Home > American First National Bank > Income and Expense

American First National Bank, Income and Expense

2022-06-30 (YTD Data)Rank
Total interest income$50,520,000365
Total interest expense$3,671,000341
Net interest income$46,849,000370
Provision for loan and lease losses$547,000658
Total noninterest income$6,101,000679
Gross Fiduciary activities income$0925
Service charges on deposit accounts$328,0001,405
Trading account gains and feesNANA
Additional Noninterest Income$5,773,000542
Total noninterest expense$18,786,000690
Salaries and employee benefits$11,182,000663
Premises and equipment expense$2,384,000574
Additional noninterest expense$5,220,000745
Pre-tax net operating income$33,617,000301
Securities gains (losses)$0687
Applicable income taxes$7,128,000297
Income before extraordinary items$26,489,000295
Extraordinary gains, net$04
Net income$26,489,000295
Minority interest net income$060
Net income of bank and minority interests.$26,489,000295
Net charge-offs$-75,0004,314
Cash dividends$02,961
Sale, conversion, retirement of capital stock, net$0494
Net operating income$26,489,000303
2022-03-31 (YTD Data)Rank
Total interest income$24,651,000357
Total interest expense$1,765,000324
Net interest income$22,886,000366
Provision for loan and lease losses$212,000639
Total noninterest income$647,0001,794
Gross Fiduciary activities income$0892
Service charges on deposit accounts$165,0001,386
Trading account gains and feesNANA
Additional Noninterest Income$482,0001,702
Total noninterest expense$9,372,000693
Salaries and employee benefits$5,536,000673
Premises and equipment expense$1,184,000577
Additional noninterest expense$2,652,000736
Pre-tax net operating income$13,949,000327
Securities gains (losses)$0623
Applicable income taxes$2,954,000320
Income before extraordinary items$10,995,000327
Extraordinary gains, net$04
Net income$10,995,000327
Minority interest net income$050
Net income of bank and minority interests.$10,995,000327
Net charge-offs$-28,0004,259
Cash dividends$02,284
Sale, conversion, retirement of capital stock, net$0453
Net operating income$10,995,000332
2021-12-31 (YTD Data)Rank
Total interest income$93,782,000384
Total interest expense$8,725,000319
Net interest income$85,057,000391
Provision for loan and lease losses$1,906,000311
Total noninterest income$2,580,0001,974
Gross Fiduciary activities income$0994
Service charges on deposit accounts$729,0001,211
Trading account gains and feesNANA
Additional Noninterest Income$1,851,0001,998
Total noninterest expense$39,847,000658
Salaries and employee benefits$25,615,000581
Premises and equipment expense$4,661,000570
Additional noninterest expense$9,571,000813
Pre-tax net operating income$45,884,000413
Securities gains (losses)$02,062
Applicable income taxes$9,717,000399
Income before extraordinary items$36,167,000420
Extraordinary gains, net$010
Net income$36,167,000421
Minority interest net income$074
Net income of bank and minority interests.$36,167,000421
Net charge-offs$-88,0004,316
Cash dividends$9,170,000515
Sale, conversion, retirement of capital stock, net$0582
Net operating income$36,167,000414
2021-09-30 (YTD Data)Rank
Total interest income$69,284,000396
Total interest expense$6,924,000319
Net interest income$62,360,000406
Provision for loan and lease losses$1,267,000344
Total noninterest income$1,879,0002,040
Gross Fiduciary activities income$0957
Service charges on deposit accounts$539,0001,218
Trading account gains and feesNANA
Additional Noninterest Income$1,340,0002,082
Total noninterest expense$24,989,000778
Salaries and employee benefits$15,244,000732
Premises and equipment expense$3,547,000565
Additional noninterest expense$6,198,000909
Pre-tax net operating income$37,983,000396
Securities gains (losses)$02,015
Applicable income taxes$8,031,000389
Income before extraordinary items$29,952,000400
Extraordinary gains, net$08
Net income$29,952,000398
Minority interest net income$069
Net income of bank and minority interests.$29,952,000400
Net charge-offs$-43,0004,158
Cash dividends$03,251
Sale, conversion, retirement of capital stock, net$0543
Net operating income$29,952,000392
2021-06-30 (YTD Data)Rank
Total interest income$45,542,000402
Total interest expense$5,046,000303
Net interest income$40,496,000407
Provision for loan and lease losses$612,000490
Total noninterest income$1,222,0002,022
Gross Fiduciary activities income$0951
Service charges on deposit accounts$358,0001,194
Trading account gains and feesNANA
Additional Noninterest Income$864,0002,077
Total noninterest expense$16,408,000782
Salaries and employee benefits$9,918,000747
Premises and equipment expense$2,365,000567
Additional noninterest expense$4,125,000902
Pre-tax net operating income$24,698,000397
Securities gains (losses)$01,818
Applicable income taxes$5,222,000387
Income before extraordinary items$19,476,000409
Extraordinary gains, net$06
Net income$19,476,000407
Minority interest net income$067
Net income of bank and minority interests.$19,476,000409
Net charge-offs$-25,0004,135
Cash dividends$03,104
Sale, conversion, retirement of capital stock, net$0517
Net operating income$19,476,000399
2021-03-31 (YTD Data)Rank
Total interest income$22,410,000403
Total interest expense$2,745,000300
Net interest income$19,665,000411
Provision for loan and lease losses$375,000456
Total noninterest income$596,0002,039
Gross Fiduciary activities income$0922
Service charges on deposit accounts$188,0001,153
Trading account gains and feesNANA
Additional Noninterest Income$408,0002,137
Total noninterest expense$8,107,000780
Salaries and employee benefits$4,889,000750
Premises and equipment expense$1,205,000563
Additional noninterest expense$2,013,000894
Pre-tax net operating income$11,779,000409
Securities gains (losses)$01,392
Applicable income taxes$2,489,000406
Income before extraordinary items$9,290,000426
Extraordinary gains, net$03
Net income$9,290,000424
Minority interest net income$055
Net income of bank and minority interests.$9,290,000426
Net charge-offs$-46,0004,593
Cash dividends$02,452
Sale, conversion, retirement of capital stock, net$0482
Net operating income$9,290,000413
2020-12-31 (YTD Data)Rank
Total interest income$89,801,000398
Total interest expense$20,029,000271
Net interest income$69,772,000424
Provision for loan and lease losses$4,129,000656
Total noninterest income$2,741,0001,809
Gross Fiduciary activities income$01,030
Service charges on deposit accounts$953,000991
Trading account gains and feesNANA
Additional Noninterest Income$1,788,0001,909
Total noninterest expense$37,391,000669
Salaries and employee benefits$23,270,000604
Premises and equipment expense$5,123,000515
Additional noninterest expense$8,998,000805
Pre-tax net operating income$30,993,000423
Securities gains (losses)$549,000570
Applicable income taxes$6,643,000405
Income before extraordinary items$24,899,000442
Extraordinary gains, net$04
Net income$24,899,000441
Minority interest net income$072
Net income of bank and minority interests.$24,899,000442
Net charge-offs$825,000729
Cash dividends$7,642,000560
Sale, conversion, retirement of capital stock, net$0566
Net operating income$24,465,290432
2020-09-30 (YTD Data)Rank
Total interest income$67,335,000393
Total interest expense$16,519,000272
Net interest income$50,816,000428
Provision for loan and lease losses$3,108,000685
Total noninterest income$1,956,0001,812
Gross Fiduciary activities income$0981
Service charges on deposit accounts$758,000937
Trading account gains and feesNANA
Additional Noninterest Income$1,198,0001,977
Total noninterest expense$24,535,000750
Salaries and employee benefits$14,322,000739
Premises and equipment expense$3,884,000510
Additional noninterest expense$6,329,000827
Pre-tax net operating income$25,129,000373
Securities gains (losses)$549,000465
Applicable income taxes$5,403,000358
Income before extraordinary items$20,275,000390
Extraordinary gains, net$04
Net income$20,275,000389
Minority interest net income$065
Net income of bank and minority interests.$20,275,000390
Net charge-offs$799,000570
Cash dividends$03,384
Sale, conversion, retirement of capital stock, net$0532
Net operating income$19,841,290382
2020-06-30 (YTD Data)Rank
Total interest income$44,909,000396
Total interest expense$12,426,000267
Net interest income$32,483,000446
Provision for loan and lease losses$2,653,000594
Total noninterest income$1,360,0001,716
Gross Fiduciary activities income$0970
Service charges on deposit accounts$545,000883
Trading account gains and feesNANA
Additional Noninterest Income$815,0001,880
Total noninterest expense$16,226,000753
Salaries and employee benefits$9,403,000743
Premises and equipment expense$2,572,000515
Additional noninterest expense$4,251,000822
Pre-tax net operating income$14,964,000363
Securities gains (losses)$549,000349
Applicable income taxes$3,266,000342
Income before extraordinary items$12,247,000371
Extraordinary gains, net$04
Net income$12,247,000370
Minority interest net income$065
Net income of bank and minority interests.$12,247,000371
Net charge-offs$838,000437
Cash dividends$03,237
Sale, conversion, retirement of capital stock, net$0504
Net operating income$11,813,290374
2020-03-31 (YTD Data)Rank
Total interest income$22,931,000394
Total interest expense$7,029,000277
Net interest income$15,902,000454
Provision for loan and lease losses$1,443,000494
Total noninterest income$793,0001,479
Gross Fiduciary activities income$0941
Service charges on deposit accounts$337,000850
Trading account gains and feesNANA
Additional Noninterest Income$456,0001,605
Total noninterest expense$8,329,000737
Salaries and employee benefits$4,871,000722
Premises and equipment expense$1,289,000517
Additional noninterest expense$2,169,000806
Pre-tax net operating income$6,923,000349
Securities gains (losses)$380,000234
Applicable income taxes$1,546,000322
Income before extraordinary items$5,757,000356
Extraordinary gains, net$04
Net income$5,757,000356
Minority interest net income$056
Net income of bank and minority interests.$5,757,000356
Net charge-offs$867,000267
Cash dividends$02,639
Sale, conversion, retirement of capital stock, net$0482
Net operating income$5,456,800364
2019-12-31 (YTD Data)Rank
Total interest income$92,323,000393
Total interest expense$25,953,000314
Net interest income$66,370,000432
Provision for loan and lease losses$3,194,000355
