Home > American Founders Bank, Inc. > Income and Expense
American Founders Bank, Inc., Income and Expense
| 2018-09-30 (YTD Data) | Rank | |
| Total interest income | $3,715,000 | 3,792 |
| Total interest expense | $793,000 | 2,770 |
| Net interest income | $2,922,000 | 3,975 |
| Provision for loan and lease losses | $0 | 3,948 |
| Total noninterest income | $337,000 | 3,951 |
| Gross Fiduciary activities income | $0 | 1,048 |
| Service charges on deposit accounts | $109,000 | 3,731 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $228,000 | 3,687 |
| Total noninterest expense | $2,905,000 | 3,566 |
| Salaries and employee benefits | $1,196,000 | 4,091 |
| Premises and equipment expense | $458,000 | 2,820 |
| Additional noninterest expense | $1,251,000 | 2,950 |
| Pre-tax net operating income | $354,000 | 4,766 |
| Securities gains (losses) | $30,000 | 505 |
| Applicable income taxes | $0 | 4,032 |
| Income before extraordinary items | $384,000 | 4,631 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $384,000 | 4,629 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $384,000 | 4,630 |
| Net charge-offs | $-139,000 | 5,182 |
| Cash dividends | $0 | 3,618 |
| Sale, conversion, retirement of capital stock, net | $0 | 633 |
| Net operating income | $354,000 | 4,686 |
| 2018-06-30 (YTD Data) | Rank | |
| Total interest income | $2,470,000 | 3,787 |
| Total interest expense | $508,000 | 2,774 |
| Net interest income | $1,962,000 | 3,977 |
| Provision for loan and lease losses | $0 | 3,782 |
| Total noninterest income | $149,000 | 4,398 |
| Gross Fiduciary activities income | $0 | 1,037 |
| Service charges on deposit accounts | $74,000 | 3,728 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $75,000 | 4,390 |
| Total noninterest expense | $2,019,000 | 3,497 |
| Salaries and employee benefits | $825,000 | 4,067 |
| Premises and equipment expense | $304,000 | 2,844 |
| Additional noninterest expense | $890,000 | 2,824 |
| Pre-tax net operating income | $92,000 | 5,176 |
| Securities gains (losses) | $30,000 | 406 |
| Applicable income taxes | $0 | 4,018 |
| Income before extraordinary items | $122,000 | 5,046 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $122,000 | 5,045 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $122,000 | 5,045 |
| Net charge-offs | $-101,000 | 5,200 |
| Cash dividends | $0 | 3,485 |
| Sale, conversion, retirement of capital stock, net | $0 | 620 |
| Net operating income | $92,000 | 5,134 |
| 2018-03-31 (YTD Data) | Rank | |
| Total interest income | $1,224,000 | 3,816 |
| Total interest expense | $242,000 | 2,800 |
| Net interest income | $982,000 | 3,998 |
| Provision for loan and lease losses | $0 | 3,508 |
| Total noninterest income | $40,000 | 4,930 |
| Gross Fiduciary activities income | $0 | 1,003 |
| Service charges on deposit accounts | $39,000 | 3,676 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,000 | 5,459 |
| Total noninterest expense | $1,006,000 | 3,546 |
| Salaries and employee benefits | $426,000 | 4,054 |
| Premises and equipment expense | $153,000 | 2,883 |
| Additional noninterest expense | $427,000 | 2,942 |
| Pre-tax net operating income | $16,000 | 5,336 |
| Securities gains (losses) | $30,000 | 282 |
| Applicable income taxes | $0 | 3,948 |
| Income before extraordinary items | $46,000 | 5,162 |
| Extraordinary gains, net | $0 | 7 |
| Net income | $46,000 | 5,161 |
| Minority interest net income | $0 | 52 |
| Net income of bank and minority interests. | $46,000 | 5,162 |
| Net charge-offs | $-120,000 | 5,415 |
| Cash dividends | $0 | 2,774 |
| Sale, conversion, retirement of capital stock, net | $0 | 580 |
| Net operating income | $16,000 | 5,323 |
| 2017-12-31 (YTD Data) | Rank | |
| Total interest income | $4,986,000 | 3,756 |
| Total interest expense | $960,000 | 2,602 |
| Net interest income | $4,026,000 | 3,924 |
| Provision for loan and lease losses | $110,000 | 2,978 |
| Total noninterest income | $371,000 | 4,277 |
| Gross Fiduciary activities income | $0 | 1,137 |
| Service charges on deposit accounts | $163,000 | 3,731 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $208,000 | 4,171 |
| Total noninterest expense | $4,293,000 | 3,426 |
| Salaries and employee benefits | $1,659,000 | 4,099 |
| Premises and equipment expense | $640,000 | 2,819 |
| Additional noninterest expense | $1,994,000 | 2,655 |
| Pre-tax net operating income | $-6,000 | 5,447 |
| Securities gains (losses) | $0 | 2,243 |
| Applicable income taxes | $0 | 4,135 |
| Income before extraordinary items | $-6,000 | 5,370 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $-6,000 | 5,370 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $-6,000 | 5,370 |
| Net charge-offs | $86,000 | 2,569 |
| Cash dividends | $0 | 4,147 |
| Sale, conversion, retirement of capital stock, net | $0 | 711 |
| Net operating income | $-6,000 | 5,368 |
| 2017-09-30 (YTD Data) | Rank | |
| Total interest income | $3,450,000 | 3,913 |
| Total interest expense | $695,000 | 2,658 |
| Net interest income | $2,755,000 | 4,136 |
| Provision for loan and lease losses | $110,000 | 2,569 |
| Total noninterest income | $302,000 | 4,241 |
| Gross Fiduciary activities income | $0 | 1,093 |
| Service charges on deposit accounts | $123,000 | 3,745 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $179,000 | 4,092 |
| Total noninterest expense | $3,239,000 | 3,414 |
| Salaries and employee benefits | $1,266,000 | 4,095 |
| Premises and equipment expense | $478,000 | 2,842 |
| Additional noninterest expense | $1,495,000 | 2,670 |
| Pre-tax net operating income | $-292,000 | 5,626 |
| Securities gains (losses) | $0 | 2,274 |
| Applicable income taxes | $0 | 4,172 |
| Income before extraordinary items | $-292,000 | 5,626 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $-292,000 | 5,626 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $-292,000 | 5,626 |
| Net charge-offs | $48,000 | 2,490 |
| Cash dividends | $0 | 3,705 |
| Sale, conversion, retirement of capital stock, net | $0 | 677 |
| Net operating income | $-292,000 | 5,626 |
| 2017-06-30 (YTD Data) | Rank | |
| Total interest income | $2,192,000 | 4,019 |
| Total interest expense | $430,000 | 2,740 |
| Net interest income | $1,762,000 | 4,217 |
| Provision for loan and lease losses | $100,000 | 2,230 |
| Total noninterest income | $239,000 | 4,036 |
| Gross Fiduciary activities income | $0 | 1,079 |
| Service charges on deposit accounts | $91,000 | 3,601 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $148,000 | 3,863 |
| Total noninterest expense | $2,126,000 | 3,468 |
| Salaries and employee benefits | $871,000 | 4,063 |
| Premises and equipment expense | $320,000 | 2,844 |
| Additional noninterest expense | $935,000 | 2,796 |
| Pre-tax net operating income | $-225,000 | 5,674 |
| Securities gains (losses) | $0 | 1,906 |
| Applicable income taxes | $0 | 4,189 |
| Income before extraordinary items | $-225,000 | 5,670 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $-225,000 | 5,670 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $-225,000 | 5,670 |
| Net charge-offs | $26,000 | 2,438 |
| Cash dividends | $0 | 3,544 |
| Sale, conversion, retirement of capital stock, net | $0 | 659 |
| Net operating income | $-225,000 | 5,669 |
| 2017-03-31 (YTD Data) | Rank | |
| Total interest income | $1,092,000 | 4,042 |
| Total interest expense | $204,000 | 2,814 |
| Net interest income | $888,000 | 4,214 |
| Provision for loan and lease losses | $0 | 3,537 |
| Total noninterest income | $96,000 | 4,321 |
| Gross Fiduciary activities income | $0 | 1,045 |
| Service charges on deposit accounts | $56,000 | 3,345 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $40,000 | 4,538 |
| Total noninterest expense | $1,014,000 | 3,580 |
| Salaries and employee benefits | $434,000 | 4,110 |
| Premises and equipment expense | $159,000 | 2,892 |
| Additional noninterest expense | $421,000 | 3,017 |
| Pre-tax net operating income | $-30,000 | 5,671 |
| Securities gains (losses) | $0 | 1,153 |
| Applicable income taxes | $0 | 4,086 |
| Income before extraordinary items | $-30,000 | 5,677 |
| Extraordinary gains, net | $0 | 8 |
| Net income | $-30,000 | 5,677 |
| Minority interest net income | $0 | 55 |
| Net income of bank and minority interests. | $-30,000 | 5,677 |
| Net charge-offs | $46,000 | 1,386 |
| Cash dividends | $0 | 2,846 |
| Sale, conversion, retirement of capital stock, net | $0 | 632 |
| Net operating income | $-30,000 | 5,674 |
| 2016-12-31 (YTD Data) | Rank | |
| Total interest income | $4,114,000 | 4,153 |
| Total interest expense | $715,000 | 3,005 |
| Net interest income | $3,399,000 | 4,297 |
| Provision for loan and lease losses | $-55,000 | 5,534 |
| Total noninterest income | $645,000 | 3,711 |
| Gross Fiduciary activities income | $0 | 1,172 |
| Service charges on deposit accounts | $205,000 | 3,539 |
| Trading account gains and fees | $0 | 170 |
| Additional Noninterest Income | $440,000 | 3,428 |
| Total noninterest expense | $4,572,000 | 3,371 |
| Salaries and employee benefits | $1,844,000 | 3,978 |
| Premises and equipment expense | $566,000 | 3,130 |
| Additional noninterest expense | $2,162,000 | 2,616 |
| Pre-tax net operating income | $-473,000 | 5,781 |
| Securities gains (losses) | $0 | 3,212 |
| Applicable income taxes | $0 | 4,278 |
| Income before extraordinary items | $-473,000 | 5,792 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $-473,000 | 5,791 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $-473,000 | 5,791 |
