Home > American Founders Bank, Inc. > Net charge- offs to loans
American Founders Bank, Inc., Net charge- offs to loans
| 2018-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.2073% | 5,303 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.3807% | 5,358 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 325 |
| Percentage Net Loans Charged-off: Commercial real estate | -1.2502% | 5,338 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 106 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0915% | 5,101 |
| Percentage Net Loans Charged-off: Home equity loans | -3.2379% | 4,079 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2671% | 273 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1307% | 1,287 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.1265% | 4,844 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 577 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.1338% | 4,829 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2018-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.2161% | 5,339 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.3678% | 5,388 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 257 |
| Percentage Net Loans Charged-off: Commercial real estate | -1.1166% | 5,386 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 79 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.1198% | 5,201 |
| Percentage Net Loans Charged-off: Home equity loans | -4.8095% | 4,110 |
| All other 1-4 family - Percent of loans charged-off, net | 0.4067% | 167 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2117% | 928 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.1457% | 4,857 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 525 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.1517% | 4,828 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2018-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.5121% | 5,499 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.6958% | 5,497 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 165 |
| Percentage Net Loans Charged-off: Commercial real estate | -2.1877% | 5,462 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 42 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.1748% | 5,330 |
| Percentage Net Loans Charged-off: Home equity loans | -1.2313% | 4,123 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0556% | 5,074 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0333% | 4,269 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.1478% | 4,806 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 441 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.1539% | 4,790 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2017-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0978% | 2,103 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1751% | 606 |
| Percentage Net Loans Charged-off:Construction & development | 0.2116% | 262 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.1045% | 5,285 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 180 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3738% | 275 |
| Percentage Net Loans Charged-off: Home equity loans | 2.3441% | 20 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0980% | 1,053 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0915% | 4,805 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.2485% | 5,274 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 699 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.2535% | 5,227 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2017-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0743% | 2,074 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1442% | 612 |
| Percentage Net Loans Charged-off:Construction & development | 0.3463% | 179 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.1206% | 5,354 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 143 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2819% | 361 |
| Percentage Net Loans Charged-off: Home equity loans | 2.2031% | 20 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,002 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1006% | 4,814 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.2245% | 5,261 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 650 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.2277% | 5,212 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2017-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0636% | 2,019 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1359% | 612 |
| Percentage Net Loans Charged-off:Construction & development | 0.5759% | 110 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.1649% | 5,447 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 105 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2345% | 464 |
| Percentage Net Loans Charged-off: Home equity loans | 1.9242% | 37 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0239% | 4,947 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1062% | 4,842 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.7724% | 5,519 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 579 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.7861% | 5,482 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2017-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2374% | 757 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3571% | 219 |
| Percentage Net Loans Charged-off:Construction & development | 1.2239% | 49 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.2697% | 5,598 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 65 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.6148% | 167 |
| Percentage Net Loans Charged-off: Home equity loans | 4.9048% | 14 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0484% | 5,220 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1094% | 4,899 |
| Percentage Net Loans Charged-off: Loans to individuals | -5.6140% | 5,715 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 466 |
| Percentage Net Loans Charged-off: Other loans to individual | -6.0837% | 5,680 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2016-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.6257% | 361 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.5364% | 187 |
| Percentage Net Loans Charged-off:Construction & development | 1.9315% | 75 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.4885% | 5,711 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 220 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.9642% | 99 |
| Percentage Net Loans Charged-off: Home equity loans | 1.4640% | 50 |
| All other 1-4 family - Percent of loans charged-off, net | 0.8804% | 124 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.7896% | 764 |
| Percentage Net Loans Charged-off: Loans to individuals | 7.8397% | 58 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 715 |
| Percentage Net Loans Charged-off: Other loans to individual | 8.1374% | 47 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,609 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2016-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.8714% | 210 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.7792% | 94 |
| Percentage Net Loans Charged-off:Construction & development | 2.5214% | 53 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.4927% | 5,752 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 177 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.3647% | 55 |
| Percentage Net Loans Charged-off: Home equity loans | 2.3814% | 23 |
| All other 1-4 family - Percent of loans charged-off, net | 1.1893% | 69 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.9520% | 528 |
| Percentage Net Loans Charged-off: Loans to individuals | 8.9732% | 49 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 663 |