Total noninterest income$3,182,0001,509
Gross Fiduciary activities income$01,051
Service charges on deposit accounts$1,368,000875
Trading account gains and feesNANA
Additional Noninterest Income$1,814,0001,628
Total noninterest expense$35,544,000668
Salaries and employee benefits$21,713,000606
Premises and equipment expense$4,651,000554
Additional noninterest expense$9,180,000756
Pre-tax net operating income$30,814,000437
Securities gains (losses)$02,379
Applicable income taxes$6,480,000420
Income before extraordinary items$24,334,000463
Extraordinary gains, net$011
Net income$24,334,000462
Minority interest net income$076
Net income of bank and minority interests.$24,334,000463
Net charge-offs$413,0001,175
Cash dividends$6,113,000683
Sale, conversion, retirement of capital stock, net$0626
Net operating income$24,334,000450
2019-09-30 (YTD Data)Rank
Total interest income$69,220,000396
Total interest expense$18,785,000322
Net interest income$50,435,000428
Provision for loan and lease losses$2,402,000352
Total noninterest income$2,398,0001,505
Gross Fiduciary activities income$01,014
Service charges on deposit accounts$1,007,000886
Trading account gains and fees$0129
Additional Noninterest Income$1,391,0001,596
Total noninterest expense$23,218,000752
Salaries and employee benefits$13,536,000739
Premises and equipment expense$3,439,000564
Additional noninterest expense$6,243,000815
Pre-tax net operating income$27,213,000396
Securities gains (losses)$02,167
Applicable income taxes$5,718,000381
Income before extraordinary items$21,495,000405
Extraordinary gains, net$011
Net income$21,495,000405
Minority interest net income$072
Net income of bank and minority interests.$21,495,000405
Net charge-offs$460,000803
Cash dividends$03,588
Sale, conversion, retirement of capital stock, net$0590
Net operating income$21,495,000393
2019-06-30 (YTD Data)Rank
Total interest income$45,075,000405
Total interest expense$11,619,000338
Net interest income$33,456,000432
Provision for loan and lease losses$1,813,000314
Total noninterest income$1,520,0001,528
Gross Fiduciary activities income$01,004
Service charges on deposit accounts$666,000878
Trading account gains and fees$0131
Additional Noninterest Income$854,0001,642
Total noninterest expense$15,355,000758
Salaries and employee benefits$8,903,000742
Premises and equipment expense$2,278,000567
Additional noninterest expense$4,174,000829
Pre-tax net operating income$17,808,000394
Securities gains (losses)$01,702
Applicable income taxes$3,736,000378
Income before extraordinary items$14,072,000401
Extraordinary gains, net$011
Net income$14,072,000402
Minority interest net income$069
Net income of bank and minority interests.$14,072,000402
Net charge-offs$-301,0005,206
Cash dividends$03,456
Sale, conversion, retirement of capital stock, net$0573
Net operating income$14,072,000397
2019-03-31 (YTD Data)Rank
Total interest income$21,824,000412
Total interest expense$4,826,000392
Net interest income$16,998,000424
Provision for loan and lease losses$401,000554
Total noninterest income$778,0001,456
Gross Fiduciary activities income$0972
Service charges on deposit accounts$317,000909
Trading account gains and fees$0126
Additional Noninterest Income$461,0001,525
Total noninterest expense$7,483,000768
Salaries and employee benefits$4,381,000750
Premises and equipment expense$1,120,000571
Additional noninterest expense$1,982,000841
Pre-tax net operating income$9,892,000351
Securities gains (losses)$01,087
Applicable income taxes$2,069,000352
Income before extraordinary items$7,823,000362
Extraordinary gains, net$05
Net income$7,823,000362
Minority interest net income$052
Net income of bank and minority interests.$7,823,000362
Net charge-offs$-291,0005,298
Cash dividends$02,803
Sale, conversion, retirement of capital stock, net$0529
Net operating income$7,823,000354
2018-12-31 (YTD Data)Rank
Total interest income$74,672,000438
Total interest expense$13,832,000399
Net interest income$60,840,000458
Provision for loan and lease losses$1,004,000872
Total noninterest income$2,691,0001,664
Gross Fiduciary activities income$01,098
Service charges on deposit accounts$1,106,0001,081
Trading account gains and fees$0126
Additional Noninterest Income$1,585,0001,735
Total noninterest expense$33,161,000688
Salaries and employee benefits$19,982,000628
Premises and equipment expense$4,581,000549
Additional noninterest expense$8,598,000801
Pre-tax net operating income$29,366,000439
Securities gains (losses)$01,125
Applicable income taxes$6,109,000416
Income before extraordinary items$23,257,000457
Extraordinary gains, net$06
Net income$23,257,000456
Minority interest net income$072
Net income of bank and minority interests.$23,257,000456
Net charge-offs$896,000652
Cash dividends$4,585,000795
Sale, conversion, retirement of capital stock, net$0671
Net operating income$23,257,000456
2018-09-30 (YTD Data)Rank
Total interest income$54,119,000448
Total interest expense$9,525,000404
Net interest income$44,594,000466
Provision for loan and lease losses$577,0001,011
Total noninterest income$1,991,0001,693
Gross Fiduciary activities income$01,048
Service charges on deposit accounts$799,0001,105
Trading account gains and fees$0138
Additional Noninterest Income$1,192,0001,749
Total noninterest expense$21,914,000765
Salaries and employee benefits$12,619,000747
Premises and equipment expense$3,424,000557
Additional noninterest expense$5,871,000840
Pre-tax net operating income$24,094,000425
Securities gains (losses)$01,118
Applicable income taxes$5,012,000405
Income before extraordinary items$19,082,000426
Extraordinary gains, net$05
Net income$19,082,000425
Minority interest net income$066
Net income of bank and minority interests.$19,082,000425
Net charge-offs$987,000444
Cash dividends$03,618
Sale, conversion, retirement of capital stock, net$0633
Net operating income$19,082,000426
2018-06-30 (YTD Data)Rank
Total interest income$34,916,000457
Total interest expense$5,681,000421
Net interest income$29,235,000470
Provision for loan and lease losses$03,782
Total noninterest income$1,353,0001,667
Gross Fiduciary activities income$01,037
Service charges on deposit accounts$532,0001,114
Trading account gains and fees$0130
Additional Noninterest Income$821,0001,715
Total noninterest expense$14,437,000774
Salaries and employee benefits$8,269,000767
Premises and equipment expense$2,279,000558
Additional noninterest expense$3,889,000852
Pre-tax net operating income$16,151,000415
Securities gains (losses)$0961
Applicable income taxes$3,353,000405
Income before extraordinary items$12,798,000426
Extraordinary gains, net$06
Net income$12,798,000424
Minority interest net income$065
Net income of bank and minority interests.$12,798,000425
Net charge-offs$644,000445
Cash dividends$03,485
Sale, conversion, retirement of capital stock, net$0620
Net operating income$12,798,000426
2018-03-31 (YTD Data)Rank
Total interest income$16,836,000464
Total interest expense$2,479,000440
Net interest income$14,357,000476
Provision for loan and lease losses$03,508
Total noninterest income$653,0001,702
Gross Fiduciary activities income$01,003
Service charges on deposit accounts$275,0001,087
Trading account gains and fees$0123
Additional Noninterest Income$378,0001,768
Total noninterest expense$7,167,000779
Salaries and employee benefits$4,122,000776
Premises and equipment expense$1,124,000565
Additional noninterest expense$1,921,000848
Pre-tax net operating income$7,843,000415
Securities gains (losses)$0735
Applicable income taxes$1,628,000395
Income before extraordinary items$6,215,000424
Extraordinary gains, net$07
Net income$6,215,000423
Minority interest net income$052
Net income of bank and minority interests.$6,215,000424
Net charge-offs$615,000284
Cash dividends$02,774
Sale, conversion, retirement of capital stock, net$0580
Net operating income$6,215,000425
2017-12-31 (YTD Data)Rank
Total interest income$62,236,000468
Total interest expense$9,078,000403
Net interest income$53,158,000482
Provision for loan and lease losses$668,0001,180
Total noninterest income$2,434,0001,801
Gross Fiduciary activities income$01,137
Service charges on deposit accounts$1,111,0001,085
Trading account gains and fees$0151
Additional Noninterest Income$1,323,0001,954
Total noninterest expense$30,373,000724
Salaries and employee benefits$18,248,000669
Premises and equipment expense$4,531,000548
Additional noninterest expense$7,594,000858
Pre-tax net operating income$24,551,000463
Securities gains (losses)$02,243
Applicable income taxes$9,458,000428
Income before extraordinary items$15,093,000522
Extraordinary gains, net$09
Net income$15,093,000520
Minority interest net income$076
Net income of bank and minority interests.$15,093,000522
Net charge-offs$118,0002,282
Cash dividends$3,821,000845
Sale, conversion, retirement of capital stock, net$0711
Net operating income$15,093,000517
2017-09-30 (YTD Data)Rank
Total interest income$45,644,000479
Total interest expense$6,636,000400
Net interest income$39,008,000492
Provision for loan and lease losses$668,000962
Total noninterest income$1,819,0001,826
Gross Fiduciary activities income$01,093
Service charges on deposit accounts$838,0001,088
Trading account gains and fees$0145
Additional Noninterest Income$981,0001,990
Total noninterest expense$20,484,000802
Salaries and employee benefits$12,026,000767
Premises and equipment expense$3,404,000551
Additional noninterest expense$5,054,000966
Pre-tax net operating income$19,675,000449
Securities gains (losses)$02,274
Applicable income taxes$6,769,000392
Income before extraordinary items$12,906,000500
Extraordinary gains, net$09
Net income$12,906,000498
Minority interest net income$071
Net income of bank and minority interests.$12,906,000500
Net charge-offs$179,0001,486
Cash dividends$03,705
Sale, conversion, retirement of capital stock, net$0677
Net operating income$12,906,000497
2017-06-30 (YTD Data)Rank
Total interest income$29,657,000487
Total interest expense$4,297,000397
Net interest income$25,360,000498
Provision for loan and lease losses$559,000786
Total noninterest income$1,232,0001,802
Gross Fiduciary activities income$01,079
Service charges on deposit accounts$568,0001,056
Trading account gains and fees$0139
Additional Noninterest Income$664,0001,992
Total noninterest expense$13,646,000807