| Net charge-offs | $463,000 | 1,135 |
| Cash dividends | $0 | 4,239 |
| Sale, conversion, retirement of capital stock, net | $0 | 759 |
| Net operating income | $-473,000 | 5,783 |
| 2016-09-30 (YTD Data) | Rank | |
| Total interest income | $2,876,000 | 4,313 |
| Total interest expense | $528,000 | 3,032 |
| Net interest income | $2,348,000 | 4,476 |
| Provision for loan and lease losses | $-55,000 | 5,692 |
| Total noninterest income | $334,000 | 4,271 |
| Gross Fiduciary activities income | $0 | 1,132 |
| Service charges on deposit accounts | $165,000 | 3,467 |
| Trading account gains and fees | $0 | 169 |
| Additional Noninterest Income | $169,000 | 4,290 |
| Total noninterest expense | $3,303,000 | 3,452 |
| Salaries and employee benefits | $1,351,000 | 4,027 |
| Premises and equipment expense | $404,000 | 3,245 |
| Additional noninterest expense | $1,548,000 | 2,709 |
| Pre-tax net operating income | $-566,000 | 5,887 |
| Securities gains (losses) | $0 | 3,160 |
| Applicable income taxes | $0 | 4,325 |
| Income before extraordinary items | $-566,000 | 5,893 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $-566,000 | 5,893 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $-566,000 | 5,893 |
| Net charge-offs | $483,000 | 817 |
| Cash dividends | $0 | 3,792 |
| Sale, conversion, retirement of capital stock, net | $0 | 719 |
| Net operating income | $-566,000 | 5,889 |
| 2016-06-30 (YTD Data) | Rank | |
| Total interest income | $1,942,000 | 4,318 |
| Total interest expense | $350,000 | 3,060 |
| Net interest income | $1,592,000 | 4,476 |
| Provision for loan and lease losses | $-55,000 | 5,818 |
| Total noninterest income | $201,000 | 4,402 |
| Gross Fiduciary activities income | $0 | 1,122 |
| Service charges on deposit accounts | $80,000 | 3,914 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $121,000 | 4,242 |
| Total noninterest expense | $2,236,000 | 3,441 |
| Salaries and employee benefits | $917,000 | 4,026 |
| Premises and equipment expense | $255,000 | 3,368 |
| Additional noninterest expense | $1,064,000 | 2,664 |
| Pre-tax net operating income | $-388,000 | 5,962 |
| Securities gains (losses) | $0 | 2,835 |
| Applicable income taxes | $0 | 4,338 |
| Income before extraordinary items | $-388,000 | 5,967 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $-388,000 | 5,966 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $-388,000 | 5,966 |
| Net charge-offs | $-12,000 | 5,029 |
| Cash dividends | $0 | 3,654 |
| Sale, conversion, retirement of capital stock, net | $0 | 705 |
| Net operating income | $-388,000 | 5,957 |
| 2016-03-31 (YTD Data) | Rank | |
| Total interest income | $944,000 | 4,405 |
| Total interest expense | $171,000 | 3,105 |
| Net interest income | $773,000 | 4,566 |
| Provision for loan and lease losses | $0 | 3,656 |
| Total noninterest income | $180,000 | 3,530 |
| Gross Fiduciary activities income | $0 | 1,076 |
| Service charges on deposit accounts | $42,000 | 3,837 |
| Trading account gains and fees | $0 | 142 |
| Additional Noninterest Income | $138,000 | 3,085 |
| Total noninterest expense | $1,115,000 | 3,466 |
| Salaries and employee benefits | $486,000 | 3,944 |
| Premises and equipment expense | $140,000 | 3,213 |
| Additional noninterest expense | $489,000 | 2,815 |
| Pre-tax net operating income | $-162,000 | 5,994 |
| Securities gains (losses) | $0 | 2,077 |
| Applicable income taxes | $0 | 4,259 |
| Income before extraordinary items | $-162,000 | 5,997 |
| Extraordinary gains, net | $0 | 12 |
| Net income | $-162,000 | 5,996 |
| Minority interest net income | $0 | 62 |
| Net income of bank and minority interests. | $-162,000 | 5,996 |
| Net charge-offs | $27,000 | 1,801 |
| Cash dividends | $0 | 2,895 |
| Sale, conversion, retirement of capital stock, net | $0 | 659 |
| Net operating income | $-162,000 | 5,993 |
| 2015-12-31 (YTD Data) | Rank | |
| Total interest income | $9,239,000 | 2,539 |
| Total interest expense | $1,561,000 | 1,718 |
| Net interest income | $7,678,000 | 2,680 |
| Provision for loan and lease losses | $-697,000 | 5,994 |
| Total noninterest income | $7,142,000 | 875 |
| Gross Fiduciary activities income | $0 | 1,209 |
| Service charges on deposit accounts | $292,000 | 3,079 |
| Trading account gains and fees | $0 | 159 |
| Additional Noninterest Income | $6,850,000 | 645 |
| Total noninterest expense | $9,746,000 | 1,945 |
| Salaries and employee benefits | $3,637,000 | 2,654 |
| Premises and equipment expense | $1,176,000 | 1,922 |
| Additional noninterest expense | $4,933,000 | 1,284 |
| Pre-tax net operating income | $5,771,000 | 1,402 |
| Securities gains (losses) | $-79,000 | 6,061 |
| Applicable income taxes | $0 | 4,402 |
| Income before extraordinary items | $5,692,000 | 1,226 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $5,692,000 | 1,226 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $5,692,000 | 1,226 |
| Net charge-offs | $223,000 | 1,884 |
| Cash dividends | $0 | 4,291 |
| Sale, conversion, retirement of capital stock, net | $-4,950,000 | 6,167 |
| Net operating income | $5,771,000 | 1,184 |
| 2015-09-30 (YTD Data) | Rank | |
| Total interest income | $7,633,000 | 2,352 |
| Total interest expense | $1,303,000 | 1,586 |
| Net interest income | $6,330,000 | 2,478 |
| Provision for loan and lease losses | $0 | 4,232 |
| Total noninterest income | $1,363,000 | 2,243 |
| Gross Fiduciary activities income | $0 | 1,169 |
| Service charges on deposit accounts | $235,000 | 2,966 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $1,128,000 | 1,868 |
| Total noninterest expense | $7,311,000 | 1,943 |
| Salaries and employee benefits | $2,751,000 | 2,650 |
| Premises and equipment expense | $923,000 | 1,864 |
| Additional noninterest expense | $3,637,000 | 1,297 |
| Pre-tax net operating income | $382,000 | 5,032 |
| Securities gains (losses) | $-83,000 | 6,177 |
| Applicable income taxes | $0 | 4,489 |
| Income before extraordinary items | $299,000 | 5,121 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $299,000 | 5,126 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $299,000 | 5,128 |
| Net charge-offs | $256,000 | 1,325 |
| Cash dividends | $0 | 3,825 |
| Sale, conversion, retirement of capital stock, net | $0 | 773 |
| Net operating income | $382,000 | 4,841 |
| 2015-06-30 (YTD Data) | Rank | |
| Total interest income | $5,166,000 | 2,322 |
| Total interest expense | $897,000 | 1,542 |
| Net interest income | $4,269,000 | 2,456 |
| Provision for loan and lease losses | $0 | 4,069 |
| Total noninterest income | $971,000 | 2,176 |
| Gross Fiduciary activities income | $0 | 1,152 |
| Service charges on deposit accounts | $153,000 | 2,982 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $818,000 | 1,785 |
| Total noninterest expense | $4,968,000 | 1,922 |
| Salaries and employee benefits | $1,899,000 | 2,614 |
| Premises and equipment expense | $608,000 | 1,892 |
| Additional noninterest expense | $2,461,000 | 1,287 |
| Pre-tax net operating income | $272,000 | 4,972 |
| Securities gains (losses) | $-83,000 | 6,267 |
| Applicable income taxes | $0 | 4,497 |
| Income before extraordinary items | $189,000 | 5,171 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $189,000 | 5,173 |
| Minority interest net income | $0 | 75 |
| Net income of bank and minority interests. | $189,000 | 5,175 |
| Net charge-offs | $200,000 | 1,187 |
| Cash dividends | $0 | 3,664 |
| Sale, conversion, retirement of capital stock, net | $0 | 751 |
| Net operating income | $272,000 | 4,750 |
| 2015-03-31 (YTD Data) | Rank | |
| Total interest income | $2,536,000 | 2,352 |
| Total interest expense | $453,000 | 1,533 |
| Net interest income | $2,083,000 | 2,506 |
| Provision for loan and lease losses | $0 | 3,703 |
| Total noninterest income | $600,000 | 1,874 |
| Gross Fiduciary activities income | $0 | 1,118 |
| Service charges on deposit accounts | $74,000 | 3,026 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $526,000 | 1,450 |
| Total noninterest expense | $2,449,000 | 1,938 |
| Salaries and employee benefits | $913,000 | 2,702 |
| Premises and equipment expense | $299,000 | 1,941 |
| Additional noninterest expense | $1,237,000 | 1,272 |
| Pre-tax net operating income | $234,000 | 4,233 |
| Securities gains (losses) | $-83,000 | 6,364 |
| Applicable income taxes | $0 | 4,400 |
| Income before extraordinary items | $151,000 | 4,676 |
| Extraordinary gains, net | $0 | 13 |
| Net income | $151,000 | 4,678 |
| Minority interest net income | $0 | 64 |
| Net income of bank and minority interests. | $151,000 | 4,680 |
| Net charge-offs | $8,000 | 2,565 |
| Cash dividends | $0 | 2,892 |
| Sale, conversion, retirement of capital stock, net | $0 | 697 |
| Net operating income | $234,000 | 3,978 |
| 2014-12-31 (YTD Data) | Rank | |
| Total interest income | $10,103,000 | 2,377 |
| Total interest expense | $1,680,000 | 1,721 |
| Net interest income | $8,423,000 | 2,509 |
| Provision for loan and lease losses | $281,000 | 2,082 |
| Total noninterest income | $1,154,000 | 2,888 |
| Gross Fiduciary activities income | $0 | 1,256 |
| Service charges on deposit accounts | $290,000 | 3,265 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $864,000 | 2,537 |
| Total noninterest expense | $9,872,000 | 1,915 |
| Salaries and employee benefits | $3,753,000 | 2,634 |
| Premises and equipment expense | $1,239,000 | 1,871 |
| Additional noninterest expense | $4,880,000 | 1,326 |
