Home > American Gateway Bank > Assets and Liabilities
American Gateway Bank, Assets and Liabilities
| 2015-03-31 | Rank | |
| # of Employees: | 73 | 2,035 |
| Assets and Liabilities | ||
| Total Assets: | $373,708,000 | 1,799 |
| Cash and due from depository institutions | $98,149,000 | 2,035 |
| Interest-bearing balances | $94,729,000 | 408 |
| Securities | $108,481,000 | 1,326 |
| Federal funds sold & reverse repurchase agreements | $340,000 | 2,340 |
| Net loans & leases | $150,918,000 | 2,581 |
| Loan loss allowance | $2,005,000 | 2,726 |
| Trading account assets | $0 | 251 |
| Bank premises and fixed assets | $7,395,000 | 1,557 |
| Other real estate owned | $915,000 | 2,035 |
| Goodwill and other intangibles | $0 | 2,810 |
| All other assets | $7,510,000 | 2,243 |
| Life insurance assets | $4,326,000 | 1,799 |
| Total liabilities and capital | $373,708,000 | 1,799 |
| Total liabilities | $328,807,000 | 1,812 |
| Total deposits | $283,307,000 | 1,987 |
| Interest-bearing deposits | $202,442,000 | 2,153 |
| Deposits held in domestic offices | $283,307,000 | 1,987 |
| % insured | 64.71% | 5,823 |
| Federal funds purchased & repurchase agreements | $4,276,000 | 1,088 |
| Trading liabilities | $0 | 165 |
| Other borrowed funds | $39,253,000 | 702 |
| Subordinated debt | $0 | 128 |
| All other liabilities | $1,971,000 | 2,029 |
| Total equity capital | $44,901,000 | 1,682 |
| Total bank equity capital | $44,901,000 | 1,682 |
| Perpetual preferred stock | $0 | 175 |
| Common stock | $1,098,000 | 1,952 |
| Surplus | $14,999,000 | 1,819 |
| Undivided profits | $28,804,000 | 1,416 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 150 |
| Memoranda | ||
| Noncurrent loans and leases | $5,416,000 | 1,059 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 945 |
| Income earned, not collected on loans | $737,000 | 3,194 |
| Earning assets | $354,468,000 | 1,752 |
| Long-term assets (5+ years) | $96,810,000 | 2,068 |
| Average Assets, year-to-date | $369,932,000 | 1,804 |
| Average Assets, quarterly | $369,932,000 | 1,804 |
| Volatile liabilities | $39,607,000 | 1,165 |
| Insider loans | $327,000 | 4,640 |
| FHLB advances | $39,253,000 | 658 |
| Loans and leases held for sale | $0 | 1,949 |
| Unused loan commitments | $35,589,000 | 1,947 |
| Tier 1 (core) risk-based capital | $43,179,000 | 1,670 |
| Tier 2 risk-based capital | $2,005,000 | 2,361 |
| Total risk weighted assets | $189,106,000 | 2,300 |
| Total unused commitments | $35,589,000 | 1,947 |
| Derivatives | $0 | 1,438 |
| 2014-12-31 | Rank | |
| # of Employees: | 88 | 1,687 |
| Assets and Liabilities | ||
| Total Assets: | $366,156,000 | 1,820 |
| Cash and due from depository institutions | $69,925,000 | 1,687 |
| Interest-bearing balances | $66,640,000 | 496 |
| Securities | $121,576,000 | 1,212 |
| Federal funds sold & reverse repurchase agreements | $425,000 | 2,103 |
| Net loans & leases | $157,012,000 | 2,519 |
| Loan loss allowance | $2,064,000 | 2,702 |
| Trading account assets | $0 | 249 |
| Bank premises and fixed assets | $7,533,000 | 1,535 |
| Other real estate owned | $1,427,000 | 1,687 |
| Goodwill and other intangibles | $0 | 2,812 |
| All other assets | $8,258,000 | 2,115 |
| Life insurance assets | $4,297,000 | 1,796 |
| Total liabilities and capital | $366,156,000 | 1,820 |
| Total liabilities | $321,526,000 | 1,857 |
| Total deposits | $278,393,000 | 1,995 |
| Interest-bearing deposits | $201,242,000 | 2,169 |
| Deposits held in domestic offices | $278,393,000 | 1,994 |
| % insured | 64.01% | 5,938 |
| Federal funds purchased & repurchase agreements | $2,020,000 | 1,523 |
| Trading liabilities | $0 | 167 |
| Other borrowed funds | $39,818,000 | 737 |
| Subordinated debt | $0 | 126 |
| All other liabilities | $1,295,000 | 2,618 |
| Total equity capital | $44,630,000 | 1,671 |
| Total bank equity capital | $44,630,000 | 1,670 |
| Perpetual preferred stock | $0 | 187 |
| Common stock | $1,098,000 | 1,987 |
| Surplus | $14,999,000 | 1,837 |
| Undivided profits | $28,533,000 | 1,401 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 150 |
| Memoranda | ||
| Noncurrent loans and leases | $5,030,000 | 1,180 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 938 |
| Income earned, not collected on loans | $1,020,000 | 2,537 |
| Earning assets | $345,653,000 | 1,777 |
| Long-term assets (5+ years) | $109,719,000 | 1,902 |
| Average Assets, year-to-date | $371,359,200 | 1,750 |
| Average Assets, quarterly | $364,198,000 | 1,821 |
| Volatile liabilities | $37,844,000 | 1,251 |
| Insider loans | $327,000 | 4,729 |
| FHLB advances | $39,818,000 | 693 |
| Loans and leases held for sale | $0 | 1,855 |
| Unused loan commitments | $34,746,000 | 1,927 |
| Tier 1 (core) risk-based capital | $42,559,000 | 1,682 |
| Tier 2 risk-based capital | $2,064,000 | 2,322 |
| Total risk weighted assets | $185,466,000 | 2,340 |
| Total unused commitments | $34,746,000 | 1,927 |
| Derivatives | $0 | 1,406 |
| 2014-09-30 | Rank | |
| # of Employees: | 92 | 1,624 |
| Assets and Liabilities | ||
| Total Assets: | $362,240,000 | 1,837 |
| Cash and due from depository institutions | $62,054,000 | 1,624 |
| Interest-bearing balances | $58,327,000 | 549 |
| Securities | $115,657,000 | 1,268 |
| Federal funds sold & reverse repurchase agreements | $99,000 | 2,519 |
| Net loans & leases | $166,536,000 | 2,385 |
| Loan loss allowance | $2,036,000 | 2,796 |
| Trading account assets | $0 | 245 |
| Bank premises and fixed assets | $7,667,000 | 1,517 |
| Other real estate owned | $1,849,000 | 1,624 |
| Goodwill and other intangibles | $0 | 2,848 |
| All other assets | $8,378,000 | 2,094 |
| Life insurance assets | $4,267,000 | 1,792 |
| Total liabilities and capital | $362,240,000 | 1,837 |
| Total liabilities | $318,164,000 | 1,870 |
| Total deposits | $259,228,000 | 2,135 |
| Interest-bearing deposits | $186,361,000 | 2,347 |
| Deposits held in domestic offices | $259,228,000 | 2,134 |
| % insured | 68.63% | 5,825 |
| Federal funds purchased & repurchase agreements | $3,358,000 | 1,292 |
| Trading liabilities | $0 | 165 |
| Other borrowed funds | $53,785,000 | 573 |
| Subordinated debt | $0 | 131 |
| All other liabilities | $1,793,000 | 2,203 |
| Total equity capital | $44,076,000 | 1,695 |
| Total bank equity capital | $44,076,000 | 1,695 |
| Perpetual preferred stock | $0 | 194 |
| Common stock | $1,098,000 | 2,013 |
| Surplus | $14,999,000 | 1,839 |
| Undivided profits | $27,979,000 | 1,418 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 153 |
| Memoranda | ||
| Noncurrent loans and leases | $5,038,000 | 1,234 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 951 |
| Income earned, not collected on loans | $913,000 | 2,913 |
| Earning assets | $340,619,000 | 1,794 |
| Long-term assets (5+ years) | $102,035,000 | 2,029 |
| Average Assets, year-to-date | $372,660,000 | 1,764 |
| Average Assets, quarterly | $364,848,000 | 1,820 |
| Volatile liabilities | $53,276,000 | 927 |
| Insider loans | $327,000 | 4,763 |
| FHLB advances | $53,785,000 | 532 |
| Loans and leases held for sale | $0 | 1,914 |
| Unused loan commitments | $36,993,000 | 1,853 |
| Tier 1 (core) risk-based capital | $41,870,000 | 1,712 |
| Tier 2 risk-based capital | $2,036,000 | 2,363 |
| Total risk weighted assets | $193,942,000 | 2,243 |
| Total unused commitments | $36,993,000 | 1,853 |
| Derivatives | $0 | 1,399 |
| 2014-06-30 | Rank | |
| # of Employees: | 91 | 1,652 |
| Assets and Liabilities | ||
| Total Assets: | $367,456,000 | 1,799 |
| Cash and due from depository institutions | $56,180,000 | 1,652 |
| Interest-bearing balances | $52,776,000 | 610 |
| Securities | $120,945,000 | 1,232 |
| Federal funds sold & reverse repurchase agreements | $0 | 2,844 |
| Net loans & leases | $171,531,000 | 2,331 |
| Loan loss allowance | $2,127,000 | 2,733 |
| Trading account assets | $0 | 246 |
| Bank premises and fixed assets | $7,824,000 | 1,498 |
| Other real estate owned | $2,001,000 | 1,652 |
| Goodwill and other intangibles | $0 | 2,849 |
| All other assets | $8,975,000 | 1,976 |
| Life insurance assets | $4,237,000 | 1,789 |
| Total liabilities and capital | $367,456,000 | 1,799 |
| Total liabilities | $323,982,000 | 1,827 |
| Total deposits | $264,395,000 | 2,075 |
| Interest-bearing deposits | $190,459,000 | 2,300 |
| Deposits held in domestic offices | $264,395,000 | 2,074 |
| % insured | 68.08% | 5,967 |
| Federal funds purchased & repurchase agreements | $3,348,000 | 1,312 |
| Trading liabilities | $0 | 168 |
| Other borrowed funds | $54,712,000 | 562 |
| Subordinated debt | $0 | 135 |
| All other liabilities | $1,527,000 | 2,361 |
| Total equity capital | $43,474,000 | 1,686 |
| Total bank equity capital | $43,474,000 | 1,686 |
| Perpetual preferred stock | $0 | 199 |
| Common stock | $1,098,000 | 2,042 |
| Surplus | $14,999,000 | 1,840 |
| Undivided profits | $27,377,000 | 1,409 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 158 |
| Memoranda | ||
| Noncurrent loans and leases | $5,712,000 | 1,162 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 990 |
| Income earned, not collected on loans | $1,113,000 | 2,339 |
| Earning assets | $345,252,000 | 1,760 |
| Long-term assets (5+ years) | $106,150,000 | 1,985 |
| Average Assets, year-to-date | $376,133,330 | 1,745 |
| Average Assets, quarterly | $372,398,000 | 1,779 |
| Volatile liabilities | $47,620,000 | 995 |
| Insider loans | $329,000 | 4,806 |
| FHLB advances | $54,712,000 | 522 |
| Loans and leases held for sale | $0 | 1,950 |
| Unused loan commitments | $38,867,000 | 1,767 |
| Tier 1 (core) risk-based capital | $41,434,000 | 1,697 |
| Tier 2 risk-based capital | $2,127,000 | 2,282 |
| Total risk weighted assets | $200,515,000 | 2,150 |
| Total unused commitments | $38,867,000 | 1,767 |
| Derivatives | $0 | 1,413 |
| 2014-03-31 | Rank | |
| # of Employees: | 97 | 1,536 |
| Assets and Liabilities | ||
| Total Assets: | $377,340,000 | 1,760 |
| Cash and due from depository institutions | $62,609,000 | 1,536 |
| Interest-bearing balances | $59,394,000 | 615 |
| Securities | $125,155,000 | 1,201 |
| Federal funds sold & reverse repurchase agreements | $204,000 | 2,746 |
| Net loans & leases | $170,733,000 | 2,318 |
| Loan loss allowance | $2,136,000 | 2,747 |
| Trading account assets | $0 | 247 |
| Bank premises and fixed assets | $7,928,000 | 1,489 |
| Other real estate owned | $1,628,000 | 1,536 |
| Goodwill and other intangibles | $0 | 2,875 |
| All other assets | $9,083,000 | 1,960 |
| Life insurance assets | $4,591,000 | 1,672 |
| Total liabilities and capital | $377,340,000 | 1,760 |
| Total liabilities | $334,911,000 | 1,782 |
| Total deposits | $275,527,000 | 2,024 |
| Interest-bearing deposits | $197,799,000 | 2,246 |
| Deposits held in domestic offices | $275,527,000 | 2,024 |
| % insured | 67.33% | 6,071 |
| Federal funds purchased & repurchase agreements | $2,407,000 | 1,373 |
| Trading liabilities | $0 | 165 |
| Other borrowed funds | $55,632,000 | 503 |
| Subordinated debt | $0 | 134 |
| All other liabilities | $1,345,000 | 2,503 |
| Total equity capital | $42,429,000 | 1,705 |
| Total bank equity capital | $42,429,000 | 1,705 |
| Perpetual preferred stock | $0 | 201 |
| Common stock | $1,098,000 | 2,064 |
| Surplus | $14,999,000 | 1,859 |
| Undivided profits | $26,332,000 | 1,421 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 161 |
| Memoranda | ||
| Noncurrent loans and leases | $6,101,000 | 1,148 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 998 |
| Income earned, not collected on loans | $941,000 | 2,674 |
| Earning assets | $355,486,000 | 1,720 |
| Long-term assets (5+ years) | $110,156,000 | 1,918 |
| Average Assets, year-to-date | $380,472,000 | 1,737 |
| Average Assets, quarterly | $380,472,000 | 1,737 |
| Volatile liabilities | $47,045,000 | 943 |
| Insider loans | $330,000 | 4,822 |
| FHLB advances | $55,632,000 | 461 |
| Loans and leases held for sale | $0 | 1,833 |
| Unused loan commitments | $42,896,000 | 1,620 |
| Tier 1 (core) risk-based capital | $40,948,000 | 1,702 |
| Tier 2 risk-based capital | $2,136,000 | 2,276 |
| Total risk weighted assets | $201,321,000 | 2,135 |
| Total unused commitments | $42,896,000 | 1,620 |
| Derivatives | $0 | 1,405 |
| 2013-12-31 | Rank | |
| # of Employees: | 99 | 1,517 |
| Assets and Liabilities | ||
| Total Assets: | $383,604,000 | 1,723 |
| Cash and due from depository institutions | $70,994,000 | 1,517 |
| Interest-bearing balances | $67,264,000 | 505 |
| Securities | $121,514,000 | 1,229 |
| Federal funds sold & reverse repurchase agreements | $0 | 2,964 |
| Net loans & leases | $171,678,000 | 2,296 |
| Loan loss allowance | $2,107,000 | 2,793 |
| Trading account assets | $0 | 247 |
| Bank premises and fixed assets | $8,074,000 | 1,462 |
| Other real estate owned | $1,650,000 | 1,517 |
| Goodwill and other intangibles | $0 | 2,889 |
| All other assets | $9,694,000 | 1,892 |
| Life insurance assets | $4,559,000 | 1,660 |
| Total liabilities and capital | $383,604,000 | 1,723 |
| Total liabilities | $342,234,000 | 1,727 |
| Total deposits | $275,183,000 | 2,005 |
| Interest-bearing deposits | $199,036,000 | 2,208 |
| Deposits held in domestic offices | $275,183,000 | 2,004 |
| % insured | 65.96% | 6,227 |
| Federal funds purchased & repurchase agreements | $1,817,000 | 1,637 |
| Trading liabilities | $0 | 167 |
| Other borrowed funds | $56,547,000 | 512 |
| Subordinated debt | $0 | 136 |
| All other liabilities | $8,687,000 | 655 |
| Total equity capital | $41,370,000 | 1,705 |
| Total bank equity capital | $41,370,000 | 1,705 |
| Perpetual preferred stock | $0 | 206 |
| Common stock | $1,098,000 | 2,091 |
| Surplus | $14,999,000 | 1,874 |
| Undivided profits | $25,273,000 | 1,429 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 161 |
| Memoranda | ||
| Noncurrent loans and leases | $6,506,000 | 1,114 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 991 |
| Income earned, not collected on loans | $1,117,000 | 2,369 |
| Earning assets | $360,456,000 | 1,694 |
| Long-term assets (5+ years) | $108,237,000 | 1,929 |
| Average Assets, year-to-date | $387,241,000 | 1,700 |
| Average Assets, quarterly | $379,146,500 | 1,732 |
| Volatile liabilities | $41,101,000 | 1,073 |
| Insider loans | $261,000 | 5,061 |
| FHLB advances | $56,547,000 | 471 |
| Loans and leases held for sale | $716,000 | 1,076 |
| Unused loan commitments | $45,663,000 | 1,503 |
| Tier 1 (core) risk-based capital | $40,565,000 | 1,695 |
| Tier 2 risk-based capital | $2,107,000 | 2,300 |
| Total risk weighted assets | $199,791,000 | 2,146 |
| Total unused commitments | $45,663,000 | 1,503 |
| Derivatives | $0 | 1,395 |
| 2013-09-30 | Rank | |
| # of Employees: | 95 | 1,582 |
| Assets and Liabilities | ||
| Total Assets: | $374,689,000 | 1,766 |
| Cash and due from depository institutions | $59,451,000 | 1,582 |
| Interest-bearing balances | $56,705,000 | 603 |
| Securities | $110,266,000 | 1,361 |
| Federal funds sold & reverse repurchase agreements | $83,000 | 2,776 |
| Net loans & leases | $184,940,000 | 2,152 |
| Loan loss allowance | $2,195,000 | 2,795 |
| Trading account assets | $0 | 248 |
| Bank premises and fixed assets | $8,224,000 | 1,443 |
| Other real estate owned | $1,973,000 | 1,582 |
| Goodwill and other intangibles | $0 | 2,909 |
| All other assets | $9,752,000 | 1,865 |
| Life insurance assets | $4,525,000 | 1,634 |
| Total liabilities and capital | $374,689,000 | 1,766 |
| Total liabilities | $333,195,000 | 1,773 |
| Total deposits | $262,152,000 | 2,085 |
| Interest-bearing deposits | $186,956,000 | 2,346 |
| Deposits held in domestic offices | $262,152,000 | 2,084 |
| % insured | 69.72% | 6,166 |
| Federal funds purchased & repurchase agreements | $1,832,000 | 1,631 |
| Trading liabilities | $0 | 163 |
| Other borrowed funds | $67,455,000 | 445 |
| Subordinated debt | $0 | 150 |
| All other liabilities | $1,756,000 | 2,238 |
| Total equity capital | $41,494,000 | 1,710 |
| Total bank equity capital | $41,494,000 | 1,709 |
| Perpetual preferred stock | $0 | 217 |
| Common stock | $1,098,000 | 2,122 |
| Surplus | $14,999,000 | 1,885 |
| Undivided profits | $25,397,000 | 1,426 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 159 |
| Memoranda | ||
| Noncurrent loans and leases | $9,132,000 | 888 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,015 |
| Income earned, not collected on loans | $962,000 | 2,826 |
| Earning assets | $351,994,000 | 1,720 |
| Long-term assets (5+ years) | $98,120,000 | 2,053 |
| Average Assets, year-to-date | $388,150,250 | 1,705 |
| Average Assets, quarterly | $376,080,000 | 1,757 |
| Volatile liabilities | $34,827,000 | 1,257 |
| Insider loans | $263,000 | 5,100 |
| FHLB advances | $67,455,000 | 399 |
| Loans and leases held for sale | $765,000 | 1,161 |
| Unused loan commitments | $44,071,000 | 1,572 |
| Tier 1 (core) risk-based capital | $40,137,000 | 1,709 |
| Tier 2 risk-based capital | $2,195,000 | 2,231 |
| Total risk weighted assets | $210,529,000 | 2,012 |
| Total unused commitments | $44,071,000 | 1,572 |
| Derivatives | $0 | 1,430 |
| 2013-06-30 | Rank | |
| # of Employees: | 105 | 1,420 |
| Assets and Liabilities | ||
| Total Assets: | $377,471,000 | 1,750 |
| Cash and due from depository institutions | $48,908,000 | 1,420 |
| Interest-bearing balances | $46,270,000 | 793 |
| Securities | $113,054,000 | 1,330 |
| Federal funds sold & reverse repurchase agreements | $440,000 | 2,496 |
| Net loans & leases | $191,689,000 | 2,065 |
| Loan loss allowance | $2,859,000 | 2,309 |
| Trading account assets | $0 | 250 |
| Bank premises and fixed assets | $8,395,000 | 1,412 |