Salaries and employee benefits$8,005,000770
Premises and equipment expense$2,278,000549
Additional noninterest expense$3,363,000967
Pre-tax net operating income$12,387,000462
Securities gains (losses)$01,906
Applicable income taxes$4,255,000405
Income before extraordinary items$8,132,000515
Extraordinary gains, net$011
Net income$8,132,000512
Minority interest net income$071
Net income of bank and minority interests.$8,132,000515
Net charge-offs$-98,0005,439
Cash dividends$03,544
Sale, conversion, retirement of capital stock, net$0659
Net operating income$8,132,000508
2017-03-31 (YTD Data)Rank
Total interest income$14,584,000491
Total interest expense$2,071,000400
Net interest income$12,513,000503
Provision for loan and lease losses$229,000850
Total noninterest income$611,0001,798
Gross Fiduciary activities income$01,045
Service charges on deposit accounts$297,0001,007
Trading account gains and fees$0142
Additional Noninterest Income$314,0002,036
Total noninterest expense$6,796,000807
Salaries and employee benefits$4,025,000775
Premises and equipment expense$1,172,000552
Additional noninterest expense$1,599,0001,006
Pre-tax net operating income$6,099,000459
Securities gains (losses)$01,153
Applicable income taxes$2,092,000404
Income before extraordinary items$4,007,000518
Extraordinary gains, net$08
Net income$4,007,000517
Minority interest net income$055
Net income of bank and minority interests.$4,007,000518
Net charge-offs$-26,0005,346
Cash dividends$02,846
Sale, conversion, retirement of capital stock, net$0632
Net operating income$4,007,000506
2016-12-31 (YTD Data)Rank
Total interest income$55,867,000485
Total interest expense$7,344,000410
Net interest income$48,523,000492
Provision for loan and lease losses$3,627,000337
Total noninterest income$3,707,0001,412
Gross Fiduciary activities income$01,172
Service charges on deposit accounts$1,031,0001,178
Trading account gains and fees$0170
Additional Noninterest Income$2,676,0001,308
Total noninterest expense$29,628,000726
Salaries and employee benefits$17,456,000678
Premises and equipment expense$4,452,000566
Additional noninterest expense$7,720,000857
Pre-tax net operating income$18,975,000538
Securities gains (losses)$03,212
Applicable income taxes$6,478,000465
Income before extraordinary items$12,497,000627
Extraordinary gains, net$05
Net income$12,497,000626
Minority interest net income$082
Net income of bank and minority interests.$12,497,000626
Net charge-offs$3,085,000294
Cash dividends$3,057,0001,001
Sale, conversion, retirement of capital stock, net$0759
Net operating income$12,497,000610
2016-09-30 (YTD Data)Rank
Total interest income$41,842,000485
Total interest expense$5,279,000425
Net interest income$36,563,000486
Provision for loan and lease losses$750,000858
Total noninterest income$2,950,0001,357
Gross Fiduciary activities income$01,132
Service charges on deposit accounts$753,0001,200
Trading account gains and fees$0169
Additional Noninterest Income$2,197,0001,226
Total noninterest expense$20,611,000779
Salaries and employee benefits$11,801,000747
Premises and equipment expense$3,343,000567
Additional noninterest expense$5,467,000905
Pre-tax net operating income$18,152,000435
Securities gains (losses)$03,160
Applicable income taxes$6,233,000390
Income before extraordinary items$11,919,000500
Extraordinary gains, net$05
Net income$11,919,000497
Minority interest net income$071
Net income of bank and minority interests.$11,919,000500
Net charge-offs$713,000616
Cash dividends$03,792
Sale, conversion, retirement of capital stock, net$0719
Net operating income$11,919,000488
2016-06-30 (YTD Data)Rank
Total interest income$28,635,000475
Total interest expense$3,386,000432
Net interest income$25,249,000474
Provision for loan and lease losses$517,000829
Total noninterest income$2,382,0001,166
Gross Fiduciary activities income$01,122
Service charges on deposit accounts$490,0001,213
Trading account gains and fees$0157
Additional Noninterest Income$1,892,0001,005
Total noninterest expense$13,330,000801
Salaries and employee benefits$7,762,000762
Premises and equipment expense$2,111,000588
Additional noninterest expense$3,457,000954
Pre-tax net operating income$13,784,000394
Securities gains (losses)$02,835
Applicable income taxes$4,745,000358
Income before extraordinary items$9,039,000437
Extraordinary gains, net$016
Net income$9,039,000436
Minority interest net income$071
Net income of bank and minority interests.$9,039,000436
Net charge-offs$489,000609
Cash dividends$03,654
Sale, conversion, retirement of capital stock, net$0705
Net operating income$9,039,000424
2016-03-31 (YTD Data)Rank
Total interest income$15,983,000429
Total interest expense$1,635,000441
Net interest income$14,348,000424
Provision for loan and lease losses$03,656
Total noninterest income$1,874,000830
Gross Fiduciary activities income$01,076
Service charges on deposit accounts$241,0001,219
Trading account gains and fees$0142
Additional Noninterest Income$1,633,000666
Total noninterest expense$6,617,000803
Salaries and employee benefits$3,825,000775
Premises and equipment expense$1,067,000593
Additional noninterest expense$1,725,000951
Pre-tax net operating income$9,605,000297
Securities gains (losses)$02,077
Applicable income taxes$3,327,000278
Income before extraordinary items$6,278,000322
Extraordinary gains, net$012
Net income$6,278,000322
Minority interest net income$062
Net income of bank and minority interests.$6,278,000322
Net charge-offs$282,000512
Cash dividends$02,895
Sale, conversion, retirement of capital stock, net$0659
Net operating income$6,278,000320
2015-12-31 (YTD Data)Rank
Total interest income$52,554,000485
Total interest expense$5,866,000464
Net interest income$46,688,000488
Provision for loan and lease losses$814,000962
Total noninterest income$2,421,0001,859
Gross Fiduciary activities income$01,209
Service charges on deposit accounts$1,003,0001,216
Trading account gains and fees$0159
Additional Noninterest Income$1,418,0001,924
Total noninterest expense$27,613,000753
Salaries and employee benefits$16,606,000687
Premises and equipment expense$3,796,000652
Additional noninterest expense$7,211,000904
Pre-tax net operating income$20,682,000474
Securities gains (losses)$03,216
Applicable income taxes$7,076,000414
Income before extraordinary items$13,606,000542
Extraordinary gains, net$023
Net income$13,606,000542
Minority interest net income$081
Net income of bank and minority interests.$13,606,000543
Net charge-offs$70,0002,984
Cash dividends$3,821,000818
Sale, conversion, retirement of capital stock, net$0804
Net operating income$13,606,000536
2015-09-30 (YTD Data)Rank
Total interest income$39,099,000490
Total interest expense$4,284,000480
Net interest income$34,815,000489
Provision for loan and lease losses$814,000707
Total noninterest income$1,750,0001,931
Gross Fiduciary activities income$01,169
Service charges on deposit accounts$742,0001,242
Trading account gains and fees$0153
Additional Noninterest Income$1,008,0002,017
Total noninterest expense$18,969,000826
Salaries and employee benefits$11,013,000793
Premises and equipment expense$2,908,000657
Additional noninterest expense$5,048,000975
Pre-tax net operating income$16,782,000448
Securities gains (losses)$03,031
Applicable income taxes$5,746,000407
Income before extraordinary items$11,036,000515
Extraordinary gains, net$021
Net income$11,036,000512
Minority interest net income$078
Net income of bank and minority interests.$11,036,000515
Net charge-offs$108,0002,082
Cash dividends$03,825
Sale, conversion, retirement of capital stock, net$0773
Net operating income$11,036,000503
2015-06-30 (YTD Data)Rank
Total interest income$25,934,000488
Total interest expense$2,807,000489
Net interest income$23,127,000488
Provision for loan and lease losses$773,000533
Total noninterest income$1,095,0002,016
Gross Fiduciary activities income$01,152
Service charges on deposit accounts$497,0001,214
Trading account gains and fees$0157
Additional Noninterest Income$598,0002,192
Total noninterest expense$12,462,000845
Salaries and employee benefits$7,384,000790
Premises and equipment expense$1,941,000657
Additional noninterest expense$3,137,0001,048
Pre-tax net operating income$10,987,000457
Securities gains (losses)$02,636
Applicable income taxes$3,763,000413
Income before extraordinary items$7,224,000525
Extraordinary gains, net$022
Net income$7,224,000523
Minority interest net income$075
Net income of bank and minority interests.$7,224,000525
Net charge-offs$313,000888
Cash dividends$03,664
Sale, conversion, retirement of capital stock, net$0751
Net operating income$7,224,000511
2015-03-31 (YTD Data)Rank
Total interest income$13,374,000480
Total interest expense$1,397,000492
Net interest income$11,977,000475
Provision for loan and lease losses$151,0001,058
Total noninterest income$530,0002,027
Gross Fiduciary activities income$01,118
Service charges on deposit accounts$245,0001,206
Trading account gains and fees$0152
Additional Noninterest Income$285,0002,191
Total noninterest expense$6,405,000817
Salaries and employee benefits$3,644,000806
Premises and equipment expense$975,000656
Additional noninterest expense$1,786,000892
Pre-tax net operating income$5,951,000418
Securities gains (losses)$02,027
Applicable income taxes$2,048,000377
Income before extraordinary items$3,903,000477
Extraordinary gains, net$013
Net income$3,903,000476
Minority interest net income$064
Net income of bank and minority interests.$3,903,000477
Net charge-offs$-49,0005,940
Cash dividends$02,892
Sale, conversion, retirement of capital stock, net$0697
Net operating income$3,903,000466
2014-12-31 (YTD Data)Rank
Total interest income$47,609,000521
Total interest expense$5,117,000556
Net interest income$42,492,000520
Provision for loan and lease losses$1,320,000680
Total noninterest income$2,555,0001,768
Gross Fiduciary activities income$01,256
Service charges on deposit accounts$1,172,0001,125
Trading account gains and fees$0180
Additional Noninterest Income$1,383,0001,872
Total noninterest expense$27,062,000752
Salaries and employee benefits$16,232,000680
Premises and equipment expense$4,177,000590
Additional noninterest expense$6,653,000985
Pre-tax net operating income$16,665,000538
Securities gains (losses)$-95,0006,328
Applicable income taxes$5,597,000456
