net charge-offs | $293,000 | 2,051 |
| Cash dividends | $218,000 | 3,655 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $1,479,530 | 3,212 |
| 2014-09-30 (YTD Data) | Rank | |
| Total interest income | $9,981,000 | 1,887 |
| Total interest expense | $1,856,000 | 1,195 |
| Net interest income | $8,125,000 | 1,995 |
| Provision for loan and lease losses | $250,000 | 1,804 |
| Total noninterest income | $1,949,000 | 1,741 |
| Gross Fiduciary activities income | $0 | 1,202 |
| Service charges on deposit accounts | $1,043,000 | 958 |
| Trading account gains and fees | $0 | 174 |
| Additional Noninterest Income | $906,000 | 2,070 |
| Total noninterest expense | $8,657,000 | 1,666 |
| Salaries and employee benefits | $4,380,000 | 1,762 |
| Premises and equipment expense | $1,322,000 | 1,358 |
| Additional noninterest expense | $2,955,000 | 1,585 |
| Pre-tax net operating income | $1,167,000 | 3,488 |
| Securities gains (losses) | $302,000 | 469 |
| Applicable income taxes | $0 | 4,583 |
| Income before extraordinary items | $1,469,000 | 2,775 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $1,469,000 | 2,775 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $1,469,000 | 2,775 |
| Net charge-offs | $321,000 | 1,541 |
| Cash dividends | $163,000 | 3,204 |
| Sale, conversion, retirement of capital stock, net | $0 | 819 |
| Net operating income | $1,167,000 | 3,158 |
| 2014-06-30 (YTD Data) | Rank | |
| Total interest income | $6,711,000 | 1,873 |
| Total interest expense | $1,248,000 | 1,194 |
| Net interest income | $5,463,000 | 1,974 |
| Provision for loan and lease losses | $200,000 | 1,637 |
| Total noninterest income | $1,376,000 | 1,645 |
| Gross Fiduciary activities income | $0 | 1,182 |
| Service charges on deposit accounts | $693,000 | 946 |
| Trading account gains and fees | $0 | 172 |
| Additional Noninterest Income | $683,000 | 1,880 |
| Total noninterest expense | $5,955,000 | 1,606 |
| Salaries and employee benefits | $3,053,000 | 1,683 |
| Premises and equipment expense | $893,000 | 1,349 |
| Additional noninterest expense | $2,009,000 | 1,557 |
| Pre-tax net operating income | $684,000 | 3,624 |
| Securities gains (losses) | $294,000 | 368 |
| Applicable income taxes | $0 | 4,568 |
| Income before extraordinary items | $978,000 | 2,685 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $978,000 | 2,689 |
| Minority interest net income | $0 | 80 |
| Net income of bank and minority interests. | $978,000 | 2,689 |
| Net charge-offs | $180,000 | 1,686 |
| Cash dividends | $109,000 | 3,105 |
| Sale, conversion, retirement of capital stock, net | $0 | 794 |
| Net operating income | $684,000 | 3,337 |
| 2014-03-31 (YTD Data) | Rank | |
| Total interest income | $3,405,000 | 1,838 |
| Total interest expense | $627,000 | 1,206 |
| Net interest income | $2,778,000 | 1,942 |
| Provision for loan and lease losses | $125,000 | 1,415 |
| Total noninterest income | $630,000 | 1,730 |
| Gross Fiduciary activities income | $0 | 1,141 |
| Service charges on deposit accounts | $356,000 | 911 |
| Trading account gains and fees | $0 | 147 |
| Additional Noninterest Income | $274,000 | 2,133 |
| Total noninterest expense | $2,928,000 | 1,643 |
| Salaries and employee benefits | $1,565,000 | 1,664 |
| Premises and equipment expense | $444,000 | 1,376 |
| Additional noninterest expense | $919,000 | 1,666 |
| Pre-tax net operating income | $355,000 | 3,512 |
| Securities gains (losses) | $84,000 | 492 |
| Applicable income taxes | $2,000 | 4,234 |
| Income before extraordinary items | $437,000 | 2,834 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $437,000 | 2,837 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $437,000 | 2,837 |
| Net charge-offs | $96,000 | 1,400 |
| Cash dividends | $54,000 | 2,522 |
| Sale, conversion, retirement of capital stock, net | $0 | 747 |
| Net operating income | $353,000 | 3,197 |
| 2013-12-31 (YTD Data) | Rank | |
| Total interest income | $14,849,000 | 1,679 |
| Total interest expense | $3,072,000 | 1,094 |
| Net interest income | $11,777,000 | 1,827 |
| Provision for loan and lease losses | $400,000 | 2,105 |
| Total noninterest income | $2,827,000 | 1,677 |
| Gross Fiduciary activities income | $0 | 1,299 |
| Service charges on deposit accounts | $1,346,000 | 1,028 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $1,481,000 | 1,865 |
| Total noninterest expense | $12,432,000 | 1,557 |
| Salaries and employee benefits | $6,377,000 | 1,622 |
| Premises and equipment expense | $1,846,000 | 1,282 |
| Additional noninterest expense | $4,209,000 | 1,561 |
| Pre-tax net operating income | $1,772,000 | 3,092 |
| Securities gains (losses) | $206,000 | 875 |
| Applicable income taxes | $84,000 | 3,510 |
| Income before extraordinary items | $1,894,000 | 2,716 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $1,894,000 | 2,719 |
| Minority interest net income | $0 | 90 |
| Net income of bank and minority interests. | $1,894,000 | 2,719 |
| Net charge-offs | $1,643,000 | 882 |
| Cash dividends | $218,000 | 3,532 |
| Sale, conversion, retirement of capital stock, net | $0 | 924 |
| Net operating income | $1,696,240 | 2,867 |
| 2013-09-30 (YTD Data) | Rank | |
| Total interest income | $11,334,000 | 1,663 |
| Total interest expense | $2,411,000 | 1,081 |
| Net interest income | $8,923,000 | 1,809 |
| Provision for loan and lease losses | $150,000 | 2,922 |
| Total noninterest income | $2,189,000 | 1,673 |
| Gross Fiduciary activities income | $0 | 1,238 |
| Service charges on deposit accounts | $966,000 | 1,071 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $1,223,000 | 1,800 |
| Total noninterest expense | $9,514,000 | 1,529 |
| Salaries and employee benefits | $4,812,000 | 1,622 |
| Premises and equipment expense | $1,415,000 | 1,258 |
| Additional noninterest expense | $3,287,000 | 1,513 |
| Pre-tax net operating income | $1,448,000 | 2,977 |
| Securities gains (losses) | $14,000 | 2,364 |
| Applicable income taxes | $51,000 | 3,714 |
| Income before extraordinary items | $1,411,000 | 2,773 |
| Extraordinary gains, net | $0 | 25 |
| Net income | $1,411,000 | 2,777 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $1,411,000 | 2,777 |
| Net charge-offs | $1,305,000 | 824 |
| Cash dividends | $163,000 | 3,058 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $1,397,420 | 2,717 |
| 2013-06-30 (YTD Data) | Rank | |
| Total interest income | $7,727,000 | 1,625 |
| Total interest expense | $1,674,000 | 1,059 |
| Net interest income | $6,053,000 | 1,769 |
| Provision for loan and lease losses | $0 | 4,788 |
| Total noninterest income | $1,401,000 | 1,732 |
| Gross Fiduciary activities income | $0 | 1,226 |
| Service charges on deposit accounts | $591,000 | 1,145 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $810,000 | 1,845 |
| Total noninterest expense | $6,382,000 | 1,521 |
| Salaries and employee benefits | $3,205,000 | 1,624 |
| Premises and equipment expense | $958,000 | 1,249 |
| Additional noninterest expense | $2,219,000 | 1,467 |
| Pre-tax net operating income | $1,072,000 | 2,757 |
| Securities gains (losses) | $14,000 | 2,169 |
| Applicable income taxes | $71,000 | 3,253 |
| Income before extraordinary items | $1,015,000 | 2,617 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $1,015,000 | 2,622 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $1,015,000 | 2,622 |
| Net charge-offs | $491,000 | 1,264 |
| Cash dividends | $109,000 | 2,950 |
| Sale, conversion, retirement of capital stock, net | $0 | 838 |
| Net operating income | $1,001,980 | 2,545 |
| 2013-03-31 (YTD Data) | Rank | |
| Total interest income | $3,970,000 | 1,588 |
| Total interest expense | $869,000 | 1,061 |
| Net interest income | $3,101,000 | 1,736 |
| Provision for loan and lease losses | $0 | 4,409 |
| Total noninterest income | $677,000 | 1,778 |
| Gross Fiduciary activities income | $0 | 1,171 |
| Service charges on deposit accounts | $267,000 | 1,248 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $410,000 | 1,829 |
| Total noninterest expense | $3,094,000 | 1,578 |
| Salaries and employee benefits | $1,577,000 | 1,666 |
| Premises and equipment expense | $466,000 | 1,302 |
| Additional noninterest expense | $1,051,000 | 1,546 |
| Pre-tax net operating income | $684,000 | 2,312 |
| Securities gains (losses) | $-87,000 | 6,949 |