| Pre-tax net operating income | $-576,000 | 6,303 |
| Securities gains (losses) | $-2,000 | 5,864 |
| Applicable income taxes | $0 | 4,531 |
| Income before extraordinary items | $-578,000 | 6,311 |
| Extraordinary gains, net | $0 | 17 |
| Net income | $-578,000 | 6,311 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $-578,000 | 6,311 |
| Net charge-offs | $640,000 | 1,236 |
| Cash dividends | $0 | 4,358 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $-576,000 | 6,308 |
| 2014-09-30 (YTD Data) | Rank | |
| Total interest income | $7,464,000 | 2,422 |
| Total interest expense | $1,238,000 | 1,767 |
| Net interest income | $6,226,000 | 2,555 |
| Provision for loan and lease losses | $275,000 | 1,722 |
| Total noninterest income | $837,000 | 2,966 |
| Gross Fiduciary activities income | $0 | 1,202 |
| Service charges on deposit accounts | $209,000 | 3,384 |
| Trading account gains and fees | $0 | 174 |
| Additional Noninterest Income | $628,000 | 2,582 |
| Total noninterest expense | $7,511,000 | 1,891 |
| Salaries and employee benefits | $2,848,000 | 2,606 |
| Premises and equipment expense | $932,000 | 1,873 |
| Additional noninterest expense | $3,731,000 | 1,305 |
| Pre-tax net operating income | $-723,000 | 6,433 |
| Securities gains (losses) | $0 | 2,980 |
| Applicable income taxes | $0 | 4,583 |
| Income before extraordinary items | $-723,000 | 6,437 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $-723,000 | 6,436 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $-723,000 | 6,436 |
| Net charge-offs | $704,000 | 886 |
| Cash dividends | $0 | 3,845 |
| Sale, conversion, retirement of capital stock, net | $0 | 819 |
| Net operating income | $-723,000 | 6,436 |
| 2014-06-30 (YTD Data) | Rank | |
| Total interest income | $4,966,000 | 2,422 |
| Total interest expense | $799,000 | 1,838 |
| Net interest income | $4,167,000 | 2,541 |
| Provision for loan and lease losses | $275,000 | 1,371 |
| Total noninterest income | $376,000 | 3,600 |
| Gross Fiduciary activities income | $0 | 1,182 |
| Service charges on deposit accounts | $129,000 | 3,504 |
| Trading account gains and fees | $0 | 172 |
| Additional Noninterest Income | $247,000 | 3,312 |
| Total noninterest expense | $4,927,000 | 1,920 |
| Salaries and employee benefits | $1,903,000 | 2,618 |
| Premises and equipment expense | $609,000 | 1,921 |
| Additional noninterest expense | $2,415,000 | 1,332 |
| Pre-tax net operating income | $-659,000 | 6,539 |
| Securities gains (losses) | $0 | 2,580 |
| Applicable income taxes | $0 | 4,568 |
| Income before extraordinary items | $-659,000 | 6,549 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $-659,000 | 6,549 |
| Minority interest net income | $0 | 80 |
| Net income of bank and minority interests. | $-659,000 | 6,549 |
| Net charge-offs | $498,000 | 879 |
| Cash dividends | $0 | 3,668 |
| Sale, conversion, retirement of capital stock, net | $0 | 794 |
| Net operating income | $-659,000 | 6,548 |
| 2014-03-31 (YTD Data) | Rank | |
| Total interest income | $2,463,000 | 2,439 |
| Total interest expense | $393,000 | 1,896 |
| Net interest income | $2,070,000 | 2,544 |
| Provision for loan and lease losses | $0 | 3,817 |
| Total noninterest income | $167,000 | 3,797 |
| Gross Fiduciary activities income | $0 | 1,141 |
| Service charges on deposit accounts | $61,000 | 3,594 |
| Trading account gains and fees | $0 | 147 |
| Additional Noninterest Income | $106,000 | 3,487 |
| Total noninterest expense | $2,451,000 | 1,932 |
| Salaries and employee benefits | $944,000 | 2,652 |
| Premises and equipment expense | $308,000 | 1,934 |
| Additional noninterest expense | $1,199,000 | 1,328 |
| Pre-tax net operating income | $-214,000 | 6,536 |
| Securities gains (losses) | $0 | 1,715 |
| Applicable income taxes | $0 | 4,445 |
| Income before extraordinary items | $-214,000 | 6,541 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $-214,000 | 6,541 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $-214,000 | 6,541 |
| Net charge-offs | $306,000 | 705 |
| Cash dividends | $0 | 2,887 |
| Sale, conversion, retirement of capital stock, net | $0 | 747 |
| Net operating income | $-214,000 | 6,540 |
| 2013-12-31 (YTD Data) | Rank | |
| Total interest income | $11,136,000 | 2,199 |
| Total interest expense | $2,059,000 | 1,654 |
| Net interest income | $9,077,000 | 2,317 |
| Provision for loan and lease losses | $385,000 | 2,154 |
| Total noninterest income | $-653,000 | 6,784 |
| Gross Fiduciary activities income | $0 | 1,299 |
| Service charges on deposit accounts | $278,000 | 3,485 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $-931,000 | 6,778 |
| Total noninterest expense | $10,176,000 | 1,867 |
| Salaries and employee benefits | $3,691,000 | 2,677 |
| Premises and equipment expense | $1,244,000 | 1,855 |
| Additional noninterest expense | $5,241,000 | 1,279 |
| Pre-tax net operating income | $-2,137,000 | 6,668 |
| Securities gains (losses) | $846,000 | 275 |
| Applicable income taxes | $0 | 4,631 |
| Income before extraordinary items | $-1,291,000 | 6,621 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $-1,291,000 | 6,621 |
| Minority interest net income | $0 | 90 |
| Net income of bank and minority interests. | $-1,291,000 | 6,621 |
| Net charge-offs | $1,136,000 | 1,149 |
| Cash dividends | $0 | 4,350 |
| Sale, conversion, retirement of capital stock, net | $0 | 924 |
| Net operating income | $-2,137,000 | 6,669 |
| 2013-09-30 (YTD Data) | Rank | |
| Total interest income | $8,507,000 | 2,170 |
| Total interest expense | $1,630,000 | 1,615 |
| Net interest income | $6,877,000 | 2,283 |
| Provision for loan and lease losses | $385,000 | 1,821 |
| Total noninterest income | $-1,049,000 | 6,876 |
| Gross Fiduciary activities income | $0 | 1,238 |
| Service charges on deposit accounts | $203,000 | 3,569 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $-1,252,000 | 6,875 |
| Total noninterest expense | $7,573,000 | 1,882 |
| Salaries and employee benefits | $2,789,000 | 2,656 |
| Premises and equipment expense | $937,000 | 1,857 |
| Additional noninterest expense | $3,847,000 | 1,306 |
| Pre-tax net operating income | $-2,130,000 | 6,800 |
| Securities gains (losses) | $819,000 | 261 |
| Applicable income taxes | $0 | 4,713 |
| Income before extraordinary items | $-1,311,000 | 6,745 |
| Extraordinary gains, net | $0 | 25 |
| Net income | $-1,311,000 | 6,746 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $-1,311,000 | 6,746 |
| Net charge-offs | $893,000 | 1,091 |
| Cash dividends | $0 | 3,782 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $-2,130,000 | 6,800 |
| 2013-06-30 (YTD Data) | Rank | |
| Total interest income | $5,695,000 | 2,164 |
| Total interest expense | $1,154,000 | 1,546 |
| Net interest income | $4,541,000 | 2,295 |
| Provision for loan and lease losses | $385,000 | 1,416 |
| Total noninterest income | $-1,185,000 | 6,928 |
| Gross Fiduciary activities income | $0 | 1,226 |
| Service charges on deposit accounts | $130,000 | 3,609 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $-1,315,000 | 6,929 |
| Total noninterest expense | $5,156,000 | 1,852 |
| Salaries and employee benefits | $1,952,000 | 2,549 |
| Premises and equipment expense | $624,000 | 1,868 |
| Additional noninterest expense | $2,580,000 | 1,290 |
| Pre-tax net operating income | $-2,185,000 | 6,880 |
| Securities gains (losses) | $824,000 | 220 |
| Applicable income taxes | $0 | 4,679 |
| Income before extraordinary items | $-1,361,000 | 6,853 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $-1,361,000 | 6,854 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $-1,361,000 | 6,854 |
| Net charge-offs | $800,000 | 905 |
| Cash dividends | $0 | 3,564 |
| Sale, conversion, retirement of capital stock, net | $0 | 838 |
| Net operating income | $-2,185,000 | 6,878 |
| 2013-03-31 (YTD Data) | Rank | |
| Total interest income | $2,980,000 | 2,092 |
| Total interest expense | $626,000 | 1,478 |
| Net interest income | $2,354,000 | 2,232 |
| Provision for loan and lease losses | $0 | 4,409 |
| Total noninterest income | $133,000 | 4,391 |
| Gross Fiduciary activities income | $0 | 1,171 |
| Service charges on deposit accounts | $64,000 | 3,631 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $69,000 | 4,306 |
| Total noninterest expense | $2,749,000 | 1,762 |
| Salaries and employee benefits | $1,073,000 | 2,364 |
| Premises and equipment expense | $310,000 | 1,913 |
| Additional noninterest expense | $1,366,000 | 1,204 |
| Pre-tax net operating income | $-262,000 | 6,768 |
| Securities gains (losses) | $830,000 | 130 |
| Applicable income taxes | $0 | 4,602 |
| Income before extraordinary items | $568,000 | 2,345 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $568,000 | 2,347 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $568,000 | 2,347 |
| Net charge-offs | $-232,000 | 6,930 |
| Cash dividends | $0 | 2,726 |
| Sale, conversion, retirement of capital stock, net | $0 | 789 |
| Net operating income | $-262,000 | 6,779 |
| 2012-12-31 (YTD Data) | Rank | |
| Total interest income | $15,563,000 | 1,708 |
| Total interest expense | $3,299,000 | 1,354 |
| Net interest income | $12,264,000 | 1,789 |
| Provision for loan and lease losses | $-491,000 | 6,986 |
| Total noninterest income | $3,346,000 | 1,522 |
| Gross Fiduciary activities income | $0 | 1,334 |
| Service charges on deposit accounts | $436,000 | 2,757 |