Income before extraordinary items$10,973,000623
Extraordinary gains, net$017
Net income$10,973,000621
Minority interest net income$084
Net income of bank and minority interests.$10,973,000623
Net charge-offs$-46,0005,976
Cash dividends$3,057,000893
Sale, conversion, retirement of capital stock, net$0862
Net operating income$11,035,700608
2014-09-30 (YTD Data)Rank
Total interest income$35,168,000528
Total interest expense$3,748,000578
Net interest income$31,420,000525
Provision for loan and lease losses$625,000966
Total noninterest income$1,997,0001,710
Gross Fiduciary activities income$01,202
Service charges on deposit accounts$905,0001,103
Trading account gains and fees$0174
Additional Noninterest Income$1,092,0001,832
Total noninterest expense$18,668,000805
Salaries and employee benefits$10,862,000765
Premises and equipment expense$3,105,000593
Additional noninterest expense$4,701,0001,047
Pre-tax net operating income$14,124,000478
Securities gains (losses)$-95,0006,437
Applicable income taxes$4,771,000422
Income before extraordinary items$9,258,000551
Extraordinary gains, net$015
Net income$9,258,000548
Minority interest net income$081
Net income of bank and minority interests.$9,258,000551
Net charge-offs$-63,0006,104
Cash dividends$03,845
Sale, conversion, retirement of capital stock, net$0819
Net operating income$9,320,700537
2014-06-30 (YTD Data)Rank
Total interest income$23,105,000532
Total interest expense$2,425,000600
Net interest income$20,680,000529
Provision for loan and lease losses$472,000884
Total noninterest income$1,395,0001,631
Gross Fiduciary activities income$01,182
Service charges on deposit accounts$610,0001,080
Trading account gains and fees$0172
Additional Noninterest Income$785,0001,723
Total noninterest expense$12,333,000811
Salaries and employee benefits$7,209,000760
Premises and equipment expense$2,083,000592
Additional noninterest expense$3,041,0001,067
Pre-tax net operating income$9,270,000478
Securities gains (losses)$-95,0006,539
Applicable income taxes$3,122,000428
Income before extraordinary items$6,053,000545
Extraordinary gains, net$020
Net income$6,053,000544
Minority interest net income$080
Net income of bank and minority interests.$6,053,000545
Net charge-offs$-321,0006,516
Cash dividends$03,668
Sale, conversion, retirement of capital stock, net$0794
Net operating income$6,115,700534
2014-03-31 (YTD Data)Rank
Total interest income$11,304,000543
Total interest expense$1,173,000630
Net interest income$10,131,000541
Provision for loan and lease losses$351,000614
Total noninterest income$813,0001,439
Gross Fiduciary activities income$01,141
Service charges on deposit accounts$321,0001,003
Trading account gains and fees$0147
Additional Noninterest Income$492,0001,425
Total noninterest expense$6,260,000815
Salaries and employee benefits$3,608,000771
Premises and equipment expense$1,069,000591
Additional noninterest expense$1,583,0001,019
Pre-tax net operating income$4,333,000496
Securities gains (losses)$-95,0006,645
Applicable income taxes$1,432,000438
Income before extraordinary items$2,806,000569
Extraordinary gains, net$016
Net income$2,806,000570
Minority interest net income$066
Net income of bank and minority interests.$2,806,000570
Net charge-offs$-213,0006,597
Cash dividends$02,887
Sale, conversion, retirement of capital stock, net$0747
Net operating income$2,868,700550
2013-12-31 (YTD Data)Rank
Total interest income$46,007,000535
Total interest expense$4,706,000708
Net interest income$41,301,000512
Provision for loan and lease losses$2,740,000474
Total noninterest income$3,573,0001,427
Gross Fiduciary activities income$01,299
Service charges on deposit accounts$1,093,0001,243
Trading account gains and fees$0184
Additional Noninterest Income$2,480,0001,299
Total noninterest expense$25,818,000784
Salaries and employee benefits$15,354,000717
Premises and equipment expense$4,681,000529
Additional noninterest expense$5,783,0001,169
Pre-tax net operating income$16,316,000508
Securities gains (losses)$03,182
Applicable income taxes$5,498,000434
Income before extraordinary items$10,818,000601
Extraordinary gains, net$029
Net income$10,818,000600
Minority interest net income$090
Net income of bank and minority interests.$10,818,000601
Net charge-offs$1,103,0001,173
Cash dividends$3,057,000850
Sale, conversion, retirement of capital stock, net$0924
Net operating income$10,818,000587
2013-09-30 (YTD Data)Rank
Total interest income$34,678,000532
Total interest expense$3,550,000729
Net interest income$31,128,000507
Provision for loan and lease losses$2,112,000469
Total noninterest income$2,951,0001,361
Gross Fiduciary activities income$01,238
Service charges on deposit accounts$800,0001,281
Trading account gains and fees$0180
Additional Noninterest Income$2,151,0001,212
Total noninterest expense$17,401,000883
Salaries and employee benefits$9,797,000830
Premises and equipment expense$3,506,000530
Additional noninterest expense$4,098,0001,221
Pre-tax net operating income$14,566,000459
Securities gains (losses)$03,040
Applicable income taxes$4,931,000397
Income before extraordinary items$9,635,000536
Extraordinary gains, net$025
Net income$9,635,000534
Minority interest net income$084
Net income of bank and minority interests.$9,635,000538
Net charge-offs$486,0001,617
Cash dividends$03,782
Sale, conversion, retirement of capital stock, net$0868
Net operating income$9,635,000525
2013-06-30 (YTD Data)Rank
Total interest income$23,409,000522
Total interest expense$2,410,000742
Net interest income$20,999,000506
Provision for loan and lease losses$875,000749
Total noninterest income$1,436,0001,695
Gross Fiduciary activities income$01,226
Service charges on deposit accounts$536,0001,254
Trading account gains and fees$0157
Additional Noninterest Income$900,0001,713
Total noninterest expense$11,509,000890
Salaries and employee benefits$6,458,000841
Premises and equipment expense$2,348,000526
Additional noninterest expense$2,703,0001,227
Pre-tax net operating income$10,051,000439
Securities gains (losses)$02,791
Applicable income taxes$3,410,000377
Income before extraordinary items$6,641,000514
Extraordinary gains, net$022
Net income$6,641,000514
Minority interest net income$082
Net income of bank and minority interests.$6,641,000516
Net charge-offs$579,0001,133
Cash dividends$03,564
Sale, conversion, retirement of capital stock, net$0838
Net operating income$6,641,000492
2013-03-31 (YTD Data)Rank
Total interest income$11,678,000532
Total interest expense$1,219,000760
Net interest income$10,459,000515
Provision for loan and lease losses$96,0002,134
Total noninterest income$349,0002,766
Gross Fiduciary activities income$01,171
Service charges on deposit accounts$265,0001,255
Trading account gains and fees$0148
Additional Noninterest Income$84,0004,006
Total noninterest expense$5,777,000893
Salaries and employee benefits$3,267,000841
Premises and equipment expense$1,162,000533
Additional noninterest expense$1,348,0001,221
Pre-tax net operating income$4,935,000447
Securities gains (losses)$01,966
Applicable income taxes$1,679,000388
Income before extraordinary items$3,256,000514
Extraordinary gains, net$010
Net income$3,256,000512
Minority interest net income$076
Net income of bank and minority interests.$3,256,000515
Net charge-offs$-39,0006,645
Cash dividends$02,726
Sale, conversion, retirement of capital stock, net$0789
Net operating income$3,256,000492
2012-12-31 (YTD Data)Rank
Total interest income$55,046,000472
Total interest expense$5,730,000770
Net interest income$49,316,000452
Provision for loan and lease losses$4,692,000539
Total noninterest income$2,431,0001,909
Gross Fiduciary activities income$01,334
Service charges on deposit accounts$1,255,0001,138
Trading account gains and fees$0166
Additional Noninterest Income$1,176,0002,167
Total noninterest expense$25,210,000794
Salaries and employee benefits$14,938,000696
Premises and equipment expense$4,875,000491
Additional noninterest expense$5,397,0001,263
Pre-tax net operating income$21,845,000404
Securities gains (losses)$1,151,000454
Applicable income taxes$7,807,000336
Income before extraordinary items$15,189,000441
Extraordinary gains, net$029
Net income$15,189,000440
Minority interest net income$093
Net income of bank and minority interests.$15,189,000440
Net charge-offs$2,036,0001,141
Cash dividends$3,971,000701
Sale, conversion, retirement of capital stock, net$01,002
Net operating income$14,429,340450
2012-09-30 (YTD Data)Rank
Total interest income$43,216,000456
Total interest expense$4,338,000805
Net interest income$38,878,000431
Provision for loan and lease losses$2,333,000752
Total noninterest income$1,959,0001,816
Gross Fiduciary activities income$01,274
Service charges on deposit accounts$934,0001,144
Trading account gains and fees$0157
Additional Noninterest Income$1,025,0001,964
Total noninterest expense$17,948,000830
Salaries and employee benefits$9,579,000820
Premises and equipment expense$3,616,000499
Additional noninterest expense$4,753,0001,085
Pre-tax net operating income$20,556,000333
Securities gains (losses)$1,151,000347
Applicable income taxes$7,396,000289
Income before extraordinary items$14,311,000368
Extraordinary gains, net$020
Net income$14,311,000368
Minority interest net income$086
Net income of bank and minority interests.$14,311,000368
Net charge-offs$905,0001,564
Cash dividends$1,528,000976
Sale, conversion, retirement of capital stock, net$0952
Net operating income$13,551,340375
2012-06-30 (YTD Data)Rank
Total interest income$31,053,000438
Total interest expense$2,909,000842
Net interest income$28,144,000405
Provision for loan and lease losses$1,557,000775
Total noninterest income$1,668,0001,503
Gross Fiduciary activities income$01,262
Service charges on deposit accounts$608,0001,165
Trading account gains and fees$0153
Additional Noninterest Income$1,060,0001,459
Total noninterest expense$12,402,000800
Salaries and employee benefits$6,448,000802
Premises and equipment expense$2,382,000503
Additional noninterest expense$3,572,000971
Pre-tax net operating income$15,853,000291
Securities gains (losses)$1,151,000245
Applicable income taxes$5,985,000252
Income before extraordinary items$11,019,000323
Extraordinary gains, net$019
Net income$11,019,000322
Minority interest net income$084
Net income of bank and minority interests.$11,019,000322
