Home > American Fidelity Bank, FSB > Income and Expense
American Fidelity Bank, FSB, Income and Expense
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $802,000 | 11,520 |
| Total interest expense | $692,000 | 10,344 |
| Net interest income | $110,000 | 11,914 |
| Provision for loan and lease losses | $22,000 | 7,572 |
| Total noninterest income | $437,000 | 5,659 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 522 |
| Additional Noninterest Income | $437,000 | 3,141 |
| Total noninterest expense | $1,107,000 | 8,546 |
| Salaries and employee benefits | $374,000 | 10,132 |
| Premises and equipment expense | $188,000 | 7,429 |
| Additional noninterest expense | $545,000 | 6,908 |
| Pre-tax net operating income | $-582,000 | 11,815 |
| Securities gains (losses) | $0 | 3,831 |
| Applicable income taxes | $-185,000 | 11,785 |
| Income before extraordinary items | $-397,000 | 11,774 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $-397,000 | 11,772 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 8,856 |
| Cash dividends | $0 | 8,717 |
| Sale, conversion, retirement of capital stock, net | NA | NA |
| Net operating income | $-397,000 | 11,765 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $214,000 | 12,552 |
| Total interest expense | $110,000 | 12,499 |
| Net interest income | $104,000 | 12,560 |
| Provision for loan and lease losses | $0 | 9,146 |
| Total noninterest income | $10,000 | 12,474 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 475 |
| Additional Noninterest Income | $10,000 | 12,083 |
| Total noninterest expense | $91,000 | 12,586 |
| Salaries and employee benefits | $32,000 | 12,590 |
| Premises and equipment expense | $22,000 | 12,402 |
| Additional noninterest expense | $37,000 | 12,575 |
| Pre-tax net operating income | $23,000 | 12,010 |
| Securities gains (losses) | $0 | 3,600 |
| Applicable income taxes | $9,000 | 11,400 |
| Income before extraordinary items | $14,000 | 11,988 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $14,000 | 11,988 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 8,921 |
| Cash dividends | $0 | 8,932 |
| Sale, conversion, retirement of capital stock, net | $3,034,000 | 233 |
| Net operating income | $14,000 | 12,021 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $1,515,000 | 11,212 |
| Total interest expense | $775,000 | 10,171 |
| Net interest income | $740,000 | 11,720 |
| Provision for loan and lease losses | $2,000 | 10,273 |
| Total noninterest income | $70,000 | 12,069 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 532 |
| Additional Noninterest Income | $70,000 | 9,084 |
| Total noninterest expense | $737,000 | 10,983 |
| Salaries and employee benefits | $348,000 | 11,169 |
| Premises and equipment expense | $113,000 | 10,024 |
| Additional noninterest expense | $276,000 | 10,747 |
| Pre-tax net operating income | $71,000 | 12,046 |
| Securities gains (losses) | $12,000 | 5,266 |
| Applicable income taxes | $35,000 | 11,268 |
| Income before extraordinary items | $48,000 | 12,268 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $48,000 | 12,290 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,000 | 9,554 |
| Cash dividends | $0 | 9,081 |
| Sale, conversion, retirement of capital stock, net | $876,000 | 503 |
| Net operating income | $40,320 | 12,170 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $1,830,000 | 11,237 |
| Total interest expense | $1,125,000 | 9,887 |
| Net interest income | $705,000 | 12,298 |
| Provision for loan and lease losses | $24,000 | 10,335 |
| Total noninterest income | $85,000 | 12,134 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 504 |
| Additional Noninterest Income | $85,000 | 8,638 |
| Total noninterest expense | $730,000 | 11,351 |
| Salaries and employee benefits | $330,000 | 11,663 |
| Premises and equipment expense | $122,000 | 9,963 |
| Additional noninterest expense | $278,000 | 11,152 |
| Pre-tax net operating income | $36,000 | 12,494 |
| Securities gains (losses) | $0 | 8,369 |
| Applicable income taxes | $15,000 | 12,232 |
| Income before extraordinary items | $21,000 | 12,769 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $21,000 | 12,765 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 11,197 |
| Cash dividends | $0 | 8,912 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $21,000 | 12,532 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.