| Trading account gains and fees | $0 | 166 |
| Additional Noninterest Income | $2,910,000 | 1,186 |
| Total noninterest expense | $12,580,000 | 1,549 |
| Salaries and employee benefits | $5,607,000 | 1,805 |
| Premises and equipment expense | $1,717,000 | 1,383 |
| Additional noninterest expense | $5,256,000 | 1,294 |
| Pre-tax net operating income | $3,521,000 | 1,813 |
| Securities gains (losses) | $691,000 | 735 |
| Applicable income taxes | $0 | 4,751 |
| Income before extraordinary items | $4,212,000 | 1,391 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $4,212,000 | 1,392 |
| Minority interest net income | $0 | 93 |
| Net income of bank and minority interests. | $4,212,000 | 1,392 |
| Net charge-offs | $881,000 | 1,958 |
| Cash dividends | $0 | 4,373 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,002 |
| Net operating income | $3,521,000 | 1,533 |
| 2012-09-30 (YTD Data) | Rank | |
| Total interest income | $11,996,000 | 1,685 |
| Total interest expense | $2,564,000 | 1,362 |
| Net interest income | $9,432,000 | 1,772 |
| Provision for loan and lease losses | $-491,000 | 7,110 |
| Total noninterest income | $1,974,000 | 1,807 |
| Gross Fiduciary activities income | $0 | 1,274 |
| Service charges on deposit accounts | $334,000 | 2,755 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $1,640,000 | 1,441 |
| Total noninterest expense | $9,519,000 | 1,535 |
| Salaries and employee benefits | $4,382,000 | 1,714 |
| Premises and equipment expense | $1,207,000 | 1,485 |
| Additional noninterest expense | $3,930,000 | 1,293 |
| Pre-tax net operating income | $2,378,000 | 2,062 |
| Securities gains (losses) | $692,000 | 584 |
| Applicable income taxes | $0 | 4,802 |
| Income before extraordinary items | $3,070,000 | 1,455 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $3,070,000 | 1,456 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $3,070,000 | 1,456 |
| Net charge-offs | $901,000 | 1,568 |
| Cash dividends | $0 | 3,773 |
| Sale, conversion, retirement of capital stock, net | $0 | 952 |
| Net operating income | $2,378,000 | 1,717 |
| 2012-06-30 (YTD Data) | Rank | |
| Total interest income | $8,215,000 | 1,660 |
| Total interest expense | $1,765,000 | 1,375 |
| Net interest income | $6,450,000 | 1,727 |
| Provision for loan and lease losses | $-491,000 | 7,191 |
| Total noninterest income | $1,406,000 | 1,704 |
| Gross Fiduciary activities income | $0 | 1,262 |
| Service charges on deposit accounts | $222,000 | 2,736 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $1,184,000 | 1,353 |
| Total noninterest expense | $6,442,000 | 1,521 |
| Salaries and employee benefits | $3,089,000 | 1,634 |
| Premises and equipment expense | $812,000 | 1,459 |
| Additional noninterest expense | $2,541,000 | 1,334 |
| Pre-tax net operating income | $1,905,000 | 1,751 |
| Securities gains (losses) | $704,000 | 401 |
| Applicable income taxes | $0 | 4,770 |
| Income before extraordinary items | $2,609,000 | 1,154 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $2,609,000 | 1,153 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $2,609,000 | 1,153 |
| Net charge-offs | $693,000 | 1,466 |
| Cash dividends | $0 | 3,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 928 |
| Net operating income | $1,905,000 | 1,462 |
| 2012-03-31 (YTD Data) | Rank | |
| Total interest income | $4,202,000 | 1,647 |
| Total interest expense | $916,000 | 1,377 |
| Net interest income | $3,286,000 | 1,686 |
| Provision for loan and lease losses | $-341,000 | 7,258 |
| Total noninterest income | $333,000 | 2,772 |
| Gross Fiduciary activities income | $0 | 1,204 |
| Service charges on deposit accounts | $108,000 | 2,754 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $225,000 | 2,491 |
| Total noninterest expense | $3,270,000 | 1,499 |
| Salaries and employee benefits | $1,608,000 | 1,567 |
| Premises and equipment expense | $385,000 | 1,548 |
| Additional noninterest expense | $1,277,000 | 1,318 |
| Pre-tax net operating income | $690,000 | 2,291 |
| Securities gains (losses) | $615,000 | 227 |
| Applicable income taxes | $0 | 4,704 |
| Income before extraordinary items | $1,305,000 | 1,135 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $1,305,000 | 1,135 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $1,305,000 | 1,135 |
| Net charge-offs | $575,000 | 1,002 |
| Cash dividends | $0 | 2,768 |
| Sale, conversion, retirement of capital stock, net | $0 | 861 |
| Net operating income | $690,000 | 1,926 |
| 2011-12-31 (YTD Data) | Rank | |
| Total interest income | $17,574,000 | 1,614 |
| Total interest expense | $4,813,000 | 1,264 |
| Net interest income | $12,761,000 | 1,762 |
| Provision for loan and lease losses | $1,374,000 | 2,009 |
| Total noninterest income | $-5,457,000 | 7,336 |
| Gross Fiduciary activities income | $0 | 1,311 |
| Service charges on deposit accounts | $504,000 | 2,552 |
| Trading account gains and fees | $0 | 146 |
| Additional Noninterest Income | $-5,961,000 | 7,339 |
| Total noninterest expense | $15,100,000 | 1,300 |
| Salaries and employee benefits | $6,186,000 | 1,584 |
| Premises and equipment expense | $1,686,000 | 1,475 |
| Additional noninterest expense | $7,228,000 | 978 |
| Pre-tax net operating income | $-9,170,000 | 7,195 |
| Securities gains (losses) | $-339,000 | 7,205 |
| Applicable income taxes | $-816,000 | 7,139 |
| Income before extraordinary items | $-8,693,000 | 7,189 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $-8,693,000 | 7,189 |
| Minority interest net income | $0 | 96 |
| Net income of bank and minority interests. | $-8,693,000 | 7,189 |
| Net charge-offs | $4,543,000 | 873 |
| Cash dividends | $0 | 4,207 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,108 |
| Net operating income | $-8,384,510 | 7,175 |
| 2011-09-30 (YTD Data) | Rank | |
| Total interest income | $13,322,000 | 1,617 |
| Total interest expense | $3,781,000 | 1,256 |
| Net interest income | $9,541,000 | 1,766 |
| Provision for loan and lease losses | $-205,000 | 7,372 |
| Total noninterest income | $-189,000 | 7,235 |
| Gross Fiduciary activities income | $0 | 1,257 |
| Service charges on deposit accounts | $383,000 | 2,537 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $-572,000 | 7,256 |
| Total noninterest expense | $10,698,000 | 1,370 |
| Salaries and employee benefits | $4,549,000 | 1,622 |
| Premises and equipment expense | $1,284,000 | 1,469 |
| Additional noninterest expense | $4,865,000 | 1,080 |
| Pre-tax net operating income | $-1,141,000 | 6,833 |
| Securities gains (losses) | $0 | 3,555 |
| Applicable income taxes | $-388,000 | 7,178 |
| Income before extraordinary items | $-753,000 | 6,784 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-753,000 | 6,785 |
| Minority interest net income | $0 | 87 |
| Net income of bank and minority interests. | $-753,000 | 6,784 |
| Net charge-offs | $3,745,000 | 790 |
| Cash dividends | $0 | 3,617 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,036 |
| Net operating income | $-753,000 | 6,750 |
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $8,940,000 | 1,621 |
| Total interest expense | $2,632,000 | 1,236 |
| Net interest income | $6,308,000 | 1,772 |
| Provision for loan and lease losses | $-805,000 | 7,481 |
| Total noninterest income | $193,000 | 4,922 |
| Gross Fiduciary activities income | $0 | 1,239 |
| Service charges on deposit accounts | $253,000 | 2,538 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $-60,000 | 7,146 |
| Total noninterest expense | $7,217,000 | 1,378 |
| Salaries and employee benefits | $3,015,000 | 1,636 |
| Premises and equipment expense | $869,000 | 1,451 |
| Additional noninterest expense | $3,333,000 | 1,069 |
| Pre-tax net operating income | $89,000 | 5,738 |
| Securities gains (losses) | $0 | 2,914 |
| Applicable income taxes | $0 | 4,697 |
| Income before extraordinary items | $89,000 | 5,764 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $89,000 | 5,763 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $89,000 | 5,764 |
| Net charge-offs | $2,706,000 | 750 |
| Cash dividends | $0 | 3,374 |
| Sale, conversion, retirement of capital stock, net | $0 | 986 |
| Net operating income | $89,000 | 5,683 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $4,394,000 | 1,660 |
| Total interest expense | $1,364,000 | 1,233 |
| Net interest income | $3,030,000 | 1,836 |
| Provision for loan and lease losses | $-187,000 | 7,518 |
| Total noninterest income | $249,000 | 3,163 |
| Gross Fiduciary activities income | $0 | 1,199 |
| Service charges on deposit accounts | $124,000 | 2,555 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $125,000 | 3,198 |
| Total noninterest expense | $3,458,000 | 1,431 |
| Salaries and employee benefits | $1,455,000 | 1,699 |
| Premises and equipment expense | $445,000 | 1,446 |
| Additional noninterest expense | $1,558,000 | 1,147 |
| Pre-tax net operating income | $8,000 | 6,237 |
| Securities gains (losses) | $0 | 1,772 |
| Applicable income taxes | $0 | 4,545 |
| Income before extraordinary items | $8,000 | 6,282 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $8,000 | 6,281 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $8,000 | 6,282 |
| Net charge-offs | $676,000 | 1,113 |
| Cash dividends | $0 | 2,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 925 |
| Net operating income | $8,000 | 6,244 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $18,659,000 | 1,635 |
| Total interest expense | $6,648,000 | 1,236 |