| Other real estate owned | $4,889,000 | 1,420 |
| Goodwill and other intangibles | $0 | 2,910 |
| All other assets | $10,096,000 | 1,800 |
| Life insurance assets | $4,491,000 | 1,623 |
| Total liabilities and capital | $377,471,000 | 1,750 |
| Total liabilities | $335,955,000 | 1,752 |
| Total deposits | $265,113,000 | 2,074 |
| Interest-bearing deposits | $193,324,000 | 2,273 |
| Deposits held in domestic offices | $265,113,000 | 2,073 |
| % insured | 69.77% | 6,206 |
| Federal funds purchased & repurchase agreements | $912,000 | 1,844 |
| Trading liabilities | $0 | 154 |
| Other borrowed funds | $68,357,000 | 429 |
| Subordinated debt | $0 | 152 |
| All other liabilities | $1,573,000 | 2,344 |
| Total equity capital | $41,516,000 | 1,686 |
| Total bank equity capital | $41,516,000 | 1,685 |
| Perpetual preferred stock | $0 | 228 |
| Common stock | $1,098,000 | 2,135 |
| Surplus | $14,999,000 | 1,886 |
| Undivided profits | $25,419,000 | 1,416 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 162 |
| Memoranda | ||
| Noncurrent loans and leases | $6,877,000 | 1,231 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,060 |
| Income earned, not collected on loans | $1,170,000 | 2,299 |
| Earning assets | $351,453,000 | 1,723 |
| Long-term assets (5+ years) | $91,233,000 | 2,137 |
| Average Assets, year-to-date | $392,637,330 | 1,691 |
| Average Assets, quarterly | $386,793,500 | 1,721 |
| Volatile liabilities | $33,601,000 | 1,264 |
| Insider loans | $164,000 | 5,492 |
| FHLB advances | $68,357,000 | 383 |
| Loans and leases held for sale | $172,000 | 1,942 |
| Unused loan commitments | $43,271,000 | 1,563 |
| Tier 1 (core) risk-based capital | $39,795,000 | 1,703 |
| Tier 2 risk-based capital | $2,749,000 | 1,810 |
| Total risk weighted assets | $219,807,000 | 1,930 |
| Total unused commitments | $43,271,000 | 1,563 |
| Derivatives | $0 | 1,417 |
| 2013-03-31 | Rank | |
| # of Employees: | 100 | 1,508 |
| Assets and Liabilities | ||
| Total Assets: | $396,116,000 | 1,691 |
| Cash and due from depository institutions | $47,890,000 | 1,508 |
| Interest-bearing balances | $45,515,000 | 1,001 |
| Securities | $125,453,000 | 1,231 |
| Federal funds sold & reverse repurchase agreements | $202,000 | 3,076 |
| Net loans & leases | $199,336,000 | 1,994 |
| Loan loss allowance | $3,276,000 | 2,120 |
| Trading account assets | $0 | 242 |
| Bank premises and fixed assets | $8,578,000 | 1,393 |
| Other real estate owned | $4,212,000 | 1,508 |
| Goodwill and other intangibles | $0 | 2,913 |
| All other assets | $10,445,000 | 1,735 |
| Life insurance assets | $4,458,000 | 1,606 |
| Total liabilities and capital | $396,116,000 | 1,691 |
| Total liabilities | $353,112,000 | 1,693 |
| Total deposits | $269,520,000 | 2,064 |
| Interest-bearing deposits | $199,161,000 | 2,248 |
| Deposits held in domestic offices | $269,520,000 | 2,064 |
| % insured | 70.04% | 6,277 |
| Federal funds purchased & repurchase agreements | $1,761,000 | 1,517 |
| Trading liabilities | $0 | 154 |
| Other borrowed funds | $79,254,000 | 356 |
| Subordinated debt | $0 | 155 |
| All other liabilities | $2,577,000 | 1,685 |
| Total equity capital | $43,004,000 | 1,674 |
| Total bank equity capital | $43,004,000 | 1,674 |
| Perpetual preferred stock | $0 | 239 |
| Common stock | $1,098,000 | 2,176 |
| Surplus | $14,999,000 | 1,896 |
| Undivided profits | $26,907,000 | 1,409 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 167 |
| Memoranda | ||
| Noncurrent loans and leases | $6,041,000 | 1,507 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,043 |
| Income earned, not collected on loans | $1,130,000 | 2,320 |
| Earning assets | $370,506,000 | 1,658 |
| Long-term assets (5+ years) | $102,793,000 | 1,902 |
| Average Assets, year-to-date | $400,220,500 | 1,671 |
| Average Assets, quarterly | $400,220,500 | 1,671 |
| Volatile liabilities | $44,449,000 | 951 |
| Insider loans | $365,000 | 4,895 |
| FHLB advances | $79,254,000 | 315 |
| Loans and leases held for sale | $1,274,000 | 1,138 |
| Unused loan commitments | $40,157,000 | 1,630 |
| Tier 1 (core) risk-based capital | $39,434,000 | 1,705 |
| Tier 2 risk-based capital | $2,937,000 | 1,704 |
| Total risk weighted assets | $231,213,000 | 1,839 |
| Total unused commitments | $40,157,000 | 1,630 |
| Derivatives | $0 | 1,405 |
| 2012-12-31 | Rank | |
| # of Employees: | 103 | 1,454 |
| Assets and Liabilities | ||
| Total Assets: | $404,325,000 | 1,654 |
| Cash and due from depository institutions | $49,660,000 | 1,454 |
| Interest-bearing balances | $45,946,000 | 928 |
| Securities | $127,352,000 | 1,194 |
| Federal funds sold & reverse repurchase agreements | $18,000 | 3,252 |
| Net loans & leases | $203,837,000 | 1,974 |
| Loan loss allowance | $3,350,000 | 2,071 |
| Trading account assets | $0 | 243 |
| Bank premises and fixed assets | $8,746,000 | 1,365 |
| Other real estate owned | $4,114,000 | 1,454 |
| Goodwill and other intangibles | $0 | 2,913 |
| All other assets | $10,598,000 | 1,718 |
| Life insurance assets | $4,425,000 | 1,582 |
| Total liabilities and capital | $404,325,000 | 1,654 |
| Total liabilities | $361,528,000 | 1,643 |
| Total deposits | $277,142,000 | 2,007 |
| Interest-bearing deposits | $202,723,000 | 2,198 |
| Deposits held in domestic offices | $277,142,000 | 2,007 |
| % insured | 73.00% | 6,544 |
| Federal funds purchased & repurchase agreements | $1,529,000 | 1,688 |
| Trading liabilities | $0 | 152 |
| Other borrowed funds | $80,144,000 | 370 |
| Subordinated debt | $0 | 159 |
| All other liabilities | $2,713,000 | 1,661 |
| Total equity capital | $42,797,000 | 1,664 |
| Total bank equity capital | $42,797,000 | 1,663 |
| Perpetual preferred stock | $0 | 246 |
| Common stock | $1,098,000 | 2,196 |
| Surplus | $14,999,000 | 1,902 |
| Undivided profits | $26,700,000 | 1,406 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 169 |
| Memoranda | ||
| Noncurrent loans and leases | $5,883,000 | 1,576 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,020 |
| Income earned, not collected on loans | $1,348,000 | 2,018 |
| Earning assets | $377,153,000 | 1,614 |
| Long-term assets (5+ years) | $91,211,000 | 2,056 |
| Average Assets, year-to-date | $416,428,000 | 1,572 |
| Average Assets, quarterly | $402,660,000 | 1,648 |
| Volatile liabilities | $46,429,000 | 970 |
| Insider loans | $366,000 | 4,968 |
| FHLB advances | $80,144,000 | 330 |
| Loans and leases held for sale | $3,031,000 | 955 |
| Unused loan commitments | $34,203,000 | 1,780 |
| Tier 1 (core) risk-based capital | $38,890,000 | 1,712 |
| Tier 2 risk-based capital | $2,995,000 | 1,682 |
| Total risk weighted assets | $234,953,000 | 1,820 |
| Total unused commitments | $34,203,000 | 1,780 |
| Derivatives | $0 | 1,366 |
| 2012-09-30 | Rank | |
| # of Employees: | 111 | 1,341 |
| Assets and Liabilities | ||
| Total Assets: | $400,995,000 | 1,673 |
| Cash and due from depository institutions | $33,056,000 | 1,341 |
| Interest-bearing balances | $29,753,000 | 1,336 |
| Securities | $138,772,000 | 1,099 |
| Federal funds sold & reverse repurchase agreements | $192,000 | 3,052 |
| Net loans & leases | $204,479,000 | 1,967 |
| Loan loss allowance | $3,502,000 | 2,032 |
| Trading account assets | $0 | 231 |
| Bank premises and fixed assets | $8,902,000 | 1,338 |
| Other real estate owned | $4,693,000 | 1,341 |
| Goodwill and other intangibles | $0 | 2,937 |
| All other assets | $10,901,000 | 1,679 |
| Life insurance assets | $4,390,000 | 1,563 |
| Total liabilities and capital | $400,995,000 | 1,673 |
| Total liabilities | $358,860,000 | 1,655 |
| Total deposits | $266,034,000 | 2,073 |
| Interest-bearing deposits | $194,361,000 | 2,297 |
| Deposits held in domestic offices | $266,034,000 | 2,073 |
| % insured | 78.25% | 6,271 |
| Federal funds purchased & repurchase agreements | $2,626,000 | 1,485 |
| Trading liabilities | $0 | 150 |
| Other borrowed funds | $87,028,000 | 343 |
| Subordinated debt | $0 | 163 |
| All other liabilities | $3,172,000 | 1,524 |
| Total equity capital | $42,135,000 | 1,733 |
| Total bank equity capital | $42,135,000 | 1,732 |
| Perpetual preferred stock | $0 | 250 |
| Common stock | $1,098,000 | 2,233 |
| Surplus | $14,999,000 | 1,922 |
| Undivided profits | $26,038,000 | 1,448 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 170 |
| Memoranda | ||
| Noncurrent loans and leases | $7,103,000 | 1,433 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,078 |
| Income earned, not collected on loans | $1,212,000 | 2,436 |
| Earning assets | $373,196,000 | 1,636 |
| Long-term assets (5+ years) | $113,000,000 | 1,674 |
| Average Assets, year-to-date | $419,453,750 | 1,583 |
| Average Assets, quarterly | $401,312,500 | 1,664 |
| Volatile liabilities | $43,754,000 | 1,052 |
| Insider loans | $268,000 | 5,312 |
| FHLB advances | $87,028,000 | 301 |
| Loans and leases held for sale | $2,901,000 | 934 |
| Unused loan commitments | $35,052,000 | 1,736 |
| Tier 1 (core) risk-based capital | $38,180,000 | 1,751 |
| Tier 2 risk-based capital | $3,046,000 | 1,678 |
| Total risk weighted assets | $238,823,000 | 1,796 |
| Total unused commitments | $35,052,000 | 1,736 |
| Derivatives | $0 | 1,366 |
| 2012-06-30 | Rank | |
| # of Employees: | 109 | 1,369 |
| Assets and Liabilities | ||
| Total Assets: | $401,630,000 | 1,659 |
| Cash and due from depository institutions | $27,165,000 | 1,369 |
| Interest-bearing balances | $24,099,000 | 1,612 |
| Securities | $139,821,000 | 1,109 |
| Federal funds sold & reverse repurchase agreements | $377,000 | 2,991 |
| Net loans & leases | $208,337,000 | 1,934 |
| Loan loss allowance | $3,757,000 | 1,945 |
| Trading account assets | $0 | 211 |
| Bank premises and fixed assets | $9,047,000 | 1,309 |
| Other real estate owned | $4,767,000 | 1,369 |
| Goodwill and other intangibles | $0 | 2,925 |
| All other assets | $12,116,000 | 1,542 |
| Life insurance assets | $4,355,000 | 1,550 |
| Total liabilities and capital | $401,630,000 | 1,659 |
| Total liabilities | $360,318,000 | 1,651 |
| Total deposits | $268,500,000 | 2,052 |
| Interest-bearing deposits | $202,315,000 | 2,221 |
| Deposits held in domestic offices | $268,500,000 | 2,052 |
| % insured | 77.30% | 6,433 |
| Federal funds purchased & repurchase agreements | $1,371,000 | 1,772 |
| Trading liabilities | $0 | 130 |
| Other borrowed funds | $87,906,000 | 337 |
| Subordinated debt | $0 | 180 |
| All other liabilities | $2,541,000 | 1,729 |
| Total equity capital | $41,312,000 | 1,724 |
| Total bank equity capital | $41,312,000 | 1,723 |
| Perpetual preferred stock | $0 | 254 |
| Common stock | $1,098,000 | 2,269 |
| Surplus | $14,999,000 | 1,924 |
| Undivided profits | $25,215,000 | 1,459 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 171 |
| Memoranda | ||
| Noncurrent loans and leases | $6,413,000 | 1,602 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,080 |
| Income earned, not collected on loans | $1,360,000 | 2,031 |
| Earning assets | $372,634,000 | 1,637 |
| Long-term assets (5+ years) | $116,301,000 | 1,612 |
| Average Assets, year-to-date | $425,606,670 | 1,565 |
| Average Assets, quarterly | $413,958,000 | 1,610 |
| Volatile liabilities | $46,196,000 | 999 |
| Insider loans | $269,000 | 5,345 |
| FHLB advances | $87,906,000 | 297 |
| Loans and leases held for sale | $1,111,000 | 1,278 |
| Unused loan commitments | $31,102,000 | 1,862 |
| Tier 1 (core) risk-based capital | $37,791,000 | 1,741 |
| Tier 2 risk-based capital | $3,127,000 | 1,641 |
| Total risk weighted assets | $244,880,000 | 1,744 |
| Total unused commitments | $31,102,000 | 1,862 |
| Derivatives | $0 | 1,332 |
| 2012-03-31 | Rank | |
| # of Employees: | 110 | 1,335 |
| Assets and Liabilities | ||
| Total Assets: | $426,286,000 | 1,571 |
| Cash and due from depository institutions | $34,618,000 | 1,335 |
| Interest-bearing balances | $31,276,000 | 1,365 |
| Securities | $146,560,000 | 1,062 |
| Federal funds sold & reverse repurchase agreements | $292,000 | 3,299 |
| Net loans & leases | $218,399,000 | 1,833 |
| Loan loss allowance | $3,885,000 | 1,906 |
| Trading account assets | $0 | 215 |
| Bank premises and fixed assets | $9,190,000 | 1,294 |
| Other real estate owned | $3,899,000 | 1,335 |
| Goodwill and other intangibles | $0 | 2,935 |
| All other assets | $13,328,000 | 1,418 |
| Life insurance assets | $4,320,000 | 1,536 |
| Total liabilities and capital | $426,286,000 | 1,571 |
| Total liabilities | $386,129,000 | 1,550 |
| Total deposits | $292,281,000 | 1,898 |
| Interest-bearing deposits | $222,925,000 | 2,056 |
| Deposits held in domestic offices | $292,281,000 | 1,898 |
| % insured | 74.45% | 6,695 |
| Federal funds purchased & repurchase agreements | $2,515,000 | 1,484 |
| Trading liabilities | $0 | 123 |
| Other borrowed funds | $88,778,000 | 338 |
| Subordinated debt | $0 | 185 |
| All other liabilities | $2,555,000 | 1,698 |
| Total equity capital | $40,157,000 | 1,749 |
| Total bank equity capital | $40,157,000 | 1,748 |
| Perpetual preferred stock | $0 | 259 |
| Common stock | $1,098,000 | 2,298 |
| Surplus | $14,999,000 | 1,935 |
| Undivided profits | $24,060,000 | 1,477 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 170 |
| Memoranda | ||
| Noncurrent loans and leases | $8,339,000 | 1,382 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,111 |
| Income earned, not collected on loans | $1,290,000 | 2,148 |
| Earning assets | $396,527,000 | 1,547 |
| Long-term assets (5+ years) | $131,027,000 | 1,458 |
| Average Assets, year-to-date | $437,595,000 | 1,524 |
| Average Assets, quarterly | $437,595,000 | 1,524 |
| Volatile liabilities | $48,332,000 | 978 |
| Insider loans | $270,000 | 5,399 |
| FHLB advances | $88,778,000 | 295 |
| Loans and leases held for sale | $940,000 | 1,313 |
| Unused loan commitments | $30,824,000 | 1,900 |
| Tier 1 (core) risk-based capital | $37,439,000 | 1,748 |
| Tier 2 risk-based capital | $3,287,000 | 1,580 |
| Total risk weighted assets | $257,743,000 | 1,666 |
| Total unused commitments | $30,824,000 | 1,900 |
| Derivatives | $0 | 1,297 |
| 2011-12-31 | Rank | |
| # of Employees: | 104 | 1,423 |
| Assets and Liabilities | ||
| Total Assets: | $448,904,000 | 1,484 |
| Cash and due from depository institutions | $45,333,000 | 1,423 |
| Interest-bearing balances | $41,196,000 | 973 |
| Securities | $144,477,000 | 1,038 |
| Federal funds sold & reverse repurchase agreements | $174,000 | 3,313 |
| Net loans & leases | $231,112,000 | 1,770 |
| Loan loss allowance | $4,328,000 | 1,717 |
| Trading account assets | $0 | 205 |
| Bank premises and fixed assets | $9,359,000 | 1,262 |
| Other real estate owned | $4,895,000 | 1,423 |
| Goodwill and other intangibles | $0 | 2,970 |
| All other assets | $13,554,000 | 1,425 |
| Life insurance assets | $4,286,000 | 1,508 |
| Total liabilities and capital | $448,904,000 | 1,484 |
| Total liabilities | $408,879,000 | 1,462 |
| Total deposits | $314,139,000 | 1,747 |
| Interest-bearing deposits | $239,237,000 | 1,907 |
| Deposits held in domestic offices | $314,139,000 | 1,746 |
| % insured | 71.24% | 6,915 |
| Federal funds purchased & repurchase agreements | $2,497,000 | 1,573 |
| Trading liabilities | $0 | 115 |
| Other borrowed funds | $89,644,000 | 363 |
| Subordinated debt | $0 | 193 |
| All other liabilities | $2,599,000 | 1,699 |
| Total equity capital | $40,025,000 | 1,747 |
| Total bank equity capital | $40,025,000 | 1,746 |
| Perpetual preferred stock | $0 | 263 |
| Common stock | $1,098,000 | 2,316 |
| Surplus | $14,999,000 | 1,942 |
| Undivided profits | $23,928,000 | 1,470 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 168 |
| Memoranda | ||
| Noncurrent loans and leases | $8,612,000 | 1,388 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,138 |
| Income earned, not collected on loans | $1,550,000 | 1,876 |
| Earning assets | $416,959,000 | 1,462 |
| Long-term assets (5+ years) | $125,041,000 | 1,249 |
| Average Assets, year-to-date | $443,248,400 | 1,474 |
| Average Assets, quarterly | $441,325,500 | 1,502 |
| Volatile liabilities | $44,539,000 | 1,139 |
| Insider loans | $271,000 | 5,426 |
| FHLB advances | $89,644,000 | 316 |
| Loans and leases held for sale | $1,684,000 | 953 |
| Unused loan commitments | $32,928,000 | 1,756 |
| Tier 1 (core) risk-based capital | $36,975,000 | 1,756 |
| Tier 2 risk-based capital | $3,444,000 | 1,511 |
| Total risk weighted assets | $270,025,000 | 1,601 |
| Total unused commitments | $32,928,000 | 1,757 |
| Derivatives | $0 | 1,191 |
| 2011-09-30 | Rank | |
| # of Employees: | 105 | 1,415 |
| Assets and Liabilities | ||
| Total Assets: | $433,747,000 | 1,527 |
| Cash and due from depository institutions | $28,211,000 | 1,415 |
| Interest-bearing balances | $24,745,000 | 1,575 |
| Securities | $137,082,000 | 1,064 |
| Federal funds sold & reverse repurchase agreements | $150,000 | 3,505 |
| Net loans & leases | $238,358,000 | 1,737 |
| Loan loss allowance | $4,106,000 | 1,827 |
| Trading account assets | $0 | 209 |
| Bank premises and fixed assets | $9,532,000 | 1,226 |
| Other real estate owned | $6,376,000 | 1,415 |
| Goodwill and other intangibles | $0 | 2,996 |
| All other assets | $14,038,000 | 1,413 |
| Life insurance assets | $4,250,000 | 1,500 |
| Total liabilities and capital | $433,747,000 | 1,527 |
| Total liabilities | $394,108,000 | 1,506 |
| Total deposits | $296,748,000 | 1,844 |
| Interest-bearing deposits | $225,819,000 | 2,027 |
| Deposits held in domestic offices | $296,748,000 | 1,843 |
| % insured | 74.98% | 6,804 |
| Federal funds purchased & repurchase agreements | $3,567,000 | 1,413 |