Net charge-offs$288,0002,367
Cash dividends$1,528,000672
Sale, conversion, retirement of capital stock, net$0928
Net operating income$10,270,850318
2012-03-31 (YTD Data)Rank
Total interest income$15,370,000446
Total interest expense$1,466,000870
Net interest income$13,904,000405
Provision for loan and lease losses$617,000900
Total noninterest income$682,0001,745
Gross Fiduciary activities income$01,204
Service charges on deposit accounts$248,0001,412
Trading account gains and fees$0148
Additional Noninterest Income$434,0001,658
Total noninterest expense$6,449,000772
Salaries and employee benefits$3,281,000785
Premises and equipment expense$1,160,000524
Additional noninterest expense$2,008,000842
Pre-tax net operating income$7,520,000303
Securities gains (losses)$725,000197
Applicable income taxes$2,726,000255
Income before extraordinary items$5,519,000319
Extraordinary gains, net$019
Net income$5,519,000319
Minority interest net income$078
Net income of bank and minority interests.$5,519,000320
Net charge-offs$67,0002,791
Cash dividends$1,528,000338
Sale, conversion, retirement of capital stock, net$0861
Net operating income$5,033,250330
2011-12-31 (YTD Data)Rank
Total interest income$41,989,000660
Total interest expense$6,496,000936
Net interest income$35,493,000601
Provision for loan and lease losses$3,276,0001,112
Total noninterest income$41,886,000218
Gross Fiduciary activities income$01,311
Service charges on deposit accounts$1,084,0001,374
Trading account gains and fees$0146
Additional Noninterest Income$40,802,000167
Total noninterest expense$22,053,000889
Salaries and employee benefits$11,677,000842
Premises and equipment expense$3,980,000626
Additional noninterest expense$6,396,0001,100
Pre-tax net operating income$52,050,000179
Securities gains (losses)$03,838
Applicable income taxes$17,793,000175
Income before extraordinary items$34,257,000204
Extraordinary gains, net$029
Net income$34,257,000205
Minority interest net income$096
Net income of bank and minority interests.$34,257,000205
Net charge-offs$4,130,000937
Cash dividends$764,0001,934
Sale, conversion, retirement of capital stock, net$01,108
Net operating income$34,257,000198
2011-09-30 (YTD Data)Rank
Total interest income$28,324,000764
Total interest expense$4,885,000977
Net interest income$23,439,000701
Provision for loan and lease losses$327,0003,487
Total noninterest income$42,043,000168
Gross Fiduciary activities income$01,257
Service charges on deposit accounts$724,0001,526
Trading account gains and fees$0145
Additional Noninterest Income$41,319,000133
Total noninterest expense$12,810,0001,152
Salaries and employee benefits$6,810,0001,085
Premises and equipment expense$2,663,000711
Additional noninterest expense$3,337,0001,539
Pre-tax net operating income$52,345,000157
Securities gains (losses)$03,555
Applicable income taxes$17,975,000150
Income before extraordinary items$34,370,000168
Extraordinary gains, net$021
Net income$34,370,000169
Minority interest net income$087
Net income of bank and minority interests.$34,370,000169
Net charge-offs$1,182,0001,740
Cash dividends$764,0001,399
Sale, conversion, retirement of capital stock, net$01,036
Net operating income$34,370,000165
2011-06-30 (YTD Data)Rank
Total interest income$18,861,000777
Total interest expense$3,422,000959
Net interest income$15,439,000714
Provision for loan and lease losses$06,217
Total noninterest income$736,0002,447
Gross Fiduciary activities income$01,239
Service charges on deposit accounts$467,0001,548
Trading account gains and fees$0153
Additional Noninterest Income$269,0003,051
Total noninterest expense$8,331,0001,197
Salaries and employee benefits$4,516,0001,106
Premises and equipment expense$1,764,000719
Additional noninterest expense$2,051,0001,682
Pre-tax net operating income$7,844,000446
Securities gains (losses)$02,914
Applicable income taxes$2,532,000394
Income before extraordinary items$5,312,000509
Extraordinary gains, net$015
Net income$5,312,000508
Minority interest net income$089
Net income of bank and minority interests.$5,312,000509
Net charge-offs$353,0002,505
Cash dividends$764,0001,042
Sale, conversion, retirement of capital stock, net$0986
Net operating income$5,312,000491
2011-03-31 (YTD Data)Rank
Total interest income$9,489,000768
Total interest expense$1,764,000961
Net interest income$7,725,000717
Provision for loan and lease losses$05,840
Total noninterest income$352,0002,562
Gross Fiduciary activities income$01,199
Service charges on deposit accounts$236,0001,515
Trading account gains and fees$0158
Additional Noninterest Income$116,0003,323
Total noninterest expense$4,134,0001,210
Salaries and employee benefits$2,267,0001,117
Premises and equipment expense$874,000738
Additional noninterest expense$993,0001,723
Pre-tax net operating income$3,943,000444
Securities gains (losses)$01,772
Applicable income taxes$1,268,000389
Income before extraordinary items$2,675,000509
Extraordinary gains, net$09
Net income$2,675,000508
Minority interest net income$086
Net income of bank and minority interests.$2,675,000509
Net charge-offs$10,0004,385
Cash dividends$764,000504
Sale, conversion, retirement of capital stock, net$0925
Net operating income$2,675,000492
2010-12-31 (YTD Data)Rank
Total interest income$40,165,000756
Total interest expense$10,059,000810
Net interest income$30,106,000729
Provision for loan and lease losses$1,731,0002,268
Total noninterest income$1,538,0002,473
Gross Fiduciary activities income$01,380
Service charges on deposit accounts$882,0001,675
Trading account gains and fees$0175
Additional Noninterest Income$656,0002,788
Total noninterest expense$17,747,0001,124
Salaries and employee benefits$9,829,000996
Premises and equipment expense$3,363,000759
Additional noninterest expense$4,555,0001,583
Pre-tax net operating income$12,166,000456
Securities gains (losses)$312,0001,230
Applicable income taxes$3,995,000438
Income before extraordinary items$8,483,000537
Extraordinary gains, net$029
Net income$8,483,000536
Minority interest net income$0111
Net income of bank and minority interests.$8,483,000538
Net charge-offs$1,566,0002,131
Cash dividends$04,193
Sale, conversion, retirement of capital stock, net$01,226
Net operating income$8,270,840529
2010-09-30 (YTD Data)Rank
Total interest income$30,256,000757
Total interest expense$8,061,000782
Net interest income$22,195,000742
Provision for loan and lease losses$1,373,0002,106
Total noninterest income$1,063,0002,612
Gross Fiduciary activities income$01,319
Service charges on deposit accounts$631,0001,794
Trading account gains and fees$0165
Additional Noninterest Income$432,0002,992
Total noninterest expense$12,459,0001,204
Salaries and employee benefits$6,722,0001,096
Premises and equipment expense$2,511,000765
Additional noninterest expense$3,226,0001,649
Pre-tax net operating income$9,426,000455
Securities gains (losses)$312,0001,054
Applicable income taxes$3,091,000413
Income before extraordinary items$6,647,000516
Extraordinary gains, net$023
Net income$6,647,000516
Minority interest net income$0110
Net income of bank and minority interests.$6,647,000519
Net charge-offs$865,0002,366
Cash dividends$03,702
Sale, conversion, retirement of capital stock, net$01,139
Net operating income$6,434,840508
2010-06-30 (YTD Data)Rank
Total interest income$20,239,000765
Total interest expense$5,761,000747
Net interest income$14,478,000759
Provision for loan and lease losses$394,0003,221
Total noninterest income$684,0002,619
Gross Fiduciary activities income$01,300
Service charges on deposit accounts$392,0001,930
Trading account gains and fees$0152
Additional Noninterest Income$292,0002,880
Total noninterest expense$8,223,0001,209
Salaries and employee benefits$4,467,0001,101
Premises and equipment expense$1,635,000802
Additional noninterest expense$2,121,0001,656
Pre-tax net operating income$6,545,000422
Securities gains (losses)$274,000766
Applicable income taxes$2,055,000398
Income before extraordinary items$4,764,000462
Extraordinary gains, net$019
Net income$4,764,000463
Minority interest net income$0105
Net income of bank and minority interests.$4,764,000463
Net charge-offs$768,0001,981
Cash dividends$03,476
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$4,572,200463
2010-03-31 (YTD Data)Rank
Total interest income$10,140,000774
Total interest expense$3,104,000726
Net interest income$7,036,000782
Provision for loan and lease losses$282,0002,538
Total noninterest income$337,0002,645
Gross Fiduciary activities income$01,246
Service charges on deposit accounts$174,0002,103
Trading account gains and fees$0175
Additional Noninterest Income$163,0002,701
Total noninterest expense$4,072,0001,236
Salaries and employee benefits$2,219,0001,123
Premises and equipment expense$799,000841
Additional noninterest expense$1,054,0001,662
Pre-tax net operating income$3,019,000445
Securities gains (losses)$02,284
Applicable income taxes$959,000396
Income before extraordinary items$2,060,000540
Extraordinary gains, net$016
Net income$2,060,000542
Minority interest net income$091
Net income of bank and minority interests.$2,060,000542
Net charge-offs$259,0002,188
Cash dividends$02,646
Sale, conversion, retirement of capital stock, net$01,017
Net operating income$2,060,000521
2009-12-31 (YTD Data)Rank
Total interest income$40,923,000816
Total interest expense$16,347,000699
Net interest income$24,576,000880
Provision for loan and lease losses$1,711,0002,691
Total noninterest income$1,310,0002,808
Gross Fiduciary activities income$01,390
Service charges on deposit accounts$720,0002,196
Trading account gains and fees$0211
Additional Noninterest Income$590,0002,923
Total noninterest expense$15,962,0001,294
Salaries and employee benefits$9,239,0001,066
Premises and equipment expense$2,957,000910
Additional noninterest expense$3,766,0001,947
Pre-tax net operating income$8,213,000526
Securities gains (losses)$15,0003,144
Applicable income taxes$3,078,000390
Income before extraordinary items$5,150,000660
Extraordinary gains, net$034
Net income$5,150,000659
Minority interest net income$0115
Net income of bank and minority interests.$5,150,000660
Net charge-offs$322,0004,393
Cash dividends$04,670
Sale, conversion, retirement of capital stock, net$01,342
Net operating income$5,140,400656
2009-09-30 (YTD Data)Rank
Total interest income$30,805,000828