| Net interest income | $12,011,000 | 1,831 |
| Provision for loan and lease losses | $4,248,000 | 1,283 |
| Total noninterest income | $532,000 | 4,446 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $614,000 | 2,255 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $-82,000 | 7,164 |
| Total noninterest expense | $15,063,000 | 1,331 |
| Salaries and employee benefits | $6,307,000 | 1,556 |
| Premises and equipment expense | $1,854,000 | 1,385 |
| Additional noninterest expense | $6,902,000 | 1,071 |
| Pre-tax net operating income | $-6,768,000 | 7,221 |
| Securities gains (losses) | $997,000 | 493 |
| Applicable income taxes | $0 | 4,655 |
| Income before extraordinary items | $-5,771,000 | 7,225 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $-5,771,000 | 7,225 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $-5,771,000 | 7,225 |
| Net charge-offs | $4,495,000 | 1,113 |
| Cash dividends | $0 | 4,193 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,226 |
| Net operating income | $-6,768,000 | 7,254 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $14,037,000 | 1,661 |
| Total interest expense | $5,182,000 | 1,234 |
| Net interest income | $8,855,000 | 1,892 |
| Provision for loan and lease losses | $1,642,000 | 1,871 |
| Total noninterest income | $120,000 | 6,330 |
| Gross Fiduciary activities income | $0 | 1,319 |
| Service charges on deposit accounts | $456,000 | 2,327 |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $-336,000 | 7,524 |
| Total noninterest expense | $11,109,000 | 1,346 |
| Salaries and employee benefits | $4,584,000 | 1,599 |
| Premises and equipment expense | $1,396,000 | 1,400 |
| Additional noninterest expense | $5,129,000 | 1,045 |
| Pre-tax net operating income | $-3,776,000 | 7,281 |
| Securities gains (losses) | $997,000 | 411 |
| Applicable income taxes | $-402,000 | 7,322 |
| Income before extraordinary items | $-2,377,000 | 7,191 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $-2,377,000 | 7,190 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $-2,377,000 | 7,191 |
| Net charge-offs | $3,559,000 | 994 |
| Cash dividends | $0 | 3,702 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,139 |
| Net operating income | $-3,234,420 | 7,279 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $9,368,000 | 1,680 |
| Total interest expense | $3,581,000 | 1,239 |
| Net interest income | $5,787,000 | 1,926 |
| Provision for loan and lease losses | $1,043,000 | 1,893 |
| Total noninterest income | $26,000 | 7,250 |
| Gross Fiduciary activities income | $0 | 1,300 |
| Service charges on deposit accounts | $291,000 | 2,417 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $-265,000 | 7,630 |
| Total noninterest expense | $7,117,000 | 1,398 |
| Salaries and employee benefits | $3,060,000 | 1,613 |
| Premises and equipment expense | $913,000 | 1,445 |
| Additional noninterest expense | $3,144,000 | 1,129 |
| Pre-tax net operating income | $-2,347,000 | 7,328 |
| Securities gains (losses) | $0 | 3,184 |
| Applicable income taxes | $-727,000 | 7,554 |
| Income before extraordinary items | $-1,620,000 | 7,271 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $-1,620,000 | 7,270 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $-1,620,000 | 7,271 |
| Net charge-offs | $2,599,000 | 926 |
| Cash dividends | $0 | 3,476 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $-1,620,000 | 7,259 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $4,628,000 | 1,739 |
| Total interest expense | $1,947,000 | 1,203 |
| Net interest income | $2,681,000 | 2,088 |
| Provision for loan and lease losses | $128,000 | 3,642 |
| Total noninterest income | $-23,000 | 7,728 |
| Gross Fiduciary activities income | $0 | 1,246 |
| Service charges on deposit accounts | $138,000 | 2,500 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $-161,000 | 7,785 |
| Total noninterest expense | $3,489,000 | 1,442 |
| Salaries and employee benefits | $1,545,000 | 1,626 |
| Premises and equipment expense | $459,000 | 1,480 |
| Additional noninterest expense | $1,485,000 | 1,189 |
| Pre-tax net operating income | $-959,000 | 7,406 |
| Securities gains (losses) | $0 | 2,284 |
| Applicable income taxes | $-326,000 | 7,644 |
| Income before extraordinary items | $-633,000 | 7,334 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $-633,000 | 7,334 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $-633,000 | 7,335 |
| Net charge-offs | $1,904,000 | 666 |
| Cash dividends | $0 | 2,646 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,017 |
| Net operating income | $-633,000 | 7,318 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $20,737,000 | 1,646 |
| Total interest expense | $12,317,000 | 962 |
| Net interest income | $8,420,000 | 2,591 |
| Provision for loan and lease losses | $6,108,000 | 1,228 |
| Total noninterest income | $7,373,000 | 810 |
| Gross Fiduciary activities income | $0 | 1,390 |
| Service charges on deposit accounts | $777,000 | 2,087 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $6,596,000 | 581 |
| Total noninterest expense | $29,771,000 | 708 |
| Salaries and employee benefits | $7,280,000 | 1,388 |
| Premises and equipment expense | $1,980,000 | 1,374 |
| Additional noninterest expense | $20,511,000 | 428 |
| Pre-tax net operating income | $-20,086,000 | 7,715 |
| Securities gains (losses) | $1,174,000 | 424 |
| Applicable income taxes | $9,141,000 | 174 |
| Income before extraordinary items | $-28,053,000 | 7,807 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $-28,053,000 | 7,806 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $-28,053,000 | 7,806 |
| Net charge-offs | $4,645,000 | 1,213 |
| Cash dividends | $0 | 4,670 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,342 |
| Net operating income | $-29,227,000 | 7,813 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $16,134,000 | 1,618 |
| Total interest expense | $9,762,000 | 955 |
| Net interest income | $6,372,000 | 2,560 |
| Provision for loan and lease losses | $3,531,000 | 1,334 |
| Total noninterest income | $5,280,000 | 837 |
| Gross Fiduciary activities income | $0 | 1,353 |
| Service charges on deposit accounts | $633,000 | 1,963 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $4,647,000 | 623 |
| Total noninterest expense | $13,095,000 | 1,177 |
| Salaries and employee benefits | $5,451,000 | 1,398 |
| Premises and equipment expense | $1,477,000 | 1,393 |
| Additional noninterest expense | $6,167,000 | 913 |
| Pre-tax net operating income | $-4,974,000 | 7,506 |
| Securities gains (losses) | $1,157,000 | 330 |
| Applicable income taxes | $-1,144,000 | 7,592 |
| Income before extraordinary items | $-2,673,000 | 7,317 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $-2,673,000 | 7,316 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $-2,673,000 | 7,317 |
| Net charge-offs | $3,932,000 | 987 |
| Cash dividends | $0 | 4,191 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $-3,482,900 | 7,442 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $11,326,000 | 1,570 |
| Total interest expense | $6,905,000 | 949 |
| Net interest income | $4,421,000 | 2,442 |
| Provision for loan and lease losses | $2,048,000 | 1,375 |
| Total noninterest income | $5,746,000 | 599 |
| Gross Fiduciary activities income | $0 | 1,340 |
| Service charges on deposit accounts | $456,000 | 1,814 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $5,290,000 | 440 |
| Total noninterest expense | $9,231,000 | 1,136 |
| Salaries and employee benefits | $3,811,000 | 1,354 |
| Premises and equipment expense | $1,049,000 | 1,327 |
| Additional noninterest expense | $4,371,000 | 870 |
| Pre-tax net operating income | $-1,112,000 | 7,072 |
| Securities gains (losses) | $0 | 3,136 |
| Applicable income taxes | $-275,000 | 7,393 |
| Income before extraordinary items | $-837,000 | 7,042 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-837,000 | 7,041 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $-837,000 | 7,042 |
| Net charge-offs | $3,009,000 | 858 |
| Cash dividends | $0 | 3,983 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $-837,000 | 7,033 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $5,944,000 | 1,526 |
| Total interest expense | $3,713,000 | 914 |
| Net interest income | $2,231,000 | 2,423 |
| Provision for loan and lease losses | $984,000 | 1,205 |
| Total noninterest income | $272,000 | 3,198 |
| Gross Fiduciary activities income | $0 | 1,285 |
| Service charges on deposit accounts | $246,000 | 1,640 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $26,000 | 5,845 |
| Total noninterest expense | $4,480,000 | 1,117 |
| Salaries and employee benefits | $2,080,000 | 1,235 |
| Premises and equipment expense | $579,000 | 1,232 |
| Additional noninterest expense | $1,821,000 | 911 |
| Pre-tax net operating income | $-2,961,000 | 7,940 |
| Securities gains (losses) | $0 | 2,434 |
| Applicable income taxes | $-956,000 | 7,997 |
| Income before extraordinary items | $-2,005,000 | 7,903 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $-2,005,000 | 7,904 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $-2,005,000 | 7,904 |
| Net charge-offs | $1,122,000 | 891 |
| Cash dividends | $0 | 3,051 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $-2,005,000 | 7,904 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $27,848,000 | 1,394 |
| Total interest expense | $17,703,000 | 900 |
| Net interest income | $10,145,000 | 2,190 |