| Percentage Net Loans Charged-off: Other loans to individual | 9.3032% | 38 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,414 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2016-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0326% | 5,164 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0584% | 1,382 |
| Percentage Net Loans Charged-off:Construction & development | 0.8569% | 127 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.4079% | 5,798 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 148 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1461% | 917 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0925% | 435 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1555% | 849 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.5659% | 5,593 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8523% | 955 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 604 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.8832% | 827 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,209 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2016-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1471% | 1,232 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3662% | 316 |
| Percentage Net Loans Charged-off:Construction & development | 1.2742% | 77 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0279% | 524 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 90 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.5077% | 274 |
| Percentage Net Loans Charged-off: Home equity loans | 1.6485% | 51 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3067% | 450 |
| Percentage Net Loans Charged-off: Commercial and industrial | -1.0287% | 5,744 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4055% | 1,534 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 501 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4143% | 1,384 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 943 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2015-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1304% | 2,066 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2606% | 731 |
| Percentage Net Loans Charged-off:Construction & development | -0.0845% | 4,990 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.1085% | 5,661 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 287 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.7797% | 190 |
| Percentage Net Loans Charged-off: Home equity loans | 2.0047% | 47 |
| All other 1-4 family - Percent of loans charged-off, net | 0.4857% | 417 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1139% | 5,164 |
| Percentage Net Loans Charged-off: Loans to individuals | -4.0704% | 6,035 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 747 |
| Percentage Net Loans Charged-off: Other loans to individual | -4.0907% | 6,005 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,449 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 43 |
| 2015-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1743% | 1,434 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3189% | 548 |
| Percentage Net Loans Charged-off:Construction & development | -0.0982% | 5,098 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0107% | 5,233 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 241 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.8539% | 173 |
| Percentage Net Loans Charged-off: Home equity loans | 2.3413% | 41 |
| All other 1-4 family - Percent of loans charged-off, net | 0.4853% | 388 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0811% | 5,017 |
| Percentage Net Loans Charged-off: Loans to individuals | -5.0952% | 6,116 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 684 |
| Percentage Net Loans Charged-off: Other loans to individual | -5.1124% | 6,084 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,309 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 33 |
| 2015-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2032% | 1,245 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3511% | 508 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 555 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0128% | 5,365 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 188 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.9141% | 171 |
| Percentage Net Loans Charged-off: Home equity loans | 2.4813% | 49 |
| All other 1-4 family - Percent of loans charged-off, net | 0.5167% | 390 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0674% | 4,951 |
| Percentage Net Loans Charged-off: Loans to individuals | -5.3384% | 6,192 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 596 |
| Percentage Net Loans Charged-off: Other loans to individual | -5.3452% | 6,159 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,136 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 28 |
| 2015-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0159% | 2,849 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0535% | 1,476 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 369 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0063% | 5,374 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 126 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1496% | 1,023 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0319% | 4,328 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1961% | 821 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0758% | 5,062 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.9359% | 6,056 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.9359% | 6,012 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 911 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 23 |
| 2014-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3346% | 1,315 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2893% | 1,082 |
| Percentage Net Loans Charged-off:Construction & development | -0.0101% | 4,983 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.4063% | 786 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 420 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2080% | 1,575 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0988% | 929 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2374% | 1,375 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4291% | 1,307 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.1744% | 360 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 2.1744% | 329 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,537 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 54 |
| 2014-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4965% | 783 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.4358% | 673 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 983 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.6348% | 490 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 357 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3007% | 1,091 |
| Percentage Net Loans Charged-off: Home equity loans | 0.3624% | 482 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2839% | 1,105 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.6367% | 895 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.8711% | 232 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 2.8711% | 207 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,395 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 48 |
| 2014-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5345% | 764 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.6023% | 504 |
| Percentage Net Loans Charged-off:Construction & development | -0.0224% | 5,177 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.8089% | 383 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 280 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4703% | 725 |