| Trading liabilities | $0 | 112 |
| Other borrowed funds | $90,505,000 | 361 |
| Subordinated debt | $0 | 206 |
| All other liabilities | $3,288,000 | 1,455 |
| Total equity capital | $39,639,000 | 1,777 |
| Total bank equity capital | $39,639,000 | 1,776 |
| Perpetual preferred stock | $0 | 266 |
| Common stock | $1,098,000 | 2,351 |
| Surplus | $14,999,000 | 1,957 |
| Undivided profits | $23,542,000 | 1,514 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 175 |
| Memoranda | ||
| Noncurrent loans and leases | $9,147,000 | 1,408 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,137 |
| Income earned, not collected on loans | $1,367,000 | 2,195 |
| Earning assets | $400,335,000 | 1,515 |
| Long-term assets (5+ years) | $123,995,000 | 1,218 |
| Average Assets, year-to-date | $441,834,500 | 1,488 |
| Average Assets, quarterly | $434,208,000 | 1,516 |
| Volatile liabilities | $52,038,000 | 1,019 |
| Insider loans | $273,000 | 5,504 |
| FHLB advances | $90,505,000 | 308 |
| Loans and leases held for sale | $858,000 | 1,176 |
| Unused loan commitments | $34,001,000 | 1,706 |
| Tier 1 (core) risk-based capital | $36,575,000 | 1,787 |
| Tier 2 risk-based capital | $3,562,000 | 1,465 |
| Total risk weighted assets | $279,250,000 | 1,561 |
| Total unused commitments | $34,001,000 | 1,710 |
| Derivatives | $0 | 1,195 |
| 2011-06-30 | Rank | |
| # of Employees: | 108 | 1,378 |
| Assets and Liabilities | ||
| Total Assets: | $434,669,000 | 1,524 |
| Cash and due from depository institutions | $27,412,000 | 1,378 |
| Interest-bearing balances | $22,448,000 | 1,588 |
| Securities | $128,217,000 | 1,126 |
| Federal funds sold & reverse repurchase agreements | $0 | 3,997 |
| Net loans & leases | $250,480,000 | 1,668 |
| Loan loss allowance | $4,851,000 | 1,580 |
| Trading account assets | $0 | 213 |
| Bank premises and fixed assets | $9,706,000 | 1,210 |
| Other real estate owned | $5,402,000 | 1,378 |
| Goodwill and other intangibles | $0 | 3,017 |
| All other assets | $13,452,000 | 1,483 |
| Life insurance assets | $4,214,000 | 1,502 |
| Total liabilities and capital | $434,669,000 | 1,524 |
| Total liabilities | $397,343,000 | 1,498 |
| Total deposits | $299,906,000 | 1,824 |
| Interest-bearing deposits | $233,625,000 | 1,964 |
| Deposits held in domestic offices | $299,906,000 | 1,822 |
| % insured | 74.08% | 6,921 |
| Federal funds purchased & repurchase agreements | $4,006,000 | 1,379 |
| Trading liabilities | $0 | 112 |
| Other borrowed funds | $91,359,000 | 375 |
| Subordinated debt | $0 | 212 |
| All other liabilities | $2,072,000 | 1,976 |
| Total equity capital | $37,326,000 | 1,841 |
| Total bank equity capital | $37,326,000 | 1,840 |
| Perpetual preferred stock | $0 | 222 |
| Common stock | $1,098,000 | 2,389 |
| Surplus | $14,999,000 | 1,952 |
| Undivided profits | $21,229,000 | 1,617 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 179 |
| Memoranda | ||
| Noncurrent loans and leases | $8,711,000 | 1,506 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,160 |
| Income earned, not collected on loans | $1,584,000 | 1,836 |
| Earning assets | $401,145,000 | 1,510 |
| Long-term assets (5+ years) | $118,897,000 | 1,270 |
| Average Assets, year-to-date | $444,530,330 | 1,495 |
| Average Assets, quarterly | $443,382,000 | 1,501 |
| Volatile liabilities | $54,577,000 | 986 |
| Insider loans | $274,000 | 5,559 |
| FHLB advances | $91,359,000 | 327 |
| Loans and leases held for sale | $614,000 | 1,066 |
| Unused loan commitments | $39,323,000 | 1,525 |
| Tier 1 (core) risk-based capital | $36,262,000 | 1,767 |
| Tier 2 risk-based capital | $3,560,000 | 1,489 |
| Total risk weighted assets | $283,735,000 | 1,552 |
| Total unused commitments | $39,323,000 | 1,528 |
| Derivatives | $0 | 1,174 |
| 2011-03-31 | Rank | |
| # of Employees: | 108 | 1,376 |
| Assets and Liabilities | ||
| Total Assets: | $452,095,000 | 1,485 |
| Cash and due from depository institutions | $43,284,000 | 1,376 |
| Interest-bearing balances | $38,024,000 | 1,029 |
| Securities | $117,996,000 | 1,212 |
| Federal funds sold & reverse repurchase agreements | $49,000 | 4,209 |
| Net loans & leases | $261,052,000 | 1,621 |
| Loan loss allowance | $5,051,000 | 1,558 |
| Trading account assets | $0 | 208 |
| Bank premises and fixed assets | $9,542,000 | 1,237 |
| Other real estate owned | $5,143,000 | 1,376 |
| Goodwill and other intangibles | $0 | 3,025 |
| All other assets | $15,029,000 | 1,393 |
| Life insurance assets | $4,178,000 | 1,503 |
| Total liabilities and capital | $452,095,000 | 1,485 |
| Total liabilities | $414,555,000 | 1,467 |
| Total deposits | $307,412,000 | 1,789 |
| Interest-bearing deposits | $241,551,000 | 1,939 |
| Deposits held in domestic offices | $307,412,000 | 1,786 |
| % insured | 73.40% | 7,013 |
| Federal funds purchased & repurchase agreements | $3,670,000 | 1,412 |
| Trading liabilities | $0 | 108 |
| Other borrowed funds | $101,311,000 | 359 |
| Subordinated debt | $0 | 214 |
| All other liabilities | $2,162,000 | 1,882 |
| Total equity capital | $37,540,000 | 1,790 |
| Total bank equity capital | $37,540,000 | 1,789 |
| Perpetual preferred stock | $0 | 224 |
| Common stock | $1,098,000 | 2,418 |
| Surplus | $14,999,000 | 1,961 |
| Undivided profits | $21,443,000 | 1,526 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 181 |
| Memoranda | ||
| Noncurrent loans and leases | $9,784,000 | 1,436 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,152 |
| Income earned, not collected on loans | $1,489,000 | 1,970 |
| Earning assets | $417,121,000 | 1,472 |
| Long-term assets (5+ years) | $101,028,000 | 1,440 |
| Average Assets, year-to-date | $449,461,000 | 1,492 |
| Average Assets, quarterly | $449,461,000 | 1,492 |
| Volatile liabilities | $54,671,000 | 1,021 |
| Insider loans | $275,000 | 5,596 |
| FHLB advances | $101,311,000 | 305 |
| Loans and leases held for sale | $131,000 | 1,481 |
| Unused loan commitments | $43,457,000 | 1,434 |
| Tier 1 (core) risk-based capital | $37,491,000 | 1,708 |
| Tier 2 risk-based capital | $3,725,000 | 1,446 |
| Total risk weighted assets | $296,667,000 | 1,509 |
| Total unused commitments | $43,457,000 | 1,436 |
| Derivatives | $0 | 1,153 |
| 2010-12-31 | Rank | |
| # of Employees: | 109 | 1,384 |
| Assets and Liabilities | ||
| Total Assets: | $446,827,000 | 1,505 |
| Cash and due from depository institutions | $26,906,000 | 1,384 |
| Interest-bearing balances | $22,059,000 | 1,531 |
| Securities | $115,900,000 | 1,181 |
| Federal funds sold & reverse repurchase agreements | $0 | 4,270 |
| Net loans & leases | $274,277,000 | 1,592 |
| Loan loss allowance | $4,939,000 | 1,589 |
| Trading account assets | $0 | 207 |
| Bank premises and fixed assets | $9,724,000 | 1,233 |
| Other real estate owned | $4,428,000 | 1,384 |
| Goodwill and other intangibles | $0 | 3,026 |
| All other assets | $15,592,000 | 1,379 |
| Life insurance assets | $4,144,000 | 1,492 |
| Total liabilities and capital | $446,827,000 | 1,505 |
| Total liabilities | $410,432,000 | 1,469 |
| Total deposits | $301,798,000 | 1,809 |
| Interest-bearing deposits | $242,322,000 | 1,923 |
| Deposits held in domestic offices | $301,798,000 | 1,806 |
| % insured | 72.40% | 7,074 |
| Federal funds purchased & repurchase agreements | $4,588,000 | 1,360 |
| Trading liabilities | $0 | 108 |
| Other borrowed funds | $102,153,000 | 385 |
| Subordinated debt | $0 | 220 |
| All other liabilities | $1,893,000 | 2,088 |
| Total equity capital | $36,395,000 | 1,832 |
| Total bank equity capital | $36,395,000 | 1,830 |
| Perpetual preferred stock | $0 | 224 |
| Common stock | $1,098,000 | 2,451 |
| Surplus | $14,999,000 | 1,963 |
| Undivided profits | $20,298,000 | 1,594 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 190 |
| Memoranda | ||
| Noncurrent loans and leases | $10,482,000 | 1,390 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,218 |
| Income earned, not collected on loans | $1,785,000 | 1,707 |
| Earning assets | $412,236,000 | 1,484 |
| Long-term assets (5+ years) | $108,479,000 | 1,293 |
| Average Assets, year-to-date | $454,389,000 | 1,463 |
| Average Assets, quarterly | $445,141,000 | 1,511 |
| Volatile liabilities | $86,188,000 | 1,568 |
| Insider loans | $326,000 | 5,529 |
| FHLB advances | $102,153,000 | 330 |
| Loans and leases held for sale | $1,472,000 | 1,041 |
| Unused loan commitments | $41,807,000 | 1,455 |
| Tier 1 (core) risk-based capital | $37,236,000 | 1,715 |
| Tier 2 risk-based capital | $3,910,000 | 1,393 |
| Total risk weighted assets | $311,793,000 | 1,455 |
| Total unused commitments | $41,807,000 | 1,456 |
| Derivatives | $0 | 1,176 |
| 2010-09-30 | Rank | |
| # of Employees: | 114 | 1,322 |
| Assets and Liabilities | ||
| Total Assets: | $443,455,000 | 1,531 |
| Cash and due from depository institutions | $25,217,000 | 1,322 |
| Interest-bearing balances | $20,425,000 | 1,691 |
| Securities | $105,437,000 | 1,257 |
| Federal funds sold & reverse repurchase agreements | $58,000 | 4,285 |
| Net loans & leases | $284,104,000 | 1,561 |
| Loan loss allowance | $4,691,000 | 1,680 |
| Trading account assets | $0 | 210 |
| Bank premises and fixed assets | $9,918,000 | 1,212 |
| Other real estate owned | $4,100,000 | 1,322 |
| Goodwill and other intangibles | $0 | 3,048 |
| All other assets | $14,621,000 | 1,455 |
| Life insurance assets | $4,108,000 | 1,497 |
| Total liabilities and capital | $443,455,000 | 1,531 |
| Total liabilities | $405,829,000 | 1,504 |
| Total deposits | $291,676,000 | 1,897 |
| Interest-bearing deposits | $232,114,000 | 2,032 |
| Deposits held in domestic offices | $291,676,000 | 1,895 |
| % insured | 73.25% | 6,921 |
| Federal funds purchased & repurchase agreements | $8,035,000 | 1,074 |
| Trading liabilities | $0 | 103 |
| Other borrowed funds | $102,992,000 | 399 |
| Subordinated debt | $0 | 233 |
| All other liabilities | $3,126,000 | 1,567 |
| Total equity capital | $37,626,000 | 1,829 |
| Total bank equity capital | $37,626,000 | 1,827 |
| Perpetual preferred stock | $0 | 229 |
| Common stock | $1,098,000 | 2,500 |
| Surplus | $14,999,000 | 1,959 |
| Undivided profits | $21,529,000 | 1,590 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 194 |
| Memoranda | ||
| Noncurrent loans and leases | $10,328,000 | 1,408 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,218 |
| Income earned, not collected on loans | $1,492,000 | 2,190 |
| Earning assets | $410,024,000 | 1,514 |
| Long-term assets (5+ years) | $76,142,000 | 1,734 |
| Average Assets, year-to-date | $456,279,500 | 1,475 |
| Average Assets, quarterly | $443,937,000 | 1,532 |
| Volatile liabilities | $95,670,000 | 1,455 |
| Insider loans | $234,000 | 5,909 |
| FHLB advances | $102,992,000 | 345 |
| Loans and leases held for sale | $2,759,000 | 829 |
| Unused loan commitments | $41,051,000 | 1,504 |
| Tier 1 (core) risk-based capital | $36,738,000 | 1,739 |
| Tier 2 risk-based capital | $4,056,000 | 1,379 |
| Total risk weighted assets | $323,853,000 | 1,428 |
| Total unused commitments | $41,051,000 | 1,506 |
| Derivatives | $0 | 1,218 |
| 2010-06-30 | Rank | |
| # of Employees: | 117 | 1,306 |
| Assets and Liabilities | ||
| Total Assets: | $444,419,000 | 1,549 |
| Cash and due from depository institutions | $13,184,000 | 1,306 |
| Interest-bearing balances | $8,734,000 | 2,903 |
| Securities | $107,745,000 | 1,223 |
| Federal funds sold & reverse repurchase agreements | $0 | 4,532 |
| Net loans & leases | $295,283,000 | 1,527 |
| Loan loss allowance | $4,514,000 | 1,738 |
| Trading account assets | $0 | 210 |
| Bank premises and fixed assets | $10,128,000 | 1,209 |
| Other real estate owned | $3,290,000 | 1,306 |
| Goodwill and other intangibles | $0 | 3,062 |
| All other assets | $14,789,000 | 1,466 |
| Life insurance assets | $4,073,000 | 1,509 |
| Total liabilities and capital | $444,419,000 | 1,549 |
| Total liabilities | $407,660,000 | 1,521 |
| Total deposits | $296,797,000 | 1,865 |
| Interest-bearing deposits | $236,630,000 | 2,003 |
| Deposits held in domestic offices | $296,797,000 | 1,862 |
| % insured | 72.10% | 7,052 |
| Federal funds purchased & repurchase agreements | $5,033,000 | 1,315 |
| Trading liabilities | $0 | 104 |
| Other borrowed funds | $103,019,000 | 415 |
| Subordinated debt | $0 | 241 |
| All other liabilities | $2,811,000 | 1,633 |
| Total equity capital | $36,759,000 | 1,846 |
| Total bank equity capital | $36,759,000 | 1,844 |
| Perpetual preferred stock | $0 | 222 |
| Common stock | $1,098,000 | 2,526 |
| Surplus | $14,999,000 | 1,953 |
| Undivided profits | $20,662,000 | 1,620 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 198 |
| Memoranda | ||
| Noncurrent loans and leases | $11,648,000 | 1,336 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,233 |
| Income earned, not collected on loans | $1,760,000 | 1,779 |
| Earning assets | $411,762,000 | 1,517 |
| Long-term assets (5+ years) | $75,260,000 | 1,738 |
| Average Assets, year-to-date | $460,554,330 | 1,483 |
| Average Assets, quarterly | $453,399,000 | 1,506 |
| Volatile liabilities | $94,865,000 | 1,509 |
| Insider loans | $235,000 | 5,992 |
| FHLB advances | $103,019,000 | 362 |
| Loans and leases held for sale | $1,295,000 | 934 |
| Unused loan commitments | $47,121,000 | 1,334 |
| Tier 1 (core) risk-based capital | $37,353,000 | 1,712 |
| Tier 2 risk-based capital | $4,052,000 | 1,402 |
| Total risk weighted assets | $324,920,000 | 1,452 |
| Total unused commitments | $47,121,000 | 1,336 |
| Derivatives | $0 | 1,168 |
| 2010-03-31 | Rank | |
| # of Employees: | 115 | 1,345 |
| Assets and Liabilities | ||
| Total Assets: | $462,379,000 | 1,524 |
| Cash and due from depository institutions | $16,297,000 | 1,345 |
| Interest-bearing balances | $11,491,000 | 2,426 |
| Securities | $115,044,000 | 1,161 |
| Federal funds sold & reverse repurchase agreements | $440,000 | 4,167 |
| Net loans & leases | $302,283,000 | 1,528 |
| Loan loss allowance | $4,172,000 | 1,873 |
| Trading account assets | $0 | 227 |
| Bank premises and fixed assets | $10,077,000 | 1,237 |
| Other real estate owned | $2,829,000 | 1,345 |
| Goodwill and other intangibles | $0 | 3,074 |
| All other assets | $15,409,000 | 1,453 |
| Life insurance assets | $4,038,000 | 1,514 |
| Total liabilities and capital | $462,379,000 | 1,524 |
| Total liabilities | $425,663,000 | 1,493 |
| Total deposits | $311,487,000 | 1,818 |
| Interest-bearing deposits | $248,959,000 | 1,960 |
| Deposits held in domestic offices | $311,487,000 | 1,815 |
| % insured | 71.43% | 7,186 |
| Federal funds purchased & repurchase agreements | $7,082,000 | 1,173 |
| Trading liabilities | $0 | 108 |
| Other borrowed funds | $104,336,000 | 429 |
| Subordinated debt | $0 | 248 |
| All other liabilities | $2,758,000 | 1,660 |
| Total equity capital | $36,716,000 | 1,849 |
| Total bank equity capital | $36,716,000 | 1,847 |
| Perpetual preferred stock | $0 | 220 |
| Common stock | $1,098,000 | 2,574 |
| Surplus | $14,999,000 | 1,990 |
| Undivided profits | $20,619,000 | 1,589 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 204 |
| Memoranda | ||
| Noncurrent loans and leases | $10,018,000 | 1,493 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,219 |
| Income earned, not collected on loans | $1,631,000 | 1,991 |
| Earning assets | $429,258,000 | 1,495 |
| Long-term assets (5+ years) | $80,311,000 | 1,649 |
| Average Assets, year-to-date | $468,622,000 | 1,495 |
| Average Assets, quarterly | $468,622,000 | 1,495 |
| Volatile liabilities | $93,818,000 | 1,576 |
| Insider loans | $236,000 | 6,061 |
| FHLB advances | $104,336,000 | 377 |
| Loans and leases held for sale | $604,000 | 1,117 |
| Unused loan commitments | $48,481,000 | 1,367 |
| Tier 1 (core) risk-based capital | $36,992,000 | 1,741 |
| Tier 2 risk-based capital | $4,172,000 | 1,399 |
| Total risk weighted assets | $334,210,000 | 1,464 |
| Total unused commitments | $48,481,000 | 1,369 |
| Derivatives | $0 | 1,155 |
| 2009-12-31 | Rank | |
| # of Employees: | 110 | 1,422 |
| Assets and Liabilities | ||
| Total Assets: | $474,865,000 | 1,489 |
| Cash and due from depository institutions | $29,798,000 | 1,422 |
| Interest-bearing balances | $25,564,000 | 1,120 |
| Securities | $106,907,000 | 1,204 |
| Federal funds sold & reverse repurchase agreements | $6,000 | 4,704 |
| Net loans & leases | $310,138,000 | 1,519 |
| Loan loss allowance | $4,089,000 | 1,886 |
| Trading account assets | $0 | 224 |
| Bank premises and fixed assets | $9,788,000 | 1,296 |
| Other real estate owned | $2,580,000 | 1,422 |
| Goodwill and other intangibles | $0 | 3,096 |
| All other assets | $15,648,000 | 1,477 |
| Life insurance assets | $4,004,000 | 1,527 |
| Total liabilities and capital | $474,865,000 | 1,489 |
| Total liabilities | $438,979,000 | 1,455 |
| Total deposits | $321,569,000 | 1,757 |
| Interest-bearing deposits | $258,658,000 | 1,894 |
| Deposits held in domestic offices | $321,569,000 | 1,754 |
| % insured | 69.62% | 7,327 |
| Federal funds purchased & repurchase agreements | $9,008,000 | 1,114 |
| Trading liabilities | $0 | 104 |
| Other borrowed funds | $105,644,000 | 448 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $2,758,000 | 1,655 |
| Total equity capital | $35,886,000 | 1,864 |
| Total bank equity capital | $35,886,000 | 1,861 |
| Perpetual preferred stock | $0 | 219 |
| Common stock | $1,098,000 | 2,614 |
| Surplus | $14,999,000 | 2,000 |
| Undivided profits | $19,789,000 | 1,612 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 209 |
| Memoranda | ||
| Noncurrent loans and leases | $7,810,000 | 1,772 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,191 |
| Income earned, not collected on loans | $1,673,000 | 2,023 |
| Earning assets | $442,615,000 | 1,438 |
| Long-term assets (5+ years) | $76,744,000 | 1,709 |
| Average Assets, year-to-date | $444,892,200 | 1,563 |
| Average Assets, quarterly | $462,501,500 | 1,519 |
| Volatile liabilities | $92,723,000 | 1,614 |
| Insider loans | $238,000 | 6,128 |
| FHLB advances | $105,644,000 | 395 |
| Loans and leases held for sale | $1,992,000 | 735 |
| Unused loan commitments | $43,851,000 | 1,494 |
| Tier 1 (core) risk-based capital | $36,485,000 | 1,741 |
| Tier 2 risk-based capital | $4,089,000 | 1,453 |
| Total risk weighted assets | $339,185,000 | 1,474 |
| Total unused commitments | $43,851,000 | 1,495 |
| Derivatives | $0 | 1,139 |
| 2009-09-30 | Rank | |
| # of Employees: | 105 | 1,530 |
| Assets and Liabilities | ||
| Total Assets: | $450,138,000 | 1,591 |
| Cash and due from depository institutions | $19,714,000 | 1,530 |
| Interest-bearing balances | $12,992,000 | 1,702 |
| Securities | $88,554,000 | 1,445 |
| Federal funds sold & reverse repurchase agreements | $146,000 | 4,594 |
| Net loans & leases | $317,360,000 | 1,510 |
| Loan loss allowance | $3,634,000 | 2,008 |
| Trading account assets | $0 | 238 |
| Bank premises and fixed assets | $8,356,000 | 1,532 |
| Other real estate owned | $2,820,000 | 1,530 |
| Goodwill and other intangibles | $0 | 3,142 |
| All other assets | $13,188,000 | 1,503 |
| Life insurance assets | $3,969,000 | 1,527 |
| Total liabilities and capital | $450,138,000 | 1,591 |
| Total liabilities | $414,362,000 | 1,556 |
| Total deposits | $300,844,000 | 1,863 |
| Interest-bearing deposits | $235,059,000 | 2,056 |
| Deposits held in domestic offices | $300,844,000 | 1,861 |
| % insured | 71.63% | 7,340 |
| Federal funds purchased & repurchase agreements | $9,802,000 | 1,109 |
| Trading liabilities | $0 | 103 |
| Other borrowed funds | $100,096,000 | 523 |
| Subordinated debt | $0 | 269 |
| All other liabilities | $3,620,000 | 1,463 |
| Total equity capital | $35,776,000 | 1,933 |
| Total bank equity capital | $35,776,000 | 1,932 |
| Perpetual preferred stock | $0 | 212 |
| Common stock | $1,098,000 | 2,646 |
| Surplus | $14,999,000 | 1,989 |
| Undivided profits | $19,679,000 | 1,714 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 214 |
| Memoranda | ||
| Noncurrent loans and leases | $5,779,000 | 2,155 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,174 |
| Income earned, not collected on loans | $1,609,000 | 2,265 |
| Earning assets | $419,052,000 | 1,548 |
| Long-term assets (5+ years) | $68,382,000 | 1,855 |
| Average Assets, year-to-date | $437,399,000 | 1,594 |
| Average Assets, quarterly | $450,973,500 | 1,569 |
| Volatile liabilities | $113,966,000 | 1,340 |
| Insider loans | $238,000 | 6,154 |
| FHLB advances | $100,096,000 | 456 |
| Loans and leases held for sale | $3,469,000 | 487 |
| Unused loan commitments | $50,450,000 | 1,397 |
| Tier 1 (core) risk-based capital | $36,497,000 | 1,778 |
| Tier 2 risk-based capital | $3,634,000 | 1,629 |
| Total risk weighted assets | $341,469,000 | 1,487 |
| Total unused commitments | $50,450,000 | 1,397 |
| Derivatives | $0 | 1,183 |
| 2009-06-30 | Rank | |
| # of Employees: | 112 | 1,464 |
| Assets and Liabilities | ||
| Total Assets: | $451,809,000 | 1,585 |
| Cash and due from depository institutions | $7,717,000 | 1,464 |
| Interest-bearing balances | $105,000 | 6,267 |
| Securities | $101,066,000 | 1,241 |
| Federal funds sold & reverse repurchase agreements | $1,329,000 | 3,752 |
| Net loans & leases | $316,423,000 | 1,546 |
| Loan loss allowance | $3,294,000 | 2,075 |
| Trading account assets | $0 | 240 |
| Bank premises and fixed assets | $8,534,000 | 1,516 |
| Other real estate owned | $2,898,000 | 1,464 |
| Goodwill and other intangibles | $0 | 3,161 |
| All other assets | $13,842,000 | 1,488 |
| Life insurance assets | $3,933,000 | 1,545 |
| Total liabilities and capital | $451,809,000 | 1,585 |
| Total liabilities | $418,812,000 | 1,544 |
| Total deposits | $305,673,000 | 1,855 |
| Interest-bearing deposits | $241,940,000 | 2,005 |
| Deposits held in domestic offices | $305,673,000 | 1,852 |
| % insured | 61.51% | 7,119 |
| Federal funds purchased & repurchase agreements | $12,795,000 | 963 |
| Trading liabilities | $0 | 100 |
| Other borrowed funds | $96,636,000 | 578 |
| Subordinated debt | $0 | 276 |
| All other liabilities | $3,708,000 | 1,485 |
| Total equity capital | $32,997,000 | 2,069 |
| Total bank equity capital | $32,997,000 | 2,067 |
| Perpetual preferred stock | $0 | 213 |
| Common stock | $1,098,000 | 2,685 |
| Surplus | $14,999,000 | 1,993 |
| Undivided profits | $16,900,000 | 1,935 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 219 |
| Memoranda | ||
| Noncurrent loans and leases | $3,142,000 | 2,919 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,161 |
| Income earned, not collected on loans | $1,775,000 | 1,982 |
| Earning assets | $418,923,000 | 1,557 |
| Long-term assets (5+ years) | $93,197,000 | 1,442 |
| Average Assets, year-to-date | $433,152,670 | 1,632 |
| Average Assets, quarterly | $443,440,000 | 1,616 |
| Volatile liabilities | $119,078,000 | 1,290 |
| Insider loans | $319,000 | 5,941 |
| FHLB advances | $96,636,000 | 501 |
| Loans and leases held for sale | $2,118,000 | 877 |
| Unused loan commitments | $57,888,000 | 1,300 |
| Tier 1 (core) risk-based capital | $35,363,000 | 1,858 |
| Tier 2 risk-based capital | $3,294,000 | 1,730 |
| Total risk weighted assets | $347,133,000 | 1,501 |
| Total unused commitments | $57,888,000 | 1,300 |
| Derivatives | $0 | 1,221 |
| 2009-03-31 | Rank | |
| # of Employees: | 116 | 1,423 |
| Assets and Liabilities | ||
| Total Assets: | $435,071,000 | 1,660 |
| Cash and due from depository institutions | $9,009,000 | 1,423 |
| Interest-bearing balances | $105,000 | 6,020 |
| Securities | $97,538,000 | 1,273 |
| Federal funds sold & reverse repurchase agreements | $460,000 | 4,946 |
| Net loans & leases | $301,984,000 | 1,625 |
| Loan loss allowance | $2,893,000 | 2,224 |
| Trading account assets | $0 | 234 |
| Bank premises and fixed assets | $8,836,000 | 1,474 |
| Other real estate owned | $3,901,000 | 1,423 |
| Goodwill and other intangibles | $0 | 3,204 |
| All other assets | $13,343,000 | 1,514 |
| Life insurance assets | $3,903,000 | 1,550 |
| Total liabilities and capital | $435,071,000 | 1,660 |
| Total liabilities | $403,374,000 | 1,619 |
| Total deposits | $293,974,000 | 1,913 |
| Interest-bearing deposits | $229,649,000 | 2,093 |
| Deposits held in domestic offices | $293,974,000 | 1,910 |
| % insured | 58.79% | 7,355 |
| Federal funds purchased & repurchase agreements | $15,238,000 | 881 |
| Trading liabilities | $0 | 92 |
| Other borrowed funds | $91,171,000 | 643 |
| Subordinated debt | $0 | 271 |
| All other liabilities | $2,991,000 | 1,715 |
| Total equity capital | $31,697,000 | 2,162 |
| Total bank equity capital | $31,697,000 | 2,160 |
| Perpetual preferred stock | $0 | 193 |
| Common stock | $1,098,000 | 2,702 |
| Surplus | $14,999,000 | 1,983 |
| Undivided profits | $15,600,000 | 2,105 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 220 |
| Memoranda | ||
| Noncurrent loans and leases | $2,898,000 | 2,948 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,134 |
| Income earned, not collected on loans | $1,557,000 | 2,298 |
| Earning assets | $400,087,000 | 1,661 |
| Long-term assets (5+ years) | $73,983,000 | 1,713 |
| Average Assets, year-to-date | $423,824,500 | 1,682 |
| Average Assets, quarterly | $423,824,500 | 1,682 |
| Volatile liabilities | $107,717,000 | 1,448 |
| Insider loans | $194,000 | 6,401 |
| FHLB advances | $91,171,000 | 564 |
| Loans and leases held for sale | $2,411,000 | 725 |
| Unused loan commitments | $63,043,000 | 1,271 |
| Tier 1 (core) risk-based capital | $34,463,000 | 1,917 |
| Tier 2 risk-based capital | $2,893,000 | 1,936 |
| Total risk weighted assets | $344,150,000 | 1,521 |
| Total unused commitments | $63,043,000 | 1,274 |
| Derivatives | $0 | 1,177 |
| 2008-12-31 | Rank | |
| # of Employees: | 109 | 1,527 |
| Assets and Liabilities | ||
| Total Assets: | $412,578,000 | 1,707 |
| Cash and due from depository institutions | $6,612,000 | 1,527 |
| Interest-bearing balances | $105,000 | 5,630 |
| Securities | $83,008,000 | 1,468 |
| Federal funds sold & reverse repurchase agreements | $4,112,000 | 2,162 |
| Net loans & leases | $292,994,000 | 1,691 |
| Loan loss allowance | $2,675,000 | 2,316 |
| Trading account assets | $0 | 236 |
| Bank premises and fixed assets | $8,859,000 | 1,472 |
| Other real estate owned | $3,996,000 | 1,527 |
| Goodwill and other intangibles | $0 | 3,219 |
| All other assets | $12,997,000 | 1,547 |
| Life insurance assets | $3,862,000 | 1,560 |
| Total liabilities and capital | $412,578,000 | 1,707 |
| Total liabilities | $382,395,000 | 1,673 |
| Total deposits | $280,697,000 | 1,937 |
| Interest-bearing deposits | $221,429,000 | 2,113 |
| Deposits held in domestic offices | $280,697,000 | 1,934 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $6,926,000 | 1,463 |
| Trading liabilities | $0 | 88 |
| Other borrowed funds | $91,879,000 | 702 |
| Subordinated debt | $0 | 278 |
| All other liabilities | $2,893,000 | 1,753 |
| Total equity capital | $30,183,000 | 2,249 |
| Total bank equity capital | $30,183,000 | 2,249 |
| Perpetual preferred stock | $0 | 141 |
| Common stock | $1,098,000 | 2,719 |
| Surplus | $14,999,000 | 1,957 |
| Undivided profits | $14,086,000 | 2,293 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $3,730,000 | 2,282 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,078 |
| Income earned, not collected on loans | $1,689,000 | 2,241 |
| Earning assets | $380,219,000 | 1,696 |
| Long-term assets (5+ years) | $57,667,000 | 2,065 |
| Average Assets, year-to-date | $400,983,000 | 1,697 |
| Average Assets, quarterly | $407,171,500 | 1,705 |
| Volatile liabilities | $66,732,000 | 2,154 |
| Insider loans | $170,000 | 6,565 |
| FHLB advances | $91,879,000 | 620 |
| Loans and leases held for sale | $1,019,000 | 867 |
| Unused loan commitments | $56,417,000 | 1,417 |
| Tier 1 (core) risk-based capital | $33,510,000 | 1,922 |
| Tier 2 risk-based capital | $2,675,000 | 2,050 |
| Total risk weighted assets | $318,554,000 | 1,639 |
| Total unused commitments | $56,417,000 | 1,421 |
| Derivatives | $0 | 1,109 |
| 2008-09-30 | Rank | |
| # of Employees: | 109 | 1,558 |
| Assets and Liabilities | ||
| Total Assets: | $401,765,000 | 1,733 |
| Cash and due from depository institutions | $7,813,000 | 1,558 |
| Interest-bearing balances | $105,000 | 5,006 |
| Securities | $81,589,000 | 1,448 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,854 |
| Net loans & leases | $288,937,000 | 1,711 |
| Loan loss allowance | $2,774,000 | 2,090 |
| Trading account assets | $0 | 251 |
| Bank premises and fixed assets | $8,163,000 | 1,594 |
| Other real estate owned | $3,356,000 | 1,558 |
| Goodwill and other intangibles | $0 | 3,276 |
| All other assets | $11,907,000 | 1,634 |
| Life insurance assets | $3,826,000 | 1,555 |
| Total liabilities and capital | $401,765,000 | 1,733 |
| Total liabilities | $370,503,000 | 1,704 |
| Total deposits | $252,104,000 | 2,111 |
| Interest-bearing deposits | $196,196,000 | 2,315 |
| Deposits held in domestic offices | $252,104,000 | 2,107 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $20,872,000 | 840 |
| Trading liabilities | $0 | 91 |
| Other borrowed funds | $95,669,000 | 673 |
| Subordinated debt | $0 | 276 |
| All other liabilities | $1,858,000 | 2,475 |
| Total equity capital | $31,262,000 | 2,194 |
| Total bank equity capital | $31,262,000 | 2,194 |
| Perpetual preferred stock | $0 | 110 |
| Common stock | $1,098,000 | 2,744 |
| Surplus | $14,999,000 | 1,944 |
| Undivided profits | $15,165,000 | 2,182 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $6,567,000 | 1,343 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,110 |
| Income earned, not collected on loans | $1,715,000 | 2,346 |
| Earning assets | $370,631,000 | 1,716 |
| Long-term assets (5+ years) | $64,076,000 | 1,860 |
| Average Assets, year-to-date | $398,084,250 | 1,709 |
| Average Assets, quarterly | $399,557,000 | 1,726 |
| Volatile liabilities | $75,487,000 | 1,890 |
| Insider loans | $114,000 | 6,850 |
| FHLB advances | $95,669,000 | 609 |
| Loans and leases held for sale | $1,476,000 | 637 |
| Unused loan commitments | $70,097,000 | 1,281 |
| Tier 1 (core) risk-based capital | $33,639,000 | 1,952 |
| Tier 2 risk-based capital | $2,774,000 | 1,924 |
| Total risk weighted assets | $310,773,000 | 1,669 |
| Total unused commitments | $70,097,000 | 1,283 |
| Derivatives | $0 | 1,077 |
| 2008-06-30 | Rank | |
| # of Employees: | 105 | 1,630 |
| Assets and Liabilities | ||
| Total Assets: | $397,349,000 | 1,739 |
| Cash and due from depository institutions | $7,928,000 | 1,630 |
| Interest-bearing balances | $105,000 | 4,960 |
| Securities | $91,512,000 | 1,329 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,934 |
| Net loans & leases | $276,037,000 | 1,768 |
| Loan loss allowance | $2,663,000 | 2,091 |
| Trading account assets | $0 | 267 |
| Bank premises and fixed assets | $7,435,000 | 1,752 |
| Other real estate owned | $3,235,000 | 1,630 |
| Goodwill and other intangibles | $0 | 3,301 |
| All other assets | $11,202,000 | 1,692 |
| Life insurance assets | $3,789,000 | 1,565 |
| Total liabilities and capital | $397,349,000 | 1,739 |
| Total liabilities | $365,663,000 | 1,716 |
| Total deposits | $258,645,000 | 2,050 |
| Interest-bearing deposits | $194,921,000 | 2,318 |
| Deposits held in domestic offices | $258,645,000 | 2,046 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $24,321,000 | 829 |
| Trading liabilities | $0 | 94 |
| Other borrowed funds | $80,954,000 | 777 |
| Subordinated debt | $0 | 257 |
| All other liabilities | $1,743,000 | 2,565 |
| Total equity capital | $31,686,000 | 2,163 |
| Total bank equity capital | $31,686,000 | 2,163 |
| Perpetual preferred stock | $0 | 107 |
| Common stock | $1,098,000 | 2,767 |
| Surplus | $6,999,000 | 3,371 |
| Undivided profits | $23,589,000 | 1,515 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $4,665,000 | 1,552 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,082 |
| Income earned, not collected on loans | $1,546,000 | 2,510 |
| Earning assets | $367,654,000 | 1,728 |
| Long-term assets (5+ years) | $63,993,000 | 1,852 |
| Average Assets, year-to-date | $396,857,330 | 1,713 |
| Average Assets, quarterly | $396,826,000 | 1,726 |
| Volatile liabilities | $81,941,000 | 1,727 |
| Insider loans | $0 | 7,572 |
| FHLB advances | $80,954,000 | 717 |
| Loans and leases held for sale | $740,000 | 1,009 |
| Unused loan commitments | $62,136,000 | 1,448 |
| Tier 1 (core) risk-based capital | $32,511,000 | 2,020 |
| Tier 2 risk-based capital | $2,663,000 | 1,956 |
| Total risk weighted assets | $301,402,000 | 1,715 |
| Total unused commitments | $62,136,000 | 1,448 |
| Derivatives | $0 | 1,075 |
| 2008-03-31 | Rank | |
| # of Employees: | 99 | 1,715 |
| Assets and Liabilities | ||
| Total Assets: | $396,303,000 | 1,725 |
| Cash and due from depository institutions | $8,522,000 | 1,715 |
| Interest-bearing balances | $105,000 | 4,930 |
| Securities | $94,784,000 | 1,282 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,601 |
| Net loans & leases | $271,971,000 | 1,749 |
| Loan loss allowance | $2,452,000 | 2,182 |
| Trading account assets | $0 | 252 |
| Bank premises and fixed assets | $7,457,000 | 1,731 |
| Other real estate owned | $2,950,000 | 1,715 |
| Goodwill and other intangibles | $0 | 3,304 |
| All other assets | $10,619,000 | 1,698 |
| Life insurance assets | $3,753,000 | 1,565 |
| Total liabilities and capital | $396,303,000 | 1,725 |
| Total liabilities | $364,396,000 | 1,693 |
| Total deposits | $273,216,000 | 1,957 |
| Interest-bearing deposits | $212,518,000 | 2,157 |
| Deposits held in domestic offices | $273,216,000 | 1,953 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $21,461,000 | 852 |
| Trading liabilities | $0 | 86 |
| Other borrowed funds | $66,729,000 | 852 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $2,990,000 | 1,824 |
| Total equity capital | $31,907,000 | 2,210 |
| Total bank equity capital | $31,907,000 | 2,210 |
| Perpetual preferred stock | $0 | 108 |
| Common stock | $1,098,000 | 2,774 |
| Surplus | $10,999,000 | 2,430 |
| Undivided profits | $19,810,000 | 1,823 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $3,755,000 | 1,623 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,070 |
| Income earned, not collected on loans | $1,557,000 | 2,520 |
| Earning assets | $366,860,000 | 1,712 |
| Long-term assets (5+ years) | $72,889,000 | 1,610 |
| Average Assets, year-to-date | $396,611,500 | 1,715 |
| Average Assets, quarterly | $396,611,500 | 1,715 |
| Volatile liabilities | $100,077,000 | 1,440 |
| Insider loans | $178,000 | 6,579 |
| FHLB advances | $66,729,000 | 787 |
| Loans and leases held for sale | $1,777,000 | 720 |
| Unused loan commitments | $64,278,000 | 1,453 |
| Tier 1 (core) risk-based capital | $31,365,000 | 2,098 |
| Tier 2 risk-based capital | $2,452,000 | 2,053 |
| Total risk weighted assets | $292,969,000 | 1,719 |
| Total unused commitments | $64,278,000 | 1,454 |
| Derivatives | $0 | 1,109 |
| 2007-12-31 | Rank | |
| # of Employees: | 94 | 1,820 |
| Assets and Liabilities | ||
| Total Assets: | $396,920,000 | 1,719 |
| Cash and due from depository institutions | $12,527,000 | 1,820 |
| Interest-bearing balances | $105,000 | 4,648 |
| Securities | $99,671,000 | 1,205 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,130 |
| Net loans & leases | $265,038,000 | 1,782 |
| Loan loss allowance | $2,245,000 | 2,335 |
| Trading account assets | $0 | 237 |
| Bank premises and fixed assets | $6,715,000 | 1,916 |
| Other real estate owned | $2,836,000 | 1,820 |
| Goodwill and other intangibles | $0 | 3,293 |
| All other assets | $10,133,000 | 1,769 |
| Life insurance assets | $3,717,000 | 1,558 |
| Total liabilities and capital | $396,920,000 | 1,719 |
| Total liabilities | $366,668,000 | 1,679 |
| Total deposits | $269,754,000 | 1,965 |
| Interest-bearing deposits | $209,249,000 | 2,161 |
| Deposits held in domestic offices | $269,754,000 | 1,960 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $14,344,000 | 1,081 |
| Trading liabilities | $0 | 78 |
| Other borrowed funds | $79,999,000 | 703 |
| Subordinated debt | $0 | 248 |
| All other liabilities | $2,571,000 | 2,020 |
| Total equity capital | $30,252,000 | 2,308 |
| Total bank equity capital | $30,252,000 | 2,308 |
| Perpetual preferred stock | $0 | 111 |
| Common stock | $1,098,000 | 2,775 |
| Surplus | $10,999,000 | 2,411 |
| Undivided profits | $18,155,000 | 1,946 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $5,392,000 | 1,066 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,085 |
| Income earned, not collected on loans | $1,648,000 | 2,586 |
| Earning assets | $364,814,000 | 1,713 |
| Long-term assets (5+ years) | $62,235,000 | 1,696 |
| Average Assets, year-to-date | $364,985,800 | 1,787 |
| Average Assets, quarterly | $381,011,000 | 1,762 |
| Volatile liabilities | $81,923,000 | 1,710 |
| Insider loans | $95,000 | 7,009 |
| FHLB advances | $79,999,000 | 642 |
| Loans and leases held for sale | $838,000 | 991 |
| Unused loan commitments | $56,945,000 | 1,593 |
| Tier 1 (core) risk-based capital | $30,313,000 | 2,167 |
| Tier 2 risk-based capital | $2,245,000 | 2,195 |
| Total risk weighted assets | $281,161,000 | 1,772 |
| Total unused commitments | $56,945,000 | 1,593 |
| Derivatives | $0 | 1,052 |
| 2007-09-30 | Rank | |
| # of Employees: | 101 | 1,678 |
| Assets and Liabilities | ||
| Total Assets: | $365,102,000 | 1,826 |
| Cash and due from depository institutions | $7,977,000 | 1,678 |
| Interest-bearing balances | $105,000 | 4,495 |
| Securities | $78,205,000 | 1,519 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,196 |
| Net loans & leases | $261,701,000 | 1,767 |
| Loan loss allowance | $2,637,000 | 1,965 |
| Trading account assets | $0 | 244 |
| Bank premises and fixed assets | $6,725,000 | 1,873 |
| Other real estate owned | $1,599,000 | 1,678 |
| Goodwill and other intangibles | $0 | 3,301 |
| All other assets | $8,895,000 | 1,959 |
| Life insurance assets | $3,681,000 | 1,529 |
| Total liabilities and capital | $365,102,000 | 1,826 |
| Total liabilities | $336,620,000 | 1,771 |
| Total deposits | $270,397,000 | 1,944 |
| Interest-bearing deposits | $205,961,000 | 2,173 |
| Deposits held in domestic offices | $270,397,000 | 1,939 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $9,936,000 | 1,254 |
| Trading liabilities | $0 | 78 |
| Other borrowed funds | $54,358,000 | 867 |
| Subordinated debt | $0 | 244 |
| All other liabilities | $1,929,000 | 2,558 |
| Total equity capital | $28,482,000 | 2,416 |
| Total bank equity capital | $28,482,000 | 2,416 |
| Perpetual preferred stock | $0 | 113 |
| Common stock | $1,098,000 | 2,752 |
| Surplus | $10,999,000 | 2,355 |
| Undivided profits | $16,385,000 | 2,121 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $7,614,000 | 636 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,109 |
| Income earned, not collected on loans | $1,532,000 | 2,921 |
| Earning assets | $340,011,000 | 1,801 |
| Long-term assets (5+ years) | $59,874,000 | 1,700 |
| Average Assets, year-to-date | $357,002,250 | 1,819 |
| Average Assets, quarterly | $365,755,000 | 1,811 |
| Volatile liabilities | $126,013,000 | 1,118 |
| Insider loans | $372,000 | 5,900 |
| FHLB advances | $54,358,000 | 790 |
| Loans and leases held for sale | $744,000 | 993 |
| Unused loan commitments | $63,894,000 | 1,484 |
| Tier 1 (core) risk-based capital | $29,179,000 | 2,246 |
| Tier 2 risk-based capital | $2,637,000 | 1,913 |
| Total risk weighted assets | $269,061,000 | 1,809 |
| Total unused commitments | $63,894,000 | 1,485 |
| Derivatives | $0 | 1,033 |
| 2007-06-30 | Rank | |
| # of Employees: | 107 | 1,630 |
| Assets and Liabilities | ||
| Total Assets: | $366,408,000 | 1,838 |
| Cash and due from depository institutions | $14,158,000 | 1,630 |
| Interest-bearing balances | $105,000 | 4,585 |
| Securities | $69,626,000 | 1,679 |
| Federal funds sold & reverse repurchase agreements | $5,317,000 | 2,557 |
| Net loans & leases | $259,719,000 | 1,796 |
| Loan loss allowance | $2,851,000 | 1,846 |
| Trading account assets | $0 | 245 |
| Bank premises and fixed assets | $6,744,000 | 1,851 |
| Other real estate owned | $1,057,000 | 1,630 |
| Goodwill and other intangibles | $0 | 3,329 |
| All other assets | $9,787,000 | 1,821 |
| Life insurance assets | $3,640,000 | 1,535 |
| Total liabilities and capital | $366,408,000 | 1,838 |
| Total liabilities | $339,514,000 | 1,768 |
| Total deposits | $266,370,000 | 2,003 |
| Interest-bearing deposits | $200,520,000 | 2,241 |
| Deposits held in domestic offices | $266,370,000 | 1,998 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $12,552,000 | 1,081 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $58,919,000 | 764 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $1,673,000 | 2,696 |
| Total equity capital | $26,894,000 | 2,508 |
| Total bank equity capital | $26,894,000 | 2,508 |
| Perpetual preferred stock | $0 | 111 |
| Common stock | $1,098,000 | 2,753 |
| Surplus | $10,999,000 | 2,359 |
| Undivided profits | $14,797,000 | 2,280 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $8,476,000 | 501 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,127 |
| Income earned, not collected on loans | $1,475,000 | 2,834 |
| Earning assets | $334,767,000 | 1,834 |
| Long-term assets (5+ years) | $54,392,000 | 1,786 |
| Average Assets, year-to-date | $354,302,330 | 1,863 |
| Average Assets, quarterly | $358,098,000 | 1,859 |
| Volatile liabilities | $127,359,000 | 1,114 |
| Insider loans | $450,000 | 5,641 |
| FHLB advances | $58,919,000 | 690 |
| Loans and leases held for sale | $929,000 | 1,017 |
| Unused loan commitments | $71,988,000 | 1,383 |
| Tier 1 (core) risk-based capital | $28,055,000 | 2,334 |
| Tier 2 risk-based capital | $2,851,000 | 1,792 |
| Total risk weighted assets | $265,537,000 | 1,837 |
| Total unused commitments | $71,988,000 | 1,383 |
| Derivatives | $0 | 1,067 |
| 2007-03-31 | Rank | |
| # of Employees: | 101 | 1,709 |
| Assets and Liabilities | ||
| Total Assets: | $349,788,000 | 1,897 |
| Cash and due from depository institutions | $14,835,000 | 1,709 |
| Interest-bearing balances | $105,000 | 4,640 |
| Securities | $68,164,000 | 1,722 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,772 |
| Net loans & leases | $250,612,000 | 1,835 |
| Loan loss allowance | $2,793,000 | 1,883 |
| Trading account assets | $0 | 267 |
| Bank premises and fixed assets | $6,829,000 | 1,808 |
| Other real estate owned | $1,096,000 | 1,709 |
| Goodwill and other intangibles | $0 | 3,322 |
| All other assets | $8,252,000 | 2,023 |
| Life insurance assets | $3,608,000 | 1,523 |
| Total liabilities and capital | $349,788,000 | 1,897 |
| Total liabilities | $323,006,000 | 1,843 |
| Total deposits | $272,826,000 | 1,960 |
| Interest-bearing deposits | $204,742,000 | 2,204 |
| Deposits held in domestic offices | $272,826,000 | 1,955 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $8,498,000 | 1,241 |
| Trading liabilities | $0 | 89 |
| Other borrowed funds | $38,965,000 | 1,023 |
| Subordinated debt | $0 | 262 |
| All other liabilities | $2,717,000 | 1,925 |
| Total equity capital | $26,782,000 | 2,529 |
| Total bank equity capital | $26,782,000 | 2,529 |
| Perpetual preferred stock | $0 | 113 |
| Common stock | $1,098,000 | 2,747 |
| Surplus | $10,999,000 | 2,330 |
| Undivided profits | $14,685,000 | 2,339 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $7,106,000 | 517 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,132 |
| Income earned, not collected on loans | $1,564,000 | 2,601 |
| Earning assets | $318,881,000 | 1,909 |
| Long-term assets (5+ years) | $49,610,000 | 1,869 |
| Average Assets, year-to-date | $348,249,500 | 1,887 |
| Average Assets, quarterly | $348,249,500 | 1,887 |
| Volatile liabilities | $95,875,000 | 1,420 |
| Insider loans | $284,000 | 6,200 |
| FHLB advances | $38,965,000 | 952 |
| Loans and leases held for sale | $254,000 | 1,460 |
| Unused loan commitments | $75,598,000 | 1,341 |
| Tier 1 (core) risk-based capital | $27,046,000 | 2,386 |
| Tier 2 risk-based capital | $2,793,000 | 1,819 |
| Total risk weighted assets | $254,898,000 | 1,897 |
| Total unused commitments | $75,598,000 | 1,341 |
| Derivatives | $0 | 1,065 |
| 2006-12-31 | Rank | |
| # of Employees: | 95 | 1,827 |
| Assets and Liabilities | ||
| Total Assets: | $346,711,000 | 1,893 |
| Cash and due from depository institutions | $15,080,000 | 1,827 |
| Interest-bearing balances | $107,000 | 4,637 |
| Securities | $67,120,000 | 1,772 |
| Federal funds sold & reverse repurchase agreements | $5,180,000 | 2,798 |
| Net loans & leases | $243,359,000 | 1,869 |
| Loan loss allowance | $2,648,000 | 1,959 |
| Trading account assets | $0 | 156 |
| Bank premises and fixed assets | $6,780,000 | 1,787 |
| Other real estate owned | $456,000 | 1,827 |
| Goodwill and other intangibles | $0 | 3,315 |
| All other assets | $8,736,000 | 1,941 |
| Life insurance assets | $3,576,000 | 1,506 |
| Total liabilities and capital | $346,711,000 | 1,893 |
| Total liabilities | $320,910,000 | 1,842 |
| Total deposits | $265,882,000 | 1,971 |
| Interest-bearing deposits | $206,522,000 | 2,162 |
| Deposits held in domestic offices | $265,882,000 | 1,965 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $6,315,000 | 1,466 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $45,959,000 | 948 |
| Subordinated debt | $0 | 264 |
| All other liabilities | $2,754,000 | 1,865 |
| Total equity capital | $25,801,000 | 2,564 |
| Total bank equity capital | $25,801,000 | 2,564 |
| Perpetual preferred stock | $0 | 112 |
| Common stock | $1,098,000 | 2,744 |
| Surplus | $10,999,000 | 2,280 |
| Undivided profits | $13,704,000 | 2,445 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $3,347,000 | 973 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,087 |
| Income earned, not collected on loans | $1,668,000 | 2,510 |
| Earning assets | $315,766,000 | 1,900 |
| Long-term assets (5+ years) | $49,933,000 | 1,855 |
| Average Assets, year-to-date | $331,140,600 | 1,882 |
| Average Assets, quarterly | $339,659,000 | 1,906 |
| Volatile liabilities | $74,006,000 | 1,950 |
| Insider loans | $340,000 | 6,037 |
| FHLB advances | $45,959,000 | 874 |
| Loans and leases held for sale | $354,000 | 1,324 |
| Unused loan commitments | $70,805,000 | 1,380 |
| Tier 1 (core) risk-based capital | $26,006,000 | 2,425 |
| Tier 2 risk-based capital | $2,648,000 | 1,892 |
| Total risk weighted assets | $249,971,000 | 1,910 |
| Total unused commitments | $70,805,000 | 1,380 |
| Derivatives | $0 | 1,023 |
| 2006-09-30 | Rank | |
| # of Employees: | 104 | 1,667 |
| Assets and Liabilities | ||
| Total Assets: | $332,607,000 | 1,960 |
| Cash and due from depository institutions | $10,984,000 | 1,667 |
| Interest-bearing balances | $107,000 | 4,633 |
| Securities | $64,961,000 | 1,833 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,029 |
| Net loans & leases | $240,890,000 | 1,874 |
| Loan loss allowance | $2,707,000 | 1,917 |
| Trading account assets | $0 | 154 |
| Bank premises and fixed assets | $6,835,000 | 1,734 |
| Other real estate owned | $488,000 | 1,667 |
| Goodwill and other intangibles | $0 | 3,332 |
| All other assets | $8,449,000 | 1,982 |
| Life insurance assets | $0 | 4,052 |
| Total liabilities and capital | $332,607,000 | 1,960 |
| Total liabilities | $307,747,000 | 1,901 |
| Total deposits | $251,072,000 | 2,058 |
| Interest-bearing deposits | $189,264,000 | 2,294 |
| Deposits held in domestic offices | $251,072,000 | 2,053 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $14,671,000 | 966 |
| Trading liabilities | $0 | 74 |
| Other borrowed funds | $39,736,000 | 1,095 |
| Subordinated debt | $0 | 269 |
| All other liabilities | $2,268,000 | 2,123 |
| Total equity capital | $24,860,000 | 2,625 |
| Total bank equity capital | $24,860,000 | 2,625 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $1,098,000 | 2,758 |
| Surplus | $10,999,000 | 2,245 |
| Undivided profits | $12,763,000 | 2,569 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $3,931,000 | 775 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,131 |
| Income earned, not collected on loans | $1,580,000 | 2,662 |
| Earning assets | $305,958,000 | 1,936 |
| Long-term assets (5+ years) | $52,790,000 | 1,769 |
| Average Assets, year-to-date | $327,248,000 | 1,907 |
| Average Assets, quarterly | $324,460,500 | 1,979 |
| Volatile liabilities | $80,374,000 | 1,800 |
| Insider loans | $342,000 | 6,061 |
| FHLB advances | $39,736,000 | 1,013 |
| Loans and leases held for sale | $0 | 1,773 |
| Unused loan commitments | $74,977,000 | 1,337 |
| Tier 1 (core) risk-based capital | $25,226,000 | 2,480 |
| Tier 2 risk-based capital | $2,707,000 | 1,854 |
| Total risk weighted assets | $247,446,000 | 1,914 |
| Total unused commitments | $74,977,000 | 1,338 |
| Derivatives | $0 | 1,023 |
| 2006-06-30 | Rank | |
| # of Employees: | 93 | 1,883 |
| Assets and Liabilities | ||
| Total Assets: | $316,314,000 | 2,017 |
| Cash and due from depository institutions | $6,224,000 | 1,883 |
| Interest-bearing balances | $105,000 | 4,714 |
| Securities | $66,626,000 | 1,799 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,870 |
| Net loans & leases | $226,511,000 | 1,961 |
| Loan loss allowance | $2,491,000 | 2,047 |
| Trading account assets | $0 | 157 |
| Bank premises and fixed assets | $6,948,000 | 1,661 |
| Other real estate owned | $875,000 | 1,883 |
| Goodwill and other intangibles | $0 | 3,333 |
| All other assets | $9,130,000 | 1,858 |
| Life insurance assets | $3,511,000 | 1,445 |
| Total liabilities and capital | $316,314,000 | 2,017 |
| Total liabilities | $293,381,000 | 1,970 |
| Total deposits | $243,679,000 | 2,104 |
| Interest-bearing deposits | $171,135,000 | 2,502 |
| Deposits held in domestic offices | $243,679,000 | 2,099 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $2,185,000 | 2,378 |
| Trading liabilities | $0 | 73 |
| Other borrowed funds | $46,079,000 | 1,002 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $1,438,000 | 2,775 |
| Total equity capital | $22,933,000 | 2,719 |
| Total bank equity capital | $22,933,000 | 2,719 |
| Perpetual preferred stock | $0 | 119 |
| Common stock | $1,098,000 | 2,747 |
| Surplus | $10,999,000 | 2,205 |
| Undivided profits | $10,836,000 | 2,828 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,386,000 | 1,885 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,150 |
| Income earned, not collected on loans | $1,381,000 | 2,709 |
| Earning assets | $293,242,000 | 2,003 |
| Long-term assets (5+ years) | $58,848,000 | 1,629 |
| Average Assets, year-to-date | $325,461,670 | 1,923 |
| Average Assets, quarterly | $319,169,500 | 1,981 |
| Volatile liabilities | $69,306,000 | 2,004 |
| Insider loans | $406,000 | 5,832 |
| FHLB advances | $46,079,000 | 917 |
| Loans and leases held for sale | $0 | 1,763 |
| Unused loan commitments | $53,481,000 | 1,764 |
| Tier 1 (core) risk-based capital | $25,295,000 | 2,441 |
| Tier 2 risk-based capital | $2,491,000 | 1,972 |
| Total risk weighted assets | $240,051,000 | 1,941 |
| Total unused commitments | $53,481,000 | 1,765 |
| Derivatives | $0 | 1,000 |
| 2006-03-31 | Rank | |
| # of Employees: | 93 | 1,867 |
| Assets and Liabilities | ||
| Total Assets: | $322,025,000 | 1,963 |
| Cash and due from depository institutions | $13,144,000 | 1,867 |
| Interest-bearing balances | $106,000 | 4,811 |
| Securities | $65,178,000 | 1,858 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,312 |
| Net loans & leases | $227,363,000 | 1,908 |
| Loan loss allowance | $2,345,000 | 2,114 |
| Trading account assets | $0 | 154 |
| Bank premises and fixed assets | $6,939,000 | 1,642 |
| Other real estate owned | $393,000 | 1,867 |
| Goodwill and other intangibles | $0 | 3,321 |
| All other assets | $9,008,000 | 1,824 |
| Life insurance assets | $3,480,000 | 1,414 |
| Total liabilities and capital | $322,025,000 | 1,963 |
| Total liabilities | $299,670,000 | 1,900 |
| Total deposits | $238,003,000 | 2,143 |
| Interest-bearing deposits | $171,693,000 | 2,488 |
| Deposits held in domestic offices | $238,003,000 | 2,137 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $4,376,000 | 1,711 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $55,367,000 | 820 |
| Subordinated debt | $0 | 259 |
| All other liabilities | $1,924,000 | 2,239 |
| Total equity capital | $22,355,000 | 2,745 |
| Total bank equity capital | $22,355,000 | 2,745 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $1,098,000 | 2,734 |
| Surplus | $10,999,000 | 2,145 |
| Undivided profits | $10,258,000 | 2,977 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,737,000 | 964 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,164 |