| Provision for loan and lease losses | $9,330,000 | 633 |
| Total noninterest income | $457,000 | 5,030 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $1,195,000 | 1,495 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $-738,000 | 8,243 |
| Total noninterest expense | $22,789,000 | 872 |
| Salaries and employee benefits | $8,751,000 | 1,132 |
| Premises and equipment expense | $2,304,000 | 1,191 |
| Additional noninterest expense | $11,734,000 | 598 |
| Pre-tax net operating income | $-21,517,000 | 8,109 |
| Securities gains (losses) | $-4,628,000 | 8,069 |
| Applicable income taxes | $-7,557,000 | 8,163 |
| Income before extraordinary items | $-18,588,000 | 8,086 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $-18,588,000 | 8,086 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $12,372,000 | 350 |
| Cash dividends | $0 | 5,455 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $-15,302,120 | 8,092 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $21,790,000 | 1,353 |
| Total interest expense | $13,926,000 | 892 |
| Net interest income | $7,864,000 | 2,131 |
| Provision for loan and lease losses | $7,054,000 | 515 |
| Total noninterest income | $623,000 | 3,889 |
| Gross Fiduciary activities income | $0 | 1,405 |
| Service charges on deposit accounts | $900,000 | 1,506 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $-277,000 | 8,316 |
| Total noninterest expense | $14,071,000 | 1,051 |
| Salaries and employee benefits | $6,635,000 | 1,139 |
| Premises and equipment expense | $1,724,000 | 1,198 |
| Additional noninterest expense | $5,712,000 | 819 |
| Pre-tax net operating income | $-12,638,000 | 8,244 |
| Securities gains (losses) | $-4,510,000 | 8,200 |
| Applicable income taxes | $-4,226,000 | 8,254 |
| Income before extraordinary items | $-12,922,000 | 8,242 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $-12,922,000 | 8,241 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $9,982,000 | 278 |
| Cash dividends | $0 | 4,937 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $-9,539,500 | 8,237 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $15,142,000 | 1,322 |
| Total interest expense | $9,670,000 | 885 |
| Net interest income | $5,472,000 | 2,034 |
| Provision for loan and lease losses | $4,746,000 | 451 |
| Total noninterest income | $571,000 | 3,229 |
| Gross Fiduciary activities income | $0 | 1,395 |
| Service charges on deposit accounts | $552,000 | 1,602 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $19,000 | 7,234 |
| Total noninterest expense | $9,227,000 | 1,063 |
| Salaries and employee benefits | $4,442,000 | 1,147 |
| Premises and equipment expense | $1,109,000 | 1,233 |
| Additional noninterest expense | $3,676,000 | 815 |
| Pre-tax net operating income | $-7,930,000 | 8,337 |
| Securities gains (losses) | $295,000 | 452 |
| Applicable income taxes | $-2,629,000 | 8,351 |
| Income before extraordinary items | $-5,006,000 | 8,318 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-5,006,000 | 8,317 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $5,783,000 | 271 |
| Cash dividends | $0 | 4,733 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $-5,200,700 | 8,315 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $8,183,000 | 1,237 |
| Total interest expense | $5,273,000 | 861 |
| Net interest income | $2,910,000 | 1,918 |
| Provision for loan and lease losses | $1,366,000 | 517 |
| Total noninterest income | $293,000 | 3,183 |
| Gross Fiduciary activities income | $0 | 1,326 |
| Service charges on deposit accounts | $268,000 | 1,619 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $25,000 | 6,173 |
| Total noninterest expense | $4,830,000 | 1,010 |
| Salaries and employee benefits | $2,203,000 | 1,167 |
| Premises and equipment expense | $640,000 | 1,086 |
| Additional noninterest expense | $1,987,000 | 726 |
| Pre-tax net operating income | $-2,993,000 | 8,400 |
| Securities gains (losses) | $0 | 2,688 |
| Applicable income taxes | $-1,049,000 | 8,400 |
| Income before extraordinary items | $-1,944,000 | 8,383 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $-1,944,000 | 8,383 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $3,576,000 | 202 |
| Cash dividends | $0 | 3,705 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $-1,944,000 | 8,380 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $38,207,000 | 1,106 |
| Total interest expense | $23,537,000 | 839 |
| Net interest income | $14,670,000 | 1,549 |
| Provision for loan and lease losses | $8,238,000 | 280 |
| Total noninterest income | $2,199,000 | 2,077 |
| Gross Fiduciary activities income | $0 | 1,498 |
| Service charges on deposit accounts | $1,419,000 | 1,254 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $780,000 | 2,594 |
| Total noninterest expense | $17,019,000 | 1,099 |
| Salaries and employee benefits | $7,671,000 | 1,307 |
| Premises and equipment expense | $1,775,000 | 1,503 |
| Additional noninterest expense | $7,573,000 | 761 |
| Pre-tax net operating income | $-8,388,000 | 8,468 |
| Securities gains (losses) | $18,000 | 1,138 |
| Applicable income taxes | $-2,946,000 | 8,474 |
| Income before extraordinary items | $-5,424,000 | 8,457 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $-5,424,000 | 8,454 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $4,925,000 | 322 |
| Cash dividends | $0 | 5,817 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $-5,435,700 | 8,453 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $29,483,000 | 1,075 |
| Total interest expense | $17,919,000 | 829 |
| Net interest income | $11,564,000 | 1,469 |
| Provision for loan and lease losses | $6,779,000 | 208 |
| Total noninterest income | $1,723,000 | 2,010 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $1,070,000 | 1,228 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $653,000 | 2,434 |
| Total noninterest expense | $11,998,000 | 1,164 |
| Salaries and employee benefits | $5,574,000 | 1,350 |
| Premises and equipment expense | $1,281,000 | 1,555 |
| Additional noninterest expense | $5,143,000 | 806 |
| Pre-tax net operating income | $-5,490,000 | 8,525 |
| Securities gains (losses) | $-3,000 | 7,511 |
| Applicable income taxes | $-1,959,000 | 8,522 |
| Income before extraordinary items | $-3,534,000 | 8,514 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $-3,534,000 | 8,511 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $3,057,000 | 290 |
| Cash dividends | $0 | 5,179 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $-3,532,080 | 8,506 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $20,955,000 | 1,024 |
| Total interest expense | $12,344,000 | 802 |
| Net interest income | $8,611,000 | 1,320 |
| Provision for loan and lease losses | $1,334,000 | 471 |
| Total noninterest income | $1,255,000 | 1,889 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $718,000 | 1,228 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $537,000 | 2,145 |
| Total noninterest expense | $8,068,000 | 1,170 |
| Salaries and employee benefits | $3,695,000 | 1,385 |
| Premises and equipment expense | $821,000 | 1,631 |
| Additional noninterest expense | $3,552,000 | 795 |
| Pre-tax net operating income | $464,000 | 5,193 |
| Securities gains (losses) | $0 | 1,444 |
| Applicable income taxes | $99,000 | 4,138 |
| Income before extraordinary items | $365,000 | 5,270 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $365,000 | 5,270 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,138,000 | 411 |
| Cash dividends | $0 | 4,977 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $365,000 | 5,258 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $10,732,000 | 989 |
| Total interest expense | $6,013,000 | 809 |
| Net interest income | $4,719,000 | 1,204 |
| Provision for loan and lease losses | $334,000 | 729 |
| Total noninterest income | $464,000 | 2,315 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $326,000 | 1,324 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $138,000 | 3,163 |
| Total noninterest expense | $3,628,000 | 1,286 |
| Salaries and employee benefits | $1,851,000 | 1,392 |
| Premises and equipment expense | $410,000 | 1,633 |
| Additional noninterest expense | $1,367,000 | 1,004 |
| Pre-tax net operating income | $1,221,000 | 1,838 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $385,000 | 1,567 |
| Income before extraordinary items | $836,000 | 1,986 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $836,000 | 1,986 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $217,000 | 696 |
| Cash dividends | $0 | 3,942 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $836,000 | 1,979 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $34,047,000 | 1,159 |
| Total interest expense | $17,975,000 | 929 |
| Net interest income | $16,072,000 | 1,414 |
| Provision for loan and lease losses | $6,696,000 | 192 |
| Total noninterest income | $1,360,000 | 2,889 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $1,093,000 | 1,622 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $267,000 | 4,518 |
| Total noninterest expense | $12,580,000 | 1,420 |
| Salaries and employee benefits | $5,804,000 | 1,682 |
| Premises and equipment expense | $1,326,000 | 1,894 |
| Additional noninterest expense | $5,450,000 | 976 |
| Pre-tax net operating income | $-1,844,000 | 8,563 |
| Securities gains (losses) | $36,000 | 759 |
| Applicable income taxes | $-703,000 | 8,608 |