| Applicable income taxes | $53,000 | 2,948 |
| Income before extraordinary items | $544,000 | 2,431 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $544,000 | 2,433 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $544,000 | 2,433 |
| Net charge-offs | $74,000 | 2,130 |
| Cash dividends | $0 | 2,726 |
| Sale, conversion, retirement of capital stock, net | $0 | 789 |
| Net operating income | $623,170 | 2,108 |
| 2012-12-31 (YTD Data) | Rank | |
| Total interest income | $17,085,000 | 1,553 |
| Total interest expense | $4,513,000 | 1,008 |
| Net interest income | $12,572,000 | 1,754 |
| Provision for loan and lease losses | $-250,000 | 6,944 |
| Total noninterest income | $2,483,000 | 1,879 |
| Gross Fiduciary activities income | $0 | 1,334 |
| Service charges on deposit accounts | $1,094,000 | 1,304 |
| Trading account gains and fees | $0 | 166 |
| Additional Noninterest Income | $1,389,000 | 1,942 |
| Total noninterest expense | $13,340,000 | 1,475 |
| Salaries and employee benefits | $6,404,000 | 1,581 |
| Premises and equipment expense | $1,923,000 | 1,229 |
| Additional noninterest expense | $5,013,000 | 1,352 |
| Pre-tax net operating income | $1,965,000 | 2,842 |
| Securities gains (losses) | $-14,000 | 6,756 |
| Applicable income taxes | $36,000 | 3,997 |
| Income before extraordinary items | $1,915,000 | 2,656 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $1,915,000 | 2,659 |
| Minority interest net income | $0 | 93 |
| Net income of bank and minority interests. | $1,915,000 | 2,657 |
| Net charge-offs | $728,000 | 2,179 |
| Cash dividends | $0 | 4,373 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,002 |
| Net operating income | $1,928,720 | 2,537 |
| 2012-09-30 (YTD Data) | Rank | |
| Total interest income | $12,992,000 | 1,562 |
| Total interest expense | $3,541,000 | 1,007 |
| Net interest income | $9,451,000 | 1,767 |
| Provision for loan and lease losses | $-250,000 | 7,076 |
| Total noninterest income | $1,671,000 | 2,034 |
| Gross Fiduciary activities income | $0 | 1,274 |
| Service charges on deposit accounts | $781,000 | 1,377 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $890,000 | 2,142 |
| Total noninterest expense | $10,090,000 | 1,457 |
| Salaries and employee benefits | $4,802,000 | 1,573 |
| Premises and equipment expense | $1,454,000 | 1,230 |
| Additional noninterest expense | $3,834,000 | 1,332 |
| Pre-tax net operating income | $1,282,000 | 3,174 |
| Securities gains (losses) | $-98,000 | 7,016 |
| Applicable income taxes | $-21,000 | 6,795 |
| Income before extraordinary items | $1,205,000 | 3,061 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $1,205,000 | 3,061 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $1,205,000 | 3,060 |
| Net charge-offs | $576,000 | 2,022 |
| Cash dividends | $0 | 3,773 |
| Sale, conversion, retirement of capital stock, net | $0 | 952 |
| Net operating income | $1,303,000 | 2,769 |
| 2012-06-30 (YTD Data) | Rank | |
| Total interest income | $8,879,000 | 1,536 |
| Total interest expense | $2,438,000 | 1,008 |
| Net interest income | $6,441,000 | 1,730 |
| Provision for loan and lease losses | $-250,000 | 7,152 |
| Total noninterest income | $748,000 | 2,587 |
| Gross Fiduciary activities income | $0 | 1,262 |
| Service charges on deposit accounts | $488,000 | 1,448 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $260,000 | 3,277 |
| Total noninterest expense | $6,635,000 | 1,475 |
| Salaries and employee benefits | $3,193,000 | 1,587 |
| Premises and equipment expense | $968,000 | 1,230 |
| Additional noninterest expense | $2,474,000 | 1,375 |
| Pre-tax net operating income | $804,000 | 3,271 |
| Securities gains (losses) | $-9,000 | 6,937 |
| Applicable income taxes | $-21,000 | 6,879 |
| Income before extraordinary items | $816,000 | 2,994 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $816,000 | 2,994 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $816,000 | 2,994 |
| Net charge-offs | $321,000 | 2,240 |
| Cash dividends | $0 | 3,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 928 |
| Net operating income | $825,000 | 2,824 |
| 2012-03-31 (YTD Data) | Rank | |
| Total interest income | $4,535,000 | 1,522 |
| Total interest expense | $1,251,000 | 1,017 |
| Net interest income | $3,284,000 | 1,688 |
| Provision for loan and lease losses | $-300,000 | 7,250 |
| Total noninterest income | $145,000 | 4,305 |
| Gross Fiduciary activities income | $0 | 1,204 |
| Service charges on deposit accounts | $239,000 | 1,456 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $-94,000 | 7,154 |
| Total noninterest expense | $3,256,000 | 1,507 |
| Salaries and employee benefits | $1,583,000 | 1,592 |
| Premises and equipment expense | $489,000 | 1,224 |
| Additional noninterest expense | $1,184,000 | 1,426 |
| Pre-tax net operating income | $473,000 | 2,983 |
| Securities gains (losses) | $-12,000 | 7,058 |
| Applicable income taxes | $-3,000 | 6,920 |
| Income before extraordinary items | $464,000 | 2,764 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $464,000 | 2,766 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $464,000 | 2,767 |
| Net charge-offs | $143,000 | 2,136 |
| Cash dividends | $0 | 2,768 |
| Sale, conversion, retirement of capital stock, net | $0 | 861 |
| Net operating income | $476,000 | 2,575 |
| 2011-12-31 (YTD Data) | Rank | |
| Total interest income | $19,376,000 | 1,474 |
| Total interest expense | $5,565,000 | 1,084 |
| Net interest income | $13,811,000 | 1,608 |
| Provision for loan and lease losses | $3,380,000 | 1,080 |
| Total noninterest income | $2,550,000 | 1,690 |
| Gross Fiduciary activities income | $0 | 1,311 |
| Service charges on deposit accounts | $1,247,000 | 1,180 |
| Trading account gains and fees | $0 | 146 |
| Additional Noninterest Income | $1,303,000 | 1,799 |
| Total noninterest expense | $13,049,000 | 1,496 |
| Salaries and employee benefits | $6,155,000 | 1,593 |
| Premises and equipment expense | $1,897,000 | 1,313 |
| Additional noninterest expense | $4,997,000 | 1,382 |
| Pre-tax net operating income | $-68,000 | 6,105 |
| Securities gains (losses) | $-1,064,000 | 7,282 |
| Applicable income taxes | $-1,012,000 | 7,173 |
| Income before extraordinary items | $-120,000 | 6,288 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $-120,000 | 6,290 |
| Minority interest net income | $0 | 96 |
| Net income of bank and minority interests. | $-120,000 | 6,291 |
| Net charge-offs | $3,991,000 | 969 |
| Cash dividends | $142,000 | 3,604 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,108 |
| Net operating income | $560,960 | 4,372 |
| 2011-09-30 (YTD Data) | Rank | |
| Total interest income | $14,701,000 | 1,473 |
| Total interest expense | $4,260,000 | 1,107 |
| Net interest income | $10,441,000 | 1,613 |
| Provision for loan and lease losses | $2,980,000 | 940 |
| Total noninterest income | $1,882,000 | 1,684 |
| Gross Fiduciary activities income | $0 | 1,257 |
| Service charges on deposit accounts | $961,000 | 1,151 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $921,000 | 1,858 |
| Total noninterest expense | $9,795,000 | 1,494 |
| Salaries and employee benefits | $4,667,000 | 1,578 |
| Premises and equipment expense | $1,441,000 | 1,315 |
| Additional noninterest expense | $3,687,000 | 1,401 |
| Pre-tax net operating income | $-452,000 | 6,579 |
| Securities gains (losses) | $-989,000 | 7,382 |
| Applicable income taxes | $-921,000 | 7,288 |
| Income before extraordinary items | $-520,000 | 6,697 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-520,000 | 6,698 |
| Minority interest net income | $0 | 87 |
| Net income of bank and minority interests. | $-520,000 | 6,698 |
| Net charge-offs | $3,813,000 | 774 |
| Cash dividends | $142,000 | 2,946 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,036 |
| Net operating income | $112,960 | 5,717 |
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $9,944,000 | 1,464 |
| Total interest expense | $2,910,000 | 1,122 |
| Net interest income | $7,034,000 | 1,604 |
| Provision for loan and lease losses | $1,280,000 | 1,284 |
| Total noninterest income | $1,211,000 | 1,730 |
| Gross Fiduciary activities income | $0 | 1,239 |
| Service charges on deposit accounts | $619,000 | 1,178 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $592,000 | 1,886 |