| Income earned, not collected on loans | $1,333,000 | 2,670 |
| Earning assets | $292,647,000 | 1,979 |
| Long-term assets (5+ years) | $59,147,000 | 1,609 |
| Average Assets, year-to-date | $330,035,500 | 1,895 |
| Average Assets, quarterly | $330,035,500 | 1,895 |
| Volatile liabilities | $65,606,000 | 2,017 |
| Insider loans | $460,000 | 5,599 |
| FHLB advances | $55,367,000 | 752 |
| Loans and leases held for sale | $458,000 | 1,137 |
| Unused loan commitments | $61,073,000 | 1,569 |
| Tier 1 (core) risk-based capital | $23,002,000 | 2,603 |
| Tier 2 risk-based capital | $2,345,000 | 2,028 |
| Total risk weighted assets | $233,898,000 | 1,924 |
| Total unused commitments | $61,073,000 | 1,569 |
| Derivatives | $0 | 990 |
| 2005-12-31 | Rank | |
| # of Employees: | 89 | 1,940 |
| Assets and Liabilities | ||
| Total Assets: | $338,046,000 | 1,850 |
| Cash and due from depository institutions | $42,127,000 | 1,940 |
| Interest-bearing balances | $20,280,000 | 260 |
| Securities | $57,553,000 | 2,091 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,145 |
| Net loans & leases | $221,942,000 | 1,916 |
| Loan loss allowance | $2,183,000 | 2,214 |
| Trading account assets | $0 | 155 |
| Bank premises and fixed assets | $7,094,000 | 1,583 |
| Other real estate owned | $998,000 | 1,940 |
| Goodwill and other intangibles | $0 | 3,315 |
| All other assets | $8,332,000 | 1,952 |
| Life insurance assets | $0 | 351 |
| Total liabilities and capital | $338,046,000 | 1,850 |
| Total liabilities | $316,448,000 | 1,806 |
| Total deposits | $249,536,000 | 2,025 |
| Interest-bearing deposits | $189,094,000 | 2,223 |
| Deposits held in domestic offices | $249,536,000 | 2,018 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $3,086,000 | 1,995 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $60,872,000 | 780 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $2,954,000 | 1,565 |
| Total equity capital | $21,598,000 | 2,801 |
| Total bank equity capital | $21,598,000 | 2,801 |
| Perpetual preferred stock | $0 | 122 |
| Common stock | $1,098,000 | 2,734 |
| Surplus | $10,999,000 | 2,107 |
| Undivided profits | $9,501,000 | 3,141 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,735,000 | 1,476 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,175 |
| Income earned, not collected on loans | $1,327,000 | 2,688 |
| Earning assets | $299,775,000 | 1,912 |
| Long-term assets (5+ years) | $51,114,000 | 1,745 |
| Average Assets, year-to-date | $302,890,000 | 1,967 |
| Average Assets, quarterly | $325,994,000 | 1,891 |
| Volatile liabilities | $70,675,000 | 1,855 |
| Insider loans | $298,000 | 6,187 |
| FHLB advances | $60,872,000 | 707 |
| Loans and leases held for sale | $683,000 | 1,038 |
| Unused loan commitments | $57,971,000 | 1,576 |
| Tier 1 (core) risk-based capital | $22,071,000 | 2,650 |
| Tier 2 risk-based capital | $2,183,000 | 2,121 |
| Total risk weighted assets | $227,803,000 | 1,941 |
| Total unused commitments | $57,971,000 | 1,576 |
| Derivatives | $0 | 930 |
| 2005-09-30 | Rank | |
| # of Employees: | 92 | 1,879 |
| Assets and Liabilities | ||
| Total Assets: | $313,942,000 | 1,949 |
| Cash and due from depository institutions | $26,039,000 | 1,879 |
| Interest-bearing balances | $11,747,000 | 494 |
| Securities | $55,877,000 | 2,120 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,951 |
| Net loans & leases | $215,449,000 | 1,938 |
| Loan loss allowance | $2,228,000 | 2,164 |
| Trading account assets | $0 | 146 |
| Bank premises and fixed assets | $7,063,000 | 1,551 |
| Other real estate owned | $599,000 | 1,879 |
| Goodwill and other intangibles | $0 | 3,310 |
| All other assets | $8,915,000 | 1,787 |
| Life insurance assets | $0 | 341 |
| Total liabilities and capital | $313,942,000 | 1,949 |
| Total liabilities | $292,659,000 | 1,883 |
| Total deposits | $219,763,000 | 2,245 |
| Interest-bearing deposits | $162,253,000 | 2,520 |
| Deposits held in domestic offices | $219,763,000 | 2,239 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $6,073,000 | 1,492 |
| Trading liabilities | $0 | 63 |
| Other borrowed funds | $64,682,000 | 742 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $2,141,000 | 1,968 |
| Total equity capital | $21,283,000 | 2,809 |
| Total bank equity capital | $21,283,000 | 2,809 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $1,098,000 | 2,717 |
| Surplus | $10,999,000 | 2,050 |
| Undivided profits | $9,186,000 | 3,262 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,024,000 | 1,283 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,225 |
| Income earned, not collected on loans | $1,148,000 | 3,030 |
| Earning assets | $283,073,000 | 1,974 |
| Long-term assets (5+ years) | $48,527,000 | 1,799 |
| Average Assets, year-to-date | $294,101,000 | 2,002 |
| Average Assets, quarterly | $305,133,500 | 1,985 |
| Volatile liabilities | $66,006,000 | 1,898 |
| Insider loans | $304,000 | 6,202 |
| FHLB advances | $64,682,000 | 674 |
| Loans and leases held for sale | $1,036,000 | 938 |
| Unused loan commitments | $50,831,000 | 1,736 |
| Tier 1 (core) risk-based capital | $21,231,000 | 2,706 |
| Tier 2 risk-based capital | $2,228,000 | 2,059 |
| Total risk weighted assets | $217,818,000 | 1,978 |
| Total unused commitments | $50,831,000 | 1,737 |
| Derivatives | $0 | 909 |
| 2005-06-30 | Rank | |
| # of Employees: | 90 | 1,919 |
| Assets and Liabilities | ||
| Total Assets: | $296,325,000 | 2,024 |
| Cash and due from depository institutions | $10,011,000 | 1,919 |
| Interest-bearing balances | $114,000 | 4,820 |
| Securities | $62,234,000 | 1,936 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,776 |
| Net loans & leases | $207,930,000 | 1,958 |
| Loan loss allowance | $2,233,000 | 2,123 |
| Trading account assets | $0 | 148 |
| Bank premises and fixed assets | $6,639,000 | 1,613 |
| Other real estate owned | $594,000 | 1,919 |
| Goodwill and other intangibles | $0 | 3,307 |
| All other assets | $8,917,000 | 1,741 |
| Life insurance assets | $0 | 339 |
| Total liabilities and capital | $296,325,000 | 2,024 |
| Total liabilities | $275,696,000 | 1,952 |
| Total deposits | $204,966,000 | 2,340 |
| Interest-bearing deposits | $161,555,000 | 2,488 |
| Deposits held in domestic offices | $204,966,000 | 2,336 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,721 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $69,310,000 | 710 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $1,420,000 | 2,524 |
| Total equity capital | $20,629,000 | 2,837 |
| Total bank equity capital | $20,629,000 | 2,837 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $1,098,000 | 2,695 |
| Surplus | $10,999,000 | 1,992 |
| Undivided profits | $8,532,000 | 3,390 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,936,000 | 1,324 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,247 |
| Income earned, not collected on loans | $1,081,000 | 2,955 |
| Earning assets | $270,278,000 | 2,036 |
| Long-term assets (5+ years) | $56,131,000 | 1,635 |
| Average Assets, year-to-date | $287,487,330 | 2,029 |
| Average Assets, quarterly | $291,449,500 | 2,020 |
| Volatile liabilities | $54,109,000 | 2,134 |
| Insider loans | $282,000 | 6,273 |
| FHLB advances | $69,310,000 | 644 |
| Loans and leases held for sale | $87,000 | 1,717 |
| Unused loan commitments | $40,358,000 | 1,995 |
| Tier 1 (core) risk-based capital | $20,448,000 | 2,743 |
| Tier 2 risk-based capital | $2,233,000 | 2,024 |
| Total risk weighted assets | $210,454,000 | 1,986 |
| Total unused commitments | $40,358,000 | 1,995 |
| Derivatives | $0 | 866 |
| 2005-03-31 | Rank | |
| # of Employees: | 86 | 1,998 |
| Assets and Liabilities | ||
| Total Assets: | $286,574,000 | 2,048 |
| Cash and due from depository institutions | $9,142,000 | 1,998 |
| Interest-bearing balances | $112,000 | 4,906 |
| Securities | $58,962,000 | 2,081 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,340 |
| Net loans & leases | $202,840,000 | 1,948 |
| Loan loss allowance | $2,155,000 | 2,178 |
| Trading account assets | $0 | 148 |
| Bank premises and fixed assets | $6,407,000 | 1,640 |
| Other real estate owned | $418,000 | 1,998 |
| Goodwill and other intangibles | $0 | 3,297 |
| All other assets | $8,805,000 | 1,743 |
| Life insurance assets | $0 | 333 |
| Total liabilities and capital | $286,574,000 | 2,048 |
| Total liabilities | $266,841,000 | 1,983 |
| Total deposits | $193,709,000 | 2,462 |
| Interest-bearing deposits | $152,803,000 | 2,625 |
| Deposits held in domestic offices | $193,709,000 | 2,456 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,328 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $71,643,000 | 676 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $1,489,000 | 2,404 |
| Total equity capital | $19,733,000 | 2,881 |
| Total bank equity capital | $19,733,000 | 2,881 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $1,098,000 | 2,704 |
| Surplus | $10,999,000 | 1,947 |
| Undivided profits | $7,636,000 | 3,582 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,131,000 | 1,250 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,234 |
| Income earned, not collected on loans | $1,027,000 | 2,991 |
| Earning assets | $261,914,000 | 2,066 |
| Long-term assets (5+ years) | $54,235,000 | 1,721 |
| Average Assets, year-to-date | $283,068,500 | 2,056 |
| Average Assets, quarterly | $283,068,500 | 2,056 |
| Volatile liabilities | $56,880,000 | 1,955 |
| Insider loans | $236,000 | 6,476 |
| FHLB advances | $71,643,000 | 607 |
| Loans and leases held for sale | $357,000 | 1,279 |
| Unused loan commitments | $44,274,000 | 1,826 |
| Tier 1 (core) risk-based capital | $19,795,000 | 2,785 |
| Tier 2 risk-based capital | $2,155,000 | 2,078 |
| Total risk weighted assets | $202,801,000 | 2,023 |
| Total unused commitments | $44,274,000 | 1,828 |
| Derivatives | $0 | 790 |
| 2004-12-31 | Rank | |
| # of Employees: | 92 | 1,853 |
| Assets and Liabilities | ||
| Total Assets: | $279,563,000 | 2,074 |
| Cash and due from depository institutions | $11,154,000 | 1,853 |
| Interest-bearing balances | $767,000 | 3,078 |
| Securities | $59,027,000 | 2,109 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,164 |
| Net loans & leases | $193,917,000 | 2,017 |
| Loan loss allowance | $1,974,000 | 2,338 |
| Trading account assets | $0 | 153 |
| Bank premises and fixed assets | $6,440,000 | 1,615 |
| Other real estate owned | $374,000 | 1,853 |
| Goodwill and other intangibles | $0 | 3,293 |
| All other assets | $8,651,000 | 1,747 |
| Life insurance assets | $0 | 334 |
| Total liabilities and capital | $279,563,000 | 2,074 |
| Total liabilities | $259,824,000 | 2,026 |
| Total deposits | $194,244,000 | 2,417 |
| Interest-bearing deposits | $155,363,000 | 2,556 |
| Deposits held in domestic offices | $194,244,000 | 2,413 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,470 |
| Trading liabilities | $0 | 66 |
| Other borrowed funds | $63,734,000 | 751 |
| Subordinated debt | $0 | 272 |
| All other liabilities | $1,846,000 | 2,049 |
| Total equity capital | $19,739,000 | 2,877 |
| Total bank equity capital | $19,739,000 | 2,877 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $1,098,000 | 2,692 |
| Surplus | $10,999,000 | 1,918 |
| Undivided profits | $7,642,000 | 3,624 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,940,000 | 1,354 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,187 |
| Income earned, not collected on loans | $1,136,000 | 2,682 |
| Earning assets | $253,711,000 | 2,109 |
| Long-term assets (5+ years) | $53,856,000 | 1,770 |
| Average Assets, year-to-date | $256,756,000 | 2,163 |
| Average Assets, quarterly | $271,641,500 | 2,117 |
| Volatile liabilities | $44,758,000 | 2,322 |
| Insider loans | $499,000 | 5,464 |
| FHLB advances | $63,734,000 | 679 |
| Loans and leases held for sale | $47,000 | 1,722 |
| Unused loan commitments | $47,909,000 | 1,648 |
| Tier 1 (core) risk-based capital | $19,308,000 | 2,807 |
| Tier 2 risk-based capital | $1,975,000 | 2,235 |
| Total risk weighted assets | $195,419,000 | 2,075 |
| Total unused commitments | $47,909,000 | 1,648 |
| Derivatives | $0 | 774 |
| 2004-09-30 | Rank | |
| # of Employees: | 86 | 1,986 |
| Assets and Liabilities | ||
| Total Assets: | $263,720,000 | 2,182 |
| Cash and due from depository institutions | $8,714,000 | 1,986 |
| Interest-bearing balances | $108,000 | 5,037 |
| Securities | $53,305,000 | 2,275 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,928 |
| Net loans & leases | $187,254,000 | 2,044 |
| Loan loss allowance | $2,085,000 | 2,212 |
| Trading account assets | $0 | 149 |
| Bank premises and fixed assets | $6,200,000 | 1,625 |
| Other real estate owned | $341,000 | 1,986 |
| Goodwill and other intangibles | $0 | 3,268 |
| All other assets | $7,906,000 | 1,820 |
| Life insurance assets | $0 | 330 |
| Total liabilities and capital | $263,720,000 | 2,182 |
| Total liabilities | $244,338,000 | 2,107 |
| Total deposits | $185,398,000 | 2,515 |
| Interest-bearing deposits | $146,247,000 | 2,685 |
| Deposits held in domestic offices | $185,398,000 | 2,510 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,678 |
| Trading liabilities | $0 | 68 |
| Other borrowed funds | $57,205,000 | 815 |
| Subordinated debt | $0 | 276 |
| All other liabilities | $1,735,000 | 2,142 |
| Total equity capital | $19,382,000 | 2,907 |
| Total bank equity capital | $19,382,000 | 2,907 |
| Perpetual preferred stock | $0 | 124 |
| Common stock | $1,098,000 | 2,691 |
| Surplus | $10,999,000 | 1,879 |
| Undivided profits | $7,285,000 | 3,777 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,097,000 | 2,395 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,251 |
| Income earned, not collected on loans | $941,000 | 3,323 |
| Earning assets | $240,667,000 | 2,195 |
| Long-term assets (5+ years) | $46,735,000 | 1,981 |
| Average Assets, year-to-date | $251,054,250 | 2,214 |
| Average Assets, quarterly | $258,876,500 | 2,192 |
| Volatile liabilities | $48,579,000 | 2,148 |
| Insider loans | $151,000 | 6,950 |
| FHLB advances | $57,205,000 | 735 |
| Loans and leases held for sale | $219,000 | 1,475 |
| Unused loan commitments | $46,862,000 | 1,645 |
| Tier 1 (core) risk-based capital | $18,752,000 | 2,850 |
| Tier 2 risk-based capital | $2,085,000 | 2,090 |
| Total risk weighted assets | $185,820,000 | 2,123 |
| Total unused commitments | $46,862,000 | 1,646 |
| Derivatives | $0 | 770 |
| 2004-06-30 | Rank | |
| # of Employees: | 86 | 1,983 |
| Assets and Liabilities | ||
| Total Assets: | $254,033,000 | 2,241 |
| Cash and due from depository institutions | $8,158,000 | 1,983 |
| Interest-bearing balances | $108,000 | 5,072 |
| Securities | $57,563,000 | 2,150 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,884 |
| Net loans & leases | $174,794,000 | 2,141 |
| Loan loss allowance | $1,993,000 | 2,293 |
| Trading account assets | $0 | 153 |
| Bank premises and fixed assets | $5,322,000 | 1,929 |
| Other real estate owned | $351,000 | 1,983 |
| Goodwill and other intangibles | $0 | 3,275 |
| All other assets | $7,845,000 | 1,839 |
| Life insurance assets | $0 | 323 |
| Total liabilities and capital | $254,033,000 | 2,241 |
| Total liabilities | $236,347,000 | 2,163 |
| Total deposits | $184,042,000 | 2,497 |
| Interest-bearing deposits | $145,856,000 | 2,653 |
| Deposits held in domestic offices | $184,042,000 | 2,492 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,750 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $51,212,000 | 888 |
| Subordinated debt | $0 | 288 |
| All other liabilities | $1,093,000 | 2,774 |
| Total equity capital | $17,686,000 | 3,050 |
| Total bank equity capital | $17,686,000 | 3,050 |
| Perpetual preferred stock | $0 | 126 |
| Common stock | $1,098,000 | 2,701 |
| Surplus | $10,999,000 | 1,837 |
| Undivided profits | $5,589,000 | 4,229 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $983,000 | 2,632 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,328 |
| Income earned, not collected on loans | $984,000 | 2,985 |
| Earning assets | $232,465,000 | 2,234 |
| Long-term assets (5+ years) | $51,291,000 | 1,878 |
| Average Assets, year-to-date | $246,832,330 | 2,252 |
| Average Assets, quarterly | $251,410,500 | 2,240 |
| Volatile liabilities | $44,007,000 | 2,269 |
| Insider loans | $155,000 | 6,956 |
| FHLB advances | $51,212,000 | 807 |
| Loans and leases held for sale | $196,000 | 1,490 |
| Unused loan commitments | $47,468,000 | 1,627 |
| Tier 1 (core) risk-based capital | $18,058,000 | 2,905 |
| Tier 2 risk-based capital | $1,993,000 | 2,150 |
| Total risk weighted assets | $174,214,000 | 2,204 |
| Total unused commitments | $47,468,000 | 1,630 |
| Derivatives | $0 | 740 |
| 2004-03-31 | Rank | |
| # of Employees: | 80 | 2,143 |
| Assets and Liabilities | ||
| Total Assets: | $248,788,000 | 2,259 |
| Cash and due from depository institutions | $8,056,000 | 2,143 |
| Interest-bearing balances | $7,000 | 6,712 |
| Securities | $55,709,000 | 2,213 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,767 |
| Net loans & leases | $172,558,000 | 2,089 |
| Loan loss allowance | $1,893,000 | 2,379 |
| Trading account assets | $0 | 144 |
| Bank premises and fixed assets | $4,562,000 | 2,175 |
| Other real estate owned | $626,000 | 2,143 |
| Goodwill and other intangibles | $0 | 3,256 |
| All other assets | $7,277,000 | 1,840 |
| Life insurance assets | $0 | 322 |
| Total liabilities and capital | $248,788,000 | 2,259 |
| Total liabilities | $230,440,000 | 2,187 |
| Total deposits | $177,481,000 | 2,556 |
| Interest-bearing deposits | $140,079,000 | 2,748 |
| Deposits held in domestic offices | $177,481,000 | 2,553 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,174 |
| Trading liabilities | $0 | 70 |
| Other borrowed funds | $51,316,000 | 816 |
| Subordinated debt | $0 | 287 |
| All other liabilities | $1,643,000 | 2,258 |
| Total equity capital | $18,348,000 | 2,993 |
| Total bank equity capital | $18,348,000 | 2,993 |
| Perpetual preferred stock | $0 | 129 |
| Common stock | $1,098,000 | 2,697 |
| Surplus | $10,999,000 | 1,798 |
| Undivided profits | $6,251,000 | 4,141 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,028,000 | 2,600 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,356 |
| Income earned, not collected on loans | $876,000 | 3,266 |
| Earning assets | $228,274,000 | 2,256 |
| Long-term assets (5+ years) | $47,056,000 | 1,972 |
| Average Assets, year-to-date | $243,232,000 | 2,287 |
| Average Assets, quarterly | $243,232,000 | 2,287 |
| Volatile liabilities | $31,493,000 | 2,834 |
| Insider loans | $165,000 | 6,917 |
| FHLB advances | $51,316,000 | 737 |
| Loans and leases held for sale | $0 | 1,884 |
| Unused loan commitments | $49,168,000 | 1,535 |
| Tier 1 (core) risk-based capital | $17,296,000 | 2,988 |
| Tier 2 risk-based capital | $1,893,000 | 2,208 |
| Total risk weighted assets | $170,725,000 | 2,193 |
| Total unused commitments | $49,168,000 | 1,538 |
| Derivatives | $0 | 699 |
| 2003-12-31 | Rank | |
| # of Employees: | 91 | 1,896 |
| Assets and Liabilities | ||
| Total Assets: | $237,676,000 | 2,370 |
| Cash and due from depository institutions | $7,539,000 | 1,896 |
| Interest-bearing balances | $13,000 | 6,536 |
| Securities | $46,497,000 | 2,632 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,359 |
| Net loans & leases | $171,932,000 | 2,083 |
| Loan loss allowance | $1,742,000 | 2,540 |
| Trading account assets | $0 | 168 |
| Bank premises and fixed assets | $3,795,000 | 2,583 |
| Other real estate owned | $799,000 | 1,896 |
| Goodwill and other intangibles | $0 | 3,237 |
| All other assets | $7,114,000 | 1,905 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $237,676,000 | 2,370 |
| Total liabilities | $220,267,000 | 2,303 |
| Total deposits | $175,171,000 | 2,571 |
| Interest-bearing deposits | $133,957,000 | 2,837 |
| Deposits held in domestic offices | $175,171,000 | 2,567 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,433 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $43,526,000 | 957 |
| Subordinated debt | $0 | 293 |
| All other liabilities | $1,570,000 | 2,241 |
| Total equity capital | $17,409,000 | 3,069 |
| Total bank equity capital | $17,409,000 | 3,069 |
| Perpetual preferred stock | $0 | 131 |
| Common stock | $1,098,000 | 2,718 |
| Surplus | $10,999,000 | 1,778 |
| Undivided profits | $5,312,000 | 4,461 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,005,000 | 2,666 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,287 |
| Income earned, not collected on loans | $891,000 | 3,347 |
| Earning assets | $218,442,000 | 2,357 |
| Long-term assets (5+ years) | $39,607,000 | 2,282 |
| Average Assets, year-to-date | $223,950,600 | 2,419 |
| Average Assets, quarterly | $232,803,500 | 2,391 |
| Volatile liabilities | $32,526,000 | 2,762 |
| Insider loans | $167,000 | 6,930 |
| FHLB advances | $43,526,000 | 864 |
| Loans and leases held for sale | $0 | 1,789 |
| Unused loan commitments | $42,361,000 | 1,680 |
| Tier 1 (core) risk-based capital | $16,698,000 | 3,059 |
| Tier 2 risk-based capital | $1,742,000 | 2,344 |
| Total risk weighted assets | $168,200,000 | 2,204 |
| Total unused commitments | $42,361,000 | 1,683 |
| Derivatives | $0 | 665 |
| 2003-09-30 | Rank | |
| # of Employees: | 86 | 2,020 |
| Assets and Liabilities | ||
| Total Assets: | $227,931,000 | 2,470 |
| Cash and due from depository institutions | $7,196,000 | 2,020 |
| Interest-bearing balances | $7,000 | 6,757 |
| Securities | $45,961,000 | 2,618 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,602 |
| Net loans & leases | $163,635,000 | 2,169 |
| Loan loss allowance | $1,782,000 | 2,490 |
| Trading account assets | $0 | 165 |
| Bank premises and fixed assets | $3,530,000 | 2,720 |
| Other real estate owned | $818,000 | 2,020 |
| Goodwill and other intangibles | $0 | 3,226 |
| All other assets | $6,791,000 | 1,976 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $227,931,000 | 2,470 |
| Total liabilities | $211,039,000 | 2,399 |
| Total deposits | $165,771,000 | 2,714 |
| Interest-bearing deposits | $130,331,000 | 2,917 |
| Deposits held in domestic offices | $165,771,000 | 2,711 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,347 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $43,705,000 | 928 |
| Subordinated debt | $0 | 293 |
| All other liabilities | $1,563,000 | 2,328 |
| Total equity capital | $16,892,000 | 3,161 |
| Total bank equity capital | $16,892,000 | 3,161 |
| Perpetual preferred stock | $0 | 137 |
| Common stock | $1,098,000 | 2,737 |
| Surplus | $10,999,000 | 1,761 |
| Undivided profits | $4,795,000 | 4,764 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,033,000 | 2,792 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,354 |
| Income earned, not collected on loans | $862,000 | 3,600 |
| Earning assets | $209,603,000 | 2,454 |
| Long-term assets (5+ years) | $40,135,000 | 2,246 |
| Average Assets, year-to-date | $220,519,250 | 2,471 |
| Average Assets, quarterly | $226,973,500 | 2,465 |
| Volatile liabilities | $31,462,000 | 2,795 |
| Insider loans | $154,000 | 7,073 |
| FHLB advances | $43,705,000 | 839 |
| Loans and leases held for sale | $0 | 1,962 |
| Unused loan commitments | $48,030,000 | 1,501 |
| Tier 1 (core) risk-based capital | $16,309,000 | 3,106 |
| Tier 2 risk-based capital | $1,782,000 | 2,290 |
| Total risk weighted assets | $159,461,000 | 2,314 |
| Total unused commitments | $48,030,000 | 1,507 |
| Derivatives | $0 | 666 |
| 2003-06-30 | Rank | |
| # of Employees: | 96 | 1,827 |
| Assets and Liabilities | ||
| Total Assets: | $226,016,000 | 2,458 |
| Cash and due from depository institutions | $7,838,000 | 1,827 |
| Interest-bearing balances | $8,000 | 6,742 |
| Securities | $44,310,000 | 2,647 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,888 |
| Net loans & leases | $162,989,000 | 2,140 |
| Loan loss allowance | $1,651,000 | 2,622 |
| Trading account assets | $0 | 170 |
| Bank premises and fixed assets | $3,527,000 | 2,685 |
| Other real estate owned | $816,000 | 1,827 |
| Goodwill and other intangibles | $0 | 3,182 |
| All other assets | $6,536,000 | 1,940 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $226,016,000 | 2,458 |
| Total liabilities | $209,174,000 | 2,399 |
| Total deposits | $168,515,000 | 2,670 |
| Interest-bearing deposits | $132,392,000 | 2,866 |
| Deposits held in domestic offices | $168,515,000 | 2,665 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,266 |
| Trading liabilities | $0 | 74 |
| Other borrowed funds | $38,906,000 | 1,010 |
| Subordinated debt | $0 | 266 |
| All other liabilities | $1,753,000 | 2,212 |
| Total equity capital | $16,842,000 | 3,161 |
| Total bank equity capital | $16,842,000 | 3,161 |
| Perpetual preferred stock | $0 | 140 |
| Common stock | $1,098,000 | 2,737 |
| Surplus | $10,999,000 | 1,725 |
| Undivided profits | $4,745,000 | 4,831 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $902,000 | 3,087 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,408 |
| Income earned, not collected on loans | $906,000 | 3,306 |
| Earning assets | $207,307,000 | 2,451 |
| Long-term assets (5+ years) | $35,884,000 | 2,311 |
| Average Assets, year-to-date | $218,048,670 | 2,487 |
| Average Assets, quarterly | $220,367,500 | 2,491 |
| Volatile liabilities | $26,349,000 | 3,151 |
| Insider loans | $88,000 | 7,597 |
| FHLB advances | $38,906,000 | 915 |
| Loans and leases held for sale | $0 | 2,044 |
| Unused loan commitments | $41,705,000 | 1,652 |
| Tier 1 (core) risk-based capital | $15,728,000 | 3,165 |
| Tier 2 risk-based capital | $1,651,000 | 2,404 |
| Total risk weighted assets | $160,076,000 | 2,266 |
| Total unused commitments | $41,705,000 | 1,660 |
| Derivatives | $0 | 623 |
| 2003-03-31 | Rank | |
| # of Employees: | 97 | 1,767 |
| Assets and Liabilities | ||
| Total Assets: | $214,719,000 | 2,536 |
| Cash and due from depository institutions | $7,141,000 | 1,767 |
| Interest-bearing balances | $3,000 | 6,875 |
| Securities | $43,417,000 | 2,647 |
| Federal funds sold & reverse repurchase agreements | $0 | 7,247 |
| Net loans & leases | $153,490,000 | 2,237 |
| Loan loss allowance | $1,503,000 | 2,817 |
| Trading account assets | $0 | 169 |
| Bank premises and fixed assets | $3,493,000 | 2,662 |
| Other real estate owned | $1,063,000 | 1,767 |
| Goodwill and other intangibles | $0 | 3,151 |
| All other assets | $6,115,000 | 2,008 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $214,719,000 | 2,536 |
| Total liabilities | $198,862,000 | 2,471 |
| Total deposits | $169,610,000 | 2,603 |
| Interest-bearing deposits | $135,408,000 | 2,797 |
| Deposits held in domestic offices | $169,610,000 | 2,600 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,057 |
| Trading liabilities | $0 | 79 |
| Other borrowed funds | $27,549,000 | 1,224 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $1,703,000 | 2,315 |
| Total equity capital | $15,857,000 | 3,278 |
| Total bank equity capital | $15,857,000 | 3,278 |
| Perpetual preferred stock | $0 | 141 |
| Common stock | $1,098,000 | 2,748 |
| Surplus | $10,999,000 | 1,696 |
| Undivided profits | $3,760,000 | 5,316 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $693,000 | 3,606 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,422 |
| Income earned, not collected on loans | $901,000 | 3,350 |
| Earning assets | $196,910,000 | 2,540 |
| Long-term assets (5+ years) | $34,003,000 | 2,340 |
| Average Assets, year-to-date | $214,065,000 | 2,516 |
| Average Assets, quarterly | $214,065,000 | 2,516 |
| Volatile liabilities | $29,976,000 | 2,811 |
| Insider loans | $63,000 | 7,783 |
| FHLB advances | $27,549,000 | 1,128 |
| Loans and leases held for sale | $0 | 1,961 |
| Unused loan commitments | $42,241,000 | 1,588 |
| Tier 1 (core) risk-based capital | $15,221,000 | 3,219 |
| Tier 2 risk-based capital | $1,503,000 | 2,573 |
| Total risk weighted assets | $151,613,000 | 2,340 |
| Total unused commitments | $42,241,000 | 1,597 |
| Derivatives | $0 | 578 |
| 2002-12-31 | Rank | |
| # of Employees: | 90 | 1,916 |
| Assets and Liabilities | ||
| Total Assets: | $213,411,000 | 2,513 |
| Cash and due from depository institutions | $10,397,000 | 1,916 |
| Interest-bearing balances | $17,000 | 6,420 |
| Securities | $45,157,000 | 2,536 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,991 |
| Net loans & leases | $147,207,000 | 2,295 |
| Loan loss allowance | $1,354,000 | 2,998 |
| Trading account assets | $0 | 170 |
| Bank premises and fixed assets | $3,436,000 | 2,682 |
| Other real estate owned | $1,137,000 | 1,916 |
| Goodwill and other intangibles | $0 | 3,122 |
| All other assets | $6,077,000 | 1,971 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $213,411,000 | 2,513 |
| Total liabilities | $197,981,000 | 2,445 |
| Total deposits | $170,231,000 | 2,548 |
| Interest-bearing deposits | $137,518,000 | 2,700 |
| Deposits held in domestic offices | $170,231,000 | 2,544 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,222 |
| Trading liabilities | $0 | 75 |
| Other borrowed funds | $26,063,000 | 1,280 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $1,687,000 | 2,321 |
| Total equity capital | $15,430,000 | 3,324 |
| Total bank equity capital | $15,430,000 | 3,324 |
| Perpetual preferred stock | $0 | 142 |
| Common stock | $1,098,000 | 2,750 |
| Surplus | $10,999,000 | 1,656 |
| Undivided profits | $3,333,000 | 5,607 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $990,000 | 2,730 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,384 |
| Income earned, not collected on loans | $1,044,000 | 3,085 |
| Earning assets | $192,381,000 | 2,540 |
| Long-term assets (5+ years) | $28,720,000 | 2,631 |
| Average Assets, year-to-date | $195,363,400 | 2,601 |
| Average Assets, quarterly | $205,336,000 | 2,578 |
| Volatile liabilities | $26,978,000 | 3,035 |
| Insider loans | $55,000 | 7,882 |
| FHLB advances | $26,063,000 | 1,167 |
| Loans and leases held for sale | $0 | 1,889 |
| Unused loan commitments | $35,886,000 | 1,735 |
| Tier 1 (core) risk-based capital | $14,734,000 | 3,265 |
| Tier 2 risk-based capital | $1,354,000 | 2,751 |
| Total risk weighted assets | $147,433,000 | 2,369 |
| Total unused commitments | $35,886,000 | 1,740 |
| Derivatives | $0 | 527 |
| 2001-12-31 | Rank | |
| # of Employees: | 99 | 1,702 |
| Assets and Liabilities | ||
| Total Assets: | $188,164,000 | 2,685 |
| Cash and due from depository institutions | $14,006,000 | 1,702 |
| Interest-bearing balances | $1,029,000 | 2,948 |
| Securities | $41,804,000 | 2,566 |
| Federal funds sold & reverse repurchase agreements | $0 | 7,110 |
| Net loans & leases | $126,759,000 | 2,541 |
| Loan loss allowance | $1,025,000 | 3,535 |
| Trading account assets | $0 | 182 |
| Bank premises and fixed assets | $2,950,000 | 2,997 |
| Other real estate owned | $447,000 | 1,702 |
| Goodwill and other intangibles | $0 | 3,095 |
| All other assets | $2,198,000 | 4,276 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $188,164,000 | 2,685 |
| Total liabilities | $175,192,000 | 2,606 |
| Total deposits | $158,669,000 | 2,584 |
| Interest-bearing deposits | $129,613,000 | 2,711 |
| Deposits held in domestic offices | $158,669,000 | 2,579 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,416 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $15,356,000 | 1,661 |
| Subordinated debt | $0 | 241 |
| All other liabilities | $1,167,000 | 3,082 |
| Total equity capital | $12,972,000 | 3,637 |
| Total bank equity capital | $12,972,000 | 3,637 |
| Perpetual preferred stock | $0 | 158 |
| Common stock | $1,098,000 | 2,798 |
| Surplus | $8,999,000 | 1,902 |
| Undivided profits | $2,875,000 | 5,767 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,388,000 | 2,071 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,476 |
| Income earned, not collected on loans | $559,000 | 5,537 |
| Earning assets | $169,592,000 | 2,712 |
| Long-term assets (5+ years) | $14,808,000 | 3,929 |
| Average Assets, year-to-date | $177,717,400 | 2,685 |
| Average Assets, quarterly | $182,429,000 | 2,720 |
| Volatile liabilities | $24,005,000 | 3,212 |
| Insider loans | $867,000 | 4,221 |
| FHLB advances | $15,356,000 | 1,532 |
| Loans and leases held for sale | $0 | 1,749 |
| Unused loan commitments | $31,285,000 | 1,799 |
| Tier 1 (core) risk-based capital | $12,972,000 | 3,491 |
| Tier 2 risk-based capital | $1,025,000 | 3,295 |
| Total risk weighted assets | $125,588,000 | 2,636 |
| Total unused commitments | $31,285,000 | 1,805 |
| Derivatives | $0 | 450 |
| 2000-12-31 | Rank | |
| # of Employees: | 104 | 1,591 |
| Assets and Liabilities | ||
| Total Assets: | $183,398,000 | 2,627 |
| Cash and due from depository institutions | $9,122,000 | 1,591 |
| Interest-bearing balances | $18,000 | 6,045 |
| Securities | $52,358,000 | 2,093 |
| Federal funds sold & reverse repurchase agreements | $0 | 7,010 |
| Net loans & leases | $117,093,000 | 2,637 |
| Loan loss allowance | $928,000 | 3,705 |
| Trading account assets | $0 | 175 |
| Bank premises and fixed assets | $2,770,000 | 3,112 |
| Other real estate owned | $499,000 | 1,591 |
| Goodwill and other intangibles | $0 | 3,145 |
| All other assets | $1,556,000 | 4,711 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $183,398,000 | 2,627 |
| Total liabilities | $171,548,000 | 2,554 |
| Total deposits | $165,226,000 | 2,392 |
| Interest-bearing deposits | $137,934,000 | 2,445 |
| Deposits held in domestic offices | $165,226,000 | 2,386 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $3,310,000 | 1,886 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $1,557,000 | 4,224 |
| Subordinated debt | $0 | 239 |
| All other liabilities | $1,455,000 | 2,645 |
| Total equity capital | $11,850,000 | 3,836 |
| Total bank equity capital | $11,850,000 | 3,836 |
| Perpetual preferred stock | $0 | 178 |
| Common stock | $1,098,000 | 2,876 |
| Surplus | $4,999,000 | 3,054 |
| Undivided profits | $5,753,000 | 4,006 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $876,000 | 2,560 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,385 |
| Income earned, not collected on loans | $567,000 | 4,673 |
| Earning assets | $169,469,000 | 2,617 |
| Long-term assets (5+ years) | $8,001,000 | 5,064 |
| Average Assets, year-to-date | $167,332,800 | 2,725 |
| Average Assets, quarterly | $178,698,000 | 2,659 |
| Volatile liabilities | $24,970,000 | 3,090 |
| Insider loans | $850,000 | 4,265 |
| FHLB advances | $0 | 771 |
| Loans and leases held for sale | $0 | 1,442 |
| Unused loan commitments | $26,724,000 | 1,897 |
| Tier 1 (core) risk-based capital | $11,850,000 | 3,698 |
| Tier 2 risk-based capital | $928,000 | 3,491 |
| Total risk weighted assets | $119,350,400 | 2,649 |
| Total unused commitments | $26,724,000 | 1,899 |
| Derivatives | $0 | 481 |
| 1999-12-31 | Rank | |
| # of Employees: | 89 | 1,943 |
| Assets and Liabilities | ||
| Total Assets: | $170,226,000 | 2,761 |
| Cash and due from depository institutions | $21,755,000 | 1,943 |
| Interest-bearing balances | $9,690,000 | 411 |
| Securities | $44,300,000 | 2,550 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,825 |
| Net loans & leases | $99,991,000 | 2,918 |
| Loan loss allowance | $844,000 | 3,922 |
| Trading account assets | $0 | 165 |
| Bank premises and fixed assets | $2,791,000 | 3,038 |
| Other real estate owned | $236,000 | 1,943 |
| Goodwill and other intangibles | $0 | 3,276 |
| All other assets | $1,153,000 | 5,721 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $170,226,000 | 2,761 |
| Total liabilities | $159,265,000 | 2,685 |
| Total deposits | $147,913,000 | 2,589 |
| Interest-bearing deposits | $122,356,000 | 2,688 |
| Deposits held in domestic offices | $147,913,000 | 2,585 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 4,093 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $10,191,000 | 1,981 |
| Subordinated debt | $0 | 242 |
| All other liabilities | $1,161,000 | 2,895 |
| Total equity capital | $10,961,000 | 3,938 |
| Total bank equity capital | $10,961,000 | 3,938 |
| Perpetual preferred stock | $0 | 193 |
| Common stock | $1,098,000 | 2,944 |
| Surplus | $4,999,000 | 3,020 |
| Undivided profits | $4,864,000 | 4,268 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $530,000 | 3,531 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,502 |
| Income earned, not collected on loans | $455,000 | 4,912 |
| Earning assets | $153,981,000 | 2,770 |
| Long-term assets (5+ years) | $3,483,000 | 6,929 |
| Average Assets, year-to-date | $147,205,600 | 3,024 |
| Average Assets, quarterly | $158,686,500 | 2,897 |
| Volatile liabilities | $17,267,000 | 3,843 |
| Insider loans | $322,000 | 6,347 |
| FHLB advances | $0 | 802 |
| Loans and leases held for sale | $0 | 1,487 |
| Unused loan commitments | $22,554,000 | 2,162 |
| Tier 1 (core) risk-based capital | $10,961,000 | 3,935 |
| Tier 2 risk-based capital | $844,000 | 3,629 |
| Total risk weighted assets | $101,641,300 | 2,934 |
| Total unused commitments | $22,554,000 | 2,166 |
| Derivatives | $0 | 488 |
| 1998-12-31 | Rank | |
| # of Employees: | 83 | 2,103 |
| Assets and Liabilities | ||
| Total Assets: | $137,517,000 | 3,280 |
| Cash and due from depository institutions | $9,498,000 | 2,103 |
| Interest-bearing balances | $3,000 | 6,581 |
| Securities | $35,669,000 | 3,127 |
| Federal funds sold & reverse repurchase agreements | $3,650,000 | 4,303 |
| Net loans & leases | $84,664,000 | 3,205 |
| Loan loss allowance | $764,000 | 4,171 |
| Trading account assets | $0 | 197 |
| Bank premises and fixed assets | $2,489,000 | 3,241 |
| Other real estate owned | $188,000 | 2,103 |
| Goodwill and other intangibles | $0 | 3,445 |
| All other assets | $1,359,000 | 4,825 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $137,517,000 | 3,280 |
| Total liabilities | $127,261,000 | 3,185 |
| Total deposits | $126,224,000 | 2,998 |
| Interest-bearing deposits | $103,327,000 | 3,114 |
| Deposits held in domestic offices | $126,224,000 | 2,994 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,214 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $0 | 5,274 |
| Subordinated debt | $0 | 255 |
| All other liabilities | $1,037,000 | 3,415 |
| Total equity capital | $10,256,000 | 4,236 |
| Total bank equity capital | $10,256,000 | 4,236 |
| Perpetual preferred stock | $0 | 199 |
| Common stock | $1,098,000 | 2,943 |
| Surplus | $4,999,000 | 2,871 |
| Undivided profits | $4,159,000 | 4,971 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $282,000 | 5,324 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,642 |
| Income earned, not collected on loans | $410,000 | 5,362 |
| Earning assets | $123,986,000 | 3,343 |
| Long-term assets (5+ years) | $2,141,000 | 7,656 |
| Average Assets, year-to-date | $128,191,000 | 3,334 |
| Average Assets, quarterly | $133,055,500 | 3,336 |
| Volatile liabilities | $15,212,000 | 3,755 |
| Insider loans | $327,000 | 6,262 |
| FHLB advances | $0 | 740 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $22,060,000 | 2,109 |
| Tier 1 (core) risk-based capital | $10,256,000 | 4,070 |
| Tier 2 risk-based capital | $764,000 | 3,810 |
| Total risk weighted assets | $83,480,300 | 3,312 |
| Total unused commitments | $22,060,000 | 2,115 |
| Derivatives | $0 | 527 |
| 1997-12-31 | Rank | |
| # of Employees: | 75 | 2,386 |
| Assets and Liabilities | ||
| Total Assets: | $124,325,000 | 3,539 |
| Cash and due from depository institutions | $9,878,000 | 2,386 |
| Interest-bearing balances | $6,000 | 6,314 |
| Securities | $35,278,000 | 3,167 |
| Federal funds sold & reverse repurchase agreements | $4,075,000 | 3,172 |
| Net loans & leases | $71,522,000 | 3,753 |
| Loan loss allowance | $758,000 | 4,217 |
| Trading account assets | $0 | 203 |
| Bank premises and fixed assets | $2,296,000 | 3,399 |
| Other real estate owned | $108,000 | 2,386 |
| Goodwill and other intangibles | $0 | 3,571 |
| All other assets | $1,168,000 | 5,422 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $124,325,000 | 3,539 |
| Total liabilities | $114,594,000 | 3,459 |
| Total deposits | $113,396,000 | 3,271 |
| Interest-bearing deposits | $91,719,000 | 3,472 |
| Deposits held in domestic offices | $113,396,000 | 3,265 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,723 |
| Trading liabilities | $0 | 80 |
| Other borrowed funds | $0 | 5,103 |
| Subordinated debt | $0 | 260 |
| All other liabilities | $1,198,000 | 3,078 |
| Total equity capital | $9,731,000 | 4,412 |
| Total bank equity capital | $9,731,000 | 4,412 |
| Perpetual preferred stock | $0 | 223 |
| Common stock | $1,098,000 | 3,011 |
| Surplus | $4,999,000 | 2,794 |
| Undivided profits | $3,634,000 | 5,454 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $365,000 | 4,853 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $38,000 | 1,328 |
| Income earned, not collected on loans | $458,000 | 5,107 |
| Earning assets | $110,881,000 | 3,648 |
| Long-term assets (5+ years) | $2,241,000 | 7,513 |
| Average Assets, year-to-date | $116,425,400 | 3,610 |
| Average Assets, quarterly | $118,078,500 | 3,685 |
| Volatile liabilities | $16,122,000 | 3,556 |
| Insider loans | $86,000 | 8,600 |
| FHLB advances | $0 | 780 |
| Loans and leases held for sale | $0 | 1,579 |
| Unused loan commitments | $16,990,000 | 2,387 |
| Tier 1 (core) risk-based capital | $9,731,000 | 4,272 |
| Tier 2 risk-based capital | $758,000 | 3,716 |
| Total risk weighted assets | $67,526,000 | 3,944 |
| Total unused commitments | $16,990,000 | 2,392 |
| Derivatives | $0 | 533 |
| 1996-12-31 | Rank | |
| # of Employees: | 83 | 2,260 |
| Assets and Liabilities | ||
| Total Assets: | $116,887,000 | 3,822 |
| Cash and due from depository institutions | $8,587,000 | 2,260 |
| Interest-bearing balances | $6,000 | 6,345 |
| Securities | $36,763,000 | 3,294 |
| Federal funds sold & reverse repurchase agreements | $4,750,000 | 2,720 |
| Net loans & leases | $63,413,000 | 4,184 |
| Loan loss allowance | $978,000 | 3,581 |
| Trading account assets | $0 | 240 |
| Bank premises and fixed assets | $1,937,000 | 3,875 |
| Other real estate owned | $96,000 | 2,260 |
| Goodwill and other intangibles | $0 | 3,437 |
| All other assets | $1,341,000 | 5,036 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $116,887,000 | 3,822 |
| Total liabilities | $107,826,000 | 3,731 |
| Total deposits | $106,087,000 | 3,576 |
| Interest-bearing deposits | $88,729,000 | 3,678 |
| Deposits held in domestic offices | $106,087,000 | 3,564 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,907 |
| Trading liabilities | $0 | 97 |
| Other borrowed funds | $0 | 5,299 |
| Subordinated debt | $0 | 298 |
| All other liabilities | $1,739,000 | 2,287 |
| Total equity capital | $9,061,000 | 4,718 |
| Total bank equity capital | $9,061,000 | 4,718 |
| Perpetual preferred stock | $0 | 250 |
| Common stock | $1,098,000 | 3,217 |
| Surplus | $4,999,000 | 2,876 |
| Undivided profits | $2,964,000 | 6,104 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $336,000 | 5,307 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $10,000 | 1,655 |
| Income earned, not collected on loans | $432,000 | 5,294 |
| Earning assets | $104,932,000 | 3,911 |
| Long-term assets (5+ years) | $1,249,000 | 8,507 |
| Average Assets, year-to-date | $109,602,400 | 3,905 |
| Average Assets, quarterly | $111,468,000 | 3,966 |
| Volatile liabilities | $15,195,000 | 3,577 |
| Insider loans | $168,000 | 8,026 |
| FHLB advances | $0 | 882 |
| Loans and leases held for sale | $0 | 1,560 |
| Unused loan commitments | $13,660,000 | 2,712 |
| Tier 1 (core) risk-based capital | $9,061,000 | 4,613 |
| Tier 2 risk-based capital | $736,480 | 3,904 |
| Total risk weighted assets | $58,677,180 | 4,463 |
| Total unused commitments | $13,660,000 | 2,725 |
| Derivatives | $0 | 549 |
| 1995-12-31 | Rank | |
| # of Employees: | 71 | 2,746 |
| Assets and Liabilities | ||
| Total Assets: | $109,875,000 | 4,048 |
| Cash and due from depository institutions | $10,243,000 | 2,746 |
| Interest-bearing balances | $17,000 | 6,242 |
| Securities | $29,930,000 | 4,074 |
| Federal funds sold & reverse repurchase agreements | $7,950,000 | 1,850 |
| Net loans & leases | $58,608,000 | 4,365 |
| Loan loss allowance | $1,014,000 | 3,486 |
| Trading account assets | $0 | 261 |
| Bank premises and fixed assets | $2,011,000 | 3,686 |
| Other real estate owned | $72,000 | 2,746 |
| Goodwill and other intangibles | $0 | 3,181 |
| All other assets | $1,061,000 | 6,129 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $109,875,000 | 4,048 |
| Total liabilities | $101,447,000 | 3,951 |
| Total deposits | $100,327,000 | 3,797 |
| Interest-bearing deposits | $83,181,000 | 3,950 |
| Deposits held in domestic offices | $100,327,000 | 3,788 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,736 |
| Trading liabilities | $0 | 110 |
| Other borrowed funds | $0 | 5,136 |
| Subordinated debt | $0 | 337 |
| All other liabilities | $1,120,000 | 3,301 |
| Total equity capital | $8,428,000 | 5,010 |
| Total bank equity capital | $8,428,000 | 5,010 |
| Perpetual preferred stock | $0 | 288 |
| Common stock | $1,098,000 | 3,352 |
| Surplus | $2,499,000 | 4,825 |
| Undivided profits | $4,831,000 | 4,629 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $472,000 | 4,416 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $8,000 | 1,582 |
| Income earned, not collected on loans | $419,000 | 5,551 |
| Earning assets | $96,505,000 | 4,226 |
| Long-term assets (5+ years) | $1,994,000 | 7,907 |
| Average Assets, year-to-date | $99,625,600 | 4,261 |
| Average Assets, quarterly | $104,342,000 | 4,203 |
| Volatile liabilities | $18,226,000 | 2,849 |
| Insider loans | $116,000 | 8,946 |
| FHLB advances | $0 | 855 |
| Loans and leases held for sale | $0 | 1,606 |
| Unused loan commitments | $8,614,000 | 3,607 |
| Tier 1 (core) risk-based capital | $8,428,000 | 4,876 |
| Tier 2 risk-based capital | $682,460 | 4,120 |
| Total risk weighted assets | $54,264,960 | 4,711 |
| Total unused commitments | $8,614,000 | 3,620 |
| Derivatives | $0 | 628 |
| 1994-12-31 | Rank | |
| # of Employees: | 62 | 3,273 |
| Assets and Liabilities | ||
| Total Assets: | $94,435,000 | 4,601 |
| Cash and due from depository institutions | $5,932,000 | 3,273 |
| Interest-bearing balances | $0 | 7,034 |
| Securities | $31,545,000 | 4,105 |
| Federal funds sold & reverse repurchase agreements | $0 | 8,397 |
| Net loans & leases | $53,812,000 | 4,623 |
| Loan loss allowance | $1,074,000 | 3,363 |
| Trading account assets | $0 | 286 |
| Bank premises and fixed assets | $1,904,000 | 3,810 |
| Other real estate owned | $134,000 | 3,273 |
| Goodwill and other intangibles | $0 | 3,133 |
| All other assets | $1,108,000 | 6,258 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $94,435,000 | 4,601 |
| Total liabilities | $86,564,000 | 4,566 |
| Total deposits | $84,206,000 | 4,448 |
| Interest-bearing deposits | $68,771,000 | 4,639 |
| Deposits held in domestic offices | $84,206,000 | 4,437 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $1,700,000 | 2,811 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $0 | 5,375 |
| Subordinated debt | $0 | 372 |
| All other liabilities | $658,000 | 4,248 |
| Total equity capital | $7,871,000 | 5,013 |
| Total bank equity capital | $7,871,000 | 5,013 |
| Perpetual preferred stock | $0 | 310 |
| Common stock | $1,098,000 | 3,484 |
| Surplus | $2,499,000 | 4,807 |
| Undivided profits | $4,274,000 | 4,711 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $160,000 | 7,365 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $38,000 | 1,170 |
| Income earned, not collected on loans | $329,000 | 6,094 |
| Earning assets | $85,357,000 | 4,657 |
| Long-term assets (5+ years) | $2,290,000 | 8,003 |
| Average Assets, year-to-date | $93,925,000 | 4,527 |
| Average Assets, quarterly | $93,654,500 | 4,603 |
| Volatile liabilities | $13,030,000 | 3,568 |
| Insider loans | $625,000 | 5,002 |
| FHLB advances | $0 | 993 |
| Loans and leases held for sale | $0 | 1,430 |
| Unused loan commitments | $6,839,000 | 4,056 |
| Tier 1 (core) risk-based capital | $7,871,000 | 5,073 |
| Tier 2 risk-based capital | $579,160 | 4,680 |
| Total risk weighted assets | $45,837,660 | 5,312 |
| Total unused commitments | $6,839,000 | 4,063 |
| Derivatives | $0 | 687 |
| 1993-12-31 | Rank | |
| # of Employees: | 62 | 3,382 |
| Assets and Liabilities | ||
| Total Assets: | $94,401,000 | 4,703 |
| Cash and due from depository institutions | $8,453,000 | 3,382 |
| Interest-bearing balances | $0 | 7,655 |
| Securities | $37,004,000 | 3,711 |
| Federal funds sold & reverse repurchase agreements | $2,900,000 | 4,521 |
| Net loans & leases | $43,280,000 | 5,375 |
| Loan loss allowance | $1,000,000 | 3,698 |
| Trading account assets | $0 | 330 |
| Bank premises and fixed assets | $1,499,000 | 4,672 |
| Other real estate owned | $214,000 | 3,382 |
| Goodwill and other intangibles | $0 | 3,091 |
| All other assets | $1,051,000 | 5,869 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $94,401,000 | 4,703 |
| Total liabilities | $87,358,000 | 4,611 |
| Total deposits | $86,922,000 | 4,455 |
| Interest-bearing deposits | $74,713,000 | 4,471 |
| Deposits held in domestic offices | $86,922,000 | 4,448 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,944 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $0 | 5,027 |
| Subordinated debt | $0 | 413 |
| All other liabilities | $436,000 | 5,889 |
| Total equity capital | $7,043,000 | 5,575 |
| Total bank equity capital | $7,043,000 | 5,575 |
| Perpetual preferred stock | $0 | 343 |
| Common stock | $1,098,000 | 3,589 |
| Surplus | $2,499,000 | 4,765 |
| Undivided profits | $3,446,000 | 5,649 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $210,000 | 7,418 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $32,000 | 1,313 |
| Income earned, not collected on loans | $247,000 | 7,054 |
| Earning assets | $83,184,000 | 4,855 |
| Long-term assets (5+ years) | $4,503,000 | 6,725 |
| Average Assets, year-to-date | $89,772,200 | 4,808 |
| Average Assets, quarterly | $90,985,000 | 4,822 |
| Volatile liabilities | $5,348,000 | 6,285 |
| Insider loans | $390,000 | 6,481 |
| FHLB advances | $0 | 821 |
| Loans and leases held for sale | $350,000 | 1,331 |
| Unused loan commitments | $3,897,000 | 5,595 |
| Tier 1 (core) risk-based capital | $7,043,000 | 5,494 |
| Tier 2 risk-based capital | $503,560 | 5,238 |
| Total risk weighted assets | $39,788,060 | 5,913 |
| Total unused commitments | $3,897,000 | 5,616 |
| Derivatives | $0 | 714 |
| 1992-12-31 | Rank | |
| # of Employees: | 47 | 4,481 |
| Assets and Liabilities | ||
| Total Assets: | $87,983,000 | 5,069 |
| Cash and due from depository institutions | $9,971,000 | 4,481 |
| Interest-bearing balances | $0 | 8,059 |
| Securities | $36,466,000 | 3,747 |
| Federal funds sold & reverse repurchase agreements | $1,850,000 | 6,762 |
| Net loans & leases | $37,119,000 | 6,079 |
| Loan loss allowance | $868,000 | 4,202 |
| Trading account assets | $0 | 344 |
| Bank premises and fixed assets | $1,238,000 | 5,387 |
| Other real estate owned | $423,000 | 4,481 |
| Goodwill and other intangibles | $0 | 3,106 |
| All other assets | $916,000 | 6,762 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $87,983,000 | 5,069 |
| Total liabilities | $81,828,000 | 4,980 |
| Total deposits | $81,386,000 | 4,837 |
| Interest-bearing deposits | $61,449,000 | 5,475 |
| Deposits held in domestic offices | $81,386,000 | 4,829 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,764 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $0 | 5,085 |
| Subordinated debt | $0 | 482 |
| All other liabilities | $442,000 | 6,386 |
| Total equity capital | $6,155,000 | 6,020 |
| Total bank equity capital | $6,155,000 | 6,020 |
| Perpetual preferred stock | $0 | 346 |
| Common stock | $1,098,000 | 3,750 |
| Surplus | $2,499,000 | 4,698 |
| Undivided profits | $2,558,000 | 6,543 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $376,000 | 6,557 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1 |
| Income earned, not collected on loans | $260,000 | 7,323 |
| Earning assets | $75,435,000 | 5,337 |
| Long-term assets (5+ years) | $7,674,000 | 5,106 |
| Average Assets, year-to-date | $77,682,200 | 5,495 |
| Average Assets, quarterly | $82,814,000 | 5,283 |
| Volatile liabilities | $4,589,000 | 6,912 |
| Insider loans | $87,000 | 6,063 |
| FHLB advances | $0 | 832 |
| Loans and leases held for sale | $0 | 1,207 |
| Unused loan commitments | $1,348,000 | 8,410 |
| Tier 1 (core) risk-based capital | $6,155,000 | 5,933 |
| Tier 2 risk-based capital | $460,010 | 5,598 |
| Total risk weighted assets | $36,392,410 | 6,376 |
| Total unused commitments | $1,348,000 | 8,436 |
| Derivatives | $0 | 651 |