| Income before extraordinary items | $-1,105,000 | 8,484 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $-1,105,000 | 8,483 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $3,912,000 | 229 |
| Cash dividends | $6,634,000 | 554 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $-1,128,040 | 8,480 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $23,470,000 | 1,254 |
| Total interest expense | $12,197,000 | 1,002 |
| Net interest income | $11,273,000 | 1,533 |
| Provision for loan and lease losses | $915,000 | 823 |
| Total noninterest income | $928,000 | 3,089 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $768,000 | 1,718 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $160,000 | 5,005 |
| Total noninterest expense | $7,996,000 | 1,676 |
| Salaries and employee benefits | $3,969,000 | 1,839 |
| Premises and equipment expense | $973,000 | 1,951 |
| Additional noninterest expense | $3,054,000 | 1,309 |
| Pre-tax net operating income | $3,290,000 | 2,161 |
| Securities gains (losses) | $0 | 1,388 |
| Applicable income taxes | $1,047,000 | 1,823 |
| Income before extraordinary items | $2,243,000 | 2,361 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $2,243,000 | 2,362 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $277,000 | 1,227 |
| Cash dividends | $5,950,000 | 454 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $2,243,000 | 2,350 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $13,219,000 | 1,468 |
| Total interest expense | $6,618,000 | 1,171 |
| Net interest income | $6,601,000 | 1,760 |
| Provision for loan and lease losses | $605,000 | 810 |
| Total noninterest income | $483,000 | 3,612 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $430,000 | 1,971 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $53,000 | 6,289 |
| Total noninterest expense | $4,549,000 | 1,945 |
| Salaries and employee benefits | $2,314,000 | 2,121 |
| Premises and equipment expense | $556,000 | 2,235 |
| Additional noninterest expense | $1,679,000 | 1,571 |
| Pre-tax net operating income | $1,930,000 | 2,376 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $604,000 | 2,048 |
| Income before extraordinary items | $1,326,000 | 2,579 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $1,326,000 | 2,581 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $185,000 | 1,157 |
| Cash dividends | $4,450,000 | 417 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $1,326,000 | 2,561 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $5,055,000 | 1,895 |
| Total interest expense | $2,549,000 | 1,439 |
| Net interest income | $2,506,000 | 2,324 |
| Provision for loan and lease losses | $230,000 | 1,009 |
| Total noninterest income | $153,000 | 4,624 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $159,000 | 2,473 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $-6,000 | 8,759 |
| Total noninterest expense | $1,712,000 | 2,578 |
| Salaries and employee benefits | $954,000 | 2,552 |
| Premises and equipment expense | $167,000 | 3,466 |
| Additional noninterest expense | $591,000 | 2,186 |
| Pre-tax net operating income | $717,000 | 2,927 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $221,000 | 2,468 |
| Income before extraordinary items | $496,000 | 3,179 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $496,000 | 3,178 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $83,000 | 1,070 |
| Cash dividends | $0 | 3,943 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $496,000 | 3,158 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $15,938,000 | 2,091 |
| Total interest expense | $7,045,000 | 1,622 |
| Net interest income | $8,893,000 | 2,456 |
| Provision for loan and lease losses | $970,000 | 1,071 |
| Total noninterest income | $498,000 | 5,253 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $434,000 | 3,358 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $64,000 | 7,088 |
| Total noninterest expense | $4,622,000 | 3,448 |
| Salaries and employee benefits | $2,484,000 | 3,507 |
| Premises and equipment expense | $447,000 | 4,513 |
| Additional noninterest expense | $1,691,000 | 2,932 |
| Pre-tax net operating income | $3,799,000 | 2,298 |
| Securities gains (losses) | $-41,000 | 8,106 |
| Applicable income taxes | $1,233,000 | 1,963 |
| Income before extraordinary items | $2,525,000 | 2,583 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $2,525,000 | 2,583 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $532,000 | 1,118 |
| Cash dividends | $0 | 6,054 |
| Sale, conversion, retirement of capital stock, net | $18,132,000 | 81 |
| Net operating income | $2,552,470 | 2,534 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $11,236,000 | 2,163 |
| Total interest expense | $4,851,000 | 1,662 |
| Net interest income | $6,385,000 | 2,533 |
| Provision for loan and lease losses | $715,000 | 1,041 |
| Total noninterest income | $401,000 | 5,117 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $304,000 | 3,529 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $97,000 | 5,995 |
| Total noninterest expense | $3,262,000 | 3,606 |
| Salaries and employee benefits | $1,735,000 | 3,678 |
| Premises and equipment expense | $320,000 | 4,633 |
| Additional noninterest expense | $1,207,000 | 3,029 |
| Pre-tax net operating income | $2,809,000 | 2,345 |
| Securities gains (losses) | $-41,000 | 8,407 |
| Applicable income taxes | $908,000 | 2,020 |
| Income before extraordinary items | $1,860,000 | 2,627 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $1,860,000 | 2,628 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $446,000 | 917 |
| Cash dividends | $0 | 5,317 |
| Sale, conversion, retirement of capital stock, net | $18,132,000 | 61 |
| Net operating income | $1,887,470 | 2,568 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $6,956,000 | 2,265 |
| Total interest expense | $2,924,000 | 1,727 |
| Net interest income | $4,032,000 | 2,628 |
| Provision for loan and lease losses | $440,000 | 1,100 |
| Total noninterest income | $247,000 | 5,242 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $177,000 | 3,771 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $70,000 | 5,870 |
| Total noninterest expense | $2,077,000 | 3,699 |
| Salaries and employee benefits | $1,131,000 | 3,731 |
| Premises and equipment expense | $207,000 | 4,708 |
| Additional noninterest expense | $739,000 | 3,222 |
| Pre-tax net operating income | $1,762,000 | 2,407 |
| Securities gains (losses) | $-41,000 | 8,545 |
| Applicable income taxes | $564,000 | 2,095 |
| Income before extraordinary items | $1,157,000 | 2,736 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $1,157,000 | 2,736 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $271,000 | 962 |
| Cash dividends | $0 | 5,072 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $1,184,470 | 2,638 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $3,250,000 | 2,371 |
| Total interest expense | $1,354,000 | 1,759 |
| Net interest income | $1,896,000 | 2,778 |
| Provision for loan and lease losses | $195,000 | 1,153 |
| Total noninterest income | $76,000 | 6,278 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $50,000 | 4,996 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $26,000 | 6,409 |
| Total noninterest expense | $1,004,000 | 3,835 |
| Salaries and employee benefits | $566,000 | 3,738 |
| Premises and equipment expense | $104,000 | 4,732 |
| Additional noninterest expense | $334,000 | 3,497 |
| Pre-tax net operating income | $773,000 | 2,644 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $263,000 | 2,187 |
| Income before extraordinary items | $510,000 | 3,008 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $510,000 | 3,008 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $144,000 | 870 |
| Cash dividends | $0 | 3,863 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $510,000 | 2,965 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $9,957,000 | 2,842 |
| Total interest expense | $3,393,000 | 2,368 |
| Net interest income | $6,564,000 | 3,055 |
| Provision for loan and lease losses | $530,000 | 1,870 |
| Total noninterest income | $348,000 | 6,092 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $195,000 | 5,277 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $153,000 | 5,645 |
| Total noninterest expense | $3,344,000 | 4,324 |
| Salaries and employee benefits | $1,752,000 | 4,420 |
| Premises and equipment expense | $314,000 | 5,544 |
| Additional noninterest expense | $1,278,000 | 3,572 |
| Pre-tax net operating income | $3,038,000 | 2,559 |
| Securities gains (losses) | $0 | 3,819 |
| Applicable income taxes | $1,029,000 | 2,111 |
| Income before extraordinary items | $2,009,000 | 2,911 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $2,009,000 | 2,912 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $174,000 | 2,801 |
| Cash dividends | $0 | 6,149 |
| Sale, conversion, retirement of capital stock, net | $6,954,000 | 177 |
| Net operating income | $2,009,000 | 2,854 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $6,939,000 | 2,995 |
| Total interest expense | $2,266,000 | 2,571 |
| Net interest income | $4,673,000 | 3,177 |
| Provision for loan and lease losses | $400,000 | 1,766 |
| Total noninterest income | $235,000 | 6,355 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $144,000 | 5,365 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $91,000 | 6,107 |
| Total noninterest expense | $2,441,000 | 4,386 |