Total interest expense$12,753,000720
Net interest income$18,052,000903
Provision for loan and lease losses$1,130,0002,605
Total noninterest income$1,016,0002,786
Gross Fiduciary activities income$01,353
Service charges on deposit accounts$546,0002,195
Trading account gains and fees$0212
Additional Noninterest Income$470,0002,911
Total noninterest expense$10,819,0001,411
Salaries and employee benefits$6,065,0001,235
Premises and equipment expense$2,225,000921
Additional noninterest expense$2,529,0002,087
Pre-tax net operating income$7,119,000477
Securities gains (losses)$14,0002,872
Applicable income taxes$2,590,000372
Income before extraordinary items$4,543,000596
Extraordinary gains, net$027
Net income$4,543,000596
Minority interest net income$0118
Net income of bank and minority interests.$4,543,000598
Net charge-offs$300,0003,706
Cash dividends$04,191
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$4,534,040594
2009-06-30 (YTD Data)Rank
Total interest income$20,225,000863
Total interest expense$8,598,000749
Net interest income$11,627,000928
Provision for loan and lease losses$559,0002,815
Total noninterest income$679,0002,795
Gross Fiduciary activities income$01,340
Service charges on deposit accounts$360,0002,199
Trading account gains and fees$0193
Additional Noninterest Income$319,0002,897
Total noninterest expense$7,016,0001,481
Salaries and employee benefits$4,024,0001,266
Premises and equipment expense$1,448,000972
Additional noninterest expense$1,544,0002,272
Pre-tax net operating income$4,731,000469
Securities gains (losses)$15,0002,438
Applicable income taxes$1,662,000392
Income before extraordinary items$3,084,000585
Extraordinary gains, net$021
Net income$3,084,000582
Minority interest net income$0112
Net income of bank and minority interests.$3,084,000585
Net charge-offs$177,0003,582
Cash dividends$03,983
Sale, conversion, retirement of capital stock, net$01,195
Net operating income$3,074,250566
2009-03-31 (YTD Data)Rank
Total interest income$9,914,000890
Total interest expense$4,033,000832
Net interest income$5,881,000919
Provision for loan and lease losses$189,0002,942
Total noninterest income$287,0003,108
Gross Fiduciary activities income$01,285
Service charges on deposit accounts$182,0002,131
Trading account gains and fees$0171
Additional Noninterest Income$105,0003,590
Total noninterest expense$3,480,0001,428
Salaries and employee benefits$1,993,0001,296
Premises and equipment expense$717,0001,001
Additional noninterest expense$770,0002,057
Pre-tax net operating income$2,499,000468
Securities gains (losses)$15,0001,797
Applicable income taxes$902,000382
Income before extraordinary items$1,612,000622
Extraordinary gains, net$015
Net income$1,612,000622
Minority interest net income$0102
Net income of bank and minority interests.$1,612,000624
Net charge-offs$-24,0008,030
Cash dividends$03,051
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$1,602,400589
2008-12-31 (YTD Data)Rank
Total interest income$38,049,000990
Total interest expense$15,869,0001,014
Net interest income$22,180,000967
Provision for loan and lease losses$2,283,0001,658
Total noninterest income$1,363,0002,808
Gross Fiduciary activities income$01,441
Service charges on deposit accounts$832,0002,051
Trading account gains and fees$0154
Additional Noninterest Income$531,0003,082
Total noninterest expense$13,988,0001,398
Salaries and employee benefits$8,011,0001,259
Premises and equipment expense$2,727,0001,023
Additional noninterest expense$3,250,0001,884
Pre-tax net operating income$7,272,000764
Securities gains (losses)$126,000967
Applicable income taxes$2,985,000470
Income before extraordinary items$4,413,000930
Extraordinary gains, net$039
Net income$4,413,000929
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$646,0002,463
Cash dividends$05,455
Sale, conversion, retirement of capital stock, net$15,000,000113
Net operating income$4,332,3601,018
2008-09-30 (YTD Data)Rank
Total interest income$28,033,0001,038
Total interest expense$12,050,0001,044
Net interest income$15,983,0001,031
Provision for loan and lease losses$1,556,0001,389
Total noninterest income$1,060,0002,786
Gross Fiduciary activities income$01,405
Service charges on deposit accounts$640,0002,019
Trading account gains and fees$0148
Additional Noninterest Income$420,0003,103
Total noninterest expense$9,836,0001,478
Salaries and employee benefits$5,360,0001,468
Premises and equipment expense$1,965,0001,069
Additional noninterest expense$2,511,0001,770
Pre-tax net operating income$5,651,000902
Securities gains (losses)$126,000832
Applicable income taxes$2,335,000572
Income before extraordinary items$3,442,0001,078
Extraordinary gains, net$031
Net income$3,442,0001,077
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$360,0002,341
Cash dividends$04,937
Sale, conversion, retirement of capital stock, net$15,000,00075
Net operating income$3,361,3601,178
2008-06-30 (YTD Data)Rank
Total interest income$18,171,0001,082
Total interest expense$8,130,0001,078
Net interest income$10,041,0001,090
Provision for loan and lease losses$729,0001,490
Total noninterest income$779,0002,651
Gross Fiduciary activities income$01,395
Service charges on deposit accounts$432,0001,969
Trading account gains and fees$0149
Additional Noninterest Income$347,0002,789
Total noninterest expense$6,464,0001,495
Salaries and employee benefits$3,486,0001,516
Premises and equipment expense$1,132,0001,205
Additional noninterest expense$1,846,0001,593
Pre-tax net operating income$3,627,000984
Securities gains (losses)$03,233
Applicable income taxes$1,485,000671
Income before extraordinary items$2,142,0001,285
Extraordinary gains, net$021
Net income$2,142,0001,286
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$2,0005,718
Cash dividends$04,733
Sale, conversion, retirement of capital stock, net$01,136
Net operating income$2,142,0001,264
2008-03-31 (YTD Data)Rank
Total interest income$8,916,0001,132
Total interest expense$4,216,0001,114
Net interest income$4,700,0001,165
Provision for loan and lease losses$06,080
Total noninterest income$455,0002,375
Gross Fiduciary activities income$01,326
Service charges on deposit accounts$217,0001,937
Trading account gains and fees$0158
Additional Noninterest Income$238,0002,299
Total noninterest expense$3,369,0001,420
Salaries and employee benefits$2,001,0001,306
Premises and equipment expense$328,0002,065
Additional noninterest expense$1,040,0001,382
Pre-tax net operating income$1,786,0001,069
Securities gains (losses)$02,688
Applicable income taxes$596,000872
Income before extraordinary items$1,190,0001,267
Extraordinary gains, net$015
Net income$1,190,0001,270
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$2,0004,623
Cash dividends$03,705
Sale, conversion, retirement of capital stock, net$01,000
Net operating income$1,190,0001,223
2007-12-31 (YTD Data)Rank
Total interest income$32,509,0001,309
Total interest expense$16,231,0001,228
Net interest income$16,278,0001,374
Provision for loan and lease losses$1,250,0001,211
Total noninterest income$3,791,0001,355
Gross Fiduciary activities income$01,498
Service charges on deposit accounts$848,0002,033
Trading account gains and fees$0178
Additional Noninterest Income$2,943,0001,031
Total noninterest expense$11,133,0001,656
Salaries and employee benefits$6,901,0001,463
Premises and equipment expense$1,574,0001,682
Additional noninterest expense$2,658,0002,059
Pre-tax net operating income$7,686,0001,096
Securities gains (losses)$02,146
Applicable income taxes$2,219,0001,042
Income before extraordinary items$5,467,0001,175
Extraordinary gains, net$039
Net income$5,467,0001,173
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$40,0004,903
Cash dividends$05,817
Sale, conversion, retirement of capital stock, net$8,002,000215
Net operating income$5,467,0001,169
2007-09-30 (YTD Data)Rank
Total interest income$23,754,0001,356
Total interest expense$11,821,0001,271
Net interest income$11,933,0001,413
Provision for loan and lease losses$981,000919
Total noninterest income$918,0003,084
Gross Fiduciary activities income$01,458
Service charges on deposit accounts$501,0002,446
Trading account gains and fees$0184
Additional Noninterest Income$417,0003,132
Total noninterest expense$7,331,0001,871
Salaries and employee benefits$4,379,0001,716
Premises and equipment expense$1,040,0001,879
Additional noninterest expense$1,912,0002,095
Pre-tax net operating income$4,539,0001,488
Securities gains (losses)$01,655
Applicable income taxes$1,516,0001,218
Income before extraordinary items$3,023,0001,676
Extraordinary gains, net$033
Net income$3,023,0001,675
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$43,0003,831
Cash dividends$05,179
Sale, conversion, retirement of capital stock, net$01,144
Net operating income$3,023,0001,662
2007-06-30 (YTD Data)Rank
Total interest income$15,185,0001,431
Total interest expense$7,400,0001,351
Net interest income$7,785,0001,471
Provision for loan and lease losses$532,000987
Total noninterest income$596,0003,166
Gross Fiduciary activities income$01,429
Service charges on deposit accounts$399,0002,114
Trading account gains and fees$0168
Additional Noninterest Income$197,0003,806
Total noninterest expense$4,720,0001,956
Salaries and employee benefits$3,013,0001,702
Premises and equipment expense$693,0001,890
Additional noninterest expense$1,014,0002,596
Pre-tax net operating income$3,129,0001,474
Securities gains (losses)$01,444
Applicable income taxes$1,114,0001,177
Income before extraordinary items$2,015,0001,721
Extraordinary gains, net$029
Net income$2,015,0001,721
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$43,0002,999
Cash dividends$04,977
Sale, conversion, retirement of capital stock, net$01,051
Net operating income$2,015,0001,700
2007-03-31 (YTD Data)Rank
Total interest income$7,310,0001,488
Total interest expense$3,462,0001,434
Net interest income$3,848,0001,481
Provision for loan and lease losses$283,000875
Total noninterest income$279,0003,281
Gross Fiduciary activities income$01,355
Service charges on deposit accounts$187,0002,167
Trading account gains and fees$0195
Additional Noninterest Income$92,0003,917
Total noninterest expense$2,312,0002,002
Salaries and employee benefits$1,364,0001,883
Premises and equipment expense$345,0001,898
Additional noninterest expense$603,0002,187