| Total noninterest expense | $6,812,000 | 1,452 |
| Salaries and employee benefits | $3,355,000 | 1,493 |
| Premises and equipment expense | $951,000 | 1,336 |
| Additional noninterest expense | $2,506,000 | 1,398 |
| Pre-tax net operating income | $153,000 | 5,382 |
| Securities gains (losses) | $-989,000 | 7,470 |
| Applicable income taxes | $-3,000 | 6,811 |
| Income before extraordinary items | $-833,000 | 6,978 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $-833,000 | 6,977 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $-833,000 | 6,978 |
| Net charge-offs | $1,368,000 | 1,205 |
| Cash dividends | $142,000 | 2,580 |
| Sale, conversion, retirement of capital stock, net | $0 | 986 |
| Net operating income | $156,000 | 5,232 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $5,026,000 | 1,457 |
| Total interest expense | $1,466,000 | 1,147 |
| Net interest income | $3,560,000 | 1,569 |
| Provision for loan and lease losses | $550,000 | 1,349 |
| Total noninterest income | $637,000 | 1,678 |
| Gross Fiduciary activities income | $0 | 1,199 |
| Service charges on deposit accounts | $310,000 | 1,157 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $327,000 | 1,802 |
| Total noninterest expense | $3,239,000 | 1,524 |
| Salaries and employee benefits | $1,651,000 | 1,527 |
| Premises and equipment expense | $469,000 | 1,379 |
| Additional noninterest expense | $1,119,000 | 1,549 |
| Pre-tax net operating income | $408,000 | 2,920 |
| Securities gains (losses) | $-14,000 | 7,204 |
| Applicable income taxes | $-3,000 | 6,930 |
| Income before extraordinary items | $397,000 | 2,681 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $397,000 | 2,680 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $397,000 | 2,681 |
| Net charge-offs | $438,000 | 1,446 |
| Cash dividends | $142,000 | 1,680 |
| Sale, conversion, retirement of capital stock, net | $0 | 925 |
| Net operating income | $411,000 | 2,551 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $22,097,000 | 1,387 |
| Total interest expense | $6,352,000 | 1,307 |
| Net interest income | $15,745,000 | 1,423 |
| Provision for loan and lease losses | $4,530,000 | 1,228 |
| Total noninterest income | $2,736,000 | 1,655 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $1,477,000 | 1,030 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $1,259,000 | 1,902 |
| Total noninterest expense | $13,399,000 | 1,479 |
| Salaries and employee benefits | $6,746,000 | 1,459 |
| Premises and equipment expense | $2,029,000 | 1,279 |
| Additional noninterest expense | $4,624,000 | 1,559 |
| Pre-tax net operating income | $552,000 | 4,251 |
| Securities gains (losses) | $668,000 | 692 |
| Applicable income taxes | $-110,000 | 6,844 |
| Income before extraordinary items | $1,330,000 | 2,706 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $1,330,000 | 2,703 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $1,330,000 | 2,707 |
| Net charge-offs | $3,680,000 | 1,288 |
| Cash dividends | $579,000 | 2,176 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,226 |
| Net operating income | $662,000 | 3,792 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $16,859,000 | 1,388 |
| Total interest expense | $4,832,000 | 1,332 |
| Net interest income | $12,027,000 | 1,415 |
| Provision for loan and lease losses | $3,630,000 | 1,114 |
| Total noninterest income | $2,046,000 | 1,665 |
| Gross Fiduciary activities income | $0 | 1,319 |
| Service charges on deposit accounts | $1,125,000 | 1,043 |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $921,000 | 1,894 |
| Total noninterest expense | $10,366,000 | 1,435 |
| Salaries and employee benefits | $5,236,000 | 1,421 |
| Premises and equipment expense | $1,563,000 | 1,262 |
| Additional noninterest expense | $3,567,000 | 1,488 |
| Pre-tax net operating income | $77,000 | 5,701 |
| Securities gains (losses) | $581,000 | 647 |
| Applicable income taxes | $0 | 4,726 |
| Income before extraordinary items | $658,000 | 3,611 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $658,000 | 3,609 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $658,000 | 3,611 |
| Net charge-offs | $3,028,000 | 1,138 |
| Cash dividends | $405,000 | 1,994 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,139 |
| Net operating income | $77,000 | 5,681 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $11,455,000 | 1,383 |
| Total interest expense | $3,264,000 | 1,373 |
| Net interest income | $8,191,000 | 1,381 |
| Provision for loan and lease losses | $1,800,000 | 1,356 |
| Total noninterest income | $1,410,000 | 1,578 |
| Gross Fiduciary activities income | $0 | 1,300 |
| Service charges on deposit accounts | $745,000 | 1,058 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $665,000 | 1,741 |
| Total noninterest expense | $7,042,000 | 1,413 |
| Salaries and employee benefits | $3,583,000 | 1,387 |
| Premises and equipment expense | $1,062,000 | 1,247 |
| Additional noninterest expense | $2,397,000 | 1,481 |
| Pre-tax net operating income | $759,000 | 2,883 |
| Securities gains (losses) | $563,000 | 428 |
| Applicable income taxes | $184,000 | 2,213 |
| Income before extraordinary items | $1,138,000 | 1,887 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $1,138,000 | 1,886 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $1,138,000 | 1,887 |
| Net charge-offs | $1,375,000 | 1,448 |
| Cash dividends | $270,000 | 2,014 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $653,820 | 2,786 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $5,802,000 | 1,399 |
| Total interest expense | $1,677,000 | 1,408 |
| Net interest income | $4,125,000 | 1,386 |
| Provision for loan and lease losses | $800,000 | 1,344 |
| Total noninterest income | $693,000 | 1,609 |
| Gross Fiduciary activities income | $0 | 1,246 |
| Service charges on deposit accounts | $369,000 | 1,064 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $324,000 | 1,751 |
| Total noninterest expense | $3,503,000 | 1,433 |
| Salaries and employee benefits | $1,764,000 | 1,418 |
| Premises and equipment expense | $530,000 | 1,295 |
| Additional noninterest expense | $1,209,000 | 1,461 |
| Pre-tax net operating income | $515,000 | 2,359 |
| Securities gains (losses) | $193,000 | 530 |
| Applicable income taxes | $67,000 | 2,520 |
| Income before extraordinary items | $641,000 | 1,714 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $641,000 | 1,714 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $641,000 | 1,715 |
| Net charge-offs | $717,000 | 1,305 |
| Cash dividends | $135,000 | 1,672 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,017 |
| Net operating income | $465,370 | 2,183 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $24,010,000 | 1,439 |
| Total interest expense | $6,985,000 | 1,693 |
| Net interest income | $17,025,000 | 1,309 |
| Provision for loan and lease losses | $2,415,000 | 2,240 |
| Total noninterest income | $3,116,000 | 1,565 |
| Gross Fiduciary activities income | $0 | 1,390 |
| Service charges on deposit accounts | $1,674,000 | 1,040 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $1,442,000 | 1,697 |
| Total noninterest expense | $13,157,000 | 1,579 |
| Salaries and employee benefits | $6,642,000 | 1,506 |
| Premises and equipment expense | $1,780,000 | 1,522 |
| Additional noninterest expense | $4,735,000 | 1,576 |
| Pre-tax net operating income | $4,569,000 | 913 |
| Securities gains (losses) | $-262,000 | 7,470 |
| Applicable income taxes | $657,000 | 1,298 |
| Income before extraordinary items | $3,650,000 | 938 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $3,650,000 | 938 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $3,650,000 | 937 |
| Net charge-offs | $1,002,000 | 2,857 |
| Cash dividends | $675,000 | 2,171 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,342 |
| Net operating income | $3,872,700 | 884 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $17,990,000 | 1,460 |
| Total interest expense | $5,235,000 | 1,765 |
| Net interest income | $12,755,000 | 1,312 |
| Provision for loan and lease losses | $825,000 | 3,064 |
| Total noninterest income | $2,445,000 | 1,541 |
| Gross Fiduciary activities income | $0 | 1,353 |