| Salaries and employee benefits | $1,295,000 | 4,429 |
| Premises and equipment expense | $201,000 | 5,968 |
| Additional noninterest expense | $945,000 | 3,582 |
| Pre-tax net operating income | $2,067,000 | 2,799 |
| Securities gains (losses) | $0 | 3,710 |
| Applicable income taxes | $700,000 | 2,312 |
| Income before extraordinary items | $1,367,000 | 3,212 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $1,367,000 | 3,213 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $143,000 | 2,331 |
| Cash dividends | $0 | 5,363 |
| Sale, conversion, retirement of capital stock, net | $6,954,000 | 132 |
| Net operating income | $1,367,000 | 3,127 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $4,325,000 | 3,170 |
| Total interest expense | $1,329,000 | 2,837 |
| Net interest income | $2,996,000 | 3,275 |
| Provision for loan and lease losses | $285,000 | 1,655 |
| Total noninterest income | $171,000 | 6,178 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $93,000 | 5,427 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $78,000 | 5,644 |
| Total noninterest expense | $1,575,000 | 4,505 |
| Salaries and employee benefits | $836,000 | 4,565 |
| Premises and equipment expense | $129,000 | 6,121 |
| Additional noninterest expense | $610,000 | 3,699 |
| Pre-tax net operating income | $1,307,000 | 2,903 |
| Securities gains (losses) | $0 | 3,413 |
| Applicable income taxes | $442,000 | 2,402 |
| Income before extraordinary items | $865,000 | 3,318 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $865,000 | 3,318 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $97,000 | 2,199 |
| Cash dividends | $0 | 5,087 |
| Sale, conversion, retirement of capital stock, net | $6,954,000 | 89 |
| Net operating income | $865,000 | 3,227 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $2,080,000 | 3,282 |
| Total interest expense | $637,000 | 2,982 |
| Net interest income | $1,443,000 | 3,362 |
| Provision for loan and lease losses | $165,000 | 1,332 |
| Total noninterest income | $94,000 | 5,919 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $55,000 | 4,979 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $39,000 | 5,616 |
| Total noninterest expense | $751,000 | 4,684 |
| Salaries and employee benefits | $395,000 | 4,785 |
| Premises and equipment expense | $61,000 | 6,270 |
| Additional noninterest expense | $295,000 | 3,787 |
| Pre-tax net operating income | $621,000 | 2,992 |
| Securities gains (losses) | $0 | 2,934 |
| Applicable income taxes | $210,000 | 2,492 |
| Income before extraordinary items | $411,000 | 3,430 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $411,000 | 3,429 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $102,000 | 1,290 |
| Cash dividends | $0 | 3,841 |
| Sale, conversion, retirement of capital stock, net | $6,954,000 | 49 |
| Net operating income | $411,000 | 3,319 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $6,589,000 | 4,006 |
| Total interest expense | $2,375,000 | 3,483 |
| Net interest income | $4,214,000 | 4,200 |
| Provision for loan and lease losses | $560,000 | 1,978 |
| Total noninterest income | $280,000 | 6,733 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $126,000 | 6,195 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $154,000 | 5,780 |
| Total noninterest expense | $2,374,000 | 5,403 |
| Salaries and employee benefits | $1,190,000 | 5,672 |
| Premises and equipment expense | $226,000 | 6,477 |
| Additional noninterest expense | $958,000 | 4,414 |
| Pre-tax net operating income | $1,560,000 | 4,019 |
| Securities gains (losses) | $0 | 4,500 |
| Applicable income taxes | $545,000 | 3,235 |
| Income before extraordinary items | $1,015,000 | 4,607 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $1,015,000 | 4,608 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $106,000 | 3,958 |
| Cash dividends | $0 | 6,283 |
| Sale, conversion, retirement of capital stock, net | $3,028,000 | 271 |
| Net operating income | $1,015,000 | 4,434 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $4,742,000 | 4,197 |
| Total interest expense | $1,750,000 | 3,646 |
| Net interest income | $2,992,000 | 4,389 |
| Provision for loan and lease losses | $455,000 | 1,790 |
| Total noninterest income | $210,000 | 6,765 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $89,000 | 6,327 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $121,000 | 5,725 |
| Total noninterest expense | $1,714,000 | 5,517 |
| Salaries and employee benefits | $855,000 | 5,777 |
| Premises and equipment expense | $162,000 | 6,596 |
| Additional noninterest expense | $697,000 | 4,482 |
| Pre-tax net operating income | $1,033,000 | 4,469 |
| Securities gains (losses) | $0 | 4,204 |
| Applicable income taxes | $360,000 | 3,591 |
| Income before extraordinary items | $673,000 | 5,091 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $673,000 | 5,091 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $60,000 | 3,971 |
| Cash dividends | $0 | 5,519 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $673,000 | 4,911 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $3,007,000 | 4,387 |
| Total interest expense | $1,127,000 | 3,871 |
| Net interest income | $1,880,000 | 4,577 |
| Provision for loan and lease losses | $320,000 | 1,710 |
| Total noninterest income | $135,000 | 6,840 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $49,000 | 6,621 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $86,000 | 5,604 |
| Total noninterest expense | $1,098,000 | 5,660 |
| Salaries and employee benefits | $561,000 | 5,836 |
| Premises and equipment expense | $98,000 | 6,822 |
| Additional noninterest expense | $439,000 | 4,680 |
| Pre-tax net operating income | $597,000 | 4,841 |
| Securities gains (losses) | $0 | 3,782 |
| Applicable income taxes | $208,000 | 3,881 |
| Income before extraordinary items | $389,000 | 5,486 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $389,000 | 5,486 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $43,000 | 3,623 |
| Cash dividends | $0 | 5,215 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $389,000 | 5,273 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $1,483,000 | 4,450 |
| Total interest expense | $543,000 | 4,091 |
| Net interest income | $940,000 | 4,586 |
| Provision for loan and lease losses | $170,000 | 1,543 |
| Total noninterest income | $67,000 | 6,806 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $24,000 | 6,593 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $43,000 | 5,547 |
| Total noninterest expense | $542,000 | 5,692 |
| Salaries and employee benefits | $276,000 | 5,902 |
| Premises and equipment expense | $49,000 | 6,835 |
| Additional noninterest expense | $217,000 | 4,673 |
| Pre-tax net operating income | $295,000 | 4,832 |
| Securities gains (losses) | $0 | 2,891 |
| Applicable income taxes | $103,000 | 3,881 |
| Income before extraordinary items | $192,000 | 5,426 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $192,000 | 5,424 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $7,000 | 4,268 |
| Cash dividends | $0 | 3,930 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $192,000 | 5,233 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $4,902,000 | 5,245 |
| Total interest expense | $2,079,000 | 4,666 |
| Net interest income | $2,823,000 | 5,489 |
| Provision for loan and lease losses | $905,000 | 1,466 |
| Total noninterest income | $219,000 | 7,119 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $102,000 | 6,545 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $117,000 | 6,114 |
| Total noninterest expense | $1,737,000 | 6,380 |
| Salaries and employee benefits | $903,000 | 6,508 |
| Premises and equipment expense | $170,000 | 7,168 |
| Additional noninterest expense | $664,000 | 5,583 |
| Pre-tax net operating income | $400,000 | 7,163 |
| Securities gains (losses) | $6,000 | 3,879 |
| Applicable income taxes | $-291,000 | 9,185 |
| Income before extraordinary items | $697,000 | 5,577 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $697,000 | 5,576 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $156,000 | 3,440 |
| Cash dividends | $0 | 6,377 |
| Sale, conversion, retirement of capital stock, net | $7,497,000 | 90 |
| Net operating income | $691,000 | 5,447 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $1,231,000 | 8,972 |
| Total interest expense | $650,000 | 8,722 |
| Net interest income | $581,000 | 9,071 |
| Provision for loan and lease losses | $515,000 | 2,145 |
| Total noninterest income | $54,000 | 9,120 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $4,000 | 8,325 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $50,000 | 7,689 |
| Total noninterest expense | $1,090,000 | 7,719 |
| Salaries and employee benefits | $627,000 | 7,550 |
| Premises and equipment expense | $122,000 | 7,971 |
| Additional noninterest expense | $341,000 | 7,570 |
| Pre-tax net operating income | $-970,000 | 9,349 |
| Securities gains (losses) | $0 | 4,612 |
| Applicable income taxes | $4,000 | 7,767 |
| Income before extraordinary items | $-974,000 | 9,410 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $-974,000 | 9,411 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $11,000 | 6,796 |
| Cash dividends | $0 | 6,617 |
| Sale, conversion, retirement of capital stock, net | $5,569,000 | 164 |
| Net operating income | $-974,000 | 9,380 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.