Home > American First National Bank > Income and Expense
American First National Bank, Income and Expense
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $5,262,000 | 5,707 |
| Total interest expense | $2,515,000 | 5,488 |
| Net interest income | $2,747,000 | 5,807 |
| Provision for loan and lease losses | $151,000 | 4,042 |
| Total noninterest income | $376,000 | 6,152 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $188,000 | 5,776 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $188,000 | 5,346 |
| Total noninterest expense | $2,226,000 | 5,487 |
| Salaries and employee benefits | $1,249,000 | 5,024 |
| Premises and equipment expense | $467,000 | 3,997 |
| Additional noninterest expense | $510,000 | 6,975 |
| Pre-tax net operating income | $746,000 | 6,721 |
| Securities gains (losses) | $3,000 | 3,304 |
| Applicable income taxes | $168,000 | 7,615 |
| Income before extraordinary items | $581,000 | 6,393 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $581,000 | 6,395 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $54,000 | 5,157 |
| Cash dividends | $0 | 8,336 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $578,660 | 6,335 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $4,627,000 | 6,324 |
| Total interest expense | $2,254,000 | 5,967 |
| Net interest income | $2,373,000 | 6,529 |
| Provision for loan and lease losses | $27,000 | 7,269 |
| Total noninterest income | $372,000 | 6,252 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $200,000 | 5,690 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $172,000 | 5,579 |
| Total noninterest expense | $2,182,000 | 5,595 |
| Salaries and employee benefits | $1,193,000 | 5,241 |
| Premises and equipment expense | $437,000 | 4,211 |
| Additional noninterest expense | $552,000 | 6,853 |
| Pre-tax net operating income | $536,000 | 8,241 |
| Securities gains (losses) | $0 | 3,831 |
| Applicable income taxes | $120,000 | 8,792 |
| Income before extraordinary items | $416,000 | 7,914 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $416,000 | 7,912 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $40,000 | 5,530 |
| Cash dividends | $0 | 8,717 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $416,000 | 7,886 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $3,676,000 | 7,104 |
| Total interest expense | $1,516,000 | 6,845 |
| Net interest income | $2,160,000 | 7,175 |
| Provision for loan and lease losses | $6,000 | 8,739 |
| Total noninterest income | $365,000 | 6,482 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $203,000 | 5,805 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $162,000 | 5,970 |
| Total noninterest expense | $1,954,000 | 6,326 |
| Salaries and employee benefits | $1,017,000 | 6,013 |
| Premises and equipment expense | $406,000 | 4,532 |
| Additional noninterest expense | $531,000 | 7,591 |
| Pre-tax net operating income | $565,000 | 8,212 |
| Securities gains (losses) | $0 | 3,600 |
| Applicable income taxes | $157,000 | 8,162 |
| Income before extraordinary items | $408,000 | 8,130 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $408,000 | 8,133 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,000 | 8,704 |
| Cash dividends | $0 | 8,932 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $408,000 | 8,173 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $3,306,000 | 7,829 |
| Total interest expense | $1,418,000 | 7,478 |
| Net interest income | $1,888,000 | 7,983 |
| Provision for loan and lease losses | $49,000 | 7,550 |
| Total noninterest income | $415,000 | 6,326 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $207,000 | 5,846 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $208,000 | 5,546 |
| Total noninterest expense | $1,737,000 | 7,080 |
| Salaries and employee benefits | $874,000 | 6,871 |
| Premises and equipment expense | $367,000 | 5,048 |
| Additional noninterest expense | $496,000 | 8,251 |
| Pre-tax net operating income | $517,000 | 8,553 |
| Securities gains (losses) | $0 | 7,477 |
| Applicable income taxes | $134,000 | 9,002 |
| Income before extraordinary items | $383,000 | 8,606 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $383,000 | 8,767 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $8,000 | 8,808 |
| Cash dividends | $0 | 9,081 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $383,000 | 8,344 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $3,248,000 | 8,561 |
| Total interest expense | $1,488,000 | 8,546 |
| Net interest income | $1,760,000 | 8,469 |
| Provision for loan and lease losses | $63,000 | 8,454 |
| Total noninterest income | $319,000 | 7,474 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $180,000 | 6,393 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $139,000 | 6,908 |
| Total noninterest expense | $1,665,000 | 7,354 |
| Salaries and employee benefits | $771,000 | 7,457 |
| Premises and equipment expense | $290,000 | 6,114 |
| Additional noninterest expense | $604,000 | 7,475 |
| Pre-tax net operating income | $351,000 | 9,677 |
| Securities gains (losses) | $0 | 8,369 |
| Applicable income taxes | $78,000 | 10,500 |
| Income before extraordinary items | $273,000 | 9,644 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $273,000 | 9,782 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,000 | 10,870 |
| Cash dividends | $57,000 | 7,528 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $273,000 | 9,272 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.