| Percentage Net Loans Charged-off: Home equity loans | 0.5821% | 325 |
| All other 1-4 family - Percent of loans charged-off, net | 0.4390% | 760 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0994% | 5,323 |
| Percentage Net Loans Charged-off: Loans to individuals | 4.9232% | 116 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 4.9232% | 106 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,222 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 34 |
| 2014-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.6578% | 560 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.6862% | 397 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 583 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.3820% | 194 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 176 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3012% | 949 |
| Percentage Net Loans Charged-off: Home equity loans | 0.9340% | 193 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1255% | 1,400 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0847% | 5,308 |
| Percentage Net Loans Charged-off: Loans to individuals | 8.8799% | 58 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 8.8799% | 53 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 938 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 28 |
| 2013-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5609% | 1,171 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.8309% | 621 |
| Percentage Net Loans Charged-off:Construction & development | -0.0622% | 5,510 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.8360% | 695 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 619 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.2493% | 331 |
| Percentage Net Loans Charged-off: Home equity loans | 0.9172% | 421 |
| All other 1-4 family - Percent of loans charged-off, net | 1.3539% | 327 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.6570% | 6,275 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.8722% | 6,527 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.8722% | 6,484 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,546 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 77 |
| 2013-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5769% | 1,090 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.8044% | 623 |
| Percentage Net Loans Charged-off:Construction & development | -0.0694% | 5,581 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.6238% | 824 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 515 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.4378% | 273 |
| Percentage Net Loans Charged-off: Home equity loans | 0.6680% | 536 |
| All other 1-4 family - Percent of loans charged-off, net | 1.6852% | 227 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.3957% | 6,168 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.9792% | 6,598 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.9798% | 6,548 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,404 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 67 |
| 2013-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.7664% | 829 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.1482% | 427 |
| Percentage Net Loans Charged-off:Construction & development | -0.1272% | 5,719 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.9197% | 564 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 425 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.9899% | 210 |
| Percentage Net Loans Charged-off: Home equity loans | 1.1955% | 334 |
| All other 1-4 family - Percent of loans charged-off, net | 2.2463% | 191 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.8503% | 6,412 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.9578% | 6,595 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.9578% | 6,547 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,232 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 58 |
| 2013-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.4375% | 6,837 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.1589% | 6,641 |
| Percentage Net Loans Charged-off:Construction & development | -0.0921% | 5,759 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.7944% | 6,770 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 295 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.6484% | 809 |
| Percentage Net Loans Charged-off: Home equity loans | 1.3559% | 252 |
| All other 1-4 family - Percent of loans charged-off, net | 0.4202% | 1,080 |
| Percentage Net Loans Charged-off: Commercial and industrial | -1.6085% | 6,595 |
| Percentage Net Loans Charged-off: Loans to individuals | -1.2435% | 6,667 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -1.2435% | 6,624 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 975 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 43 |
| 2012-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3521% | 2,873 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.4795% | 2,052 |
| Percentage Net Loans Charged-off:Construction & development | 2.6171% | 937 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0236% | 3,075 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 851 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.0730% | 812 |
| Percentage Net Loans Charged-off: Home equity loans | 1.0896% | 609 |
| All other 1-4 family - Percent of loans charged-off, net | 1.0668% | 834 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.2543% | 6,337 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.3619% | 513 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 2.3619% | 474 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,670 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | -2.2757% | 1,461 |
| 2012-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4647% | 2,245 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.6321% | 1,564 |
| Percentage Net Loans Charged-off:Construction & development | 3.2014% | 773 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0328% | 2,683 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 745 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.4224% | 569 |
| Percentage Net Loans Charged-off: Home equity loans | 1.4662% | 432 |
| All other 1-4 family - Percent of loans charged-off, net | 1.4057% | 592 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.2564% | 6,374 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0665% | 1,201 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 1.0665% | 1,087 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,486 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | -3.1115% | 1,448 |
| 2012-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5316% | 1,998 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.7777% | 1,279 |
| Percentage Net Loans Charged-off:Construction & development | 4.3411% | 579 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0390% | 2,291 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 593 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.6645% | 486 |
| Percentage Net Loans Charged-off: Home equity loans | 1.8331% | 325 |
| All other 1-4 family - Percent of loans charged-off, net | 1.5991% | 519 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.3989% | 6,526 |
| Percentage Net Loans Charged-off: Loans to individuals | -3.1766% | 7,051 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -3.1766% | 7,005 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,276 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | -4.6460% | 1,420 |
| 2012-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.8722% | 1,175 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.2424% | 744 |