Pre-tax net operating income$1,532,0001,514
Securities gains (losses)$01,187
Applicable income taxes$568,0001,164
Income before extraordinary items$964,0001,775
Extraordinary gains, net$022
Net income$964,0001,775
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$43,0001,850
Cash dividends$03,942
Sale, conversion, retirement of capital stock, net$0885
Net operating income$964,0001,760
2006-12-31 (YTD Data)Rank
Total interest income$25,675,0001,565
Total interest expense$10,535,0001,603
Net interest income$15,140,0001,511
Provision for loan and lease losses$1,064,000992
Total noninterest income$931,0003,707
Gross Fiduciary activities income$01,523
Service charges on deposit accounts$600,0002,681
Trading account gains and fees$0130
Additional Noninterest Income$331,0004,110
Total noninterest expense$8,842,0001,993
Salaries and employee benefits$5,532,0001,771
Premises and equipment expense$1,223,0002,044
Additional noninterest expense$2,087,0002,471
Pre-tax net operating income$6,165,0001,565
Securities gains (losses)$01,687
Applicable income taxes$2,276,0001,202
Income before extraordinary items$3,889,0001,836
Extraordinary gains, net$051
Net income$3,889,0001,838
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$324,0001,577
Cash dividends$05,941
Sale, conversion, retirement of capital stock, net$4,936,000318
Net operating income$3,889,0001,813
2006-09-30 (YTD Data)Rank
Total interest income$18,485,0001,610
Total interest expense$7,302,0001,680
Net interest income$11,183,0001,549
Provision for loan and lease losses$842,000905
Total noninterest income$665,0003,818
Gross Fiduciary activities income$01,468
Service charges on deposit accounts$423,0002,832
Trading account gains and fees$0126
Additional Noninterest Income$242,0004,151
Total noninterest expense$6,297,0002,099
Salaries and employee benefits$3,886,0001,878
Premises and equipment expense$894,0002,102
Additional noninterest expense$1,517,0002,531
Pre-tax net operating income$4,709,0001,587
Securities gains (losses)$01,388
Applicable income taxes$1,783,0001,203
Income before extraordinary items$2,926,0001,876
Extraordinary gains, net$045
Net income$2,926,0001,878
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$173,0001,683
Cash dividends$05,292
Sale, conversion, retirement of capital stock, net$4,936,000241
Net operating income$2,926,0001,857
2006-06-30 (YTD Data)Rank
Total interest income$11,589,0001,687
Total interest expense$4,383,0001,763
Net interest income$7,206,0001,612
Provision for loan and lease losses$549,000905
Total noninterest income$434,0003,848
Gross Fiduciary activities income$01,458
Service charges on deposit accounts$273,0002,887
Trading account gains and fees$0126
Additional Noninterest Income$161,0004,160
Total noninterest expense$4,013,0002,201
Salaries and employee benefits$2,497,0001,948
Premises and equipment expense$581,0002,143
Additional noninterest expense$935,0002,727
Pre-tax net operating income$3,078,0001,610
Securities gains (losses)$01,185
Applicable income taxes$1,139,0001,253
Income before extraordinary items$1,939,0001,884
Extraordinary gains, net$039
Net income$1,939,0001,885
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$191,0001,135
Cash dividends$05,069
Sale, conversion, retirement of capital stock, net$2,608,000198
Net operating income$1,939,0001,864
2006-03-31 (YTD Data)Rank
Total interest income$5,375,0001,797
Total interest expense$1,933,0001,889
Net interest income$3,442,0001,674
Provision for loan and lease losses$180,0001,225
Total noninterest income$210,0003,879
Gross Fiduciary activities income$01,380
Service charges on deposit accounts$132,0002,871
Trading account gains and fees$0115
Additional Noninterest Income$78,0004,205
Total noninterest expense$1,953,0002,275
Salaries and employee benefits$1,222,0002,006
Premises and equipment expense$243,0002,522
Additional noninterest expense$488,0002,594
Pre-tax net operating income$1,519,0001,612
Securities gains (losses)$0955
Applicable income taxes$557,0001,271
Income before extraordinary items$962,0001,861
Extraordinary gains, net$021
Net income$962,0001,860
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$30,0001,969
Cash dividends$03,943
Sale, conversion, retirement of capital stock, net$1,929,000117
Net operating income$962,0001,843
2005-12-31 (YTD Data)Rank
Total interest income$17,093,0001,962
Total interest expense$5,343,0002,076
Net interest income$11,750,0001,877
Provision for loan and lease losses$713,0001,393
Total noninterest income$985,0003,601
Gross Fiduciary activities income$01,557
Service charges on deposit accounts$569,0002,778
Trading account gains and fees$0138
Additional Noninterest Income$416,0003,717
Total noninterest expense$7,305,0002,288
Salaries and employee benefits$4,538,0002,023
Premises and equipment expense$920,0002,544
Additional noninterest expense$1,847,0002,695
Pre-tax net operating income$4,717,0001,948
Securities gains (losses)$02,296
Applicable income taxes$1,667,0001,573
Income before extraordinary items$3,050,0002,214
Extraordinary gains, net$046
Net income$3,050,0002,215
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$373,0001,485
Cash dividends$06,054
Sale, conversion, retirement of capital stock, net$0934
Net operating income$3,050,0002,183
2005-09-30 (YTD Data)Rank
Total interest income$12,150,0002,010
Total interest expense$3,691,0002,121
Net interest income$8,459,0001,952
Provision for loan and lease losses$597,0001,210
Total noninterest income$721,0003,672
Gross Fiduciary activities income$01,504
Service charges on deposit accounts$424,0002,787
Trading account gains and fees$0126
Additional Noninterest Income$297,0003,818
Total noninterest expense$5,215,0002,377
Salaries and employee benefits$3,188,0002,143
Premises and equipment expense$742,0002,374
Additional noninterest expense$1,285,0002,859
Pre-tax net operating income$3,368,0002,046
Securities gains (losses)$02,317
Applicable income taxes$1,176,0001,680
Income before extraordinary items$2,192,0002,323
Extraordinary gains, net$035
Net income$2,192,0002,323
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$374,0001,067
Cash dividends$05,317
Sale, conversion, retirement of capital stock, net$0769
Net operating income$2,192,0002,285
2005-06-30 (YTD Data)Rank
Total interest income$7,610,0002,070
Total interest expense$2,210,0002,215
Net interest income$5,400,0002,012
Provision for loan and lease losses$412,0001,161
Total noninterest income$480,0003,620
Gross Fiduciary activities income$01,480
Service charges on deposit accounts$280,0002,755
Trading account gains and fees$0116
Additional Noninterest Income$200,0003,763
Total noninterest expense$3,400,0002,413
Salaries and employee benefits$2,098,0002,153
Premises and equipment expense$491,0002,365
Additional noninterest expense$811,0002,990
Pre-tax net operating income$2,068,0002,125
Securities gains (losses)$02,146
Applicable income taxes$691,0001,803
Income before extraordinary items$1,377,0002,363
Extraordinary gains, net$030
Net income$1,377,0002,363
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$329,000830
Cash dividends$05,072
Sale, conversion, retirement of capital stock, net$0643
Net operating income$1,377,0002,339
2005-03-31 (YTD Data)Rank
Total interest income$3,570,0002,171
Total interest expense$975,0002,393
Net interest income$2,595,0002,081
Provision for loan and lease losses$150,0001,379
Total noninterest income$242,0003,540
Gross Fiduciary activities income$01,418
Service charges on deposit accounts$141,0002,681
Trading account gains and fees$0115
Additional Noninterest Income$101,0003,720
Total noninterest expense$1,685,0002,434
Salaries and employee benefits$1,037,0002,187
Premises and equipment expense$275,0002,169
Additional noninterest expense$373,0003,201
Pre-tax net operating income$1,002,0002,169
Securities gains (losses)$01,685
Applicable income taxes$356,0001,744
Income before extraordinary items$646,0002,463
Extraordinary gains, net$024
Net income$646,0002,464
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$74,0001,360
Cash dividends$03,863
Sale, conversion, retirement of capital stock, net$0491
Net operating income$646,0002,422
2004-12-31 (YTD Data)Rank
Total interest income$10,937,0002,603
Total interest expense$2,555,0002,998
Net interest income$8,382,0002,438
Provision for loan and lease losses$400,0002,359
Total noninterest income$989,0003,584
Gross Fiduciary activities income$01,582
Service charges on deposit accounts$540,0002,971
Trading account gains and fees$0138
Additional Noninterest Income$449,0003,510
Total noninterest expense$6,825,0002,343
Salaries and employee benefits$4,052,0002,137
Premises and equipment expense$1,279,0001,799
Additional noninterest expense$1,494,0003,130
Pre-tax net operating income$2,146,0003,351
Securities gains (losses)$03,819
Applicable income taxes$840,0002,448
Income before extraordinary items$1,306,0003,972
Extraordinary gains, net$034
Net income$1,306,0003,974
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$61,0004,368
Cash dividends$06,149
Sale, conversion, retirement of capital stock, net$0872
Net operating income$1,306,0003,915
2004-09-30 (YTD Data)Rank
Total interest income$7,688,0002,732
Total interest expense$1,730,0003,196
Net interest income$5,958,0002,536
Provision for loan and lease losses$400,0001,766
Total noninterest income$749,0003,569
Gross Fiduciary activities income$01,547
Service charges on deposit accounts$418,0002,899
Trading account gains and fees$0134
Additional Noninterest Income$331,0003,550
Total noninterest expense$4,917,0002,415
Salaries and employee benefits$2,813,0002,304
Premises and equipment expense$994,0001,751
Additional noninterest expense$1,110,0003,135
Pre-tax net operating income$1,390,0003,769
Securities gains (losses)$03,710
Applicable income taxes$606,0002,560
Income before extraordinary items$784,0004,677
Extraordinary gains, net$026
Net income$784,0004,677
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$61,0003,548
Cash dividends$05,363
Sale, conversion, retirement of capital stock, net$0738
Net operating income$784,0004,597
2004-06-30 (YTD Data)Rank
Total interest income$4,903,0002,835
Total interest expense$1,063,0003,421
Net interest income$3,840,0002,588
Provision for loan and lease losses$273,0001,709
Total noninterest income$495,0003,594
Gross Fiduciary activities income$01,518
Service charges on deposit accounts$277,0002,894
Trading account gains and fees$0130
Additional Noninterest Income$218,0003,584
Total noninterest expense$3,221,0002,469
Salaries and employee benefits$1,835,0002,351
Premises and equipment expense$684,0001,690
Additional noninterest expense$702,0003,298
Pre-tax net operating income$841,0003,981
Securities gains (losses)$03,413
Applicable income taxes$371,0002,694
Income before extraordinary items$470,0004,891
Extraordinary gains, net$021
Net income$470,0004,891
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-2,0007,524
Cash dividends$05,087
Sale, conversion, retirement of capital stock, net$0638
Net operating income$470,0004,807
2004-03-31 (YTD Data)Rank
Total interest income$2,357,0002,954
Total interest expense$526,0003,481
Net interest income$1,831,0002,709
Provision for loan and lease losses$115,0001,912
Total noninterest income$241,0003,609
Gross Fiduciary activities income$01,441
Service charges on deposit accounts$137,0002,859
Trading account gains and fees$0121
Additional Noninterest Income$104,0003,624
Total noninterest expense$1,619,0002,466
Salaries and employee benefits$923,0002,350
Premises and equipment expense$296,0001,958
Additional noninterest expense$400,0002,914
Pre-tax net operating income$338,0004,526
Securities gains (losses)$02,934
Applicable income taxes$153,0003,057
Income before extraordinary items$185,0005,527
Extraordinary gains, net$016
Net income$185,0005,527
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-2,0007,358
Cash dividends$03,841
Sale, conversion, retirement of capital stock, net$0464
Net operating income$185,0005,409
2003-12-31 (YTD Data)Rank
Total interest income$9,156,0003,070
Total interest expense$2,441,0003,397
Net interest income$6,715,0002,854
Provision for loan and lease losses$537,0002,042
Total noninterest income$892,0003,975
Gross Fiduciary activities income$01,641
Service charges on deposit accounts$527,0002,968
Trading account gains and fees$0160
Additional Noninterest Income$365,0004,140
Total noninterest expense$5,710,0002,715
Salaries and employee benefits$3,744,0002,273
Premises and equipment expense$1,157,0001,971
Additional noninterest expense$809,0005,012
Pre-tax net operating income$1,360,0004,373
Securities gains (losses)$04,500
Applicable income taxes$504,0003,361
Income before extraordinary items$856,0005,067
Extraordinary gains, net$054
Net income$856,0005,068
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$441,0001,768
Cash dividends$06,283
Sale, conversion, retirement of capital stock, net$0868
Net operating income$856,0004,904
2003-09-30 (YTD Data)Rank
Total interest income$6,749,0003,148
Total interest expense$1,891,0003,428
Net interest income$4,858,0002,981
Provision for loan and lease losses$211,0003,245
Total noninterest income$650,0004,091
Gross Fiduciary activities income$01,599
Service charges on deposit accounts$384,0003,041
Trading account gains and fees$0153
Additional Noninterest Income$266,0004,268
Total noninterest expense$4,740,0002,486
Salaries and employee benefits$2,727,0002,325
Premises and equipment expense$706,0002,391
Additional noninterest expense$1,307,0002,688
Pre-tax net operating income$557,0006,041
Securities gains (losses)$04,204
Applicable income taxes$256,0004,238
Income before extraordinary items$301,0006,944
Extraordinary gains, net$040
Net income$301,0006,946
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$39,0004,593
Cash dividends$05,519
Sale, conversion, retirement of capital stock, net$0722
Net operating income$301,0006,783
2003-06-30 (YTD Data)Rank
Total interest income$4,528,0003,152
Total interest expense$1,319,0003,403
Net interest income$3,209,0002,981
Provision for loan and lease losses$42,0005,388
Total noninterest income$430,0004,082
Gross Fiduciary activities income$01,577
Service charges on deposit accounts$249,0003,072
Trading account gains and fees$0150
Additional Noninterest Income$181,0004,211
Total noninterest expense$3,161,0002,478
Salaries and employee benefits$1,811,0002,328
Premises and equipment expense$466,0002,397
Additional noninterest expense$884,0002,657
Pre-tax net operating income$436,0005,657
Securities gains (losses)$03,782
Applicable income taxes$153,0004,463
Income before extraordinary items$283,0006,228
Extraordinary gains, net$030
Net income$283,0006,227
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$31,0004,051
Cash dividends$05,215
Sale, conversion, retirement of capital stock, net$0589
Net operating income$283,0006,025
2003-03-31 (YTD Data)Rank
Total interest income$2,256,0003,179
Total interest expense$678,0003,400
Net interest income$1,578,0003,026
Provision for loan and lease losses$34,0004,352
Total noninterest income$221,0003,918
Gross Fiduciary activities income$01,504
Service charges on deposit accounts$124,0003,004
Trading account gains and fees$0134
Additional Noninterest Income$97,0003,987
Total noninterest expense$1,602,0002,421
Salaries and employee benefits$910,0002,307
Premises and equipment expense$227,0002,452
Additional noninterest expense$465,0002,496
Pre-tax net operating income$163,0006,299
Securities gains (losses)$02,891
Applicable income taxes$56,0004,942
Income before extraordinary items$107,0006,766
Extraordinary gains, net$021
Net income$107,0006,767
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$31,0002,727
Cash dividends$03,930
Sale, conversion, retirement of capital stock, net$0419
Net operating income$107,0006,597
2002-12-31 (YTD Data)Rank
Total interest income$10,623,0002,861
Total interest expense$3,855,0002,833
Net interest income$6,768,0002,816
Provision for loan and lease losses$202,0004,327
Total noninterest income$1,038,0003,401
Gross Fiduciary activities income$01,713
Service charges on deposit accounts$526,0002,849
Trading account gains and fees$0153
Additional Noninterest Income$512,0003,241
Total noninterest expense$6,888,0002,179
Salaries and employee benefits$3,578,0002,239
Premises and equipment expense$860,0002,509
Additional noninterest expense$2,450,0001,887
Pre-tax net operating income$716,0006,023
Securities gains (losses)$15,0003,365
Applicable income taxes$317,0004,348
Income before extraordinary items$414,0006,779
Extraordinary gains, net$070
Net income$414,0006,778
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-134,0009,254
Cash dividends$06,377
Sale, conversion, retirement of capital stock, net$0862
Net operating income$404,4006,694
2001-12-31 (YTD Data)Rank
Total interest income$14,138,0002,425
Total interest expense$7,797,0002,066
Net interest income$6,341,0002,802
Provision for loan and lease losses$494,0002,239
Total noninterest income$823,0003,780
Gross Fiduciary activities income$01,731
Service charges on deposit accounts$540,0002,655
Trading account gains and fees$0177
Additional Noninterest Income$283,0004,244
Total noninterest expense$5,490,0002,579
Salaries and employee benefits$3,242,0002,310
Premises and equipment expense$817,0002,578
Additional noninterest expense$1,431,0002,993
Pre-tax net operating income$1,180,0004,451
Securities gains (losses)$34,0002,711
Applicable income taxes$427,0003,607
Income before extraordinary items$787,0004,914
Extraordinary gains, net$0105
Net income$787,0004,917
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$274,0002,375
Cash dividends$06,617
Sale, conversion, retirement of capital stock, net$0922
Net operating income$764,9004,883
2000-12-31 (YTD Data)Rank
Total interest income$14,904,0002,349
Total interest expense$8,127,0002,115
Net interest income$6,777,0002,626
Provision for loan and lease losses$571,0001,690
Total noninterest income$561,0004,592
Gross Fiduciary activities income$01,332
Service charges on deposit accounts$333,0003,744
Trading account gains and fees$0180
Additional Noninterest Income$228,0004,493
Total noninterest expense$5,355,0002,542
Salaries and employee benefits$3,039,0002,355
Premises and equipment expense$846,0002,448
Additional noninterest expense$1,470,0002,867
Pre-tax net operating income$1,412,0004,246
Securities gains (losses)$24,000913
Applicable income taxes$312,0004,514
Income before extraordinary items$1,124,0004,041
Extraordinary gains, net$038
Net income$1,124,0004,043
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$194,0002,434
Cash dividends$06,853
Sale, conversion, retirement of capital stock, net$0969
Net operating income$1,105,2804,088
1999-12-31 (YTD Data)Rank
Total interest income$10,521,0003,069
Total interest expense$5,574,0002,647
Net interest income$4,947,0003,477
Provision for loan and lease losses$961,0001,014
Total noninterest income$395,0005,660
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$216,0004,922
Trading account gains and feesNANA
Additional Noninterest Income$179,0005,197
Total noninterest expense$4,196,0003,179
Salaries and employee benefits$2,468,0002,840
Premises and equipment expense$609,0003,205
Additional noninterest expense$1,119,0003,662
Pre-tax net operating income$185,0008,657
Securities gains (losses)$03,155
Applicable income taxes$08,765
Income before extraordinary items$185,0008,399
Extraordinary gains, net$-183,00010,207
Net income$2,0009,433
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$484,0001,254
Cash dividends$07,131
Sale, conversion, retirement of capital stock, net$01,035
Net operating income$185,0008,370
1998-12-31 (YTD Data)Rank
Total interest income$3,500,0006,953
Total interest expense$1,988,0006,207
Net interest income$1,512,0007,665
Provision for loan and lease losses$627,0001,437
Total noninterest income$159,0008,092
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$87,0007,121
Trading account gains and feesNANA
Additional Noninterest Income$72,0007,421
Total noninterest expense$2,813,0004,363
Salaries and employee benefits$1,693,0003,850
Premises and equipment expense$249,0005,974
Additional noninterest expense$871,0004,398
Pre-tax net operating income$-1,769,00010,410
Securities gains (losses)$63,0001,575
Applicable income taxes$09,340
Income before extraordinary items$-1,706,00010,409
Extraordinary gains, net$032
Net income$-1,706,00010,409
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$08,132
Cash dividends$07,473
Sale, conversion, retirement of capital stock, net$15,105,00061
Net operating income$-1,769,00010,397

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.