| Service charges on deposit accounts | $1,239,000 | 1,051 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $1,206,000 | 1,615 |
| Total noninterest expense | $10,293,000 | 1,496 |
| Salaries and employee benefits | $5,184,000 | 1,472 |
| Premises and equipment expense | $1,332,000 | 1,541 |
| Additional noninterest expense | $3,777,000 | 1,430 |
| Pre-tax net operating income | $4,082,000 | 826 |
| Securities gains (losses) | $103,000 | 1,820 |
| Applicable income taxes | $794,000 | 1,016 |
| Income before extraordinary items | $3,391,000 | 804 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $3,391,000 | 803 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $3,391,000 | 805 |
| Net charge-offs | $-133,000 | 8,065 |
| Cash dividends | $405,000 | 2,236 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $3,307,570 | 813 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $12,018,000 | 1,491 |
| Total interest expense | $3,547,000 | 1,822 |
| Net interest income | $8,471,000 | 1,312 |
| Provision for loan and lease losses | $450,000 | 3,101 |
| Total noninterest income | $1,562,000 | 1,601 |
| Gross Fiduciary activities income | $0 | 1,340 |
| Service charges on deposit accounts | $750,000 | 1,132 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $812,000 | 1,634 |
| Total noninterest expense | $7,004,000 | 1,485 |
| Salaries and employee benefits | $3,512,000 | 1,480 |
| Premises and equipment expense | $883,000 | 1,577 |
| Additional noninterest expense | $2,609,000 | 1,420 |
| Pre-tax net operating income | $2,579,000 | 889 |
| Securities gains (losses) | $57,000 | 1,831 |
| Applicable income taxes | $514,000 | 1,063 |
| Income before extraordinary items | $2,122,000 | 890 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $2,122,000 | 890 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $2,122,000 | 890 |
| Net charge-offs | $-168,000 | 8,169 |
| Cash dividends | $270,000 | 2,331 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $2,075,830 | 878 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $5,762,000 | 1,575 |
| Total interest expense | $1,787,000 | 1,857 |
| Net interest income | $3,975,000 | 1,392 |
| Provision for loan and lease losses | $225,000 | 2,683 |
| Total noninterest income | $736,000 | 1,643 |
| Gross Fiduciary activities income | $0 | 1,285 |
| Service charges on deposit accounts | $353,000 | 1,169 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $383,000 | 1,665 |
| Total noninterest expense | $3,187,000 | 1,580 |
| Salaries and employee benefits | $1,707,000 | 1,533 |
| Premises and equipment expense | $401,000 | 1,765 |
| Additional noninterest expense | $1,079,000 | 1,493 |
| Pre-tax net operating income | $1,299,000 | 976 |
| Securities gains (losses) | $8,000 | 1,969 |
| Applicable income taxes | $219,000 | 1,357 |
| Income before extraordinary items | $1,088,000 | 987 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $1,088,000 | 987 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $1,088,000 | 989 |
| Net charge-offs | $8,000 | 4,870 |
| Cash dividends | $135,000 | 2,014 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $1,081,360 | 935 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $24,428,000 | 1,593 |
| Total interest expense | $8,733,000 | 1,828 |
| Net interest income | $15,695,000 | 1,418 |
| Provision for loan and lease losses | $1,424,000 | 2,220 |
| Total noninterest income | $2,509,000 | 1,802 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $1,579,000 | 1,142 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $930,000 | 2,239 |
| Total noninterest expense | $12,217,000 | 1,603 |
| Salaries and employee benefits | $6,594,000 | 1,570 |
| Premises and equipment expense | $1,513,000 | 1,801 |
| Additional noninterest expense | $4,110,000 | 1,500 |
| Pre-tax net operating income | $4,563,000 | 1,194 |
| Securities gains (losses) | $144,000 | 894 |
| Applicable income taxes | $835,000 | 1,360 |
| Income before extraordinary items | $3,872,000 | 1,075 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $3,872,000 | 1,074 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $993,000 | 1,970 |
| Cash dividends | $675,000 | 2,909 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $3,753,920 | 1,169 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $18,617,000 | 1,604 |
| Total interest expense | $6,815,000 | 1,839 |
| Net interest income | $11,802,000 | 1,437 |
| Provision for loan and lease losses | $585,000 | 2,514 |
| Total noninterest income | $2,483,000 | 1,509 |
| Gross Fiduciary activities income | $0 | 1,405 |
| Service charges on deposit accounts | $1,227,000 | 1,099 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $1,256,000 | 1,542 |
| Total noninterest expense | $9,120,000 | 1,602 |
| Salaries and employee benefits | $5,140,000 | 1,533 |
| Premises and equipment expense | $1,159,000 | 1,773 |
| Additional noninterest expense | $2,821,000 | 1,588 |
| Pre-tax net operating income | $4,580,000 | 1,101 |
| Securities gains (losses) | $144,000 | 769 |
| Applicable income taxes | $993,000 | 1,159 |
| Income before extraordinary items | $3,731,000 | 983 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $3,731,000 | 982 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $56,000 | 4,571 |
| Cash dividends | $405,000 | 3,002 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $3,617,240 | 1,078 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $12,522,000 | 1,616 |
| Total interest expense | $4,743,000 | 1,844 |
| Net interest income | $7,779,000 | 1,437 |
| Provision for loan and lease losses | $390,000 | 2,193 |
| Total noninterest income | $1,694,000 | 1,505 |
| Gross Fiduciary activities income | $0 | 1,395 |
| Service charges on deposit accounts | $813,000 | 1,088 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $881,000 | 1,540 |
| Total noninterest expense | $6,087,000 | 1,600 |
| Salaries and employee benefits | $3,484,000 | 1,517 |
| Premises and equipment expense | $797,000 | 1,729 |
| Additional noninterest expense | $1,806,000 | 1,637 |
| Pre-tax net operating income | $2,996,000 | 1,192 |
| Securities gains (losses) | $98,000 | 979 |
| Applicable income taxes | $626,000 | 1,349 |
| Income before extraordinary items | $2,468,000 | 1,110 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $2,468,000 | 1,110 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-28,000 | 8,132 |
| Cash dividends | $270,000 | 3,104 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $2,389,600 | 1,134 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $6,440,000 | 1,611 |
| Total interest expense | $2,650,000 | 1,776 |
| Net interest income | $3,790,000 | 1,460 |
| Provision for loan and lease losses | $195,000 | 1,849 |
| Total noninterest income | $908,000 | 1,434 |
| Gross Fiduciary activities income | $0 | 1,326 |
| Service charges on deposit accounts | $412,000 | 1,054 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $496,000 | 1,427 |
| Total noninterest expense | $3,019,000 | 1,610 |
| Salaries and employee benefits | $1,736,000 | 1,539 |
| Premises and equipment expense | $373,000 | 1,826 |
| Additional noninterest expense | $910,000 | 1,581 |
| Pre-tax net operating income | $1,484,000 | 1,274 |
| Securities gains (losses) | $0 | 2,688 |
| Applicable income taxes | $297,000 | 1,491 |
| Income before extraordinary items | $1,187,000 | 1,270 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $1,187,000 | 1,273 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-12,000 | 7,993 |
| Cash dividends | $135,000 | 2,680 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $1,187,000 | 1,228 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $25,542,000 | 1,693 |
| Total interest expense | $10,742,000 | 1,853 |
| Net interest income | $14,800,000 | 1,538 |
| Provision for loan and lease losses | $780,000 | 1,702 |
| Total noninterest income | $3,491,000 | 1,464 |
| Gross Fiduciary activities income | $0 | 1,498 |
| Service charges on deposit accounts | $1,718,000 | 1,036 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $1,773,000 | 1,477 |
| Total noninterest expense | $10,902,000 | 1,698 |
| Salaries and employee benefits | $6,011,000 | 1,668 |
| Premises and equipment expense | $1,469,000 | 1,799 |
| Additional noninterest expense | $3,422,000 | 1,627 |
| Pre-tax net operating income | $6,609,000 | 1,281 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $1,636,000 | 1,322 |
| Income before extraordinary items | $4,973,000 | 1,292 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $4,973,000 | 1,291 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,183,000 | 904 |
| Cash dividends | $665,000 | 3,276 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $4,973,000 | 1,278 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $18,895,000 | 1,714 |
| Total interest expense | $7,999,000 | 1,859 |
| Net interest income | $10,896,000 | 1,572 |
| Provision for loan and lease losses | $585,000 | 1,371 |
| Total noninterest income | $2,547,000 | 1,497 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $1,259,000 | 1,047 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $1,288,000 | 1,526 |
| Total noninterest expense | $8,119,000 | 1,697 |
| Salaries and employee benefits | $4,492,000 | 1,680 |
| Premises and equipment expense | $1,193,000 | 1,649 |
| Additional noninterest expense | $2,434,000 | 1,672 |
| Pre-tax net operating income | $4,739,000 | 1,429 |
| Securities gains (losses) | $0 | 1,655 |
| Applicable income taxes | $1,161,000 | 1,478 |
| Income before extraordinary items | $3,578,000 | 1,429 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $3,578,000 | 1,427 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $596,000 | 945 |
| Cash dividends | $405,000 | 3,211 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $3,578,000 | 1,419 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $12,441,000 | 1,743 |
| Total interest expense | $5,196,000 | 1,898 |
| Net interest income | $7,245,000 | 1,593 |
| Provision for loan and lease losses | $390,000 | 1,262 |
| Total noninterest income | $1,687,000 | 1,530 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $797,000 | 1,108 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $890,000 | 1,513 |
| Total noninterest expense | $5,464,000 | 1,689 |
| Salaries and employee benefits | $3,063,000 | 1,674 |
| Premises and equipment expense | $802,000 | 1,654 |
| Additional noninterest expense | $1,599,000 | 1,700 |
| Pre-tax net operating income | $3,078,000 | 1,508 |
| Securities gains (losses) | $0 | 1,444 |
| Applicable income taxes | $758,000 | 1,556 |
| Income before extraordinary items | $2,320,000 | 1,506 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $2,320,000 | 1,504 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $187,000 | 1,413 |
| Cash dividends | $270,000 | 3,279 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $2,320,000 | 1,487 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $6,102,000 | 1,768 |
| Total interest expense | $2,505,000 | 1,944 |
| Net interest income | $3,597,000 | 1,606 |
| Provision for loan and lease losses | $195,000 | 1,191 |
| Total noninterest income | $858,000 | 1,469 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $377,000 | 1,139 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $481,000 | 1,404 |
| Total noninterest expense | $2,693,000 | 1,723 |
| Salaries and employee benefits | $1,530,000 | 1,702 |
| Premises and equipment expense | $394,000 | 1,697 |
| Additional noninterest expense | $769,000 | 1,743 |
| Pre-tax net operating income | $1,567,000 | 1,482 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $391,000 | 1,550 |
| Income before extraordinary items | $1,176,000 | 1,471 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $1,176,000 | 1,471 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $50,000 | 1,734 |
| Cash dividends | $135,000 | 2,835 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $1,176,000 | 1,463 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $22,611,000 | 1,789 |
| Total interest expense | $8,234,000 | 2,001 |
| Net interest income | $14,377,000 | 1,599 |
| Provision for loan and lease losses | $780,000 | 1,299 |
| Total noninterest income | $3,266,000 | 1,500 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $1,674,000 | 1,057 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $1,592,000 | 1,599 |
| Total noninterest expense | $10,438,000 | 1,702 |
| Salaries and employee benefits | $5,708,000 | 1,707 |
| Premises and equipment expense | $1,461,000 | 1,737 |
| Additional noninterest expense | $3,269,000 | 1,614 |
| Pre-tax net operating income | $6,425,000 | 1,513 |
| Securities gains (losses) | $-55,000 | 7,979 |
| Applicable income taxes | $1,812,000 | 1,437 |
| Income before extraordinary items | $4,558,000 | 1,587 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $4,558,000 | 1,588 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $315,000 | 1,610 |
| Cash dividends | $623,000 | 3,392 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $4,597,600 | 1,559 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $16,564,000 | 1,821 |
| Total interest expense | $5,840,000 | 2,039 |
| Net interest income | $10,724,000 | 1,618 |
| Provision for loan and lease losses | $585,000 | 1,236 |
| Total noninterest income | $2,355,000 | 1,564 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $1,262,000 | 1,053 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $1,093,000 | 1,704 |
| Total noninterest expense | $7,764,000 | 1,723 |
| Salaries and employee benefits | $4,191,000 | 1,749 |
| Premises and equipment expense | $1,088,000 | 1,747 |
| Additional noninterest expense | $2,485,000 | 1,581 |
| Pre-tax net operating income | $4,730,000 | 1,580 |
| Securities gains (losses) | $-55,000 | 8,216 |
| Applicable income taxes | $1,146,000 | 1,699 |
| Income before extraordinary items | $3,529,000 | 1,570 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $3,529,000 | 1,571 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $61,000 | 2,946 |
| Cash dividends | $374,000 | 3,371 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $3,570,250 | 1,541 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $10,740,000 | 1,836 |
| Total interest expense | $3,619,000 | 2,072 |
| Net interest income | $7,121,000 | 1,626 |
| Provision for loan and lease losses | $390,000 | 1,192 |
| Total noninterest income | $1,426,000 | 1,707 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $803,000 | 1,105 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $623,000 | 1,909 |
| Total noninterest expense | $5,068,000 | 1,752 |
| Salaries and employee benefits | $2,754,000 | 1,777 |
| Premises and equipment expense | $716,000 | 1,770 |
| Additional noninterest expense | $1,598,000 | 1,656 |
| Pre-tax net operating income | $3,089,000 | 1,609 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $797,000 | 1,668 |
| Income before extraordinary items | $2,292,000 | 1,598 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $2,292,000 | 1,599 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $82,000 | 1,936 |
| Cash dividends | $249,000 | 3,427 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $2,292,000 | 1,587 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $5,226,000 | 1,839 |
| Total interest expense | $1,775,000 | 2,010 |
| Net interest income | $3,451,000 | 1,672 |
| Provision for loan and lease losses | $195,000 | 1,170 |
| Total noninterest income | $712,000 | 1,672 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $396,000 | 1,091 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $316,000 | 1,861 |
| Total noninterest expense | $2,537,000 | 1,756 |
| Salaries and employee benefits | $1,358,000 | 1,817 |
| Premises and equipment expense | $349,000 | 1,811 |
| Additional noninterest expense | $830,000 | 1,571 |
| Pre-tax net operating income | $1,431,000 | 1,690 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $375,000 | 1,736 |
| Income before extraordinary items | $1,056,000 | 1,698 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,056,000 | 1,697 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $33,000 | 1,866 |
| Cash dividends | $125,000 | 2,884 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $1,056,000 | 1,685 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $17,779,000 | 1,890 |
| Total interest expense | $5,948,000 | 1,897 |
| Net interest income | $11,831,000 | 1,859 |
| Provision for loan and lease losses | $450,000 | 2,063 |
| Total noninterest income | $2,532,000 | 1,844 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $1,539,000 | 1,158 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $993,000 | 2,230 |
| Total noninterest expense | $9,359,000 | 1,815 |
| Salaries and employee benefits | $4,984,000 | 1,869 |
| Premises and equipment expense | $1,395,000 | 1,738 |
| Additional noninterest expense | $2,980,000 | 1,694 |
| Pre-tax net operating income | $4,554,000 | 2,003 |
| Securities gains (losses) | $12,000 | 1,423 |
| Applicable income taxes | $1,222,000 | 1,980 |
| Income before extraordinary items | $3,344,000 | 2,050 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $3,344,000 | 2,051 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $241,000 | 2,029 |
| Cash dividends | $581,000 | 3,404 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $3,335,240 | 2,030 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $12,785,000 | 1,915 |
| Total interest expense | $4,245,000 | 1,882 |
| Net interest income | $8,540,000 | 1,927 |
| Provision for loan and lease losses | $400,000 | 1,715 |
| Total noninterest income | $1,841,000 | 1,900 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $1,167,000 | 1,136 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $674,000 | 2,372 |
| Total noninterest expense | $7,015,000 | 1,793 |
| Salaries and employee benefits | $3,797,000 | 1,827 |
| Premises and equipment expense | $1,022,000 | 1,768 |
| Additional noninterest expense | $2,196,000 | 1,704 |
| Pre-tax net operating income | $2,966,000 | 2,253 |
| Securities gains (losses) | $12,000 | 1,416 |
| Applicable income taxes | $713,000 | 2,366 |
| Income before extraordinary items | $2,265,000 | 2,248 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $2,265,000 | 2,248 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $146,000 | 2,056 |
| Cash dividends | $343,000 | 3,345 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $2,255,880 | 2,219 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $8,189,000 | 1,937 |
| Total interest expense | $2,634,000 | 1,890 |
| Net interest income | $5,555,000 | 1,945 |
| Provision for loan and lease losses | $300,000 | 1,505 |
| Total noninterest income | $1,229,000 | 1,896 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $794,000 | 1,088 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $435,000 | 2,399 |
| Total noninterest expense | $4,689,000 | 1,780 |
| Salaries and employee benefits | $2,497,000 | 1,832 |
| Premises and equipment expense | $690,000 | 1,736 |
| Additional noninterest expense | $1,502,000 | 1,646 |
| Pre-tax net operating income | $1,795,000 | 2,380 |
| Securities gains (losses) | $-2,000 | 7,723 |
| Applicable income taxes | $425,000 | 2,516 |
| Income before extraordinary items | $1,368,000 | 2,376 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $1,368,000 | 2,376 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $41,000 | 2,957 |
| Cash dividends | $228,000 | 3,348 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $1,369,520 | 2,350 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $3,905,000 | 1,993 |
| Total interest expense | $1,221,000 | 1,940 |
| Net interest income | $2,684,000 | 2,009 |
| Provision for loan and lease losses | $150,000 | 1,379 |
| Total noninterest income | $609,000 | 1,856 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $386,000 | 1,081 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $223,000 | 2,319 |
| Total noninterest expense | $2,354,000 | 1,776 |
| Salaries and employee benefits | $1,279,000 | 1,805 |
| Premises and equipment expense | $341,000 | 1,757 |
| Additional noninterest expense | $734,000 | 1,677 |
| Pre-tax net operating income | $789,000 | 2,606 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $188,000 | 2,707 |
| Income before extraordinary items | $601,000 | 2,613 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $601,000 | 2,614 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-31,000 | 8,492 |
| Cash dividends | $114,000 | 2,817 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $601,000 | 2,579 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $14,460,000 | 1,959 |
| Total interest expense | $3,842,000 | 2,115 |
| Net interest income | $10,618,000 | 1,911 |
| Provision for loan and lease losses | $450,000 | 2,142 |
| Total noninterest income | $2,803,000 | 1,704 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $1,645,000 | 1,089 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $1,158,000 | 1,958 |
| Total noninterest expense | $8,762,000 | 1,846 |
| Salaries and employee benefits | $4,735,000 | 1,853 |
| Premises and equipment expense | $1,037,000 | 2,209 |
| Additional noninterest expense | $2,990,000 | 1,631 |
| Pre-tax net operating income | $4,209,000 | 1,967 |
| Securities gains (losses) | $65,000 | 1,541 |
| Applicable income taxes | $1,123,000 | 1,991 |
| Income before extraordinary items | $3,151,000 | 1,989 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $3,151,000 | 1,989 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $218,000 | 2,453 |
| Cash dividends | $540,000 | 3,411 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $3,102,900 | 1,968 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $10,736,000 | 1,958 |
| Total interest expense | $2,747,000 | 2,172 |
| Net interest income | $7,989,000 | 1,889 |
| Provision for loan and lease losses | $375,000 | 1,868 |
| Total noninterest income | $2,187,000 | 1,648 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $1,254,000 | 1,076 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $933,000 | 1,859 |
| Total noninterest expense | $6,675,000 | 1,811 |
| Salaries and employee benefits | $3,620,000 | 1,810 |
| Premises and equipment expense | $735,000 | 2,332 |
| Additional noninterest expense | $2,320,000 | 1,567 |
| Pre-tax net operating income | $3,126,000 | 2,001 |
| Securities gains (losses) | $37,000 | 1,884 |
| Applicable income taxes | $798,000 | 2,105 |
| Income before extraordinary items | $2,365,000 | 1,990 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $2,365,000 | 1,991 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $32,000 | 4,322 |
| Cash dividends | $312,000 | 3,378 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $2,337,250 | 1,954 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $7,017,000 | 1,990 |
| Total interest expense | $1,734,000 | 2,256 |
| Net interest income | $5,283,000 | 1,895 |
| Provision for loan and lease losses | $300,000 | 1,523 |
| Total noninterest income | $1,526,000 | 1,567 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $839,000 | 1,051 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $687,000 | 1,743 |
| Total noninterest expense | $4,410,000 | 1,813 |
| Salaries and employee benefits | $2,413,000 | 1,813 |
| Premises and equipment expense | $476,000 | 2,385 |
| Additional noninterest expense | $1,521,000 | 1,585 |
| Pre-tax net operating income | $2,099,000 | 1,963 |
| Securities gains (losses) | $-4,000 | 8,544 |
| Applicable income taxes | $527,000 | 2,115 |
| Income before extraordinary items | $1,568,000 | 2,001 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,568,000 | 2,002 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $49,000 | 3,066 |
| Cash dividends | $208,000 | 3,390 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $1,571,000 | 1,942 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $3,456,000 | 2,027 |
| Total interest expense | $851,000 | 2,310 |
| Net interest income | $2,605,000 | 1,912 |
| Provision for loan and lease losses | $150,000 | 1,414 |
| Total noninterest income | $619,000 | 1,833 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $436,000 | 963 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $183,000 | 2,624 |
| Total noninterest expense | $2,180,000 | 1,839 |
| Salaries and employee benefits | $1,190,000 | 1,847 |
| Premises and equipment expense | $235,000 | 2,433 |
| Additional noninterest expense | $755,000 | 1,580 |
| Pre-tax net operating income | $894,000 | 2,213 |
| Securities gains (losses) | $42,000 | 1,294 |
| Applicable income taxes | $234,000 | 2,290 |
| Income before extraordinary items | $702,000 | 2,176 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $702,000 | 2,177 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,000 | 6,968 |
| Cash dividends | $104,000 | 2,827 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $670,500 | 2,175 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $13,486,000 | 2,111 |
| Total interest expense | $3,498,000 | 2,503 |
| Net interest income | $9,988,000 | 1,959 |
| Provision for loan and lease losses | $605,000 | 1,826 |
| Total noninterest income | $2,308,000 | 2,085 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $1,728,000 | 1,008 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $580,000 | 3,323 |
| Total noninterest expense | $8,456,000 | 1,876 |
| Salaries and employee benefits | $4,540,000 | 1,895 |
| Premises and equipment expense | $957,000 | 2,350 |
| Additional noninterest expense | $2,959,000 | 1,650 |
| Pre-tax net operating income | $3,235,000 | 2,352 |
| Securities gains (losses) | $22,000 | 3,160 |
| Applicable income taxes | $795,000 | 2,545 |
| Income before extraordinary items | $2,462,000 | 2,401 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $2,462,000 | 2,404 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $217,000 | 2,755 |
| Cash dividends | $499,000 | 3,573 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $2,445,280 | 2,306 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $10,063,000 | 2,150 |
| Total interest expense | $2,682,000 | 2,535 |
| Net interest income | $7,381,000 | 1,998 |
| Provision for loan and lease losses | $495,000 | 1,677 |
| Total noninterest income | $1,733,000 | 2,126 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $1,269,000 | 1,033 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $464,000 | 3,263 |
| Total noninterest expense | $6,128,000 | 1,944 |
| Salaries and employee benefits | $3,397,000 | 1,900 |
| Premises and equipment expense | $688,000 | 2,456 |
| Additional noninterest expense | $2,043,000 | 1,769 |
| Pre-tax net operating income | $2,491,000 | 2,397 |
| Securities gains (losses) | $33,000 | 2,620 |
| Applicable income taxes | $669,000 | 2,462 |
| Income before extraordinary items | $1,855,000 | 2,488 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $1,855,000 | 2,487 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $67,000 | 3,821 |
| Cash dividends | $280,000 | 3,596 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $1,830,910 | 2,388 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $6,679,000 | 2,185 |
| Total interest expense | $1,820,000 | 2,574 |
| Net interest income | $4,859,000 | 2,015 |
| Provision for loan and lease losses | $330,000 | 1,664 |
| Total noninterest income | $1,082,000 | 2,221 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $826,000 | 1,041 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $256,000 | 3,585 |
| Total noninterest expense | $4,015,000 | 1,964 |
| Salaries and employee benefits | $2,268,000 | 1,890 |
| Premises and equipment expense | $452,000 | 2,466 |
| Additional noninterest expense | $1,295,000 | 1,861 |
| Pre-tax net operating income | $1,596,000 | 2,469 |
| Securities gains (losses) | $33,000 | 2,302 |
| Applicable income taxes | $448,000 | 2,486 |
| Income before extraordinary items | $1,181,000 | 2,614 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $1,181,000 | 2,612 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $33,000 | 3,965 |
| Cash dividends | $187,000 | 3,600 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $1,157,240 | 2,508 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $3,298,000 | 2,232 |
| Total interest expense | $908,000 | 2,637 |
| Net interest income | $2,390,000 | 2,042 |
| Provision for loan and lease losses | $165,000 | 1,575 |
| Total noninterest income | $493,000 | 2,304 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $360,000 | 1,150 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $133,000 | 3,422 |
| Total noninterest expense | $1,945,000 | 2,017 |
| Salaries and employee benefits | $1,125,000 | 1,899 |
| Premises and equipment expense | $203,000 | 2,727 |
| Additional noninterest expense | $617,000 | 1,905 |
| Pre-tax net operating income | $773,000 | 2,539 |
| Securities gains (losses) | $33,000 | 1,627 |
| Applicable income taxes | $226,000 | 2,491 |
| Income before extraordinary items | $580,000 | 2,619 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $580,000 | 2,617 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $16,000 | 3,468 |
| Cash dividends | $93,000 | 3,030 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $556,240 | 2,575 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $13,519,000 | 2,277 |
| Total interest expense | $3,591,000 | 3,017 |
| Net interest income | $9,928,000 | 1,953 |
| Provision for loan and lease losses | $615,000 | 2,016 |
| Total noninterest income | $1,591,000 | 2,526 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $1,470,000 | 1,093 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $121,000 | 6,044 |
| Total noninterest expense | $7,745,000 | 1,948 |
| Salaries and employee benefits | $4,314,000 | 1,862 |
| Premises and equipment expense | $1,042,000 | 2,098 |
| Additional noninterest expense | $2,389,000 | 1,938 |
| Pre-tax net operating income | $3,159,000 | 2,384 |
| Securities gains (losses) | $-17,000 | 8,973 |
| Applicable income taxes | $900,000 | 2,391 |
| Income before extraordinary items | $2,242,000 | 2,558 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $2,242,000 | 2,558 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $286,000 | 2,440 |
| Cash dividends | $480,000 | 3,532 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $2,254,070 | 2,470 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $13,899,000 | 2,465 |
| Total interest expense | $5,428,000 | 2,921 |
| Net interest income | $8,471,000 | 2,109 |
| Provision for loan and lease losses | $425,000 | 2,486 |
| Total noninterest income | $1,653,000 | 2,332 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $1,505,000 | 985 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $148,000 | 5,569 |
| Total noninterest expense | $7,444,000 | 1,934 |
| Salaries and employee benefits | $4,182,000 | 1,792 |
| Premises and equipment expense | $990,000 | 2,156 |
| Additional noninterest expense | $2,272,000 | 1,978 |
| Pre-tax net operating income | $2,255,000 | 2,897 |
| Securities gains (losses) | $0 | 4,612 |
| Applicable income taxes | $686,000 | 2,710 |
| Income before extraordinary items | $1,569,000 | 3,115 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $1,569,000 | 3,119 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $328,000 | 2,106 |
| Cash dividends | $447,000 | 3,673 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $1,569,000 | 3,021 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $13,073,000 | 2,657 |
| Total interest expense | $6,224,000 | 2,687 |
| Net interest income | $6,849,000 | 2,595 |
| Provision for loan and lease losses | $194,000 | 3,824 |
| Total noninterest income | $1,678,000 | 2,148 |
| Gross Fiduciary activities income | $0 | 1,332 |
| Service charges on deposit accounts | $1,330,000 | 1,014 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $348,000 | 3,629 |
| Total noninterest expense | $6,513,000 | 2,116 |
| Salaries and employee benefits | $3,636,000 | 1,967 |
| Premises and equipment expense | $961,000 | 2,146 |
| Additional noninterest expense | $1,916,000 | 2,257 |
| Pre-tax net operating income | $1,820,000 | 3,545 |
| Securities gains (losses) | $0 | 1,956 |
| Applicable income taxes | $561,000 | 3,244 |
| Income before extraordinary items | $1,259,000 | 3,732 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $1,259,000 | 3,733 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $110,000 | 3,420 |
| Cash dividends | $370,000 | 4,113 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $1,259,000 | 3,717 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $10,791,000 | 2,990 |
| Total interest expense | $4,468,000 | 3,260 |
| Net interest income | $6,323,000 | 2,785 |
| Provision for loan and lease losses | $202,000 | 3,533 |
| Total noninterest income | $1,592,000 | 2,208 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $1,237,000 | 1,080 |
| Trading account gains and fees | $0 | 173 |
| Additional Noninterest Income | $355,000 | 3,670 |
| Total noninterest expense | $6,098,000 | 2,246 |
| Salaries and employee benefits | $3,350,000 | 2,094 |
| Premises and equipment expense | $894,000 | 2,272 |