| Percentage Net Loans Charged-off:Construction & development | 3.4822% | 550 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.4979% | 970 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 388 |
| Percentage Net Loans Charged-off: 1-4 family residential | 2.2661% | 333 |
| Percentage Net Loans Charged-off: Home equity loans | 3.1238% | 183 |
| All other 1-4 family - Percent of loans charged-off, net | 1.9312% | 438 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.6007% | 6,658 |
| Percentage Net Loans Charged-off: Loans to individuals | -3.5055% | 7,107 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -3.5055% | 7,058 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 960 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | -9.3552% | 1,382 |
| 2011-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.6976% | 897 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.4609% | 1,055 |
| Percentage Net Loans Charged-off:Construction & development | 0.7293% | 2,281 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.7724% | 1,526 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 1,014 |
| Percentage Net Loans Charged-off: 1-4 family residential | 3.0615% | 293 |
| Percentage Net Loans Charged-off: Home equity loans | 2.7437% | 321 |
| All other 1-4 family - Percent of loans charged-off, net | 3.1901% | 295 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.9129% | 838 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.7457% | 7,088 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.7102% | 7,063 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,720 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | -2.9773% | 1,419 |
| 2011-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.8612% | 707 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.8234% | 696 |
| Percentage Net Loans Charged-off:Construction & development | -0.0485% | 6,419 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.1519% | 929 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 856 |
| Percentage Net Loans Charged-off: 1-4 family residential | 3.7126% | 200 |
| Percentage Net Loans Charged-off: Home equity loans | 4.1276% | 195 |
| All other 1-4 family - Percent of loans charged-off, net | 3.5443% | 250 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.1708% | 995 |
| Percentage Net Loans Charged-off: Loans to individuals | -1.0514% | 7,188 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.9894% | 7,167 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,562 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | -3.7833% | 1,399 |
| 2011-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 2.0030% | 669 |
| Percentage Net Loans Charged-off: Total real estate loans | 2.4261% | 482 |
| Percentage Net Loans Charged-off:Construction & development | -1.0191% | 6,671 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.6503% | 629 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 678 |
| Percentage Net Loans Charged-off: 1-4 family residential | 4.9742% | 144 |
| Percentage Net Loans Charged-off: Home equity loans | 4.4572% | 195 |
| All other 1-4 family - Percent of loans charged-off, net | 5.1835% | 157 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0226% | 6,002 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.8531% | 7,185 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.7822% | 7,167 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,354 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | -4.1945% | 1,372 |
| 2011-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.9861% | 1,372 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.8735% | 1,317 |
| Percentage Net Loans Charged-off:Construction & development | 0.9955% | 1,227 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0035% | 1,889 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 440 |
| Percentage Net Loans Charged-off: 1-4 family residential | 2.3854% | 421 |
| Percentage Net Loans Charged-off: Home equity loans | 2.8946% | 271 |
| All other 1-4 family - Percent of loans charged-off, net | 2.1766% | 456 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.7722% | 905 |
| Percentage Net Loans Charged-off: Loans to individuals | -2.8350% | 7,370 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -2.4559% | 7,353 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,005 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | -1.3975% | 1,344 |
| 2010-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.5924% | 1,368 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.4056% | 1,383 |
| Percentage Net Loans Charged-off:Construction & development | 3.5271% | 1,595 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.4525% | 2,139 |
| Percentage Net Loans Charged-off: Multi-family residential | 1.5625% | 585 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.6831% | 820 |
| Percentage Net Loans Charged-off: Home equity loans | 1.5093% | 628 |
| All other 1-4 family - Percent of loans charged-off, net | 1.7539% | 789 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.7591% | 1,242 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.1074% | 1,986 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,993 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 17.4830% | 55 |
| 2010-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.6715% | 1,180 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.2650% | 1,425 |
| Percentage Net Loans Charged-off:Construction & development | 1.9608% | 1,862 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3993% | 1,944 |
| Percentage Net Loans Charged-off: Multi-family residential | 2.1273% | 441 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.6126% | 777 |
| Percentage Net Loans Charged-off: Home equity loans | 1.2176% | 696 |
| All other 1-4 family - Percent of loans charged-off, net | 1.7731% | 702 |
| Percentage Net Loans Charged-off: Commercial and industrial | 4.3160% | 695 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5677% | 2,962 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 6.1642% | 258 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 22.7000% | 40 |
| 2010-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.8306% | 1,013 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.1314% | 1,446 |
| Percentage Net Loans Charged-off:Construction & development | 2.1697% | 1,576 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0688% | 2,376 |
| Percentage Net Loans Charged-off: Multi-family residential | 3.3437% | 282 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.4047% | 862 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,414 |
| All other 1-4 family - Percent of loans charged-off, net | 1.9665% | 629 |
| Percentage Net Loans Charged-off: Commercial and industrial | 6.5489% | 418 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6204% | 2,603 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,540 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 34.5652% | 20 |
| 2010-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 2.6874% | 602 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.2208% | 1,180 |
| Percentage Net Loans Charged-off:Construction & development | 2.3463% | 1,135 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,882 |
| Percentage Net Loans Charged-off: Multi-family residential | 6.9536% | 133 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.7909% | 1,203 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 974 |
| All other 1-4 family - Percent of loans charged-off, net | 1.1047% | 911 |
| Percentage Net Loans Charged-off: Commercial and industrial | 12.0525% | 208 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2331% | 3,256 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,171 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 54.8370% | 9 |
| 2009-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.5149% | 1,657 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.1893% | 1,685 |
| Percentage Net Loans Charged-off:Construction & development | 4.9148% | 1,256 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 3,404 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0121% | 6,117 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.2232% | 1,088 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,916 |
| All other 1-4 family - Percent of loans charged-off, net | 1.6529% | 800 |
| Percentage Net Loans Charged-off: Commercial and industrial | 3.1715% | 1,275 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.7423% | 913 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 43.2011% | 78 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 27.8439% | 44 |
| 2009-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.6765% | 1,209 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.3479% | 1,240 |
| Percentage Net Loans Charged-off:Construction & development | 8.1120% | 619 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 2,820 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 708 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4811% | 1,825 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,611 |
| All other 1-4 family - Percent of loans charged-off, net | 0.6455% | 1,426 |
| Percentage Net Loans Charged-off: Commercial and industrial | 3.5829% | 898 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8823% | 2,703 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 61.1612% | 47 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 30.8906% | 40 |
| 2009-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.8648% | 1,008 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.5849% | 955 |
| Percentage Net Loans Charged-off:Construction & development | 10.0279% | 436 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 2,247 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0254% | 6,134 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4395% | 1,724 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,287 |
| All other 1-4 family - Percent of loans charged-off, net | 0.5827% | 1,363 |
| Percentage Net Loans Charged-off: Commercial and industrial | 3.6343% | 778 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.6192% | 1,487 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,633 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 30.7653% | 30 |
| 2009-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.3117% | 1,071 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3418% | 1,965 |
| Percentage Net Loans Charged-off:Construction & development | 1.6013% | 1,043 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,395 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0494% | 6,111 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2845% | 1,631 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 827 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3703% | 1,348 |
| Percentage Net Loans Charged-off: Commercial and industrial | 7.3348% | 292 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.7080% | 1,350 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,234 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 65.1858% | 13 |
| 2008-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 3.4949% | 225 |
| Percentage Net Loans Charged-off: Total real estate loans | 2.8002% | 241 |
| Percentage Net Loans Charged-off:Construction & development | 9.9775% | 201 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 2,362 |
| Percentage Net Loans Charged-off: Multi-family residential | 1.4737% | 240 |
| Percentage Net Loans Charged-off: 1-4 family residential | 2.5967% | 197 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,398 |
| All other 1-4 family - Percent of loans charged-off, net | 3.2710% | 148 |
| Percentage Net Loans Charged-off: Commercial and industrial | 8.3049% | 179 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.2026% | 874 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -1.0070% | 7,263 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 68.2891% | 7 |
| 2008-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 3.7273% | 131 |
| Percentage Net Loans Charged-off: Total real estate loans | 2.7603% | 167 |
| Percentage Net Loans Charged-off:Construction & development | 10.9251% | 105 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,766 |
| Percentage Net Loans Charged-off: Multi-family residential | 2.0184% | 139 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.9814% | 205 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,108 |
| All other 1-4 family - Percent of loans charged-off, net | 2.4783% | 150 |
| Percentage Net Loans Charged-off: Commercial and industrial | 10.6935% | 93 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.7199% | 1,022 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.5831% | 7,246 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 81.8125% | 6 |
| 2008-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 3.1639% | 152 |
| Percentage Net Loans Charged-off: Total real estate loans | 2.5929% | 154 |
| Percentage Net Loans Charged-off:Construction & development | 9.0559% | 134 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,334 |
| Percentage Net Loans Charged-off: Multi-family residential | 1.5253% | 93 |
| Percentage Net Loans Charged-off: 1-4 family residential | 2.2933% | 159 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 889 |
| All other 1-4 family - Percent of loans charged-off, net | 2.8521% | 117 |
| Percentage Net Loans Charged-off: Commercial and industrial | 7.3247% | 145 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0282% | 1,651 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 13.5509% | 115 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 57.8199% | 9 |
| 2008-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 3.8163% | 108 |
| Percentage Net Loans Charged-off: Total real estate loans | 2.6338% | 114 |
| Percentage Net Loans Charged-off:Construction & development | 11.0182% | 66 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 813 |
| Percentage Net Loans Charged-off: Multi-family residential | 3.0178% | 43 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.2552% | 251 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 563 |
| All other 1-4 family - Percent of loans charged-off, net | 1.5565% | 185 |
| Percentage Net Loans Charged-off: Commercial and industrial | 12.2657% | 56 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.6695% | 926 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -6.9818% | 7,347 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 100.5581% | 3 |
| 2007-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.1752% | 389 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.5441% | 501 |
| Percentage Net Loans Charged-off:Construction & development | 0.9368% | 460 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3021% | 641 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 289 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.6159% | 437 |
| Percentage Net Loans Charged-off: Home equity loans | 1.5524% | 118 |
| All other 1-4 family - Percent of loans charged-off, net | 0.4012% | 667 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.6996% | 461 |
| Percentage Net Loans Charged-off: Loans to individuals | 8.7688% | 55 |
| Percentage Net Loans Charged-off: Credit card loans | 4.0234% | 272 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 16.0211% | 101 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 2.4481% | 29 |
| 2007-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.9527% | 363 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2528% | 721 |