| Additional noninterest expense | $1,854,000 | 2,355 |
| Pre-tax net operating income | $1,615,000 | 3,900 |
| Securities gains (losses) | $0 | 3,155 |
| Applicable income taxes | $514,000 | 3,580 |
| Income before extraordinary items | $1,101,000 | 4,143 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $1,101,000 | 4,147 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $122,000 | 3,206 |
| Cash dividends | $396,000 | 4,003 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $1,101,000 | 4,102 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $9,717,000 | 3,318 |
| Total interest expense | $4,035,000 | 3,656 |
| Net interest income | $5,682,000 | 3,033 |
| Provision for loan and lease losses | $138,000 | 4,359 |
| Total noninterest income | $1,531,000 | 2,235 |
| Gross Fiduciary activities income | $0 | 1,398 |
| Service charges on deposit accounts | $1,153,000 | 1,099 |
| Trading account gains and fees | $0 | 224 |
| Additional Noninterest Income | $378,000 | 3,548 |
| Total noninterest expense | $5,669,000 | 2,307 |
| Salaries and employee benefits | $2,933,000 | 2,296 |
| Premises and equipment expense | $807,000 | 2,429 |
| Additional noninterest expense | $1,929,000 | 2,170 |
| Pre-tax net operating income | $1,406,000 | 4,392 |
| Securities gains (losses) | $0 | 4,449 |
| Applicable income taxes | $491,000 | 3,883 |
| Income before extraordinary items | $915,000 | 4,776 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $915,000 | 4,775 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $132,000 | 3,145 |
| Cash dividends | $390,000 | 4,073 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $915,000 | 4,683 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $8,651,000 | 3,703 |
| Total interest expense | $3,462,000 | 4,173 |
| Net interest income | $5,189,000 | 3,367 |
| Provision for loan and lease losses | $14,000 | 8,198 |
| Total noninterest income | $1,400,000 | 2,326 |
| Gross Fiduciary activities income | $0 | 1,450 |
| Service charges on deposit accounts | $1,075,000 | 1,178 |
| Trading account gains and fees | $0 | 239 |
| Additional Noninterest Income | $325,000 | 3,755 |
| Total noninterest expense | $5,034,000 | 2,552 |
| Salaries and employee benefits | $2,623,000 | 2,525 |
| Premises and equipment expense | $729,000 | 2,637 |
| Additional noninterest expense | $1,682,000 | 2,454 |
| Pre-tax net operating income | $1,541,000 | 4,393 |
| Securities gains (losses) | $0 | 3,944 |
| Applicable income taxes | $515,000 | 4,126 |
| Income before extraordinary items | $1,026,000 | 4,621 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $1,026,000 | 4,620 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $234,000 | 2,306 |
| Cash dividends | $374,000 | 4,119 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $1,026,000 | 4,554 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $8,196,000 | 3,943 |
| Total interest expense | $3,347,000 | 4,354 |
| Net interest income | $4,849,000 | 3,630 |
| Provision for loan and lease losses | $70,000 | 5,840 |
| Total noninterest income | $1,234,000 | 2,628 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $986,000 | 1,360 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $248,000 | 4,559 |
| Total noninterest expense | $4,518,000 | 3,001 |
| Salaries and employee benefits | $2,396,000 | 2,804 |
| Premises and equipment expense | $611,000 | 3,149 |
| Additional noninterest expense | $1,511,000 | 3,094 |
| Pre-tax net operating income | $1,495,000 | 4,353 |
| Securities gains (losses) | $0 | 4,148 |
| Applicable income taxes | $491,000 | 4,206 |
| Income before extraordinary items | $1,004,000 | 4,494 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $1,004,000 | 4,495 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $106,000 | 3,813 |
| Cash dividends | $353,000 | 4,172 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $1,004,000 | 4,435 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $7,541,000 | 4,242 |
| Total interest expense | $2,936,000 | 4,865 |
| Net interest income | $4,605,000 | 3,818 |
| Provision for loan and lease losses | $0 | 8,958 |
| Total noninterest income | $1,060,000 | 2,968 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $859,000 | 1,577 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $201,000 | 5,124 |
| Total noninterest expense | $4,449,000 | 3,020 |
| Salaries and employee benefits | $2,317,000 | 2,877 |
| Premises and equipment expense | $616,000 | 3,144 |
| Additional noninterest expense | $1,516,000 | 3,075 |
| Pre-tax net operating income | $1,216,000 | 5,197 |
| Securities gains (losses) | $0 | 3,831 |
| Applicable income taxes | $320,000 | 5,779 |
| Income before extraordinary items | $896,000 | 5,012 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $896,000 | 5,011 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $60,000 | 4,802 |
| Cash dividends | $339,000 | 4,263 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $896,000 | 4,997 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $6,701,000 | 4,397 |
| Total interest expense | $2,100,000 | 5,390 |
| Net interest income | $4,601,000 | 3,833 |
| Provision for loan and lease losses | $-10,000 | 11,755 |
| Total noninterest income | $822,000 | 3,637 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $635,000 | 2,131 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $187,000 | 5,489 |
| Total noninterest expense | $4,079,000 | 3,366 |
| Salaries and employee benefits | $2,129,000 | 3,098 |
| Premises and equipment expense | $576,000 | 3,392 |
| Additional noninterest expense | $1,374,000 | 3,589 |
| Pre-tax net operating income | $1,354,000 | 4,782 |
| Securities gains (losses) | $2,000 | 3,070 |
| Applicable income taxes | $231,000 | 6,821 |
| Income before extraordinary items | $1,125,000 | 4,097 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $1,125,000 | 4,099 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-84,000 | 12,163 |
| Cash dividends | $322,000 | 4,281 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $1,123,340 | 4,133 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $6,341,000 | 4,723 |
| Total interest expense | $2,005,000 | 5,821 |
| Net interest income | $4,336,000 | 4,091 |
| Provision for loan and lease losses | $127,000 | 5,073 |
| Total noninterest income | $644,000 | 4,720 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $517,000 | 2,693 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $127,000 | 7,107 |
| Total noninterest expense | $3,278,000 | 4,163 |
| Salaries and employee benefits | $1,729,000 | 3,762 |
| Premises and equipment expense | $431,000 | 4,415 |
| Additional noninterest expense | $1,118,000 | 4,469 |
| Pre-tax net operating income | $1,575,000 | 4,136 |
| Securities gains (losses) | $36,000 | 3,866 |
| Applicable income taxes | $351,000 | 5,485 |
| Income before extraordinary items | $1,260,000 | 3,827 |
| Extraordinary gains, net | $-68,000 | 12,813 |
| Net income | $1,192,000 | 4,146 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-5,000 | 11,387 |
| Cash dividends | $304,000 | 4,337 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $1,231,920 | 3,702 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $6,180,000 | 5,358 |
| Total interest expense | $2,302,000 | 6,401 |
| Net interest income | $3,878,000 | 4,577 |
| Provision for loan and lease losses | $264,000 | 4,465 |
| Total noninterest income | $604,000 | 4,933 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $498,000 | 2,793 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $106,000 | 7,856 |
| Total noninterest expense | $2,906,000 | 4,661 |
| Salaries and employee benefits | $1,422,000 | 4,435 |
| Premises and equipment expense | $364,000 | 5,189 |
| Additional noninterest expense | $1,120,000 | 4,614 |
| Pre-tax net operating income | $1,312,000 | 4,573 |
| Securities gains (losses) | $13,000 | 6,142 |
| Applicable income taxes | $266,000 | 6,424 |
| Income before extraordinary items | $1,059,000 | 4,287 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $1,059,000 | 4,328 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $52,000 | 7,468 |
| Cash dividends | $288,000 | 4,150 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $1,048,600 | 4,008 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.