| Percentage Net Loans Charged-off:Construction & development | 0.3503% | 468 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1343% | 636 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 199 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3405% | 592 |
| Percentage Net Loans Charged-off: Home equity loans | 0.5462% | 213 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2939% | 661 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.2284% | 470 |
| Percentage Net Loans Charged-off: Loans to individuals | 9.9792% | 38 |
| Percentage Net Loans Charged-off: Credit card loans | 4.2926% | 241 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 20.5952% | 78 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 3.5358% | 18 |
| 2007-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5213% | 684 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1154% | 1,105 |
| Percentage Net Loans Charged-off:Construction & development | 0.0354% | 671 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1374% | 480 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 143 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1685% | 884 |
| Percentage Net Loans Charged-off: Home equity loans | 0.8242% | 132 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0210% | 1,715 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.0864% | 464 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9717% | 1,338 |
| Percentage Net Loans Charged-off: Credit card loans | 4.8281% | 196 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 21.7976% | 68 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 38 |
| 2007-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1941% | 1,432 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1190% | 798 |
| Percentage Net Loans Charged-off:Construction & development | 0.0621% | 346 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0069% | 7,949 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 76 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2971% | 480 |
| Percentage Net Loans Charged-off: Home equity loans | 1.4298% | 68 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0426% | 1,065 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1045% | 1,511 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6989% | 1,721 |
| Percentage Net Loans Charged-off: Credit card loans | 2.9718% | 367 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 22.2322% | 58 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 28 |
| 2006-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.0871% | 262 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2960% | 479 |
| Percentage Net Loans Charged-off:Construction & development | 0.0704% | 554 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1536% | 645 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 200 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.6402% | 231 |
| Percentage Net Loans Charged-off: Home equity loans | 1.0806% | 80 |
| All other 1-4 family - Percent of loans charged-off, net | 0.5471% | 295 |
| Percentage Net Loans Charged-off: Commercial and industrial | 4.6908% | 167 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.2806% | 452 |
| Percentage Net Loans Charged-off: Credit card loans | 0.9653% | 918 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 8.2534% | 144 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 39 |
| 2006-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1098% | 2,546 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1543% | 737 |
| Percentage Net Loans Charged-off:Construction & development | 0.0830% | 386 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0586% | 702 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 150 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3125% | 439 |
| Percentage Net Loans Charged-off: Home equity loans | 1.4510% | 45 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0746% | 1,316 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.4672% | 8,002 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9230% | 1,454 |
| Percentage Net Loans Charged-off: Credit card loans | 1.5781% | 641 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 6.0937% | 155 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 29 |
| 2006-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1216% | 2,208 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0781% | 1,128 |
| Percentage Net Loans Charged-off:Construction & development | 0.1411% | 236 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0085% | 768 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1015% | 1,032 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 426 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1221% | 891 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0347% | 6,951 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.2514% | 983 |
| Percentage Net Loans Charged-off: Credit card loans | 3.0808% | 350 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 3.7526% | 202 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 21 |
| 2006-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1351% | 1,733 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1416% | 572 |
| Percentage Net Loans Charged-off:Construction & development | 0.3413% | 98 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0219% | 437 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 51 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1306% | 676 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 311 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1522% | 595 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,732 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3087% | 2,699 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 1.6750% | 316 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2536% | 1,865 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0075% | 3,179 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 694 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,340 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 187 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0181% | 2,603 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 682 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0211% | 2,397 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.0315% | 1,110 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.8729% | 739 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 7.4847% | 141 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2943% | 1,371 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 3,051 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 541 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,046 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 151 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,617 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 562 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,434 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.4399% | 723 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.8676% | 683 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 5.4939% | 159 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2783% | 1,379 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 2,541 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 425 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 810 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 111 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,147 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 450 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,976 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.4275% | 705 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.5805% | 889 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 6.8571% | 119 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3080% | 1,120 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 1,814 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 235 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 511 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 61 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,540 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 338 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,404 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.2544% | 407 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.1658% | 7,557 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 6.9051% | 104 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1185% | 3,892 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0097% | 3,453 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 758 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0225% | 8,325 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 197 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0391% | 2,358 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 657 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0444% | 2,172 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2128% | 3,042 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.4110% | 1,322 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 6.4784% | 144 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1378% | 3,081 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0137% | 2,816 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 604 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0325% | 8,404 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 155 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0548% | 1,794 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 554 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0621% | 1,652 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2694% | 2,352 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.6875% | 919 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 5.7359% | 142 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1479% | 2,759 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0108% | 8,069 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 464 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0521% | 8,506 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 116 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0086% | 2,135 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 431 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0098% | 1,981 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4469% | 1,675 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.9568% | 755 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 5.5888% | 137 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3278% | 1,340 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0305% | 8,406 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 286 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.1067% | 8,629 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 70 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,591 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 291 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,471 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.9576% | 853 |
| Percentage Net Loans Charged-off: Loans to individuals | 4.6419% | 247 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 11.1111% | 69 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1091% | 4,616 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0190% | 3,327 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 836 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0119% | 1,503 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 186 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0395% | 2,524 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 639 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0449% | 2,353 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0554% | 7,853 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.5769% | 1,262 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 7.6503% | 145 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0871% | 4,572 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0072% | 3,166 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 663 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,273 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 138 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0192% | 2,441 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 519 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0219% | 2,294 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0882% | 7,881 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.3320% | 1,485 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 9.6072% | 113 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0970% | 4,026 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0111% | 2,591 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 523 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 978 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0304% | 1,881 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 421 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0346% | 1,777 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1886% | 8,063 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.6178% | 1,137 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 16.1290% | 76 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0329% | 4,569 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0226% | 1,697 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 326 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 618 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 56 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0621% | 1,190 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 277 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0701% | 1,106 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 2,449 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 4,985 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 14.0351% | 83 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2002-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2364% | 3,295 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 4,119 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 875 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,573 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 189 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 3,443 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 614 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 3,246 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.5476% | 1,340 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2074% | 5,964 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 4.6566% | 225 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2001-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0446% | 6,315 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 3,994 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 831 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,436 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 192 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 3,307 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 610 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 3,123 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 4,805 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 7,235 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 6.5738% | 163 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |